Primary Residential Mortgage, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Primary Residential Mortgage, Inc. of Salt Lake City, UT reported 13,770 mortgage applications totaling $4.1 billion, down 10% from 2024. The average application was for $297,079, and applicants reported an average income of $161,996. 69% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (1,591), Albuquerque, NM (1,137) and Providence-Warwick, RI-MA (1,106) (applications in parentheses).

Mortgage Company & Address Primary Residential Mortgage, Inc.
1480 N 2200 W
Salt Lake City, UT 84116
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 13,770
Total Mortgage Loan Application Amount $4,090,780,000
Average Mortgage Loan Application Amount $297,079
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $161,996
Highest Applicant Income $9,617,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Primary Residential Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Primary Residential Mortgage, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 783 $ 225,945,000 $ 288,563 $ 158,000
Bernalillo, New Mexico 698 $ 194,780,000 $ 279,054 $ 142,000
Baltimore, Maryland 533 $ 161,045,000 $ 302,148 $ 139,000
Baltimore City, Maryland 444 $ 104,730,000 $ 235,878 $ 127,000
Harford, Maryland 262 $ 90,500,000 $ 345,419 $ 138,000
Sandoval, New Mexico 248 $ 76,080,000 $ 306,774 $ 122,000
Kent, Rhode Island 221 $ 64,965,000 $ 293,959 $ 106,000
York, Pennsylvania 191 $ 46,535,000 $ 243,638 $ 173,000
Anne Arundel, Maryland 174 $ 71,210,000 $ 409,252 $ 146,000
Valencia, New Mexico 167 $ 40,725,000 $ 243,862 $ 110,000
New Castle, Delaware 154 $ 35,580,000 $ 231,038 $ 91,000
Smith, Texas 142 $ 29,060,000 $ 204,647 $ 99,000
Salt Lake, Utah 142 $ 56,200,000 $ 395,774 $ 178,000
Reno, Kansas 138 $ 21,940,000 $ 158,985 $ 176,000
South Central Connecticut Planning Region, Connecticut 137 $ 48,845,000 $ 356,532 $ 407,000
Rapides, Louisiana 129 $ 19,145,000 $ 148,410 $ 126,000
Mecklenburg, North Carolina 115 $ 50,305,000 $ 437,434 $ 291,000
Clark, Washington 114 $ 41,450,000 $ 363,596 $ 177,000
Sumner, Tennessee 110 $ 40,230,000 $ 365,727 $ 202,000
Mesa, Colorado 104 $ 30,210,000 $ 290,480 $ 278,000
Curry, New Mexico 102 $ 14,380,000 $ 140,980 $ 83,000
Weld, Colorado 100 $ 32,190,000 $ 321,900 $ 109,000
Kent, Delaware 97 $ 19,225,000 $ 198,195 $ 76,000
Anchorage, Alaska 96 $ 38,850,000 $ 404,687 $ 311,000
Carroll, Maryland 96 $ 34,460,000 $ 358,958 $ 142,000
Clark, Nevada 87 $ 30,595,000 $ 351,666 $ 101,000
Palm Beach, Florida 84 $ 33,960,000 $ 404,285 $ 215,000
Wake, North Carolina 83 $ 24,675,000 $ 297,289 $ 176,000
San Joaquin, California 76 $ 28,760,000 $ 378,421 $ 146,000
Roosevelt, New Mexico 75 $ 11,285,000 $ 150,466 $ 106,000
Weber, Utah 75 $ 27,515,000 $ 366,866 $ 116,000
Brevard, Florida 74 $ 25,290,000 $ 341,756 $ 280,000
Howard, Maryland 73 $ 32,695,000 $ 447,876 $ 286,000
Miami-Dade, Florida 72 $ 31,780,000 $ 441,388 $ 257,000
Honolulu, Hawaii 71 $ 44,545,000 $ 627,394 $ 153,000
Prince George's, Maryland 71 $ 20,225,000 $ 284,859 $ 289,000
Davis, Utah 71 $ 32,545,000 $ 458,380 $ 146,000
El Paso, Colorado 69 $ 23,395,000 $ 339,057 $ 132,000
Frederick, Maryland 67 $ 22,165,000 $ 330,820 $ 129,000
Denton, Texas 63 $ 29,415,000 $ 466,904 $ 223,000
Davidson, Tennessee 59 $ 19,875,000 $ 336,864 $ 267,000
Broward, Florida 56 $ 23,950,000 $ 427,678 $ 163,000
Jefferson, Kentucky 56 $ 10,400,000 $ 185,714 $ 95,000
Adams, Pennsylvania 56 $ 14,390,000 $ 256,964 $ 97,000
Escambia, Florida 54 $ 12,110,000 $ 224,259 $ 95,000
Capitol Planning Region, Connecticut 52 $ 17,900,000 $ 344,230 $ 137,000
Collier, Florida 52 $ 23,410,000 $ 450,192 $ 136,000
East Baton Rouge, Louisiana 52 $ 10,850,000 $ 208,653 $ 90,000
Garland, Arkansas 50 $ 9,870,000 $ 197,400 $ 158,000
Bristol, Massachusetts 50 $ 19,550,000 $ 391,000 $ 111,000
Plymouth, Massachusetts 49 $ 21,765,000 $ 444,183 $ 126,000
Cecil, Maryland 48 $ 13,320,000 $ 277,500 $ 109,000
Montgomery, Maryland 48 $ 17,980,000 $ 374,583 $ 145,000
Hidalgo, Texas 48 $ 8,130,000 $ 169,375 $ 201,000
Lee, Florida 47 $ 14,205,000 $ 302,234 $ 163,000
Pulaski, Arkansas 46 $ 8,550,000 $ 185,869 $ 136,000
Santa Rosa, Florida 46 $ 13,110,000 $ 285,000 $ 116,000
Wilson, Tennessee 46 $ 16,770,000 $ 364,565 $ 125,000
St. Mary's, Maryland 45 $ 16,785,000 $ 373,000 $ 123,000
Johnston, North Carolina 45 $ 11,795,000 $ 262,111 $ 227,000
Worcester, Massachusetts 44 $ 15,870,000 $ 360,681 $ 265,000
Natrona, Wyoming 44 $ 11,000,000 $ 250,000 $ 96,000
Mohave, Arizona 43 $ 16,705,000 $ 388,488 $ 120,000
Harris, Texas 43 $ 11,965,000 $ 278,255 $ 151,000
Outagamie, Wisconsin 43 $ 10,305,000 $ 239,651 $ 276,000
Utah, Utah 42 $ 14,520,000 $ 345,714 $ 107,000
Santa Fe, New Mexico 41 $ 14,355,000 $ 350,121 $ 147,000
Iredell, North Carolina 41 $ 13,025,000 $ 317,682 $ 119,000
Matanuska-Susitna, Alaska 40 $ 14,150,000 $ 353,750 $ 124,000
Greenville, South Carolina 40 $ 11,050,000 $ 276,250 $ 100,000
San Juan, Utah 40 $ 12,110,000 $ 302,750 $ 103,000
Rowan, North Carolina 39 $ 7,675,000 $ 196,794 $ 703,000
Cuyahoga, Ohio 39 $ 7,365,000 $ 188,846 $ 102,000
Anderson, South Carolina 39 $ 7,555,000 $ 193,717 $ 85,000
Tulare, California 38 $ 9,440,000 $ 248,421 $ 94,000
Solano, California 37 $ 12,875,000 $ 347,972 $ 108,000
Lorain, Ohio 37 $ 8,545,000 $ 230,945 $ 105,000
Calaveras, California 36 $ 9,750,000 $ 270,833 $ 115,000
Sussex, Delaware 36 $ 9,520,000 $ 264,444 $ 114,000
Pawnee, Kansas 36 $ 3,410,000 $ 94,722 $ 75,000
Collin, Texas 36 $ 23,480,000 $ 652,222 $ 220,000
Tarrant, Texas 36 $ 16,680,000 $ 463,333 $ 338,000
Grand, Utah 36 $ 14,040,000 $ 390,000 $ 142,000
Lafayette, Louisiana 35 $ 5,195,000 $ 148,428 $ 513,000
Cumberland, Maine 35 $ 14,905,000 $ 425,857 $ 167,000
Montgomery, Ohio 35 $ 6,635,000 $ 189,571 $ 103,000
Multnomah, Oregon 35 $ 11,605,000 $ 331,571 $ 339,000
Washington, Rhode Island 35 $ 11,005,000 $ 314,428 $ 136,000
Spartanburg, South Carolina 35 $ 6,915,000 $ 197,571 $ 72,000
Arapahoe, Colorado 34 $ 10,570,000 $ 310,882 $ 110,000
Washington, Maryland 34 $ 6,110,000 $ 179,705 $ 100,000
St. Lucie, Florida 33 $ 11,285,000 $ 341,969 $ 95,000
White Pine, Nevada 33 $ 6,515,000 $ 197,424 $ 89,000
Lower Connecticut River Valley Planning Region, Connecticut 32 $ 9,300,000 $ 290,625 $ 118,000
Winnebago, Wisconsin 32 $ 6,780,000 $ 211,875 $ 74,000
Maricopa, Arizona 31 $ 12,665,000 $ 408,548 $ 159,000
Eddy, New Mexico 31 $ 4,205,000 $ 135,645 $ 101,000
Adams, Colorado 30 $ 9,690,000 $ 323,000 $ 122,000
Larimer, Colorado 30 $ 14,530,000 $ 484,333 $ 179,000
Naugatuck Valley Planning Region, Connecticut 30 $ 8,700,000 $ 290,000 $ 446,000
Cumberland, North Carolina 30 $ 6,140,000 $ 204,666 $ 82,000
Sonoma, California 29 $ 11,655,000 $ 401,896 $ 124,000
Stanislaus, California 29 $ 11,225,000 $ 387,068 $ 126,000
Cabarrus, North Carolina 29 $ 9,635,000 $ 332,241 $ 301,000
Macon, Tennessee 29 $ 6,275,000 $ 216,379 $ 73,000
Washington, Utah 29 $ 10,845,000 $ 373,965 $ 179,000
Coweta, Georgia 28 $ 9,590,000 $ 342,500 $ 110,000
Henry, Kentucky 28 $ 5,010,000 $ 178,928 $ 76,000
Gaston, North Carolina 28 $ 7,190,000 $ 256,785 $ 331,000
Robertson, Tennessee 28 $ 9,840,000 $ 351,428 $ 103,000
Cameron, Texas 28 $ 6,020,000 $ 215,000 $ 104,000
Dallas, Texas 28 $ 14,050,000 $ 501,785 $ 204,000
Pueblo, Colorado 27 $ 5,085,000 $ 188,333 $ 79,000
San Francisco, California 26 $ 23,820,000 $ 916,153 $ 265,000
Harvey, Kansas 26 $ 5,230,000 $ 201,153 $ 236,000
Catawba, North Carolina 26 $ 6,970,000 $ 268,076 $ 101,000
Alameda, California 25 $ 12,655,000 $ 506,200 $ 190,000
Los Angeles, California 25 $ 16,265,000 $ 650,600 $ 558,000
Hillsborough, Florida 25 $ 7,725,000 $ 309,000 $ 144,000
Leon, Florida 25 $ 5,855,000 $ 234,200 $ 100,000
Pinellas, Florida 25 $ 7,745,000 $ 309,800 $ 125,000
Cobb, Georgia 25 $ 7,225,000 $ 289,000 $ 82,000
Lea, New Mexico 25 $ 3,715,000 $ 148,600 $ 405,000
Cowlitz, Washington 25 $ 8,135,000 $ 325,400 $ 375,000
Calvert, Maryland 24 $ 8,610,000 $ 358,750 $ 133,000
Torrance, New Mexico 24 $ 4,670,000 $ 194,583 $ 94,000
York, South Carolina 24 $ 8,860,000 $ 369,166 $ 162,000
Saline, Arkansas 23 $ 3,835,000 $ 166,739 $ 769,000
Denver, Colorado 23 $ 5,775,000 $ 251,086 $ 89,000
Northeastern Connecticut Planning Region, Connecticut 23 $ 7,755,000 $ 337,173 $ 102,000
Southeastern Connecticut Planning Region, Connecticut 23 $ 7,205,000 $ 313,260 $ 111,000
Sedgwick, Kansas 23 $ 4,185,000 $ 181,956 $ 81,000
Trimble, Kentucky 23 $ 3,615,000 $ 157,173 $ 302,000
Otter Tail, Minnesota 23 $ 5,445,000 $ 236,739 $ 102,000
Florence, South Carolina 23 $ 3,775,000 $ 164,130 $ 66,000
Ellis, Texas 23 $ 8,105,000 $ 352,391 $ 122,000
Washington, Oregon 22 $ 8,660,000 $ 393,636 $ 152,000
Minnehaha, South Dakota 22 $ 5,740,000 $ 260,909 $ 461,000
Madera, California 21 $ 6,805,000 $ 324,047 $ 110,000
Citrus, Florida 21 $ 3,805,000 $ 181,190 $ 84,000
Pasco, Florida 21 $ 4,765,000 $ 226,904 $ 135,000
Lyon, Nevada 21 $ 4,915,000 $ 234,047 $ 87,000
Daviess, Kentucky 20 $ 3,140,000 $ 157,000 $ 77,000
Worcester, Maryland 20 $ 9,380,000 $ 469,000 $ 315,000
Harnett, North Carolina 20 $ 4,900,000 $ 245,000 $ 87,000
Rutherford, Tennessee 20 $ 7,750,000 $ 387,500 $ 125,000
Milwaukee, Wisconsin 20 $ 4,210,000 $ 210,500 $ 440,000
Canyon, Idaho 19 $ 6,465,000 $ 340,263 $ 112,000
Charles, Maryland 19 $ 6,635,000 $ 349,210 $ 129,000
Carson City, Nevada 19 $ 7,655,000 $ 402,894 $ 133,000
Fresno, California 18 $ 6,120,000 $ 340,000 $ 101,000
Marin, California 17 $ 14,025,000 $ 825,000 $ 271,000
San Diego, California 17 $ 11,575,000 $ 680,882 $ 252,000
Western Connecticut Planning Region, Connecticut 17 $ 7,315,000 $ 430,294 $ 202,000
District of Columbia, District Of Columbia 17 $ 9,445,000 $ 555,588 $ 152,000
Ada, Idaho 17 $ 7,075,000 $ 416,176 $ 173,000
Lafourche, Louisiana 17 $ 2,705,000 $ 159,117 $ 89,000
Cass, North Dakota 17 $ 5,325,000 $ 313,235 $ 612,000
Cherokee, Texas 17 $ 2,855,000 $ 167,941 $ 83,000
Teller, Colorado 16 $ 5,640,000 $ 352,500 $ 119,000
Polk, Florida 16 $ 4,410,000 $ 275,625 $ 648,000
Clark, Indiana 16 $ 3,910,000 $ 244,375 $ 87,000
McPherson, Kansas 16 $ 3,220,000 $ 201,250 $ 85,000
Oldham, Kentucky 16 $ 4,630,000 $ 289,375 $ 103,000
Murray, Minnesota 16 $ 1,780,000 $ 111,250 $ 71,000
Jackson, Missouri 16 $ 2,290,000 $ 143,125 $ 69,000
Burlington, New Jersey 16 $ 5,090,000 $ 318,125 $ 112,000
Union, North Carolina 16 $ 6,690,000 $ 418,125 $ 197,000
Clackamas, Oregon 16 $ 8,870,000 $ 554,375 $ 196,000
Henderson, Texas 16 $ 4,150,000 $ 259,375 $ 127,000
Merced, California 15 $ 4,305,000 $ 287,000 $ 138,000
Sacramento, California 15 $ 6,295,000 $ 419,666 $ 155,000
Orange, Florida 15 $ 5,165,000 $ 344,333 $ 136,000
St. Clair, Illinois 15 $ 2,295,000 $ 153,000 $ 79,000
Wayne, Michigan 15 $ 2,095,000 $ 139,666 $ 79,000
Chester, Pennsylvania 15 $ 3,445,000 $ 229,666 $ 98,000
Montgomery, Tennessee 15 $ 4,895,000 $ 326,333 $ 113,000
King, Washington 15 $ 8,405,000 $ 560,333 $ 166,000
Calumet, Wisconsin 15 $ 4,315,000 $ 287,666 $ 102,000
Waupaca, Wisconsin 15 $ 3,135,000 $ 209,000 $ 103,000
Converse, Wyoming 15 $ 2,285,000 $ 152,333 $ 84,000
Lonoke, Arkansas 14 $ 2,290,000 $ 163,571 $ 79,000
San Luis Obispo, California 14 $ 7,000,000 $ 500,000 $ 194,000
Hernando, Florida 14 $ 4,430,000 $ 316,428 $ 154,000
Okaloosa, Florida 14 $ 3,250,000 $ 232,142 $ 78,000
Gwinnett, Georgia 14 $ 4,500,000 $ 321,428 $ 180,000
Marion, Indiana 14 $ 3,660,000 $ 261,428 $ 84,000
Carroll, Kentucky 14 $ 2,160,000 $ 154,285 $ 82,000
Middlesex, Massachusetts 14 $ 9,280,000 $ 662,857 $ 225,000
Norfolk, Massachusetts 14 $ 7,550,000 $ 539,285 $ 170,000
Washoe, Nevada 14 $ 4,830,000 $ 345,000 $ 107,000
Brunswick, North Carolina 14 $ 4,770,000 $ 340,714 $ 151,000
Durham, North Carolina 14 $ 5,370,000 $ 383,571 $ 203,000
Washington, Wisconsin 14 $ 3,780,000 $ 270,000 $ 103,000
Napa, California 13 $ 7,165,000 $ 551,153 $ 153,000
Marion, Florida 13 $ 2,695,000 $ 207,307 $ 75,000
Allen, Indiana 13 $ 1,775,000 $ 136,538 $ 63,000
York, Maine 13 $ 3,645,000 $ 280,384 $ 168,000
Dona Ana, New Mexico 13 $ 3,025,000 $ 232,692 $ 117,000
Shelby, Tennessee 13 $ 2,945,000 $ 226,538 $ 205,000
Morgan, Colorado 12 $ 4,250,000 $ 354,166 $ 732,000
Manatee, Florida 12 $ 5,060,000 $ 421,666 $ 199,000
Hampden, Massachusetts 12 $ 3,430,000 $ 285,833 $ 81,000
Wayne, North Carolina 12 $ 2,340,000 $ 195,000 $ 76,000
Stark, Ohio 12 $ 1,180,000 $ 98,333 $ 76,000
Lane, Oregon 12 $ 4,490,000 $ 374,166 $ 136,000
Cumberland, Pennsylvania 12 $ 3,020,000 $ 251,666 $ 444,000
Lancaster, Pennsylvania 12 $ 3,540,000 $ 295,000 $ 104,000
Newport, Rhode Island 12 $ 5,590,000 $ 465,833 $ 528,000
Faulkner, Arkansas 11 $ 2,275,000 $ 206,818 $ 76,000
Contra Costa, California 11 $ 6,895,000 $ 626,818 $ 187,000
Tuolumne, California 11 $ 3,115,000 $ 283,181 $ 196,000
Jefferson, Colorado 11 $ 3,875,000 $ 352,272 $ 151,000
Tippecanoe, Indiana 11 $ 1,715,000 $ 155,909 $ 77,000
Anoka, Minnesota 11 $ 3,245,000 $ 295,000 $ 71,000
Hennepin, Minnesota 11 $ 3,475,000 $ 315,909 $ 124,000
Wright, Minnesota 11 $ 4,065,000 $ 369,545 $ 152,000
Grant, New Mexico 11 $ 1,625,000 $ 147,727 $ 148,000
Rio Arriba, New Mexico 11 $ 3,755,000 $ 341,363 $ 122,000
Tulsa, Oklahoma 11 $ 2,085,000 $ 189,545 $ 75,000
Dauphin, Pennsylvania 11 $ 2,455,000 $ 223,181 $ 108,000
Lancaster, South Carolina 11 $ 3,255,000 $ 295,909 $ 102,000
Brown, Wisconsin 11 $ 5,055,000 $ 459,545 $ 246,000
Sheboygan, Wisconsin 11 $ 2,705,000 $ 245,909 $ 86,000
Arkansas, Arkansas 10 $ 980,000 $ 98,000 $ 54,000
Benton, Arkansas 10 $ 1,130,000 $ 113,000 $ 76,000
Crittenden, Arkansas 10 $ 1,220,000 $ 122,000 $ 863,000
Seminole, Florida 10 $ 1,940,000 $ 194,000 $ 89,000
Saline, Kansas 10 $ 1,360,000 $ 136,000 $ 102,000
Ascension, Louisiana 10 $ 2,820,000 $ 282,000 $ 119,000
Orleans, Louisiana 10 $ 2,400,000 $ 240,000 $ 141,000
Dorchester, Maryland 10 $ 3,010,000 $ 301,000 $ 130,000
Scotts Bluff, Nebraska 10 $ 1,780,000 $ 178,000 $ 89,000
Douglas, Nevada 10 $ 3,580,000 $ 358,000 $ 822,000
Nash, North Carolina 10 $ 1,720,000 $ 172,000 $ 89,000
Franklin, Pennsylvania 10 $ 2,360,000 $ 236,000 $ 83,000
Berkeley, South Carolina 10 $ 1,960,000 $ 196,000 $ 75,000
Pickens, South Carolina 10 $ 2,330,000 $ 233,000 $ 98,000
Cheatham, Tennessee 10 $ 2,310,000 $ 231,000 $ 104,000
Montgomery, Texas 10 $ 3,290,000 $ 329,000 $ 143,000
Windsor, Vermont 10 $ 3,360,000 $ 336,000 $ 230,000
Fairfax, Virginia 10 $ 6,860,000 $ 686,000 $ 215,000
Prince William, Virginia 10 $ 4,620,000 $ 462,000 $ 175,000
Pierce, Washington 10 $ 4,700,000 $ 470,000 $ 191,000
Green Lake, Wisconsin 10 $ 1,900,000 $ 190,000 $ 82,000
Placer, California 9 $ 3,865,000 $ 429,444 $ 215,000
Greater Bridgeport Planning Region, Connecticut 9 $ 3,965,000 $ 440,555 $ 171,000
Sarasota, Florida 9 $ 3,145,000 $ 349,444 $ 134,000
Clayton, Georgia 9 $ 1,885,000 $ 209,444 $ 76,000
Fayette, Georgia 9 $ 2,895,000 $ 321,666 $ 104,000
Paulding, Georgia 9 $ 2,185,000 $ 242,777 $ 78,000
Lake, Indiana 9 $ 1,905,000 $ 211,666 $ 83,000
Floyd, Kentucky 9 $ 955,000 $ 106,111 $ 54,000
Iberia, Louisiana 9 $ 1,295,000 $ 143,888 $ 425,000
Terrebonne, Louisiana 9 $ 1,245,000 $ 138,333 $ 114,000
Kennebec, Maine 9 $ 2,635,000 $ 292,777 $ 113,000
Oxford, Maine 9 $ 2,035,000 $ 226,111 $ 74,000
Queen Anne's, Maryland 9 $ 3,095,000 $ 343,888 $ 120,000
Forsyth, North Carolina 9 $ 2,115,000 $ 235,000 $ 162,000
Henderson, North Carolina 9 $ 1,925,000 $ 213,888 $ 84,000
Lee, North Carolina 9 $ 1,585,000 $ 176,111 $ 89,000
Stanly, North Carolina 9 $ 2,385,000 $ 265,000 $ 101,000
Greene, Ohio 9 $ 1,935,000 $ 215,000 $ 185,000
Richland, South Carolina 9 $ 2,545,000 $ 282,777 $ 95,000
Alexandria, Virginia 9 $ 5,865,000 $ 651,666 $ 342,000
Dodge, Wisconsin 9 $ 2,095,000 $ 232,777 $ 97,000
Fond du Lac, Wisconsin 9 $ 1,995,000 $ 221,666 $ 78,000
Russell, Alabama 8 $ 1,710,000 $ 213,750 $ 75,000
Jefferson, Arkansas 8 $ 1,120,000 $ 140,000 $ 82,000
Pope, Arkansas 8 $ 1,520,000 $ 190,000 $ 59,000
White, Arkansas 8 $ 1,260,000 $ 157,500 $ 585,000
San Bernardino, California 8 $ 2,790,000 $ 348,750 $ 89,000
San Mateo, California 8 $ 8,950,000 $ 1,118,750 $ 300,000
Douglas, Colorado 8 $ 3,390,000 $ 423,750 $ 125,000
Charlotte, Florida 8 $ 2,000,000 $ 250,000 $ 95,000
Volusia, Florida 8 $ 1,460,000 $ 182,500 $ 80,000
Wakulla, Florida 8 $ 1,900,000 $ 237,500 $ 96,000
Rice, Kansas 8 $ 910,000 $ 113,750 $ 87,000
Avoyelles, Louisiana 8 $ 940,000 $ 117,500 $ 59,000
St. Tammany, Louisiana 8 $ 1,950,000 $ 243,750 $ 81,000
Penobscot, Maine 8 $ 1,460,000 $ 182,500 $ 66,000
St. Louis, Missouri 8 $ 1,630,000 $ 203,750 $ 109,000
Hillsborough, New Hampshire 8 $ 4,260,000 $ 532,500 $ 163,000
Ocean, New Jersey 8 $ 2,370,000 $ 296,250 $ 75,000
Quay, New Mexico 8 $ 870,000 $ 108,750 $ 76,000
Guilford, North Carolina 8 $ 2,190,000 $ 273,750 $ 89,000
Hoke, North Carolina 8 $ 1,960,000 $ 245,000 $ 80,000
Lincoln, North Carolina 8 $ 3,170,000 $ 396,250 $ 136,000
Wilson, North Carolina 8 $ 1,120,000 $ 140,000 $ 121,000
Butler, Ohio 8 $ 2,160,000 $ 270,000 $ 568,000
Miami, Ohio 8 $ 2,100,000 $ 262,500 $ 103,000
Columbia, Oregon 8 $ 2,600,000 $ 325,000 $ 101,000
Smith, Tennessee 8 $ 2,480,000 $ 310,000 $ 137,000
Travis, Texas 8 $ 4,300,000 $ 537,500 $ 222,000
Berkeley, West Virginia 8 $ 2,080,000 $ 260,000 $ 99,000
Northwest Hills Planning Region, Connecticut 7 $ 1,275,000 $ 182,142 $ 89,000
Duval, Florida 7 $ 2,625,000 $ 375,000 $ 416,000
Martin, Florida 7 $ 1,885,000 $ 269,285 $ 102,000
DeKalb, Georgia 7 $ 1,655,000 $ 236,428 $ 97,000
Fulton, Georgia 7 $ 1,555,000 $ 222,142 $ 55,000
Heard, Georgia 7 $ 935,000 $ 133,571 $ 93,000
Henry, Georgia 7 $ 1,665,000 $ 237,857 $ 98,000
Muscogee, Georgia 7 $ 1,685,000 $ 240,714 $ 87,000
Grant, Louisiana 7 $ 1,185,000 $ 169,285 $ 82,000
Androscoggin, Maine 7 $ 1,825,000 $ 260,714 $ 98,000
Somerset, Maryland 7 $ 1,105,000 $ 157,857 $ 103,000
Wicomico, Maryland 7 $ 975,000 $ 139,285 $ 118,000
Suffolk, Massachusetts 7 $ 2,985,000 $ 426,428 $ 82,000
McKinley, New Mexico 7 $ 1,455,000 $ 207,857 $ 140,000
Buncombe, North Carolina 7 $ 2,385,000 $ 340,714 $ 97,000
Franklin, North Carolina 7 $ 2,015,000 $ 287,857 $ 1,258,000
Haywood, North Carolina 7 $ 1,965,000 $ 280,714 $ 889,000
Clark, Ohio 7 $ 1,225,000 $ 175,000 $ 66,000
Lake, Ohio 7 $ 1,055,000 $ 150,714 $ 76,000
Medina, Ohio 7 $ 1,235,000 $ 176,428 $ 110,000
Summit, Ohio 7 $ 1,395,000 $ 199,285 $ 97,000
Douglas, Oregon 7 $ 1,245,000 $ 177,857 $ 56,000
Cherokee, South Carolina 7 $ 1,225,000 $ 175,000 $ 51,000
Bexar, Texas 7 $ 1,165,000 $ 166,428 $ 64,000
Fort Bend, Texas 7 $ 2,065,000 $ 295,000 $ 140,000
Gregg, Texas 7 $ 1,615,000 $ 230,714 $ 55,000
Harrison, Texas 7 $ 785,000 $ 112,142 $ 63,000
Johnson, Texas 7 $ 2,515,000 $ 359,285 $ 158,000
McLennan, Texas 7 $ 1,745,000 $ 249,285 $ 972,000
Tooele, Utah 7 $ 2,315,000 $ 330,714 $ 103,000
Benton, Washington 7 $ 1,845,000 $ 263,571 $ 152,000
Lee, Alabama 6 $ 1,930,000 $ 321,666 $ 90,000
Mississippi, Arkansas 6 $ 950,000 $ 158,333 $ 59,000
Montgomery, Arkansas 6 $ 1,150,000 $ 191,666 $ 95,000
Kern, California 6 $ 1,100,000 $ 183,333 $ 217,000
Sutter, California 6 $ 1,720,000 $ 286,666 $ 624,000
St. Johns, Florida 6 $ 4,420,000 $ 736,666 $ 263,000
Meriwether, Georgia 6 $ 1,570,000 $ 261,666 $ 100,000
Winnebago, Illinois 6 $ 960,000 $ 160,000 $ 159,000
Floyd, Indiana 6 $ 1,210,000 $ 201,666 $ 115,000
Edwards, Kansas 6 $ 430,000 $ 71,666 $ 58,000
Ford, Kansas 6 $ 1,320,000 $ 220,000 $ 71,000
Marion, Kansas 6 $ 620,000 $ 103,333 $ 70,000
Shelby, Kentucky 6 $ 1,390,000 $ 231,666 $ 137,000
Acadia, Louisiana 6 $ 700,000 $ 116,666 $ 81,000
Sabine, Louisiana 6 $ 590,000 $ 98,333 $ 60,000
Rockingham, New Hampshire 6 $ 2,320,000 $ 386,666 $ 116,000
Gloucester, New Jersey 6 $ 2,800,000 $ 466,666 $ 325,000
Chaves, New Mexico 6 $ 700,000 $ 116,666 $ 103,000
Davie, North Carolina 6 $ 2,120,000 $ 353,333 $ 153,000
Oklahoma, Oklahoma 6 $ 1,500,000 $ 250,000 $ 101,000
Allegheny, Pennsylvania 6 $ 770,000 $ 128,333 $ 92,000
Lebanon, Pennsylvania 6 $ 1,090,000 $ 181,666 $ 105,000
Dorchester, South Carolina 6 $ 1,650,000 $ 275,000 $ 1,271,000
Laurens, South Carolina 6 $ 1,630,000 $ 271,666 $ 106,000
Lincoln, South Dakota 6 $ 1,600,000 $ 266,666 $ 88,000
Trousdale, Tennessee 6 $ 1,860,000 $ 310,000 $ 137,000
Kaufman, Texas 6 $ 820,000 $ 136,666 $ 120,000
Parmer, Texas 6 $ 910,000 $ 151,666 $ 132,000
Wood, Texas 6 $ 1,440,000 $ 240,000 $ 100,000
Snohomish, Washington 6 $ 3,630,000 $ 605,000 $ 150,000
Goshen, Wyoming 6 $ 930,000 $ 155,000 $ 93,000
Pinal, Arizona 5 $ 1,295,000 $ 259,000 $ 92,000
St. Francis, Arkansas 5 $ 655,000 $ 131,000 $ 52,000
Yell, Arkansas 5 $ 605,000 $ 121,000 $ 25,000
Humboldt, California 5 $ 2,095,000 $ 419,000 $ 191,000
Mariposa, California 5 $ 1,815,000 $ 363,000 $ 149,000
Mendocino, California 5 $ 2,285,000 $ 457,000 $ 366,000
Orange, California 5 $ 4,465,000 $ 893,000 $ 383,000
Riverside, California 5 $ 2,155,000 $ 431,000 $ 134,000
Santa Clara, California 5 $ 2,995,000 $ 599,000 $ 223,000
Lake, Florida 5 $ 1,635,000 $ 327,000 $ 164,000
Osceola, Florida 5 $ 1,355,000 $ 271,000 $ 172,000
Cook, Illinois 5 $ 1,305,000 $ 261,000 $ 105,000
Madison, Illinois 5 $ 575,000 $ 115,000 $ 57,000
Vanderburgh, Indiana 5 $ 495,000 $ 99,000 $ 49,000
Christian, Kentucky 5 $ 675,000 $ 135,000 $ 63,000
Hardin, Kentucky 5 $ 605,000 $ 121,000 $ 72,000
Livingston, Louisiana 5 $ 1,225,000 $ 245,000 $ 78,000
Hancock, Maine 5 $ 1,055,000 $ 211,000 $ 136,000
Somerset, Maine 5 $ 905,000 $ 181,000 $ 74,000
Barnstable, Massachusetts 5 $ 2,625,000 $ 525,000 $ 310,000
Oakland, Michigan 5 $ 1,105,000 $ 221,000 $ 139,000
Clearwater, Minnesota 5 $ 715,000 $ 143,000 $ 81,000
Ramsey, Minnesota 5 $ 1,005,000 $ 201,000 $ 50,000
Scott, Minnesota 5 $ 1,135,000 $ 227,000 $ 80,000
Clay, Missouri 5 $ 1,665,000 $ 333,000 $ 107,000
Davidson, North Carolina 5 $ 1,745,000 $ 349,000 $ 153,000
McDowell, North Carolina 5 $ 1,225,000 $ 245,000 $ 100,000
Mitchell, North Carolina 5 $ 935,000 $ 187,000 $ 52,000
Ashtabula, Ohio 5 $ 765,000 $ 153,000 $ 83,000
Hamilton, Ohio 5 $ 905,000 $ 181,000 $ 109,000
Coos, Oregon 5 $ 1,785,000 $ 357,000 $ 130,000
Philadelphia, Pennsylvania 5 $ 1,575,000 $ 315,000 $ 132,000
Bristol, Rhode Island 5 $ 1,855,000 $ 371,000 $ 101,000
Aiken, South Carolina 5 $ 865,000 $ 173,000 $ 68,000
Charleston, South Carolina 5 $ 2,295,000 $ 459,000 $ 916,000
Williamsburg, South Carolina 5 $ 555,000 $ 111,000 $ 55,000
Knox, Tennessee 5 $ 2,465,000 $ 493,000 $ 259,000
Maury, Tennessee 5 $ 2,065,000 $ 413,000 $ 63,000
Overton, Tennessee 5 $ 635,000 $ 127,000 $ 55,000
Grayson, Texas 5 $ 1,685,000 $ 337,000 $ 140,000
Maverick, Texas 5 $ 1,805,000 $ 361,000 $ 162,000
Williamson, Texas 5 $ 1,815,000 $ 363,000 $ 129,000
Morgan, Utah 5 $ 2,525,000 $ 505,000 $ 98,000
Kenosha, Wisconsin 5 $ 1,065,000 $ 213,000 $ 69,000
Rock, Wisconsin 5 $ 755,000 $ 151,000 $ 49,000
Baldwin, Alabama 4 $ 1,210,000 $ 302,500 $ 1,225,000
Cross, Arkansas 4 $ 920,000 $ 230,000 $ 75,000
Sebastian, Arkansas 4 $ 510,000 $ 127,500 $ 50,000
El Dorado, California 4 $ 1,600,000 $ 400,000 $ 241,000
Santa Cruz, California 4 $ 3,060,000 $ 765,000 $ 412,000
Yolo, California 4 $ 1,100,000 $ 275,000 $ 96,000
Fremont, Colorado 4 $ 720,000 $ 180,000 $ 50,000
Logan, Colorado 4 $ 790,000 $ 197,500 $ 61,000
Bay, Florida 4 $ 1,150,000 $ 287,500 $ 169,000
Gadsden, Florida 4 $ 810,000 $ 202,500 $ 78,000
Indian River, Florida 4 $ 1,090,000 $ 272,500 $ 83,000
Levy, Florida 4 $ 640,000 $ 160,000 $ 66,000
Sumter, Florida 4 $ 1,840,000 $ 460,000 $ 172,000
Douglas, Georgia 4 $ 1,760,000 $ 440,000 $ 171,000
Franklin, Georgia 4 $ 530,000 $ 132,500 $ 61,000
Upson, Georgia 4 $ 1,430,000 $ 357,500 $ 122,000
Shoshone, Idaho 4 $ 480,000 $ 120,000 $ 85,000
Clinton, Indiana 4 $ 550,000 $ 137,500 $ 67,000
Elkhart, Indiana 4 $ 590,000 $ 147,500 $ 72,000
Jennings, Indiana 4 $ 410,000 $ 102,500 $ 81,000
Scott, Indiana 4 $ 620,000 $ 155,000 $ 75,000
Butler, Kansas 4 $ 830,000 $ 207,500 $ 90,000
Allen, Kentucky 4 $ 580,000 $ 145,000 $ 62,000
Bullitt, Kentucky 4 $ 810,000 $ 202,500 $ 92,000
Caldwell, Kentucky 4 $ 330,000 $ 82,500 $ 68,000
Calloway, Kentucky 4 $ 840,000 $ 210,000 $ 87,000
Franklin, Kentucky 4 $ 340,000 $ 85,000 $ 50,000
Meade, Kentucky 4 $ 740,000 $ 185,000 $ 130,000
Simpson, Kentucky 4 $ 530,000 $ 132,500 $ 82,000
St. Mary, Louisiana 4 $ 330,000 $ 82,500 $ 73,000
Vermilion, Louisiana 4 $ 790,000 $ 197,500 $ 73,000
Allegany, Maryland 4 $ 440,000 $ 110,000 $ 194,000
Essex, Massachusetts 4 $ 1,850,000 $ 462,500 $ 50,000
Clay, Minnesota 4 $ 900,000 $ 225,000 $ 55,000
Sherburne, Minnesota 4 $ 1,250,000 $ 312,500 $ 118,000
St. Louis, Minnesota 4 $ 820,000 $ 205,000 $ 94,000
Stearns, Minnesota 4 $ 1,020,000 $ 255,000 $ 98,000
Yalobusha, Mississippi 4 $ 380,000 $ 95,000 $ 84,000
Cass, Missouri 4 $ 870,000 $ 217,500 $ 144,000
Douglas, Nebraska 4 $ 560,000 $ 140,000 $ 231,000
Nye, Nevada 4 $ 1,550,000 $ 387,500 $ 116,000
Mora, New Mexico 4 $ 290,000 $ 72,500 $ 65,000
Taos, New Mexico 4 $ 490,000 $ 122,500 $ 73,000
Caldwell, North Carolina 4 $ 680,000 $ 170,000 $ 1,510,000
Caswell, North Carolina 4 $ 820,000 $ 205,000 $ 1,520,000
Chatham, North Carolina 4 $ 1,390,000 $ 347,500 $ 121,000
Moore, North Carolina 4 $ 1,250,000 $ 312,500 $ 150,000
Robeson, North Carolina 4 $ 780,000 $ 195,000 $ 65,000
Rockingham, North Carolina 4 $ 330,000 $ 82,500 $ 63,000
Richland, North Dakota 4 $ 820,000 $ 205,000 $ 131,000
Linn, Oregon 4 $ 2,030,000 $ 507,500 $ 123,000
Chesterfield, South Carolina 4 $ 630,000 $ 157,500 $ 979,000
Greenwood, South Carolina 4 $ 1,040,000 $ 260,000 $ 85,000
Horry, South Carolina 4 $ 940,000 $ 235,000 $ 89,000
Lexington, South Carolina 4 $ 760,000 $ 190,000 $ 93,000
Bedford, Tennessee 4 $ 1,380,000 $ 345,000 $ 98,000
Lawrence, Tennessee 4 $ 680,000 $ 170,000 $ 42,000
Williamson, Tennessee 4 $ 1,400,000 $ 350,000 $ 111,000
Brazoria, Texas 4 $ 810,000 $ 202,500 $ 148,000
Guadalupe, Texas 4 $ 640,000 $ 160,000 $ 77,000
Liberty, Texas 4 $ 1,150,000 $ 287,500 $ 124,000
Lubbock, Texas 4 $ 1,050,000 $ 262,500 $ 137,000
Parker, Texas 4 $ 1,200,000 $ 300,000 $ 134,000
Taylor, Texas 4 $ 870,000 $ 217,500 $ 77,000
Barron, Wisconsin 4 $ 820,000 $ 205,000 $ 85,000
Oconto, Wisconsin 4 $ 800,000 $ 200,000 $ 73,000
Waushara, Wisconsin 4 $ 750,000 $ 187,500 $ 81,000
Madison, Alabama 3 $ 975,000 $ 325,000 $ 108,000
Kenai Peninsula, Alaska 3 $ 1,045,000 $ 348,333 $ 114,000
Greene, Arkansas 3 $ 515,000 $ 171,666 $ 78,000
Hot Spring, Arkansas 3 $ 425,000 $ 141,666 $ 54,000
Lawrence, Arkansas 3 $ 315,000 $ 105,000 $ 48,000
Scott, Arkansas 3 $ 305,000 $ 101,666 $ 45,000
Boulder, Colorado 3 $ 3,055,000 $ 1,018,333 $ 555,000
Montrose, Colorado 3 $ 1,025,000 $ 341,666 $ 140,000
Park, Colorado 3 $ 1,565,000 $ 521,666 $ 270,000
Clay, Florida 3 $ 945,000 $ 315,000 $ 111,000
Highlands, Florida 3 $ 825,000 $ 275,000 $ 145,000
Haralson, Georgia 3 $ 545,000 $ 181,666 $ 106,000
Newton, Georgia 3 $ 895,000 $ 298,333 $ 113,000
Gem, Idaho 3 $ 895,000 $ 298,333 $ 120,000
Jefferson, Indiana 3 $ 595,000 $ 198,333 $ 80,000
Black Hawk, Iowa 3 $ 355,000 $ 118,333 $ 65,000
Woodbury, Iowa 3 $ 2,155,000 $ 718,333 $ 171,000
Barton, Kansas 3 $ 175,000 $ 58,333 $ 42,000
Johnson, Kansas 3 $ 1,455,000 $ 485,000 $ 209,000
Boone, Kentucky 3 $ 605,000 $ 201,666 $ 150,000
Fayette, Kentucky 3 $ 785,000 $ 261,666 $ 66,000
Grayson, Kentucky 3 $ 515,000 $ 171,666 $ 53,000
Johnson, Kentucky 3 $ 465,000 $ 155,000 $ 65,000
Mason, Kentucky 3 $ 315,000 $ 105,000 $ 61,000
Owen, Kentucky 3 $ 355,000 $ 118,333 $ 70,000
Pike, Kentucky 3 $ 345,000 $ 115,000 $ 80,000
Warren, Kentucky 3 $ 805,000 $ 268,333 $ 100,000
Assumption, Louisiana 3 $ 395,000 $ 131,666 $ 124,000
Jefferson, Louisiana 3 $ 935,000 $ 311,666 $ 148,000
Talbot, Maryland 3 $ 3,145,000 $ 1,048,333 $ 408,000
Freeborn, Minnesota 3 $ 415,000 $ 138,333 $ 73,000
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Mortgage Loan Application Detail Totals for Primary Residential Mortgage, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,332 $3,258,760,000 $287,000 $2,645,000 $156,000 $9,591,000
Cash-out Refinancing 1,263 $380,545,000 $301,000 $3,005,000 $213,000 $9,617,000
Refinancing 1,175 $451,475,000 $384,000 $2,005,000 $165,000 $7,304,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,577 $2,296,955,000 $303,000 $2,505,000 $161,000 $9,617,000
Hispanic 2,488 $678,090,000 $272,000 $1,585,000 $138,000 $9,488,000
Black or African American 1,592 $400,880,000 $251,000 $1,385,000 $176,000 $8,893,000
Not Provided 1,382 $424,490,000 $307,000 $3,005,000 $194,000 $8,908,000
Asian 580 $245,890,000 $423,000 $2,525,000 $170,000 $7,238,000
American Indian or Alaskan Native 112 $31,440,000 $280,000 $1,325,000 $117,000 $626,000
Native Hawaiian or Other Pacific Islander 37 $12,555,000 $339,000 $925,000 $109,000 $214,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,479 $2,347,695,000 $276,000 $3,005,000 $169,000 $9,617,000
FHA-insured (Federal Housing Administration) 4,011 $1,271,535,000 $317,000 $1,285,000 $153,000 $9,580,000
VA-guaranteed (Veterans Administration) 1,039 $426,275,000 $410,000 $1,875,000 $136,000 $7,191,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 241 $45,275,000 $187,000 $595,000 $175,000 $9,345,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,570 $2,864,840,000 $299,000 $2,645,000 $120,000 $4,265,000
Application Withdrawn By Applicant 3,044 $919,890,000 $302,000 $3,005,000 $296,000 $9,591,000
Application Denied By Financial Institution 765 $196,075,000 $256,000 $1,495,000 $98,000 $1,010,000
File Closed For Incompleteness 390 $109,960,000 $281,000 $1,965,000 $282,000 $9,617,000
Application Approved But Not Accepted 1 $15,000 $15,000 $15,000 $74,000 $74,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,005 $3,894,705,000 $299,000 $3,005,000 $166,000 $9,617,000
Debt-To-Income Ratio 340 $93,970,000 $276,000 $1,005,000 $92,000 $957,000
Credit History 190 $43,690,000 $229,000 $1,495,000 $99,000 $1,010,000
Collateral 113 $27,245,000 $241,000 $865,000 $102,000 $414,000
Insufficient Cash (Downpayment, Closing Cost) 41 $9,185,000 $224,000 $975,000 $96,000 $354,000
Other 34 $8,830,000 $259,000 $885,000 $118,000 $280,000
Employment History 24 $7,350,000 $306,000 $1,305,000 $113,000 $443,000
Unverifiable Information 23 $5,805,000 $252,000 $1,325,000 $111,000 $564,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Primary Residential Mortgage, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Primary Residential Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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