Primary Residential Mortgage, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Primary Residential Mortgage, Inc. of Salt Lake City, UT reported 13,770 mortgage applications totaling $4.1 billion, down 10% from 2024. The average application was for $297,079, and applicants reported an average income of $161,996. 69% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (1,591), Albuquerque, NM (1,137) and Providence-Warwick, RI-MA (1,106) (applications in parentheses).
| Mortgage Company & Address | Primary Residential Mortgage, Inc. 1480 N 2200 W Salt Lake City, UT 84116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,770 |
| Total Mortgage Loan Application Amount | $4,090,780,000 |
| Average Mortgage Loan Application Amount | $297,079 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $161,996 |
| Highest Applicant Income | $9,617,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Primary Residential Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,794 | $ 371,700,000 | $ 207,190 | $ 160,235 |
| Baltimore-Columbia-Towson, MD | 1,591 | $ 497,735,000 | $ 312,844 | $ 143,000 |
| Albuquerque, NM | 1,137 | $ 316,255,000 | $ 278,148 | $ 132,000 |
| Providence-Warwick, RI-MA | 1,106 | $ 328,910,000 | $ 297,386 | $ 149,191 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 329 | $ 111,855,000 | $ 339,984 | $ 168,000 |
| Charlotte-Concord-Gastonia, NC-SC | 313 | $ 110,085,000 | $ 351,709 | $ 297,958 |
| Wilmington, DE-MD-NJ | 202 | $ 48,900,000 | $ 242,079 | $ 95,277 |
| Portland-Vancouver-Hillsboro, OR-WA | 197 | $ 73,655,000 | $ 373,883 | $ 200,670 |
| York-Hanover, PA | 191 | $ 46,535,000 | $ 243,638 | $ 173,000 |
| Dallas-Plano-Irving, TX | 159 | $ 76,835,000 | $ 483,238 | $ 198,000 |
| Ogden-Clearfield, UT | 151 | $ 62,585,000 | $ 414,470 | $ 130,000 |
| Salt Lake City, UT | 149 | $ 58,515,000 | $ 392,718 | $ 174,000 |
| Tyler, TX | 142 | $ 29,060,000 | $ 204,647 | $ 99,000 |
| Louisville/Jefferson County, KY-IN | 140 | $ 29,450,000 | $ 210,357 | $ 95,000 |
| New Haven-Milford, CT | 137 | $ 48,845,000 | $ 356,532 | $ 407,000 |
| Alexandria, LA | 136 | $ 20,330,000 | $ 149,485 | $ 123,000 |
| Anchorage, AK | 136 | $ 53,000,000 | $ 389,705 | $ 256,000 |
| Raleigh, NC | 135 | $ 38,485,000 | $ 285,074 | $ 249,000 |
| Washington-Baltimore-Arlington, DC | 115 | $ 40,145,000 | $ 349,086 | $ 136,000 |
| Atlanta-Sandy Springs-Roswell, GA | 111 | $ 31,305,000 | $ 282,027 | $ 109,000 |
| Denver-Aurora-Lakewood, CO | 110 | $ 35,260,000 | $ 320,545 | $ 118,000 |
| Washington, DC-MD | 107 | $ 36,305,000 | $ 339,299 | $ 238,635 |
| Grand Junction, CO | 104 | $ 30,210,000 | $ 290,480 | $ 278,000 |
| Greeley, CO | 100 | $ 32,190,000 | $ 321,900 | $ 109,000 |
| Pensacola-Ferry Pass-Brent, FL | 100 | $ 25,220,000 | $ 252,200 | $ 104,000 |
| Dover, DE | 97 | $ 19,225,000 | $ 198,195 | $ 76,000 |
| Little Rock-North Little Rock-Conway, AR | 96 | $ 17,220,000 | $ 179,375 | $ 273,000 |
| Cleveland, OH | 95 | $ 18,965,000 | $ 199,631 | $ 101,000 |
| Greenville-Anderson-Mauldin, SC | 95 | $ 22,565,000 | $ 237,526 | $ 94,000 |
| Las Vegas-Henderson-Paradise, NV | 87 | $ 30,595,000 | $ 351,666 | $ 101,000 |
| Colorado Springs, CO | 85 | $ 29,035,000 | $ 341,588 | $ 129,000 |
| Hartford-West Hartford-East Hartford, CT | 84 | $ 27,200,000 | $ 323,809 | $ 130,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 84 | $ 33,960,000 | $ 404,285 | $ 215,000 |
| Stockton-Lodi, CA | 76 | $ 28,760,000 | $ 378,421 | $ 146,000 |
| Baton Rouge, LA | 75 | $ 16,355,000 | $ 218,066 | $ 96,000 |
| Palm Bay-Melbourne-Titusville, FL | 74 | $ 25,290,000 | $ 341,756 | $ 280,000 |
| Houston-The Woodlands-Sugar Land, TX | 73 | $ 20,795,000 | $ 284,863 | $ 145,000 |
| Miami-Miami Beach-Kendall, FL | 72 | $ 31,780,000 | $ 441,388 | $ 257,000 |
| Urban Honolulu, HI | 71 | $ 44,545,000 | $ 627,394 | $ 153,000 |
| Boston, MA | 70 | $ 32,300,000 | $ 461,428 | $ 130,000 |
| Lexington Park, MD | 69 | $ 25,395,000 | $ 368,043 | $ 126,000 |
| Tampa, FL | 60 | $ 16,920,000 | $ 282,000 | $ 143,000 |
| Appleton, WI | 58 | $ 14,620,000 | $ 252,068 | $ 231,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 56 | $ 23,950,000 | $ 427,678 | $ 163,000 |
| Gettysburg, PA | 56 | $ 14,390,000 | $ 256,964 | $ 97,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 54 | $ 16,200,000 | $ 300,000 | $ 105,074 |
| Wichita, KS | 54 | $ 10,400,000 | $ 192,592 | $ 156,000 |
| Dayton-Springfield-Kettering, OH | 52 | $ 10,670,000 | $ 205,192 | $ 117,000 |
| Naples-Immokalee-Marco Island, FL | 52 | $ 23,410,000 | $ 450,192 | $ 136,000 |
| Hot Springs, AR | 50 | $ 9,870,000 | $ 197,400 | $ 158,000 |
| Fort Worth-Arlington, TX | 49 | $ 21,505,000 | $ 438,877 | $ 290,000 |
| Portland-South Portland, ME | 49 | $ 18,855,000 | $ 384,795 | $ 165,000 |
| McAllen-Edinburg-Mission, TX | 48 | $ 8,130,000 | $ 169,375 | $ 201,000 |
| Cape Coral-Fort Myers, FL | 47 | $ 14,205,000 | $ 302,234 | $ 163,000 |
| Lafayette, LA | 47 | $ 7,075,000 | $ 150,531 | $ 401,000 |
| Casper, WY | 44 | $ 11,000,000 | $ 250,000 | $ 96,000 |
| Worcester, MA-CT | 44 | $ 15,870,000 | $ 360,681 | $ 265,000 |
| Hagerstown-Martinsburg, MD-WV | 43 | $ 8,525,000 | $ 198,255 | $ 99,372 |
| Lake Havasu City-Kingman, AZ | 43 | $ 16,705,000 | $ 388,488 | $ 120,000 |
| Provo-Orem, UT | 43 | $ 15,015,000 | $ 349,186 | $ 108,000 |
| Santa Fe, NM | 41 | $ 14,355,000 | $ 350,121 | $ 147,000 |
| Arlington-Alexandria-Reston, VA-WV | 40 | $ 21,880,000 | $ 547,000 | $ 213,950 |
| Boise City, ID | 40 | $ 14,800,000 | $ 370,000 | $ 138,000 |
| Marietta, GA | 40 | $ 10,820,000 | $ 270,500 | $ 84,000 |
| Milwaukee-Waukesha-West Allis, WI | 40 | $ 10,290,000 | $ 257,250 | $ 283,000 |
| Port St. Lucie, FL | 40 | $ 13,170,000 | $ 329,250 | $ 96,000 |
| Fresno, CA | 39 | $ 12,925,000 | $ 331,410 | $ 106,000 |
| Fayetteville, NC | 38 | $ 8,100,000 | $ 213,157 | $ 82,000 |
| Visalia-Porterville, CA | 38 | $ 9,440,000 | $ 248,421 | $ 94,000 |
| Reno, NV | 37 | $ 10,715,000 | $ 289,594 | $ 96,000 |
| Spartanburg, SC | 37 | $ 7,175,000 | $ 193,918 | $ 74,000 |
| Tallahassee, FL | 37 | $ 8,565,000 | $ 231,486 | $ 97,000 |
| Vallejo-Fairfield, CA | 37 | $ 12,875,000 | $ 347,972 | $ 108,000 |
| Oakland-Hayward-Berkeley, CA | 36 | $ 19,550,000 | $ 543,055 | $ 189,000 |
| Phoenix-Mesa-Scottsdale, AZ | 36 | $ 13,960,000 | $ 387,777 | $ 149,000 |
| Orlando-Kissimmee-Sanford, FL | 35 | $ 10,095,000 | $ 288,428 | $ 132,000 |
| San Francisco-Redwood City-South San Francisco, CA | 34 | $ 32,770,000 | $ 963,823 | $ 273,000 |
| Sioux Falls, SD | 34 | $ 8,680,000 | $ 255,294 | $ 336,382 |
| St. Louis, MO-IL | 34 | $ 6,190,000 | $ 182,058 | $ 90,058 |
| Kansas City, MO-KS | 33 | $ 7,705,000 | $ 233,484 | $ 99,787 |
| Oshkosh-Neenah, WI | 32 | $ 6,780,000 | $ 211,875 | $ 74,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 32 | $ 12,860,000 | $ 401,875 | $ 175,000 |
| Hickory-Lenoir-Morganton, NC | 31 | $ 7,915,000 | $ 255,322 | $ 282,000 |
| Fort Collins, CO | 30 | $ 14,530,000 | $ 484,333 | $ 179,000 |
| Waterbury-Shelton, CT | 30 | $ 8,700,000 | $ 290,000 | $ 446,000 |
| Modesto, CA | 29 | $ 11,225,000 | $ 387,068 | $ 126,000 |
| Santa Rosa, CA | 29 | $ 11,655,000 | $ 401,896 | $ 124,000 |
| St. George, UT | 29 | $ 10,845,000 | $ 373,965 | $ 179,000 |
| Brownsville-Harlingen, TX | 28 | $ 6,020,000 | $ 215,000 | $ 104,000 |
| Pueblo, CO | 27 | $ 5,085,000 | $ 188,333 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 26 | $ 11,280,000 | $ 433,846 | $ 191,000 |
| Florence, SC | 26 | $ 4,700,000 | $ 180,769 | $ 68,000 |
| Houma-Thibodaux, LA | 26 | $ 3,950,000 | $ 151,923 | $ 97,000 |
| Harrisburg-Carlisle, PA | 25 | $ 6,235,000 | $ 249,400 | $ 274,000 |
| Longview, WA | 25 | $ 8,135,000 | $ 325,400 | $ 375,000 |
| Los Angeles-Long Beach-Glendale, CA | 25 | $ 16,265,000 | $ 650,600 | $ 558,000 |
| St. Petersburg-Clearwater-Largo, FL | 25 | $ 7,745,000 | $ 309,800 | $ 125,000 |
| Camden, NJ | 23 | $ 8,135,000 | $ 353,695 | $ 165,000 |
| Memphis, TN-MS-AR | 23 | $ 4,165,000 | $ 181,086 | $ 491,086 |
| Norwich-New London, CT | 23 | $ 7,205,000 | $ 313,260 | $ 111,000 |
| Indianapolis-Carmel-Anderson, IN | 22 | $ 5,780,000 | $ 262,727 | $ 93,000 |
| Winston-Salem, NC | 22 | $ 6,230,000 | $ 283,181 | $ 147,000 |
| Charleston-North Charleston, SC | 21 | $ 5,905,000 | $ 281,190 | $ 617,000 |
| Cincinnati, OH-KY-IN | 21 | $ 4,925,000 | $ 234,523 | $ 289,714 |
| Clarksville, TN-KY | 21 | $ 5,675,000 | $ 270,238 | $ 100,428 |
| Fargo, ND-MN | 21 | $ 6,225,000 | $ 296,428 | $ 505,904 |
| Homosassa Springs, FL | 21 | $ 3,805,000 | $ 181,190 | $ 84,000 |
| North Port-Sarasota-Bradenton, FL | 21 | $ 8,205,000 | $ 390,714 | $ 171,000 |
| Durham-Chapel Hill, NC | 20 | $ 8,000,000 | $ 400,000 | $ 192,000 |
| Montgomery County-Bucks County-Chester County, PA | 20 | $ 5,680,000 | $ 284,000 | $ 100,000 |
| Owensboro, KY | 20 | $ 3,140,000 | $ 157,000 | $ 77,000 |
| Carson City, NV | 19 | $ 7,655,000 | $ 402,894 | $ 133,000 |
| Cambridge-Newton-Framingham, MA | 18 | $ 11,130,000 | $ 618,333 | $ 186,000 |
| Longview, TX | 18 | $ 2,840,000 | $ 157,777 | $ 112,000 |
| Columbus, GA-AL | 17 | $ 4,115,000 | $ 242,058 | $ 78,176 |
| San Diego-Carlsbad, CA | 17 | $ 11,575,000 | $ 680,882 | $ 252,000 |
| San Rafael, CA | 17 | $ 14,025,000 | $ 825,000 | $ 271,000 |
| Wilmington, NC | 17 | $ 6,235,000 | $ 366,764 | $ 157,000 |
| Asheville, NC | 16 | $ 4,310,000 | $ 269,375 | $ 89,000 |
| Columbia, SC | 16 | $ 4,590,000 | $ 286,875 | $ 107,000 |
| Jacksonville, FL | 16 | $ 7,990,000 | $ 499,375 | $ 302,000 |
| Lakeland-Winter Haven, FL | 16 | $ 4,410,000 | $ 275,625 | $ 648,000 |
| Austin-Round Rock, TX | 15 | $ 6,885,000 | $ 459,000 | $ 218,000 |
| Detroit-Dearborn-Livonia, MI | 15 | $ 2,095,000 | $ 139,666 | $ 79,000 |
| Fort Wayne, IN | 15 | $ 2,055,000 | $ 137,000 | $ 61,000 |
| Green Bay, WI | 15 | $ 5,855,000 | $ 390,333 | $ 200,000 |
| Merced, CA | 15 | $ 4,305,000 | $ 287,000 | $ 138,000 |
| New Orleans-Metairie, LA | 15 | $ 3,585,000 | $ 239,000 | $ 128,000 |
| Seattle-Bellevue-Everett, WA | 15 | $ 8,405,000 | $ 560,333 | $ 166,000 |
| Crestview-Fort Walton Beach-Destin, FL | 14 | $ 3,250,000 | $ 232,142 | $ 78,000 |
| Salisbury, MD-DE | 14 | $ 2,080,000 | $ 148,571 | $ 110,000 |
| San Antonio-New Braunfels, TX | 14 | $ 2,770,000 | $ 197,857 | $ 95,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 14 | $ 7,000,000 | $ 500,000 | $ 194,000 |
| Canton-Massillon, OH | 13 | $ 1,515,000 | $ 116,538 | $ 75,000 |
| Greensboro-High Point, NC | 13 | $ 2,875,000 | $ 221,153 | $ 83,000 |
| Las Cruces, NM | 13 | $ 3,025,000 | $ 232,692 | $ 117,000 |
| Napa, CA | 13 | $ 7,165,000 | $ 551,153 | $ 153,000 |
| Ocala, FL | 13 | $ 2,695,000 | $ 207,307 | $ 75,000 |
| Oklahoma City, OK | 13 | $ 2,685,000 | $ 206,538 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 4,945,000 | $ 380,384 | $ 106,000 |
| Eugene, OR | 12 | $ 4,490,000 | $ 374,166 | $ 136,000 |
| Goldsboro, NC | 12 | $ 2,340,000 | $ 195,000 | $ 76,000 |
| Lakewood-New Brunswick, NJ | 12 | $ 3,890,000 | $ 324,166 | $ 87,000 |
| Lancaster, PA | 12 | $ 3,540,000 | $ 295,000 | $ 104,000 |
| Springfield, MA | 12 | $ 3,430,000 | $ 285,833 | $ 81,000 |
| Tulsa, OK | 12 | $ 2,300,000 | $ 191,666 | $ 76,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 1,345,000 | $ 122,272 | $ 77,000 |
| Lafayette-West Lafayette, IN | 11 | $ 1,715,000 | $ 155,909 | $ 77,000 |
| Sheboygan, WI | 11 | $ 2,705,000 | $ 245,909 | $ 86,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 1,480,000 | $ 148,000 | $ 79,200 |
| Chambersburg-Waynesboro, PA | 10 | $ 2,360,000 | $ 236,000 | $ 83,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 2,190,000 | $ 219,000 | $ 95,000 |
| Lake County-Porter County-Jasper County, IN | 10 | $ 2,260,000 | $ 226,000 | $ 84,000 |
| Rocky Mount, NC | 10 | $ 1,720,000 | $ 172,000 | $ 89,000 |
| Tacoma-Lakewood, WA | 10 | $ 4,700,000 | $ 470,000 | $ 191,000 |
| Fond Du Lac, WI | 9 | $ 1,995,000 | $ 221,666 | $ 78,000 |
| Akron, OH | 8 | $ 1,720,000 | $ 215,000 | $ 107,000 |
| Bangor, ME | 8 | $ 1,460,000 | $ 182,500 | $ 66,000 |
| Manchester-Nashua, NH | 8 | $ 4,260,000 | $ 532,500 | $ 163,000 |
| Philadelphia, PA | 8 | $ 1,920,000 | $ 240,000 | $ 101,000 |
| Punta Gorda, FL | 8 | $ 2,000,000 | $ 250,000 | $ 95,000 |
| Slidell-Mandeville-Covington, LA | 8 | $ 1,950,000 | $ 243,750 | $ 81,000 |
| Bowling Green, KY | 7 | $ 1,385,000 | $ 197,857 | $ 78,000 |
| Gainesville, FL | 7 | $ 1,495,000 | $ 213,571 | $ 88,000 |
| Kennewick-Richland, WA | 7 | $ 1,845,000 | $ 263,571 | $ 152,000 |
| Knoxville, TN | 7 | $ 3,025,000 | $ 432,142 | $ 210,000 |
| Lewiston-Auburn, ME | 7 | $ 1,825,000 | $ 260,714 | $ 98,000 |
| Pittsburgh, PA | 7 | $ 915,000 | $ 130,714 | $ 85,000 |
| Richmond, VA | 7 | $ 1,715,000 | $ 245,000 | $ 103,000 |
| Springfield, OH | 7 | $ 1,225,000 | $ 175,000 | $ 66,000 |
| Waco, TX | 7 | $ 1,745,000 | $ 249,285 | $ 972,000 |
| Yuba City, CA | 7 | $ 2,085,000 | $ 297,857 | $ 550,000 |
| Auburn-Opelika, AL | 6 | $ 1,930,000 | $ 321,666 | $ 90,000 |
| Bakersfield, CA | 6 | $ 1,100,000 | $ 183,333 | $ 217,000 |
| Elizabethtown-Fort Knox, KY | 6 | $ 730,000 | $ 121,666 | $ 67,000 |
| Everett, WA | 6 | $ 3,630,000 | $ 605,000 | $ 150,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 880,000 | $ 146,666 | $ 39,333 |
| Lebanon, PA | 6 | $ 1,090,000 | $ 181,666 | $ 105,000 |
| Lubbock, TX | 6 | $ 1,300,000 | $ 216,666 | $ 111,000 |
| Rockford, IL | 6 | $ 960,000 | $ 160,000 | $ 159,000 |
| Rockingham County-Strafford County, NH | 6 | $ 2,320,000 | $ 386,666 | $ 116,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 3,670,000 | $ 611,666 | $ 216,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,680,000 | $ 280,000 | $ 162,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 4,465,000 | $ 893,000 | $ 383,000 |
| Barnstable Town, MA | 5 | $ 2,625,000 | $ 525,000 | $ 310,000 |
| Chicago-Naperville, IL | 5 | $ 1,305,000 | $ 261,000 | $ 105,000 |
| Corpus Christi, TX | 5 | $ 1,055,000 | $ 211,000 | $ 95,000 |
| Eagle Pass, TX | 5 | $ 1,805,000 | $ 361,000 | $ 162,000 |
| Evansville, IN-KY | 5 | $ 495,000 | $ 99,000 | $ 49,000 |
| Fort Smith, AR-OK | 5 | $ 585,000 | $ 117,000 | $ 49,000 |
| Janesville-Beloit, WI | 5 | $ 755,000 | $ 151,000 | $ 49,000 |
| Kenosha, WI | 5 | $ 1,065,000 | $ 213,000 | $ 69,000 |
| Omaha-Council Bluffs, NE-IA | 5 | $ 815,000 | $ 163,000 | $ 203,000 |
| Sherman-Denison, TX | 5 | $ 1,685,000 | $ 337,000 | $ 140,000 |
| St. Cloud, MN | 5 | $ 1,255,000 | $ 251,000 | $ 87,000 |
| Wenatchee, WA | 5 | $ 3,175,000 | $ 635,000 | $ 247,000 |
| Abilene, TX | 4 | $ 870,000 | $ 217,500 | $ 77,000 |
| Albany, OR | 4 | $ 2,030,000 | $ 507,500 | $ 123,000 |
| Columbus, OH | 4 | $ 1,280,000 | $ 320,000 | $ 127,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 1,210,000 | $ 302,500 | $ 1,225,000 |
| Dothan, AL | 4 | $ 1,050,000 | $ 262,500 | $ 114,000 |
| Duluth, MN-WI | 4 | $ 820,000 | $ 205,000 | $ 94,000 |
| Elkhart-Goshen, IN | 4 | $ 590,000 | $ 147,500 | $ 72,000 |
| Jackson, MS | 4 | $ 410,000 | $ 102,500 | $ 60,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 940,000 | $ 235,000 | $ 89,000 |
| New York-Jersey City-White Plains, NY-NJ | 4 | $ 1,850,000 | $ 462,500 | $ 197,000 |
| Panama City, FL | 4 | $ 1,150,000 | $ 287,500 | $ 169,000 |
| Pinehurst-Southern Pines, NC | 4 | $ 1,250,000 | $ 312,500 | $ 150,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 3,060,000 | $ 765,000 | $ 412,000 |
| Sebastian-Vero Beach, FL | 4 | $ 1,090,000 | $ 272,500 | $ 83,000 |
| Sioux City, IA-NE-SD | 4 | $ 2,420,000 | $ 605,000 | $ 144,750 |
| Wildwood-The Villages, FL | 4 | $ 1,840,000 | $ 460,000 | $ 172,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 915,000 | $ 305,000 | $ 329,000 |
| Bend-Redmond, OR | 3 | $ 1,545,000 | $ 515,000 | $ 231,000 |
| Birmingham-Hoover, AL | 3 | $ 385,000 | $ 128,333 | $ 60,000 |
| Boulder, CO | 3 | $ 3,055,000 | $ 1,018,333 | $ 555,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,975,000 | $ 658,333 | $ 148,000 |
| Huntsville, AL | 3 | $ 975,000 | $ 325,000 | $ 108,000 |
| Jackson, TN | 3 | $ 795,000 | $ 265,000 | $ 77,000 |
| Lexington-Fayette, KY | 3 | $ 785,000 | $ 261,666 | $ 66,000 |
| Logan, UT-ID | 3 | $ 975,000 | $ 325,000 | $ 124,000 |
| Madison, WI | 3 | $ 875,000 | $ 291,666 | $ 111,000 |
| Monroe, LA | 3 | $ 665,000 | $ 221,666 | $ 128,000 |
| Sebring, FL | 3 | $ 825,000 | $ 275,000 | $ 145,000 |
| Texarkana, TX-AR | 3 | $ 775,000 | $ 258,333 | $ 103,000 |
| Trenton, NJ | 3 | $ 1,045,000 | $ 348,333 | $ 52,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 355,000 | $ 118,333 | $ 65,000 |
| Albany, GA | 2 | $ 250,000 | $ 125,000 | $ 34,000 |
| Amherst Town-Northampton, MA | 2 | $ 550,000 | $ 275,000 | $ 81,000 |
| Beaumont-Port Arthur, TX | 2 | $ 500,000 | $ 250,000 | $ 116,000 |
| Billings, MT | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Burlington, NC | 2 | $ 580,000 | $ 290,000 | $ 117,000 |
| Chattanooga, TN-GA | 2 | $ 590,000 | $ 295,000 | $ 100,000 |
| Cheyenne, WY | 2 | $ 930,000 | $ 465,000 | $ 60,000 |
| Chico, CA | 2 | $ 880,000 | $ 440,000 | $ 229,000 |
| Des Moines-West Des Moines, IA | 2 | $ 1,430,000 | $ 715,000 | $ 352,000 |
| El Paso, TX | 2 | $ 350,000 | $ 175,000 | $ 171,000 |
| Grand Forks, ND-MN | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Greenville, NC | 2 | $ 570,000 | $ 285,000 | $ 79,000 |
| Hammond, LA | 2 | $ 410,000 | $ 205,000 | $ 151,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 990,000 | $ 495,000 | $ 191,000 |
| Jonesboro, AR | 2 | $ 520,000 | $ 260,000 | $ 4,694,000 |
| Killeen-Temple, TX | 2 | $ 270,000 | $ 135,000 | $ 82,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 590,000 | $ 295,000 | $ 105,000 |
| Kokomo, IN | 2 | $ 260,000 | $ 130,000 | $ 33,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Lansing-East Lansing, MI | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Lawton, OK | 2 | $ 570,000 | $ 285,000 | $ 59,000 |
| Lewiston, ID-WA | 2 | $ 640,000 | $ 320,000 | $ 61,000 |
| Macon-Bibb County, GA | 2 | $ 310,000 | $ 155,000 | $ 140,000 |
| Midland, TX | 2 | $ 760,000 | $ 380,000 | $ 117,000 |
| Minot, ND | 2 | $ 420,000 | $ 210,000 | $ 104,000 |
| Muskegon, MI | 2 | $ 450,000 | $ 225,000 | $ 42,000 |
| Paducah, KY-IL | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 880,000 | $ 440,000 | $ 94,000 |
| Racine, WI | 2 | $ 1,070,000 | $ 535,000 | $ 72,000 |
| Reading, PA | 2 | $ 650,000 | $ 325,000 | $ 131,000 |
| Rome, GA | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Salem, OR | 2 | $ 460,000 | $ 230,000 | $ 120,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 710,000 | $ 355,000 | $ 122,000 |
| Spokane-Spokane Valley, WA | 2 | $ 710,000 | $ 355,000 | $ 288,000 |
| Springfield, MO | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Terre Haute, IN | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Tucson, AZ | 2 | $ 460,000 | $ 230,000 | $ 162,000 |
| Vineland-Bridgeton, NJ | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 1,960,000 | $ 980,000 | $ 210,000 |
| Warner Robins, GA | 2 | $ 240,000 | $ 120,000 | $ 98,000 |
| Winchester, VA-WV | 2 | $ 790,000 | $ 395,000 | $ 181,000 |
| Yakima, WA | 2 | $ 820,000 | $ 410,000 | $ 117,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 290,000 | $ 145,000 | $ 32,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Bellingham, WA | 1 | $ 755,000 | $ 755,000 | $ 150,000 |
| Burlington-South Burlington, VT | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| Cedar Rapids, IA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Coeur D'Alene, ID | 1 | $ 595,000 | $ 595,000 | $ 172,000 |
| College Station-Bryan, TX | 1 | $ 625,000 | $ 625,000 | $ 240,000 |
| Columbia, MO | 1 | $ 275,000 | $ 275,000 | $ 172,000 |
| Columbus, IN | 1 | $ 645,000 | $ 645,000 | $ 193,000 |
| Eau Claire, WI | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fairbanks, AK | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Farmington, NM | 1 | $ 265,000 | $ 265,000 | $ 186,000 |
| Flagstaff, AZ | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Florence-Muscle Shoals, AL | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Gainesville, GA | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Grants Pass, OR | 1 | $ 185,000 | $ 185,000 | $ 176,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 265,000 | $ 265,000 | $ 22,000 |
| Harrisonburg, VA | 1 | $ 545,000 | $ 545,000 | $ 115,000 |
| Hinesville, GA | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| Jacksonville, NC | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Jefferson City, MO | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Johnson City, TN | 1 | $ 305,000 | $ 305,000 | $ 211,000 |
| Johnstown, PA | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Lake Charles, LA | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Laredo, TX | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Lincoln, NE | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Lynchburg, VA | 1 | $ 1,875,000 | $ 1,875,000 | $ 261,000 |
| Michigan City-La Porte, IN | 1 | $ 145,000 | $ 145,000 | $ 268,000 |
| Missoula, MT | 1 | $ 485,000 | $ 485,000 | $ 100,000 |
| Mobile, AL | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Muncie, IN | 1 | $ 205,000 | $ 205,000 | $ 3,000 |
| Newark, NJ-PA | 1 | $ 445,000 | $ 445,000 | $ 79,000 |
| Niles-Benton Harbor, MI | 1 | $ 505,000 | $ 505,000 | $ 354,000 |
| Odessa, TX | 1 | $ 245,000 | $ 245,000 | $ 265,000 |
| Olympia-Tumwater, WA | 1 | $ 585,000 | $ 585,000 | $ 169,000 |
| Pittsfield, MA | 1 | $ 805,000 | $ 805,000 | $ 177,000 |
| Redding, CA | 1 | $ 165,000 | $ 165,000 | $ 306,000 |
| San Angelo, TX | 1 | $ 555,000 | $ 555,000 | $ 416,000 |
| Savannah, GA | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Shreveport-Bossier City, LA | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| St. Joseph, MO-KS | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Staunton-Waynesboro, VA | 1 | $ 375,000 | $ 375,000 | $ 141,000 |
| Toledo, OH | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Valdosta, GA | 1 | $ 425,000 | $ 425,000 | $ 130,000 |
| Victoria, TX | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Walla Walla, WA | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Primary Residential Mortgage, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,332 | $3,258,760,000 | $287,000 | $2,645,000 | $156,000 | $9,591,000 |
| Cash-out Refinancing | 1,263 | $380,545,000 | $301,000 | $3,005,000 | $213,000 | $9,617,000 |
| Refinancing | 1,175 | $451,475,000 | $384,000 | $2,005,000 | $165,000 | $7,304,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,577 | $2,296,955,000 | $303,000 | $2,505,000 | $161,000 | $9,617,000 |
| Hispanic | 2,488 | $678,090,000 | $272,000 | $1,585,000 | $138,000 | $9,488,000 |
| Black or African American | 1,592 | $400,880,000 | $251,000 | $1,385,000 | $176,000 | $8,893,000 |
| Not Provided | 1,382 | $424,490,000 | $307,000 | $3,005,000 | $194,000 | $8,908,000 |
| Asian | 580 | $245,890,000 | $423,000 | $2,525,000 | $170,000 | $7,238,000 |
| American Indian or Alaskan Native | 112 | $31,440,000 | $280,000 | $1,325,000 | $117,000 | $626,000 |
| Native Hawaiian or Other Pacific Islander | 37 | $12,555,000 | $339,000 | $925,000 | $109,000 | $214,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,479 | $2,347,695,000 | $276,000 | $3,005,000 | $169,000 | $9,617,000 |
| FHA-insured (Federal Housing Administration) | 4,011 | $1,271,535,000 | $317,000 | $1,285,000 | $153,000 | $9,580,000 |
| VA-guaranteed (Veterans Administration) | 1,039 | $426,275,000 | $410,000 | $1,875,000 | $136,000 | $7,191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 241 | $45,275,000 | $187,000 | $595,000 | $175,000 | $9,345,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,570 | $2,864,840,000 | $299,000 | $2,645,000 | $120,000 | $4,265,000 |
| Application Withdrawn By Applicant | 3,044 | $919,890,000 | $302,000 | $3,005,000 | $296,000 | $9,591,000 |
| Application Denied By Financial Institution | 765 | $196,075,000 | $256,000 | $1,495,000 | $98,000 | $1,010,000 |
| File Closed For Incompleteness | 390 | $109,960,000 | $281,000 | $1,965,000 | $282,000 | $9,617,000 |
| Application Approved But Not Accepted | 1 | $15,000 | $15,000 | $15,000 | $74,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,005 | $3,894,705,000 | $299,000 | $3,005,000 | $166,000 | $9,617,000 |
| Debt-To-Income Ratio | 340 | $93,970,000 | $276,000 | $1,005,000 | $92,000 | $957,000 |
| Credit History | 190 | $43,690,000 | $229,000 | $1,495,000 | $99,000 | $1,010,000 |
| Collateral | 113 | $27,245,000 | $241,000 | $865,000 | $102,000 | $414,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $9,185,000 | $224,000 | $975,000 | $96,000 | $354,000 |
| Other | 34 | $8,830,000 | $259,000 | $885,000 | $118,000 | $280,000 |
| Employment History | 24 | $7,350,000 | $306,000 | $1,305,000 | $113,000 | $443,000 |
| Unverifiable Information | 23 | $5,805,000 | $252,000 | $1,325,000 | $111,000 | $564,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Primary Residential Mortgage, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Primary Residential Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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