Principal Residential Mortgage Mortgage Lending & HMDA Data, 2004
In 2004, Principal Residential Mortgage of Long Island City, NY reported 159,839 mortgage applications totaling $24.8 billion, down 64% from 2003. The average application was for $155,323, and applicants reported an average income of $57,257. 46% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (6,232), Minneapolis-St. Paul-Bloomington, MN-WI (5,238) and Atlanta-Sandy Springs-Marietta, GA (4,221) (applications in parentheses).
| Mortgage Company & Address | Principal Residential Mortgage One Court Square, 45th Floor Long Island City, NY 11120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 159,839 |
| Total Mortgage Loan Application Amount | $24,826,700,000 |
| Average Mortgage Loan Application Amount | $155,323 |
| Highest Mortgage Loan Application Amount | $2,405,000 |
| Average Applicant Income | $57,257 |
| Highest Applicant Income | $999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Principal Residential Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 6,232 | $ 1,124,144,000 | $ 180,382 | $ 68,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5,238 | $ 960,837,000 | $ 183,435 | $ 60,000 |
| Atlanta-Sandy Springs-Marietta, GA | 4,221 | $ 661,689,000 | $ 156,761 | $ 61,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,715 | $ 465,559,000 | $ 125,318 | $ 50,000 |
| Philadelphia, PA | 3,387 | $ 578,991,000 | $ 170,945 | $ 68,000 |
| Edison, NJ | 2,330 | $ 466,553,000 | $ 200,237 | $ 75,000 |
| St. Louis, MO-IL | 2,274 | $ 356,963,000 | $ 156,975 | $ 63,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,182 | $ 354,907,000 | $ 162,652 | $ 68,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,174 | $ 328,970,000 | $ 151,320 | $ 57,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,144 | $ 474,481,000 | $ 221,306 | $ 70,000 |
| Dallas-Plano-Irving, TX | 2,085 | $ 278,545,000 | $ 133,594 | $ 64,000 |
| Omaha-Council Bluffs, NE-IA | 1,968 | $ 281,735,000 | $ 143,158 | $ 57,000 |
| Baltimore-Towson, MD | 1,883 | $ 323,754,000 | $ 171,935 | $ 64,000 |
| Pittsburgh, PA | 1,870 | $ 217,991,000 | $ 116,572 | $ 52,000 |
| Houston-Baytown-Sugar Land, TX | 1,739 | $ 221,602,000 | $ 127,430 | $ 65,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,710 | $ 301,817,000 | $ 176,501 | $ 60,000 |
| Riverside-San Bernardino-Ontario, CA | 1,704 | $ 303,978,000 | $ 178,390 | $ 58,000 |
| Des Moines, IA | 1,616 | $ 219,863,000 | $ 136,053 | $ 61,000 |
| Denver-Aurora, CO | 1,595 | $ 301,836,000 | $ 189,238 | $ 66,000 |
| Kansas City, MO-KS | 1,489 | $ 197,037,000 | $ 132,328 | $ 57,000 |
| Jacksonville, FL | 1,469 | $ 204,500,000 | $ 139,210 | $ 63,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,456 | $ 215,250,000 | $ 147,836 | $ 54,000 |
| Cambridge-Newton-Framingham, MA | 1,372 | $ 309,853,000 | $ 225,840 | $ 73,000 |
| Manchester-Nashua, NH | 1,329 | $ 244,505,000 | $ 183,976 | $ 67,000 |
| Rockingham County-Strafford County, NH | 1,312 | $ 244,976,000 | $ 186,719 | $ 68,000 |
| Orlando, FL | 1,251 | $ 177,703,000 | $ 142,048 | $ 54,000 |
| Newark-Union, NJ-PA | 1,247 | $ 272,903,000 | $ 218,847 | $ 84,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,230 | $ 171,366,000 | $ 139,321 | $ 57,000 |
| Richmond, VA | 1,137 | $ 155,499,000 | $ 136,762 | $ 57,000 |
| Camden, NJ | 1,125 | $ 182,043,000 | $ 161,816 | $ 61,000 |
| Columbus, OH | 1,118 | $ 154,773,000 | $ 138,437 | $ 54,000 |
| Boston-Quincy, MA | 1,097 | $ 263,771,000 | $ 240,447 | $ 75,000 |
| Indianapolis, IN | 1,088 | $ 150,864,000 | $ 138,661 | $ 49,000 |
| Las Vegas-Paradise, NV | 1,051 | $ 177,371,000 | $ 168,764 | $ 63,000 |
| Cleveland-Elyria-Mentor, OH | 1,006 | $ 133,550,000 | $ 132,753 | $ 52,000 |
| Worcester, MA | 938 | $ 180,186,000 | $ 192,095 | $ 71,000 |
| Hartford-West Hartford-East Hartford, CT | 931 | $ 157,204,000 | $ 168,854 | $ 69,000 |
| Essex County, MA | 878 | $ 187,546,000 | $ 213,605 | $ 66,000 |
| Lake County-Kenosha County, IL-WI | 868 | $ 162,597,000 | $ 187,323 | $ 72,000 |
| Seattle-Bellevue-Everett, WA | 868 | $ 171,268,000 | $ 197,313 | $ 59,000 |
| Nassau-Suffolk, NY | 859 | $ 195,488,000 | $ 227,576 | $ 87,000 |
| Lincoln, NE | 814 | $ 104,047,000 | $ 127,821 | $ 59,000 |
| Fort Worth-Arlington, TX | 802 | $ 107,762,000 | $ 134,366 | $ 63,000 |
| Santa Ana-Anaheim-Irvine, CA | 789 | $ 192,480,000 | $ 243,954 | $ 81,000 |
| Bethesda-Frederick-Gaithersburg, MD | 781 | $ 167,101,000 | $ 213,957 | $ 78,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 767 | $ 154,048,000 | $ 200,844 | $ 55,000 |
| Sarasota-Bradenton-Venice, FL | 760 | $ 106,698,000 | $ 140,392 | $ 50,000 |
| Charlotte-Gastonia-Concord, NC-SC | 749 | $ 102,720,000 | $ 137,142 | $ 64,000 |
| Bellingham, WA | 745 | $ 121,941,000 | $ 163,679 | $ 43,000 |
| Warren-Farmington Hills-Troy, MI | 734 | $ 124,551,000 | $ 169,688 | $ 69,000 |
| Columbia, SC | 716 | $ 92,566,000 | $ 129,282 | $ 54,000 |
| New York-Wayne-White Plains, NY-NJ | 697 | $ 183,944,000 | $ 263,908 | $ 87,000 |
| Iowa City, IA | 696 | $ 103,255,000 | $ 148,354 | $ 58,000 |
| Charleston-North Charleston, SC | 665 | $ 93,275,000 | $ 140,263 | $ 56,000 |
| Lakeland, FL | 655 | $ 75,950,000 | $ 115,954 | $ 48,000 |
| Modesto, CA | 654 | $ 114,004,000 | $ 174,318 | $ 58,000 |
| Salt Lake City, UT | 654 | $ 103,788,000 | $ 158,697 | $ 61,000 |
| Raleigh-Cary, NC | 650 | $ 99,476,000 | $ 153,040 | $ 63,000 |
| Baton Rouge, LA | 647 | $ 85,082,000 | $ 131,502 | $ 60,000 |
| Tulsa, OK | 644 | $ 78,421,000 | $ 121,771 | $ 49,000 |
| Colorado Springs, CO | 635 | $ 111,058,000 | $ 174,894 | $ 54,000 |
| Oklahoma City, OK | 620 | $ 67,297,000 | $ 108,543 | $ 54,000 |
| San Antonio, TX | 598 | $ 74,343,000 | $ 124,319 | $ 56,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 595 | $ 107,067,000 | $ 179,944 | $ 81,000 |
| Providence-New Bedford-Fall River, RI-MA | 594 | $ 108,944,000 | $ 183,407 | $ 69,000 |
| New Haven-Milford, CT | 590 | $ 101,308,000 | $ 171,708 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 554 | $ 86,126,000 | $ 155,462 | $ 62,000 |
| Austin-Round Rock, TX | 552 | $ 82,607,000 | $ 149,650 | $ 79,000 |
| Springfield, MO | 545 | $ 62,823,000 | $ 115,271 | $ 45,000 |
| Portland-South Portland-Biddeford, ME | 544 | $ 92,760,000 | $ 170,514 | $ 66,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 537 | $ 86,325,000 | $ 160,754 | $ 59,000 |
| Wilmington, DE-MD-NJ | 525 | $ 83,611,000 | $ 159,259 | $ 59,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 511 | $ 72,115,000 | $ 141,125 | $ 62,000 |
| San Diego-Carlsbad-San Marcos, CA | 508 | $ 115,981,000 | $ 228,309 | $ 83,000 |
| Provo-Orem, UT | 501 | $ 69,563,000 | $ 138,848 | $ 47,000 |
| Cedar Rapids, IA | 486 | $ 62,375,000 | $ 128,343 | $ 52,000 |
| Bridgeport-Stamford-Norwalk, CT | 479 | $ 119,530,000 | $ 249,540 | $ 85,000 |
| Lexington-Fayette, KY | 473 | $ 63,553,000 | $ 134,361 | $ 43,000 |
| Greeley, CO | 468 | $ 73,340,000 | $ 156,709 | $ 51,000 |
| New Orleans-Metairie-Kenner, LA | 452 | $ 63,038,000 | $ 139,464 | $ 58,000 |
| Sioux Falls, SD | 442 | $ 54,781,000 | $ 123,938 | $ 41,000 |
| Oakland-Fremont-Hayward, CA | 437 | $ 102,427,000 | $ 234,386 | $ 66,000 |
| Tucson, AZ | 433 | $ 71,310,000 | $ 164,688 | $ 74,000 |
| Cape Coral-Fort Myers, FL | 421 | $ 58,478,000 | $ 138,902 | $ 62,000 |
| York-Hanover, PA | 420 | $ 50,819,000 | $ 120,997 | $ 48,000 |
| Lancaster, PA | 416 | $ 53,603,000 | $ 128,853 | $ 48,000 |
| Toledo, OH | 412 | $ 48,884,000 | $ 118,650 | $ 50,000 |
| Anchorage, AK | 409 | $ 74,967,000 | $ 183,293 | $ 56,000 |
| Louisville, KY-IN | 409 | $ 58,231,000 | $ 142,374 | $ 39,000 |
| Birmingham-Hoover, AL | 407 | $ 57,466,000 | $ 141,194 | $ 58,000 |
| Spokane, WA | 404 | $ 50,094,000 | $ 123,995 | $ 47,000 |
| Salem, OR | 398 | $ 55,265,000 | $ 138,856 | $ 59,000 |
| Tallahassee, FL | 397 | $ 53,656,000 | $ 135,153 | $ 57,000 |
| Springfield, MA | 396 | $ 57,447,000 | $ 145,068 | $ 56,000 |
| Knoxville, TN | 382 | $ 43,785,000 | $ 114,620 | $ 60,000 |
| Fargo, ND-MN | 376 | $ 44,530,000 | $ 118,430 | $ 58,000 |
| Miami-Miami Beach-Kendall, FL | 376 | $ 59,557,000 | $ 158,396 | $ 68,000 |
| Eugene-Springfield, OR | 367 | $ 55,456,000 | $ 151,106 | $ 64,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 366 | $ 48,180,000 | $ 131,639 | $ 53,000 |
| Albuquerque, NM | 363 | $ 44,237,000 | $ 121,865 | $ 53,000 |
| Mount Vernon-Anacortes, WA | 362 | $ 58,428,000 | $ 161,403 | $ 41,000 |
| Fort Collins-Loveland, CO | 350 | $ 63,039,000 | $ 180,111 | $ 52,000 |
| Detroit-Livonia-Dearborn, MI | 342 | $ 47,822,000 | $ 139,830 | $ 54,000 |
| Little Rock-North Little Rock, AR | 342 | $ 40,645,000 | $ 118,845 | $ 53,000 |
| Nashville-Davidson--Murfreesboro, TN | 338 | $ 46,796,000 | $ 138,449 | $ 56,000 |
| Harrisburg-Carlisle, PA | 337 | $ 42,694,000 | $ 126,688 | $ 53,000 |
| Atlantic City, NJ | 323 | $ 52,060,000 | $ 161,176 | $ 55,000 |
| Ogden-Clearfield, UT | 314 | $ 43,787,000 | $ 139,449 | $ 42,000 |
| Cheyenne, WY | 312 | $ 40,792,000 | $ 130,743 | $ 47,000 |
| Dayton, OH | 306 | $ 32,753,000 | $ 107,035 | $ 45,000 |
| Fresno, CA | 301 | $ 46,267,000 | $ 153,710 | $ 46,000 |
| Greenville, SC | 297 | $ 36,168,000 | $ 121,777 | $ 52,000 |
| St. Cloud, MN | 297 | $ 42,929,000 | $ 144,542 | $ 45,000 |
| Wilmington, NC | 284 | $ 39,391,000 | $ 138,700 | $ 78,000 |
| Medford, OR | 273 | $ 46,046,000 | $ 168,666 | $ 44,000 |
| Ocean City, NJ | 270 | $ 51,765,000 | $ 191,722 | $ 111,000 |
| Stockton, CA | 265 | $ 51,434,000 | $ 194,090 | $ 51,000 |
| Tacoma, WA | 264 | $ 41,958,000 | $ 158,931 | $ 56,000 |
| Boulder, CO | 259 | $ 53,332,000 | $ 205,915 | $ 76,000 |
| Memphis, TN-MS-AR | 259 | $ 28,982,000 | $ 111,899 | $ 58,000 |
| Wichita, KS | 254 | $ 27,560,000 | $ 108,503 | $ 45,000 |
| Montgomery, AL | 252 | $ 31,531,000 | $ 125,123 | $ 52,000 |
| Akron, OH | 249 | $ 31,263,000 | $ 125,554 | $ 53,000 |
| Davenport-Moline-Rock Island, IA-IL | 248 | $ 28,169,000 | $ 113,584 | $ 56,000 |
| Reading, PA | 247 | $ 31,828,000 | $ 128,858 | $ 52,000 |
| Bakersfield, CA | 246 | $ 33,115,000 | $ 134,613 | $ 51,000 |
| Kennewick-Richland-Pasco, WA | 245 | $ 30,674,000 | $ 125,200 | $ 44,000 |
| Fort Walton Beach-Crestview-Destin, FL | 242 | $ 31,103,000 | $ 128,524 | $ 66,000 |
| Trenton-Ewing, NJ | 238 | $ 44,642,000 | $ 187,571 | $ 66,000 |
| Madison, WI | 237 | $ 42,482,000 | $ 179,248 | $ 57,000 |
| Boise City-Nampa, ID | 225 | $ 31,703,000 | $ 140,902 | $ 42,000 |
| Greensboro-High Point, NC | 218 | $ 26,102,000 | $ 119,733 | $ 51,000 |
| Gary, IN | 214 | $ 25,839,000 | $ 120,742 | $ 60,000 |
| Fort Wayne, IN | 213 | $ 22,906,000 | $ 107,539 | $ 48,000 |
| Lansing-East Lansing, MI | 213 | $ 28,783,000 | $ 135,131 | $ 65,000 |
| Pocatello, ID | 213 | $ 22,303,000 | $ 104,708 | $ 36,000 |
| Punta Gorda, FL | 205 | $ 26,465,000 | $ 129,097 | $ 48,000 |
| Athens-Clarke County, GA | 200 | $ 31,838,000 | $ 159,190 | $ 63,000 |
| Racine, WI | 197 | $ 28,741,000 | $ 145,893 | $ 55,000 |
| Jackson, MS | 192 | $ 24,248,000 | $ 126,291 | $ 38,000 |
| Roanoke, VA | 191 | $ 23,086,000 | $ 120,869 | $ 47,000 |
| St. Joseph, MO-KS | 191 | $ 21,966,000 | $ 115,005 | $ 41,000 |
| Rockford, IL | 187 | $ 19,182,000 | $ 102,577 | $ 43,000 |
| Durham, NC | 185 | $ 24,857,000 | $ 134,362 | $ 56,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 184 | $ 24,712,000 | $ 134,304 | $ 53,000 |
| Bloomington-Normal, IL | 182 | $ 22,811,000 | $ 125,335 | $ 49,000 |
| Corpus Christi, TX | 182 | $ 20,367,000 | $ 111,906 | $ 61,000 |
| Grand Junction, CO | 181 | $ 25,524,000 | $ 141,016 | $ 47,000 |
| Norwich-New London, CT | 178 | $ 31,402,000 | $ 176,415 | $ 60,000 |
| Rochester, NY | 177 | $ 21,045,000 | $ 118,898 | $ 50,000 |
| Naples-Marco Island, FL | 176 | $ 31,349,000 | $ 178,119 | $ 84,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 176 | $ 41,342,000 | $ 234,897 | $ 92,000 |
| Pensacola-Ferry Pass-Brent, FL | 172 | $ 21,695,000 | $ 126,133 | $ 51,000 |
| Erie, PA | 171 | $ 15,945,000 | $ 93,245 | $ 41,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 171 | $ 40,626,000 | $ 237,578 | $ 64,000 |
| Syracuse, NY | 166 | $ 15,837,000 | $ 95,403 | $ 45,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 165 | $ 21,035,000 | $ 127,484 | $ 55,000 |
| Barnstable Town, MA | 164 | $ 36,968,000 | $ 225,414 | $ 102,000 |
| Buffalo-Niagara Falls, NY | 163 | $ 16,303,000 | $ 100,018 | $ 50,000 |
| Port St. Lucie-Fort Pierce, FL | 158 | $ 23,204,000 | $ 146,860 | $ 66,000 |
| Asheville, NC | 156 | $ 21,160,000 | $ 135,641 | $ 40,000 |
| Kalamazoo-Portage, MI | 156 | $ 19,596,000 | $ 125,615 | $ 53,000 |
| Winston-Salem, NC | 156 | $ 19,944,000 | $ 127,846 | $ 54,000 |
| Wenatchee, WA | 155 | $ 21,797,000 | $ 140,625 | $ 27,000 |
| Albany-Schenectady-Troy, NY | 151 | $ 18,993,000 | $ 125,781 | $ 60,000 |
| Danville, VA | 150 | $ 14,876,000 | $ 99,173 | $ 39,000 |
| Santa Fe, NM | 148 | $ 29,241,000 | $ 197,574 | $ 72,000 |
| Olympia, WA | 147 | $ 22,721,000 | $ 154,564 | $ 53,000 |
| Visalia-Porterville, CA | 145 | $ 18,077,000 | $ 124,668 | $ 40,000 |
| Pueblo, CO | 144 | $ 17,594,000 | $ 122,180 | $ 57,000 |
| Hickory-Lenoir-Morganton, NC | 142 | $ 16,357,000 | $ 115,190 | $ 41,000 |
| Yakima, WA | 142 | $ 16,996,000 | $ 119,690 | $ 37,000 |
| Gainesville, FL | 141 | $ 21,233,000 | $ 150,588 | $ 76,000 |
| Gainesville, GA | 141 | $ 19,127,000 | $ 135,652 | $ 59,000 |
| Chattanooga, TN-GA | 140 | $ 15,469,000 | $ 110,492 | $ 47,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 140 | $ 26,617,000 | $ 190,121 | $ 87,000 |
| Lynchburg, VA | 139 | $ 14,569,000 | $ 104,812 | $ 42,000 |
| San Francisco-San Mateo-Redwood City, CA | 139 | $ 35,302,000 | $ 253,971 | $ 94,000 |
| Yuma, AZ | 139 | $ 15,570,000 | $ 112,014 | $ 44,000 |
| Missoula, MT | 138 | $ 20,565,000 | $ 149,021 | $ 34,000 |
| Savannah, GA | 136 | $ 18,286,000 | $ 134,455 | $ 68,000 |
| Grand Rapids-Wyoming, MI | 135 | $ 17,853,000 | $ 132,244 | $ 41,000 |
| Rapid City, SD | 135 | $ 17,501,000 | $ 129,637 | $ 48,000 |
| Jacksonville, NC | 134 | $ 15,896,000 | $ 118,626 | $ 54,000 |
| Billings, MT | 131 | $ 17,850,000 | $ 136,259 | $ 43,000 |
| Rochester, MN | 131 | $ 19,649,000 | $ 149,992 | $ 45,000 |
| Waterloo-Cedar Falls, IA | 127 | $ 14,380,000 | $ 113,228 | $ 37,000 |
| Casper, WY | 125 | $ 14,444,000 | $ 115,552 | $ 28,000 |
| Bremerton-Silverdale, WA | 124 | $ 19,552,000 | $ 157,677 | $ 52,000 |
| Spartanburg, SC | 123 | $ 13,967,000 | $ 113,552 | $ 49,000 |
| McAllen-Edinburg-Pharr, TX | 122 | $ 12,890,000 | $ 105,655 | $ 53,000 |
| Augusta-Richmond County, GA-SC | 116 | $ 15,121,000 | $ 130,353 | $ 55,000 |
| Ann Arbor, MI | 115 | $ 22,842,000 | $ 198,626 | $ 84,000 |
| Fort Smith, AR-OK | 113 | $ 11,486,000 | $ 101,646 | $ 47,000 |
| Grand Forks, ND-MN | 113 | $ 13,837,000 | $ 122,451 | $ 55,000 |
| Peoria, IL | 110 | $ 11,458,000 | $ 104,163 | $ 35,000 |
| El Paso, TX | 109 | $ 11,415,000 | $ 104,724 | $ 74,000 |
| Hagerstown-Martinsburg, MD-WV | 107 | $ 16,376,000 | $ 153,046 | $ 57,000 |
| Eau Claire, WI | 106 | $ 13,962,000 | $ 131,716 | $ 22,000 |
| Tyler, TX | 106 | $ 14,755,000 | $ 139,198 | $ 86,000 |
| Utica-Rome, NY | 106 | $ 7,728,000 | $ 72,905 | $ 37,000 |
| Huntsville, AL | 105 | $ 12,510,000 | $ 119,142 | $ 65,000 |
| Winchester, VA-WV | 105 | $ 16,054,000 | $ 152,895 | $ 61,000 |
| Greenville, NC | 103 | $ 11,561,000 | $ 112,242 | $ 50,000 |
| Champaign-Urbana, IL | 102 | $ 11,030,000 | $ 108,137 | $ 46,000 |
| Bend, OR | 101 | $ 19,017,000 | $ 188,287 | $ 79,000 |
| Charlottesville, VA | 100 | $ 14,910,000 | $ 149,100 | $ 49,000 |
| St. George, UT | 98 | $ 12,938,000 | $ 132,020 | $ 49,000 |
| Vallejo-Fairfield, CA | 98 | $ 22,169,000 | $ 226,214 | $ 65,000 |
| Blacksburg-Christiansburg-Radford, VA | 96 | $ 11,800,000 | $ 122,916 | $ 45,000 |
| Dover, DE | 96 | $ 14,251,000 | $ 148,447 | $ 40,000 |
| Goldsboro, NC | 96 | $ 12,145,000 | $ 126,510 | $ 39,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 92 | $ 20,997,000 | $ 228,228 | $ 87,000 |
| Lebanon, PA | 90 | $ 10,476,000 | $ 116,400 | $ 39,000 |
| Santa Rosa-Petaluma, CA | 90 | $ 18,625,000 | $ 206,944 | $ 41,000 |
| Lafayette, LA | 89 | $ 10,185,000 | $ 114,438 | $ 47,000 |
| Ocala, FL | 88 | $ 9,624,000 | $ 109,363 | $ 47,000 |
| Niles-Benton Harbor, MI | 87 | $ 13,187,000 | $ 151,574 | $ 55,000 |
| Altoona, PA | 86 | $ 9,148,000 | $ 106,372 | $ 57,000 |
| Canton-Massillon, OH | 85 | $ 11,016,000 | $ 129,600 | $ 48,000 |
| Coeur D'Alene, ID | 85 | $ 10,636,000 | $ 125,129 | $ 28,000 |
| Idaho Falls, ID | 84 | $ 10,305,000 | $ 122,678 | $ 32,000 |
| Santa Cruz-Watsonville, CA | 84 | $ 19,294,000 | $ 229,690 | $ 65,000 |
| Fayetteville, NC | 83 | $ 8,803,000 | $ 106,060 | $ 53,000 |
| Lawrence, KS | 83 | $ 11,068,000 | $ 133,349 | $ 60,000 |
| Scranton--Wilkes-Barre, PA | 81 | $ 8,502,000 | $ 104,962 | $ 50,000 |
| Lubbock, TX | 80 | $ 9,627,000 | $ 120,337 | $ 32,000 |
| Merced, CA | 79 | $ 12,624,000 | $ 159,797 | $ 40,000 |
| Panama City-Lynn Haven, FL | 79 | $ 11,621,000 | $ 147,101 | $ 62,000 |
| Amarillo, TX | 77 | $ 7,961,000 | $ 103,389 | $ 47,000 |
| Decatur, IL | 77 | $ 6,084,000 | $ 79,012 | $ 39,000 |
| Topeka, KS | 77 | $ 8,201,000 | $ 106,506 | $ 47,000 |
| Anderson, SC | 76 | $ 8,682,000 | $ 114,236 | $ 51,000 |
| San Luis Obispo-Paso Robles, CA | 76 | $ 18,150,000 | $ 238,815 | $ 54,000 |
| Mobile, AL | 75 | $ 7,715,000 | $ 102,866 | $ 51,000 |
| Prescott, AZ | 73 | $ 11,209,000 | $ 153,547 | $ 54,000 |
| Ames, IA | 71 | $ 8,597,000 | $ 121,084 | $ 52,000 |
| Corvallis, OR | 69 | $ 10,821,000 | $ 156,826 | $ 64,000 |
| Green Bay, WI | 69 | $ 10,073,000 | $ 145,985 | $ 50,000 |
| Burlington-South Burlington, VT | 67 | $ 10,751,000 | $ 160,462 | $ 52,000 |
| Duluth, MN-WI | 67 | $ 8,890,000 | $ 132,686 | $ 64,000 |
| Columbus, GA-AL | 66 | $ 9,351,000 | $ 141,681 | $ 68,000 |
| Bloomington, IN | 65 | $ 8,898,000 | $ 136,892 | $ 49,000 |
| Elkhart-Goshen, IN | 65 | $ 6,882,000 | $ 105,876 | $ 46,000 |
| Springfield, OH | 65 | $ 6,808,000 | $ 104,738 | $ 48,000 |
| Youngstown-Warren-Boardman, OH-PA | 65 | $ 6,407,000 | $ 98,569 | $ 41,000 |
| Appleton, WI | 64 | $ 7,963,000 | $ 124,421 | $ 38,000 |
| Charleston, WV | 63 | $ 9,678,000 | $ 153,619 | $ 63,000 |
| Columbia, MO | 63 | $ 8,837,000 | $ 140,269 | $ 62,000 |
| Reno-Sparks, NV | 63 | $ 10,913,000 | $ 173,222 | $ 56,000 |
| Springfield, IL | 58 | $ 5,778,000 | $ 99,620 | $ 44,000 |
| Flint, MI | 57 | $ 6,903,000 | $ 121,105 | $ 40,000 |
| Holland-Grand Haven, MI | 57 | $ 6,992,000 | $ 122,666 | $ 32,000 |
| Honolulu, HI | 57 | $ 13,908,000 | $ 244,000 | $ 54,000 |
| Vero Beach, FL | 57 | $ 8,123,000 | $ 142,508 | $ 97,000 |
| Longview, TX | 56 | $ 5,721,000 | $ 102,160 | $ 36,000 |
| Hanford-Corcoran, CA | 55 | $ 7,654,000 | $ 139,163 | $ 45,000 |
| State College, PA | 55 | $ 7,898,000 | $ 143,600 | $ 66,000 |
| Williamsport, PA | 55 | $ 5,049,000 | $ 91,800 | $ 46,000 |
| El Centro, CA | 54 | $ 8,129,000 | $ 150,537 | $ 33,000 |
| Beaumont-Port Arthur, TX | 51 | $ 5,516,000 | $ 108,156 | $ 53,000 |
| Evansville, IN-KY | 51 | $ 6,187,000 | $ 121,313 | $ 48,000 |
| Florence, SC | 51 | $ 5,638,000 | $ 110,549 | $ 52,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 50 | $ 9,579,000 | $ 191,580 | $ 66,000 |
| Lewiston-Auburn, ME | 49 | $ 6,584,000 | $ 134,367 | $ 45,000 |
| Salinas, CA | 49 | $ 10,486,000 | $ 214,000 | $ 44,000 |
| Bangor, ME | 48 | $ 5,406,000 | $ 112,625 | $ 60,000 |
| Cumberland, MD-WV | 48 | $ 5,369,000 | $ 111,854 | $ 73,000 |
| Flagstaff, AZ | 48 | $ 7,744,000 | $ 161,333 | $ 51,000 |
| Gulfport-Biloxi, MS | 48 | $ 5,926,000 | $ 123,458 | $ 57,000 |
| Monroe, MI | 48 | $ 6,168,000 | $ 128,500 | $ 43,000 |
| Janesville, WI | 47 | $ 5,697,000 | $ 121,212 | $ 44,000 |
| Logan, UT-ID | 47 | $ 5,183,000 | $ 110,276 | $ 24,000 |
| Napa, CA | 47 | $ 10,003,000 | $ 212,829 | $ 60,000 |
| South Bend-Mishawaka, IN-MI | 46 | $ 4,769,000 | $ 103,673 | $ 44,000 |
| Vineland-Millville-Bridgeton, NJ | 45 | $ 5,177,000 | $ 115,044 | $ 44,000 |
| Brunswick, GA | 44 | $ 7,024,000 | $ 159,636 | $ 74,000 |
| Sioux City, IA-NE-SD | 44 | $ 4,431,000 | $ 100,704 | $ 48,000 |
| Gadsden, AL | 43 | $ 4,022,000 | $ 93,534 | $ 41,000 |
| Houma-Bayou Cane-Thibodaux, LA | 43 | $ 5,353,000 | $ 124,488 | $ 48,000 |
| Redding, CA | 43 | $ 6,301,000 | $ 146,534 | $ 21,000 |
| Tuscaloosa, AL | 43 | $ 5,504,000 | $ 128,000 | $ 56,000 |
| Sumter, SC | 42 | $ 4,207,000 | $ 100,166 | $ 50,000 |
| Weirton-Steubenville, WV-OH | 42 | $ 3,581,000 | $ 85,261 | $ 47,000 |
| Yuba City, CA | 42 | $ 6,786,000 | $ 161,571 | $ 34,000 |
| Elizabethtown, KY | 41 | $ 5,303,000 | $ 129,341 | $ 34,000 |
| Harrisonburg, VA | 38 | $ 5,365,000 | $ 141,184 | $ 65,000 |
| Pascagoula, MS | 38 | $ 4,175,000 | $ 109,868 | $ 29,000 |
| Cleveland, TN | 37 | $ 3,928,000 | $ 106,162 | $ 48,000 |
| Killeen-Temple-Fort Hood, TX | 37 | $ 3,928,000 | $ 106,162 | $ 44,000 |
| Great Falls, MT | 36 | $ 3,796,000 | $ 105,444 | $ 26,000 |
| Johnstown, PA | 36 | $ 4,177,000 | $ 116,027 | $ 73,000 |
| Kokomo, IN | 36 | $ 4,258,000 | $ 118,277 | $ 44,000 |
| Auburn-Opelika, AL | 35 | $ 5,043,000 | $ 144,085 | $ 55,000 |
| Battle Creek, MI | 35 | $ 3,519,000 | $ 100,542 | $ 25,000 |
| Longview, WA | 35 | $ 4,407,000 | $ 125,914 | $ 69,000 |
| Dalton, GA | 34 | $ 3,770,000 | $ 110,882 | $ 54,000 |
| Rocky Mount, NC | 34 | $ 3,396,000 | $ 99,882 | $ 67,000 |
| Sheboygan, WI | 34 | $ 4,991,000 | $ 146,794 | $ 51,000 |
| Waco, TX | 34 | $ 4,200,000 | $ 123,529 | $ 73,000 |
| Monroe, LA | 33 | $ 3,948,000 | $ 119,636 | $ 63,000 |
| Oshkosh-Neenah, WI | 33 | $ 3,770,000 | $ 114,242 | $ 24,000 |
| Salisbury, MD | 33 | $ 4,597,000 | $ 139,303 | $ 66,000 |
| La Crosse, WI-MN | 32 | $ 3,688,000 | $ 115,250 | $ 50,000 |
| Shreveport-Bossier City, LA | 32 | $ 3,759,000 | $ 117,468 | $ 38,000 |
| Anniston-Oxford, AL | 31 | $ 3,528,000 | $ 113,806 | $ 50,000 |
| Lake Charles, LA | 31 | $ 4,303,000 | $ 138,806 | $ 64,000 |
| Madera, CA | 31 | $ 5,902,000 | $ 190,387 | $ 45,000 |
| Burlington, NC | 30 | $ 4,073,000 | $ 135,766 | $ 42,000 |
| Fond Du Lac, WI | 30 | $ 3,751,000 | $ 125,033 | $ 48,000 |
| Kankakee-Bradley, IL | 30 | $ 3,792,000 | $ 126,400 | $ 48,000 |
| Wausau, WI | 30 | $ 3,796,000 | $ 126,533 | $ 53,000 |
| Pine Bluff, AR | 29 | $ 1,853,000 | $ 63,896 | $ 57,000 |
| Macon, GA | 28 | $ 3,487,000 | $ 124,535 | $ 44,000 |
| Muncie, IN | 28 | $ 3,262,000 | $ 116,500 | $ 66,000 |
| Brownsville-Harlingen, TX | 27 | $ 2,950,000 | $ 109,259 | $ 73,000 |
| Danville, IL | 27 | $ 1,956,000 | $ 72,444 | $ 28,000 |
| Johnson City, TN | 27 | $ 2,948,000 | $ 109,185 | $ 50,000 |
| Joplin, MO | 27 | $ 2,917,000 | $ 108,037 | $ 33,000 |
| Alexandria, LA | 26 | $ 2,893,000 | $ 111,269 | $ 47,000 |
| Jackson, MI | 26 | $ 3,031,000 | $ 116,576 | $ 53,000 |
| Lewiston, ID-WA | 26 | $ 2,885,000 | $ 110,961 | $ 30,000 |
| Chico, CA | 25 | $ 3,628,000 | $ 145,120 | $ 40,000 |
| Kingsport-Bristol-Bristol, TN-VA | 25 | $ 2,662,000 | $ 106,480 | $ 41,000 |
| Las Cruces, NM | 25 | $ 2,711,000 | $ 108,440 | $ 67,000 |
| Hot Springs, AR | 24 | $ 2,538,000 | $ 105,750 | $ 55,000 |
| Jefferson City, MO | 24 | $ 2,938,000 | $ 122,416 | $ 51,000 |
| Morristown, TN | 24 | $ 2,982,000 | $ 124,250 | $ 47,000 |
| Dubuque, IA | 23 | $ 2,885,000 | $ 125,434 | $ 36,000 |
| Farmington, NM | 23 | $ 3,477,000 | $ 151,173 | $ 75,000 |
| Michigan City-La Porte, IN | 23 | $ 3,886,000 | $ 168,956 | $ 66,000 |
| Sandusky, OH | 23 | $ 2,869,000 | $ 124,739 | $ 38,000 |
| Sherman-Denison, TX | 23 | $ 2,354,000 | $ 102,347 | $ 42,000 |
| College Station-Bryan, TX | 22 | $ 2,854,000 | $ 129,727 | $ 55,000 |
| Clarksville, TN-KY | 21 | $ 2,187,000 | $ 104,142 | $ 63,000 |
| Decatur, AL | 21 | $ 2,905,000 | $ 138,333 | $ 59,000 |
| Fairbanks, AK | 20 | $ 3,012,000 | $ 150,600 | $ 38,000 |
| Glens Falls, NY | 20 | $ 2,140,000 | $ 107,000 | $ 49,000 |
| Hattiesburg, MS | 20 | $ 1,774,000 | $ 88,700 | $ 49,000 |
| Lafayette, IN | 20 | $ 2,246,000 | $ 112,300 | $ 14,000 |
| Laredo, TX | 20 | $ 2,353,000 | $ 117,650 | $ 84,000 |
| Morgantown, WV | 20 | $ 2,494,000 | $ 124,700 | $ 51,000 |
| Dothan, AL | 19 | $ 2,183,000 | $ 114,894 | $ 59,000 |
| Mansfield, OH | 19 | $ 1,937,000 | $ 101,947 | $ 58,000 |
| San Angelo, TX | 19 | $ 1,921,000 | $ 101,105 | $ 37,000 |
| Warner Robins, GA | 19 | $ 2,129,000 | $ 112,052 | $ 70,000 |
| Anderson, IN | 18 | $ 2,213,000 | $ 122,944 | $ 68,000 |
| Jackson, TN | 18 | $ 1,985,000 | $ 110,277 | $ 21,000 |
| Rome, GA | 17 | $ 1,958,000 | $ 115,176 | $ 91,000 |
| Albany, GA | 16 | $ 1,850,000 | $ 115,625 | $ 46,000 |
| Bowling Green, KY | 16 | $ 1,647,000 | $ 102,937 | $ 50,000 |
| Florence-Muscle Shoals, AL | 16 | $ 1,917,000 | $ 119,812 | $ 86,000 |
| Kingston, NY | 16 | $ 3,314,000 | $ 207,125 | $ 67,000 |
| Muskegon-Norton Shores, MI | 16 | $ 1,605,000 | $ 100,312 | $ 33,000 |
| Pittsfield, MA | 16 | $ 2,245,000 | $ 140,312 | $ 82,000 |
| Victoria, TX | 16 | $ 1,567,000 | $ 97,937 | $ 57,000 |
| Huntington-Ashland, WV-KY-OH | 15 | $ 1,575,000 | $ 105,000 | $ 52,000 |
| Saginaw-Saginaw Township North, MI | 15 | $ 1,463,000 | $ 97,533 | $ 44,000 |
| Bismarck, ND | 14 | $ 2,894,000 | $ 206,714 | $ 144,000 |
| Owensboro, KY | 13 | $ 1,379,000 | $ 106,076 | $ 38,000 |
| Lawton, OK | 12 | $ 1,030,000 | $ 85,833 | $ 43,000 |
| Lima, OH | 12 | $ 1,289,000 | $ 107,416 | $ 40,000 |
| Parkersburg-Marietta, WV-OH | 11 | $ 1,538,000 | $ 139,818 | $ 42,000 |
| Terre Haute, IN | 11 | $ 1,076,000 | $ 97,818 | $ 38,000 |
| Valdosta, GA | 11 | $ 1,410,000 | $ 128,181 | $ 47,000 |
| Binghamton, NY | 10 | $ 833,000 | $ 83,300 | $ 28,000 |
| Midland, TX | 9 | $ 827,000 | $ 91,888 | $ 66,000 |
| Wheeling, WV-OH | 9 | $ 668,000 | $ 74,222 | $ 51,000 |
| Hinesville-Fort Stewart, GA | 8 | $ 825,000 | $ 103,125 | $ 64,000 |
| Wichita Falls, TX | 8 | $ 607,000 | $ 75,875 | $ 33,000 |
| Bay City, MI | 7 | $ 793,000 | $ 113,285 | $ 34,000 |
| Carson City, NV | 6 | $ 978,000 | $ 163,000 | $ 33,000 |
| Columbus, IN | 5 | $ 417,000 | $ 83,400 | $ 30,000 |
| Elmira, NY | 3 | $ 344,000 | $ 114,666 | $ 46,000 |
| Abilene, TX | 2 | $ 225,000 | $ 112,500 | $ 74,000 |
| Ithaca, NY | 2 | $ 459,000 | $ 229,500 | $ 35,000 |
| Jonesboro, AR | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 307,000 | $ 153,500 | $ 87,000 |
Mortgage Loan Application Detail Totals for Principal Residential Mortgage in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 101,973 | $15,733,147,000 | $146,519 | $2,300,000 | $58,538 | $990,000 |
| Home Purchase | 57,864 | $9,093,511,000 | $158,173 | $2,405,000 | $49,480 | $999,000 |
| Home Improvement | 2 | $42,000 | $21,000 | $27,000 | $89,500 | $133,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 70,607 | $10,868,147,000 | $150,288 | $2,300,000 | $75,326 | $999,000 |
| Not applicable | 60,748 | $9,659,095,000 | $150,961 | $985,000 | $2,461 | $456,000 |
| Not Provided | 13,720 | $2,169,315,000 | $149,673 | $2,405,000 | $74,134 | $975,000 |
| Hispanic | 6,102 | $847,396,000 | $136,057 | $928,000 | $61,019 | $773,000 |
| Black or African American | 5,141 | $680,657,000 | $140,208 | $975,000 | $70,312 | $960,000 |
| Asian | 2,564 | $467,638,000 | $172,729 | $1,500,000 | $78,979 | $822,000 |
| Native Hawaiian or Other Pacific Islander | 596 | $83,758,000 | $127,800 | $544,000 | $74,080 | $522,000 |
| American Indian or Alaskan Native | 361 | $50,694,000 | $149,851 | $450,000 | $71,170 | $682,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 131,060 | $21,107,020,000 | $155,442 | $2,300,000 | $61,576 | $999,000 |
| FHA-insured (Federal Housing Administration) | 21,716 | $2,728,355,000 | $125,557 | $2,405,000 | $35,961 | $907,000 |
| VA-guaranteed (Veterans Administration) | 7,063 | $991,325,000 | $139,940 | $334,000 | $40,180 | $960,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 73,242 | $11,249,626,000 | $150,788 | $999,000 | $81,076 | $999,000 |
| Loan Purchased By The Institution | 60,357 | $9,602,138,000 | $150,980 | $985,000 | $0 | $0 |
| Application Withdrawn By Applicant | 8,474 | $1,201,931,000 | $146,961 | $2,405,000 | $68,807 | $907,000 |
| File Closed For Incompleteness | 7,434 | $1,190,169,000 | $145,769 | $950,000 | $68,211 | $909,000 |
| Application Denied By Financial Institution | 6,550 | $1,005,397,000 | $154,307 | $2,300,000 | $67,711 | $952,000 |
| Application Approved But Not Accepted | 3,568 | $540,939,000 | $141,173 | $700,000 | $74,423 | $990,000 |
| Preapproval Approved but not Accepted | 147 | $27,439,000 | $186,000 | $480,000 | $57,000 | $840,000 |
| Preapproval Denied by Financial Institution | 67 | $9,061,000 | $135,000 | $275,000 | $47,000 | $127,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,083 | $295,909,000 | $143,040 | $871,000 | $65,280 | $909,000 |
| Other | 1,694 | $286,087,000 | $174,711 | $2,300,000 | $75,846 | $952,000 |
| Debt-To-Income Ratio | 1,240 | $201,448,000 | $152,081 | $1,500,000 | $53,408 | $885,000 |
| Collateral | 598 | $89,764,000 | $153,020 | $700,000 | $79,800 | $865,000 |
| Credit Application Incomplete | 576 | $78,666,000 | $152,714 | $650,000 | $54,785 | $947,000 |
| Unverifiable Information | 189 | $27,681,000 | $146,228 | $450,000 | $66,657 | $349,000 |
| Employment History | 138 | $18,635,000 | $127,153 | $333,000 | $47,692 | $342,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 94 | $15,512,000 | $145,967 | $396,000 | $68,741 | $325,000 |
| Mortgage Insurance Denied | 5 | $756,000 | $164,666 | $200,000 | $84,666 | $117,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Principal Residential Mortgage's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Principal Residential Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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