Principal Residential Mortgage Mortgage Lending & HMDA Data, 2004

In 2004, Principal Residential Mortgage of Long Island City, NY reported 159,839 mortgage applications totaling $24.8 billion, down 64% from 2003. The average application was for $155,323, and applicants reported an average income of $57,257. 46% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (6,232), Minneapolis-St. Paul-Bloomington, MN-WI (5,238) and Atlanta-Sandy Springs-Marietta, GA (4,221) (applications in parentheses).

Mortgage Company & Address Principal Residential Mortgage
One Court Square, 45th Floor
Long Island City, NY 11120
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 159,839
Total Mortgage Loan Application Amount $24,826,700,000
Average Mortgage Loan Application Amount $155,323
Highest Mortgage Loan Application Amount $2,405,000
Average Applicant Income $57,257
Highest Applicant Income $999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Principal Residential Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Principal Residential Mortgage by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 3,440 $ 631,771,000 $ 183,654 $ 67,000
Los Angeles, California 2,144 $ 474,481,000 $ 221,306 $ 70,000
Maricopa, Arizona 2,066 $ 315,012,000 $ 152,474 $ 59,000
Hennepin, Minnesota 2,020 $ 376,699,000 $ 186,484 $ 69,000
Hillsborough, Florida 1,669 $ 212,662,000 $ 127,418 $ 51,000
Middlesex, Massachusetts 1,372 $ 309,853,000 $ 225,840 $ 73,000
Hillsborough, New Hampshire 1,329 $ 244,505,000 $ 183,976 $ 67,000
Pinellas, Florida 1,287 $ 166,240,000 $ 129,168 $ 49,000
Douglas, Nebraska 1,198 $ 170,446,000 $ 142,275 $ 65,000
Polk, Iowa 1,192 $ 157,231,000 $ 131,905 $ 60,000
Harris, Texas 1,181 $ 145,550,000 $ 123,243 $ 60,000
St. Louis, Missouri 1,135 $ 192,784,000 $ 169,853 $ 81,000
Allegheny, Pennsylvania 1,110 $ 127,649,000 $ 114,999 $ 60,000
San Bernardino, California 1,084 $ 182,058,000 $ 167,950 $ 59,000
Clark, Nevada 1,051 $ 177,371,000 $ 168,764 $ 63,000
DuPage, Illinois 1,048 $ 198,266,000 $ 189,185 $ 80,000
Rockingham, New Hampshire 1,032 $ 196,858,000 $ 190,753 $ 70,000
Milwaukee, Wisconsin 1,029 $ 137,323,000 $ 133,452 $ 59,000
Dallas, Texas 996 $ 121,235,000 $ 121,721 $ 65,000
Duval, Florida 983 $ 128,372,000 $ 130,592 $ 57,000
Montgomery, Pennsylvania 943 $ 169,228,000 $ 179,457 $ 75,000
Worcester, Massachusetts 938 $ 180,186,000 $ 192,095 $ 71,000
Essex, Massachusetts 878 $ 187,546,000 $ 213,605 $ 66,000
Lake, Illinois 868 $ 162,597,000 $ 187,323 $ 72,000
Waukesha, Wisconsin 805 $ 156,265,000 $ 194,118 $ 81,000
Orange, California 789 $ 192,480,000 $ 243,954 $ 81,000
Ocean, New Jersey 788 $ 145,023,000 $ 184,039 $ 63,000
Lancaster, Nebraska 783 $ 100,062,000 $ 127,793 $ 64,000
Will, Illinois 763 $ 125,355,000 $ 164,292 $ 68,000
Whatcom, Washington 745 $ 121,941,000 $ 163,679 $ 43,000
Cobb, Georgia 734 $ 120,760,000 $ 164,523 $ 67,000
Tarrant, Texas 717 $ 97,386,000 $ 135,824 $ 67,000
Orange, Florida 715 $ 102,914,000 $ 143,935 $ 52,000
Franklin, Ohio 709 $ 93,275,000 $ 131,558 $ 53,000
Multnomah, Oregon 705 $ 122,554,000 $ 173,835 $ 60,000
Hartford, Connecticut 702 $ 118,508,000 $ 168,814 $ 68,000
Monmouth, New Jersey 692 $ 148,753,000 $ 214,960 $ 81,000
Jackson, Missouri 684 $ 88,375,000 $ 129,203 $ 55,000
Chester, Pennsylvania 676 $ 131,262,000 $ 194,174 $ 72,000
Bucks, Pennsylvania 665 $ 124,918,000 $ 187,846 $ 70,000
Dakota, Minnesota 656 $ 122,774,000 $ 187,155 $ 73,000
Polk, Florida 655 $ 75,950,000 $ 115,954 $ 48,000
Stanislaus, California 654 $ 114,004,000 $ 174,318 $ 58,000
Gwinnett, Georgia 651 $ 98,825,000 $ 151,804 $ 60,000
Johnson, Iowa 634 $ 95,803,000 $ 151,108 $ 51,000
Montgomery, Maryland 626 $ 137,276,000 $ 219,290 $ 83,000
Anoka, Minnesota 625 $ 106,021,000 $ 169,633 $ 52,000
Fulton, Georgia 622 $ 114,073,000 $ 183,397 $ 71,000
Riverside, California 620 $ 121,920,000 $ 196,645 $ 56,000
Philadelphia, Pennsylvania 620 $ 79,076,000 $ 127,541 $ 61,000
Sarpy, Nebraska 613 $ 90,773,000 $ 148,079 $ 60,000
St. Charles, Missouri 611 $ 93,432,000 $ 152,916 $ 65,000
Cuyahoga, Ohio 600 $ 76,601,000 $ 127,668 $ 51,000
Palm Beach, Florida 595 $ 107,067,000 $ 179,944 $ 81,000
New Haven, Connecticut 590 $ 101,308,000 $ 171,708 $ 71,000
Pasco, Florida 588 $ 69,106,000 $ 117,527 $ 54,000
Salt Lake, Utah 584 $ 91,633,000 $ 156,905 $ 71,000
El Paso, Colorado 581 $ 102,320,000 $ 176,110 $ 54,000
Middlesex, New Jersey 579 $ 115,525,000 $ 199,525 $ 75,000
Baltimore, Maryland 578 $ 88,710,000 $ 153,477 $ 56,000
Ramsey, Minnesota 565 $ 94,091,000 $ 166,532 $ 55,000
Johnson, Kansas 560 $ 98,052,000 $ 175,092 $ 76,000
Burlington, New Jersey 559 $ 96,828,000 $ 173,216 $ 63,000
Marion, Indiana 557 $ 68,544,000 $ 123,059 $ 47,000
Virginia Beach, Virginia 557 $ 84,556,000 $ 151,806 $ 64,000
Sacramento, California 556 $ 108,850,000 $ 195,773 $ 55,000
Brevard, Florida 554 $ 86,126,000 $ 155,462 $ 62,000
King, Washington 544 $ 110,554,000 $ 203,224 $ 58,000
DeKalb, Georgia 543 $ 86,371,000 $ 159,062 $ 65,000
Hamilton, Ohio 543 $ 75,679,000 $ 139,372 $ 57,000
Broward, Florida 537 $ 86,325,000 $ 160,754 $ 59,000
Suffolk, New York 532 $ 118,188,000 $ 222,157 $ 79,000
New Castle, Delaware 525 $ 83,611,000 $ 159,259 $ 59,000
Wake, North Carolina 522 $ 84,643,000 $ 162,151 $ 73,000
Sarasota, Florida 520 $ 74,120,000 $ 142,538 $ 51,000
San Diego, California 508 $ 115,981,000 $ 228,309 $ 83,000
Utah, Utah 495 $ 69,104,000 $ 139,604 $ 48,000
Fairfax, Virginia 488 $ 111,196,000 $ 227,860 $ 89,000
Mecklenburg, North Carolina 484 $ 67,173,000 $ 138,787 $ 74,000
Delaware, Pennsylvania 483 $ 74,507,000 $ 154,258 $ 66,000
Fairfield, Connecticut 479 $ 119,530,000 $ 249,540 $ 85,000
Prince George's, Maryland 469 $ 80,207,000 $ 171,017 $ 74,000
Weld, Colorado 468 $ 73,340,000 $ 156,709 $ 51,000
Washington, Oregon 450 $ 79,233,000 $ 176,073 $ 69,000
Kane, Illinois 449 $ 76,011,000 $ 169,289 $ 68,000
Tulsa, Oklahoma 449 $ 54,397,000 $ 121,151 $ 53,000
Collin, Texas 446 $ 66,877,000 $ 149,948 $ 75,000
Linn, Iowa 434 $ 56,349,000 $ 129,836 $ 60,000
Pima, Arizona 433 $ 71,310,000 $ 164,688 $ 74,000
Bexar, Texas 430 $ 51,187,000 $ 119,039 $ 60,000
Anne Arundel, Maryland 426 $ 81,574,000 $ 191,488 $ 59,000
Lee, Florida 421 $ 58,478,000 $ 138,902 $ 62,000
York, Pennsylvania 420 $ 50,819,000 $ 120,997 $ 48,000
Norfolk, Massachusetts 417 $ 104,401,000 $ 250,362 $ 82,000
Bristol, Massachusetts 416 $ 85,635,000 $ 205,853 $ 65,000
Lancaster, Pennsylvania 416 $ 53,603,000 $ 128,853 $ 48,000
Bergen, New Jersey 414 $ 98,045,000 $ 236,823 $ 78,000
Clay, Missouri 405 $ 53,389,000 $ 131,824 $ 62,000
Spokane, Washington 404 $ 50,094,000 $ 123,995 $ 47,000
Jefferson, Colorado 394 $ 78,798,000 $ 199,994 $ 71,000
Richland, South Carolina 392 $ 53,831,000 $ 137,323 $ 60,000
East Baton Rouge, Louisiana 391 $ 50,779,000 $ 129,869 $ 60,000
Providence, Rhode Island 386 $ 68,023,000 $ 176,225 $ 60,000
Oakland, Michigan 385 $ 72,243,000 $ 187,644 $ 93,000
Chesterfield, Virginia 378 $ 53,124,000 $ 140,539 $ 67,000
Miami-Dade, Florida 376 $ 59,557,000 $ 158,396 $ 68,000
Cass, North Dakota 376 $ 44,530,000 $ 118,430 $ 58,000
Denton, Texas 375 $ 55,148,000 $ 147,061 $ 67,000
Clackamas, Oregon 369 $ 70,615,000 $ 191,368 $ 55,000
Lane, Oregon 367 $ 55,456,000 $ 151,106 $ 64,000
Volusia, Florida 366 $ 48,180,000 $ 131,639 $ 53,000
Anchorage, Alaska 363 $ 67,602,000 $ 186,231 $ 70,000
Skagit, Washington 362 $ 58,428,000 $ 161,403 $ 41,000
Charleston, South Carolina 361 $ 54,014,000 $ 149,623 $ 57,000
Greene, Missouri 359 $ 39,608,000 $ 110,328 $ 49,000
Washington, Minnesota 357 $ 68,484,000 $ 191,831 $ 50,000
Essex, New Jersey 357 $ 80,403,000 $ 225,218 $ 92,000
Oklahoma, Oklahoma 354 $ 38,468,000 $ 108,666 $ 62,000
Larimer, Colorado 350 $ 63,039,000 $ 180,111 $ 52,000
Plymouth, Massachusetts 348 $ 78,963,000 $ 226,905 $ 71,000
Fayette, Kentucky 347 $ 47,071,000 $ 135,651 $ 51,000
Camden, New Jersey 344 $ 50,191,000 $ 145,904 $ 61,000
Wayne, Michigan 342 $ 47,822,000 $ 139,830 $ 54,000
Merrimack, New Hampshire 342 $ 55,129,000 $ 161,195 $ 64,000
Travis, Texas 342 $ 53,931,000 $ 157,692 $ 92,000
Leon, Florida 338 $ 44,391,000 $ 131,334 $ 60,000
Suffolk, Massachusetts 332 $ 80,407,000 $ 242,189 $ 72,000
Arapahoe, Colorado 331 $ 59,582,000 $ 180,006 $ 61,000
McHenry, Illinois 330 $ 60,466,000 $ 183,230 $ 64,000
Minnehaha, South Dakota 330 $ 40,582,000 $ 122,975 $ 47,000
Island, Washington 330 $ 57,040,000 $ 172,848 $ 57,000
Morris, New Jersey 328 $ 77,033,000 $ 234,856 $ 95,000
Nassau, New York 327 $ 77,300,000 $ 236,391 $ 99,000
Snohomish, Washington 324 $ 60,714,000 $ 187,388 $ 61,000
Atlantic, New Jersey 323 $ 52,060,000 $ 161,176 $ 55,000
Union, New Jersey 322 $ 68,228,000 $ 211,888 $ 77,000
Denver, Colorado 316 $ 56,989,000 $ 180,344 $ 63,000
Marion, Oregon 316 $ 44,279,000 $ 140,123 $ 61,000
Butler, Ohio 314 $ 41,842,000 $ 133,254 $ 63,000
Laramie, Wyoming 312 $ 40,792,000 $ 130,743 $ 47,000
Lucas, Ohio 307 $ 34,757,000 $ 113,214 $ 47,000
Scott, Minnesota 306 $ 63,696,000 $ 208,156 $ 64,000
Adams, Colorado 304 $ 52,707,000 $ 173,378 $ 49,000
Henrico, Virginia 302 $ 41,164,000 $ 136,304 $ 55,000
Fresno, California 301 $ 46,267,000 $ 153,710 $ 46,000
Cumberland, Maine 299 $ 51,021,000 $ 170,638 $ 65,000
Bernalillo, New Mexico 295 $ 35,782,000 $ 121,294 $ 58,000
Seminole, Florida 294 $ 40,777,000 $ 138,697 $ 55,000
Jefferson, Kentucky 292 $ 42,805,000 $ 146,592 $ 48,000
Knox, Tennessee 292 $ 33,273,000 $ 113,948 $ 66,000
Westmoreland, Pennsylvania 285 $ 32,837,000 $ 115,217 $ 45,000
Strafford, New Hampshire 280 $ 48,118,000 $ 171,850 $ 65,000
Lexington, South Carolina 274 $ 32,909,000 $ 120,105 $ 52,000
Hampden, Massachusetts 273 $ 38,748,000 $ 141,934 $ 61,000
Jackson, Oregon 273 $ 46,046,000 $ 168,666 $ 44,000
Somerset, New Jersey 271 $ 57,252,000 $ 211,261 $ 85,000
Cape May, New Jersey 270 $ 51,765,000 $ 191,722 $ 111,000
San Joaquin, California 265 $ 51,434,000 $ 194,090 $ 51,000
Pierce, Washington 264 $ 41,958,000 $ 158,931 $ 56,000
Boulder, Colorado 259 $ 53,332,000 $ 205,915 $ 76,000
Lehigh, Pennsylvania 259 $ 36,015,000 $ 139,054 $ 58,000
Chesapeake, Virginia 255 $ 39,739,000 $ 155,839 $ 53,000
Scott, Iowa 248 $ 28,169,000 $ 113,584 $ 56,000
Berks, Pennsylvania 247 $ 31,828,000 $ 128,858 $ 52,000
Kern, California 246 $ 33,115,000 $ 134,613 $ 51,000
Okaloosa, Florida 242 $ 31,103,000 $ 128,524 $ 66,000
Stearns, Minnesota 241 $ 34,824,000 $ 144,497 $ 47,000
Shelby, Tennessee 241 $ 26,526,000 $ 110,066 $ 60,000
Manatee, Florida 240 $ 32,578,000 $ 135,741 $ 50,000
Hudson, New Jersey 239 $ 51,073,000 $ 213,694 $ 68,000
Mercer, New Jersey 238 $ 44,642,000 $ 187,571 $ 66,000
Prince William, Virginia 238 $ 47,314,000 $ 198,798 $ 64,000
Hamilton, Indiana 236 $ 39,502,000 $ 167,381 $ 64,000
Washington, Wisconsin 231 $ 38,459,000 $ 166,489 $ 55,000
Harford, Maryland 230 $ 38,395,000 $ 166,934 $ 69,000
Jefferson, Missouri 230 $ 32,184,000 $ 139,930 $ 52,000
Jefferson, Alabama 229 $ 32,813,000 $ 143,288 $ 64,000
Greenville, South Carolina 229 $ 27,988,000 $ 122,218 $ 55,000
Contra Costa, California 228 $ 54,247,000 $ 237,925 $ 56,000
Passaic, New Jersey 227 $ 48,570,000 $ 213,964 $ 72,000
Howard, Maryland 222 $ 46,427,000 $ 209,130 $ 75,000
Gloucester, New Jersey 222 $ 35,024,000 $ 157,765 $ 58,000
Sedgwick, Kansas 221 $ 24,093,000 $ 109,018 $ 45,000
Northampton, Pennsylvania 219 $ 32,732,000 $ 149,461 $ 72,000
York, Maine 216 $ 37,428,000 $ 173,277 $ 71,000
Clay, Florida 213 $ 29,836,000 $ 140,075 $ 53,000
Baltimore City, Maryland 213 $ 25,110,000 $ 117,887 $ 65,000
Macomb, Michigan 213 $ 30,842,000 $ 144,798 $ 55,000
St. Johns, Florida 210 $ 37,178,000 $ 177,038 $ 87,000
Alameda, California 209 $ 48,180,000 $ 230,526 $ 74,000
Bannock, Idaho 207 $ 21,777,000 $ 105,202 $ 44,000
Summit, Ohio 207 $ 26,089,000 $ 126,033 $ 56,000
Charlotte, Florida 205 $ 26,465,000 $ 129,097 $ 48,000
Pulaski, Arkansas 199 $ 23,707,000 $ 119,130 $ 75,000
Crow Wing, Minnesota 199 $ 29,776,000 $ 149,628 $ 60,000
Sherburne, Minnesota 199 $ 35,083,000 $ 176,296 $ 56,000
Wright, Minnesota 198 $ 34,714,000 $ 175,323 $ 56,000
Allen, Indiana 197 $ 21,253,000 $ 107,883 $ 47,000
Racine, Wisconsin 197 $ 28,741,000 $ 145,893 $ 55,000
Flagler, Florida 194 $ 27,112,000 $ 139,752 $ 73,000
Cherokee, Georgia 194 $ 31,788,000 $ 163,855 $ 60,000
Butler, Pennsylvania 193 $ 26,992,000 $ 139,854 $ 61,000
Cape Girardeau, Missouri 189 $ 25,177,000 $ 133,211 $ 51,000
St. Louis City, Missouri 189 $ 21,759,000 $ 115,126 $ 52,000
Clermont, Ohio 189 $ 25,736,000 $ 136,169 $ 52,000
Dane, Wisconsin 189 $ 35,723,000 $ 189,010 $ 65,000
Montgomery, Ohio 187 $ 18,188,000 $ 97,262 $ 48,000
Davis, Utah 187 $ 27,123,000 $ 145,042 $ 48,000
Forsyth, Georgia 185 $ 33,509,000 $ 181,129 $ 63,000
Horry, South Carolina 184 $ 24,712,000 $ 134,304 $ 53,000
Douglas, Colorado 183 $ 39,882,000 $ 217,934 $ 92,000
Dallas, Iowa 183 $ 28,759,000 $ 157,153 $ 71,000
McLean, Illinois 182 $ 22,811,000 $ 125,335 $ 49,000
Mesa, Colorado 181 $ 25,524,000 $ 141,016 $ 47,000
Carver, Minnesota 181 $ 36,806,000 $ 203,348 $ 62,000
Ada, Idaho 179 $ 25,910,000 $ 144,748 $ 51,000
New Hanover, North Carolina 179 $ 24,158,000 $ 134,960 $ 81,000
Clark, Washington 179 $ 29,159,000 $ 162,899 $ 61,000
New London, Connecticut 178 $ 31,402,000 $ 176,415 $ 60,000
Collier, Florida 176 $ 31,349,000 $ 178,119 $ 84,000
Pottawattamie, Iowa 176 $ 20,759,000 $ 117,948 $ 45,000
Warren, Iowa 176 $ 24,647,000 $ 140,039 $ 57,000
Jefferson, Louisiana 173 $ 21,550,000 $ 124,566 $ 57,000
Queens, New York 173 $ 46,121,000 $ 266,595 $ 86,000
Klamath, Oregon 172 $ 22,624,000 $ 131,534 $ 78,000
Ventura, California 171 $ 40,626,000 $ 237,578 $ 64,000
Hernando, Florida 171 $ 17,551,000 $ 102,637 $ 44,000
Erie, Pennsylvania 171 $ 15,945,000 $ 93,245 $ 41,000
Santa Clara, California 169 $ 39,842,000 $ 235,751 $ 98,000
Carroll, Maryland 169 $ 34,167,000 $ 202,171 $ 66,000
Delaware, Ohio 167 $ 29,681,000 $ 177,730 $ 60,000
Spotsylvania, Virginia 167 $ 29,589,000 $ 177,179 $ 57,000
Barnstable, Massachusetts 164 $ 36,968,000 $ 225,414 $ 102,000
Cumberland, Pennsylvania 161 $ 20,897,000 $ 129,795 $ 46,000
Lake, Indiana 160 $ 18,918,000 $ 118,237 $ 62,000
Warren, Ohio 159 $ 25,833,000 $ 162,471 $ 65,000
Dauphin, Pennsylvania 159 $ 19,824,000 $ 124,679 $ 61,000
Berkeley, South Carolina 158 $ 19,344,000 $ 122,430 $ 55,000
Winnebago, Illinois 156 $ 14,863,000 $ 95,275 $ 45,000
Williamson, Texas 156 $ 21,705,000 $ 139,134 $ 75,000
Frederick, Maryland 155 $ 29,825,000 $ 192,419 $ 66,000
Buchanan, Missouri 155 $ 18,200,000 $ 117,419 $ 50,000
Kings, New York 155 $ 45,596,000 $ 294,167 $ 66,000
Loudoun, Virginia 154 $ 36,323,000 $ 235,863 $ 85,000
Paulding, Georgia 153 $ 20,608,000 $ 134,692 $ 51,000
Otter Tail, Minnesota 153 $ 19,662,000 $ 128,509 $ 44,000
Fort Bend, Texas 153 $ 21,883,000 $ 143,026 $ 85,000
Platte, Missouri 150 $ 23,828,000 $ 158,853 $ 66,000
Benton, Washington 150 $ 20,271,000 $ 135,140 $ 49,000
Ingham, Michigan 149 $ 20,385,000 $ 136,812 $ 71,000
Santa Fe, New Mexico 148 $ 29,241,000 $ 197,574 $ 72,000
Nueces, Texas 147 $ 16,548,000 $ 112,571 $ 66,000
Thurston, Washington 147 $ 22,721,000 $ 154,564 $ 53,000
Dorchester, South Carolina 146 $ 19,917,000 $ 136,417 $ 54,000
Tulare, California 145 $ 18,077,000 $ 124,668 $ 40,000
Polk, Minnesota 145 $ 14,176,000 $ 97,765 $ 34,000
Pueblo, Colorado 144 $ 17,594,000 $ 122,180 $ 57,000
Cheshire, New Hampshire 144 $ 19,516,000 $ 135,527 $ 45,000
Guilford, North Carolina 143 $ 17,731,000 $ 123,993 $ 57,000
Carroll, Georgia 142 $ 19,915,000 $ 140,246 $ 54,000
Clayton, Georgia 142 $ 15,620,000 $ 110,000 $ 60,000
Yakima, Washington 142 $ 16,996,000 $ 119,690 $ 37,000
Kenosha, Wisconsin 142 $ 22,904,000 $ 161,295 $ 49,000
Hall, Georgia 141 $ 19,127,000 $ 135,652 $ 59,000
Orleans, Louisiana 141 $ 22,353,000 $ 158,531 $ 65,000
Lorain, Ohio 141 $ 17,387,000 $ 123,312 $ 51,000
Alachua, Florida 140 $ 21,122,000 $ 150,871 $ 76,000
Erie, New York 140 $ 13,811,000 $ 98,650 $ 53,000
Yuma, Arizona 139 $ 15,570,000 $ 112,014 $ 44,000
Cass, Missouri 139 $ 18,390,000 $ 132,302 $ 55,000
St. Clair, Illinois 138 $ 17,803,000 $ 129,007 $ 48,000
Missoula, Montana 138 $ 20,565,000 $ 149,021 $ 34,000
Norfolk, Virginia 138 $ 18,799,000 $ 136,224 $ 64,000
Christian, Missouri 136 $ 18,434,000 $ 135,544 $ 46,000
Onondaga, New York 136 $ 13,010,000 $ 95,661 $ 54,000
Osceola, Florida 134 $ 18,487,000 $ 137,962 $ 53,000
Onslow, North Carolina 134 $ 15,896,000 $ 118,626 $ 54,000
Henry, Georgia 132 $ 18,822,000 $ 142,590 $ 56,000
Kenton, Kentucky 132 $ 15,309,000 $ 115,977 $ 52,000
Hamilton, Tennessee 130 $ 14,764,000 $ 113,569 $ 47,000
Monroe, Illinois 129 $ 19,258,000 $ 149,286 $ 60,000
Clay, Minnesota 129 $ 14,453,000 $ 112,038 $ 44,000
Cleveland, Oklahoma 129 $ 14,389,000 $ 111,542 $ 56,000
Davidson, Tennessee 129 $ 15,950,000 $ 123,643 $ 47,000
Middlesex, Connecticut 126 $ 22,329,000 $ 177,214 $ 74,000
Sussex, New Jersey 126 $ 22,620,000 $ 179,523 $ 76,000
Monroe, New York 126 $ 15,878,000 $ 126,015 $ 65,000
Montgomery, Alabama 125 $ 14,995,000 $ 119,960 $ 59,000
Westchester, New York 125 $ 34,918,000 $ 279,344 $ 114,000
Natrona, Wyoming 125 $ 14,444,000 $ 115,552 $ 28,000
Washington, Pennsylvania 124 $ 15,115,000 $ 121,895 $ 47,000
Weber, Utah 124 $ 15,988,000 $ 128,935 $ 34,000
Kitsap, Washington 124 $ 19,552,000 $ 157,677 $ 52,000
Campbell, Wyoming 124 $ 18,457,000 $ 148,846 $ 35,000
Clarke, Georgia 123 $ 19,093,000 $ 155,227 $ 65,000
Spartanburg, South Carolina 123 $ 13,967,000 $ 113,552 $ 49,000
Yellowstone, Montana 122 $ 16,551,000 $ 135,663 $ 50,000
Brazoria, Texas 122 $ 15,381,000 $ 126,073 $ 66,000
Hidalgo, Texas 122 $ 12,890,000 $ 105,655 $ 53,000
Galveston, Texas 121 $ 15,757,000 $ 130,223 $ 64,000
Yamhill, Oregon 120 $ 19,218,000 $ 160,150 $ 61,000
Douglas, Minnesota 118 $ 18,506,000 $ 156,830 $ 72,000
Mower, Minnesota 118 $ 14,300,000 $ 121,186 $ 64,000
Montgomery, Texas 118 $ 17,700,000 $ 150,000 $ 69,000
Litchfield, Connecticut 117 $ 19,957,000 $ 170,572 $ 58,000
Ozaukee, Wisconsin 117 $ 22,860,000 $ 195,384 $ 79,000
Hanover, Virginia 116 $ 17,911,000 $ 154,405 $ 72,000
Washtenaw, Michigan 115 $ 22,842,000 $ 198,626 $ 84,000
Forsyth, North Carolina 115 $ 14,904,000 $ 129,600 $ 55,000
Walla Walla, Washington 115 $ 15,686,000 $ 136,400 $ 52,000
Hunterdon, New Jersey 114 $ 24,619,000 $ 215,956 $ 70,000
Codington, South Dakota 114 $ 12,495,000 $ 109,605 $ 39,000
Grand Forks, North Dakota 113 $ 13,837,000 $ 122,451 $ 55,000
Aiken, South Carolina 112 $ 15,363,000 $ 137,169 $ 51,000
Pennington, South Dakota 112 $ 13,868,000 $ 123,821 $ 49,000
St. Lucie, Florida 110 $ 14,856,000 $ 135,054 $ 59,000
Charles, Maryland 110 $ 21,005,000 $ 190,954 $ 46,000
Hendricks, Indiana 109 $ 15,164,000 $ 139,119 $ 45,000
Lake, Ohio 109 $ 14,265,000 $ 130,871 $ 41,000
El Paso, Texas 109 $ 11,415,000 $ 104,724 $ 74,000
Pinal, Arizona 108 $ 13,958,000 $ 129,240 $ 46,000
Lake, Florida 108 $ 15,525,000 $ 143,750 $ 57,000
Beaver, Pennsylvania 108 $ 11,071,000 $ 102,509 $ 42,000
Richmond City, Virginia 108 $ 14,111,000 $ 130,657 $ 66,000
Washington, Maryland 107 $ 16,376,000 $ 153,046 $ 57,000
Josephine, Oregon 107 $ 17,590,000 $ 164,392 $ 69,000
Medina, Ohio 106 $ 16,196,000 $ 152,792 $ 53,000
Coos, Oregon 106 $ 13,522,000 $ 127,566 $ 46,000
Smith, Texas 106 $ 14,755,000 $ 139,198 $ 86,000
Chelan, Washington 106 $ 13,739,000 $ 129,613 $ 32,000
Boone, Kentucky 105 $ 15,430,000 $ 146,952 $ 56,000
Warren, New Jersey 105 $ 19,374,000 $ 184,514 $ 63,000
Durham, North Carolina 104 $ 12,283,000 $ 118,105 $ 55,000
Tolland, Connecticut 103 $ 16,367,000 $ 158,902 $ 68,000
Douglas, Georgia 102 $ 13,462,000 $ 131,980 $ 49,000
Fayette, Georgia 102 $ 16,796,000 $ 164,666 $ 95,000
Union, North Carolina 102 $ 15,903,000 $ 155,911 $ 76,000
Placer, California 101 $ 21,545,000 $ 213,316 $ 64,000
Deschutes, Oregon 101 $ 19,017,000 $ 188,287 $ 79,000
Shelby, Alabama 100 $ 15,324,000 $ 153,240 $ 62,000
Black Hawk, Iowa 100 $ 11,110,000 $ 111,100 $ 37,000
Kent, Michigan 100 $ 13,758,000 $ 137,580 $ 46,000
Livingston, Louisiana 99 $ 11,920,000 $ 120,404 $ 61,000
Calvert, Maryland 99 $ 19,942,000 $ 201,434 $ 59,000
Pitt, North Carolina 99 $ 11,174,000 $ 112,868 $ 50,000
Solano, California 98 $ 22,169,000 $ 226,214 $ 65,000
Olmsted, Minnesota 98 $ 15,501,000 $ 158,173 $ 47,000
Washington, Utah 98 $ 12,938,000 $ 132,020 $ 49,000
Carteret, North Carolina 97 $ 13,936,000 $ 143,670 $ 68,000
Stafford, Virginia 97 $ 18,703,000 $ 192,814 $ 74,000
Kent, Delaware 96 $ 14,251,000 $ 148,447 $ 40,000
Wayne, North Carolina 96 $ 12,145,000 $ 126,510 $ 39,000
Beaufort, South Carolina 96 $ 16,059,000 $ 167,281 $ 83,000
Kendall, Illinois 95 $ 16,423,000 $ 172,873 $ 64,000
Ascension, Louisiana 95 $ 14,504,000 $ 152,673 $ 66,000
Belknap, New Hampshire 95 $ 14,399,000 $ 151,568 $ 64,000
Franklin, Washington 95 $ 10,403,000 $ 109,505 $ 38,000
Albany, Wyoming 94 $ 12,511,000 $ 133,095 $ 39,000
Benton, Arkansas 93 $ 11,686,000 $ 125,655 $ 47,000
Payne, Oklahoma 93 $ 9,726,000 $ 104,580 $ 38,000
District of Columbia, District Of Columbia 92 $ 20,997,000 $ 228,228 $ 87,000
Suffolk, Virginia 92 $ 14,946,000 $ 162,456 $ 52,000
Champaign, Illinois 91 $ 10,352,000 $ 113,758 $ 51,000
Kent, Rhode Island 91 $ 16,384,000 $ 180,043 $ 53,000
Sonoma, California 90 $ 18,625,000 $ 206,944 $ 41,000
Escambia, Florida 90 $ 10,146,000 $ 112,733 $ 55,000
Cecil, Maryland 90 $ 13,644,000 $ 151,600 $ 51,000
Lebanon, Pennsylvania 90 $ 10,476,000 $ 116,400 $ 39,000
Kalamazoo, Michigan 89 $ 11,003,000 $ 123,629 $ 41,000
Johnston, North Carolina 89 $ 9,949,000 $ 111,786 $ 57,000
St. Croix, Wisconsin 89 $ 15,244,000 $ 171,280 $ 53,000
Marion, Florida 88 $ 9,624,000 $ 109,363 $ 47,000
Oneida, New York 88 $ 6,431,000 $ 73,079 $ 40,000
Berrien, Michigan 87 $ 13,187,000 $ 151,574 $ 55,000
Linn, Oregon 87 $ 11,277,000 $ 129,620 $ 42,000
Pittsylvania, Virginia 87 $ 8,984,000 $ 103,264 $ 31,000
Blair, Pennsylvania 86 $ 9,148,000 $ 106,372 $ 57,000
Frederick, Virginia 86 $ 12,901,000 $ 150,011 $ 50,000
Kootenai, Idaho 85 $ 10,636,000 $ 125,129 $ 28,000
Orange, New York 85 $ 15,209,000 $ 178,929 $ 72,000
Walworth, Wisconsin 85 $ 14,208,000 $ 167,152 $ 59,000
Santa Cruz, California 84 $ 19,294,000 $ 229,690 $ 65,000
Lincoln, South Dakota 84 $ 11,381,000 $ 135,488 $ 33,000
Ellis, Texas 84 $ 10,917,000 $ 129,964 $ 52,000
Douglas, Kansas 83 $ 11,068,000 $ 133,349 $ 60,000
Hall, Nebraska 83 $ 7,140,000 $ 86,024 $ 34,000
Pope, Arkansas 82 $ 7,875,000 $ 96,036 $ 52,000
Santa Rosa, Florida 82 $ 11,549,000 $ 140,841 $ 45,000
DeKalb, Illinois 82 $ 11,780,000 $ 143,658 $ 42,000
Marion, Iowa 82 $ 11,804,000 $ 143,951 $ 59,000
Gaston, North Carolina 82 $ 9,632,000 $ 117,463 $ 38,000
Stark, Ohio 82 $ 10,734,000 $ 130,902 $ 52,000
Polk, Oregon 82 $ 10,986,000 $ 133,975 $ 54,000
Carroll, New Hampshire 80 $ 11,921,000 $ 149,012 $ 63,000
Grafton, New Hampshire 80 $ 13,533,000 $ 169,162 $ 121,000
Cumberland, North Carolina 80 $ 8,457,000 $ 105,712 $ 53,000
Newport News, Virginia 80 $ 10,174,000 $ 127,175 $ 45,000
Merced, California 79 $ 12,624,000 $ 159,797 $ 40,000
Bay, Florida 79 $ 11,621,000 $ 147,101 $ 62,000
Cabarrus, North Carolina 79 $ 9,799,000 $ 124,037 $ 46,000
Craven, North Carolina 79 $ 10,084,000 $ 127,645 $ 52,000
Douglas, Oregon 79 $ 10,834,000 $ 137,139 $ 55,000
Lubbock, Texas 79 $ 9,550,000 $ 120,886 $ 34,000
Sussex, Delaware 78 $ 14,418,000 $ 184,846 $ 96,000
Chatham, Georgia 78 $ 10,432,000 $ 133,743 $ 67,000
Riley, Kansas 78 $ 9,305,000 $ 119,294 $ 51,000
Hampshire, Massachusetts 78 $ 12,498,000 $ 160,230 $ 38,000
Sevier, Tennessee 78 $ 10,551,000 $ 135,269 $ 97,000
Hampton, Virginia 78 $ 9,443,000 $ 121,064 $ 57,000
Macon, Illinois 77 $ 6,084,000 $ 79,012 $ 39,000
Kandiyohi, Minnesota 77 $ 10,422,000 $ 135,350 $ 51,000
Brunswick, North Carolina 77 $ 10,924,000 $ 141,870 $ 65,000
Buncombe, North Carolina 77 $ 10,754,000 $ 139,662 $ 47,000
York, South Carolina 77 $ 10,465,000 $ 135,909 $ 52,000
Kaufman, Texas 77 $ 10,404,000 $ 135,116 $ 43,000
Portsmouth, Virginia 77 $ 9,462,000 $ 122,883 $ 44,000
San Luis Obispo, California 76 $ 18,150,000 $ 238,815 $ 54,000
Coweta, Georgia 76 $ 10,649,000 $ 140,118 $ 62,000
Johnson, Indiana 76 $ 11,204,000 $ 147,421 $ 54,000
Lafayette, Louisiana 76 $ 9,135,000 $ 120,197 $ 49,000
Anderson, South Carolina 76 $ 8,682,000 $ 114,236 $ 51,000
Mobile, Alabama 75 $ 7,715,000 $ 102,866 $ 51,000
Bronx, New York 75 $ 18,773,000 $ 250,306 $ 83,000
Chisago, Minnesota 74 $ 12,885,000 $ 174,121 $ 48,000
Elmore, Alabama 73 $ 9,784,000 $ 134,027 $ 50,000
Yavapai, Arizona 73 $ 11,209,000 $ 153,547 $ 54,000
Licking, Ohio 73 $ 9,135,000 $ 125,136 $ 54,000
Bonneville, Idaho 72 $ 8,825,000 $ 122,569 $ 32,000
Pulaski, Missouri 72 $ 10,633,000 $ 147,680 $ 61,000
Madison, Alabama 71 $ 9,185,000 $ 129,366 $ 71,000
Story, Iowa 71 $ 8,597,000 $ 121,084 $ 52,000
Wyandotte, Kansas 71 $ 6,546,000 $ 92,197 $ 41,000
Ward, North Dakota 71 $ 7,371,000 $ 103,816 $ 37,000
Canadian, Oklahoma 71 $ 7,992,000 $ 112,563 $ 46,000
Dunn, Wisconsin 71 $ 9,414,000 $ 132,591 $ 27,000
Washington, Arkansas 70 $ 9,162,000 $ 130,885 $ 70,000
Becker, Minnesota 70 $ 7,992,000 $ 114,171 $ 35,000
Cass, Nebraska 70 $ 8,915,000 $ 127,357 $ 38,000
Washington, Rhode Island 70 $ 13,941,000 $ 199,157 $ 96,000
Baldwin, Alabama 69 $ 9,821,000 $ 142,333 $ 70,000
Yolo, California 69 $ 13,823,000 $ 200,333 $ 48,000
Barrow, Georgia 69 $ 9,040,000 $ 131,014 $ 42,000
Walton, Georgia 69 $ 9,750,000 $ 141,304 $ 63,000
Scotts Bluff, Nebraska 69 $ 5,904,000 $ 85,565 $ 40,000
Fairfield, Ohio 69 $ 9,929,000 $ 143,898 $ 65,000
Wood, Ohio 69 $ 9,437,000 $ 136,768 $ 53,000
Wagoner, Oklahoma 69 $ 8,507,000 $ 123,289 $ 54,000
Benton, Oregon 69 $ 10,821,000 $ 156,826 $ 64,000
Roanoke, Virginia 69 $ 8,706,000 $ 126,173 $ 50,000
Jefferson, New York 68 $ 6,310,000 $ 92,794 $ 40,000
Eau Claire, Wisconsin 68 $ 9,089,000 $ 133,661 $ 18,000
Van Buren, Michigan 67 $ 8,593,000 $ 128,253 $ 65,000
Columbia, Oregon 66 $ 10,197,000 $ 154,500 $ 49,000
Elkhart, Indiana 65 $ 6,882,000 $ 105,876 $ 46,000
Clark, Ohio 65 $ 6,808,000 $ 104,738 $ 48,000
Monroe, Pennsylvania 65 $ 9,202,000 $ 141,569 $ 71,000
Davison, South Dakota 65 $ 6,263,000 $ 96,353 $ 34,000
Guadalupe, Texas 65 $ 8,268,000 $ 127,200 $ 48,000
Montgomery, Virginia 65 $ 8,659,000 $ 133,215 $ 48,000
Madison, Illinois 64 $ 7,293,000 $ 113,953 $ 46,000
Rankin, Mississippi 64 $ 7,717,000 $ 120,578 $ 36,000
Rock Island, Illinois 63 $ 5,784,000 $ 91,809 $ 36,000
Boone, Missouri 63 $ 8,837,000 $ 140,269 $ 62,000
Richmond, New York 63 $ 13,904,000 $ 220,698 $ 77,000
Danville, Virginia 63 $ 5,892,000 $ 93,523 $ 47,000
Dodge, Wisconsin 63 $ 9,215,000 $ 146,269 $ 51,000
San Mateo, California 62 $ 14,575,000 $ 235,080 $ 98,000
Washington, Iowa 62 $ 7,452,000 $ 120,193 $ 74,000
Mille Lacs, Minnesota 62 $ 8,987,000 $ 144,951 $ 61,000
St. Louis, Minnesota 62 $ 8,355,000 $ 134,758 $ 65,000
Washoe, Nevada 62 $ 10,806,000 $ 174,290 $ 59,000
Comal, Texas 62 $ 9,640,000 $ 155,483 $ 62,000
Grant, Washington 62 $ 6,980,000 $ 112,580 $ 34,000
Sebastian, Arkansas 61 $ 6,055,000 $ 99,262 $ 41,000
Windham, Connecticut 60 $ 9,193,000 $ 153,216 $ 48,000
Columbia, Georgia 60 $ 9,274,000 $ 154,566 $ 57,000
Oconee, Georgia 60 $ 10,775,000 $ 179,583 $ 71,000
St. Tammany, Louisiana 60 $ 9,555,000 $ 159,250 $ 64,000
Madison, Mississippi 60 $ 9,188,000 $ 153,133 $ 39,000
Brown, Wisconsin 60 $ 8,876,000 $ 147,933 $ 35,000
Peoria, Illinois 59 $ 5,774,000 $ 97,864 $ 33,000
Campbell, Kentucky 59 $ 7,190,000 $ 121,864 $ 44,000
Hinds, Mississippi 59 $ 6,477,000 $ 109,779 $ 39,000
Shenandoah, Virginia 59 $ 7,664,000 $ 129,898 $ 93,000
Clark, Indiana 58 $ 6,351,000 $ 109,500 $ 21,000
Camden, Missouri 58 $ 8,922,000 $ 153,827 $ 72,000
Laclede, Missouri 58 $ 6,156,000 $ 106,137 $ 47,000
Davidson, North Carolina 58 $ 5,869,000 $ 101,189 $ 45,000
Luzerne, Pennsylvania 58 $ 6,170,000 $ 106,379 $ 56,000
Yankton, South Dakota 58 $ 5,387,000 $ 92,879 $ 60,000
Rutherford, Tennessee 58 $ 7,823,000 $ 134,879 $ 51,000
Chittenden, Vermont 58 $ 9,597,000 $ 165,465 $ 64,000
Sweetwater, Wyoming 58 $ 6,941,000 $ 119,672 $ 34,000
Indian River, Florida 57 $ 8,123,000 $ 142,508 $ 97,000
Honolulu, Hawaii 57 $ 13,908,000 $ 244,000 $ 54,000
Sangamon, Illinois 57 $ 5,683,000 $ 99,701 $ 46,000
Genesee, Michigan 57 $ 6,903,000 $ 121,105 $ 40,000
Ottawa, Michigan 57 $ 6,992,000 $ 122,666 $ 32,000
Isanti, Minnesota 57 $ 9,584,000 $ 168,140 $ 34,000
Albany, New York 57 $ 7,419,000 $ 130,157 $ 41,000
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Mortgage Loan Application Detail Totals for Principal Residential Mortgage in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 101,973 $15,733,147,000 $146,519 $2,300,000 $58,538 $990,000
Home Purchase 57,864 $9,093,511,000 $158,173 $2,405,000 $49,480 $999,000
Home Improvement 2 $42,000 $21,000 $27,000 $89,500 $133,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 70,607 $10,868,147,000 $150,288 $2,300,000 $75,326 $999,000
Not applicable 60,748 $9,659,095,000 $150,961 $985,000 $2,461 $456,000
Not Provided 13,720 $2,169,315,000 $149,673 $2,405,000 $74,134 $975,000
Hispanic 6,102 $847,396,000 $136,057 $928,000 $61,019 $773,000
Black or African American 5,141 $680,657,000 $140,208 $975,000 $70,312 $960,000
Asian 2,564 $467,638,000 $172,729 $1,500,000 $78,979 $822,000
Native Hawaiian or Other Pacific Islander 596 $83,758,000 $127,800 $544,000 $74,080 $522,000
American Indian or Alaskan Native 361 $50,694,000 $149,851 $450,000 $71,170 $682,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 131,060 $21,107,020,000 $155,442 $2,300,000 $61,576 $999,000
FHA-insured (Federal Housing Administration) 21,716 $2,728,355,000 $125,557 $2,405,000 $35,961 $907,000
VA-guaranteed (Veterans Administration) 7,063 $991,325,000 $139,940 $334,000 $40,180 $960,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 73,242 $11,249,626,000 $150,788 $999,000 $81,076 $999,000
Loan Purchased By The Institution 60,357 $9,602,138,000 $150,980 $985,000 $0 $0
Application Withdrawn By Applicant 8,474 $1,201,931,000 $146,961 $2,405,000 $68,807 $907,000
File Closed For Incompleteness 7,434 $1,190,169,000 $145,769 $950,000 $68,211 $909,000
Application Denied By Financial Institution 6,550 $1,005,397,000 $154,307 $2,300,000 $67,711 $952,000
Application Approved But Not Accepted 3,568 $540,939,000 $141,173 $700,000 $74,423 $990,000
Preapproval Approved but not Accepted 147 $27,439,000 $186,000 $480,000 $57,000 $840,000
Preapproval Denied by Financial Institution 67 $9,061,000 $135,000 $275,000 $47,000 $127,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,083 $295,909,000 $143,040 $871,000 $65,280 $909,000
Other 1,694 $286,087,000 $174,711 $2,300,000 $75,846 $952,000
Debt-To-Income Ratio 1,240 $201,448,000 $152,081 $1,500,000 $53,408 $885,000
Collateral 598 $89,764,000 $153,020 $700,000 $79,800 $865,000
Credit Application Incomplete 576 $78,666,000 $152,714 $650,000 $54,785 $947,000
Unverifiable Information 189 $27,681,000 $146,228 $450,000 $66,657 $349,000
Employment History 138 $18,635,000 $127,153 $333,000 $47,692 $342,000
Insufficient Cash (Downpayment, Closing Cost) 94 $15,512,000 $145,967 $396,000 $68,741 $325,000
Mortgage Insurance Denied 5 $756,000 $164,666 $200,000 $84,666 $117,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Principal Residential Mortgage's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Principal Residential Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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