Pyramax Bank FSB Mortgage Lending & HMDA Data, 2021

In 2021, Pyramax Bank FSB of Greenfield, WI reported 1,066 mortgage applications totaling $267.4 million, down 25% from 2020. The average application was for $250,863, and applicants reported an average income of $110,516. 65% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (694), Racine, WI (50) and Cape Coral-Fort Myers, FL (5) (applications in parentheses).

Mortgage Company & Address Pyramax Bank FSB
7001 W. Edgerton Avenue
Greenfield, WI 53220
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,066
Total Mortgage Loan Application Amount $267,420,000
Average Mortgage Loan Application Amount $250,863
Highest Mortgage Loan Application Amount $4,105,000
Average Applicant Income $110,516
Highest Applicant Income $1,105,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Pyramax Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Pyramax Bank FSB by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 374 $ 79,250,000 $ 211,898 $ 98,000
Waukesha, Wisconsin 235 $ 61,955,000 $ 263,638 $ 123,000
Ozaukee, Wisconsin 54 $ 18,080,000 $ 334,814 $ 136,000
Racine, Wisconsin 50 $ 11,380,000 $ 227,600 $ 105,000
Washington, Wisconsin 31 $ 8,125,000 $ 262,096 $ 139,000
Walworth, Wisconsin 21 $ 5,155,000 $ 245,476 $ 88,000
Jefferson, Wisconsin 8 $ 1,680,000 $ 210,000 $ 116,000
Dodge, Wisconsin 7 $ 1,595,000 $ 227,857 $ 112,000
Lee, Florida 5 $ 1,175,000 $ 235,000 $ 102,000
Oconto, Wisconsin 4 $ 690,000 $ 172,500 $ 128,000
Maricopa, Arizona 3 $ 1,355,000 $ 451,666 $ 206,000
Dane, Wisconsin 3 $ 1,115,000 $ 371,666 $ 228,000
Kenosha, Wisconsin 3 $ 475,000 $ 158,333 $ 87,000
Oneida, Wisconsin 3 $ 425,000 $ 141,666 $ 73,000
Sheboygan, Wisconsin 3 $ 515,000 $ 171,666 $ 79,000
Vilas, Wisconsin 3 $ 1,305,000 $ 435,000 $ 185,000
Waupaca, Wisconsin 3 $ 395,000 $ 131,666 $ 117,000
Collier, Florida 2 $ 810,000 $ 405,000 $ 297,000
Cook, Illinois 2 $ 860,000 $ 430,000 $ 75,000
Adams, Wisconsin 2 $ 300,000 $ 150,000 $ 60,000
Door, Wisconsin 2 $ 380,000 $ 190,000 $ 88,000
Fond du Lac, Wisconsin 2 $ 370,000 $ 185,000 $ 55,000
Marinette, Wisconsin 2 $ 320,000 $ 160,000 $ 67,000
Outagamie, Wisconsin 2 $ 790,000 $ 395,000 $ 198,000
Coconino, Arizona 1 $ 485,000 $ 485,000 $ 290,000
San Francisco, California 1 $ 695,000 $ 695,000 $ 451,000
Douglas, Colorado 1 $ 295,000 $ 295,000 $ 242,000
Larimer, Colorado 1 $ 305,000 $ 305,000 $ 74,000
Manatee, Florida 1 $ 505,000 $ 505,000 $ 190,000
Pinellas, Florida 1 $ 165,000 $ 165,000 $ 108,000
Lake, Illinois 1 $ 135,000 $ 135,000 $ 112,000
Hennepin, Minnesota 1 $ 285,000 $ 285,000 $ 90,000
Johnson, Tennessee 1 $ 235,000 $ 235,000 $ 291,000
Eau Claire, Wisconsin 1 $ 95,000 $ 95,000 $ 148,000
Forest, Wisconsin 1 $ 255,000 $ 255,000 $ 257,000
Green Lake, Wisconsin 1 $ 325,000 $ 325,000 $ 262,000
Kewaunee, Wisconsin 1 $ 275,000 $ 275,000 $ 127,000
Manitowoc, Wisconsin 1 $ 145,000 $ 145,000 $ 148,000
Menominee, Wisconsin 1 $ 115,000 $ 115,000 $ 146,000
Price, Wisconsin 1 $ 215,000 $ 215,000 $ 245,000
Rock, Wisconsin 1 $ 265,000 $ 265,000 $ 85,000
Waushara, Wisconsin 1 $ 305,000 $ 305,000 $ 82,000
Winnebago, Wisconsin 1 $ 2,625,000 $ 2,625,000 $ 0

Mortgage Loan Application Detail Totals for Pyramax Bank FSB in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 418 $118,880,000 $284,000 $2,005,000 $118,000 $1,088,000
Refinancing 398 $92,020,000 $231,000 $4,105,000 $101,000 $543,000
Cash-out Refinancing 239 $54,195,000 $226,000 $2,575,000 $110,000 $550,000
Home Improvement 7 $1,285,000 $183,000 $375,000 $81,000 $135,000
Other Purpose 4 $1,040,000 $260,000 $405,000 $358,000 $1,105,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 828 $197,650,000 $238,000 $1,505,000 $112,000 $1,105,000
Not Provided 89 $21,305,000 $239,000 $695,000 $121,000 $575,000
Asian 52 $11,110,000 $213,000 $645,000 $88,000 $384,000
Hispanic 48 $9,450,000 $196,000 $535,000 $73,000 $248,000
Not applicable 18 $19,350,000 $1,075,000 $4,105,000 $0 $0
Black or African American 17 $4,865,000 $286,000 $2,005,000 $132,000 $1,088,000
American Indian or Alaskan Native 8 $1,320,000 $165,000 $285,000 $69,000 $142,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,058 $265,880,000 $251,000 $4,105,000 $111,000 $1,105,000
FHA-insured (Federal Housing Administration) 8 $1,540,000 $192,000 $325,000 $61,000 $116,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 693 $172,905,000 $249,000 $4,105,000 $116,000 $1,105,000
Preapproval Approved but not Accepted 172 $50,210,000 $291,000 $1,505,000 $108,000 $780,000
Application Denied By Financial Institution 68 $13,410,000 $197,000 $485,000 $73,000 $291,000
Application Withdrawn By Applicant 60 $15,360,000 $256,000 $625,000 $129,000 $633,000
Preapproval Denied by Financial Institution 44 $8,750,000 $198,000 $515,000 $72,000 $420,000
File Closed For Incompleteness 22 $4,490,000 $204,000 $475,000 $81,000 $240,000
Application Approved But Not Accepted 7 $2,295,000 $327,000 $455,000 $147,000 $269,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 954 $245,260,000 $257,000 $4,105,000 $115,000 $1,105,000
Credit History 52 $9,460,000 $181,000 $515,000 $66,000 $173,000
Debt-To-Income Ratio 35 $7,945,000 $227,000 $485,000 $43,000 $99,000
Employment History 8 $1,370,000 $171,000 $275,000 $138,000 $420,000
Other 8 $1,220,000 $152,000 $325,000 $131,000 $219,000
Collateral 5 $1,155,000 $231,000 $415,000 $142,000 $291,000
Insufficient Cash (Downpayment, Closing Cost) 2 $640,000 $320,000 $405,000 $192,000 $344,000
Mortgage Insurance Denied 1 $105,000 $105,000 $105,000 $1,000 $1,000
Unverifiable Information 1 $265,000 $265,000 $265,000 $74,000 $74,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pyramax Bank FSB's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pyramax Bank FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet with aggregated HMDA statistics today.

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