R-G Crown Bank Mortgage Lending & HMDA Data, 2006

In 2006, R-G Crown Bank of Casselberry, FL reported 2,193 mortgage applications totaling $635.8 million, down 70% from 2005. The average application was for $289,916, and applicants reported an average income of $112,879. 54% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Orlando-Kissimmee, FL (589), Lakeland, FL (202) and Tampa-St. Petersburg-Clearwater, FL (178) (applications in parentheses).

Mortgage Company & Address R-G Crown Bank
105 Live Oaks Gardens
Casselberry, FL 32707
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 2,193
Total Mortgage Loan Application Amount $635,787,000
Average Mortgage Loan Application Amount $289,916
Highest Mortgage Loan Application Amount $8,000,000
Average Applicant Income $112,879
Highest Applicant Income $9,092,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R-G Crown Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for R-G Crown Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Orange, Florida 274 $ 65,488,000 $ 239,007 $ 79,000
Polk, Florida 202 $ 40,870,000 $ 202,326 $ 77,000
Lee, Florida 128 $ 34,752,000 $ 271,500 $ 100,000
Osceola, Florida 122 $ 38,104,000 $ 312,327 $ 152,000
Seminole, Florida 119 $ 28,336,000 $ 238,117 $ 72,000
Brevard, Florida 96 $ 26,915,000 $ 280,364 $ 119,000
St. Lucie, Florida 94 $ 34,097,000 $ 362,734 $ 162,000
Lake, Florida 74 $ 43,439,000 $ 587,013 $ 250,000
Volusia, Florida 68 $ 13,565,000 $ 199,485 $ 60,000
Duval, Florida 63 $ 15,957,000 $ 253,285 $ 96,000
Hillsborough, Florida 62 $ 22,043,000 $ 355,532 $ 147,000
Marion, Florida 60 $ 12,326,000 $ 205,433 $ 115,000
Hernando, Florida 59 $ 13,748,000 $ 233,016 $ 138,000
Miami-Dade, Florida 50 $ 18,719,000 $ 374,380 $ 172,000
Flagler, Florida 45 $ 11,513,000 $ 255,844 $ 89,000
Broward, Florida 33 $ 23,076,000 $ 699,272 $ 163,000
Manatee, Florida 33 $ 18,481,000 $ 560,030 $ 344,000
Palm Beach, Florida 33 $ 12,519,000 $ 379,363 $ 111,000
Clay, Florida 31 $ 4,568,000 $ 147,354 $ 86,000
Pasco, Florida 29 $ 6,228,000 $ 214,758 $ 68,000
Sarasota, Florida 29 $ 20,197,000 $ 696,448 $ 294,000
Pinellas, Florida 28 $ 8,934,000 $ 319,071 $ 111,000
Charlotte, Florida 26 $ 5,724,000 $ 220,153 $ 148,000
Alachua, Florida 20 $ 3,682,000 $ 184,100 $ 66,000
Richmond, Georgia 20 $ 1,154,000 $ 57,700 $ 44,000
St. Johns, Florida 18 $ 5,442,000 $ 302,333 $ 141,000
Citrus, Florida 16 $ 3,782,000 $ 236,375 $ 107,000
Hanover, Virginia 14 $ 4,080,000 $ 291,428 $ 97,000
Collier, Florida 11 $ 6,554,000 $ 595,818 $ 178,000
Henrico, Virginia 11 $ 2,571,000 $ 233,727 $ 86,000
Putnam, Florida 10 $ 1,982,000 $ 198,200 $ 92,000
Columbia, Georgia 9 $ 357,000 $ 39,666 $ 61,000
New Kent, Virginia 9 $ 3,560,000 $ 395,555 $ 126,000
Indian River, Florida 8 $ 4,255,000 $ 531,875 $ 159,000
Cook, Illinois 8 $ 2,043,000 $ 255,375 $ 23,000
Baldwin, Alabama 7 $ 1,991,000 $ 284,428 $ 0
Suffolk, New York 7 $ 2,110,000 $ 301,428 $ 64,000
Prince William, Virginia 6 $ 2,109,000 $ 351,500 $ 10,000
Martin, Florida 5 $ 1,818,000 $ 363,600 $ 105,000
Escambia, Florida 4 $ 2,078,000 $ 519,500 $ 72,000
Highlands, Florida 4 $ 612,000 $ 153,000 $ 148,000
Levy, Florida 4 $ 1,461,000 $ 365,250 $ 104,000
Nassau, Florida 4 $ 958,000 $ 239,500 $ 98,000
DeKalb, Georgia 4 $ 476,000 $ 119,000 $ 32,000
Anne Arundel, Maryland 4 $ 2,380,000 $ 595,000 $ 0
Prince George's, Maryland 4 $ 1,325,000 $ 331,250 $ 0
Contra Costa, California 3 $ 1,049,000 $ 349,666 $ 0
San Bernardino, California 3 $ 983,000 $ 327,666 $ 0
Columbia, Florida 3 $ 1,277,000 $ 425,666 $ 157,000
Sumter, Florida 3 $ 390,000 $ 130,000 $ 47,000
Walton, Florida 3 $ 2,098,000 $ 699,333 $ 0
Camden, Georgia 3 $ 233,000 $ 77,666 $ 49,000
East Baton Rouge, Louisiana 3 $ 322,000 $ 107,333 $ 0
Baltimore City, Maryland 3 $ 453,000 $ 151,000 $ 64,000
Montgomery, Maryland 3 $ 1,078,000 $ 359,333 $ 16,000
Middlesex, Massachusetts 3 $ 439,000 $ 146,333 $ 60,000
Queens, New York 3 $ 825,000 $ 275,000 $ 52,000
Guilford, North Carolina 3 $ 1,764,000 $ 588,000 $ 187,000
Iredell, North Carolina 3 $ 1,484,000 $ 494,666 $ 220,000
Chesterfield, Virginia 3 $ 626,000 $ 208,666 $ 80,000
King William, Virginia 3 $ 559,000 $ 186,333 $ 76,000
Northumberland, Virginia 3 $ 611,000 $ 203,666 $ 104,000
Richmond City, Virginia 3 $ 348,000 $ 116,000 $ 46,000
Marshall, Alabama 2 $ 135,000 $ 67,500 $ 72,000
Maricopa, Arizona 2 $ 512,000 $ 256,000 $ 0
Pulaski, Arkansas 2 $ 154,000 $ 77,000 $ 62,000
El Dorado, California 2 $ 1,020,000 $ 510,000 $ 0
Los Angeles, California 2 $ 738,000 $ 369,000 $ 0
Marin, California 2 $ 811,000 $ 405,500 $ 0
Okaloosa, Florida 2 $ 824,000 $ 412,000 $ 0
Santa Rosa, Florida 2 $ 286,000 $ 143,000 $ 0
Douglas, Georgia 2 $ 318,000 $ 159,000 $ 35,000
Fulton, Georgia 2 $ 208,000 $ 104,000 $ 92,000
Gwinnett, Georgia 2 $ 671,000 $ 335,500 $ 120,000
Troup, Georgia 2 $ 181,000 $ 90,500 $ 52,000
Vanderburgh, Indiana 2 $ 160,000 $ 80,000 $ 0
Baltimore, Maryland 2 $ 287,000 $ 143,500 $ 59,000
Kings, New York 2 $ 240,000 $ 120,000 $ 62,000
Nassau, New York 2 $ 431,000 $ 215,500 $ 39,000
New York, New York 2 $ 3,790,000 $ 1,895,000 $ 1,194,000
Hamilton, Ohio 2 $ 216,000 $ 108,000 $ 0
Deschutes, Oregon 2 $ 404,000 $ 202,000 $ 299,000
Alexandria, Virginia 2 $ 695,000 $ 347,500 $ 47,000
Fairfax, Virginia 2 $ 1,289,000 $ 644,500 $ 384,000
Goochland, Virginia 2 $ 566,000 $ 283,000 $ 72,000
King, Washington 2 $ 291,000 $ 145,500 $ 51,000
Dane, Wisconsin 2 $ 864,000 $ 432,000 $ 0
Mobile, Alabama 1 $ 82,000 $ 82,000 $ 0
Tuscaloosa, Alabama 1 $ 179,000 $ 179,000 $ 25,000
Anchorage, Alaska 1 $ 125,000 $ 125,000 $ 125,000
Pima, Arizona 1 $ 187,000 $ 187,000 $ 0
Kern, California 1 $ 203,000 $ 203,000 $ 0
Orange, California 1 $ 199,000 $ 199,000 $ 0
San Diego, California 1 $ 300,000 $ 300,000 $ 0
San Francisco, California 1 $ 3,500,000 $ 3,500,000 $ 4,022,000
San Joaquin, California 1 $ 283,000 $ 283,000 $ 0
Santa Clara, California 1 $ 564,000 $ 564,000 $ 0
Santa Cruz, California 1 $ 58,000 $ 58,000 $ 0
Solano, California 1 $ 428,000 $ 428,000 $ 0
Ventura, California 1 $ 292,000 $ 292,000 $ 0
Denver, Colorado 1 $ 164,000 $ 164,000 $ 54,000
New Haven, Connecticut 1 $ 196,000 $ 196,000 $ 35,000
New Castle, Delaware 1 $ 178,000 $ 178,000 $ 0
District of Columbia, District Of Columbia 1 $ 100,000 $ 100,000 $ 58,000
Baker, Florida 1 $ 460,000 $ 460,000 $ 85,000
Bay, Florida 1 $ 119,000 $ 119,000 $ 70,000
Hamilton, Florida 1 $ 230,000 $ 230,000 $ 90,000
Hendry, Florida 1 $ 181,000 $ 181,000 $ 84,000
Suwannee, Florida 1 $ 189,000 $ 189,000 $ 70,000
Wakulla, Florida 1 $ 164,000 $ 164,000 $ 0
Barrow, Georgia 1 $ 140,000 $ 140,000 $ 78,000
Clayton, Georgia 1 $ 111,000 $ 111,000 $ 44,000
Cobb, Georgia 1 $ 434,000 $ 434,000 $ 204,000
Fayette, Georgia 1 $ 134,000 $ 134,000 $ 32,000
Forsyth, Georgia 1 $ 212,000 $ 212,000 $ 0
Glascock, Georgia 1 $ 12,000 $ 12,000 $ 50,000
Jenkins, Georgia 1 $ 38,000 $ 38,000 $ 81,000
McDuffie, Georgia 1 $ 95,000 $ 95,000 $ 67,000
Stephens, Georgia 1 $ 51,000 $ 51,000 $ 86,000
Wayne, Georgia 1 $ 180,000 $ 180,000 $ 122,000
Wilkes, Georgia 1 $ 50,000 $ 50,000 $ 101,000
Kendall, Illinois 1 $ 306,000 $ 306,000 $ 0
Lake, Illinois 1 $ 146,000 $ 146,000 $ 0
Peoria, Illinois 1 $ 50,000 $ 50,000 $ 35,000
Sangamon, Illinois 1 $ 110,000 $ 110,000 $ 78,000
St. Clair, Illinois 1 $ 52,000 $ 52,000 $ 0
Carroll, Indiana 1 $ 54,000 $ 54,000 $ 0
Jennings, Indiana 1 $ 56,000 $ 56,000 $ 0
Wyandotte, Kansas 1 $ 188,000 $ 188,000 $ 44,000
Bullitt, Kentucky 1 $ 134,000 $ 134,000 $ 50,000
Jefferson, Kentucky 1 $ 24,000 $ 24,000 $ 24,000
Nelson, Kentucky 1 $ 65,000 $ 65,000 $ 44,000
Livingston, Louisiana 1 $ 152,000 $ 152,000 $ 0
Terrebonne, Louisiana 1 $ 171,000 $ 171,000 $ 0
Wicomico, Maryland 1 $ 145,000 $ 145,000 $ 130,000
Worcester, Massachusetts 1 $ 67,000 $ 67,000 $ 19,000
Kent, Michigan 1 $ 139,000 $ 139,000 $ 0
Sherburne, Minnesota 1 $ 125,000 $ 125,000 $ 0
Harrison, Mississippi 1 $ 139,000 $ 139,000 $ 40,000
Greene, Missouri 1 $ 118,000 $ 118,000 $ 0
St. Louis, Missouri 1 $ 81,000 $ 81,000 $ 0
Lancaster, Nebraska 1 $ 400,000 $ 400,000 $ 300,000
Bergen, New Jersey 1 $ 480,000 $ 480,000 $ 0
Cape May, New Jersey 1 $ 224,000 $ 224,000 $ 105,000
Hunterdon, New Jersey 1 $ 332,000 $ 332,000 $ 0
Ocean, New Jersey 1 $ 118,000 $ 118,000 $ 38,000
Bernalillo, New Mexico 1 $ 222,000 $ 222,000 $ 0
Dona Ana, New Mexico 1 $ 226,000 $ 226,000 $ 74,000
Oneida, New York 1 $ 24,000 $ 24,000 $ 47,000
Richmond, New York 1 $ 189,000 $ 189,000 $ 41,000
Sullivan, New York 1 $ 166,000 $ 166,000 $ 62,000
Buncombe, North Carolina 1 $ 346,000 $ 346,000 $ 108,000
Caswell, North Carolina 1 $ 65,000 $ 65,000 $ 40,000
Cumberland, North Carolina 1 $ 63,000 $ 63,000 $ 69,000
Dare, North Carolina 1 $ 879,000 $ 879,000 $ 954,000
Davie, North Carolina 1 $ 409,000 $ 409,000 $ 119,000
Forsyth, North Carolina 1 $ 417,000 $ 417,000 $ 126,000
Halifax, North Carolina 1 $ 92,000 $ 92,000 $ 186,000
Madison, North Carolina 1 $ 194,000 $ 194,000 $ 28,000
Mecklenburg, North Carolina 1 $ 40,000 $ 40,000 $ 0
Onslow, North Carolina 1 $ 472,000 $ 472,000 $ 168,000
Rutherford, North Carolina 1 $ 122,000 $ 122,000 $ 100,000
Union, North Carolina 1 $ 98,000 $ 98,000 $ 48,000
Wilkes, North Carolina 1 $ 131,000 $ 131,000 $ 0
Cuyahoga, Ohio 1 $ 71,000 $ 71,000 $ 0
Delaware, Ohio 1 $ 156,000 $ 156,000 $ 0
Fairfield, Ohio 1 $ 65,000 $ 65,000 $ 41,000
Franklin, Ohio 1 $ 127,000 $ 127,000 $ 0
Hocking, Ohio 1 $ 51,000 $ 51,000 $ 0
Stark, Ohio 1 $ 79,000 $ 79,000 $ 0
Warren, Ohio 1 $ 180,000 $ 180,000 $ 52,000
Klamath, Oregon 1 $ 265,000 $ 265,000 $ 50,000
Allegheny, Pennsylvania 1 $ 87,000 $ 87,000 $ 0
Bucks, Pennsylvania 1 $ 600,000 $ 600,000 $ 0
Indiana, Pennsylvania 1 $ 147,000 $ 147,000 $ 89,000
Lancaster, Pennsylvania 1 $ 171,000 $ 171,000 $ 0
Monroe, Pennsylvania 1 $ 250,000 $ 250,000 $ 68,000
Northampton, Pennsylvania 1 $ 85,000 $ 85,000 $ 76,000
Potter, Pennsylvania 1 $ 65,000 $ 65,000 $ 82,000
York, Pennsylvania 1 $ 77,000 $ 77,000 $ 68,000
Bristol, Rhode Island 1 $ 500,000 $ 500,000 $ 0
Berkeley, South Carolina 1 $ 50,000 $ 50,000 $ 36,000
Jasper, South Carolina 1 $ 430,000 $ 430,000 $ 130,000
Montgomery, Tennessee 1 $ 73,000 $ 73,000 $ 0
Shelby, Tennessee 1 $ 131,000 $ 131,000 $ 46,000
Stewart, Tennessee 1 $ 106,000 $ 106,000 $ 0
Rockwall, Texas 1 $ 36,000 $ 36,000 $ 63,000
Williamson, Texas 1 $ 98,000 $ 98,000 $ 0
Washington, Vermont 1 $ 608,000 $ 608,000 $ 1,200,000
Amherst, Virginia 1 $ 176,000 $ 176,000 $ 110,000
Arlington, Virginia 1 $ 319,000 $ 319,000 $ 0
Caroline, Virginia 1 $ 395,000 $ 395,000 $ 99,000
Charles City, Virginia 1 $ 121,000 $ 121,000 $ 34,000
Culpeper, Virginia 1 $ 927,000 $ 927,000 $ 252,000
Cumberland, Virginia 1 $ 113,000 $ 113,000 $ 50,000
Danville, Virginia 1 $ 37,000 $ 37,000 $ 48,000
Fluvanna, Virginia 1 $ 200,000 $ 200,000 $ 54,000
Frederick, Virginia 1 $ 200,000 $ 200,000 $ 0
James City, Virginia 1 $ 1,168,000 $ 1,168,000 $ 265,000
Loudoun, Virginia 1 $ 720,000 $ 720,000 $ 0
Louisa, Virginia 1 $ 185,000 $ 185,000 $ 54,000
Mecklenburg, Virginia 1 $ 172,000 $ 172,000 $ 96,000
Newport News, Virginia 1 $ 149,000 $ 149,000 $ 40,000
Pittsylvania, Virginia 1 $ 40,000 $ 40,000 $ 53,000
Powhatan, Virginia 1 $ 200,000 $ 200,000 $ 52,000
Prince George, Virginia 1 $ 356,000 $ 356,000 $ 80,000
Richmond, Virginia 1 $ 200,000 $ 200,000 $ 65,000
Roanoke, Virginia 1 $ 70,000 $ 70,000 $ 98,000
Stafford, Virginia 1 $ 352,000 $ 352,000 $ 0
York, Virginia 1 $ 279,000 $ 279,000 $ 60,000
Grays Harbor, Washington 1 $ 138,000 $ 138,000 $ 0
Pierce, Washington 1 $ 115,000 $ 115,000 $ 36,000
Spokane, Washington 1 $ 172,000 $ 172,000 $ 39,000
Whatcom, Washington 1 $ 212,000 $ 212,000 $ 187,000
Kenosha, Wisconsin 1 $ 190,000 $ 190,000 $ 0
Marathon, Wisconsin 1 $ 195,000 $ 195,000 $ 0

Mortgage Loan Application Detail Totals for R-G Crown Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,702 $526,523,000 $309,000 $3,884,000 $112,000 $4,710,000
Refinancing 444 $106,753,000 $240,000 $8,000,000 $121,000 $9,092,000
Home Improvement 47 $2,511,000 $53,000 $497,000 $68,000 $572,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 963 $316,660,000 $328,000 $8,000,000 $162,000 $9,092,000
Hispanic 478 $107,847,000 $225,000 $5,000,000 $111,000 $1,788,000
Not applicable 406 $125,438,000 $308,000 $1,620,000 $0 $0
Black or African American 143 $28,214,000 $197,000 $712,000 $76,000 $288,000
Not Provided 126 $36,765,000 $291,000 $3,500,000 $150,000 $4,022,000
Asian 56 $16,180,000 $288,000 $1,395,000 $145,000 $996,000
Native Hawaiian or Other Pacific Islander 16 $3,663,000 $228,000 $312,000 $83,000 $184,000
American Indian or Alaskan Native 5 $1,020,000 $204,000 $533,000 $162,000 $638,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,186 $634,714,000 $290,000 $8,000,000 $114,000 $9,092,000
FHA-insured (Federal Housing Administration) 5 $695,000 $139,000 $178,000 $28,000 $44,000
VA-guaranteed (Veterans Administration) 2 $378,000 $189,000 $189,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,186 $325,687,000 $274,000 $3,690,000 $136,000 $4,710,000
Loan Purchased By The Institution 401 $124,252,000 $309,000 $1,620,000 $0 $0
Application Denied By Financial Institution 332 $80,058,000 $241,000 $3,500,000 $97,000 $860,000
Application Withdrawn By Applicant 177 $69,717,000 $393,000 $8,000,000 $214,000 $9,092,000
Application Approved But Not Accepted 92 $35,403,000 $384,000 $5,000,000 $185,000 $1,363,000
File Closed For Incompleteness 5 $670,000 $134,000 $320,000 $112,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 121 $21,614,000 $178,000 $3,500,000 $74,000 $860,000
Other 83 $20,852,000 $251,000 $1,500,000 $113,000 $675,000
Debt-To-Income Ratio 42 $11,276,000 $268,000 $1,749,000 $72,000 $300,000
Credit Application Incomplete 31 $10,011,000 $322,000 $2,191,000 $144,000 $700,000
Collateral 24 $6,588,000 $274,000 $1,918,000 $124,000 $741,000
Insufficient Cash (Downpayment, Closing Cost) 15 $3,551,000 $236,000 $584,000 $89,000 $373,000
Employment History 10 $4,325,000 $432,000 $1,600,000 $125,000 $426,000
Unverifiable Information 5 $841,000 $168,000 $232,000 $107,000 $367,000
Mortgage Insurance Denied 1 $1,000,000 $1,000,000 $1,000,000 $411,000 $411,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into R-G Crown Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess R-G Crown Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List