Randolph-Brooks Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Randolph-Brooks Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Randolph-Brooks Federal Credit Union Po Box 2097 Live Oak, TX 78148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,413 |
| Total Mortgage Loan Application Amount | $1,600,337,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $98,333 |
| Highest Applicant Income | $1,824,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Randolph-Brooks Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Randolph-Brooks Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Randolph-Brooks Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Randolph-Brooks Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Randolph-Brooks Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Randolph-Brooks Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bexar County Texas | 4,192 | $ 479,014,000 | $ 114,000 | $ 100,000 |
| Guadalupe County Texas | 1,293 | $ 144,598,000 | $ 111,000 | $ 94,000 |
| Comal County Texas | 994 | $ 149,147,000 | $ 150,000 | $ 110,000 |
| Travis County Texas | 883 | $ 120,649,000 | $ 136,000 | $ 112,000 |
| Williamson County Texas | 465 | $ 64,967,000 | $ 139,000 | $ 103,000 |
| Hays County Texas | 446 | $ 56,218,000 | $ 126,000 | $ 90,000 |
| Wilson County Texas | 269 | $ 33,970,000 | $ 126,000 | $ 94,000 |
| Caldwell County Texas | 138 | $ 11,943,000 | $ 86,000 | $ 77,000 |
| Kendall County Texas | 116 | $ 23,522,000 | $ 202,000 | $ 150,000 |
| Kerr County Texas | 98 | $ 9,863,000 | $ 100,000 | $ 73,000 |
| Nueces County Texas | 97 | $ 11,611,000 | $ 119,000 | $ 162,000 |
| Harris County Texas | 89 | $ 13,125,000 | $ 147,000 | $ 143,000 |
| Gonzales County Texas | 67 | $ 5,955,000 | $ 88,000 | $ 72,000 |
| Medina County Texas | 65 | $ 9,795,000 | $ 150,000 | $ 115,000 |
| Tarrant County Texas | 49 | $ 6,765,000 | $ 138,000 | $ 124,000 |
| Bastrop County Texas | 44 | $ 4,944,000 | $ 112,000 | $ 89,000 |
| Dallas County Texas | 43 | $ 7,466,000 | $ 173,000 | $ 121,000 |
| Atascosa County Texas | 37 | $ 4,729,000 | $ 127,000 | $ 92,000 |
| Bell County Texas | 30 | $ 3,014,000 | $ 100,000 | $ 109,000 |
| Bandera County Texas | 27 | $ 3,695,000 | $ 136,000 | $ 116,000 |
| Aransas County Texas | 23 | $ 3,118,000 | $ 135,000 | $ 146,000 |
| Galveston County Texas | 23 | $ 3,345,000 | $ 145,000 | $ 125,000 |
| Collin County Texas | 20 | $ 2,526,000 | $ 126,000 | $ 120,000 |
| Hidalgo County Texas | 20 | $ 2,263,000 | $ 113,000 | $ 95,000 |
| Webb County Texas | 20 | $ 2,269,000 | $ 113,000 | $ 120,000 |
| Llano County Texas | 19 | $ 4,240,000 | $ 223,000 | $ 251,000 |
| Denton County Texas | 18 | $ 2,851,000 | $ 158,000 | $ 115,000 |
| Fort Bend County Texas | 18 | $ 2,698,000 | $ 149,000 | $ 117,000 |
| Montgomery County Texas | 18 | $ 2,341,000 | $ 130,000 | $ 108,000 |
| Blanco County Texas | 16 | $ 1,900,000 | $ 118,000 | $ 122,000 |
| Cameron County Texas | 16 | $ 1,553,000 | $ 97,000 | $ 146,000 |
| Karnes County Texas | 15 | $ 1,219,000 | $ 81,000 | $ 101,000 |
| Brazos County Texas | 14 | $ 2,096,000 | $ 149,000 | $ 164,000 |
| Lavaca County Texas | 13 | $ 1,750,000 | $ 134,000 | $ 100,000 |
| Gillespie County Texas | 12 | $ 1,506,000 | $ 125,000 | $ 79,000 |
| San Patricio County Texas | 12 | $ 1,456,000 | $ 121,000 | $ 138,000 |
| Burnet County Texas | 10 | $ 988,000 | $ 98,000 | $ 114,000 |
| Taylor County Texas | 9 | $ 534,000 | $ 59,000 | $ 133,000 |
| El Paso County Texas | 7 | $ 702,000 | $ 100,000 | $ 86,000 |
| Tom Green County Texas | 7 | $ 809,000 | $ 115,000 | $ 150,000 |
| Brazoria County Texas | 6 | $ 801,000 | $ 133,000 | $ 139,000 |
| Ellis County Texas | 6 | $ 923,000 | $ 153,000 | $ 187,000 |
| Frio County Texas | 6 | $ 460,000 | $ 76,000 | $ 95,000 |
| Lee County Texas | 6 | $ 858,000 | $ 143,000 | $ 79,000 |
| Maverick County Texas | 6 | $ 498,000 | $ 83,000 | $ 63,000 |
| Victoria County Texas | 6 | $ 750,000 | $ 125,000 | $ 193,000 |
| Calhoun County Texas | 5 | $ 336,000 | $ 67,000 | $ 144,000 |
| Coryell County Texas | 5 | $ 455,000 | $ 91,000 | $ 98,000 |
| Fayette County Texas | 5 | $ 1,088,000 | $ 217,000 | $ 94,000 |
| Kimble County Texas | 5 | $ 637,000 | $ 127,000 | $ 72,000 |
| Lampasas County Texas | 5 | $ 172,000 | $ 34,000 | $ 73,000 |
| Lubbock County Texas | 5 | $ 289,000 | $ 57,000 | $ 121,000 |
| Parker County Texas | 5 | $ 1,222,000 | $ 244,000 | $ 187,000 |
| Smith County Texas | 5 | $ 1,121,000 | $ 224,000 | $ 126,000 |
| Bee County Texas | 4 | $ 327,000 | $ 81,000 | $ 62,000 |
| Uvalde County Texas | 4 | $ 375,000 | $ 93,000 | $ 59,000 |
| Anderson County Texas | 3 | $ 345,000 | $ 115,000 | $ 93,000 |
| Colorado County Texas | 3 | $ 290,000 | $ 96,000 | $ 107,000 |
| DeWitt County Texas | 3 | $ 413,000 | $ 137,000 | $ 125,000 |
| Jefferson County Texas | 3 | $ 326,000 | $ 108,000 | $ 104,000 |
| Jim Wells County Texas | 3 | $ 188,000 | $ 62,000 | $ 42,000 |
| Kaufman County Texas | 3 | $ 612,000 | $ 204,000 | $ 116,000 |
| La Salle County Texas | 3 | $ 122,000 | $ 40,000 | $ 104,000 |
| Lamar County Texas | 3 | $ 391,000 | $ 130,000 | $ 88,000 |
| Matagorda County Texas | 3 | $ 121,000 | $ 40,000 | $ 54,000 |
| Washington County Texas | 3 | $ 589,000 | $ 196,000 | $ 96,000 |
| Wichita County Texas | 3 | $ 392,000 | $ 130,000 | $ 98,000 |
| Austin County Texas | 2 | $ 173,000 | $ 86,000 | $ 138,000 |
| Ector County Texas | 2 | $ 103,000 | $ 51,000 | $ 119,000 |
| Erath County Texas | 2 | $ 161,000 | $ 80,000 | $ 87,000 |
| Gregg County Texas | 2 | $ 216,000 | $ 108,000 | $ 115,000 |
| Hale County Texas | 2 | $ 403,000 | $ 201,000 | $ 118,000 |
| Henderson County Texas | 2 | $ 581,000 | $ 290,000 | $ 88,000 |
| Hood County Texas | 2 | $ 185,000 | $ 92,000 | $ 61,000 |
| Jackson County Texas | 2 | $ 293,000 | $ 146,000 | $ 79,000 |
| Johnson County Texas | 2 | $ 364,000 | $ 182,000 | $ 91,000 |
| McLennan County Texas | 2 | $ 202,000 | $ 101,000 | $ 81,000 |
| Polk County Texas | 2 | $ 532,000 | $ 266,000 | $ 197,000 |
| Randall County Texas | 2 | $ 297,000 | $ 148,000 | $ 120,000 |
| Schleicher County Texas | 2 | $ 68,000 | $ 34,000 | $ 216,000 |
| Val Verde County Texas | 2 | $ 109,000 | $ 54,000 | $ 100,000 |
| Walker County Texas | 2 | $ 410,000 | $ 205,000 | $ 104,000 |
| Burleson County Texas | 1 | $ 110,000 | $ 110,000 | $ 226,000 |
| Camp County Texas | 1 | $ 246,000 | $ 246,000 | $ 97,000 |
| Chambers County Texas | 1 | $ 152,000 | $ 152,000 | $ 109,000 |
| Clay County Texas | 1 | $ 23,000 | $ 23,000 | $ 157,000 |
| Coke County Texas | 1 | $ 28,000 | $ 28,000 | $ 28,000 |
| Crockett County Texas | 1 | $ 18,000 | $ 18,000 | $ 31,000 |
| Dallam County Texas | 1 | $ 87,000 | $ 87,000 | $ 41,000 |
| Dimmit County Texas | 1 | $ 54,000 | $ 54,000 | $ 248,000 |
| Grayson County Texas | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Grimes County Texas | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Hamilton County Texas | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Houston County Texas | 1 | $ 111,000 | $ 111,000 | $ 171,000 |
| Hunt County Texas | 1 | $ 164,000 | $ 164,000 | $ 89,000 |
| Jones County Texas | 1 | $ 12,000 | $ 12,000 | $ 65,000 |
| Kinney County Texas | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Kleberg County Texas | 1 | $ 250,000 | $ 250,000 | $ 938,000 |
| Limestone County Texas | 1 | $ 17,000 | $ 17,000 | $ 185,000 |
| Mason County Texas | 1 | $ 68,000 | $ 68,000 | $ 283,000 |
| Nacogdoches County Texas | 1 | $ 48,000 | $ 48,000 | $ 74,000 |
| Navarro County Texas | 1 | $ 252,000 | $ 252,000 | $ 129,000 |
| Orange County Texas | 1 | $ 209,000 | $ 209,000 | $ 91,000 |
| Potter County Texas | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Rains County Texas | 1 | $ 212,000 | $ 212,000 | $ 240,000 |
| Rockwall County Texas | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Rusk County Texas | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| San Jacinto County Texas | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| San Saba County Texas | 1 | $ 329,000 | $ 329,000 | $ 166,000 |
| Titus County Texas | 1 | $ 12,000 | $ 12,000 | $ 111,000 |
| Wharton County Texas | 1 | $ 79,000 | $ 79,000 | $ 203,000 |
| Wise County Texas | 1 | $ 189,000 | $ 189,000 | $ 196,000 |
| Wood County Texas | 1 | $ 37,000 | $ 37,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Randolph-Brooks Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,787 | $872,659,000 | $128,000 | $1,755,000 | $102,000 | $1,239,000 |
| Home Purchase | 4,566 | $679,675,000 | $148,000 | $2,500,000 | $95,000 | $1,824,000 |
| Home Improvement | 1,060 | $48,003,000 | $45,000 | $1,000,000 | $98,000 | $1,208,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,742 | $802,771,000 | $139,000 | $2,500,000 | $107,000 | $1,824,000 |
| Hispanic | 3,228 | $349,139,000 | $108,000 | $840,000 | $81,000 | $1,208,000 |
| Not Provided | 2,393 | $304,910,000 | $127,000 | $1,755,000 | $101,000 | $930,000 |
| Asian | 498 | $76,765,000 | $154,000 | $1,050,000 | $131,000 | $1,320,000 |
| Black or African American | 427 | $51,679,000 | $121,000 | $546,000 | $98,000 | $447,000 |
| American Indian or Alaskan Native | 79 | $9,181,000 | $116,000 | $406,000 | $86,000 | $374,000 |
| Not applicable | 24 | $2,986,000 | $124,000 | $365,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 22 | $2,906,000 | $132,000 | $275,000 | $77,000 | $207,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,413 | $1,600,337,000 | $128,000 | $2,500,000 | $99,000 | $1,824,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,977 | $584,364,000 | $117,000 | $2,500,000 | $112,000 | $1,824,000 |
| Application Approved But Not Accepted | 2,574 | $381,251,000 | $148,000 | $1,339,000 | $109,000 | $1,362,000 |
| Application Denied By Financial Institution | 2,054 | $218,331,000 | $106,000 | $1,755,000 | $72,000 | $1,200,000 |
| Preapproval Denied by Financial Institution | 1,194 | $155,008,000 | $129,000 | $550,000 | $64,000 | $795,000 |
| Preapproval Approved but not Accepted | 1,190 | $201,497,000 | $169,000 | $1,125,000 | $103,000 | $1,320,000 |
| Application Withdrawn By Applicant | 424 | $59,886,000 | $141,000 | $1,428,000 | $106,000 | $1,000,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Randolph-Brooks Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Randolph-Brooks Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.