Rateone Home Loans,Llc Mortgage Lending & HMDA Data, 2004

In 2004, Rateone Home Loans,Llc of Las Vegas, NV reported 3,280 mortgage applications totaling $563.0 million, down 63% from 2003. The average application was for $171,632, and applicants reported an average income of $77,128. 34% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Las Vegas-Paradise, NV (1,136), Phoenix-Mesa-Scottsdale, AZ (234) and Los Angeles-Long Beach-Glendale, CA (177) (applications in parentheses).

Mortgage Company & Address Rateone Home Loans,Llc
7660 Industrial Rd.,Ste.201b
Las Vegas, NV 89139
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 3,280
Total Mortgage Loan Application Amount $562,956,000
Average Mortgage Loan Application Amount $171,632
Highest Mortgage Loan Application Amount $1,260,000
Average Applicant Income $77,128
Highest Applicant Income $6,655,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rateone Home Loans,Llc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Rateone Home Loans,Llc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 1,138 $ 221,804,000 $ 194,906 $ 67,000
Maricopa, Arizona 215 $ 26,667,000 $ 124,032 $ 55,000
Los Angeles, California 177 $ 39,762,000 $ 224,644 $ 73,000
Broward, Florida 130 $ 21,864,000 $ 168,184 $ 74,000
San Bernardino, California 115 $ 21,516,000 $ 187,095 $ 72,000
Miami-Dade, Florida 110 $ 16,525,000 $ 150,227 $ 68,000
San Diego, California 84 $ 21,652,000 $ 257,761 $ 98,000
Riverside, California 60 $ 13,000,000 $ 216,666 $ 79,000
Orange, California 48 $ 14,350,000 $ 298,958 $ 103,000
Harris, Texas 44 $ 4,360,000 $ 99,090 $ 62,000
Hennepin, Minnesota 28 $ 4,642,000 $ 165,785 $ 68,000
Palm Beach, Florida 26 $ 3,724,000 $ 143,230 $ 63,000
Mecklenburg, North Carolina 23 $ 2,849,000 $ 123,869 $ 50,000
Cook, Illinois 22 $ 3,443,000 $ 156,500 $ 633,000
Pinal, Arizona 19 $ 1,941,000 $ 102,157 $ 95,000
Fort Bend, Texas 18 $ 2,630,000 $ 146,111 $ 92,000
Sacramento, California 16 $ 3,832,000 $ 239,500 $ 90,000
Kern, California 14 $ 1,955,000 $ 139,642 $ 60,000
Hillsborough, Florida 13 $ 1,630,000 $ 125,384 $ 82,000
Pinellas, Florida 12 $ 1,688,000 $ 140,666 $ 65,000
Hamilton, Ohio 12 $ 1,395,000 $ 116,250 $ 152,000
Santa Clara, California 11 $ 3,211,000 $ 291,909 $ 189,000
Cuyahoga, Ohio 11 $ 1,132,000 $ 102,909 $ 46,000
Tarrant, Texas 11 $ 1,356,000 $ 123,272 $ 58,000
Pima, Arizona 10 $ 1,118,000 $ 111,800 $ 59,000
Contra Costa, California 10 $ 2,986,000 $ 298,600 $ 104,000
Lake, Illinois 10 $ 2,637,000 $ 263,700 $ 136,000
Johnson, Kansas 10 $ 1,087,000 $ 108,700 $ 68,000
Ventura, California 9 $ 1,897,000 $ 210,777 $ 70,000
El Paso, Colorado 9 $ 1,088,000 $ 120,888 $ 47,000
Will, Illinois 9 $ 1,523,000 $ 169,222 $ 62,000
St. Louis, Missouri 9 $ 937,000 $ 104,111 $ 55,000
Solano, California 8 $ 2,531,000 $ 316,375 $ 171,000
New Haven, Connecticut 8 $ 1,206,000 $ 150,750 $ 67,000
Gwinnett, Georgia 8 $ 1,183,000 $ 147,875 $ 66,000
DuPage, Illinois 8 $ 975,000 $ 121,875 $ 61,000
Yavapai, Arizona 7 $ 1,177,000 $ 168,142 $ 61,000
Orange, Florida 7 $ 796,000 $ 113,714 $ 124,000
Franklin, Ohio 7 $ 816,000 $ 116,571 $ 73,000
Bexar, Texas 7 $ 764,000 $ 109,142 $ 71,000
Dallas, Texas 7 $ 740,000 $ 105,714 $ 43,000
Mobile, Alabama 6 $ 367,000 $ 61,166 $ 92,000
Yuma, Arizona 6 $ 702,000 $ 117,000 $ 55,000
Alameda, California 6 $ 1,859,000 $ 309,833 $ 84,000
Monterey, California 6 $ 1,852,000 $ 308,666 $ 148,000
Duval, Florida 6 $ 981,000 $ 163,500 $ 80,000
Polk, Florida 6 $ 697,000 $ 116,166 $ 59,000
Volusia, Florida 6 $ 647,000 $ 107,833 $ 71,000
Cobb, Georgia 6 $ 997,000 $ 166,166 $ 67,000
Fulton, Georgia 6 $ 1,301,000 $ 216,833 $ 44,000
Ramsey, Minnesota 6 $ 1,119,000 $ 186,500 $ 60,000
Spokane, Washington 6 $ 758,000 $ 126,333 $ 78,000
Fresno, California 5 $ 480,000 $ 96,000 $ 61,000
San Joaquin, California 5 $ 1,073,000 $ 214,600 $ 71,000
Fairfield, Connecticut 5 $ 632,000 $ 126,400 $ 64,000
Hartford, Connecticut 5 $ 518,000 $ 103,600 $ 56,000
Pasco, Florida 5 $ 1,036,000 $ 207,200 $ 95,000
Camden, Georgia 5 $ 611,000 $ 122,200 $ 52,000
DeKalb, Georgia 5 $ 841,000 $ 168,200 $ 70,000
Madison, Illinois 5 $ 384,000 $ 76,800 $ 59,000
Wayne, Michigan 5 $ 515,000 $ 103,000 $ 78,000
Stark, Ohio 5 $ 425,000 $ 85,000 $ 34,000
Horry, South Carolina 5 $ 501,000 $ 100,200 $ 55,000
Brazoria, Texas 5 $ 656,000 $ 131,200 $ 75,000
Cochise, Arizona 4 $ 299,000 $ 74,750 $ 47,000
Merced, California 4 $ 493,000 $ 123,250 $ 48,000
Placer, California 4 $ 952,000 $ 238,000 $ 128,000
Santa Barbara, California 4 $ 1,301,000 $ 325,250 $ 157,000
Osceola, Florida 4 $ 618,000 $ 154,500 $ 74,000
St. Lucie, Florida 4 $ 730,000 $ 182,500 $ 54,000
Cherokee, Georgia 4 $ 691,000 $ 172,750 $ 68,000
Walker, Georgia 4 $ 282,000 $ 70,500 $ 38,000
Leavenworth, Kansas 4 $ 379,000 $ 94,750 $ 78,000
Anoka, Minnesota 4 $ 624,000 $ 156,000 $ 62,000
Bernalillo, New Mexico 4 $ 497,000 $ 124,250 $ 43,000
Buncombe, North Carolina 4 $ 507,000 $ 126,750 $ 59,000
Forsyth, North Carolina 4 $ 452,000 $ 113,000 $ 66,000
Wake, North Carolina 4 $ 566,000 $ 141,500 $ 56,000
Montgomery, Ohio 4 $ 548,000 $ 137,000 $ 72,000
Richland, South Carolina 4 $ 534,000 $ 133,500 $ 62,000
Travis, Texas 4 $ 543,000 $ 135,750 $ 80,000
Victoria, Texas 4 $ 469,000 $ 117,250 $ 88,000
Virginia Beach, Virginia 4 $ 987,000 $ 246,750 $ 115,000
King, Washington 4 $ 444,000 $ 111,000 $ 37,000
Kitsap, Washington 4 $ 363,000 $ 90,750 $ 39,000
Milwaukee, Wisconsin 4 $ 675,000 $ 168,750 $ 62,000
Mohave, Arizona 3 $ 522,000 $ 174,000 $ 135,000
Navajo, Arizona 3 $ 366,000 $ 122,000 $ 72,000
San Luis Obispo, California 3 $ 635,000 $ 211,666 $ 169,000
Santa Cruz, California 3 $ 601,000 $ 200,333 $ 292,000
Tulare, California 3 $ 528,000 $ 176,000 $ 50,000
Grand, Colorado 3 $ 324,000 $ 108,000 $ 67,000
Brevard, Florida 3 $ 629,000 $ 209,666 $ 58,000
Highlands, Florida 3 $ 382,000 $ 127,333 $ 76,000
Sarasota, Florida 3 $ 423,000 $ 141,000 $ 33,000
Seminole, Florida 3 $ 245,000 $ 81,666 $ 46,000
Heard, Georgia 3 $ 235,000 $ 78,333 $ 67,000
Richmond, Georgia 3 $ 339,000 $ 113,000 $ 68,000
Cass, Michigan 3 $ 654,000 $ 218,000 $ 65,000
Chisago, Minnesota 3 $ 338,000 $ 112,666 $ 53,000
Washington, Minnesota 3 $ 859,000 $ 286,333 $ 80,000
Nye, Nevada 3 $ 493,000 $ 164,333 $ 35,000
Washoe, Nevada 3 $ 792,000 $ 264,000 $ 30,000
Hillsborough, New Hampshire 3 $ 319,000 $ 106,333 $ 24,000
Rockingham, New Hampshire 3 $ 434,000 $ 144,666 $ 49,000
Sandoval, New Mexico 3 $ 649,000 $ 216,333 $ 86,000
Cleveland, North Carolina 3 $ 282,000 $ 94,000 $ 58,000
Cumberland, North Carolina 3 $ 215,000 $ 71,666 $ 29,000
Harnett, North Carolina 3 $ 267,000 $ 89,000 $ 26,000
Iredell, North Carolina 3 $ 648,000 $ 216,000 $ 95,000
Pamlico, North Carolina 3 $ 231,000 $ 77,000 $ 94,000
Union, North Carolina 3 $ 444,000 $ 148,000 $ 52,000
Allen, Ohio 3 $ 230,000 $ 76,666 $ 36,000
Clark, Ohio 3 $ 277,000 $ 92,333 $ 110,000
Lucas, Ohio 3 $ 207,000 $ 69,000 $ 30,000
Charleston, South Carolina 3 $ 323,000 $ 107,666 $ 66,000
Montgomery, Tennessee 3 $ 187,000 $ 62,333 $ 35,000
Collin, Texas 3 $ 534,000 $ 178,000 $ 127,000
Hidalgo, Texas 3 $ 548,000 $ 182,666 $ 44,000
Kaufman, Texas 3 $ 282,000 $ 94,000 $ 21,000
Matagorda, Texas 3 $ 296,000 $ 98,666 $ 57,000
Fredericksburg, Virginia 3 $ 471,000 $ 157,000 $ 84,000
Garfield, Washington 3 $ 503,000 $ 167,666 $ 27,000
Pierce, Washington 3 $ 430,000 $ 143,333 $ 59,000
Kenosha, Wisconsin 3 $ 199,000 $ 66,333 $ 49,000
Coconino, Arizona 2 $ 126,000 $ 63,000 $ 101,000
Imperial, California 2 $ 154,000 $ 77,000 $ 68,000
Kings, California 2 $ 261,000 $ 130,500 $ 56,000
Madera, California 2 $ 183,000 $ 91,500 $ 19,000
San Mateo, California 2 $ 379,000 $ 189,500 $ 61,000
Shasta, California 2 $ 400,000 $ 200,000 $ 64,000
Stanislaus, California 2 $ 310,000 $ 155,000 $ 66,000
Tuolumne, California 2 $ 206,000 $ 103,000 $ 68,000
Yuba, California 2 $ 258,000 $ 129,000 $ 74,000
Jefferson, Colorado 2 $ 449,000 $ 224,500 $ 105,000
Middlesex, Connecticut 2 $ 814,000 $ 407,000 $ 126,000
New London, Connecticut 2 $ 251,000 $ 125,500 $ 35,000
Citrus, Florida 2 $ 230,000 $ 115,000 $ 90,000
Collier, Florida 2 $ 833,000 $ 416,500 $ 128,000
Escambia, Florida 2 $ 125,000 $ 62,500 $ 55,000
Indian River, Florida 2 $ 220,000 $ 110,000 $ 94,000
Leon, Florida 2 $ 221,000 $ 110,500 $ 42,000
Marion, Florida 2 $ 115,000 $ 57,500 $ 73,000
Monroe, Florida 2 $ 483,000 $ 241,500 $ 60,000
Walton, Florida 2 $ 250,000 $ 125,000 $ 118,000
Bartow, Georgia 2 $ 258,000 $ 129,000 $ 70,000
Chatham, Georgia 2 $ 343,000 $ 171,500 $ 144,000
Crisp, Georgia 2 $ 153,000 $ 76,500 $ 63,000
Canyon, Idaho 2 $ 248,000 $ 124,000 $ 48,000
Clay, Illinois 2 $ 142,000 $ 71,000 $ 15,000
Douglas, Illinois 2 $ 191,000 $ 95,500 $ 52,000
McHenry, Illinois 2 $ 377,000 $ 188,500 $ 102,000
Porter, Indiana 2 $ 255,000 $ 127,500 $ 464,000
Crawford, Kansas 2 $ 138,000 $ 69,000 $ 37,000
Sedgwick, Kansas 2 $ 148,000 $ 74,000 $ 55,000
Shawnee, Kansas 2 $ 134,000 $ 67,000 $ 42,000
Jefferson, Kentucky 2 $ 195,000 $ 97,500 $ 37,000
St. Tammany, Louisiana 2 $ 306,000 $ 153,000 $ 27,000
Genesee, Michigan 2 $ 232,000 $ 116,000 $ 49,000
Muskegon, Michigan 2 $ 190,000 $ 95,000 $ 31,000
Oakland, Michigan 2 $ 583,000 $ 291,500 $ 98,000
Van Buren, Michigan 2 $ 246,000 $ 123,000 $ 61,000
Washtenaw, Michigan 2 $ 247,000 $ 123,500 $ 46,000
Dakota, Minnesota 2 $ 383,000 $ 191,500 $ 60,000
Cass, Missouri 2 $ 139,000 $ 69,500 $ 35,000
Clinton, Missouri 2 $ 195,000 $ 97,500 $ 42,000
Newton, Missouri 2 $ 137,000 $ 68,500 $ 62,000
St. Louis City, Missouri 2 $ 201,000 $ 100,500 $ 46,000
Churchill, Nevada 2 $ 392,000 $ 196,000 $ 74,000
Lincoln, Nevada 2 $ 177,000 $ 88,500 $ 40,000
Belknap, New Hampshire 2 $ 288,000 $ 144,000 $ 62,000
Carroll, New Hampshire 2 $ 415,000 $ 207,500 $ 118,000
Grafton, New Hampshire 2 $ 249,000 $ 124,500 $ 45,000
Strafford, New Hampshire 2 $ 347,000 $ 173,500 $ 52,000
Cabarrus, North Carolina 2 $ 147,000 $ 73,500 $ 80,000
Caldwell, North Carolina 2 $ 152,000 $ 76,000 $ 28,000
Gaston, North Carolina 2 $ 206,000 $ 103,000 $ 50,000
Guilford, North Carolina 2 $ 157,000 $ 78,500 $ 66,000
Onslow, North Carolina 2 $ 179,000 $ 89,500 $ 76,000
Rowan, North Carolina 2 $ 271,000 $ 135,500 $ 65,000
Watauga, North Carolina 2 $ 380,000 $ 190,000 $ 63,000
Butler, Ohio 2 $ 227,000 $ 113,500 $ 67,000
Hancock, Ohio 2 $ 157,000 $ 78,500 $ 41,000
Lake, Ohio 2 $ 200,000 $ 100,000 $ 66,000
Lorain, Ohio 2 $ 170,000 $ 85,000 $ 51,000
Muskingum, Ohio 2 $ 161,000 $ 80,500 $ 40,000
Tuscarawas, Ohio 2 $ 162,000 $ 81,000 $ 60,000
Tulsa, Oklahoma 2 $ 185,000 $ 92,500 $ 37,000
Deschutes, Oregon 2 $ 313,000 $ 156,500 $ 68,000
Multnomah, Oregon 2 $ 288,000 $ 144,000 $ 185,000
Washington, Oregon 2 $ 249,000 $ 124,500 $ 68,000
Knox, Tennessee 2 $ 392,000 $ 196,000 $ 53,000
Madison, Tennessee 2 $ 137,000 $ 68,500 $ 47,000
Rutherford, Tennessee 2 $ 335,000 $ 167,500 $ 69,000
Austin, Texas 2 $ 238,000 $ 119,000 $ 41,000
Brazos, Texas 2 $ 208,000 $ 104,000 $ 88,000
Comal, Texas 2 $ 280,000 $ 140,000 $ 58,000
Denton, Texas 2 $ 170,000 $ 85,000 $ 2,148,000
Liberty, Texas 2 $ 171,000 $ 85,500 $ 88,000
Orange, Texas 2 $ 139,000 $ 69,500 $ 47,000
Waller, Texas 2 $ 318,000 $ 159,000 $ 90,000
Washington, Utah 2 $ 387,000 $ 193,500 $ 98,000
Fairfax, Virginia 2 $ 712,000 $ 356,000 $ 78,000
Powhatan, Virginia 2 $ 138,000 $ 69,000 $ 304,000
Clark, Washington 2 $ 320,000 $ 160,000 $ 84,000
Yakima, Washington 2 $ 312,000 $ 156,000 $ 66,000
Ashland, Wisconsin 2 $ 154,000 $ 77,000 $ 34,000
Portage, Wisconsin 2 $ 246,000 $ 123,000 $ 3,353,000
Racine, Wisconsin 2 $ 202,000 $ 101,000 $ 95,000
Madison, Alabama 1 $ 260,000 $ 260,000 $ 169,000
Russell, Alabama 1 $ 168,000 $ 168,000 $ 37,000
Tallapoosa, Alabama 1 $ 170,000 $ 170,000 $ 69,000
Apache, Arizona 1 $ 140,000 $ 140,000 $ 38,000
Gila, Arizona 1 $ 96,000 $ 96,000 $ 22,000
Graham, Arizona 1 $ 80,000 $ 80,000 $ 29,000
Greenlee, Arizona 1 $ 100,000 $ 100,000 $ 110,000
Santa Cruz, Arizona 1 $ 166,000 $ 166,000 $ 81,000
Amador, California 1 $ 62,000 $ 62,000 $ 44,000
Calaveras, California 1 $ 210,000 $ 210,000 $ 71,000
El Dorado, California 1 $ 90,000 $ 90,000 $ 78,000
Humboldt, California 1 $ 80,000 $ 80,000 $ 55,000
Marin, California 1 $ 110,000 $ 110,000 $ 109,000
Plumas, California 1 $ 80,000 $ 80,000 $ 78,000
San Francisco, California 1 $ 380,000 $ 380,000 $ 84,000
Siskiyou, California 1 $ 281,000 $ 281,000 $ 177,000
Sonoma, California 1 $ 307,000 $ 307,000 $ 54,000
Yolo, California 1 $ 240,000 $ 240,000 $ 63,000
Adams, Colorado 1 $ 528,000 $ 528,000 $ 126,000
Arapahoe, Colorado 1 $ 75,000 $ 75,000 $ 24,000
Douglas, Colorado 1 $ 71,000 $ 71,000 $ 86,000
Larimer, Colorado 1 $ 73,000 $ 73,000 $ 143,000
Lincoln, Colorado 1 $ 200,000 $ 200,000 $ 51,000
Litchfield, Connecticut 1 $ 85,000 $ 85,000 $ 34,000
Windham, Connecticut 1 $ 146,000 $ 146,000 $ 107,000
Sussex, Delaware 1 $ 148,000 $ 148,000 $ 36,000
Bay, Florida 1 $ 102,000 $ 102,000 $ 42,000
Calhoun, Florida 1 $ 175,000 $ 175,000 $ 62,000
Clay, Florida 1 $ 78,000 $ 78,000 $ 50,000
Lake, Florida 1 $ 223,000 $ 223,000 $ 91,000
Okaloosa, Florida 1 $ 215,000 $ 215,000 $ 99,000
Santa Rosa, Florida 1 $ 84,000 $ 84,000 $ 75,000
St. Johns, Florida 1 $ 316,000 $ 316,000 $ 400,000
Sumter, Florida 1 $ 65,000 $ 65,000 $ 45,000
Bacon, Georgia 1 $ 153,000 $ 153,000 $ 88,000
Baker, Georgia 1 $ 160,000 $ 160,000 $ 57,000
Banks, Georgia 1 $ 149,000 $ 149,000 $ 83,000
Carroll, Georgia 1 $ 100,000 $ 100,000 $ 138,000
Catoosa, Georgia 1 $ 56,000 $ 56,000 $ 72,000
Clayton, Georgia 1 $ 113,000 $ 113,000 $ 69,000
Dodge, Georgia 1 $ 55,000 $ 55,000 $ 19,000
Fayette, Georgia 1 $ 80,000 $ 80,000 $ 28,000
Forsyth, Georgia 1 $ 137,000 $ 137,000 $ 39,000
Gordon, Georgia 1 $ 75,000 $ 75,000 $ 24,000
Henry, Georgia 1 $ 164,000 $ 164,000 $ 69,000
Houston, Georgia 1 $ 75,000 $ 75,000 $ 52,000
Jackson, Georgia 1 $ 89,000 $ 89,000 $ 31,000
Jasper, Georgia 1 $ 60,000 $ 60,000 $ 60,000
Newton, Georgia 1 $ 183,000 $ 183,000 $ 114,000
Paulding, Georgia 1 $ 111,000 $ 111,000 $ 30,000
Pickens, Georgia 1 $ 67,000 $ 67,000 $ 62,000
Polk, Georgia 1 $ 62,000 $ 62,000 $ 77,000
Rabun, Georgia 1 $ 150,000 $ 150,000 $ 84,000
Treutlen, Georgia 1 $ 55,000 $ 55,000 $ 0
Turner, Georgia 1 $ 55,000 $ 55,000 $ 9,000
Whitfield, Georgia 1 $ 64,000 $ 64,000 $ 51,000
Bonner, Idaho 1 $ 75,000 $ 75,000 $ 69,000
Bureau, Illinois 1 $ 70,000 $ 70,000 $ 134,000
Carroll, Illinois 1 $ 135,000 $ 135,000 $ 46,000
Champaign, Illinois 1 $ 102,000 $ 102,000 $ 44,000
Kane, Illinois 1 $ 172,000 $ 172,000 $ 60,000
Livingston, Illinois 1 $ 70,000 $ 70,000 $ 72,000
Macoupin, Illinois 1 $ 136,000 $ 136,000 $ 84,000
Ogle, Illinois 1 $ 72,000 $ 72,000 $ 13,000
Sangamon, Illinois 1 $ 105,000 $ 105,000 $ 54,000
St. Clair, Illinois 1 $ 68,000 $ 68,000 $ 48,000
Washington, Illinois 1 $ 75,000 $ 75,000 $ 31,000
Wayne, Illinois 1 $ 62,000 $ 62,000 $ 36,000
Whiteside, Illinois 1 $ 90,000 $ 90,000 $ 46,000
Blackford, Indiana 1 $ 170,000 $ 170,000 $ 65,000
Johnson, Indiana 1 $ 109,000 $ 109,000 $ 39,000
St. Joseph, Indiana 1 $ 73,000 $ 73,000 $ 31,000
Boone, Iowa 1 $ 88,000 $ 88,000 $ 26,000
Butler, Iowa 1 $ 76,000 $ 76,000 $ 30,000
Clinton, Iowa 1 $ 76,000 $ 76,000 $ 30,000
Floyd, Iowa 1 $ 41,000 $ 41,000 $ 24,000
Fremont, Iowa 1 $ 46,000 $ 46,000 $ 55,000
Jasper, Iowa 1 $ 60,000 $ 60,000 $ 44,000
Monona, Iowa 1 $ 42,000 $ 42,000 $ 0
Cherokee, Kansas 1 $ 69,000 $ 69,000 $ 38,000
Franklin, Kansas 1 $ 85,000 $ 85,000 $ 31,000
Geary, Kansas 1 $ 70,000 $ 70,000 $ 48,000
Gray, Kansas 1 $ 85,000 $ 85,000 $ 39,000
Jefferson, Kansas 1 $ 128,000 $ 128,000 $ 37,000
Labette, Kansas 1 $ 79,000 $ 79,000 $ 48,000
Riley, Kansas 1 $ 78,000 $ 78,000 $ 36,000
Anderson, Kentucky 1 $ 100,000 $ 100,000 $ 47,000
Boone, Kentucky 1 $ 174,000 $ 174,000 $ 60,000
Bullitt, Kentucky 1 $ 184,000 $ 184,000 $ 80,000
Fayette, Kentucky 1 $ 120,000 $ 120,000 $ 47,000
Hardin, Kentucky 1 $ 78,000 $ 78,000 $ 57,000
Kenton, Kentucky 1 $ 68,000 $ 68,000 $ 25,000
Laurel, Kentucky 1 $ 72,000 $ 72,000 $ 54,000
Morgan, Kentucky 1 $ 125,000 $ 125,000 $ 93,000
Oldham, Kentucky 1 $ 96,000 $ 96,000 $ 60,000
Beauregard, Louisiana 1 $ 97,000 $ 97,000 $ 48,000
East Baton Rouge, Louisiana 1 $ 100,000 $ 100,000 $ 0
Pointe Coupee, Louisiana 1 $ 142,000 $ 142,000 $ 48,000
Baltimore, Maryland 1 $ 50,000 $ 50,000 $ 99,000
Calhoun, Michigan 1 $ 119,000 $ 119,000 $ 48,000
Clinton, Michigan 1 $ 64,000 $ 64,000 $ 22,000
Eaton, Michigan 1 $ 126,000 $ 126,000 $ 54,000
Hillsdale, Michigan 1 $ 68,000 $ 68,000 $ 38,000
Huron, Michigan 1 $ 70,000 $ 70,000 $ 104,000
Ingham, Michigan 1 $ 61,000 $ 61,000 $ 29,000
Ionia, Michigan 1 $ 102,000 $ 102,000 $ 77,000
Jackson, Michigan 1 $ 181,000 $ 181,000 $ 79,000
Kalamazoo, Michigan 1 $ 85,000 $ 85,000 $ 20,000
Midland, Michigan 1 $ 108,000 $ 108,000 $ 120,000
Newaygo, Michigan 1 $ 62,000 $ 62,000 $ 44,000
Tuscola, Michigan 1 $ 104,000 $ 104,000 $ 57,000
Beltrami, Minnesota 1 $ 127,000 $ 127,000 $ 60,000
Blue Earth, Minnesota 1 $ 125,000 $ 125,000 $ 39,000
Itasca, Minnesota 1 $ 137,000 $ 137,000 $ 30,000
Mahnomen, Minnesota 1 $ 125,000 $ 125,000 $ 44,000
McLeod, Minnesota 1 $ 178,000 $ 178,000 $ 67,000
Scott, Minnesota 1 $ 150,000 $ 150,000 $ 24,000
Chickasaw, Mississippi 1 $ 33,000 $ 33,000 $ 51,000
Barry, Missouri 1 $ 173,000 $ 173,000 $ 37,000
Bates, Missouri 1 $ 127,000 $ 127,000 $ 37,000
Boone, Missouri 1 $ 90,000 $ 90,000 $ 31,000
Butler, Missouri 1 $ 73,000 $ 73,000 $ 34,000
Carter, Missouri 1 $ 64,000 $ 64,000 $ 25,000
Franklin, Missouri 1 $ 71,000 $ 71,000 $ 40,000
Greene, Missouri 1 $ 82,000 $ 82,000 $ 54,000
Johnson, Missouri 1 $ 89,000 $ 89,000 $ 51,000
Lafayette, Missouri 1 $ 49,000 $ 49,000 $ 65,000
Lawrence, Missouri 1 $ 170,000 $ 170,000 $ 28,000
St. Charles, Missouri 1 $ 85,000 $ 85,000 $ 58,000
Flathead, Montana 1 $ 142,000 $ 142,000 $ 143,000
Park, Montana 1 $ 104,000 $ 104,000 $ 94,000
Boyd, Nebraska 1 $ 45,000 $ 45,000 $ 34,000
Hall, Nebraska 1 $ 73,000 $ 73,000 $ 63,000
Carson City, Nevada 1 $ 135,000 $ 135,000 $ 79,000
Elko, Nevada 1 $ 105,000 $ 105,000 $ 64,000
Cheshire, New Hampshire 1 $ 66,000 $ 66,000 $ 35,000
Coos, New Hampshire 1 $ 84,000 $ 84,000 $ 72,000
Merrimack, New Hampshire 1 $ 150,000 $ 150,000 $ 112,000
Sullivan, New Hampshire 1 $ 91,000 $ 91,000 $ 58,000
Cibola, New Mexico 1 $ 70,000 $ 70,000 $ 84,000
Valencia, New Mexico 1 $ 11,000 $ 11,000 $ 66,000
Alexander, North Carolina 1 $ 109,000 $ 109,000 $ 64,000
Ashe, North Carolina 1 $ 80,000 $ 80,000 $ 30,000
Avery, North Carolina 1 $ 139,000 $ 139,000 $ 63,000
Bertie, North Carolina 1 $ 64,000 $ 64,000 $ 2,000
Catawba, North Carolina 1 $ 243,000 $ 243,000 $ 58,000
Columbus, North Carolina 1 $ 129,000 $ 129,000 $ 84,000
Craven, North Carolina 1 $ 154,000 $ 154,000 $ 55,000
Durham, North Carolina 1 $ 120,000 $ 120,000 $ 39,000
Franklin, North Carolina 1 $ 61,000 $ 61,000 $ 54,000
Halifax, North Carolina 1 $ 125,000 $ 125,000 $ 0
Hoke, North Carolina 1 $ 73,000 $ 73,000 $ 49,000
Johnston, North Carolina 1 $ 193,000 $ 193,000 $ 66,000
Jones, North Carolina 1 $ 71,000 $ 71,000 $ 0
Lincoln, North Carolina 1 $ 174,000 $ 174,000 $ 68,000
Orange, North Carolina 1 $ 280,000 $ 280,000 $ 78,000
Pasquotank, North Carolina 1 $ 80,000 $ 80,000 $ 27,000
Pitt, North Carolina 1 $ 65,000 $ 65,000 $ 9,000
Sampson, North Carolina 1 $ 60,000 $ 60,000 $ 17,000
Transylvania, North Carolina 1 $ 89,000 $ 89,000 $ 39,000
Wilson, North Carolina 1 $ 65,000 $ 65,000 $ 53,000
Adams, Ohio 1 $ 151,000 $ 151,000 $ 49,000
Ashland, Ohio 1 $ 58,000 $ 58,000 $ 27,000
Clinton, Ohio 1 $ 90,000 $ 90,000 $ 36,000
Columbiana, Ohio 1 $ 84,000 $ 84,000 $ 43,000
Delaware, Ohio 1 $ 250,000 $ 250,000 $ 105,000
Fayette, Ohio 1 $ 77,000 $ 77,000 $ 66,000
Henry, Ohio 1 $ 59,000 $ 59,000 $ 36,000
Huron, Ohio 1 $ 90,000 $ 90,000 $ 45,000
Licking, Ohio 1 $ 183,000 $ 183,000 $ 39,000
Logan, Ohio 1 $ 72,000 $ 72,000 $ 30,000
Madison, Ohio 1 $ 78,000 $ 78,000 $ 37,000
Mahoning, Ohio 1 $ 64,000 $ 64,000 $ 34,000
Marion, Ohio 1 $ 70,000 $ 70,000 $ 42,000
Medina, Ohio 1 $ 63,000 $ 63,000 $ 54,000
Ottawa, Ohio 1 $ 87,000 $ 87,000 $ 60,000
Pickaway, Ohio 1 $ 160,000 $ 160,000 $ 398,000
Richland, Ohio 1 $ 75,000 $ 75,000 $ 34,000
Ross, Ohio 1 $ 65,000 $ 65,000 $ 42,000
Sandusky, Ohio 1 $ 56,000 $ 56,000 $ 51,000
Scioto, Ohio 1 $ 116,000 $ 116,000 $ 74,000
Summit, Ohio 1 $ 73,000 $ 73,000 $ 105,000
Trumbull, Ohio 1 $ 100,000 $ 100,000 $ 61,000
Union, Ohio 1 $ 93,000 $ 93,000 $ 45,000
Washington, Ohio 1 $ 115,000 $ 115,000 $ 102,000
Wood, Ohio 1 $ 33,000 $ 33,000 $ 31,000
Creek, Oklahoma 1 $ 58,000 $ 58,000 $ 0
Le Flore, Oklahoma 1 $ 106,000 $ 106,000 $ 0
Osage, Oklahoma 1 $ 112,000 $ 112,000 $ 46,000
Rogers, Oklahoma 1 $ 76,000 $ 76,000 $ 156,000
Baker, Oregon 1 $ 80,000 $ 80,000 $ 0
Clackamas, Oregon 1 $ 92,000 $ 92,000 $ 22,000
Jackson, Oregon 1 $ 71,000 $ 71,000 $ 26,000
Lincoln, Oregon 1 $ 87,000 $ 87,000 $ 120,000
Marion, Oregon 1 $ 55,000 $ 55,000 $ 49,000
Kent, Rhode Island 1 $ 200,000 $ 200,000 $ 95,000
Beaufort, South Carolina 1 $ 129,000 $ 129,000 $ 870,000
Berkeley, South Carolina 1 $ 100,000 $ 100,000 $ 43,000
Dorchester, South Carolina 1 $ 113,000 $ 113,000 $ 39,000
Georgetown, South Carolina 1 $ 200,000 $ 200,000 $ 78,000
Greenville, South Carolina 1 $ 65,000 $ 65,000 $ 686,000
Oconee, South Carolina 1 $ 90,000 $ 90,000 $ 35,000
Spartanburg, South Carolina 1 $ 88,000 $ 88,000 $ 36,000
York, South Carolina 1 $ 166,000 $ 166,000 $ 88,000
Pennington, South Dakota 1 $ 142,000 $ 142,000 $ 74,000
Blount, Tennessee 1 $ 74,000 $ 74,000 $ 83,000
Davidson, Tennessee 1 $ 194,000 $ 194,000 $ 66,000
Fentress, Tennessee 1 $ 110,000 $ 110,000 $ 49,000
Hickman, Tennessee 1 $ 100,000 $ 100,000 $ 49,000
Overton, Tennessee 1 $ 83,000 $ 83,000 $ 49,000
Roane, Tennessee 1 $ 60,000 $ 60,000 $ 0
Sevier, Tennessee 1 $ 132,000 $ 132,000 $ 116,000
Shelby, Tennessee 1 $ 128,000 $ 128,000 $ 76,000
Sumner, Tennessee 1 $ 99,000 $ 99,000 $ 33,000
Baylor, Texas 1 $ 95,000 $ 95,000 $ 84,000
Calhoun, Texas 1 $ 50,000 $ 50,000 $ 51,000
Camp, Texas 1 $ 135,000 $ 135,000 $ 80,000
Cass, Texas 1 $ 190,000 $ 190,000 $ 180,000
Delta, Texas 1 $ 82,000 $ 82,000 $ 42,000
El Paso, Texas 1 $ 126,000 $ 126,000 $ 51,000
Galveston, Texas 1 $ 165,000 $ 165,000 $ 83,000
Gregg, Texas 1 $ 156,000 $ 156,000 $ 66,000
Guadalupe, Texas 1 $ 133,000 $ 133,000 $ 60,000
Hale, Texas 1 $ 86,000 $ 86,000 $ 40,000
Hardin, Texas 1 $ 83,000 $ 83,000 $ 124,000
Hood, Texas 1 $ 33,000 $ 33,000 $ 48,000
Hopkins, Texas 1 $ 200,000 $ 200,000 $ 96,000
Houston, Texas 1 $ 86,000 $ 86,000 $ 59,000
Jefferson, Texas 1 $ 75,000 $ 75,000 $ 50,000
Jim Wells, Texas 1 $ 110,000 $ 110,000 $ 52,000
McLennan, Texas 1 $ 133,000 $ 133,000 $ 44,000
Midland, Texas 1 $ 112,000 $ 112,000 $ 76,000
Montgomery, Texas 1 $ 122,000 $ 122,000 $ 115,000
Newton, Texas 1 $ 66,000 $ 66,000 $ 64,000
Nueces, Texas 1 $ 75,000 $ 75,000 $ 69,000
Rockwall, Texas 1 $ 109,000 $ 109,000 $ 80,000
Washington, Texas 1 $ 103,000 $ 103,000 $ 51,000
Williamson, Texas 1 $ 147,000 $ 147,000 $ 33,000
Box Elder, Utah 1 $ 132,000 $ 132,000 $ 57,000
Duchesne, Utah 1 $ 336,000 $ 336,000 $ 106,000
Iron, Utah 1 $ 126,000 $ 126,000 $ 150,000
Kane, Utah 1 $ 156,000 $ 156,000 $ 80,000
Utah, Utah 1 $ 154,000 $ 154,000 $ 55,000
Botetourt, Virginia 1 $ 77,000 $ 77,000 $ 96,000
Fauquier, Virginia 1 $ 220,000 $ 220,000 $ 78,000
Franklin, Virginia 1 $ 127,000 $ 127,000 $ 78,000
Henrico, Virginia 1 $ 236,000 $ 236,000 $ 101,000
Henry, Virginia 1 $ 168,000 $ 168,000 $ 80,000
Loudoun, Virginia 1 $ 438,000 $ 438,000 $ 77,000
Louisa, Virginia 1 $ 307,000 $ 307,000 $ 164,000
Lynchburg, Virginia 1 $ 176,000 $ 176,000 $ 66,000
Madison, Virginia 1 $ 56,000 $ 56,000 $ 51,000
Manassas, Virginia 1 $ 171,000 $ 171,000 $ 63,000
Newport News, Virginia 1 $ 95,000 $ 95,000 $ 29,000
Norfolk, Virginia 1 $ 114,000 $ 114,000 $ 64,000
Orange, Virginia 1 $ 224,000 $ 224,000 $ 45,000
Prince William, Virginia 1 $ 78,000 $ 78,000 $ 48,000
Richmond, Virginia 1 $ 65,000 $ 65,000 $ 65,000
Stafford, Virginia 1 $ 171,000 $ 171,000 $ 36,000
Suffolk, Virginia 1 $ 160,000 $ 160,000 $ 124,000
Washington, Virginia 1 $ 118,000 $ 118,000 $ 60,000
Westmoreland, Virginia 1 $ 81,000 $ 81,000 $ 85,000
Benton, Washington 1 $ 84,000 $ 84,000 $ 83,000
Chelan, Washington 1 $ 70,000 $ 70,000 $ 36,000
Franklin, Washington 1 $ 133,000 $ 133,000 $ 116,000
Thurston, Washington 1 $ 160,000 $ 160,000 $ 55,000
Whatcom, Washington 1 $ 124,000 $ 124,000 $ 33,000
Whitman, Washington 1 $ 116,000 $ 116,000 $ 36,000
Calhoun, West Virginia 1 $ 53,000 $ 53,000 $ 38,000
Buffalo, Wisconsin 1 $ 66,000 $ 66,000 $ 39,000
Dane, Wisconsin 1 $ 150,000 $ 150,000 $ 70,000
Dunn, Wisconsin 1 $ 73,000 $ 73,000 $ 32,000
Iowa, Wisconsin 1 $ 105,000 $ 105,000 $ 45,000
Jefferson, Wisconsin 1 $ 87,000 $ 87,000 $ 50,000
Outagamie, Wisconsin 1 $ 75,000 $ 75,000 $ 66,000
St. Croix, Wisconsin 1 $ 138,000 $ 138,000 $ 69,000
Taylor, Wisconsin 1 $ 98,000 $ 98,000 $ 39,000
Washington, Wisconsin 1 $ 68,000 $ 68,000 $ 31,000
Waukesha, Wisconsin 1 $ 96,000 $ 96,000 $ 45,000
Waushara, Wisconsin 1 $ 111,000 $ 111,000 $ 54,000
Sweetwater, Wyoming 1 $ 65,000 $ 65,000 $ 45,000

Mortgage Loan Application Detail Totals for Rateone Home Loans,Llc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,280 $562,956,000 $122,300 $1,260,000 $76,350 $6,655,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,049 $349,345,000 $120,000 $1,260,000 $78,166 $6,655,000
Not Provided 524 $91,687,000 $138,548 $1,000,000 $74,032 $1,596,000
Hispanic 398 $65,937,000 $131,739 $677,000 $105,347 $6,575,000
Asian 127 $26,512,000 $141,687 $700,000 $62,875 $579,000
Black or African American 115 $16,814,000 $167,055 $528,000 $63,277 $156,000
Native Hawaiian or Other Pacific Islander 25 $5,244,000 $147,750 $550,000 $86,000 $237,000
American Indian or Alaskan Native 24 $4,120,000 $153,333 $321,000 $70,555 $138,000
Not applicable 18 $3,297,000 $177,285 $333,000 $72,714 $625,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,172 $546,731,000 $122,175 $1,260,000 $77,325 $6,655,000
FHA-insured (Federal Housing Administration) 66 $9,309,000 $132,285 $284,000 $53,571 $122,000
VA-guaranteed (Veterans Administration) 42 $6,916,000 $159,142 $245,000 $55,571 $136,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,152 $189,957,000 $127,393 $700,000 $81,242 $6,655,000
Loan Originated 1,125 $196,710,000 $122,571 $1,000,000 $76,600 $908,000
File Closed For Incompleteness 853 $154,150,000 $134,533 $1,260,000 $74,366 $6,575,000
Application Denied By Financial Institution 123 $18,080,000 $101,368 $633,000 $22,473 $336,000
Application Approved But Not Accepted 27 $4,059,000 $123,200 $260,000 $65,800 $153,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 54 $7,716,000 $108,461 $446,000 $0 $0
Debt-To-Income Ratio 23 $3,195,000 $117,125 $301,000 $29,500 $92,000
Other 21 $3,882,000 $143,857 $633,000 $63,142 $336,000
Collateral 8 $1,087,000 $118,000 $405,000 $55,000 $140,000
Insufficient Cash (Downpayment, Closing Cost) 3 $562,000 $187,000 $360,000 $77,000 $120,000
Unverifiable Information 1 $96,000 $96,000 $96,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Rateone Home Loans,Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Rateone Home Loans,Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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