Raymond James Bank N.A. Mortgage Lending & HMDA Data, 2012

In 2012, Raymond James Bank N.A. of St Petersburg, FL reported 1,302 mortgage applications totaling $529.3 million, up 41% from 2011. The average application was for $406,553, and applicants reported an average income of $209,783. 63% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (213), Chicago-Joliet-Naperville, IL (40) and Jacksonville, FL (30) (applications in parentheses).

Mortgage Company & Address Raymond James Bank N.A.
710 Carillon Pkwy
St Petersburg, FL 33716
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 1,302
Total Mortgage Loan Application Amount $529,333,000
Average Mortgage Loan Application Amount $406,553
Highest Mortgage Loan Application Amount $8,700,000
Average Applicant Income $209,783
Highest Applicant Income $2,561,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Raymond James Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Raymond James Bank N.A. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pinellas, Florida 107 $ 47,548,000 $ 444,373 $ 150,000
Hillsborough, Florida 96 $ 38,904,000 $ 405,250 $ 203,000
Cook, Illinois 26 $ 13,622,000 $ 523,923 $ 279,000
Miami-Dade, Florida 25 $ 18,480,000 $ 739,200 $ 370,000
Palm Beach, Florida 24 $ 12,910,000 $ 537,916 $ 234,000
Harris, Texas 19 $ 8,542,000 $ 449,578 $ 219,000
Maricopa, Arizona 18 $ 7,568,000 $ 420,444 $ 225,000
Broward, Florida 18 $ 6,506,000 $ 361,444 $ 230,000
Los Angeles, California 17 $ 11,656,000 $ 685,647 $ 211,000
Oakland, Michigan 16 $ 3,516,000 $ 219,750 $ 121,000
Santa Clara, California 15 $ 13,770,000 $ 918,000 $ 313,000
Duval, Florida 14 $ 3,099,000 $ 221,357 $ 150,000
Guilford, North Carolina 14 $ 2,943,000 $ 210,214 $ 87,000
Mecklenburg, North Carolina 14 $ 6,393,000 $ 456,642 $ 234,000
Collier, Florida 13 $ 5,618,000 $ 432,153 $ 268,000
Lee, Florida 13 $ 5,037,000 $ 387,461 $ 317,000
Shelby, Tennessee 13 $ 3,999,000 $ 307,615 $ 169,000
Dallas, Texas 13 $ 6,579,000 $ 506,076 $ 252,000
St. Johns, Florida 12 $ 15,970,000 $ 1,330,833 $ 375,000
Davidson, Tennessee 12 $ 5,476,000 $ 456,333 $ 245,000
Orange, Florida 11 $ 3,686,000 $ 335,090 $ 198,000
Hamilton, Indiana 11 $ 3,460,000 $ 314,545 $ 245,000
Riverside, California 10 $ 3,462,000 $ 346,200 $ 78,000
Volusia, Florida 10 $ 2,554,000 $ 255,400 $ 136,000
Cobb, Georgia 10 $ 2,519,000 $ 251,900 $ 155,000
Travis, Texas 10 $ 4,565,000 $ 456,500 $ 306,000
Manatee, Florida 9 $ 1,764,000 $ 196,000 $ 121,000
Pasco, Florida 9 $ 1,532,000 $ 170,222 $ 84,000
Sarasota, Florida 9 $ 2,665,000 $ 296,111 $ 187,000
Bucks, Pennsylvania 9 $ 2,853,000 $ 317,000 $ 149,000
DuPage, Illinois 8 $ 2,824,000 $ 353,000 $ 243,000
Blount, Tennessee 8 $ 1,783,000 $ 222,875 $ 108,000
Knox, Tennessee 8 $ 3,807,000 $ 475,875 $ 221,000
San Diego, California 7 $ 6,016,000 $ 859,428 $ 364,000
Fulton, Georgia 7 $ 3,563,000 $ 509,000 $ 252,000
Sedgwick, Kansas 7 $ 1,079,000 $ 154,142 $ 116,000
Fayette, Kentucky 7 $ 4,296,000 $ 613,714 $ 794,000
Montgomery, Maryland 7 $ 6,896,000 $ 985,142 $ 449,000
Middlesex, Massachusetts 7 $ 2,987,000 $ 426,714 $ 231,000
Washtenaw, Michigan 7 $ 1,729,000 $ 247,000 $ 195,000
Delaware, Pennsylvania 7 $ 2,132,000 $ 304,571 $ 194,000
Bexar, Texas 7 $ 1,280,000 $ 182,857 $ 87,000
Boulder, Colorado 6 $ 2,415,000 $ 402,500 $ 217,000
Larimer, Colorado 6 $ 2,679,000 $ 446,500 $ 209,000
Fairfield, Connecticut 6 $ 4,436,000 $ 739,333 $ 352,000
Martin, Florida 6 $ 2,138,000 $ 356,333 $ 169,000
DeKalb, Georgia 6 $ 1,654,000 $ 275,666 $ 114,000
Marion, Indiana 6 $ 1,187,000 $ 197,833 $ 176,000
Wayne, Michigan 6 $ 1,523,000 $ 253,833 $ 190,000
Durham, North Carolina 6 $ 1,192,000 $ 198,666 $ 81,000
Wake, North Carolina 6 $ 2,582,000 $ 430,333 $ 337,000
Charleston, South Carolina 6 $ 3,936,000 $ 656,000 $ 266,000
Fairfax, Virginia 6 $ 2,591,000 $ 431,833 $ 349,000
King, Washington 6 $ 2,896,000 $ 482,666 $ 185,000
District of Columbia, District Of Columbia 5 $ 3,186,000 $ 637,200 $ 188,000
Brevard, Florida 5 $ 672,000 $ 134,400 $ 113,000
Lake, Illinois 5 $ 2,011,000 $ 402,200 $ 398,000
Barnstable, Massachusetts 5 $ 1,795,000 $ 359,000 $ 247,000
Clark, Nevada 5 $ 1,615,000 $ 323,000 $ 111,000
Mercer, New Jersey 5 $ 1,713,000 $ 342,600 $ 196,000
Beaufort, South Carolina 5 $ 2,502,000 $ 500,400 $ 253,000
Virginia Beach, Virginia 5 $ 1,276,000 $ 255,200 $ 100,000
Shelby, Alabama 4 $ 654,000 $ 163,500 $ 122,000
Denver, Colorado 4 $ 1,056,000 $ 264,000 $ 129,000
El Paso, Colorado 4 $ 1,049,000 $ 262,250 $ 185,000
Seminole, Florida 4 $ 1,198,000 $ 299,500 $ 195,000
Allen, Indiana 4 $ 549,000 $ 137,250 $ 93,000
Jefferson, Kentucky 4 $ 2,038,000 $ 509,500 $ 590,000
Norfolk, Massachusetts 4 $ 1,033,000 $ 258,250 $ 122,000
Macomb, Michigan 4 $ 570,000 $ 142,500 $ 77,000
Muskegon, Michigan 4 $ 563,000 $ 140,750 $ 69,000
Burlington, New Jersey 4 $ 834,000 $ 208,500 $ 164,000
New York, New York 4 $ 3,546,000 $ 886,500 $ 344,000
Jackson, North Carolina 4 $ 1,361,000 $ 340,250 $ 193,000
Montgomery, Pennsylvania 4 $ 2,402,000 $ 600,500 $ 289,000
Denton, Texas 4 $ 1,598,000 $ 399,500 $ 175,000
Fort Bend, Texas 4 $ 1,455,000 $ 363,750 $ 326,000
Jefferson, Alabama 3 $ 1,100,000 $ 366,666 $ 192,000
Jefferson, Colorado 3 $ 686,000 $ 228,666 $ 62,000
Lake, Florida 3 $ 1,212,000 $ 404,000 $ 135,000
Leon, Florida 3 $ 464,000 $ 154,666 $ 62,000
Marion, Florida 3 $ 1,393,000 $ 464,333 $ 178,000
Nassau, Florida 3 $ 994,000 $ 331,333 $ 158,000
Chatham, Georgia 3 $ 967,000 $ 322,333 $ 96,000
Clarke, Georgia 3 $ 1,195,000 $ 398,333 $ 180,000
Muscogee, Georgia 3 $ 1,260,000 $ 420,000 $ 168,000
Will, Illinois 3 $ 1,040,000 $ 346,666 $ 135,000
Brown, Indiana 3 $ 496,000 $ 165,333 $ 94,000
East Baton Rouge, Louisiana 3 $ 402,000 $ 134,000 $ 143,000
Orleans, Louisiana 3 $ 1,139,000 $ 379,666 $ 178,000
Hennepin, Minnesota 3 $ 1,350,000 $ 450,000 $ 255,000
St. Louis, Missouri 3 $ 1,629,000 $ 543,000 $ 299,000
Cape May, New Jersey 3 $ 1,132,000 $ 377,333 $ 151,000
Ocean, New Jersey 3 $ 1,259,000 $ 419,666 $ 240,000
Somerset, New Jersey 3 $ 555,000 $ 185,000 $ 149,000
Erie, New York 3 $ 1,115,000 $ 371,666 $ 323,000
Nassau, New York 3 $ 3,916,000 $ 1,305,333 $ 389,000
Suffolk, New York 3 $ 755,000 $ 251,666 $ 154,000
Westchester, New York 3 $ 3,175,000 $ 1,058,333 $ 531,000
Brunswick, North Carolina 3 $ 991,000 $ 330,333 $ 268,000
Catawba, North Carolina 3 $ 2,443,000 $ 814,333 $ 292,000
Henderson, North Carolina 3 $ 636,000 $ 212,000 $ 352,000
Watauga, North Carolina 3 $ 1,710,000 $ 570,000 $ 216,000
Cuyahoga, Ohio 3 $ 670,000 $ 223,333 $ 132,000
Franklin, Ohio 3 $ 783,000 $ 261,000 $ 130,000
Hamilton, Ohio 3 $ 1,002,000 $ 334,000 $ 187,000
Allegheny, Pennsylvania 3 $ 938,000 $ 312,666 $ 665,000
Chester, Pennsylvania 3 $ 813,000 $ 271,000 $ 142,000
Philadelphia, Pennsylvania 3 $ 844,000 $ 281,333 $ 97,000
Hamilton, Tennessee 3 $ 1,092,000 $ 364,000 $ 130,000
Loudon, Tennessee 3 $ 1,065,000 $ 355,000 $ 88,000
Collin, Texas 3 $ 1,836,000 $ 612,000 $ 185,000
Montgomery, Texas 3 $ 636,000 $ 212,000 $ 149,000
Summit, Utah 3 $ 1,272,000 $ 424,000 $ 124,000
Alexandria, Virginia 3 $ 1,748,000 $ 582,666 $ 169,000
Cochise, Arizona 2 $ 69,000 $ 34,500 $ 29,000
Alameda, California 2 $ 967,000 $ 483,500 $ 235,000
Marin, California 2 $ 1,000,000 $ 500,000 $ 155,000
San Bernardino, California 2 $ 790,000 $ 395,000 $ 200,000
San Mateo, California 2 $ 1,014,000 $ 507,000 $ 108,000
Eagle, Colorado 2 $ 802,000 $ 401,000 $ 298,000
Pitkin, Colorado 2 $ 5,110,000 $ 2,555,000 $ 641,000
Charlotte, Florida 2 $ 418,000 $ 209,000 $ 107,000
Citrus, Florida 2 $ 230,000 $ 115,000 $ 58,000
Okaloosa, Florida 2 $ 393,000 $ 196,500 $ 135,000
Osceola, Florida 2 $ 310,000 $ 155,000 $ 79,000
Sumter, Florida 2 $ 319,000 $ 159,500 $ 59,000
Cherokee, Georgia 2 $ 825,000 $ 412,500 $ 247,000
Henry, Georgia 2 $ 395,000 $ 197,500 $ 91,000
Oconee, Georgia 2 $ 450,000 $ 225,000 $ 82,000
Boone, Illinois 2 $ 498,000 $ 249,000 $ 341,000
McHenry, Illinois 2 $ 450,000 $ 225,000 $ 275,000
Peoria, Illinois 2 $ 1,382,000 $ 691,000 $ 269,000
Hendricks, Indiana 2 $ 228,000 $ 114,000 $ 47,000
St. Joseph, Indiana 2 $ 456,000 $ 228,000 $ 281,000
Baltimore, Maryland 2 $ 1,146,000 $ 573,000 $ 183,000
Baltimore City, Maryland 2 $ 461,000 $ 230,500 $ 184,000
Suffolk, Massachusetts 2 $ 549,000 $ 274,500 $ 172,000
Antrim, Michigan 2 $ 273,000 $ 136,500 $ 290,000
Charlevoix, Michigan 2 $ 2,200,000 $ 1,100,000 $ 678,000
Emmet, Michigan 2 $ 707,000 $ 353,500 $ 713,000
Genesee, Michigan 2 $ 492,000 $ 246,000 $ 174,000
Grand Traverse, Michigan 2 $ 1,140,000 $ 570,000 $ 348,000
Kent, Michigan 2 $ 544,000 $ 272,000 $ 216,000
Monroe, Michigan 2 $ 435,000 $ 217,500 $ 191,000
St. Louis City, Missouri 2 $ 1,264,000 $ 632,000 $ 373,000
Hillsborough, New Hampshire 2 $ 700,000 $ 350,000 $ 164,000
Bergen, New Jersey 2 $ 960,000 $ 480,000 $ 250,000
Essex, New Jersey 2 $ 1,065,000 $ 532,500 $ 264,000
Gloucester, New Jersey 2 $ 388,000 $ 194,000 $ 107,000
Hunterdon, New Jersey 2 $ 261,000 $ 130,500 $ 155,000
Morris, New Jersey 2 $ 653,000 $ 326,500 $ 213,000
Orange, New York 2 $ 440,000 $ 220,000 $ 74,000
Buncombe, North Carolina 2 $ 501,000 $ 250,500 $ 144,000
Forsyth, North Carolina 2 $ 392,000 $ 196,000 $ 132,000
New Hanover, North Carolina 2 $ 1,616,000 $ 808,000 $ 343,000
Orange, North Carolina 2 $ 390,000 $ 195,000 $ 63,000
Butler, Ohio 2 $ 634,000 $ 317,000 $ 170,000
Lake, Ohio 2 $ 856,000 $ 428,000 $ 112,000
Medina, Ohio 2 $ 613,000 $ 306,500 $ 102,000
Deschutes, Oregon 2 $ 570,000 $ 285,000 $ 66,000
Washington, Oregon 2 $ 860,000 $ 430,000 $ 176,000
Greenville, South Carolina 2 $ 496,000 $ 248,000 $ 71,000
Horry, South Carolina 2 $ 232,000 $ 116,000 $ 30,000
Fayette, Tennessee 2 $ 519,000 $ 259,500 $ 103,000
Rhea, Tennessee 2 $ 584,000 $ 292,000 $ 338,000
Rutherford, Tennessee 2 $ 293,000 $ 146,500 $ 63,000
Sullivan, Tennessee 2 $ 645,000 $ 322,500 $ 168,000
Williamson, Tennessee 2 $ 764,000 $ 382,000 $ 110,000
Galveston, Texas 2 $ 464,000 $ 232,000 $ 147,000
Tarrant, Texas 2 $ 650,000 $ 325,000 $ 130,000
Windham, Vermont 2 $ 401,000 $ 200,500 $ 48,000
Goochland, Virginia 2 $ 1,050,000 $ 525,000 $ 212,000
Loudoun, Virginia 2 $ 574,000 $ 287,000 $ 157,000
Kitsap, Washington 2 $ 683,000 $ 341,500 $ 136,000
Marquette, Wisconsin 2 $ 611,000 $ 305,500 $ 436,000
Baldwin, Alabama 1 $ 1,471,000 $ 1,471,000 $ 277,000
Elmore, Alabama 1 $ 607,000 $ 607,000 $ 141,000
Madison, Alabama 1 $ 270,000 $ 270,000 $ 149,000
Mobile, Alabama 1 $ 280,000 $ 280,000 $ 306,000
Winston, Alabama 1 $ 100,000 $ 100,000 $ 36,000
Coconino, Arizona 1 $ 382,000 $ 382,000 $ 162,000
Gila, Arizona 1 $ 123,000 $ 123,000 $ 66,000
Pima, Arizona 1 $ 65,000 $ 65,000 $ 48,000
Benton, Arkansas 1 $ 375,000 $ 375,000 $ 198,000
Garland, Arkansas 1 $ 230,000 $ 230,000 $ 194,000
Lonoke, Arkansas 1 $ 235,000 $ 235,000 $ 200,000
Butte, California 1 $ 76,000 $ 76,000 $ 41,000
Contra Costa, California 1 $ 910,000 $ 910,000 $ 254,000
Kings, California 1 $ 110,000 $ 110,000 $ 80,000
Orange, California 1 $ 168,000 $ 168,000 $ 261,000
Placer, California 1 $ 764,000 $ 764,000 $ 538,000
San Francisco, California 1 $ 726,000 $ 726,000 $ 435,000
Santa Barbara, California 1 $ 580,000 $ 580,000 $ 2,312,000
Solano, California 1 $ 250,000 $ 250,000 $ 77,000
Sonoma, California 1 $ 417,000 $ 417,000 $ 106,000
Stanislaus, California 1 $ 204,000 $ 204,000 $ 77,000
Sutter, California 1 $ 232,000 $ 232,000 $ 84,000
Ventura, California 1 $ 250,000 $ 250,000 $ 96,000
Arapahoe, Colorado 1 $ 640,000 $ 640,000 $ 650,000
Broomfield, Colorado 1 $ 194,000 $ 194,000 $ 52,000
Douglas, Colorado 1 $ 291,000 $ 291,000 $ 93,000
Grand, Colorado 1 $ 456,000 $ 456,000 $ 238,000
Huerfano, Colorado 1 $ 129,000 $ 129,000 $ 38,000
Lake, Colorado 1 $ 300,000 $ 300,000 $ 70,000
Mesa, Colorado 1 $ 417,000 $ 417,000 $ 289,000
Park, Colorado 1 $ 137,000 $ 137,000 $ 145,000
Summit, Colorado 1 $ 286,000 $ 286,000 $ 111,000
New London, Connecticut 1 $ 161,000 $ 161,000 $ 76,000
New Castle, Delaware 1 $ 151,000 $ 151,000 $ 183,000
Sussex, Delaware 1 $ 160,000 $ 160,000 $ 34,000
Bay, Florida 1 $ 140,000 $ 140,000 $ 138,000
Clay, Florida 1 $ 84,000 $ 84,000 $ 81,000
Escambia, Florida 1 $ 1,025,000 $ 1,025,000 $ 450,000
Hernando, Florida 1 $ 157,000 $ 157,000 $ 125,000
Indian River, Florida 1 $ 50,000 $ 50,000 $ 44,000
Monroe, Florida 1 $ 300,000 $ 300,000 $ 132,000
Polk, Florida 1 $ 88,000 $ 88,000 $ 45,000
Putnam, Florida 1 $ 167,000 $ 167,000 $ 238,000
Wakulla, Florida 1 $ 61,000 $ 61,000 $ 80,000
Walton, Florida 1 $ 881,000 $ 881,000 $ 96,000
Bryan, Georgia 1 $ 680,000 $ 680,000 $ 1,200,000
Coweta, Georgia 1 $ 84,000 $ 84,000 $ 141,000
Dougherty, Georgia 1 $ 56,000 $ 56,000 $ 50,000
Forsyth, Georgia 1 $ 213,000 $ 213,000 $ 82,000
Gilmer, Georgia 1 $ 127,000 $ 127,000 $ 127,000
Greene, Georgia 1 $ 285,000 $ 285,000 $ 204,000
Hall, Georgia 1 $ 1,000,000 $ 1,000,000 $ 240,000
McDuffie, Georgia 1 $ 370,000 $ 370,000 $ 140,000
Pierce, Georgia 1 $ 87,000 $ 87,000 $ 44,000
Rabun, Georgia 1 $ 290,000 $ 290,000 $ 146,000
Stephens, Georgia 1 $ 60,000 $ 60,000 $ 384,000
White, Georgia 1 $ 96,000 $ 96,000 $ 55,000
Honolulu, Hawaii 1 $ 3,500,000 $ 3,500,000 $ 796,000
Kauai, Hawaii 1 $ 360,000 $ 360,000 $ 132,000
Ada, Idaho 1 $ 378,000 $ 378,000 $ 114,000
Kootenai, Idaho 1 $ 1,500,000 $ 1,500,000 $ 342,000
Kane, Illinois 1 $ 63,000 $ 63,000 $ 160,000
Marshall, Illinois 1 $ 390,000 $ 390,000 $ 71,000
Rock Island, Illinois 1 $ 340,000 $ 340,000 $ 223,000
St. Clair, Illinois 1 $ 105,000 $ 105,000 $ 38,000
Tazewell, Illinois 1 $ 632,000 $ 632,000 $ 193,000
Winnebago, Illinois 1 $ 82,000 $ 82,000 $ 37,000
Bartholomew, Indiana 1 $ 279,000 $ 279,000 $ 58,000
DeKalb, Indiana 1 $ 56,000 $ 56,000 $ 54,000
Elkhart, Indiana 1 $ 116,000 $ 116,000 $ 87,000
Hancock, Indiana 1 $ 360,000 $ 360,000 $ 135,000
Johnson, Indiana 1 $ 251,000 $ 251,000 $ 517,000
Lake, Indiana 1 $ 90,000 $ 90,000 $ 35,000
Morgan, Indiana 1 $ 138,000 $ 138,000 $ 138,000
Starke, Indiana 1 $ 500,000 $ 500,000 $ 542,000
Vigo, Indiana 1 $ 600,000 $ 600,000 $ 1,400,000
Black Hawk, Iowa 1 $ 74,000 $ 74,000 $ 25,000
Cerro Gordo, Iowa 1 $ 447,000 $ 447,000 $ 180,000
Cowley, Kansas 1 $ 72,000 $ 72,000 $ 63,000
Ellsworth, Kansas 1 $ 37,000 $ 37,000 $ 39,000
Osage, Kansas 1 $ 50,000 $ 50,000 $ 18,000
Riley, Kansas 1 $ 558,000 $ 558,000 $ 179,000
Saline, Kansas 1 $ 200,000 $ 200,000 $ 144,000
Shawnee, Kansas 1 $ 95,000 $ 95,000 $ 55,000
Boyle, Kentucky 1 $ 250,000 $ 250,000 $ 181,000
Jessamine, Kentucky 1 $ 642,000 $ 642,000 $ 1,139,000
Marion, Kentucky 1 $ 172,000 $ 172,000 $ 134,000
Ohio, Kentucky 1 $ 52,000 $ 52,000 $ 37,000
Trigg, Kentucky 1 $ 398,000 $ 398,000 $ 86,000
Caddo, Louisiana 1 $ 639,000 $ 639,000 $ 167,000
Jefferson, Louisiana 1 $ 123,000 $ 123,000 $ 58,000
Lafayette, Louisiana 1 $ 1,050,000 $ 1,050,000 $ 368,000
York, Maine 1 $ 166,000 $ 166,000 $ 67,000
Worcester, Maryland 1 $ 135,000 $ 135,000 $ 79,000
Essex, Massachusetts 1 $ 400,000 $ 400,000 $ 235,000
Hampden, Massachusetts 1 $ 120,000 $ 120,000 $ 137,000
Calhoun, Michigan 1 $ 350,000 $ 350,000 $ 508,000
Clinton, Michigan 1 $ 518,000 $ 518,000 $ 139,000
Ingham, Michigan 1 $ 860,000 $ 860,000 $ 467,000
Jackson, Michigan 1 $ 110,000 $ 110,000 $ 54,000
Kalamazoo, Michigan 1 $ 121,000 $ 121,000 $ 71,000
Kalkaska, Michigan 1 $ 274,000 $ 274,000 $ 82,000
Leelanau, Michigan 1 $ 237,000 $ 237,000 $ 121,000
Livingston, Michigan 1 $ 285,000 $ 285,000 $ 359,000
Otsego, Michigan 1 $ 425,000 $ 425,000 $ 350,000
Ottawa, Michigan 1 $ 122,000 $ 122,000 $ 48,000
Saginaw, Michigan 1 $ 259,000 $ 259,000 $ 129,000
Shiawassee, Michigan 1 $ 100,000 $ 100,000 $ 64,000
St. Clair, Michigan 1 $ 45,000 $ 45,000 $ 151,000
Ramsey, Minnesota 1 $ 165,000 $ 165,000 $ 166,000
Scott, Minnesota 1 $ 1,324,000 $ 1,324,000 $ 908,000
St. Louis, Minnesota 1 $ 139,000 $ 139,000 $ 45,000
Steele, Minnesota 1 $ 100,000 $ 100,000 $ 31,000
DeSoto, Mississippi 1 $ 61,000 $ 61,000 $ 98,000
Lafayette, Mississippi 1 $ 840,000 $ 840,000 $ 0
Lamar, Mississippi 1 $ 108,000 $ 108,000 $ 60,000
Cape Girardeau, Missouri 1 $ 591,000 $ 591,000 $ 400,000
Scott, Missouri 1 $ 96,000 $ 96,000 $ 54,000
St. Charles, Missouri 1 $ 211,000 $ 211,000 $ 48,000
Cascade, Montana 1 $ 174,000 $ 174,000 $ 95,000
Flathead, Montana 1 $ 1,330,000 $ 1,330,000 $ 400,000
Buffalo, Nebraska 1 $ 100,000 $ 100,000 $ 62,000
Douglas, Nebraska 1 $ 165,000 $ 165,000 $ 244,000
Rockingham, New Hampshire 1 $ 647,000 $ 647,000 $ 192,000
Camden, New Jersey 1 $ 180,000 $ 180,000 $ 79,000
Hudson, New Jersey 1 $ 350,000 $ 350,000 $ 230,000
Monmouth, New Jersey 1 $ 70,000 $ 70,000 $ 82,000
Sussex, New Jersey 1 $ 52,000 $ 52,000 $ 197,000
Santa Fe, New Mexico 1 $ 268,000 $ 268,000 $ 126,000
Fulton, New York 1 $ 800,000 $ 800,000 $ 70,000
Queens, New York 1 $ 240,000 $ 240,000 $ 72,000
Rockland, New York 1 $ 140,000 $ 140,000 $ 94,000
Carteret, North Carolina 1 $ 376,000 $ 376,000 $ 156,000
Dare, North Carolina 1 $ 780,000 $ 780,000 $ 564,000
Gaston, North Carolina 1 $ 168,000 $ 168,000 $ 58,000
Graham, North Carolina 1 $ 92,000 $ 92,000 $ 40,000
Johnston, North Carolina 1 $ 170,000 $ 170,000 $ 61,000
Lee, North Carolina 1 $ 70,000 $ 70,000 $ 46,000
Lincoln, North Carolina 1 $ 410,000 $ 410,000 $ 82,000
McDowell, North Carolina 1 $ 1,300,000 $ 1,300,000 $ 2,561,000
Moore, North Carolina 1 $ 175,000 $ 175,000 $ 63,000
Randolph, North Carolina 1 $ 152,000 $ 152,000 $ 53,000
Rockingham, North Carolina 1 $ 240,000 $ 240,000 $ 223,000
Rowan, North Carolina 1 $ 325,000 $ 325,000 $ 116,000
Surry, North Carolina 1 $ 75,000 $ 75,000 $ 40,000
Yadkin, North Carolina 1 $ 295,000 $ 295,000 $ 76,000
Fairfield, Ohio 1 $ 166,000 $ 166,000 $ 37,000
Licking, Ohio 1 $ 122,000 $ 122,000 $ 48,000
Lorain, Ohio 1 $ 264,000 $ 264,000 $ 618,000
Mahoning, Ohio 1 $ 80,000 $ 80,000 $ 16,000
Ottawa, Ohio 1 $ 324,000 $ 324,000 $ 125,000
Summit, Ohio 1 $ 564,000 $ 564,000 $ 228,000
Warren, Ohio 1 $ 138,000 $ 138,000 $ 35,000
Wayne, Ohio 1 $ 231,000 $ 231,000 $ 146,000
Woodward, Oklahoma 1 $ 129,000 $ 129,000 $ 66,000
Erie, Pennsylvania 1 $ 417,000 $ 417,000 $ 23,000
Lycoming, Pennsylvania 1 $ 86,000 $ 86,000 $ 109,000
Mercer, Pennsylvania 1 $ 88,000 $ 88,000 $ 55,000
Georgetown, South Carolina 1 $ 583,000 $ 583,000 $ 364,000
Lancaster, South Carolina 1 $ 127,000 $ 127,000 $ 85,000
Oconee, South Carolina 1 $ 514,000 $ 514,000 $ 242,000
Spartanburg, South Carolina 1 $ 497,000 $ 497,000 $ 425,000
Pennington, South Dakota 1 $ 120,000 $ 120,000 $ 49,000
Jefferson, Tennessee 1 $ 151,000 $ 151,000 $ 53,000
Monroe, Tennessee 1 $ 594,000 $ 594,000 $ 135,000
Montgomery, Tennessee 1 $ 164,000 $ 164,000 $ 62,000
Sevier, Tennessee 1 $ 240,000 $ 240,000 $ 104,000
Sumner, Tennessee 1 $ 417,000 $ 417,000 $ 242,000
Wilson, Tennessee 1 $ 341,000 $ 341,000 $ 100,000
Aransas, Texas 1 $ 178,000 $ 178,000 $ 80,000
Chambers, Texas 1 $ 115,000 $ 115,000 $ 99,000
Comal, Texas 1 $ 232,000 $ 232,000 $ 76,000
Cooke, Texas 1 $ 125,000 $ 125,000 $ 348,000
Erath, Texas 1 $ 93,000 $ 93,000 $ 55,000
Grayson, Texas 1 $ 544,000 $ 544,000 $ 407,000
Guadalupe, Texas 1 $ 697,000 $ 697,000 $ 141,000
Hardin, Texas 1 $ 308,000 $ 308,000 $ 333,000
Hays, Texas 1 $ 181,000 $ 181,000 $ 1,494,000
Henderson, Texas 1 $ 223,000 $ 223,000 $ 169,000
Hidalgo, Texas 1 $ 157,000 $ 157,000 $ 57,000
Jefferson, Texas 1 $ 600,000 $ 600,000 $ 263,000
Johnson, Texas 1 $ 202,000 $ 202,000 $ 300,000
Llano, Texas 1 $ 575,000 $ 575,000 $ 223,000
Matagorda, Texas 1 $ 200,000 $ 200,000 $ 270,000
McLennan, Texas 1 $ 135,000 $ 135,000 $ 89,000
Parker, Texas 1 $ 160,000 $ 160,000 $ 49,000
Smith, Texas 1 $ 592,000 $ 592,000 $ 186,000
Washington, Texas 1 $ 186,000 $ 186,000 $ 43,000
Webb, Texas 1 $ 237,000 $ 237,000 $ 72,000
Williamson, Texas 1 $ 249,000 $ 249,000 $ 328,000
Wasatch, Utah 1 $ 2,300,000 $ 2,300,000 $ 835,000
Orleans, Vermont 1 $ 300,000 $ 300,000 $ 117,000
Chesterfield, Virginia 1 $ 232,000 $ 232,000 $ 138,000
Frederick, Virginia 1 $ 135,000 $ 135,000 $ 24,000
James City, Virginia 1 $ 272,000 $ 272,000 $ 51,000
Prince William, Virginia 1 $ 348,000 $ 348,000 $ 104,000
Tazewell, Virginia 1 $ 285,000 $ 285,000 $ 118,000
Pierce, Washington 1 $ 376,000 $ 376,000 $ 322,000
Spokane, Washington 1 $ 200,000 $ 200,000 $ 175,000
Thurston, Washington 1 $ 202,000 $ 202,000 $ 325,000
Kanawha, West Virginia 1 $ 93,000 $ 93,000 $ 41,000
Brown, Wisconsin 1 $ 92,000 $ 92,000 $ 34,000
Calumet, Wisconsin 1 $ 189,000 $ 189,000 $ 211,000
Racine, Wisconsin 1 $ 393,000 $ 393,000 $ 152,000
Richland, Wisconsin 1 $ 212,000 $ 212,000 $ 216,000
Walworth, Wisconsin 1 $ 700,000 $ 700,000 $ 212,000
Winnebago, Wisconsin 1 $ 61,000 $ 61,000 $ 86,000
Laramie, Wyoming 1 $ 250,000 $ 250,000 $ 88,000
Park, Wyoming 1 $ 126,000 $ 126,000 $ 103,000
Teton, Wyoming 1 $ 480,000 $ 480,000 $ 270,000

Mortgage Loan Application Detail Totals for Raymond James Bank N.A. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 876 $348,968,000 $398,000 $4,500,000 $210,000 $2,561,000
Home Purchase 412 $168,756,000 $409,000 $8,700,000 $212,000 $2,312,000
Home Improvement 14 $11,609,000 $829,000 $8,200,000 $131,000 $326,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,030 $405,748,000 $393,000 $5,000,000 $209,000 $2,561,000
Not Provided 191 $75,460,000 $395,000 $4,500,000 $219,000 $2,000,000
Hispanic 38 $14,799,000 $389,000 $1,823,000 $197,000 $1,538,000
Asian 21 $9,819,000 $467,000 $1,520,000 $199,000 $618,000
Black or African American 14 $4,627,000 $330,000 $1,048,000 $181,000 $950,000
Native Hawaiian or Other Pacific Islander 5 $1,330,000 $266,000 $376,000 $122,000 $198,000
Not applicable 2 $16,900,000 $8,450,000 $8,700,000 $0 $0
American Indian or Alaskan Native 1 $650,000 $650,000 $650,000 $661,000 $661,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,255 $521,643,000 $415,000 $8,700,000 $215,000 $2,561,000
FHA-insured (Federal Housing Administration) 36 $5,105,000 $141,000 $387,000 $63,000 $140,000
VA-guaranteed (Veterans Administration) 11 $2,585,000 $235,000 $463,000 $82,000 $189,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 820 $330,214,000 $402,000 $8,700,000 $212,000 $2,312,000
Application Denied By Financial Institution 226 $96,315,000 $426,000 $4,500,000 $193,000 $2,561,000
Application Withdrawn By Applicant 170 $67,301,000 $395,000 $5,000,000 $224,000 $1,434,000
File Closed For Incompleteness 52 $22,016,000 $423,000 $2,000,000 $217,000 $943,000
Loan Purchased By The Institution 31 $12,186,000 $393,000 $1,324,000 $158,000 $908,000
Application Approved But Not Accepted 3 $1,301,000 $433,000 $642,000 $461,000 $1,139,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 69 $36,023,000 $522,000 $4,500,000 $281,000 $2,000,000
Debt-To-Income Ratio 67 $26,606,000 $397,000 $3,000,000 $79,000 $409,000
Credit History 40 $13,066,000 $326,000 $1,050,000 $180,000 $661,000
Other 26 $8,705,000 $334,000 $1,816,000 $262,000 $2,561,000
Credit Application Incomplete 8 $4,522,000 $565,000 $1,200,000 $266,000 $514,000
Insufficient Cash (Downpayment, Closing Cost) 7 $3,951,000 $564,000 $1,400,000 $200,000 $738,000
Employment History 5 $1,683,000 $336,000 $900,000 $193,000 $350,000
Unverifiable Information 4 $1,759,000 $439,000 $881,000 $85,000 $99,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank N.A.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Raymond James Bank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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