Raymond James Bank Mortgage Lending & HMDA Data, 2013

In 2013, Raymond James Bank of Saint Petersburg, FL reported 1,304 mortgage applications totaling $587.7 million. The average application was for $450,694, and applicants reported an average income of $246,006. 65% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (240), Houston-Sugar Land-Baytown, TX (43) and Atlanta-Sandy Springs-Marietta, GA (38) (applications in parentheses).

Mortgage Company & Address Raymond James Bank
710 Carillon Parkway
Saint Petersburg, FL 33716
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,304
Total Mortgage Loan Application Amount $587,705,000
Average Mortgage Loan Application Amount $450,694
Highest Mortgage Loan Application Amount $11,050,000
Average Applicant Income $246,006
Highest Applicant Income $3,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Raymond James Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Raymond James Bank by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Tampa-St. Petersburg-Clearwater, FL 240 $ 81,618,000 $ 340,075 $ 151,000
Houston-Sugar Land-Baytown, TX 43 $ 20,833,000 $ 484,488 $ 293,000
Atlanta-Sandy Springs-Marietta, GA 38 $ 15,110,000 $ 397,631 $ 231,000
Nashville-Davidson--Murfreesboro--Franklin, TN 38 $ 16,243,000 $ 427,447 $ 174,000
Los Angeles-Long Beach-Glendale, CA 36 $ 33,664,000 $ 935,111 $ 631,000
Miami-Miami Beach-Kendall, FL 31 $ 22,515,000 $ 726,290 $ 427,000
Dallas-Plano-Irving, TX 25 $ 15,078,000 $ 603,120 $ 361,000
West Palm Beach-Boca Raton-Boynton Beach, FL 25 $ 10,713,000 $ 428,520 $ 259,000
Jacksonville, FL 24 $ 10,556,000 $ 439,833 $ 237,000
Phoenix-Mesa-Glendale, AZ 22 $ 19,257,000 $ 875,318 $ 216,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 22 $ 9,205,000 $ 418,409 $ 247,181
Knoxville, TN 21 $ 7,786,000 $ 370,761 $ 143,000
Chicago-Joliet-Naperville, IL 20 $ 9,067,000 $ 453,350 $ 271,000
Austin-Round Rock-San Marcos, TX 19 $ 8,077,000 $ 425,105 $ 288,000
Naples-Marco Island, FL 18 $ 7,489,000 $ 416,055 $ 246,000
New York-White Plains-Wayne, NY-NJ 18 $ 12,203,000 $ 677,944 $ 427,222
Philadelphia, PA 17 $ 5,941,000 $ 349,470 $ 306,000
Indianapolis-Carmel, IN 15 $ 4,356,000 $ 290,400 $ 187,000
Cape Coral-Fort Myers, FL 14 $ 5,832,000 $ 416,571 $ 140,000
Birmingham-Hoover, AL 13 $ 4,065,000 $ 312,692 $ 196,000
Charlotte-Gastonia-Rock Hill, NC-SC 13 $ 5,944,000 $ 457,230 $ 240,000
Denver-Aurora-Broomfield, CO 13 $ 6,491,000 $ 499,307 $ 261,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 13 $ 4,636,000 $ 356,615 $ 163,000
Lake County-Kenosha County, IL-WI 12 $ 7,110,000 $ 592,500 $ 345,000
Seattle-Bellevue-Everett, WA 12 $ 10,128,000 $ 844,000 $ 458,000
St. Louis, MO-IL 12 $ 2,250,000 $ 187,500 $ 149,000
North Port-Bradenton-Sarasota, FL 11 $ 4,294,000 $ 390,363 $ 237,000
Portland-Vancouver-Hillsboro, OR-WA 11 $ 5,236,000 $ 476,000 $ 246,181
Warren-Troy-Farmington Hills, MI 11 $ 3,040,000 $ 276,363 $ 129,000
Charleston-North Charleston-Summerville, SC 10 $ 4,753,000 $ 475,300 $ 230,000
Huntsville, AL 10 $ 2,467,000 $ 246,700 $ 194,000
San Francisco-San Mateo-Redwood City, CA 10 $ 11,497,000 $ 1,149,700 $ 589,000
Greensboro-High Point, NC 9 $ 2,225,000 $ 247,222 $ 115,000
Memphis, TN-MS-AR 9 $ 2,958,000 $ 328,666 $ 198,444
Nassau-Suffolk, NY 9 $ 4,212,000 $ 468,000 $ 263,000
Riverside-San Bernardino-Ontario, CA 9 $ 3,827,000 $ 425,222 $ 217,000
Bridgeport-Stamford-Norwalk, CT 8 $ 6,202,000 $ 775,250 $ 509,000
Camden, NJ 8 $ 2,370,000 $ 296,250 $ 228,000
Orlando-Kissimmee-Sanford, FL 8 $ 3,884,000 $ 485,500 $ 165,000
Chattanooga, TN-GA 7 $ 1,789,000 $ 255,571 $ 205,285
Edison-New Brunswick, NJ 7 $ 7,146,000 $ 1,020,857 $ 313,000
Oakland-Fremont-Hayward, CA 7 $ 5,348,000 $ 764,000 $ 244,000
San Diego-Carlsbad-San Marcos, CA 7 $ 6,581,000 $ 940,142 $ 279,000
San Jose-Sunnyvale-Santa Clara, CA 7 $ 6,049,000 $ 864,142 $ 274,000
Santa Ana-Anaheim-Irvine, CA 7 $ 6,661,000 $ 951,571 $ 652,000
Wichita, KS 7 $ 493,000 $ 70,428 $ 242,000
Durham-Chapel Hill, NC 6 $ 1,608,000 $ 268,000 $ 178,000
Louisville/Jefferson County, KY-IN 6 $ 4,968,000 $ 828,000 $ 273,000
New Orleans-Metairie-Kenner, LA 6 $ 1,116,000 $ 186,000 $ 105,000
Peoria, IL 6 $ 1,674,000 $ 279,000 $ 186,000
Raleigh-Cary, NC 6 $ 2,637,000 $ 439,500 $ 145,000
San Antonio-New Braunfels, TX 6 $ 1,259,000 $ 209,833 $ 110,000
Baton Rouge, LA 5 $ 1,624,000 $ 324,800 $ 230,000
Cincinnati-Middletown, OH-KY-IN 5 $ 1,644,000 $ 328,800 $ 155,400
Columbus, OH 5 $ 808,000 $ 161,600 $ 132,000
Deltona-Daytona Beach-Ormond Beach, FL 5 $ 1,572,000 $ 314,400 $ 260,000
Detroit-Livonia-Dearborn, MI 5 $ 903,000 $ 180,600 $ 82,000
Minneapolis-St. Paul-Bloomington, MN-WI 5 $ 1,476,000 $ 295,200 $ 92,400
Virginia Beach-Norfolk-Newport News, VA-NC 5 $ 3,325,000 $ 665,000 $ 205,400
Baltimore-Towson, MD 4 $ 1,788,000 $ 447,000 $ 297,000
Bethesda-Rockville-Frederick, MD 4 $ 3,024,000 $ 756,000 $ 236,000
Boston-Quincy, MA 4 $ 1,806,000 $ 451,500 $ 176,000
Greenville-Mauldin-Easley, SC 4 $ 729,000 $ 182,250 $ 137,000
Hickory-Lenoir-Morganton, NC 4 $ 2,831,000 $ 707,750 $ 364,000
Mobile, AL 4 $ 560,000 $ 140,000 $ 76,000
Newark-Union, NJ-PA 4 $ 3,146,000 $ 786,500 $ 813,000
Panama City-Lynn Haven-Panama City Beach, FL 4 $ 1,260,000 $ 315,000 $ 192,000
Sacramento--Arden-Arcade--Roseville, CA 4 $ 2,520,000 $ 630,000 $ 323,000
Sebastian-Vero Beach, FL 4 $ 2,984,000 $ 746,000 $ 769,000
Tallahassee, FL 4 $ 632,000 $ 158,000 $ 73,000
Tucson, AZ 4 $ 859,000 $ 214,750 $ 166,000
Wilmington, NC 4 $ 1,661,000 $ 415,250 $ 151,000
Asheville, NC 3 $ 713,000 $ 237,666 $ 360,000
Cleveland-Elyria-Mentor, OH 3 $ 726,000 $ 242,000 $ 244,000
Danville, IL 3 $ 363,000 $ 121,000 $ 119,000
Kansas City, MO-KS 3 $ 1,735,000 $ 578,333 $ 460,000
Las Vegas-Paradise, NV 3 $ 1,463,000 $ 487,666 $ 250,000
Lexington-Fayette, KY 3 $ 1,017,000 $ 339,000 $ 185,000
Little Rock-North Little Rock-Conway, AR 3 $ 591,000 $ 197,000 $ 73,000
Palm Bay-Melbourne-Titusville, FL 3 $ 1,216,000 $ 405,333 $ 151,000
Pensacola-Ferry Pass-Brent, FL 3 $ 1,018,000 $ 339,333 $ 106,000
Punta Gorda, FL 3 $ 1,213,000 $ 404,333 $ 109,000
Santa Fe, NM 3 $ 1,978,000 $ 659,333 $ 349,000
Tuscaloosa, AL 3 $ 336,000 $ 112,000 $ 101,000
Youngstown-Warren-Boardman, OH-PA 3 $ 938,000 $ 312,666 $ 193,333
Akron, OH 2 $ 496,000 $ 248,000 $ 181,000
Albuquerque, NM 2 $ 999,000 $ 499,500 $ 349,000
Allentown-Bethlehem-Easton, PA-NJ 2 $ 300,000 $ 150,000 $ 124,000
Ann Arbor, MI 2 $ 315,000 $ 157,500 $ 125,000
Atlantic City-Hammonton, NJ 2 $ 1,226,000 $ 613,000 $ 323,000
Cambridge-Newton-Framingham, MA 2 $ 1,713,000 $ 856,500 $ 270,000
Columbia, SC 2 $ 263,000 $ 131,500 $ 75,000
Columbus, GA-AL 2 $ 850,000 $ 425,000 $ 169,500
Corpus Christi, TX 2 $ 395,000 $ 197,500 $ 127,000
Gainesville, FL 2 $ 503,000 $ 251,500 $ 109,000
Grand Rapids-Wyoming, MI 2 $ 1,117,000 $ 558,500 $ 215,000
Honolulu, HI 2 $ 1,279,000 $ 639,500 $ 189,000
Jackson, MS 2 $ 712,000 $ 356,000 $ 77,000
Lafayette, LA 2 $ 763,000 $ 381,500 $ 75,000
Lakeland-Winter Haven, FL 2 $ 266,000 $ 133,000 $ 289,000
Milwaukee-Waukesha-West Allis, WI 2 $ 766,000 $ 383,000 $ 190,000
Ocala, FL 2 $ 345,000 $ 172,500 $ 108,000
Omaha-Council Bluffs, NE-IA 2 $ 586,000 $ 293,000 $ 425,000
Oxnard-Thousand Oaks-Ventura, CA 2 $ 1,888,000 $ 944,000 $ 250,000
Pittsburgh, PA 2 $ 199,000 $ 99,500 $ 172,000
Port St. Lucie, FL 2 $ 282,000 $ 141,000 $ 76,000
Prescott, AZ 2 $ 623,000 $ 311,500 $ 128,000
Reno-Sparks, NV 2 $ 1,099,000 $ 549,500 $ 263,000
Richmond, VA 2 $ 328,000 $ 164,000 $ 78,000
Salinas, CA 2 $ 1,307,000 $ 653,500 $ 199,000
Salt Lake City, UT 2 $ 1,031,000 $ 515,500 $ 402,000
Santa Cruz-Watsonville, CA 2 $ 738,000 $ 369,000 $ 208,000
Savannah, GA 2 $ 840,000 $ 420,000 $ 337,000
Altoona, PA 1 $ 208,000 $ 208,000 $ 71,000
Anderson, IN 1 $ 75,000 $ 75,000 $ 65,000
Athens-Clarke County, GA 1 $ 124,000 $ 124,000 $ 42,000
Augusta-Richmond County, GA-SC 1 $ 425,000 $ 425,000 $ 243,000
Barnstable Town, MA 1 $ 963,000 $ 963,000 $ 568,000
Bend, OR 1 $ 350,000 $ 350,000 $ 205,000
Bismarck, ND 1 $ 192,000 $ 192,000 $ 144,000
Boise City-Nampa, ID 1 $ 278,000 $ 278,000 $ 390,000
Buffalo-Niagara Falls, NY 1 $ 96,000 $ 96,000 $ 45,000
College Station-Bryan, TX 1 $ 114,000 $ 114,000 $ 55,000
Crestview-Fort Walton Beach-Destin, FL 1 $ 368,000 $ 368,000 $ 71,000
Decatur, AL 1 $ 1,511,000 $ 1,511,000 $ 330,000
Fayetteville, NC 1 $ 98,000 $ 98,000 $ 62,000
Flint, MI 1 $ 185,000 $ 185,000 $ 90,000
Florence, SC 1 $ 200,000 $ 200,000 $ 89,000
Fort Wayne, IN 1 $ 135,000 $ 135,000 $ 130,000
Fort Worth-Arlington, TX 1 $ 588,000 $ 588,000 $ 421,000
Gainesville, GA 1 $ 480,000 $ 480,000 $ 244,000
Hartford-West Hartford-East Hartford, CT 1 $ 350,000 $ 350,000 $ 205,000
Hattiesburg, MS 1 $ 220,000 $ 220,000 $ 117,000
Holland-Grand Haven, MI 1 $ 244,000 $ 244,000 $ 73,000
Huntington-Ashland, WV-KY-OH 1 $ 2,050,000 $ 2,050,000 $ 1,000,000
Johnson City, TN 1 $ 164,000 $ 164,000 $ 68,000
Kalamazoo-Portage, MI 1 $ 76,000 $ 76,000 $ 48,000
Killeen-Temple-Fort Hood, TX 1 $ 542,000 $ 542,000 $ 142,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 364,000 $ 364,000 $ 320,000
Macon, GA 1 $ 552,000 $ 552,000 $ 243,000
Madison, WI 1 $ 260,000 $ 260,000 $ 300,000
Manhattan, KS 1 $ 687,000 $ 687,000 $ 169,000
Monroe, MI 1 $ 46,000 $ 46,000 $ 227,000
Montgomery, AL 1 $ 63,000 $ 63,000 $ 35,000
Myrtle Beach-North Myrtle Beach-Conway, SC 1 $ 1,000,000 $ 1,000,000 $ 73,000
Niles-Benton Harbor, MI 1 $ 1,470,000 $ 1,470,000 $ 898,000
Norwich-New London, CT 1 $ 865,000 $ 865,000 $ 250,000
Ocean City, NJ 1 $ 1,500,000 $ 1,500,000 $ 821,000
Odessa, TX 1 $ 138,000 $ 138,000 $ 14,000
Oklahoma City, OK 1 $ 158,000 $ 158,000 $ 64,000
Oshkosh-Neenah, WI 1 $ 96,000 $ 96,000 $ 98,000
Palm Coast, FL 1 $ 700,000 $ 700,000 $ 429,000
Pascagoula, MS 1 $ 110,000 $ 110,000 $ 449,000
Poughkeepsie-Newburgh-Middletown, NY 1 $ 338,000 $ 338,000 $ 122,000
Roanoke, VA 1 $ 108,000 $ 108,000 $ 51,000
Rochester, MN 1 $ 209,000 $ 209,000 $ 50,000
Saginaw-Saginaw Township North, MI 1 $ 100,000 $ 100,000 $ 59,000
Salem, OR 1 $ 811,000 $ 811,000 $ 302,000
San Luis Obispo-Paso Robles, CA 1 $ 417,000 $ 417,000 $ 175,000
Santa Barbara-Santa Maria-Goleta, CA 1 $ 1,485,000 $ 1,485,000 $ 12,000
Santa Rosa-Petaluma, CA 1 $ 700,000 $ 700,000 $ 12,000
Shreveport-Bossier City, LA 1 $ 980,000 $ 980,000 $ 1,705,000
South Bend-Mishawaka, IN-MI 1 $ 45,000 $ 45,000 $ 54,000
Springfield, IL 1 $ 63,000 $ 63,000 $ 63,000
Springfield, MA 1 $ 363,000 $ 363,000 $ 115,000
Terre Haute, IN 1 $ 99,000 $ 99,000 $ 39,000
Tulsa, OK 1 $ 115,000 $ 115,000 $ 87,000

Mortgage Loan Application Detail Totals for Raymond James Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 736 $340,789,000 $463,000 $3,780,000 $262,000 $3,500,000
Home Purchase 557 $230,606,000 $414,000 $4,850,000 $226,000 $2,703,000
Home Improvement 11 $16,310,000 $1,482,000 $11,050,000 $189,000 $761,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,042 $449,607,000 $431,000 $4,850,000 $236,000 $3,500,000
Not Provided 160 $81,496,000 $509,000 $3,780,000 $325,000 $2,511,000
Hispanic 34 $14,192,000 $417,000 $1,550,000 $235,000 $1,538,000
Asian 30 $20,775,000 $692,000 $1,620,000 $346,000 $1,572,000
Black or African American 29 $6,782,000 $233,000 $1,006,000 $134,000 $1,129,000
Native Hawaiian or Other Pacific Islander 6 $1,623,000 $270,000 $780,000 $169,000 $288,000
Not applicable 2 $13,050,000 $6,525,000 $11,050,000 $0 $0
American Indian or Alaskan Native 1 $180,000 $180,000 $180,000 $143,000 $143,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,232 $577,586,000 $468,000 $11,050,000 $257,000 $3,500,000
FHA-insured (Federal Housing Administration) 59 $7,364,000 $124,000 $265,000 $62,000 $847,000
VA-guaranteed (Veterans Administration) 13 $2,755,000 $211,000 $368,000 $72,000 $165,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 848 $375,790,000 $443,000 $11,050,000 $258,000 $3,500,000
Application Denied By Financial Institution 269 $110,468,000 $410,000 $3,360,000 $159,000 $1,862,000
Application Withdrawn By Applicant 102 $45,803,000 $449,000 $4,850,000 $296,000 $2,609,000
Loan Purchased By The Institution 67 $46,995,000 $701,000 $1,996,000 $365,000 $1,572,000
File Closed For Incompleteness 15 $7,813,000 $520,000 $2,450,000 $311,000 $900,000
Application Approved But Not Accepted 3 $836,000 $278,000 $350,000 $175,000 $295,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 77 $37,839,000 $491,000 $3,360,000 $87,000 $285,000
Collateral 69 $27,301,000 $395,000 $1,723,000 $186,000 $1,862,000
Credit History 46 $20,253,000 $440,000 $2,100,000 $199,000 $992,000
Other 35 $10,702,000 $305,000 $1,330,000 $218,000 $1,847,000
Credit Application Incomplete 17 $6,593,000 $387,000 $1,260,000 $190,000 $508,000
Unverifiable Information 10 $3,453,000 $345,000 $1,167,000 $128,000 $350,000
Employment History 8 $2,276,000 $284,000 $822,000 $153,000 $500,000
Insufficient Cash (Downpayment, Closing Cost) 7 $2,051,000 $293,000 $880,000 $109,000 $300,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Raymond James Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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