Raymond James Bank Mortgage Lending & HMDA Data, 2005
In 2005, Raymond James Bank of St Petersburg, FL reported 1,711 mortgage applications totaling $558.2 million, up 152% from 2004. The average application was for $326,244, and applicants reported an average income of $135,102. 15% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (113), Newark-Union, NJ-PA (58) and Edison, NJ (56) (applications in parentheses).
| Mortgage Company & Address | Raymond James Bank 710 Carillon Pkwy St Petersburg, FL 33716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,711 |
| Total Mortgage Loan Application Amount | $558,205,000 |
| Average Mortgage Loan Application Amount | $326,244 |
| Highest Mortgage Loan Application Amount | $2,850,000 |
| Average Applicant Income | $135,102 |
| Highest Applicant Income | $5,202,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Raymond James Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tampa-St. Petersburg-Clearwater, FL | 113 | $ 19,556,000 | $ 173,061 | $ 89,000 |
| Newark-Union, NJ-PA | 58 | $ 17,487,000 | $ 301,500 | $ 115,000 |
| Edison, NJ | 56 | $ 14,934,000 | $ 266,678 | $ 106,000 |
| Phoenix-Mesa-Scottsdale, AZ | 56 | $ 21,012,000 | $ 375,214 | $ 112,000 |
| Atlanta-Sandy Springs-Marietta, GA | 54 | $ 18,279,000 | $ 338,500 | $ 97,000 |
| Philadelphia, PA | 53 | $ 14,438,000 | $ 272,415 | $ 299,000 |
| Las Vegas-Paradise, NV | 38 | $ 15,768,000 | $ 414,947 | $ 128,000 |
| Chicago-Naperville-Joliet, IL | 37 | $ 15,106,000 | $ 408,270 | $ 167,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 35 | $ 11,464,000 | $ 327,542 | $ 136,000 |
| New York-Wayne-White Plains, NY-NJ | 32 | $ 13,217,000 | $ 413,031 | $ 117,000 |
| Oakland-Fremont-Hayward, CA | 32 | $ 15,521,000 | $ 485,031 | $ 108,000 |
| San Diego-Carlsbad-San Marcos, CA | 28 | $ 14,123,000 | $ 504,392 | $ 159,000 |
| Santa Ana-Anaheim-Irvine, CA | 26 | $ 11,673,000 | $ 448,961 | $ 114,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 25 | $ 6,677,000 | $ 267,080 | $ 112,000 |
| Bethesda-Frederick-Gaithersburg, MD | 24 | $ 9,613,000 | $ 400,541 | $ 145,000 |
| Los Angeles-Long Beach-Glendale, CA | 24 | $ 10,478,000 | $ 436,583 | $ 200,000 |
| Miami-Miami Beach-Kendall, FL | 24 | $ 7,608,000 | $ 317,000 | $ 83,000 |
| Orlando, FL | 22 | $ 4,483,000 | $ 203,772 | $ 157,000 |
| Warren-Farmington Hills-Troy, MI | 22 | $ 4,526,000 | $ 205,727 | $ 173,000 |
| San Francisco-San Mateo-Redwood City, CA | 18 | $ 9,620,000 | $ 534,444 | $ 174,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 5,226,000 | $ 307,411 | $ 90,000 |
| Baltimore-Towson, MD | 16 | $ 5,289,000 | $ 330,562 | $ 78,000 |
| Denver-Aurora, CO | 16 | $ 6,093,000 | $ 380,812 | $ 166,000 |
| Seattle-Bellevue-Everett, WA | 16 | $ 5,449,000 | $ 340,562 | $ 78,000 |
| Portland-Vancouver-Beaverton, OR-WA | 15 | $ 5,001,000 | $ 333,400 | $ 123,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 15 | $ 7,889,000 | $ 525,933 | $ 158,000 |
| Sarasota-Bradenton-Venice, FL | 15 | $ 5,628,000 | $ 375,200 | $ 169,000 |
| Dallas-Plano-Irving, TX | 14 | $ 6,472,000 | $ 462,285 | $ 189,000 |
| Jacksonville, FL | 14 | $ 3,960,000 | $ 282,857 | $ 61,000 |
| Austin-Round Rock, TX | 13 | $ 2,502,000 | $ 192,461 | $ 91,000 |
| Cambridge-Newton-Framingham, MA | 13 | $ 4,438,000 | $ 341,384 | $ 145,000 |
| Indianapolis, IN | 13 | $ 3,862,000 | $ 297,076 | $ 107,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 5,653,000 | $ 434,846 | $ 199,000 |
| Boston-Quincy, MA | 12 | $ 5,447,000 | $ 453,916 | $ 214,000 |
| Bridgeport-Stamford-Norwalk, CT | 12 | $ 5,190,000 | $ 432,500 | $ 125,000 |
| Camden, NJ | 12 | $ 2,937,000 | $ 244,750 | $ 70,000 |
| Houston-Baytown-Sugar Land, TX | 12 | $ 4,153,000 | $ 346,083 | $ 140,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 4,160,000 | $ 378,181 | $ 154,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 3,521,000 | $ 320,090 | $ 107,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 10 | $ 2,715,000 | $ 271,500 | $ 117,000 |
| Wilmington, DE-MD-NJ | 8 | $ 1,685,000 | $ 210,625 | $ 42,000 |
| Columbus, OH | 7 | $ 1,674,000 | $ 239,142 | $ 148,000 |
| Naples-Marco Island, FL | 7 | $ 2,513,000 | $ 359,000 | $ 121,000 |
| Ocala, FL | 7 | $ 2,428,000 | $ 346,857 | $ 72,000 |
| Santa Rosa-Petaluma, CA | 7 | $ 3,295,000 | $ 470,714 | $ 129,000 |
| Stockton, CA | 7 | $ 3,624,000 | $ 517,714 | $ 182,000 |
| Trenton-Ewing, NJ | 7 | $ 1,501,000 | $ 214,428 | $ 112,000 |
| Charlotte-Gastonia-Concord, NC-SC | 6 | $ 1,429,000 | $ 238,166 | $ 49,000 |
| Memphis, TN-MS-AR | 6 | $ 1,766,000 | $ 294,333 | $ 197,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 2,915,000 | $ 485,833 | $ 109,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,208,000 | $ 201,333 | $ 86,000 |
| Port St. Lucie-Fort Pierce, FL | 6 | $ 1,919,000 | $ 319,833 | $ 53,000 |
| Richmond, VA | 6 | $ 1,214,000 | $ 202,333 | $ 70,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 754,000 | $ 150,800 | $ 63,000 |
| Atlantic City, NJ | 5 | $ 1,462,000 | $ 292,400 | $ 78,000 |
| Charleston-North Charleston, SC | 5 | $ 1,531,000 | $ 306,200 | $ 123,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 642,000 | $ 128,400 | $ 74,000 |
| Fort Walton Beach-Crestview-Destin, FL | 5 | $ 2,497,000 | $ 499,400 | $ 112,000 |
| Honolulu, HI | 5 | $ 1,892,000 | $ 378,400 | $ 135,000 |
| Lakeland, FL | 5 | $ 828,000 | $ 165,600 | $ 62,000 |
| Nassau-Suffolk, NY | 5 | $ 2,543,000 | $ 508,600 | $ 176,000 |
| Salt Lake City, UT | 5 | $ 2,561,000 | $ 512,200 | $ 208,000 |
| San Antonio, TX | 5 | $ 1,580,000 | $ 316,000 | $ 174,000 |
| Tucson, AZ | 5 | $ 1,498,000 | $ 299,600 | $ 150,000 |
| Tulsa, OK | 5 | $ 2,023,000 | $ 404,600 | $ 218,000 |
| Albuquerque, NM | 4 | $ 1,291,000 | $ 322,750 | $ 183,000 |
| Asheville, NC | 4 | $ 1,457,000 | $ 364,250 | $ 127,000 |
| Boise City-Nampa, ID | 4 | $ 1,075,000 | $ 268,750 | $ 126,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 422,000 | $ 105,500 | $ 44,000 |
| Flint, MI | 4 | $ 762,000 | $ 190,500 | $ 104,000 |
| Fort Wayne, IN | 4 | $ 406,000 | $ 101,500 | $ 49,000 |
| Knoxville, TN | 4 | $ 1,091,000 | $ 272,750 | $ 147,000 |
| Nashville-Davidson--Murfreesboro, TN | 4 | $ 788,000 | $ 197,000 | $ 48,000 |
| Providence-New Bedford-Fall River, RI-MA | 4 | $ 1,761,000 | $ 440,250 | $ 156,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4 | $ 1,386,000 | $ 346,500 | $ 65,000 |
| Santa Fe, NM | 4 | $ 1,614,000 | $ 403,500 | $ 111,000 |
| St. Louis, MO-IL | 4 | $ 2,877,000 | $ 719,250 | $ 279,000 |
| Toledo, OH | 4 | $ 344,000 | $ 86,000 | $ 42,000 |
| Vero Beach, FL | 4 | $ 912,000 | $ 228,000 | $ 51,000 |
| Wilmington, NC | 4 | $ 1,258,000 | $ 314,500 | $ 173,000 |
| Burlington-South Burlington, VT | 3 | $ 726,000 | $ 242,000 | $ 70,000 |
| Cincinnati-Middletown, OH-KY-IN | 3 | $ 357,000 | $ 119,000 | $ 0 |
| Fargo, ND-MN | 3 | $ 716,000 | $ 238,666 | $ 117,000 |
| Fort Worth-Arlington, TX | 3 | $ 797,000 | $ 265,666 | $ 198,000 |
| Kalamazoo-Portage, MI | 3 | $ 919,000 | $ 306,333 | $ 173,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 797,000 | $ 265,666 | $ 116,000 |
| Las Cruces, NM | 3 | $ 832,000 | $ 277,333 | $ 148,000 |
| Louisville, KY-IN | 3 | $ 542,000 | $ 180,666 | $ 44,000 |
| Madison, WI | 3 | $ 638,000 | $ 212,666 | $ 76,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 994,000 | $ 331,333 | $ 84,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 3 | $ 481,000 | $ 160,333 | $ 102,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 829,000 | $ 276,333 | $ 109,000 |
| Reno-Sparks, NV | 3 | $ 1,067,000 | $ 355,666 | $ 122,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 2,020,000 | $ 673,333 | $ 168,000 |
| Savannah, GA | 3 | $ 1,156,000 | $ 385,333 | $ 67,000 |
| Springfield, MA | 3 | $ 995,000 | $ 331,666 | $ 155,000 |
| Auburn-Opelika, AL | 2 | $ 415,000 | $ 207,500 | $ 292,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 704,000 | $ 352,000 | $ 131,000 |
| Barnstable Town, MA | 2 | $ 659,000 | $ 329,500 | $ 239,000 |
| Battle Creek, MI | 2 | $ 99,000 | $ 49,500 | $ 66,000 |
| Bend, OR | 2 | $ 1,290,000 | $ 645,000 | $ 285,000 |
| Birmingham-Hoover, AL | 2 | $ 585,000 | $ 292,500 | $ 177,000 |
| Brunswick, GA | 2 | $ 568,000 | $ 284,000 | $ 94,000 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 649,000 | $ 324,500 | $ 81,000 |
| Colorado Springs, CO | 2 | $ 456,000 | $ 228,000 | $ 21,000 |
| Columbia, SC | 2 | $ 358,000 | $ 179,000 | $ 96,000 |
| Corpus Christi, TX | 2 | $ 218,000 | $ 109,000 | $ 61,000 |
| Dayton, OH | 2 | $ 266,000 | $ 133,000 | $ 64,000 |
| Durham, NC | 2 | $ 862,000 | $ 431,000 | $ 0 |
| Essex County, MA | 2 | $ 776,000 | $ 388,000 | $ 97,000 |
| Fresno, CA | 2 | $ 381,000 | $ 190,500 | $ 41,000 |
| Gainesville, FL | 2 | $ 242,000 | $ 121,000 | $ 58,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 443,000 | $ 221,500 | $ 138,000 |
| Greenville, SC | 2 | $ 577,000 | $ 288,500 | $ 123,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 713,000 | $ 356,500 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 438,000 | $ 219,000 | $ 72,000 |
| Lansing-East Lansing, MI | 2 | $ 122,000 | $ 61,000 | $ 87,000 |
| Manchester-Nashua, NH | 2 | $ 663,000 | $ 331,500 | $ 115,000 |
| Medford, OR | 2 | $ 726,000 | $ 363,000 | $ 33,000 |
| Mobile, AL | 2 | $ 239,000 | $ 119,500 | $ 56,000 |
| Montgomery, AL | 2 | $ 478,000 | $ 239,000 | $ 285,000 |
| Muskegon-Norton Shores, MI | 2 | $ 370,000 | $ 185,000 | $ 126,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 363,000 | $ 181,500 | $ 94,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 286,000 | $ 143,000 | $ 60,000 |
| Pittsburgh, PA | 2 | $ 292,000 | $ 146,000 | $ 152,000 |
| Punta Gorda, FL | 2 | $ 538,000 | $ 269,000 | $ 126,000 |
| Reading, PA | 2 | $ 360,000 | $ 180,000 | $ 43,000 |
| Spokane, WA | 2 | $ 300,000 | $ 150,000 | $ 85,000 |
| Vallejo-Fairfield, CA | 2 | $ 915,000 | $ 457,500 | $ 122,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2 | $ 786,000 | $ 393,000 | $ 108,000 |
| Winston-Salem, NC | 2 | $ 440,000 | $ 220,000 | $ 102,000 |
| Albany, GA | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 310,000 | $ 310,000 | $ 435,000 |
| Anchorage, AK | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
| Appleton, WI | 1 | $ 170,000 | $ 170,000 | $ 74,000 |
| Athens-Clarke County, GA | 1 | $ 159,000 | $ 159,000 | $ 43,000 |
| Bellingham, WA | 1 | $ 265,000 | $ 265,000 | $ 153,000 |
| Boulder, CO | 1 | $ 360,000 | $ 360,000 | $ 77,000 |
| Bowling Green, KY | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Cheyenne, WY | 1 | $ 107,000 | $ 107,000 | $ 30,000 |
| Corvallis, OR | 1 | $ 273,000 | $ 273,000 | $ 162,000 |
| Des Moines, IA | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Dover, DE | 1 | $ 192,000 | $ 192,000 | $ 82,000 |
| El Paso, TX | 1 | $ 700,000 | $ 700,000 | $ 950,000 |
| Erie, PA | 1 | $ 598,000 | $ 598,000 | $ 154,000 |
| Eugene-Springfield, OR | 1 | $ 93,000 | $ 93,000 | $ 95,000 |
| Evansville, IN-KY | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Flagstaff, AZ | 1 | $ 425,000 | $ 425,000 | $ 104,000 |
| Fort Collins-Loveland, CO | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Gainesville, GA | 1 | $ 301,000 | $ 301,000 | $ 134,000 |
| Gary, IN | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Greensboro-High Point, NC | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 240,000 | $ 240,000 | $ 51,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Kansas City, MO-KS | 1 | $ 116,000 | $ 116,000 | $ 90,000 |
| Kingston, NY | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Lafayette, LA | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Lexington-Fayette, KY | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Logan, UT-ID | 1 | $ 96,000 | $ 96,000 | $ 165,000 |
| Lubbock, TX | 1 | $ 92,000 | $ 92,000 | $ 57,000 |
| Lynchburg, VA | 1 | $ 650,000 | $ 650,000 | $ 275,000 |
| Macon, GA | 1 | $ 190,000 | $ 190,000 | $ 130,000 |
| Madera, CA | 1 | $ 293,000 | $ 293,000 | $ 66,000 |
| Midland, TX | 1 | $ 241,000 | $ 241,000 | $ 185,000 |
| Napa, CA | 1 | $ 475,000 | $ 475,000 | $ 252,000 |
| New Haven-Milford, CT | 1 | $ 220,000 | $ 220,000 | $ 106,000 |
| Niles-Benton Harbor, MI | 1 | $ 292,000 | $ 292,000 | $ 134,000 |
| Norwich-New London, CT | 1 | $ 396,000 | $ 396,000 | $ 120,000 |
| Oklahoma City, OK | 1 | $ 180,000 | $ 180,000 | $ 116,000 |
| Panama City-Lynn Haven, FL | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Pascagoula, MS | 1 | $ 122,000 | $ 122,000 | $ 112,000 |
| Pittsfield, MA | 1 | $ 200,000 | $ 200,000 | $ 748,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 433,000 | $ 433,000 | $ 228,000 |
| Prescott, AZ | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Raleigh-Cary, NC | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 497,000 | $ 497,000 | $ 150,000 |
| Rome, GA | 1 | $ 283,000 | $ 283,000 | $ 181,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 130,000 | $ 130,000 | $ 94,000 |
| Salem, OR | 1 | $ 184,000 | $ 184,000 | $ 77,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 664,000 | $ 664,000 | $ 231,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 360,000 | $ 360,000 | $ 115,000 |
| Tacoma, WA | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Tallahassee, FL | 1 | $ 128,000 | $ 128,000 | $ 288,000 |
| Terre Haute, IN | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Waco, TX | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Wenatchee, WA | 1 | $ 800,000 | $ 800,000 | $ 248,000 |
| Worcester, MA | 1 | $ 357,000 | $ 357,000 | $ 86,000 |
| Yuba City, CA | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Raymond James Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 908 | $296,102,000 | $295,177 | $2,850,000 | $127,355 | $5,202,000 |
| Refinancing | 592 | $202,156,000 | $323,666 | $1,500,000 | $135,022 | $1,322,000 |
| Home Improvement | 211 | $59,947,000 | $291,735 | $712,000 | $133,205 | $748,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 779 | $219,059,000 | $283,357 | $2,850,000 | $121,166 | $5,202,000 |
| Not applicable | 681 | $261,271,000 | $334,304 | $1,650,000 | $150,413 | $2,252,000 |
| Not Provided | 124 | $37,026,000 | $288,451 | $683,000 | $120,870 | $748,000 |
| Asian | 48 | $17,177,000 | $374,642 | $1,000,000 | $100,000 | $575,000 |
| Hispanic | 42 | $12,690,000 | $305,272 | $595,000 | $94,090 | $339,000 |
| Black or African American | 30 | $8,616,000 | $259,636 | $644,000 | $90,000 | $474,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,733,000 | $349,333 | $464,000 | $104,000 | $188,000 |
| American Indian or Alaskan Native | 2 | $633,000 | $316,500 | $400,000 | $119,500 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,709 | $558,006,000 | $302,714 | $2,850,000 | $128,591 | $5,202,000 |
| FHA-insured (Federal Housing Administration) | 2 | $199,000 | $99,000 | $147,000 | $33,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,333 | $467,061,000 | $324,847 | $1,650,000 | $131,847 | $2,252,000 |
| Loan Originated | 263 | $60,349,000 | $249,157 | $2,850,000 | $129,078 | $5,202,000 |
| Application Withdrawn By Applicant | 54 | $13,905,000 | $304,588 | $905,000 | $117,176 | $575,000 |
| Application Denied By Financial Institution | 49 | $14,425,000 | $266,928 | $1,900,000 | $134,000 | $1,030,000 |
| File Closed For Incompleteness | 11 | $2,456,000 | $249,250 | $425,000 | $178,875 | $542,000 |
| Application Approved But Not Accepted | 1 | $9,000 | $9,000 | $9,000 | $45,000 | $45,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 16 | $7,910,000 | $312,166 | $1,900,000 | $64,833 | $1,030,000 |
| Collateral | 14 | $3,246,000 | $245,500 | $400,000 | $125,250 | $308,000 |
| Other | 10 | $2,029,000 | $267,750 | $580,000 | $168,000 | $296,000 |
| Credit History | 9 | $1,240,000 | $121,500 | $500,000 | $111,000 | $267,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Raymond James Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Raymond James Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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