Regions Bank Mortgage Lending & HMDA Data, 2022
In 2022, Regions Bank of Birmingham, AL reported 97,816 mortgage applications totaling $18.4 billion, down 16% from 2021. The average application was for $187,802, and applicants reported an average income of $122,688. 44% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Birmingham-Hoover, AL (5,957), Nashville-Davidson--Murfreesboro--Franklin, TN (5,787) and Atlanta-Sandy Springs-Roswell, GA (5,693) (applications in parentheses).
| Mortgage Company & Address | Regions Bank 1900 5th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 97,816 |
| Total Mortgage Loan Application Amount | $18,370,050,000 |
| Average Mortgage Loan Application Amount | $187,802 |
| Highest Mortgage Loan Application Amount | $93,215,000 |
| Average Applicant Income | $122,688 |
| Highest Applicant Income | $9,377,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Regions Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 13,412 | $ 1,657,980,000 | $ 123,619 | $ 97,140 |
| Birmingham-Hoover, AL | 5,957 | $ 959,885,000 | $ 161,135 | $ 122,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5,787 | $ 1,097,865,000 | $ 189,712 | $ 130,000 |
| Atlanta-Sandy Springs-Roswell, GA | 5,693 | $ 1,282,205,000 | $ 225,224 | $ 154,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5,113 | $ 934,225,000 | $ 182,715 | $ 130,000 |
| St. Louis, MO-IL | 3,094 | $ 374,070,000 | $ 120,901 | $ 107,322 |
| Memphis, TN-MS-AR | 2,910 | $ 363,900,000 | $ 125,051 | $ 101,401 |
| Orlando-Kissimmee-Sanford, FL | 2,291 | $ 539,975,000 | $ 235,694 | $ 156,000 |
| Miami-Miami Beach-Kendall, FL | 2,126 | $ 475,720,000 | $ 223,762 | $ 151,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,029 | $ 556,615,000 | $ 274,329 | $ 151,000 |
| Knoxville, TN | 1,998 | $ 292,890,000 | $ 146,591 | $ 112,000 |
| Chattanooga, TN-GA | 1,670 | $ 214,790,000 | $ 128,616 | $ 103,652 |
| New Orleans-Metairie, LA | 1,644 | $ 263,130,000 | $ 160,054 | $ 121,000 |
| Jackson, MS | 1,635 | $ 177,315,000 | $ 108,449 | $ 88,000 |
| Indianapolis-Carmel-Anderson, IN | 1,596 | $ 239,770,000 | $ 150,231 | $ 108,000 |
| Mobile, AL | 1,500 | $ 161,950,000 | $ 107,966 | $ 89,000 |
| Huntsville, AL | 1,428 | $ 197,200,000 | $ 138,095 | $ 98,000 |
| Jacksonville, FL | 1,388 | $ 404,550,000 | $ 291,462 | $ 168,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,388 | $ 263,460,000 | $ 189,812 | $ 137,000 |
| Little Rock-North Little Rock-Conway, AR | 1,183 | $ 179,315,000 | $ 151,576 | $ 111,000 |
| Daphne-Fairhope-Foley, AL | 1,108 | $ 184,560,000 | $ 166,570 | $ 143,000 |
| North Port-Sarasota-Bradenton, FL | 1,085 | $ 246,635,000 | $ 227,313 | $ 165,000 |
| Baton Rouge, LA | 1,020 | $ 185,170,000 | $ 181,539 | $ 149,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 981 | $ 186,125,000 | $ 189,729 | $ 150,000 |
| Crestview-Fort Walton Beach-Destin, FL | 946 | $ 264,300,000 | $ 279,386 | $ 187,000 |
| Montgomery, AL | 912 | $ 104,140,000 | $ 114,188 | $ 85,000 |
| Dallas-Plano-Irving, TX | 897 | $ 320,395,000 | $ 357,185 | $ 204,000 |
| Charlotte-Concord-Gastonia, NC-SC | 783 | $ 425,025,000 | $ 542,816 | $ 223,939 |
| Tuscaloosa, AL | 775 | $ 109,315,000 | $ 141,051 | $ 97,000 |
| Ocala, FL | 760 | $ 88,730,000 | $ 116,750 | $ 85,000 |
| Jackson, TN | 749 | $ 83,435,000 | $ 111,395 | $ 74,000 |
| Cape Coral-Fort Myers, FL | 746 | $ 135,890,000 | $ 182,158 | $ 155,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 722 | $ 154,050,000 | $ 213,365 | $ 127,000 |
| Augusta-Richmond County, GA-SC | 713 | $ 120,905,000 | $ 169,572 | $ 98,102 |
| Panama City, FL | 712 | $ 150,350,000 | $ 211,165 | $ 137,000 |
| Austin-Round Rock, TX | 627 | $ 257,775,000 | $ 411,124 | $ 262,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 595 | $ 112,395,000 | $ 188,899 | $ 153,000 |
| Gulfport-Biloxi-Pascagoula, MS | 585 | $ 85,275,000 | $ 145,769 | $ 98,000 |
| Shreveport-Bossier City, LA | 572 | $ 74,390,000 | $ 130,052 | $ 104,000 |
| Palm Bay-Melbourne-Titusville, FL | 524 | $ 83,600,000 | $ 159,541 | $ 122,000 |
| Gainesville, GA | 512 | $ 88,700,000 | $ 173,242 | $ 115,000 |
| Florence-Muscle Shoals, AL | 505 | $ 58,205,000 | $ 115,257 | $ 87,000 |
| Decatur, AL | 485 | $ 46,065,000 | $ 94,979 | $ 82,000 |
| Dalton, GA | 478 | $ 55,830,000 | $ 116,799 | $ 74,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 467 | $ 118,795,000 | $ 254,379 | $ 138,000 |
| Punta Gorda, FL | 436 | $ 81,140,000 | $ 186,100 | $ 130,000 |
| Chicago-Naperville, IL | 414 | $ 148,890,000 | $ 359,637 | $ 144,000 |
| Clarksville, TN-KY | 404 | $ 47,360,000 | $ 117,227 | $ 86,975 |
| Lafayette-West Lafayette, IN | 398 | $ 48,480,000 | $ 121,809 | $ 93,000 |
| Homosassa Springs, FL | 397 | $ 39,105,000 | $ 98,501 | $ 88,000 |
| Athens-Clarke County, GA | 389 | $ 99,435,000 | $ 255,616 | $ 130,000 |
| Hattiesburg, MS | 382 | $ 42,140,000 | $ 110,314 | $ 102,000 |
| Charleston-North Charleston, SC | 362 | $ 112,790,000 | $ 311,574 | $ 170,000 |
| Columbia, SC | 361 | $ 93,995,000 | $ 260,373 | $ 122,000 |
| Anniston-Oxford-Jacksonville, AL | 351 | $ 26,545,000 | $ 75,626 | $ 67,000 |
| Lakeland-Winter Haven, FL | 351 | $ 42,895,000 | $ 122,207 | $ 101,000 |
| Cleveland, TN | 350 | $ 36,980,000 | $ 105,657 | $ 91,000 |
| Dothan, AL | 336 | $ 34,110,000 | $ 101,517 | $ 78,000 |
| Naples-Immokalee-Marco Island, FL | 334 | $ 76,910,000 | $ 230,269 | $ 190,000 |
| Fort Worth-Arlington, TX | 333 | $ 129,775,000 | $ 389,714 | $ 207,000 |
| Gadsden, AL | 322 | $ 31,410,000 | $ 97,546 | $ 85,000 |
| Kingsport-Bristol-Bristol, TN-VA | 318 | $ 33,960,000 | $ 106,792 | $ 69,210 |
| Greenville-Anderson-Mauldin, SC | 289 | $ 51,115,000 | $ 176,868 | $ 140,000 |
| Raleigh, NC | 280 | $ 217,970,000 | $ 778,464 | $ 211,000 |
| Kansas City, MO-KS | 273 | $ 103,575,000 | $ 379,395 | $ 178,091 |
| Hot Springs, AR | 271 | $ 29,975,000 | $ 110,608 | $ 88,000 |
| Johnson City, TN | 243 | $ 31,095,000 | $ 127,962 | $ 95,000 |
| Tallahassee, FL | 243 | $ 32,355,000 | $ 133,148 | $ 118,000 |
| Auburn-Opelika, AL | 214 | $ 30,960,000 | $ 144,672 | $ 135,000 |
| Decatur, IL | 209 | $ 19,755,000 | $ 94,521 | $ 71,000 |
| Lafayette, LA | 206 | $ 29,550,000 | $ 143,446 | $ 99,000 |
| Fort Smith, AR-OK | 202 | $ 23,060,000 | $ 114,158 | $ 81,925 |
| Cincinnati, OH-KY-IN | 195 | $ 47,265,000 | $ 242,384 | $ 98,369 |
| Hilton Head Island-Bluffton-Beaufort, SC | 185 | $ 37,945,000 | $ 205,108 | $ 130,000 |
| Tyler, TX | 182 | $ 25,610,000 | $ 140,714 | $ 107,000 |
| Jonesboro, AR | 178 | $ 16,330,000 | $ 91,741 | $ 105,000 |
| Carbondale-Marion, IL | 168 | $ 14,680,000 | $ 87,380 | $ 84,000 |
| Morristown, TN | 161 | $ 20,395,000 | $ 126,677 | $ 92,000 |
| Monroe, LA | 158 | $ 16,140,000 | $ 102,151 | $ 91,000 |
| Springfield, MO | 155 | $ 17,715,000 | $ 114,290 | $ 99,000 |
| Houma-Thibodaux, LA | 153 | $ 13,885,000 | $ 90,751 | $ 82,000 |
| San Antonio-New Braunfels, TX | 150 | $ 73,200,000 | $ 488,000 | $ 217,000 |
| Hammond, LA | 146 | $ 17,310,000 | $ 118,561 | $ 91,000 |
| Rome, GA | 141 | $ 16,985,000 | $ 120,460 | $ 80,000 |
| Columbus, GA-AL | 140 | $ 16,330,000 | $ 116,642 | $ 102,857 |
| Louisville/Jefferson County, KY-IN | 133 | $ 13,195,000 | $ 99,210 | $ 76,203 |
| Alexandria, LA | 127 | $ 12,025,000 | $ 94,685 | $ 80,000 |
| Cape Girardeau, MO-IL | 125 | $ 13,085,000 | $ 104,680 | $ 80,488 |
| Texarkana, TX-AR | 118 | $ 10,580,000 | $ 89,661 | $ 88,050 |
| Longview, TX | 115 | $ 13,075,000 | $ 113,695 | $ 114,000 |
| Durham-Chapel Hill, NC | 107 | $ 44,925,000 | $ 419,859 | $ 240,000 |
| Gainesville, FL | 107 | $ 15,665,000 | $ 146,401 | $ 133,000 |
| The Villages, FL | 104 | $ 14,470,000 | $ 139,134 | $ 89,000 |
| Des Moines-West Des Moines, IA | 97 | $ 10,445,000 | $ 107,680 | $ 93,000 |
| Spartanburg, SC | 93 | $ 12,105,000 | $ 130,161 | $ 91,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 87 | $ 28,405,000 | $ 326,494 | $ 225,873 |
| Albany, GA | 86 | $ 5,450,000 | $ 63,372 | $ 67,000 |
| Port St. Lucie, FL | 85 | $ 18,655,000 | $ 219,470 | $ 177,000 |
| Bloomington, IN | 73 | $ 11,695,000 | $ 160,205 | $ 131,000 |
| Evansville, IN-KY | 72 | $ 7,480,000 | $ 103,888 | $ 79,083 |
| Springfield, IL | 72 | $ 7,560,000 | $ 105,000 | $ 121,000 |
| Columbia, MO | 71 | $ 11,545,000 | $ 162,605 | $ 112,000 |
| Peoria, IL | 63 | $ 4,235,000 | $ 67,222 | $ 102,000 |
| Savannah, GA | 62 | $ 13,690,000 | $ 220,806 | $ 160,000 |
| Jefferson City, MO | 59 | $ 17,325,000 | $ 293,644 | $ 71,000 |
| Greensboro-High Point, NC | 54 | $ 9,020,000 | $ 167,037 | $ 117,000 |
| Valdosta, GA | 53 | $ 5,395,000 | $ 101,792 | $ 68,000 |
| Asheville, NC | 51 | $ 20,065,000 | $ 393,431 | $ 271,000 |
| Bloomington, IL | 44 | $ 3,780,000 | $ 85,909 | $ 94,000 |
| Waterloo-Cedar Falls, IA | 44 | $ 4,200,000 | $ 95,454 | $ 55,000 |
| Winston-Salem, NC | 44 | $ 8,530,000 | $ 193,863 | $ 146,000 |
| Wilmington, NC | 41 | $ 18,235,000 | $ 444,756 | $ 234,000 |
| Denver-Aurora-Lakewood, CO | 37 | $ 127,245,000 | $ 3,439,054 | $ 223,000 |
| Corpus Christi, TX | 36 | $ 30,270,000 | $ 840,833 | $ 545,000 |
| Champaign-Urbana, IL | 34 | $ 4,780,000 | $ 140,588 | $ 102,000 |
| Killeen-Temple, TX | 34 | $ 11,160,000 | $ 328,235 | $ 134,000 |
| Lake County-Kenosha County, IL-WI | 33 | $ 19,335,000 | $ 585,909 | $ 250,121 |
| Terre Haute, IN | 31 | $ 2,375,000 | $ 76,612 | $ 93,000 |
| Macon-Bibb County, GA | 30 | $ 4,660,000 | $ 155,333 | $ 103,000 |
| Sebastian-Vero Beach, FL | 29 | $ 7,835,000 | $ 270,172 | $ 180,000 |
| Warner Robins, GA | 28 | $ 5,060,000 | $ 180,714 | $ 80,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 27 | $ 33,585,000 | $ 1,243,888 | $ 172,592 |
| Gary, IN | 26 | $ 6,340,000 | $ 243,846 | $ 144,000 |
| Lexington-Fayette, KY | 26 | $ 6,560,000 | $ 252,307 | $ 165,000 |
| Elgin, IL | 25 | $ 4,415,000 | $ 176,600 | $ 117,000 |
| Kokomo, IN | 25 | $ 1,595,000 | $ 63,800 | $ 95,000 |
| Newark, NJ-PA | 25 | $ 91,485,000 | $ 3,659,400 | $ 0 |
| Columbus, IN | 24 | $ 4,180,000 | $ 174,166 | $ 72,000 |
| Pine Bluff, AR | 24 | $ 2,700,000 | $ 112,500 | $ 75,000 |
| Hickory-Lenoir-Morganton, NC | 23 | $ 4,295,000 | $ 186,739 | $ 204,000 |
| Fayetteville, NC | 22 | $ 9,440,000 | $ 429,090 | $ 77,000 |
| Bowling Green, KY | 21 | $ 3,005,000 | $ 143,095 | $ 103,000 |
| El Paso, TX | 20 | $ 5,300,000 | $ 265,000 | $ 159,000 |
| Goldsboro, NC | 19 | $ 5,945,000 | $ 312,894 | $ 233,000 |
| Cleveland-Elyria, OH | 18 | $ 20,280,000 | $ 1,126,666 | $ 170,000 |
| Sumter, SC | 18 | $ 2,900,000 | $ 161,111 | $ 63,000 |
| Beaumont-Port Arthur, TX | 17 | $ 41,345,000 | $ 2,432,058 | $ 188,000 |
| Laredo, TX | 17 | $ 7,515,000 | $ 442,058 | $ 108,000 |
| McAllen-Edinburg-Mission, TX | 17 | $ 10,945,000 | $ 643,823 | $ 256,000 |
| Brunswick, GA | 16 | $ 3,590,000 | $ 224,375 | $ 157,000 |
| Lake Charles, LA | 16 | $ 3,310,000 | $ 206,875 | $ 127,000 |
| Los Angeles-Long Beach-Glendale, CA | 16 | $ 134,620,000 | $ 8,413,750 | $ 0 |
| Sebring, FL | 16 | $ 1,830,000 | $ 114,375 | $ 76,000 |
| Warren-Troy-Farmington Hills, MI | 16 | $ 6,350,000 | $ 396,875 | $ 296,000 |
| College Station-Bryan, TX | 15 | $ 4,365,000 | $ 291,000 | $ 279,000 |
| Muncie, IN | 15 | $ 1,495,000 | $ 99,666 | $ 80,000 |
| Waco, TX | 14 | $ 3,570,000 | $ 255,000 | $ 226,000 |
| Burlington, NC | 13 | $ 3,275,000 | $ 251,923 | $ 116,000 |
| Sherman-Denison, TX | 13 | $ 2,075,000 | $ 159,615 | $ 105,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 13 | $ 55,945,000 | $ 4,303,461 | $ 157,076 |
| New York-Jersey City-White Plains, NY-NJ | 12 | $ 27,230,000 | $ 2,269,166 | $ 0 |
| Elizabethtown-Fort Knox, KY | 11 | $ 1,275,000 | $ 115,909 | $ 262,000 |
| Fort Wayne, IN | 11 | $ 1,185,000 | $ 107,727 | $ 129,000 |
| Jacksonville, NC | 11 | $ 3,875,000 | $ 352,272 | $ 161,000 |
| Brownsville-Harlingen, TX | 10 | $ 2,160,000 | $ 216,000 | $ 82,000 |
| Columbus, OH | 10 | $ 4,410,000 | $ 441,000 | $ 139,000 |
| Joplin, MO | 9 | $ 675,000 | $ 75,000 | $ 73,000 |
| Richmond, VA | 9 | $ 3,425,000 | $ 380,555 | $ 139,000 |
| Tulsa, OK | 9 | $ 2,305,000 | $ 256,111 | $ 152,000 |
| Florence, SC | 8 | $ 2,320,000 | $ 290,000 | $ 166,000 |
| Iowa City, IA | 8 | $ 2,620,000 | $ 327,500 | $ 124,000 |
| Baltimore-Columbia-Towson, MD | 7 | $ 16,075,000 | $ 2,296,428 | $ 195,000 |
| Cedar Rapids, IA | 7 | $ 1,105,000 | $ 157,857 | $ 255,000 |
| Hinesville, GA | 7 | $ 805,000 | $ 115,000 | $ 119,000 |
| Lubbock, TX | 7 | $ 2,655,000 | $ 379,285 | $ 677,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 21,185,000 | $ 3,026,428 | $ 0 |
| Wichita Falls, TX | 7 | $ 1,435,000 | $ 205,000 | $ 115,000 |
| Wichita, KS | 7 | $ 1,325,000 | $ 189,285 | $ 72,000 |
| Colorado Springs, CO | 6 | $ 2,480,000 | $ 413,333 | $ 136,000 |
| Davenport-Moline-Rock Island, IA-IL | 6 | $ 2,550,000 | $ 425,000 | $ 513,000 |
| Elkhart-Goshen, IN | 6 | $ 440,000 | $ 73,333 | $ 48,000 |
| New Bern, NC | 6 | $ 2,600,000 | $ 433,333 | $ 261,000 |
| Oklahoma City, OK | 6 | $ 1,430,000 | $ 238,333 | $ 120,000 |
| Rockford, IL | 6 | $ 1,000,000 | $ 166,666 | $ 287,000 |
| Amarillo, TX | 5 | $ 965,000 | $ 193,000 | $ 283,000 |
| Dayton-Springfield-Kettering, OH | 5 | $ 1,465,000 | $ 293,000 | $ 128,000 |
| Fort Collins, CO | 5 | $ 2,245,000 | $ 449,000 | $ 254,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 955,000 | $ 191,000 | $ 60,000 |
| Midland, TX | 5 | $ 1,095,000 | $ 219,000 | $ 129,000 |
| Owensboro, KY | 5 | $ 165,000 | $ 33,000 | $ 319,000 |
| Roanoke, VA | 5 | $ 7,535,000 | $ 1,507,000 | $ 147,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 15,865,000 | $ 3,173,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 5 | $ 445,000 | $ 89,000 | $ 68,000 |
| Tucson, AZ | 5 | $ 4,925,000 | $ 985,000 | $ 135,000 |
| Akron, OH | 4 | $ 650,000 | $ 162,500 | $ 62,000 |
| Anchorage, AK | 4 | $ 7,060,000 | $ 1,765,000 | $ 0 |
| Greenville, NC | 4 | $ 760,000 | $ 190,000 | $ 102,000 |
| Manhattan, KS | 4 | $ 600,000 | $ 150,000 | $ 69,000 |
| Michigan City-La Porte, IN | 4 | $ 1,170,000 | $ 292,500 | $ 186,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 10,880,000 | $ 2,720,000 | $ 169,000 |
| Niles-Benton Harbor, MI | 4 | $ 13,650,000 | $ 3,412,500 | $ 210,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 7,340,000 | $ 1,835,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 7,800,000 | $ 1,950,000 | $ 56,000 |
| Victoria, TX | 4 | $ 610,000 | $ 152,500 | $ 119,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 11,275,000 | $ 3,758,333 | $ 358,000 |
| Ames, IA | 3 | $ 635,000 | $ 211,666 | $ 475,000 |
| Camden, NJ | 3 | $ 365,000 | $ 121,666 | $ 69,000 |
| Danville, IL | 3 | $ 455,000 | $ 151,666 | $ 106,000 |
| Flint, MI | 3 | $ 10,365,000 | $ 3,455,000 | $ 128,000 |
| Ogden-Clearfield, UT | 3 | $ 9,265,000 | $ 3,088,333 | $ 53,000 |
| Philadelphia, PA | 3 | $ 3,745,000 | $ 1,248,333 | $ 150,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 97,065,000 | $ 32,355,000 | $ 0 |
| Rocky Mount, NC | 3 | $ 1,205,000 | $ 401,666 | $ 235,000 |
| Salt Lake City, UT | 3 | $ 3,555,000 | $ 1,185,000 | $ 0 |
| Abilene, TX | 2 | $ 40,000 | $ 20,000 | $ 28,000 |
| Battle Creek, MI | 2 | $ 250,000 | $ 125,000 | $ 98,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 520,000 | $ 260,000 | $ 250,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 9,200,000 | $ 4,600,000 | $ 0 |
| Charlottesville, VA | 2 | $ 350,000 | $ 175,000 | $ 152,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 520,000 | $ 260,000 | $ 108,000 |
| Erie, PA | 2 | $ 6,230,000 | $ 3,115,000 | $ 0 |
| Eugene, OR | 2 | $ 15,530,000 | $ 7,765,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 3,890,000 | $ 1,945,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 240,000 | $ 120,000 | $ 52,000 |
| Kankakee, IL | 2 | $ 60,000 | $ 30,000 | $ 61,000 |
| Logan, UT-ID | 2 | $ 1,370,000 | $ 685,000 | $ 290,000 |
| Lynchburg, VA | 2 | $ 450,000 | $ 225,000 | $ 60,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 2,550,000 | $ 1,275,000 | $ 0 |
| Nassau County-Suffolk County, NY | 2 | $ 370,000 | $ 185,000 | $ 200,000 |
| Odessa, TX | 2 | $ 100,000 | $ 50,000 | $ 267,000 |
| Springfield, OH | 2 | $ 2,280,000 | $ 1,140,000 | $ 129,000 |
| St. George, UT | 2 | $ 840,000 | $ 420,000 | $ 155,000 |
| Syracuse, NY | 2 | $ 3,440,000 | $ 1,720,000 | $ 0 |
| York-Hanover, PA | 2 | $ 3,230,000 | $ 1,615,000 | $ 0 |
| Bellingham, WA | 1 | $ 4,625,000 | $ 4,625,000 | $ 0 |
| Boston, MA | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 4,915,000 | $ 4,915,000 | $ 0 |
| California-Lexington Park, MD | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Cumberland, MD-WV | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Dubuque, IA | 1 | $ 445,000 | $ 445,000 | $ 297,000 |
| Fresno, CA | 1 | $ 3,735,000 | $ 3,735,000 | $ 0 |
| Greeley, CO | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Jackson, MI | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 535,000 | $ 535,000 | $ 65,000 |
| Las Cruces, NM | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 5,815,000 | $ 5,815,000 | $ 0 |
| Mansfield, OH | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Napa, CA | 1 | $ 2,575,000 | $ 2,575,000 | $ 0 |
| New York-Newark, NY | 1 | $ 1,915,000 | $ 1,915,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 155,000 | $ 155,000 | $ 162,000 |
| Oshkosh-Neenah, WI | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Pueblo, CO | 1 | $ 1,745,000 | $ 1,745,000 | $ 0 |
| Salisbury, MD-DE | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| San Angelo, TX | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 25,525,000 | $ 25,525,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 1,445,000 | $ 1,445,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 2,555,000 | $ 2,555,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Springfield, MA | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| St. Joseph, MO-KS | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| State College, PA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Tacoma-Lakewood, WA | 1 | $ 3,735,000 | $ 3,735,000 | $ 0 |
| Topeka, KS | 1 | $ 5,495,000 | $ 5,495,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 1,085,000 | $ 1,085,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 32,002 | $2,654,460,000 | $82,000 | $2,005,000 | $120,000 | $9,360,000 |
| Home Purchase | 25,195 | $8,952,895,000 | $355,000 | $52,105,000 | $146,000 | $7,029,000 |
| Other Purpose | 21,846 | $2,348,820,000 | $107,000 | $5,005,000 | $124,000 | $7,613,000 |
| Refinancing | 13,647 | $3,014,615,000 | $220,000 | $93,215,000 | $92,000 | $9,377,000 |
| Cash-out Refinancing | 5,125 | $1,399,125,000 | $273,000 | $76,435,000 | $101,000 | $2,567,000 |
| Not Applicable | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 65,226 | $10,943,630,000 | $167,000 | $5,005,000 | $127,000 | $9,377,000 |
| Black or African American | 14,427 | $1,804,065,000 | $125,000 | $2,005,000 | $84,000 | $6,719,000 |
| Hispanic | 8,259 | $1,352,655,000 | $163,000 | $2,815,000 | $116,000 | $7,613,000 |
| Not Provided | 5,639 | $1,372,015,000 | $243,000 | $3,605,000 | $156,000 | $6,600,000 |
| Asian | 2,358 | $550,970,000 | $233,000 | $2,005,000 | $154,000 | $3,500,000 |
| American Indian or Alaskan Native | 613 | $88,015,000 | $143,000 | $2,005,000 | $106,000 | $1,542,000 |
| Not applicable | 350 | $1,992,070,000 | $5,691,000 | $93,215,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 58 | $7,700,000 | $132,000 | $385,000 | $98,000 | $634,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 92,481 | $17,254,455,000 | $186,000 | $93,215,000 | $126,000 | $9,377,000 |
| FHA-insured (Federal Housing Administration) | 3,945 | $764,395,000 | $193,000 | $675,000 | $71,000 | $1,259,000 |
| VA-guaranteed (Veterans Administration) | 907 | $273,075,000 | $301,000 | $1,965,000 | $94,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 483 | $78,125,000 | $161,000 | $355,000 | $58,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 43,054 | $10,215,820,000 | $237,000 | $93,215,000 | $131,000 | $7,029,000 |
| Application Denied By Financial Institution | 32,567 | $3,519,355,000 | $108,000 | $93,005,000 | $105,000 | $9,360,000 |
| Application Withdrawn By Applicant | 8,400 | $2,107,630,000 | $250,000 | $5,005,000 | $138,000 | $5,940,000 |
| File Closed For Incompleteness | 6,861 | $1,048,475,000 | $152,000 | $2,105,000 | $137,000 | $4,500,000 |
| Application Approved But Not Accepted | 5,358 | $1,010,820,000 | $188,000 | $35,735,000 | $132,000 | $9,377,000 |
| Preapproval Denied by Financial Institution | 798 | $197,360,000 | $247,000 | $3,285,000 | $68,000 | $994,000 |
| Preapproval Approved but not Accepted | 714 | $256,710,000 | $359,000 | $3,005,000 | $125,000 | $1,043,000 |
| Loan Purchased By The Institution | 64 | $13,880,000 | $216,000 | $505,000 | $96,000 | $260,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 64,451 | $14,653,335,000 | $227,000 | $93,215,000 | $132,000 | $9,377,000 |
| Credit History | 17,293 | $1,388,605,000 | $80,000 | $5,005,000 | $108,000 | $7,613,000 |
| Debt-To-Income Ratio | 10,319 | $1,392,955,000 | $134,000 | $2,255,000 | $71,000 | $5,018,000 |
| Collateral | 4,140 | $557,160,000 | $134,000 | $93,005,000 | $157,000 | $9,360,000 |
| Unverifiable Information | 683 | $123,705,000 | $181,000 | $5,805,000 | $132,000 | $3,132,000 |
| Other | 497 | $135,225,000 | $272,000 | $4,365,000 | $177,000 | $6,228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 359 | $90,845,000 | $253,000 | $2,005,000 | $93,000 | $980,000 |
| Employment History | 65 | $14,615,000 | $224,000 | $1,195,000 | $73,000 | $250,000 |
| Credit Application Incomplete | 9 | $13,605,000 | $1,511,000 | $2,545,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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