Regions Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Regions Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Regions Bank 1900 5Th Avenue N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 75,203 |
| Total Mortgage Loan Application Amount | $14,162,375,000 |
| Average Mortgage Loan Application Amount | $213,200 |
| Highest Mortgage Loan Application Amount | $91,825,000 |
| Average Applicant Income | $127,600 |
| Highest Applicant Income | $9,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Regions Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Regions Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Regions Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Regions Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Regions Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Regions Bank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 12,247 | $ 1,684,215,000 | $ 199,538 | $ 145,423 |
| BIRMINGHAM-HOOVER, AL | 4,747 | $ 738,165,000 | $ 155,000 | $ 125,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,939 | $ 1,050,290,000 | $ 266,000 | $ 174,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3,863 | $ 692,235,000 | $ 179,000 | $ 138,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,752 | $ 724,000,000 | $ 192,000 | $ 150,000 |
| ST. LOUIS, MO-IL | 2,606 | $ 295,360,000 | $ 111,000 | $ 114,000 |
| MEMPHIS, TN-MS-AR | 2,455 | $ 274,795,000 | $ 102,666 | $ 102,333 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,785 | $ 327,095,000 | $ 183,000 | $ 170,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,589 | $ 496,855,000 | $ 312,000 | $ 175,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,560 | $ 481,000,000 | $ 308,000 | $ 199,000 |
| JACKSON, MS | 1,528 | $ 131,350,000 | $ 85,000 | $ 96,000 |
| KNOXVILLE, TN | 1,441 | $ 206,455,000 | $ 143,000 | $ 126,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,275 | $ 213,025,000 | $ 167,000 | $ 112,000 |
| NEW ORLEANS-METAIRIE, LA | 1,262 | $ 166,200,000 | $ 131,000 | $ 136,000 |
| CHATTANOOGA, TN-GA | 1,217 | $ 153,475,000 | $ 113,000 | $ 107,000 |
| HUNTSVILLE, AL | 1,203 | $ 150,065,000 | $ 124,000 | $ 115,000 |
| MOBILE, AL | 1,158 | $ 109,600,000 | $ 94,000 | $ 95,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,004 | $ 202,410,000 | $ 201,000 | $ 169,000 |
| JACKSONVILLE, FL | 979 | $ 286,565,000 | $ 292,000 | $ 208,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 911 | $ 142,475,000 | $ 156,000 | $ 117,000 |
| MONTGOMERY, AL | 834 | $ 82,190,000 | $ 98,000 | $ 101,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 801 | $ 128,855,000 | $ 160,000 | $ 152,000 |
| BATON ROUGE, LA | 767 | $ 122,025,000 | $ 159,000 | $ 159,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 708 | $ 178,160,000 | $ 251,000 | $ 199,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 690 | $ 125,410,000 | $ 181,000 | $ 160,000 |
| TUSCALOOSA, AL | 660 | $ 87,430,000 | $ 132,000 | $ 111,000 |
| OCALA, FL | 650 | $ 68,230,000 | $ 104,000 | $ 90,000 |
| DALLAS-PLANO-IRVING, TX | 645 | $ 334,975,000 | $ 519,000 | $ 210,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 594 | $ 170,980,000 | $ 287,000 | $ 239,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 592 | $ 69,160,000 | $ 115,000 | $ 110,500 |
| JACKSON, TN | 579 | $ 58,265,000 | $ 100,000 | $ 86,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 560 | $ 225,720,000 | $ 397,000 | $ 245,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 560 | $ 142,560,000 | $ 254,000 | $ 131,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 543 | $ 98,945,000 | $ 182,000 | $ 111,000 |
| PANAMA CITY, FL | 533 | $ 100,255,000 | $ 188,000 | $ 152,000 |
| SHREVEPORT-BOSSIER CITY, LA | 531 | $ 56,895,000 | $ 107,000 | $ 105,000 |
| CAPE CORAL-FORT MYERS, FL | 445 | $ 71,335,000 | $ 160,000 | $ 164,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 425 | $ 81,125,000 | $ 190,000 | $ 160,000 |
| HATTIESBURG, MS | 414 | $ 41,590,000 | $ 100,000 | $ 105,000 |
| FLORENCE-MUSCLE SHOALS, AL | 407 | $ 44,795,000 | $ 110,000 | $ 90,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 402 | $ 73,120,000 | $ 181,000 | $ 184,000 |
| DALTON, GA | 358 | $ 33,570,000 | $ 93,000 | $ 88,000 |
| GAINESVILLE, GA | 355 | $ 55,825,000 | $ 157,000 | $ 151,000 |
| DECATUR, AL | 350 | $ 36,660,000 | $ 104,000 | $ 94,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 350 | $ 74,670,000 | $ 213,000 | $ 150,000 |
| AUSTIN-ROUND ROCK, TX | 334 | $ 230,150,000 | $ 689,000 | $ 240,000 |
| ATHENS-CLARKE COUNTY, GA | 317 | $ 72,705,000 | $ 229,000 | $ 142,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 303 | $ 20,085,000 | $ 66,000 | $ 72,000 |
| CLARKSVILLE, TN-KY | 290 | $ 30,930,000 | $ 111,500 | $ 92,500 |
| LAKELAND-WINTER HAVEN, FL | 287 | $ 32,265,000 | $ 112,000 | $ 108,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 282 | $ 71,780,000 | $ 254,000 | $ 189,000 |
| PUNTA GORDA, FL | 282 | $ 45,860,000 | $ 162,000 | $ 135,000 |
| COLUMBIA, SC | 276 | $ 66,810,000 | $ 242,000 | $ 136,000 |
| GADSDEN, AL | 266 | $ 16,960,000 | $ 63,000 | $ 84,000 |
| HOMOSASSA SPRINGS, FL | 263 | $ 28,775,000 | $ 109,000 | $ 111,000 |
| CLEVELAND, TN | 250 | $ 25,010,000 | $ 100,000 | $ 93,000 |
| FORT WORTH-ARLINGTON, TX | 240 | $ 90,280,000 | $ 376,000 | $ 185,000 |
| CHICAGO-NAPERVILLE, IL | 238 | $ 167,930,000 | $ 705,000 | $ 185,000 |
| JOHNSON CITY, TN | 226 | $ 27,360,000 | $ 121,000 | $ 95,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 226 | $ 23,640,000 | $ 94,000 | $ 80,500 |
| HOT SPRINGS, AR | 217 | $ 25,395,000 | $ 117,000 | $ 93,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 216 | $ 23,930,000 | $ 110,000 | $ 94,000 |
| DOTHAN, AL | 211 | $ 18,305,000 | $ 86,000 | $ 90,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 206 | $ 50,810,000 | $ 246,000 | $ 174,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 205 | $ 84,395,000 | $ 411,000 | $ 142,000 |
| KANSAS CITY, MO-KS | 204 | $ 122,670,000 | $ 603,500 | $ 208,500 |
| RALEIGH, NC | 194 | $ 44,350,000 | $ 228,000 | $ 218,000 |
| AUBURN-OPELIKA, AL | 185 | $ 26,515,000 | $ 143,000 | $ 150,000 |
| FORT SMITH, AR-OK | 165 | $ 18,005,000 | $ 109,000 | $ 75,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 160 | $ 93,120,000 | $ 582,000 | $ 214,000 |
| MONROE, LA | 159 | $ 18,325,000 | $ 115,000 | $ 81,000 |
| HOUMA-THIBODAUX, LA | 154 | $ 16,770,000 | $ 108,000 | $ 95,000 |
| LAFAYETTE, LA | 154 | $ 20,410,000 | $ 132,000 | $ 101,000 |
| TYLER, TX | 154 | $ 20,860,000 | $ 135,000 | $ 135,000 |
| DECATUR, IL | 150 | $ 12,320,000 | $ 82,000 | $ 73,000 |
| HAMMOND, LA | 148 | $ 17,210,000 | $ 116,000 | $ 116,000 |
| JONESBORO, AR | 148 | $ 12,210,000 | $ 82,000 | $ 118,000 |
| TALLAHASSEE, FL | 148 | $ 21,660,000 | $ 146,000 | $ 114,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 145 | $ 54,865,000 | $ 476,500 | $ 115,500 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 136 | $ 27,070,000 | $ 199,000 | $ 206,000 |
| COLUMBUS, GA-AL | 135 | $ 12,755,000 | $ 88,000 | $ 103,500 |
| TEXARKANA, TX-AR | 133 | $ 10,845,000 | $ 81,000 | $ 106,000 |
| MORRISTOWN, TN | 132 | $ 13,250,000 | $ 100,000 | $ 85,000 |
| ROME, GA | 132 | $ 13,680,000 | $ 103,000 | $ 83,000 |
| SPRINGFIELD, MO | 103 | $ 14,265,000 | $ 138,000 | $ 88,000 |
| DES MOINES-WEST DES MOINES, IA | 99 | $ 18,855,000 | $ 190,000 | $ 99,000 |
| CAPE GIRARDEAU, MO-IL | 98 | $ 8,130,000 | $ 82,000 | $ 108,000 |
| CARBONDALE-MARION, IL | 98 | $ 7,510,000 | $ 76,000 | $ 92,000 |
| ALBANY, GA | 89 | $ 5,675,000 | $ 63,000 | $ 92,000 |
| LONGVIEW, TX | 89 | $ 8,265,000 | $ 92,000 | $ 98,000 |
| PORT ST. LUCIE, FL | 81 | $ 19,485,000 | $ 240,000 | $ 203,000 |
| CINCINNATI, OH-KY-IN | 80 | $ 21,150,000 | $ 213,666 | $ 127,333 |
| JEFFERSON CITY, MO | 77 | $ 6,565,000 | $ 85,000 | $ 100,000 |
| COLUMBIA, MO | 76 | $ 18,450,000 | $ 242,000 | $ 169,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 76 | $ 20,280,000 | $ 274,500 | $ 259,500 |
| ALEXANDRIA, LA | 75 | $ 6,625,000 | $ 88,000 | $ 102,000 |
| GAINESVILLE, FL | 75 | $ 11,405,000 | $ 152,000 | $ 111,000 |
| THE VILLAGES, FL | 74 | $ 10,690,000 | $ 144,000 | $ 104,000 |
| SPRINGFIELD, IL | 72 | $ 7,800,000 | $ 108,000 | $ 109,000 |
| PEORIA, IL | 70 | $ 6,700,000 | $ 95,000 | $ 109,000 |
| BLOOMINGTON, IN | 68 | $ 7,960,000 | $ 117,000 | $ 346,000 |
| SAVANNAH, GA | 63 | $ 12,435,000 | $ 197,000 | $ 149,000 |
| SPARTANBURG, SC | 58 | $ 8,070,000 | $ 139,000 | $ 120,000 |
| DURHAM-CHAPEL HILL, NC | 57 | $ 35,255,000 | $ 618,000 | $ 263,000 |
| VALDOSTA, GA | 54 | $ 7,940,000 | $ 147,000 | $ 99,000 |
| EVANSVILLE, IN-KY | 50 | $ 5,150,000 | $ 81,000 | $ 65,000 |
| LEXINGTON-FAYETTE, KY | 44 | $ 11,120,000 | $ 252,000 | $ 131,000 |
| ASHEVILLE, NC | 42 | $ 13,360,000 | $ 318,000 | $ 245,000 |
| WINSTON-SALEM, NC | 37 | $ 11,935,000 | $ 322,000 | $ 184,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 34 | $ 14,860,000 | $ 356,000 | $ 209,500 |
| ELGIN, IL | 31 | $ 4,545,000 | $ 146,000 | $ 131,000 |
| WILMINGTON, NC | 30 | $ 7,520,000 | $ 250,000 | $ 140,000 |
| WATERLOO-CEDAR FALLS, IA | 29 | $ 1,985,000 | $ 68,000 | $ 79,000 |
| GREENSBORO-HIGH POINT, NC | 27 | $ 5,045,000 | $ 186,000 | $ 150,000 |
| KOKOMO, IN | 26 | $ 2,670,000 | $ 102,000 | $ 85,000 |
| MACON-BIBB COUNTY, GA | 25 | $ 3,165,000 | $ 126,000 | $ 78,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 25 | $ 80,115,000 | $ 3,266,333 | $ 241,666 |
| GARY, IN | 24 | $ 8,070,000 | $ 336,000 | $ 118,000 |
| TERRE HAUTE, IN | 24 | $ 1,650,000 | $ 68,000 | $ 108,000 |
| CHAMPAIGN-URBANA, IL | 23 | $ 4,435,000 | $ 192,000 | $ 104,000 |
| BLOOMINGTON, IL | 22 | $ 1,160,000 | $ 52,000 | $ 110,000 |
| KILLEEN-TEMPLE, TX | 22 | $ 11,400,000 | $ 518,000 | $ 211,000 |
| DENVER-AURORA-LAKEWOOD, CO | 20 | $ 82,240,000 | $ 4,112,000 | $ 453,000 |
| FAYETTEVILLE, NC | 20 | $ 3,840,000 | $ 192,000 | $ 124,000 |
| FORT WAYNE, IN | 20 | $ 6,820,000 | $ 341,000 | $ 109,000 |
| HICKORY-LENOIR-MORGANTON, NC | 20 | $ 4,640,000 | $ 232,000 | $ 196,000 |
| SEBRING, FL | 20 | $ 2,660,000 | $ 133,000 | $ 138,000 |
| CORPUS CHRISTI, TX | 18 | $ 8,020,000 | $ 445,000 | $ 350,000 |
| BOWLING GREEN, KY | 17 | $ 3,665,000 | $ 215,000 | $ 116,000 |
| PINE BLUFF, AR | 16 | $ 1,530,000 | $ 95,000 | $ 96,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 15 | $ 42,165,000 | $ 2,811,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 15 | $ 3,555,000 | $ 237,000 | $ 133,000 |
| BRUNSWICK, GA | 14 | $ 5,070,000 | $ 362,000 | $ 191,000 |
| BEAUMONT-PORT ARTHUR, TX | 13 | $ 3,725,000 | $ 286,000 | $ 160,000 |
| GOLDSBORO, NC | 13 | $ 2,855,000 | $ 219,000 | $ 108,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 13 | $ 12,945,000 | $ 629,000 | $ 215,500 |
| WARNER ROBINS, GA | 13 | $ 1,875,000 | $ 144,000 | $ 114,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 12 | $ 121,055,000 | $ 11,005,000 | $ 0 |
| SUMTER, SC | 12 | $ 1,010,000 | $ 84,000 | $ 104,000 |
| MCALLEN-EDINBURG-MISSION, TX | 11 | $ 3,215,000 | $ 292,000 | $ 266,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 10 | $ 560,000 | $ 56,000 | $ 87,000 |
| JOPLIN, MO | 10 | $ 1,240,000 | $ 124,000 | $ 116,000 |
| LAKE CHARLES, LA | 10 | $ 5,610,000 | $ 561,000 | $ 223,000 |
| LUBBOCK, TX | 10 | $ 2,100,000 | $ 210,000 | $ 201,000 |
| SHERMAN-DENISON, TX | 10 | $ 3,380,000 | $ 338,000 | $ 179,000 |
| EL PASO, TX | 9 | $ 2,345,000 | $ 260,000 | $ 96,000 |
| LAREDO, TX | 9 | $ 1,555,000 | $ 172,000 | $ 270,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 9,615,000 | $ 706,000 | $ 104,500 |
| COLUMBUS, IN | 8 | $ 1,340,000 | $ 167,000 | $ 50,000 |
| FLORENCE, SC | 8 | $ 1,960,000 | $ 245,000 | $ 160,000 |
| IOWA CITY, IA | 8 | $ 1,940,000 | $ 242,000 | $ 219,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 2,030,000 | $ 253,000 | $ 104,000 |
| MUNCIE, IN | 8 | $ 1,090,000 | $ 136,000 | $ 69,000 |
| OKLAHOMA CITY, OK | 8 | $ 2,820,000 | $ 352,000 | $ 159,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 8 | $ 11,180,000 | $ 1,397,000 | $ 196,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 8 | $ 27,860,000 | $ 3,482,000 | $ 90,000 |
| COLLEGE STATION-BRYAN, TX | 7 | $ 2,135,000 | $ 305,000 | $ 198,000 |
| COLUMBUS, OH | 7 | $ 2,445,000 | $ 349,000 | $ 220,000 |
| GREENVILLE, NC | 7 | $ 1,295,000 | $ 185,000 | $ 86,000 |
| JACKSONVILLE, NC | 7 | $ 1,895,000 | $ 270,000 | $ 417,000 |
| RICHMOND, VA | 7 | $ 3,815,000 | $ 545,000 | $ 145,000 |
| BURLINGTON, NC | 6 | $ 1,160,000 | $ 193,000 | $ 134,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 61,830,000 | $ 10,305,000 | $ 104,000 |
| ST. JOSEPH, MO-KS | 6 | $ 550,000 | $ 91,000 | $ 126,000 |
| HINESVILLE, GA | 5 | $ 745,000 | $ 149,000 | $ 75,000 |
| KANKAKEE, IL | 5 | $ 445,000 | $ 89,000 | $ 438,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5 | $ 11,395,000 | $ 2,279,000 | $ 130,000 |
| MADISON, WI | 5 | $ 17,995,000 | $ 3,599,000 | $ 93,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 1,155,000 | $ 231,000 | $ 156,000 |
| NEW BERN, NC | 5 | $ 1,165,000 | $ 233,000 | $ 117,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 2,865,000 | $ 573,000 | $ 258,000 |
| WICHITA FALLS, TX | 5 | $ 1,195,000 | $ 239,000 | $ 161,000 |
| AMARILLO, TX | 4 | $ 1,800,000 | $ 450,000 | $ 310,000 |
| ANN ARBOR, MI | 4 | $ 1,080,000 | $ 270,000 | $ 480,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 4 | $ 950,000 | $ 237,000 | $ 96,000 |
| CEDAR RAPIDS, IA | 4 | $ 290,000 | $ 72,000 | $ 128,000 |
| CLEVELAND-ELYRIA, OH | 4 | $ 2,350,000 | $ 587,000 | $ 88,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 2,250,000 | $ 562,500 | $ 102,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 4 | $ 1,500,000 | $ 375,000 | $ 142,000 |
| FORT COLLINS, CO | 4 | $ 2,440,000 | $ 610,000 | $ 256,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 4 | $ 1,110,000 | $ 277,000 | $ 69,000 |
| ROCKFORD, IL | 4 | $ 1,000,000 | $ 250,000 | $ 184,000 |
| ROCKY MOUNT, NC | 4 | $ 450,000 | $ 112,000 | $ 249,000 |
| SALT LAKE CITY, UT | 4 | $ 46,020,000 | $ 11,505,000 | $ 256,000 |
| ST. GEORGE, UT | 4 | $ 2,450,000 | $ 612,000 | $ 210,000 |
| TOLEDO, OH | 4 | $ 790,000 | $ 197,000 | $ 181,000 |
| ABILENE, TX | 3 | $ 825,000 | $ 275,000 | $ 241,000 |
| ANCHORAGE, AK | 3 | $ 1,385,000 | $ 461,000 | $ 115,000 |
| BATTLE CREEK, MI | 3 | $ 505,000 | $ 168,000 | $ 164,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 835,000 | $ 278,000 | $ 149,000 |
| BOULDER, CO | 3 | $ 1,635,000 | $ 545,000 | $ 209,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 1,115,000 | $ 371,000 | $ 168,000 |
| COLORADO SPRINGS, CO | 3 | $ 1,115,000 | $ 371,000 | $ 174,000 |
| ELKHART-GOSHEN, IN | 3 | $ 935,000 | $ 311,000 | $ 1,152,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 275,000 | $ 91,000 | $ 34,000 |
| LAWRENCE, KS | 3 | $ 1,495,000 | $ 498,000 | $ 190,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 3 | $ 765,000 | $ 255,000 | $ 787,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 935,000 | $ 311,000 | $ 294,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3 | $ 62,580,000 | $ 31,290,000 | $ 0 |
| OWENSBORO, KY | 3 | $ 165,000 | $ 55,000 | $ 130,000 |
| PHILADELPHIA, PA | 3 | $ 41,125,000 | $ 13,708,000 | $ 86,000 |
| SAN ANGELO, TX | 3 | $ 225,000 | $ 75,000 | $ 135,000 |
| TUCSON, AZ | 3 | $ 395,000 | $ 131,000 | $ 168,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 2,845,000 | $ 948,000 | $ 55,000 |
| WICHITA, KS | 3 | $ 445,000 | $ 148,000 | $ 87,000 |
| ALBUQUERQUE, NM | 2 | $ 29,990,000 | $ 14,995,000 | $ 0 |
| CAMDEN, NJ | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| DANVILLE, IL | 2 | $ 60,000 | $ 30,000 | $ 77,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 3,130,000 | $ 1,565,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 2 | $ 490,000 | $ 245,000 | $ 171,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| JACKSON, MI | 2 | $ 5,960,000 | $ 2,980,000 | $ 122,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 1,080,000 | $ 540,000 | $ 208,000 |
| LANSING-EAST LANSING, MI | 2 | $ 4,220,000 | $ 2,110,000 | $ 87,000 |
| LAWTON, OK | 2 | $ 520,000 | $ 260,000 | $ 158,000 |
| NEW YORK-NEWARK, NY | 2 | $ 590,000 | $ 295,000 | $ 176,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 580,000 | $ 290,000 | $ 107,000 |
| PROVO-OREM, UT | 2 | $ 1,050,000 | $ 525,000 | $ 128,000 |
| ROANOKE, VA | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| ROCHESTER, NY | 2 | $ 3,200,000 | $ 1,600,000 | $ 360,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2 | $ 135,230,000 | $ 67,615,000 | $ 0 |
| SPRINGFIELD, OH | 2 | $ 240,000 | $ 120,000 | $ 152,000 |
| WINCHESTER, VA-WV | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| AKRON, OH | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| BAKERSFIELD, CA | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| BILLINGS, MT | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| BOISE CITY, ID | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| CHARLOTTESVILLE, VA | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| DUBUQUE, IA | 1 | $ 645,000 | $ 645,000 | $ 350,000 |
| DULUTH, MN-WI | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| EAU CLAIRE, WI | 1 | $ 295,000 | $ 295,000 | $ 111,000 |
| FOND DU LAC, WI | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| GRAND JUNCTION, CO | 1 | $ 605,000 | $ 605,000 | $ 0 |
| GREELEY, CO | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 85,000 | $ 85,000 | $ 1,279,000 |
| HARRISONBURG, VA | 1 | $ 365,000 | $ 365,000 | $ 404,000 |
| LANCASTER, PA | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| LONGVIEW, WA | 1 | $ 155,000 | $ 155,000 | $ 198,000 |
| LYNCHBURG, VA | 1 | $ 355,000 | $ 355,000 | $ 249,000 |
| MANHATTAN, KS | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| MONROE, MI | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| MORGANTOWN, WV | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| NEWARK, NJ-PA | 1 | $ 1,315,000 | $ 1,315,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 65,000 | $ 65,000 | $ 175,000 |
| OCEAN CITY, NJ | 1 | $ 235,000 | $ 235,000 | $ 372,000 |
| ODESSA, TX | 1 | $ 275,000 | $ 275,000 | $ 17,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| PITTSBURGH, PA | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 55,000 | $ 55,000 | $ 10,000 |
| RACINE, WI | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| READING, PA | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 595,000 | $ 595,000 | $ 200,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 335,000 | $ 335,000 | $ 224,000 |
| SALISBURY, MD-DE | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 1 | $ 0 | $ 0 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| TACOMA-LAKEWOOD, WA | 1 | $ 3,705,000 | $ 3,705,000 | $ 0 |
| TOPEKA, KS | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| TULSA, OK | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| VICTORIA, TX | 1 | $ 135,000 | $ 135,000 | $ 444,000 |
| WACO, TX | 1 | $ 3,275,000 | $ 3,275,000 | $ 0 |
| WAUSAU, WI | 1 | $ 635,000 | $ 635,000 | $ 777,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Regions Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 23,601 | $1,816,475,000 | $76,000 | $2,505,000 | $128,000 | $9,480,000 |
| Other Purpose | 20,162 | $1,655,010,000 | $82,000 | $3,005,000 | $127,000 | $9,600,000 |
| Home Purchase | 19,364 | $7,305,110,000 | $377,000 | $90,815,000 | $163,000 | $7,964,000 |
| Refinancing | 9,112 | $2,681,410,000 | $294,000 | $91,825,000 | $111,000 | $6,007,000 |
| Cash-out Refinancing | 2,964 | $704,370,000 | $237,000 | $4,625,000 | $109,000 | $7,964,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 49,001 | $7,652,385,000 | $156,000 | $5,005,000 | $138,000 | $9,480,000 |
| Black or African American | 12,240 | $1,349,580,000 | $110,000 | $2,875,000 | $95,000 | $8,112,000 |
| Hispanic | 6,414 | $1,030,790,000 | $160,000 | $2,545,000 | $132,000 | $4,394,000 |
| Not Provided | 4,164 | $1,017,840,000 | $244,000 | $3,005,000 | $171,000 | $9,600,000 |
| Asian | 1,844 | $453,770,000 | $246,000 | $2,005,000 | $173,000 | $9,511,000 |
| American Indian or Alaskan Native | 494 | $68,240,000 | $138,000 | $1,505,000 | $122,000 | $2,724,000 |
| Not applicable | 287 | $2,370,435,000 | $8,376,000 | $91,825,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 69 | $11,265,000 | $163,000 | $1,435,000 | $149,000 | $3,182,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 68,967 | $12,771,825,000 | $185,000 | $91,825,000 | $139,000 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 5,042 | $1,065,780,000 | $211,000 | $715,000 | $77,000 | $923,000 |
| VA-guaranteed (Veterans Administration) | 826 | $267,150,000 | $323,000 | $1,605,000 | $101,000 | $540,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 368 | $57,620,000 | $156,000 | $375,000 | $64,000 | $137,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 31,208 | $8,110,400,000 | $259,000 | $91,825,000 | $143,000 | $7,964,000 |
| Application Denied By Financial Institution | 29,151 | $2,782,695,000 | $95,000 | $13,485,000 | $116,000 | $9,480,000 |
| Application Withdrawn By Applicant | 5,405 | $1,483,375,000 | $274,000 | $5,665,000 | $161,000 | $6,097,000 |
| File Closed For Incompleteness | 4,182 | $622,590,000 | $148,000 | $5,005,000 | $154,000 | $9,511,000 |
| Application Approved But Not Accepted | 3,639 | $683,215,000 | $187,000 | $4,165,000 | $143,000 | $9,600,000 |
| Preapproval Approved but not Accepted | 914 | $295,980,000 | $323,000 | $2,255,000 | $128,000 | $2,328,000 |
| Preapproval Denied by Financial Institution | 672 | $176,390,000 | $262,000 | $2,405,000 | $82,000 | $2,144,000 |
| Loan Purchased By The Institution | 32 | $7,730,000 | $241,000 | $545,000 | $103,000 | $342,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 45,380 | $11,203,290,000 | $246,000 | $91,825,000 | $146,000 | $9,600,000 |
| Credit History | 16,158 | $1,146,690,000 | $70,000 | $4,475,000 | $129,000 | $9,480,000 |
| Debt-To-Income Ratio | 9,399 | $1,197,735,000 | $127,000 | $3,005,000 | $73,000 | $934,000 |
| Collateral | 3,194 | $360,970,000 | $113,000 | $13,485,000 | $164,000 | $8,136,000 |
| Other | 373 | $75,615,000 | $202,000 | $1,575,000 | $177,000 | $2,700,000 |
| Unverifiable Information | 305 | $60,755,000 | $199,000 | $4,745,000 | $158,000 | $2,789,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 305 | $92,115,000 | $302,000 | $9,285,000 | $125,000 | $4,720,000 |
| Employment History | 76 | $16,230,000 | $213,000 | $745,000 | $72,000 | $566,000 |
| Credit Application Incomplete | 13 | $8,975,000 | $690,000 | $2,335,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Regions Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Regions Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.