Reverse Mortgage USA, Inc. Mortgage Lending & HMDA Data, 2012

In 2012, Reverse Mortgage USA, Inc. of Austin, TX reported 1,883 mortgage applications totaling $202.6 million, up 113% from 2011. The average application was for $107,584, and applicants reported an average income of $22,000. 67% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (162), Dallas-Plano-Irving, TX (66) and San Antonio-New Braunfels, TX (59) (applications in parentheses).

Mortgage Company & Address Reverse Mortgage USA, Inc.
6500 River Place Blvd, Bldg 1, Ste 425
Austin, TX 78730
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 1,883
Total Mortgage Loan Application Amount $202,582,000
Average Mortgage Loan Application Amount $107,584
Highest Mortgage Loan Application Amount $561,000
Average Applicant Income $22,000
Highest Applicant Income $240,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reverse Mortgage USA, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Reverse Mortgage USA, Inc. by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 109 $ 10,196,000 $ 93,541 $ 20,000
Dallas, Texas 36 $ 3,688,000 $ 102,444 $ 30,000
Bexar, Texas 34 $ 2,925,000 $ 86,029 $ 22,000
Lubbock, Texas 33 $ 2,588,000 $ 78,424 $ 22,000
Salt Lake, Utah 28 $ 4,859,000 $ 173,535 $ 38,000
Tarrant, Texas 27 $ 2,915,000 $ 107,962 $ 27,000
Mobile, Alabama 22 $ 1,739,000 $ 79,045 $ 21,000
Travis, Texas 21 $ 3,560,000 $ 169,523 $ 24,000
McLennan, Texas 20 $ 1,830,000 $ 91,500 $ 22,000
Mecklenburg, North Carolina 19 $ 1,390,000 $ 73,157 $ 13,000
Oklahoma, Oklahoma 19 $ 1,617,000 $ 85,105 $ 12,000
Davidson, Tennessee 18 $ 1,997,000 $ 110,944 $ 11,000
Kanawha, West Virginia 17 $ 1,852,000 $ 108,941 $ 18,000
Jefferson, Alabama 16 $ 1,260,000 $ 78,750 $ 17,000
Jefferson, Kentucky 16 $ 1,630,000 $ 101,875 $ 15,000
Pulaski, Arkansas 15 $ 1,254,000 $ 83,600 $ 19,000
Greenville, South Carolina 15 $ 1,213,000 $ 80,866 $ 18,000
Smith, Texas 15 $ 2,118,000 $ 141,200 $ 26,000
Utah, Utah 15 $ 2,643,000 $ 176,200 $ 36,000
King, Washington 15 $ 3,877,000 $ 258,466 $ 24,000
Pierce, Washington 15 $ 2,335,000 $ 155,666 $ 25,000
Polk, Iowa 14 $ 1,378,000 $ 98,428 $ 21,000
Guilford, North Carolina 14 $ 1,644,000 $ 117,428 $ 23,000
Gregg, Texas 14 $ 1,232,000 $ 88,000 $ 30,000
Williamson, Texas 14 $ 1,847,000 $ 131,928 $ 29,000
Davis, Utah 14 $ 2,933,000 $ 209,500 $ 54,000
East Baton Rouge, Louisiana 13 $ 1,130,000 $ 86,923 $ 19,000
Orleans, Louisiana 12 $ 1,170,000 $ 97,500 $ 11,000
Buncombe, North Carolina 12 $ 1,402,000 $ 116,833 $ 17,000
Fort Bend, Texas 12 $ 1,116,000 $ 93,000 $ 34,000
Hidalgo, Texas 12 $ 949,000 $ 79,083 $ 22,000
Jefferson, Texas 12 $ 852,000 $ 71,000 $ 26,000
Hinds, Mississippi 11 $ 1,027,000 $ 93,363 $ 21,000
Wake, North Carolina 11 $ 1,471,000 $ 133,727 $ 24,000
Bell, Texas 11 $ 881,000 $ 80,090 $ 45,000
Galveston, Texas 11 $ 851,000 $ 77,363 $ 13,000
Montgomery, Texas 11 $ 1,473,000 $ 133,909 $ 43,000
Madison, Alabama 10 $ 958,000 $ 95,800 $ 23,000
Forsyth, North Carolina 10 $ 962,000 $ 96,200 $ 34,000
Collin, Texas 10 $ 1,853,000 $ 185,300 $ 30,000
Comal, Texas 10 $ 1,666,000 $ 166,600 $ 30,000
Kitsap, Washington 10 $ 1,781,000 $ 178,100 $ 37,000
Tulsa, Oklahoma 9 $ 941,000 $ 104,555 $ 17,000
Beaufort, South Carolina 9 $ 1,940,000 $ 215,555 $ 37,000
Horry, South Carolina 9 $ 895,000 $ 99,444 $ 23,000
Richland, South Carolina 9 $ 537,000 $ 59,666 $ 7,000
Blount, Tennessee 9 $ 847,000 $ 94,111 $ 21,000
El Paso, Texas 9 $ 708,000 $ 78,666 $ 18,000
Multnomah, Oregon 8 $ 1,028,000 $ 128,500 $ 23,000
Anderson, South Carolina 8 $ 1,431,000 $ 178,875 $ 15,000
Berkeley, South Carolina 8 $ 552,000 $ 69,000 $ 18,000
Spartanburg, South Carolina 8 $ 595,000 $ 74,375 $ 12,000
Brazoria, Texas 8 $ 676,000 $ 84,500 $ 18,000
Tom Green, Texas 8 $ 570,000 $ 71,250 $ 17,000
Snohomish, Washington 8 $ 1,508,000 $ 188,500 $ 37,000
Shelby, Alabama 7 $ 916,000 $ 130,857 $ 15,000
Alamance, North Carolina 7 $ 603,000 $ 86,142 $ 21,000
Brunswick, North Carolina 7 $ 928,000 $ 132,571 $ 9,000
Charleston, South Carolina 7 $ 920,000 $ 131,428 $ 28,000
Knox, Tennessee 7 $ 714,000 $ 102,000 $ 20,000
Bosque, Texas 7 $ 774,000 $ 110,571 $ 23,000
Denton, Texas 7 $ 1,062,000 $ 151,714 $ 59,000
Guadalupe, Texas 7 $ 751,000 $ 107,285 $ 19,000
Harrison, Texas 7 $ 770,000 $ 110,000 $ 28,000
Lauderdale, Alabama 6 $ 589,000 $ 98,166 $ 30,000
Montgomery, Alabama 6 $ 424,000 $ 70,666 $ 9,000
Saline, Arkansas 6 $ 462,000 $ 77,000 $ 26,000
Marion, Indiana 6 $ 641,000 $ 106,833 $ 21,000
Pottawattamie, Iowa 6 $ 662,000 $ 110,333 $ 13,000
McCracken, Kentucky 6 $ 478,000 $ 79,666 $ 17,000
New Hanover, North Carolina 6 $ 578,000 $ 96,333 $ 18,000
Canadian, Oklahoma 6 $ 674,000 $ 112,333 $ 31,000
Aiken, South Carolina 6 $ 553,000 $ 92,166 $ 15,000
Sullivan, Tennessee 6 $ 481,000 $ 80,166 $ 17,000
Cameron, Texas 6 $ 430,000 $ 71,666 $ 11,000
Grayson, Texas 6 $ 410,000 $ 68,333 $ 13,000
Liberty, Texas 6 $ 473,000 $ 78,833 $ 6,000
Parker, Texas 6 $ 898,000 $ 149,666 $ 25,000
Wichita, Texas 6 $ 475,000 $ 79,166 $ 18,000
Weber, Utah 6 $ 896,000 $ 149,333 $ 40,000
Spokane, Washington 6 $ 568,000 $ 94,666 $ 12,000
Garland, Arkansas 5 $ 632,000 $ 126,400 $ 19,000
St. Tammany, Louisiana 5 $ 407,000 $ 81,400 $ 16,000
DeSoto, Mississippi 5 $ 353,000 $ 70,600 $ 30,000
Hancock, Mississippi 5 $ 428,000 $ 85,600 $ 21,000
Harrison, Mississippi 5 $ 323,000 $ 64,600 $ 8,000
Jackson, Mississippi 5 $ 526,000 $ 105,200 $ 44,000
Lauderdale, Mississippi 5 $ 228,000 $ 45,600 $ 18,000
Rankin, Mississippi 5 $ 526,000 $ 105,200 $ 24,000
Moore, North Carolina 5 $ 1,063,000 $ 212,600 $ 28,000
Cleveland, Oklahoma 5 $ 529,000 $ 105,800 $ 15,000
Lexington, South Carolina 5 $ 490,000 $ 98,000 $ 23,000
Brazos, Texas 5 $ 552,000 $ 110,400 $ 22,000
Ellis, Texas 5 $ 482,000 $ 96,400 $ 26,000
Hays, Texas 5 $ 483,000 $ 96,600 $ 6,000
Hood, Texas 5 $ 464,000 $ 92,800 $ 35,000
Randall, Texas 5 $ 395,000 $ 79,000 $ 37,000
Wood, Texas 5 $ 474,000 $ 94,800 $ 19,000
Washington, Utah 5 $ 790,000 $ 158,000 $ 30,000
Clark, Washington 5 $ 797,000 $ 159,400 $ 22,000
Wood, West Virginia 5 $ 566,000 $ 113,200 $ 11,000
Baldwin, Alabama 4 $ 523,000 $ 130,750 $ 52,000
Houston, Alabama 4 $ 478,000 $ 119,500 $ 57,000
Faulkner, Arkansas 4 $ 305,000 $ 76,250 $ 22,000
Jefferson, Arkansas 4 $ 292,000 $ 73,000 $ 35,000
Black Hawk, Iowa 4 $ 285,000 $ 71,250 $ 19,000
Linn, Iowa 4 $ 330,000 $ 82,500 $ 17,000
Cabarrus, North Carolina 4 $ 268,000 $ 67,000 $ 18,000
Craven, North Carolina 4 $ 415,000 $ 103,750 $ 29,000
Davidson, North Carolina 4 $ 278,000 $ 69,500 $ 23,000
Gaston, North Carolina 4 $ 340,000 $ 85,000 $ 35,000
Onslow, North Carolina 4 $ 725,000 $ 181,250 $ 11,000
Randolph, North Carolina 4 $ 415,000 $ 103,750 $ 19,000
Union, North Carolina 4 $ 197,000 $ 49,250 $ 17,000
Wayne, North Carolina 4 $ 362,000 $ 90,500 $ 0
Allegheny, Pennsylvania 4 $ 286,000 $ 71,500 $ 28,000
Franklin, Pennsylvania 4 $ 425,000 $ 106,250 $ 19,000
Washington, Pennsylvania 4 $ 342,000 $ 85,500 $ 13,000
Westmoreland, Pennsylvania 4 $ 362,000 $ 90,500 $ 29,000
Florence, South Carolina 4 $ 335,000 $ 83,750 $ 20,000
Lancaster, South Carolina 4 $ 320,000 $ 80,000 $ 24,000
Orangeburg, South Carolina 4 $ 172,000 $ 43,000 $ 12,000
Sumter, South Carolina 4 $ 272,000 $ 68,000 $ 5,000
Hamilton, Tennessee 4 $ 499,000 $ 124,750 $ 12,000
Shelby, Tennessee 4 $ 560,000 $ 140,000 $ 19,000
Sumner, Tennessee 4 $ 398,000 $ 99,500 $ 42,000
Ector, Texas 4 $ 463,000 $ 115,750 $ 16,000
Hockley, Texas 4 $ 305,000 $ 76,250 $ 32,000
Johnson, Texas 4 $ 501,000 $ 125,250 $ 16,000
Kerr, Texas 4 $ 576,000 $ 144,000 $ 46,000
Lampasas, Texas 4 $ 440,000 $ 110,000 $ 46,000
Llano, Texas 4 $ 467,000 $ 116,750 $ 20,000
Potter, Texas 4 $ 279,000 $ 69,750 $ 38,000
Taylor, Texas 4 $ 402,000 $ 100,500 $ 26,000
Van Zandt, Texas 4 $ 380,000 $ 95,000 $ 29,000
Sanpete, Utah 4 $ 678,000 $ 169,500 $ 39,000
Grant, Washington 4 $ 486,000 $ 121,500 $ 18,000
Grays Harbor, Washington 4 $ 502,000 $ 125,500 $ 21,000
Thurston, Washington 4 $ 565,000 $ 141,250 $ 15,000
Cabell, West Virginia 4 $ 454,000 $ 113,500 $ 9,000
Calhoun, Alabama 3 $ 216,000 $ 72,000 $ 27,000
Crittenden, Arkansas 3 $ 220,000 $ 73,333 $ 13,000
Orange, Florida 3 $ 517,000 $ 172,333 $ 23,000
Palm Beach, Florida 3 $ 740,000 $ 246,666 $ 36,000
Johnson, Indiana 3 $ 188,000 $ 62,666 $ 18,000
St. Joseph, Indiana 3 $ 160,000 $ 53,333 $ 6,000
Boone, Iowa 3 $ 199,000 $ 66,333 $ 14,000
Harrison, Iowa 3 $ 292,000 $ 97,333 $ 18,000
Campbell, Kentucky 3 $ 344,000 $ 114,666 $ 30,000
Fayette, Kentucky 3 $ 248,000 $ 82,666 $ 5,000
Oldham, Kentucky 3 $ 347,000 $ 115,666 $ 42,000
Bossier, Louisiana 3 $ 620,000 $ 206,666 $ 29,000
Calcasieu, Louisiana 3 $ 268,000 $ 89,333 $ 23,000
Jefferson, Louisiana 3 $ 286,000 $ 95,333 $ 26,000
Rapides, Louisiana 3 $ 307,000 $ 102,333 $ 28,000
Tangipahoa, Louisiana 3 $ 312,000 $ 104,000 $ 4,000
Washington, Louisiana 3 $ 263,000 $ 87,666 $ 27,000
Jones, Mississippi 3 $ 195,000 $ 65,000 $ 32,000
Lee, Mississippi 3 $ 503,000 $ 167,666 $ 10,000
Madison, Mississippi 3 $ 196,000 $ 65,333 $ 37,000
Pearl River, Mississippi 3 $ 324,000 $ 108,000 $ 36,000
Cumberland, North Carolina 3 $ 246,000 $ 82,000 $ 30,000
Henderson, North Carolina 3 $ 350,000 $ 116,666 $ 32,000
Lincoln, North Carolina 3 $ 219,000 $ 73,000 $ 13,000
Surry, North Carolina 3 $ 283,000 $ 94,333 $ 18,000
Transylvania, North Carolina 3 $ 502,000 $ 167,333 $ 8,000
Garvin, Oklahoma 3 $ 205,000 $ 68,333 $ 20,000
Payne, Oklahoma 3 $ 235,000 $ 78,333 $ 26,000
Josephine, Oregon 3 $ 526,000 $ 175,333 $ 20,000
Yamhill, Oregon 3 $ 440,000 $ 146,666 $ 40,000
Abbeville, South Carolina 3 $ 194,000 $ 64,666 $ 14,000
Colleton, South Carolina 3 $ 377,000 $ 125,666 $ 33,000
Laurens, South Carolina 3 $ 198,000 $ 66,000 $ 14,000
Pickens, South Carolina 3 $ 263,000 $ 87,666 $ 6,000
York, South Carolina 3 $ 226,000 $ 75,333 $ 19,000
Bedford, Tennessee 3 $ 337,000 $ 112,333 $ 23,000
Campbell, Tennessee 3 $ 304,000 $ 101,333 $ 21,000
Carroll, Tennessee 3 $ 238,000 $ 79,333 $ 9,000
Dickson, Tennessee 3 $ 221,000 $ 73,666 $ 28,000
Franklin, Tennessee 3 $ 335,000 $ 111,666 $ 39,000
Hamblen, Tennessee 3 $ 266,000 $ 88,666 $ 18,000
Rutherford, Tennessee 3 $ 212,000 $ 70,666 $ 7,000
Atascosa, Texas 3 $ 241,000 $ 80,333 $ 17,000
Bastrop, Texas 3 $ 445,000 $ 148,333 $ 75,000
Burnet, Texas 3 $ 315,000 $ 105,000 $ 41,000
Grimes, Texas 3 $ 301,000 $ 100,333 $ 7,000
Henderson, Texas 3 $ 444,000 $ 148,000 $ 22,000
Hunt, Texas 3 $ 232,000 $ 77,333 $ 17,000
Kaufman, Texas 3 $ 149,000 $ 49,666 $ 12,000
Medina, Texas 3 $ 308,000 $ 102,666 $ 15,000
Midland, Texas 3 $ 352,000 $ 117,333 $ 44,000
Orange, Texas 3 $ 165,000 $ 55,000 $ 9,000
San Jacinto, Texas 3 $ 337,000 $ 112,333 $ 34,000
Victoria, Texas 3 $ 354,000 $ 118,000 $ 18,000
Wasatch, Utah 3 $ 1,215,000 $ 405,000 $ 31,000
Island, Washington 3 $ 673,000 $ 224,333 $ 43,000
Skagit, Washington 3 $ 349,000 $ 116,333 $ 16,000
Whatcom, Washington 3 $ 572,000 $ 190,666 $ 26,000
Monongalia, West Virginia 3 $ 280,000 $ 93,333 $ 0
Colbert, Alabama 2 $ 139,000 $ 69,500 $ 0
Elmore, Alabama 2 $ 232,000 $ 116,000 $ 17,000
Escambia, Alabama 2 $ 145,000 $ 72,500 $ 10,000
Etowah, Alabama 2 $ 333,000 $ 166,500 $ 60,000
Marengo, Alabama 2 $ 92,000 $ 46,000 $ 14,000
Morgan, Alabama 2 $ 127,000 $ 63,500 $ 8,000
St. Clair, Alabama 2 $ 169,000 $ 84,500 $ 32,000
Ashley, Arkansas 2 $ 125,000 $ 62,500 $ 54,000
Baxter, Arkansas 2 $ 163,000 $ 81,500 $ 10,000
Benton, Arkansas 2 $ 124,000 $ 62,000 $ 7,000
Poinsett, Arkansas 2 $ 126,000 $ 63,000 $ 11,000
Sebastian, Arkansas 2 $ 149,000 $ 74,500 $ 21,000
Riverside, California 2 $ 519,000 $ 259,500 $ 27,000
Bay, Florida 2 $ 190,000 $ 95,000 $ 36,000
Broward, Florida 2 $ 204,000 $ 102,000 $ 15,000
Charlotte, Florida 2 $ 133,000 $ 66,500 $ 7,000
Hillsborough, Florida 2 $ 244,000 $ 122,000 $ 7,000
Indian River, Florida 2 $ 387,000 $ 193,500 $ 37,000
Marion, Florida 2 $ 195,000 $ 97,500 $ 10,000
Allen, Indiana 2 $ 169,000 $ 84,500 $ 0
Delaware, Indiana 2 $ 147,000 $ 73,500 $ 18,000
Owen, Indiana 2 $ 164,000 $ 82,000 $ 0
Tippecanoe, Indiana 2 $ 116,000 $ 58,000 $ 0
Jasper, Iowa 2 $ 114,000 $ 57,000 $ 29,000
Johnson, Iowa 2 $ 291,000 $ 145,500 $ 0
Muscatine, Iowa 2 $ 186,000 $ 93,000 $ 34,000
Page, Iowa 2 $ 203,000 $ 101,500 $ 0
Scott, Iowa 2 $ 139,000 $ 69,500 $ 13,000
Boone, Kentucky 2 $ 183,000 $ 91,500 $ 41,000
Christian, Kentucky 2 $ 251,000 $ 125,500 $ 18,000
Hopkins, Kentucky 2 $ 109,000 $ 54,500 $ 22,000
Nelson, Kentucky 2 $ 178,000 $ 89,000 $ 30,000
Avoyelles, Louisiana 2 $ 101,000 $ 50,500 $ 15,000
Evangeline, Louisiana 2 $ 95,000 $ 47,500 $ 11,000
Livingston, Louisiana 2 $ 191,000 $ 95,500 $ 18,000
St. Landry, Louisiana 2 $ 123,000 $ 61,500 $ 8,000
Hennepin, Minnesota 2 $ 196,000 $ 98,000 $ 26,000
Forrest, Mississippi 2 $ 125,000 $ 62,500 $ 9,000
Tate, Mississippi 2 $ 245,000 $ 122,500 $ 0
Cleveland, North Carolina 2 $ 142,000 $ 71,000 $ 18,000
Durham, North Carolina 2 $ 70,000 $ 35,000 $ 20,000
Jackson, North Carolina 2 $ 147,000 $ 73,500 $ 22,000
Johnston, North Carolina 2 $ 169,000 $ 84,500 $ 11,000
Montgomery, North Carolina 2 $ 137,000 $ 68,500 $ 32,000
Robeson, North Carolina 2 $ 104,000 $ 52,000 $ 22,000
Rockingham, North Carolina 2 $ 81,000 $ 40,500 $ 25,000
Rowan, North Carolina 2 $ 196,000 $ 98,000 $ 25,000
Wilson, North Carolina 2 $ 150,000 $ 75,000 $ 12,000
Bryan, Oklahoma 2 $ 305,000 $ 152,500 $ 43,000
Carter, Oklahoma 2 $ 114,000 $ 57,000 $ 9,000
Grady, Oklahoma 2 $ 150,000 $ 75,000 $ 3,000
Muskogee, Oklahoma 2 $ 182,000 $ 91,000 $ 22,000
Pittsburg, Oklahoma 2 $ 217,000 $ 108,500 $ 49,000
Clackamas, Oregon 2 $ 265,000 $ 132,500 $ 24,000
Lane, Oregon 2 $ 437,000 $ 218,500 $ 24,000
Linn, Oregon 2 $ 160,000 $ 80,000 $ 42,000
Marion, Oregon 2 $ 245,000 $ 122,500 $ 36,000
Polk, Oregon 2 $ 196,000 $ 98,000 $ 12,000
Washington, Oregon 2 $ 468,000 $ 234,000 $ 26,000
Adams, Pennsylvania 2 $ 350,000 $ 175,000 $ 16,000
Blair, Pennsylvania 2 $ 143,000 $ 71,500 $ 23,000
Butler, Pennsylvania 2 $ 241,000 $ 120,500 $ 21,000
Clarion, Pennsylvania 2 $ 158,000 $ 79,000 $ 0
Indiana, Pennsylvania 2 $ 196,000 $ 98,000 $ 8,000
York, Pennsylvania 2 $ 285,000 $ 142,500 $ 40,000
Dorchester, South Carolina 2 $ 166,000 $ 83,000 $ 11,000
Greenwood, South Carolina 2 $ 92,000 $ 46,000 $ 20,000
Kershaw, South Carolina 2 $ 68,000 $ 34,000 $ 17,000
Newberry, South Carolina 2 $ 89,000 $ 44,500 $ 25,000
Anderson, Tennessee 2 $ 244,000 $ 122,000 $ 0
Carter, Tennessee 2 $ 287,000 $ 143,500 $ 49,000
Madison, Tennessee 2 $ 204,000 $ 102,000 $ 31,000
Putnam, Tennessee 2 $ 192,000 $ 96,000 $ 36,000
Wilson, Tennessee 2 $ 270,000 $ 135,000 $ 0
Austin, Texas 2 $ 156,000 $ 78,000 $ 9,000
Brown, Texas 2 $ 201,000 $ 100,500 $ 11,000
Franklin, Texas 2 $ 459,000 $ 229,500 $ 6,000
Gray, Texas 2 $ 143,000 $ 71,500 $ 9,000
Hale, Texas 2 $ 160,000 $ 80,000 $ 40,000
Hill, Texas 2 $ 130,000 $ 65,000 $ 9,000
Jasper, Texas 2 $ 78,000 $ 39,000 $ 14,000
Lamar, Texas 2 $ 155,000 $ 77,500 $ 31,000
Limestone, Texas 2 $ 443,000 $ 221,500 $ 12,000
Rockwall, Texas 2 $ 171,000 $ 85,500 $ 40,000
Shelby, Texas 2 $ 99,000 $ 49,500 $ 24,000
Terry, Texas 2 $ 149,000 $ 74,500 $ 31,000
Wharton, Texas 2 $ 163,000 $ 81,500 $ 33,000
Willacy, Texas 2 $ 198,000 $ 99,000 $ 30,000
Wise, Texas 2 $ 174,000 $ 87,000 $ 31,000
Cache, Utah 2 $ 458,000 $ 229,000 $ 33,000
Summit, Utah 2 $ 739,000 $ 369,500 $ 52,000
Berkeley, West Virginia 2 $ 202,000 $ 101,000 $ 24,000
Marion, West Virginia 2 $ 144,000 $ 72,000 $ 28,000
Marshall, West Virginia 2 $ 133,000 $ 66,500 $ 6,000
Ohio, West Virginia 2 $ 144,000 $ 72,000 $ 0
Raleigh, West Virginia 2 $ 149,000 $ 74,500 $ 13,000
Kenosha, Wisconsin 2 $ 146,000 $ 73,000 $ 24,000
Milwaukee, Wisconsin 2 $ 186,000 $ 93,000 $ 7,000
Blount, Alabama 1 $ 59,000 $ 59,000 $ 20,000
Cherokee, Alabama 1 $ 85,000 $ 85,000 $ 0
Choctaw, Alabama 1 $ 65,000 $ 65,000 $ 30,000
Conecuh, Alabama 1 $ 45,000 $ 45,000 $ 13,000
Dale, Alabama 1 $ 78,000 $ 78,000 $ 54,000
Lamar, Alabama 1 $ 59,000 $ 59,000 $ 15,000
Lawrence, Alabama 1 $ 103,000 $ 103,000 $ 0
Pickens, Alabama 1 $ 144,000 $ 144,000 $ 28,000
Russell, Alabama 1 $ 40,000 $ 40,000 $ 15,000
Tuscaloosa, Alabama 1 $ 183,000 $ 183,000 $ 70,000
Boone, Arkansas 1 $ 75,000 $ 75,000 $ 30,000
Clay, Arkansas 1 $ 150,000 $ 150,000 $ 0
Craighead, Arkansas 1 $ 132,000 $ 132,000 $ 0
Cross, Arkansas 1 $ 88,000 $ 88,000 $ 24,000
Johnson, Arkansas 1 $ 55,000 $ 55,000 $ 8,000
Lonoke, Arkansas 1 $ 108,000 $ 108,000 $ 25,000
Mississippi, Arkansas 1 $ 90,000 $ 90,000 $ 26,000
Pope, Arkansas 1 $ 87,000 $ 87,000 $ 19,000
St. Francis, Arkansas 1 $ 103,000 $ 103,000 $ 13,000
Washington, Arkansas 1 $ 47,000 $ 47,000 $ 10,000
Butte, California 1 $ 416,000 $ 416,000 $ 0
Lake, California 1 $ 19,000 $ 19,000 $ 0
Los Angeles, California 1 $ 435,000 $ 435,000 $ 0
Mendocino, California 1 $ 198,000 $ 198,000 $ 12,000
Nevada, California 1 $ 243,000 $ 243,000 $ 0
Orange, California 1 $ 267,000 $ 267,000 $ 19,000
Sacramento, California 1 $ 242,000 $ 242,000 $ 0
San Diego, California 1 $ 398,000 $ 398,000 $ 48,000
Collier, Florida 1 $ 108,000 $ 108,000 $ 28,000
Escambia, Florida 1 $ 179,000 $ 179,000 $ 0
Holmes, Florida 1 $ 247,000 $ 247,000 $ 30,000
Lee, Florida 1 $ 55,000 $ 55,000 $ 0
Manatee, Florida 1 $ 408,000 $ 408,000 $ 22,000
Miami-Dade, Florida 1 $ 116,000 $ 116,000 $ 9,000
Sarasota, Florida 1 $ 121,000 $ 121,000 $ 36,000
St. Johns, Florida 1 $ 75,000 $ 75,000 $ 0
St. Lucie, Florida 1 $ 122,000 $ 122,000 $ 0
Sumter, Florida 1 $ 226,000 $ 226,000 $ 0
Volusia, Florida 1 $ 143,000 $ 143,000 $ 20,000
Carroll, Indiana 1 $ 104,000 $ 104,000 $ 0
Floyd, Indiana 1 $ 64,000 $ 64,000 $ 37,000
Harrison, Indiana 1 $ 83,000 $ 83,000 $ 27,000
Kosciusko, Indiana 1 $ 80,000 $ 80,000 $ 15,000
Lake, Indiana 1 $ 86,000 $ 86,000 $ 0
Monroe, Indiana 1 $ 57,000 $ 57,000 $ 9,000
Vigo, Indiana 1 $ 52,000 $ 52,000 $ 0
Allamakee, Iowa 1 $ 72,000 $ 72,000 $ 101,000
Bremer, Iowa 1 $ 87,000 $ 87,000 $ 0
Buchanan, Iowa 1 $ 68,000 $ 68,000 $ 37,000
Cerro Gordo, Iowa 1 $ 50,000 $ 50,000 $ 34,000
Dickinson, Iowa 1 $ 63,000 $ 63,000 $ 0
Dubuque, Iowa 1 $ 119,000 $ 119,000 $ 108,000
Madison, Iowa 1 $ 59,000 $ 59,000 $ 20,000
Marshall, Iowa 1 $ 64,000 $ 64,000 $ 21,000
Mills, Iowa 1 $ 58,000 $ 58,000 $ 0
Story, Iowa 1 $ 182,000 $ 182,000 $ 16,000
Wapello, Iowa 1 $ 66,000 $ 66,000 $ 13,000
Washington, Iowa 1 $ 60,000 $ 60,000 $ 0
Webster, Iowa 1 $ 40,000 $ 40,000 $ 14,000
Woodbury, Iowa 1 $ 62,000 $ 62,000 $ 0
Calloway, Kentucky 1 $ 57,000 $ 57,000 $ 62,000
Franklin, Kentucky 1 $ 102,000 $ 102,000 $ 30,000
Hardin, Kentucky 1 $ 84,000 $ 84,000 $ 38,000
Jessamine, Kentucky 1 $ 147,000 $ 147,000 $ 0
Kenton, Kentucky 1 $ 146,000 $ 146,000 $ 28,000
Laurel, Kentucky 1 $ 86,000 $ 86,000 $ 26,000
Lincoln, Kentucky 1 $ 66,000 $ 66,000 $ 16,000
Marshall, Kentucky 1 $ 145,000 $ 145,000 $ 0
Pulaski, Kentucky 1 $ 68,000 $ 68,000 $ 21,000
Shelby, Kentucky 1 $ 98,000 $ 98,000 $ 32,000
Warren, Kentucky 1 $ 128,000 $ 128,000 $ 31,000
Acadia, Louisiana 1 $ 173,000 $ 173,000 $ 60,000
Morehouse, Louisiana 1 $ 58,000 $ 58,000 $ 9,000
St. Martin, Louisiana 1 $ 73,000 $ 73,000 $ 0
Terrebonne, Louisiana 1 $ 93,000 $ 93,000 $ 20,000
Vernon, Louisiana 1 $ 82,000 $ 82,000 $ 0
Webster, Louisiana 1 $ 68,000 $ 68,000 $ 11,000
Clay, Minnesota 1 $ 44,000 $ 44,000 $ 0
Kandiyohi, Minnesota 1 $ 34,000 $ 34,000 $ 0
Ramsey, Minnesota 1 $ 71,000 $ 71,000 $ 8,000
Stearns, Minnesota 1 $ 76,000 $ 76,000 $ 35,000
Wabasha, Minnesota 1 $ 95,000 $ 95,000 $ 31,000
Adams, Mississippi 1 $ 45,000 $ 45,000 $ 0
Alcorn, Mississippi 1 $ 28,000 $ 28,000 $ 12,000
Copiah, Mississippi 1 $ 96,000 $ 96,000 $ 12,000
Grenada, Mississippi 1 $ 38,000 $ 38,000 $ 0
Itawamba, Mississippi 1 $ 56,000 $ 56,000 $ 50,000
Jasper, Mississippi 1 $ 126,000 $ 126,000 $ 50,000
Lafayette, Mississippi 1 $ 60,000 $ 60,000 $ 86,000
Monroe, Mississippi 1 $ 88,000 $ 88,000 $ 0
Panola, Mississippi 1 $ 183,000 $ 183,000 $ 0
Morris, New Jersey 1 $ 208,000 $ 208,000 $ 31,000
Alexander, North Carolina 1 $ 50,000 $ 50,000 $ 23,000
Caldwell, North Carolina 1 $ 101,000 $ 101,000 $ 32,000
Carteret, North Carolina 1 $ 174,000 $ 174,000 $ 18,000
Chatham, North Carolina 1 $ 65,000 $ 65,000 $ 15,000
Cherokee, North Carolina 1 $ 118,000 $ 118,000 $ 0
Granville, North Carolina 1 $ 161,000 $ 161,000 $ 0
Harnett, North Carolina 1 $ 72,000 $ 72,000 $ 17,000
Hoke, North Carolina 1 $ 40,000 $ 40,000 $ 11,000
Jones, North Carolina 1 $ 98,000 $ 98,000 $ 34,000
Macon, North Carolina 1 $ 88,000 $ 88,000 $ 40,000
Person, North Carolina 1 $ 100,000 $ 100,000 $ 0
Pitt, North Carolina 1 $ 55,000 $ 55,000 $ 0
Richmond, North Carolina 1 $ 61,000 $ 61,000 $ 19,000
Sampson, North Carolina 1 $ 148,000 $ 148,000 $ 0
Watauga, North Carolina 1 $ 147,000 $ 147,000 $ 0
Wilkes, North Carolina 1 $ 50,000 $ 50,000 $ 0
Comanche, Oklahoma 1 $ 37,000 $ 37,000 $ 11,000
Creek, Oklahoma 1 $ 131,000 $ 131,000 $ 0
Garfield, Oklahoma 1 $ 114,000 $ 114,000 $ 11,000
Latimer, Oklahoma 1 $ 54,000 $ 54,000 $ 0
Logan, Oklahoma 1 $ 235,000 $ 235,000 $ 24,000
McClain, Oklahoma 1 $ 40,000 $ 40,000 $ 21,000
Okmulgee, Oklahoma 1 $ 119,000 $ 119,000 $ 42,000
Pawnee, Oklahoma 1 $ 80,000 $ 80,000 $ 0
Pontotoc, Oklahoma 1 $ 46,000 $ 46,000 $ 19,000
Pottawatomie, Oklahoma 1 $ 75,000 $ 75,000 $ 44,000
Rogers, Oklahoma 1 $ 80,000 $ 80,000 $ 12,000
Stephens, Oklahoma 1 $ 44,000 $ 44,000 $ 19,000
Washington, Oklahoma 1 $ 76,000 $ 76,000 $ 22,000
Columbia, Oregon 1 $ 194,000 $ 194,000 $ 50,000
Coos, Oregon 1 $ 89,000 $ 89,000 $ 24,000
Deschutes, Oregon 1 $ 151,000 $ 151,000 $ 12,000
Grant, Oregon 1 $ 90,000 $ 90,000 $ 15,000
Jackson, Oregon 1 $ 144,000 $ 144,000 $ 12,000
Tillamook, Oregon 1 $ 107,000 $ 107,000 $ 0
Beaver, Pennsylvania 1 $ 58,000 $ 58,000 $ 0
Bucks, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Carbon, Pennsylvania 1 $ 112,000 $ 112,000 $ 18,000
Fayette, Pennsylvania 1 $ 86,000 $ 86,000 $ 0
Greene, Pennsylvania 1 $ 85,000 $ 85,000 $ 56,000
Lackawanna, Pennsylvania 1 $ 60,000 $ 60,000 $ 0
Chester, South Carolina 1 $ 62,000 $ 62,000 $ 22,000
Chesterfield, South Carolina 1 $ 71,000 $ 71,000 $ 28,000
Darlington, South Carolina 1 $ 31,000 $ 31,000 $ 0
Fairfield, South Carolina 1 $ 61,000 $ 61,000 $ 36,000
Georgetown, South Carolina 1 $ 96,000 $ 96,000 $ 14,000
Jasper, South Carolina 1 $ 61,000 $ 61,000 $ 0
Lee, South Carolina 1 $ 398,000 $ 398,000 $ 0
Marlboro, South Carolina 1 $ 339,000 $ 339,000 $ 0
Oconee, South Carolina 1 $ 58,000 $ 58,000 $ 17,000
Williamsburg, South Carolina 1 $ 130,000 $ 130,000 $ 7,000
Bradley, Tennessee 1 $ 88,000 $ 88,000 $ 35,000
Cannon, Tennessee 1 $ 144,000 $ 144,000 $ 0
Cumberland, Tennessee 1 $ 102,000 $ 102,000 $ 5,000
Gibson, Tennessee 1 $ 40,000 $ 40,000 $ 26,000
Grainger, Tennessee 1 $ 173,000 $ 173,000 $ 48,000
Greene, Tennessee 1 $ 108,000 $ 108,000 $ 0
Jefferson, Tennessee 1 $ 56,000 $ 56,000 $ 19,000
Lincoln, Tennessee 1 $ 89,000 $ 89,000 $ 36,000
Marion, Tennessee 1 $ 87,000 $ 87,000 $ 47,000
Meigs, Tennessee 1 $ 161,000 $ 161,000 $ 29,000
Montgomery, Tennessee 1 $ 132,000 $ 132,000 $ 24,000
White, Tennessee 1 $ 67,000 $ 67,000 $ 0
Williamson, Tennessee 1 $ 61,000 $ 61,000 $ 0
Anderson, Texas 1 $ 53,000 $ 53,000 $ 23,000
Angelina, Texas 1 $ 56,000 $ 56,000 $ 16,000
Bailey, Texas 1 $ 109,000 $ 109,000 $ 40,000
Bowie, Texas 1 $ 44,000 $ 44,000 $ 0
Cherokee, Texas 1 $ 156,000 $ 156,000 $ 15,000
Cooke, Texas 1 $ 178,000 $ 178,000 $ 24,000
Crane, Texas 1 $ 85,000 $ 85,000 $ 25,000
Dawson, Texas 1 $ 43,000 $ 43,000 $ 0
Eastland, Texas 1 $ 44,000 $ 44,000 $ 19,000
Fannin, Texas 1 $ 35,000 $ 35,000 $ 25,000
Gonzales, Texas 1 $ 53,000 $ 53,000 $ 8,000
Howard, Texas 1 $ 53,000 $ 53,000 $ 31,000
Kendall, Texas 1 $ 304,000 $ 304,000 $ 0
Lamb, Texas 1 $ 53,000 $ 53,000 $ 0
Lavaca, Texas 1 $ 88,000 $ 88,000 $ 134,000
Matagorda, Texas 1 $ 104,000 $ 104,000 $ 47,000
Maverick, Texas 1 $ 94,000 $ 94,000 $ 12,000
Milam, Texas 1 $ 83,000 $ 83,000 $ 45,000
Pecos, Texas 1 $ 170,000 $ 170,000 $ 13,000
Polk, Texas 1 $ 129,000 $ 129,000 $ 33,000
Red River, Texas 1 $ 190,000 $ 190,000 $ 0
Robertson, Texas 1 $ 54,000 $ 54,000 $ 15,000
Rusk, Texas 1 $ 67,000 $ 67,000 $ 12,000
Sabine, Texas 1 $ 154,000 $ 154,000 $ 0
Scurry, Texas 1 $ 91,000 $ 91,000 $ 0
Titus, Texas 1 $ 59,000 $ 59,000 $ 0
Upshur, Texas 1 $ 72,000 $ 72,000 $ 36,000
Washington, Texas 1 $ 64,000 $ 64,000 $ 15,000
Wilbarger, Texas 1 $ 63,000 $ 63,000 $ 21,000
Wilson, Texas 1 $ 80,000 $ 80,000 $ 6,000
Emery, Utah 1 $ 106,000 $ 106,000 $ 36,000
Sevier, Utah 1 $ 78,000 $ 78,000 $ 0
Tooele, Utah 1 $ 84,000 $ 84,000 $ 10,000
Uintah, Utah 1 $ 213,000 $ 213,000 $ 36,000
Benton, Washington 1 $ 100,000 $ 100,000 $ 0
Chelan, Washington 1 $ 158,000 $ 158,000 $ 48,000
Cowlitz, Washington 1 $ 203,000 $ 203,000 $ 0
Franklin, Washington 1 $ 118,000 $ 118,000 $ 12,000
Jefferson, Washington 1 $ 171,000 $ 171,000 $ 24,000
Kittitas, Washington 1 $ 103,000 $ 103,000 $ 0
Lewis, Washington 1 $ 191,000 $ 191,000 $ 0
Stevens, Washington 1 $ 75,000 $ 75,000 $ 12,000
Wahkiakum, Washington 1 $ 221,000 $ 221,000 $ 0
Yakima, Washington 1 $ 61,000 $ 61,000 $ 0
Hampshire, West Virginia 1 $ 92,000 $ 92,000 $ 14,000
Jackson, West Virginia 1 $ 55,000 $ 55,000 $ 18,000
Jefferson, West Virginia 1 $ 63,000 $ 63,000 $ 24,000
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Mortgage Loan Application Detail Totals for Reverse Mortgage USA, Inc. in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,883 $202,582,000 $107,000 $561,000 $22,000 $240,000
Home Improvement 0 $0 $0 $0 $0 $0
Home Purchase 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,047 $118,845,000 $113,000 $457,000 $31,000 $240,000
Not Provided 602 $64,193,000 $106,000 $561,000 $4,000 $156,000
Black or African American 141 $11,132,000 $78,000 $305,000 $28,000 $124,000
Hispanic 83 $7,273,000 $87,000 $246,000 $24,000 $196,000
Asian 6 $793,000 $132,000 $347,000 $22,000 $58,000
American Indian or Alaskan Native 3 $180,000 $60,000 $72,000 $19,000 $30,000
Native Hawaiian or Other Pacific Islander 1 $166,000 $166,000 $166,000 $33,000 $33,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,883 $202,582,000 $107,000 $561,000 $22,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,254 $137,890,000 $109,000 $457,000 $31,000 $240,000
Application Denied By Financial Institution 550 $56,941,000 $103,000 $561,000 $1,000 $60,000
Application Approved But Not Accepted 79 $7,751,000 $98,000 $323,000 $22,000 $196,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Reverse Mortgage USA, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Reverse Mortgage USA, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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