Right-Away Mortgage, Inc. Mortgage Lending & HMDA Data, 2006
In 2006, Right-Away Mortgage, Inc. of Cypress, CA reported 6,568 mortgage applications totaling $1.8 billion, up 27% from 2005. The average application was for $273,320, and applicants reported an average income of $113,545. 29% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,555), Riverside-San Bernardino-Ontario, CA (1,282) and Santa Ana-Anaheim-Irvine, CA (259) (applications in parentheses).
| Mortgage Company & Address | Right-Away Mortgage, Inc. 10833 Valley View Street Suite 500 Cypress, CA 90630 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,568 |
| Total Mortgage Loan Application Amount | $1,795,169,000 |
| Average Mortgage Loan Application Amount | $273,320 |
| Highest Mortgage Loan Application Amount | $1,463,000 |
| Average Applicant Income | $113,545 |
| Highest Applicant Income | $2,381,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Right-Away Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,555 | $ 514,103,000 | $ 330,612 | $ 132,000 |
| San Bernardino, California | 724 | $ 164,822,000 | $ 227,654 | $ 99,000 |
| Riverside, California | 558 | $ 157,266,000 | $ 281,838 | $ 118,000 |
| Orange, California | 259 | $ 86,100,000 | $ 332,432 | $ 145,000 |
| Clark, Nevada | 199 | $ 43,928,000 | $ 220,743 | $ 107,000 |
| San Diego, California | 179 | $ 55,402,000 | $ 309,508 | $ 128,000 |
| San Joaquin, California | 140 | $ 34,477,000 | $ 246,264 | $ 105,000 |
| Sacramento, California | 137 | $ 31,514,000 | $ 230,029 | $ 98,000 |
| Kern, California | 119 | $ 21,564,000 | $ 181,210 | $ 81,000 |
| Santa Clara, California | 98 | $ 39,423,000 | $ 402,275 | $ 142,000 |
| Alameda, California | 94 | $ 35,520,000 | $ 377,872 | $ 135,000 |
| Contra Costa, California | 80 | $ 28,261,000 | $ 353,262 | $ 142,000 |
| Fresno, California | 80 | $ 17,552,000 | $ 219,400 | $ 77,000 |
| Maricopa, Arizona | 74 | $ 16,036,000 | $ 216,702 | $ 90,000 |
| Solano, California | 64 | $ 20,866,000 | $ 326,031 | $ 124,000 |
| Broward, Florida | 54 | $ 13,234,000 | $ 245,074 | $ 96,000 |
| Stanislaus, California | 53 | $ 12,437,000 | $ 234,660 | $ 92,000 |
| Imperial, California | 49 | $ 7,181,000 | $ 146,551 | $ 72,000 |
| Miami-Dade, Florida | 37 | $ 7,341,000 | $ 198,405 | $ 77,000 |
| Hillsborough, Florida | 34 | $ 7,508,000 | $ 220,823 | $ 118,000 |
| Ventura, California | 33 | $ 12,659,000 | $ 383,606 | $ 130,000 |
| New Haven, Connecticut | 33 | $ 5,684,000 | $ 172,242 | $ 82,000 |
| Tulare, California | 32 | $ 4,820,000 | $ 150,625 | $ 58,000 |
| San Mateo, California | 26 | $ 14,828,000 | $ 570,307 | $ 193,000 |
| Palm Beach, Florida | 25 | $ 4,555,000 | $ 182,200 | $ 100,000 |
| Gwinnett, Georgia | 25 | $ 3,852,000 | $ 154,080 | $ 75,000 |
| Shelby, Tennessee | 24 | $ 2,544,000 | $ 106,000 | $ 53,000 |
| Pima, Arizona | 23 | $ 4,841,000 | $ 210,478 | $ 88,000 |
| San Luis Obispo, California | 22 | $ 6,800,000 | $ 309,090 | $ 136,000 |
| Orange, Florida | 21 | $ 3,462,000 | $ 164,857 | $ 58,000 |
| Hartford, Connecticut | 20 | $ 2,732,000 | $ 136,600 | $ 47,000 |
| St. Louis, Missouri | 18 | $ 2,020,000 | $ 112,222 | $ 77,000 |
| Sonoma, California | 17 | $ 7,040,000 | $ 414,117 | $ 127,000 |
| Fulton, Georgia | 17 | $ 2,058,000 | $ 121,058 | $ 69,000 |
| Santa Barbara, California | 16 | $ 4,532,000 | $ 283,250 | $ 110,000 |
| Monterey, California | 15 | $ 7,722,000 | $ 514,800 | $ 159,000 |
| Cook, Illinois | 15 | $ 2,424,000 | $ 161,600 | $ 84,000 |
| Clayton, Georgia | 14 | $ 1,237,000 | $ 88,357 | $ 42,000 |
| Bernalillo, New Mexico | 14 | $ 1,538,000 | $ 109,857 | $ 40,000 |
| Sutter, California | 13 | $ 2,326,000 | $ 178,923 | $ 65,000 |
| DeKalb, Georgia | 12 | $ 2,027,000 | $ 168,916 | $ 64,000 |
| Jackson, Missouri | 12 | $ 1,120,000 | $ 93,333 | $ 47,000 |
| Harris, Texas | 12 | $ 1,362,000 | $ 113,500 | $ 82,000 |
| Pinal, Arizona | 11 | $ 2,431,000 | $ 221,000 | $ 82,000 |
| Merced, California | 11 | $ 2,738,000 | $ 248,909 | $ 73,000 |
| King, Washington | 11 | $ 2,836,000 | $ 257,818 | $ 114,000 |
| Pulaski, Arkansas | 10 | $ 1,468,000 | $ 146,800 | $ 90,000 |
| Madera, California | 10 | $ 1,927,000 | $ 192,700 | $ 62,000 |
| Yuba, California | 10 | $ 1,530,000 | $ 153,000 | $ 91,000 |
| Mecklenburg, North Carolina | 10 | $ 1,162,000 | $ 116,200 | $ 40,000 |
| Placer, California | 9 | $ 3,718,000 | $ 413,111 | $ 154,000 |
| Weld, Colorado | 9 | $ 1,521,000 | $ 169,000 | $ 67,000 |
| Duval, Florida | 9 | $ 1,119,000 | $ 124,333 | $ 53,000 |
| Will, Illinois | 9 | $ 1,379,000 | $ 153,222 | $ 61,000 |
| Snohomish, Washington | 9 | $ 2,403,000 | $ 267,000 | $ 109,000 |
| Mohave, Arizona | 8 | $ 1,038,000 | $ 129,750 | $ 97,000 |
| Butte, California | 8 | $ 1,697,000 | $ 212,125 | $ 131,000 |
| Mendocino, California | 8 | $ 2,119,000 | $ 264,875 | $ 100,000 |
| San Benito, California | 8 | $ 3,598,000 | $ 449,750 | $ 159,000 |
| Lee, Florida | 8 | $ 1,600,000 | $ 200,000 | $ 59,000 |
| Oklahoma, Oklahoma | 8 | $ 647,000 | $ 80,875 | $ 45,000 |
| Pierce, Washington | 8 | $ 1,601,000 | $ 200,125 | $ 60,000 |
| Washoe, Nevada | 7 | $ 1,471,000 | $ 210,142 | $ 68,000 |
| Marion, Oregon | 7 | $ 1,277,000 | $ 182,428 | $ 43,000 |
| Clark, Washington | 7 | $ 1,131,000 | $ 161,571 | $ 93,000 |
| Jefferson, Alabama | 6 | $ 615,000 | $ 102,500 | $ 52,000 |
| Kings, California | 6 | $ 1,257,000 | $ 209,500 | $ 88,000 |
| San Francisco, California | 6 | $ 2,347,000 | $ 391,166 | $ 105,000 |
| Fairfield, Connecticut | 6 | $ 1,757,000 | $ 292,833 | $ 137,000 |
| Polk, Florida | 6 | $ 576,000 | $ 96,000 | $ 51,000 |
| Guilford, North Carolina | 6 | $ 763,000 | $ 127,166 | $ 55,000 |
| Wake, North Carolina | 6 | $ 608,000 | $ 101,333 | $ 65,000 |
| Washington, Oregon | 6 | $ 1,515,000 | $ 252,500 | $ 84,000 |
| Dallas, Texas | 6 | $ 815,000 | $ 135,833 | $ 53,000 |
| Denton, Texas | 6 | $ 610,000 | $ 101,666 | $ 519,000 |
| Baldwin, Alabama | 5 | $ 619,000 | $ 123,800 | $ 157,000 |
| Glenn, California | 5 | $ 597,000 | $ 119,400 | $ 70,000 |
| Shasta, California | 5 | $ 1,015,000 | $ 203,000 | $ 131,000 |
| Yolo, California | 5 | $ 1,435,000 | $ 287,000 | $ 145,000 |
| Denver, Colorado | 5 | $ 1,293,000 | $ 258,600 | $ 150,000 |
| Pinellas, Florida | 5 | $ 870,000 | $ 174,000 | $ 180,000 |
| Seminole, Florida | 5 | $ 807,000 | $ 161,400 | $ 80,000 |
| Hawaii, Hawaii | 5 | $ 1,629,000 | $ 325,800 | $ 105,000 |
| DuPage, Illinois | 5 | $ 1,139,000 | $ 227,800 | $ 84,000 |
| St. Louis City, Missouri | 5 | $ 502,000 | $ 100,400 | $ 55,000 |
| Collin, Texas | 5 | $ 1,464,000 | $ 292,800 | $ 118,000 |
| Benton, Arkansas | 4 | $ 758,000 | $ 189,500 | $ 139,000 |
| El Dorado, California | 4 | $ 1,382,000 | $ 345,500 | $ 132,000 |
| Tehama, California | 4 | $ 933,000 | $ 233,250 | $ 99,000 |
| Arapahoe, Colorado | 4 | $ 363,000 | $ 90,750 | $ 75,000 |
| Brevard, Florida | 4 | $ 512,000 | $ 128,000 | $ 47,000 |
| Collier, Florida | 4 | $ 1,224,000 | $ 306,000 | $ 83,000 |
| Hernando, Florida | 4 | $ 504,000 | $ 126,000 | $ 55,000 |
| Marion, Florida | 4 | $ 601,000 | $ 150,250 | $ 79,000 |
| Osceola, Florida | 4 | $ 809,000 | $ 202,250 | $ 64,000 |
| Volusia, Florida | 4 | $ 704,000 | $ 176,000 | $ 72,000 |
| Douglas, Georgia | 4 | $ 460,000 | $ 115,000 | $ 35,000 |
| Fayette, Georgia | 4 | $ 388,000 | $ 97,000 | $ 72,000 |
| Union, North Carolina | 4 | $ 961,000 | $ 240,250 | $ 179,000 |
| Clackamas, Oregon | 4 | $ 961,000 | $ 240,250 | $ 102,000 |
| Bradley, Tennessee | 4 | $ 799,000 | $ 199,750 | $ 109,000 |
| Bexar, Texas | 4 | $ 503,000 | $ 125,750 | $ 102,000 |
| Tarrant, Texas | 4 | $ 1,086,000 | $ 271,500 | $ 105,000 |
| Yuma, Arizona | 3 | $ 304,000 | $ 101,333 | $ 43,000 |
| Marin, California | 3 | $ 1,343,000 | $ 447,666 | $ 132,000 |
| Nevada, California | 3 | $ 694,000 | $ 231,333 | $ 94,000 |
| Douglas, Colorado | 3 | $ 709,000 | $ 236,333 | $ 53,000 |
| Manatee, Florida | 3 | $ 742,000 | $ 247,333 | $ 58,000 |
| Pasco, Florida | 3 | $ 534,000 | $ 178,000 | $ 61,000 |
| DeKalb, Illinois | 3 | $ 342,000 | $ 114,000 | $ 58,000 |
| Nye, Nevada | 3 | $ 585,000 | $ 195,000 | $ 75,000 |
| Dona Ana, New Mexico | 3 | $ 568,000 | $ 189,333 | $ 72,000 |
| New Hanover, North Carolina | 3 | $ 627,000 | $ 209,000 | $ 58,000 |
| Clatsop, Oregon | 3 | $ 483,000 | $ 161,000 | $ 70,000 |
| Rutherford, Tennessee | 3 | $ 238,000 | $ 79,333 | $ 16,000 |
| Fort Bend, Texas | 3 | $ 445,000 | $ 148,333 | $ 111,000 |
| Kitsap, Washington | 3 | $ 421,000 | $ 140,333 | $ 60,000 |
| Skagit, Washington | 3 | $ 479,000 | $ 159,666 | $ 79,000 |
| Yakima, Washington | 3 | $ 318,000 | $ 106,000 | $ 48,000 |
| Calhoun, Alabama | 2 | $ 89,000 | $ 44,500 | $ 31,000 |
| Mobile, Alabama | 2 | $ 160,000 | $ 80,000 | $ 93,000 |
| Cochise, Arizona | 2 | $ 536,000 | $ 268,000 | $ 64,000 |
| Santa Cruz, Arizona | 2 | $ 368,000 | $ 184,000 | $ 67,000 |
| Saline, Arkansas | 2 | $ 335,000 | $ 167,500 | $ 64,000 |
| Napa, California | 2 | $ 1,629,000 | $ 814,500 | $ 157,000 |
| Adams, Colorado | 2 | $ 392,000 | $ 196,000 | $ 66,000 |
| El Paso, Colorado | 2 | $ 291,000 | $ 145,500 | $ 72,000 |
| Fremont, Colorado | 2 | $ 275,000 | $ 137,500 | $ 90,000 |
| Montezuma, Colorado | 2 | $ 185,000 | $ 92,500 | $ 33,000 |
| Lake, Florida | 2 | $ 711,000 | $ 355,500 | $ 199,000 |
| Leon, Florida | 2 | $ 165,000 | $ 82,500 | $ 50,000 |
| Levy, Florida | 2 | $ 111,000 | $ 55,500 | $ 46,000 |
| Monroe, Florida | 2 | $ 919,000 | $ 459,500 | $ 315,000 |
| Sarasota, Florida | 2 | $ 418,000 | $ 209,000 | $ 62,000 |
| St. Lucie, Florida | 2 | $ 281,000 | $ 140,500 | $ 90,000 |
| Bibb, Georgia | 2 | $ 345,000 | $ 172,500 | $ 60,000 |
| Columbia, Georgia | 2 | $ 187,000 | $ 93,500 | $ 62,000 |
| Heard, Georgia | 2 | $ 165,000 | $ 82,500 | $ 78,000 |
| Henry, Georgia | 2 | $ 355,000 | $ 177,500 | $ 55,000 |
| Houston, Georgia | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Newton, Georgia | 2 | $ 170,000 | $ 85,000 | $ 80,000 |
| Rockdale, Georgia | 2 | $ 247,000 | $ 123,500 | $ 32,000 |
| Honolulu, Hawaii | 2 | $ 1,015,000 | $ 507,500 | $ 118,000 |
| Iroquois, Illinois | 2 | $ 200,000 | $ 100,000 | $ 55,000 |
| Randolph, Illinois | 2 | $ 624,000 | $ 312,000 | $ 105,000 |
| Jefferson, Kentucky | 2 | $ 401,000 | $ 200,500 | $ 316,000 |
| Laurel, Kentucky | 2 | $ 342,000 | $ 171,000 | $ 85,000 |
| Clay, Missouri | 2 | $ 575,000 | $ 287,500 | $ 492,000 |
| St. Charles, Missouri | 2 | $ 155,000 | $ 77,500 | $ 60,000 |
| Douglas, Nevada | 2 | $ 736,000 | $ 368,000 | $ 120,000 |
| Gaston, North Carolina | 2 | $ 235,000 | $ 117,500 | $ 60,000 |
| Harnett, North Carolina | 2 | $ 418,000 | $ 209,000 | $ 67,000 |
| Orange, North Carolina | 2 | $ 226,000 | $ 113,000 | $ 50,000 |
| Garfield, Oklahoma | 2 | $ 142,000 | $ 71,000 | $ 58,000 |
| Deschutes, Oregon | 2 | $ 736,000 | $ 368,000 | $ 93,000 |
| Multnomah, Oregon | 2 | $ 367,000 | $ 183,500 | $ 63,000 |
| Sullivan, Tennessee | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Williamson, Texas | 2 | $ 361,000 | $ 180,500 | $ 192,000 |
| Cowlitz, Washington | 2 | $ 359,000 | $ 179,500 | $ 62,000 |
| Grays Harbor, Washington | 2 | $ 303,000 | $ 151,500 | $ 99,000 |
| Pacific, Washington | 2 | $ 630,000 | $ 315,000 | $ 318,000 |
| Spokane, Washington | 2 | $ 497,000 | $ 248,500 | $ 76,000 |
| Stevens, Washington | 2 | $ 360,000 | $ 180,000 | $ 90,000 |
| Thurston, Washington | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Etowah, Alabama | 1 | $ 113,000 | $ 113,000 | $ 112,000 |
| Madison, Alabama | 1 | $ 328,000 | $ 328,000 | $ 66,000 |
| Garland, Arkansas | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Calaveras, California | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Colusa, California | 1 | $ 268,000 | $ 268,000 | $ 59,000 |
| Del Norte, California | 1 | $ 476,000 | $ 476,000 | $ 135,000 |
| Lake, California | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Mariposa, California | 1 | $ 380,000 | $ 380,000 | $ 69,000 |
| Tuolumne, California | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Eagle, Colorado | 1 | $ 574,000 | $ 574,000 | $ 118,000 |
| La Plata, Colorado | 1 | $ 193,000 | $ 193,000 | $ 84,000 |
| Teller, Colorado | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Litchfield, Connecticut | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| Clay, Florida | 1 | $ 103,000 | $ 103,000 | $ 57,000 |
| Gadsden, Florida | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Indian River, Florida | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Nassau, Florida | 1 | $ 300,000 | $ 300,000 | $ 81,000 |
| Putnam, Florida | 1 | $ 74,000 | $ 74,000 | $ 27,000 |
| Chatham, Georgia | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Cobb, Georgia | 1 | $ 74,000 | $ 74,000 | $ 20,000 |
| Habersham, Georgia | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Paulding, Georgia | 1 | $ 158,000 | $ 158,000 | $ 80,000 |
| Spalding, Georgia | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Kauai, Hawaii | 1 | $ 354,000 | $ 354,000 | $ 60,000 |
| Effingham, Illinois | 1 | $ 23,000 | $ 23,000 | $ 17,000 |
| Kane, Illinois | 1 | $ 192,000 | $ 192,000 | $ 84,000 |
| Lake, Illinois | 1 | $ 173,000 | $ 173,000 | $ 57,000 |
| Monroe, Illinois | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Ogle, Illinois | 1 | $ 106,000 | $ 106,000 | $ 26,000 |
| Peoria, Illinois | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| Jefferson, Kansas | 1 | $ 159,000 | $ 159,000 | $ 97,000 |
| Fayette, Kentucky | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Ascension, Louisiana | 1 | $ 214,000 | $ 214,000 | $ 64,000 |
| St. James, Louisiana | 1 | $ 347,000 | $ 347,000 | $ 324,000 |
| Howard, Maryland | 1 | $ 578,000 | $ 578,000 | $ 137,000 |
| Grand Traverse, Michigan | 1 | $ 139,000 | $ 139,000 | $ 93,000 |
| Barry, Missouri | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Jefferson, Missouri | 1 | $ 238,000 | $ 238,000 | $ 130,000 |
| Carson City, Nevada | 1 | $ 217,000 | $ 217,000 | $ 42,000 |
| Elko, Nevada | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Lyon, Nevada | 1 | $ 180,000 | $ 180,000 | $ 54,000 |
| Rio Arriba, New Mexico | 1 | $ 340,000 | $ 340,000 | $ 90,000 |
| Sandoval, New Mexico | 1 | $ 184,000 | $ 184,000 | $ 43,000 |
| Kings, New York | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
| Alamance, North Carolina | 1 | $ 107,000 | $ 107,000 | $ 31,000 |
| Davidson, North Carolina | 1 | $ 260,000 | $ 260,000 | $ 64,000 |
| Durham, North Carolina | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| Forsyth, North Carolina | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Iredell, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Onslow, North Carolina | 1 | $ 223,000 | $ 223,000 | $ 79,000 |
| Rutherford, North Carolina | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Watauga, North Carolina | 1 | $ 304,000 | $ 304,000 | $ 76,000 |
| Cleveland, Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 102,000 |
| Wagoner, Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Hood River, Oregon | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Jefferson, Oregon | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Lane, Oregon | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Yamhill, Oregon | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Haywood, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Jefferson, Tennessee | 1 | $ 203,000 | $ 203,000 | $ 71,000 |
| Madison, Tennessee | 1 | $ 22,000 | $ 22,000 | $ 54,000 |
| Montgomery, Texas | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
| Smith, Texas | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Travis, Texas | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Davis, Utah | 1 | $ 119,000 | $ 119,000 | $ 59,000 |
| Chesapeake, Virginia | 1 | $ 320,000 | $ 320,000 | $ 83,000 |
| Clallam, Washington | 1 | $ 176,000 | $ 176,000 | $ 144,000 |
| Island, Washington | 1 | $ 765,000 | $ 765,000 | $ 326,000 |
| Jefferson, Washington | 1 | $ 193,000 | $ 193,000 | $ 48,000 |
| Lewis, Washington | 1 | $ 262,000 | $ 262,000 | $ 80,000 |
| Whatcom, Washington | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Right-Away Mortgage, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,908 | $922,855,000 | $236,000 | $1,463,000 | $118,000 | $1,440,000 |
| Refinancing | 2,660 | $872,314,000 | $327,000 | $1,440,000 | $107,000 | $2,381,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,089 | $811,531,000 | $262,000 | $1,215,000 | $109,000 | $754,000 |
| Not Provided | 1,141 | $335,909,000 | $294,000 | $1,463,000 | $106,000 | $846,000 |
| Black or African American | 1,001 | $239,520,000 | $239,000 | $1,280,000 | $105,000 | $809,000 |
| White | 897 | $266,475,000 | $297,000 | $1,440,000 | $129,000 | $1,440,000 |
| Asian | 359 | $120,155,000 | $334,000 | $1,200,000 | $166,000 | $2,381,000 |
| Native Hawaiian or Other Pacific Islander | 58 | $16,771,000 | $289,000 | $700,000 | $143,000 | $348,000 |
| American Indian or Alaskan Native | 23 | $4,808,000 | $209,000 | $556,000 | $95,000 | $219,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,565 | $1,794,577,000 | $273,000 | $1,463,000 | $114,000 | $2,381,000 |
| FHA-insured (Federal Housing Administration) | 3 | $592,000 | $197,000 | $409,000 | $78,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,797 | $763,869,000 | $273,000 | $1,463,000 | $112,000 | $2,381,000 |
| Loan Originated | 1,881 | $487,057,000 | $258,000 | $1,349,000 | $109,000 | $1,014,000 |
| Application Denied By Financial Institution | 1,713 | $493,996,000 | $288,000 | $1,400,000 | $122,000 | $792,000 |
| Application Approved But Not Accepted | 177 | $50,247,000 | $283,000 | $1,400,000 | $118,000 | $680,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 659 | $180,547,000 | $273,000 | $1,080,000 | $106,000 | $528,000 |
| Collateral | 495 | $144,556,000 | $292,000 | $1,295,000 | $138,000 | $731,000 |
| Debt-To-Income Ratio | 223 | $67,391,000 | $302,000 | $1,080,000 | $112,000 | $600,000 |
| Unverifiable Information | 134 | $39,348,000 | $293,000 | $1,000,000 | $139,000 | $792,000 |
| Employment History | 89 | $27,360,000 | $307,000 | $1,190,000 | $153,000 | $534,000 |
| Other | 80 | $24,127,000 | $301,000 | $1,177,000 | $123,000 | $318,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $8,716,000 | $396,000 | $1,400,000 | $138,000 | $522,000 |
| Credit Application Incomplete | 6 | $1,195,000 | $199,000 | $535,000 | $39,000 | $91,000 |
| Mortgage Insurance Denied | 5 | $756,000 | $151,000 | $374,000 | $153,000 | $322,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Right-Away Mortgage, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Right-Away Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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