Right Start Mortgage, Inc Mortgage Lending & HMDA Data, 2025

In 2025, Right Start Mortgage, Inc of San Antonio, TX reported 4,240 mortgage applications totaling $1.2 billion, up 20% from 2024. The average application was for $290,764, and applicants reported an average income of $120,892. 68% of its applications resulted in an originated loan and 8% were denied. Its largest markets were San Antonio-New Braunfels, TX (702), McAllen-Edinburg-Mission, TX (347) and Dallas-Plano-Irving, TX (312) (applications in parentheses).

Mortgage Company & Address Right Start Mortgage, Inc

San Antonio, TX 78248
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2019  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,240
Total Mortgage Loan Application Amount $1,232,840,000
Average Mortgage Loan Application Amount $290,764
Highest Mortgage Loan Application Amount $1,725,000
Average Applicant Income $120,892
Highest Applicant Income $2,839,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Right Start Mortgage, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Right Start Mortgage, Inc by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 480 $ 132,970,000 $ 277,020 $ 131,000
Hidalgo, Texas 347 $ 82,495,000 $ 237,737 $ 109,000
Randall, Texas 177 $ 40,795,000 $ 230,480 $ 97,000
Harris, Texas 127 $ 40,985,000 $ 322,716 $ 148,000
Ector, Texas 124 $ 31,190,000 $ 251,532 $ 106,000
Canyon, Idaho 119 $ 30,815,000 $ 258,949 $ 99,000
Angelina, Texas 106 $ 23,580,000 $ 222,452 $ 105,000
Dallas, Texas 101 $ 29,605,000 $ 293,118 $ 134,000
Miami-Dade, Florida 97 $ 42,615,000 $ 439,329 $ 146,000
Tarrant, Texas 89 $ 27,975,000 $ 314,325 $ 115,000
Potter, Texas 88 $ 16,310,000 $ 185,340 $ 79,000
Denton, Texas 78 $ 27,780,000 $ 356,153 $ 163,000
Fort Bend, Texas 76 $ 26,070,000 $ 343,026 $ 112,000
Collin, Texas 67 $ 26,765,000 $ 399,477 $ 152,000
Cameron, Texas 62 $ 14,460,000 $ 233,225 $ 133,000
Pima, Arizona 56 $ 16,650,000 $ 297,321 $ 138,000
Comal, Texas 55 $ 22,945,000 $ 417,181 $ 168,000
Pierce, Washington 50 $ 22,460,000 $ 449,200 $ 139,000
Atascosa, Texas 47 $ 13,765,000 $ 292,872 $ 112,000
Webb, Texas 46 $ 11,700,000 $ 254,347 $ 84,000
Midland, Texas 43 $ 13,805,000 $ 321,046 $ 140,000
Guadalupe, Texas 41 $ 10,805,000 $ 263,536 $ 96,000
Duval, Florida 40 $ 11,340,000 $ 283,500 $ 134,000
King, Washington 38 $ 17,920,000 $ 471,578 $ 143,000
Broward, Florida 36 $ 15,500,000 $ 430,555 $ 189,000
Nacogdoches, Texas 36 $ 7,810,000 $ 216,944 $ 98,000
Kaufman, Texas 33 $ 9,435,000 $ 285,909 $ 96,000
Medina, Texas 32 $ 10,920,000 $ 341,250 $ 134,000
Dona Ana, New Mexico 31 $ 7,675,000 $ 247,580 $ 102,000
Maricopa, Arizona 30 $ 11,460,000 $ 382,000 $ 198,000
Washoe, Nevada 29 $ 9,995,000 $ 344,655 $ 91,000
Montgomery, Texas 28 $ 7,910,000 $ 282,500 $ 115,000
Ada, Idaho 26 $ 8,740,000 $ 336,153 $ 130,000
Hale, Texas 24 $ 3,670,000 $ 152,916 $ 75,000
Fairfield, Ohio 23 $ 7,095,000 $ 308,478 $ 104,000
Contra Costa, California 21 $ 11,075,000 $ 527,380 $ 154,000
Palm Beach, Florida 21 $ 7,915,000 $ 376,904 $ 114,000
St. Johns, Florida 21 $ 8,795,000 $ 418,809 $ 166,000
Hutchinson, Texas 20 $ 3,030,000 $ 151,500 $ 76,000
Kendall, Texas 20 $ 9,250,000 $ 462,500 $ 196,000
McLennan, Texas 19 $ 4,235,000 $ 222,894 $ 84,000
Andrews, Texas 17 $ 4,725,000 $ 277,941 $ 95,000
Brazoria, Texas 17 $ 5,775,000 $ 339,705 $ 119,000
Wilson, Texas 17 $ 8,845,000 $ 520,294 $ 191,000
Snohomish, Washington 17 $ 9,215,000 $ 542,058 $ 158,000
Davidson, Tennessee 16 $ 4,550,000 $ 284,375 $ 83,000
Johnson, Texas 16 $ 4,950,000 $ 309,375 $ 98,000
Ellis, Texas 15 $ 6,465,000 $ 431,000 $ 138,000
Adams, Colorado 14 $ 5,520,000 $ 394,285 $ 117,000
Claiborne, Tennessee 14 $ 2,670,000 $ 190,714 $ 175,000
Knox, Tennessee 14 $ 3,540,000 $ 252,857 $ 91,000
Van Zandt, Texas 14 $ 4,500,000 $ 321,428 $ 123,000
Arapahoe, Colorado 13 $ 3,865,000 $ 297,307 $ 142,000
Forsyth, Georgia 13 $ 5,845,000 $ 449,615 $ 190,000
Grayson, Texas 13 $ 3,445,000 $ 265,000 $ 156,000
Rockwall, Texas 13 $ 4,595,000 $ 353,461 $ 118,000
Bell, Kentucky 12 $ 1,460,000 $ 121,666 $ 62,000
Franklin, Ohio 12 $ 3,910,000 $ 325,833 $ 135,000
Galveston, Texas 12 $ 3,210,000 $ 267,500 $ 130,000
Lubbock, Texas 12 $ 2,170,000 $ 180,833 $ 135,000
Nueces, Texas 12 $ 3,410,000 $ 284,166 $ 108,000
Starr, Texas 12 $ 2,470,000 $ 205,833 $ 108,000
Bandera, Texas 10 $ 2,500,000 $ 250,000 $ 93,000
El Paso, Texas 10 $ 2,290,000 $ 229,000 $ 104,000
Henderson, Texas 10 $ 1,750,000 $ 175,000 $ 97,000
Denver, Colorado 9 $ 2,025,000 $ 225,000 $ 93,000
Weld, Colorado 9 $ 2,165,000 $ 240,555 $ 124,000
Oklahoma, Oklahoma 9 $ 1,655,000 $ 183,888 $ 93,000
Bastrop, Texas 9 $ 2,045,000 $ 227,222 $ 75,000
Hood, Texas 9 $ 3,175,000 $ 352,777 $ 118,000
Parker, Texas 9 $ 3,365,000 $ 373,888 $ 130,000
Benton, Washington 9 $ 1,975,000 $ 219,444 $ 84,000
Lumpkin, Georgia 8 $ 2,210,000 $ 276,250 $ 115,000
Newton, Georgia 8 $ 2,150,000 $ 268,750 $ 104,000
Stark, Ohio 8 $ 2,030,000 $ 253,750 $ 90,000
Clackamas, Oregon 8 $ 2,850,000 $ 356,250 $ 145,000
Moore, Texas 8 $ 1,760,000 $ 220,000 $ 76,000
Travis, Texas 8 $ 3,160,000 $ 395,000 $ 174,000
Williamson, Texas 8 $ 2,700,000 $ 337,500 $ 154,000
Franklin, Washington 8 $ 2,450,000 $ 306,250 $ 92,000
Riverside, California 7 $ 4,095,000 $ 585,000 $ 290,000
Lee, Florida 7 $ 2,365,000 $ 337,857 $ 148,000
St. Lucie, Florida 7 $ 2,255,000 $ 322,142 $ 129,000
Carson, Texas 7 $ 1,155,000 $ 165,000 $ 106,000
Gray, Texas 7 $ 1,105,000 $ 157,857 $ 89,000
Wise, Texas 7 $ 1,765,000 $ 252,142 $ 99,000
Santa Rosa, Florida 6 $ 1,410,000 $ 235,000 $ 100,000
Henry, Georgia 6 $ 2,510,000 $ 418,333 $ 158,000
Lea, New Mexico 6 $ 1,630,000 $ 271,666 $ 96,000
Delaware, Ohio 6 $ 1,560,000 $ 260,000 $ 92,000
Hamilton, Ohio 6 $ 1,160,000 $ 193,333 $ 99,000
Licking, Ohio 6 $ 2,530,000 $ 421,666 $ 140,000
Payne, Oklahoma 6 $ 980,000 $ 163,333 $ 83,000
Giles, Tennessee 6 $ 1,090,000 $ 181,666 $ 54,000
Rutherford, Tennessee 6 $ 1,420,000 $ 236,666 $ 92,000
Brazos, Texas 6 $ 1,720,000 $ 286,666 $ 135,000
Polk, Texas 6 $ 1,370,000 $ 228,333 $ 95,000
Shelby, Texas 6 $ 970,000 $ 161,666 $ 72,000
Smith, Texas 6 $ 1,890,000 $ 315,000 $ 195,000
Winkler, Texas 6 $ 1,790,000 $ 298,333 $ 140,000
Pinal, Arizona 5 $ 1,805,000 $ 361,000 $ 293,000
Los Angeles, California 5 $ 3,005,000 $ 601,000 $ 350,000
Solano, California 5 $ 1,635,000 $ 327,000 $ 147,000
Douglas, Colorado 5 $ 2,565,000 $ 513,000 $ 190,000
Jefferson, Colorado 5 $ 2,165,000 $ 433,000 $ 155,000
DeSoto, Florida 5 $ 1,315,000 $ 263,000 $ 79,000
Nassau, Florida 5 $ 1,525,000 $ 305,000 $ 125,000
Osceola, Florida 5 $ 1,095,000 $ 219,000 $ 77,000
Polk, Florida 5 $ 1,235,000 $ 247,000 $ 77,000
DeKalb, Georgia 5 $ 1,325,000 $ 265,000 $ 96,000
Hall, Georgia 5 $ 2,025,000 $ 405,000 $ 168,000
Jackson, Georgia 5 $ 1,785,000 $ 357,000 $ 92,000
Rockdale, Georgia 5 $ 1,435,000 $ 287,000 $ 90,000
Eddy, New Mexico 5 $ 1,635,000 $ 327,000 $ 102,000
Butler, Ohio 5 $ 1,005,000 $ 201,000 $ 77,000
Cuyahoga, Ohio 5 $ 1,045,000 $ 209,000 $ 60,000
Bradley, Tennessee 5 $ 995,000 $ 199,000 $ 122,000
Cheatham, Tennessee 5 $ 1,425,000 $ 285,000 $ 80,000
Montgomery, Tennessee 5 $ 1,535,000 $ 307,000 $ 126,000
Blanco, Texas 5 $ 1,695,000 $ 339,000 $ 136,000
Hunt, Texas 5 $ 1,095,000 $ 219,000 $ 100,000
Pecos, Texas 5 $ 1,215,000 $ 243,000 $ 128,000
Sherman, Texas 5 $ 725,000 $ 145,000 $ 71,000
Taylor, Texas 5 $ 1,315,000 $ 263,000 $ 92,000
Placer, California 4 $ 1,780,000 $ 445,000 $ 156,000
Flagler, Florida 4 $ 1,590,000 $ 397,500 $ 125,000
Barrow, Georgia 4 $ 950,000 $ 237,500 $ 123,000
Butts, Georgia 4 $ 850,000 $ 212,500 $ 66,000
Dawson, Georgia 4 $ 1,150,000 $ 287,500 $ 121,000
Habersham, Georgia 4 $ 580,000 $ 145,000 $ 92,000
Walton, Georgia 4 $ 1,280,000 $ 320,000 $ 91,000
Valley, Idaho 4 $ 1,640,000 $ 410,000 $ 391,000
Shawnee, Kansas 4 $ 880,000 $ 220,000 $ 90,000
Clark, Nevada 4 $ 1,340,000 $ 335,000 $ 104,000
Sandoval, New Mexico 4 $ 1,200,000 $ 300,000 $ 72,000
Tuscarawas, Ohio 4 $ 630,000 $ 157,500 $ 44,000
Malheur, Oregon 4 $ 1,030,000 $ 257,500 $ 77,000
Multnomah, Oregon 4 $ 1,420,000 $ 355,000 $ 124,000
Crane, Texas 4 $ 620,000 $ 155,000 $ 98,000
Frio, Texas 4 $ 1,420,000 $ 355,000 $ 98,000
Hill, Texas 4 $ 840,000 $ 210,000 $ 87,000
Navarro, Texas 4 $ 1,600,000 $ 400,000 $ 181,000
San Jacinto, Texas 4 $ 800,000 $ 200,000 $ 86,000
Swisher, Texas 4 $ 900,000 $ 225,000 $ 83,000
Trinity, Texas 4 $ 690,000 $ 172,500 $ 89,000
Waller, Texas 4 $ 1,250,000 $ 312,500 $ 101,000
Wheeler, Texas 4 $ 410,000 $ 102,500 $ 62,000
Yakima, Washington 4 $ 950,000 $ 237,500 $ 96,000
Orange, California 3 $ 2,525,000 $ 841,666 $ 292,000
El Paso, Colorado 3 $ 825,000 $ 275,000 $ 101,000
Bay, Florida 3 $ 1,195,000 $ 398,333 $ 197,000
Clay, Florida 3 $ 735,000 $ 245,000 $ 79,000
Escambia, Florida 3 $ 1,395,000 $ 465,000 $ 190,000
Highlands, Florida 3 $ 755,000 $ 251,666 $ 107,000
Cobb, Georgia 3 $ 955,000 $ 318,333 $ 112,000
Fulton, Georgia 3 $ 795,000 $ 265,000 $ 110,000
White, Georgia 3 $ 865,000 $ 288,333 $ 77,000
Elmore, Idaho 3 $ 655,000 $ 218,333 $ 153,000
Sedgwick, Kansas 3 $ 565,000 $ 188,333 $ 256,000
Warren, Kentucky 3 $ 515,000 $ 171,666 $ 82,000
Sabine, Louisiana 3 $ 715,000 $ 238,333 $ 128,000
Lyon, Nevada 3 $ 905,000 $ 301,666 $ 61,000
Bernalillo, New Mexico 3 $ 535,000 $ 178,333 $ 79,000
Perry, Ohio 3 $ 525,000 $ 175,000 $ 60,000
Pickaway, Ohio 3 $ 845,000 $ 281,666 $ 108,000
Canadian, Oklahoma 3 $ 605,000 $ 201,666 $ 84,000
Cleveland, Oklahoma 3 $ 485,000 $ 161,666 $ 135,000
Creek, Oklahoma 3 $ 595,000 $ 198,333 $ 109,000
Kiowa, Oklahoma 3 $ 465,000 $ 155,000 $ 67,000
Tulsa, Oklahoma 3 $ 765,000 $ 255,000 $ 82,000
Douglas, Oregon 3 $ 735,000 $ 245,000 $ 105,000
Lane, Oregon 3 $ 1,055,000 $ 351,666 $ 152,000
Umatilla, Oregon 3 $ 715,000 $ 238,333 $ 53,000
Dickson, Tennessee 3 $ 625,000 $ 208,333 $ 91,000
Hardin, Tennessee 3 $ 485,000 $ 161,666 $ 67,000
Lawrence, Tennessee 3 $ 625,000 $ 208,333 $ 46,000
Loudon, Tennessee 3 $ 985,000 $ 328,333 $ 132,000
Madison, Tennessee 3 $ 745,000 $ 248,333 $ 84,000
Sullivan, Tennessee 3 $ 295,000 $ 98,333 $ 48,000
Aransas, Texas 3 $ 605,000 $ 201,666 $ 75,000
Bailey, Texas 3 $ 425,000 $ 141,666 $ 59,000
Bee, Texas 3 $ 495,000 $ 165,000 $ 73,000
Bell, Texas 3 $ 815,000 $ 271,666 $ 122,000
Bosque, Texas 3 $ 555,000 $ 185,000 $ 96,000
Burnet, Texas 3 $ 575,000 $ 191,666 $ 61,000
Caldwell, Texas 3 $ 1,105,000 $ 368,333 $ 145,000
Calhoun, Texas 3 $ 925,000 $ 308,333 $ 187,000
Cherokee, Texas 3 $ 385,000 $ 128,333 $ 65,000
Donley, Texas 3 $ 425,000 $ 141,666 $ 74,000
Grimes, Texas 3 $ 1,515,000 $ 505,000 $ 209,000
Hartley, Texas 3 $ 515,000 $ 171,666 $ 303,000
Hays, Texas 3 $ 765,000 $ 255,000 $ 100,000
Liberty, Texas 3 $ 765,000 $ 255,000 $ 125,000
Morris, Texas 3 $ 835,000 $ 278,333 $ 85,000
Upton, Texas 3 $ 545,000 $ 181,666 $ 67,000
Wood, Texas 3 $ 535,000 $ 178,333 $ 82,000
Grant, Washington 3 $ 495,000 $ 165,000 $ 60,000
Baldwin, Alabama 2 $ 600,000 $ 300,000 $ 72,000
Tuscaloosa, Alabama 2 $ 580,000 $ 290,000 $ 91,000
Cochise, Arizona 2 $ 600,000 $ 300,000 $ 105,000
Kern, California 2 $ 520,000 $ 260,000 $ 116,000
Sacramento, California 2 $ 880,000 $ 440,000 $ 137,000
San Bernardino, California 2 $ 610,000 $ 305,000 $ 109,000
San Joaquin, California 2 $ 680,000 $ 340,000 $ 84,000
Yolo, California 2 $ 890,000 $ 445,000 $ 205,000
Mesa, Colorado 2 $ 420,000 $ 210,000 $ 48,000
Alachua, Florida 2 $ 660,000 $ 330,000 $ 244,000
Collier, Florida 2 $ 870,000 $ 435,000 $ 258,000
Orange, Florida 2 $ 440,000 $ 220,000 $ 114,000
Pasco, Florida 2 $ 710,000 $ 355,000 $ 177,000
Cherokee, Georgia 2 $ 630,000 $ 315,000 $ 96,000
Clayton, Georgia 2 $ 710,000 $ 355,000 $ 91,000
Greene, Georgia 2 $ 190,000 $ 95,000 $ 99,000
Lamar, Georgia 2 $ 280,000 $ 140,000 $ 86,000
Bonneville, Idaho 2 $ 480,000 $ 240,000 $ 85,000
Owyhee, Idaho 2 $ 260,000 $ 130,000 $ 49,000
Washington, Idaho 2 $ 370,000 $ 185,000 $ 78,000
Allen, Indiana 2 $ 470,000 $ 235,000 $ 99,000
Morgan, Indiana 2 $ 270,000 $ 135,000 $ 39,000
Polk, Iowa 2 $ 590,000 $ 295,000 $ 131,000
Knox, Kentucky 2 $ 400,000 $ 200,000 $ 73,000
Tangipahoa, Louisiana 2 $ 330,000 $ 165,000 $ 53,000
Carson City, Nevada 2 $ 660,000 $ 330,000 $ 226,000
Cumberland, North Carolina 2 $ 610,000 $ 305,000 $ 197,000
Richmond, North Carolina 2 $ 380,000 $ 190,000 $ 83,000
Clinton, Ohio 2 $ 420,000 $ 210,000 $ 73,000
Hocking, Ohio 2 $ 320,000 $ 160,000 $ 52,000
Knox, Ohio 2 $ 670,000 $ 335,000 $ 105,000
Lake, Ohio 2 $ 300,000 $ 150,000 $ 67,000
Lorain, Ohio 2 $ 570,000 $ 285,000 $ 114,000
Miami, Ohio 2 $ 350,000 $ 175,000 $ 60,000
Montgomery, Ohio 2 $ 360,000 $ 180,000 $ 72,000
Summit, Ohio 2 $ 440,000 $ 220,000 $ 130,000
Union, Ohio 2 $ 580,000 $ 290,000 $ 97,000
Bryan, Oklahoma 2 $ 590,000 $ 295,000 $ 135,000
Grady, Oklahoma 2 $ 790,000 $ 395,000 $ 142,000
McClain, Oklahoma 2 $ 540,000 $ 270,000 $ 98,000
Coos, Oregon 2 $ 330,000 $ 165,000 $ 324,000
Washington, Oregon 2 $ 1,160,000 $ 580,000 $ 119,000
Monroe, Tennessee 2 $ 510,000 $ 255,000 $ 65,000
Roane, Tennessee 2 $ 230,000 $ 115,000 $ 72,000
Sevier, Tennessee 2 $ 640,000 $ 320,000 $ 357,000
Sumner, Tennessee 2 $ 740,000 $ 370,000 $ 91,000
Wilson, Tennessee 2 $ 940,000 $ 470,000 $ 107,000
Bowie, Texas 2 $ 460,000 $ 230,000 $ 113,000
Briscoe, Texas 2 $ 280,000 $ 140,000 $ 69,000
Callahan, Texas 2 $ 790,000 $ 395,000 $ 193,000
Dallam, Texas 2 $ 300,000 $ 150,000 $ 106,000
DeWitt, Texas 2 $ 530,000 $ 265,000 $ 98,000
Erath, Texas 2 $ 500,000 $ 250,000 $ 76,000
Falls, Texas 2 $ 380,000 $ 190,000 $ 85,000
Fannin, Texas 2 $ 610,000 $ 305,000 $ 77,000
Garza, Texas 2 $ 160,000 $ 80,000 $ 55,000
Houston, Texas 2 $ 480,000 $ 240,000 $ 128,000
Howard, Texas 2 $ 390,000 $ 195,000 $ 91,000
Kerr, Texas 2 $ 640,000 $ 320,000 $ 80,000
Montague, Texas 2 $ 740,000 $ 370,000 $ 119,000
Reeves, Texas 2 $ 510,000 $ 255,000 $ 103,000
Roberts, Texas 2 $ 270,000 $ 135,000 $ 90,000
Sabine, Texas 2 $ 320,000 $ 160,000 $ 112,000
Tom Green, Texas 2 $ 570,000 $ 285,000 $ 139,000
Wharton, Texas 2 $ 420,000 $ 210,000 $ 98,000
Thurston, Washington 2 $ 910,000 $ 455,000 $ 126,000
St. Clair, Alabama 1 $ 165,000 $ 165,000 $ 67,000
Coconino, Arizona 1 $ 305,000 $ 305,000 $ 77,000
Mohave, Arizona 1 $ 305,000 $ 305,000 $ 92,000
Navajo, Arizona 1 $ 335,000 $ 335,000 $ 61,000
Yavapai, Arizona 1 $ 335,000 $ 335,000 $ 163,000
Benton, Arkansas 1 $ 805,000 $ 805,000 $ 249,000
Pope, Arkansas 1 $ 245,000 $ 245,000 $ 63,000
Pulaski, Arkansas 1 $ 535,000 $ 535,000 $ 156,000
Van Buren, Arkansas 1 $ 135,000 $ 135,000 $ 39,000
Washington, Arkansas 1 $ 325,000 $ 325,000 $ 265,000
Alameda, California 1 $ 155,000 $ 155,000 $ 68,000
Amador, California 1 $ 335,000 $ 335,000 $ 190,000
Lake, California 1 $ 395,000 $ 395,000 $ 179,000
Monterey, California 1 $ 685,000 $ 685,000 $ 207,000
Plumas, California 1 $ 245,000 $ 245,000 $ 86,000
San Diego, California 1 $ 1,155,000 $ 1,155,000 $ 233,000
San Francisco, California 1 $ 805,000 $ 805,000 $ 175,000
Santa Clara, California 1 $ 995,000 $ 995,000 $ 385,000
Sonoma, California 1 $ 605,000 $ 605,000 $ 175,000
Brevard, Florida 1 $ 245,000 $ 245,000 $ 69,000
Charlotte, Florida 1 $ 255,000 $ 255,000 $ 63,000
Citrus, Florida 1 $ 405,000 $ 405,000 $ 97,000
Indian River, Florida 1 $ 265,000 $ 265,000 $ 109,000
Pinellas, Florida 1 $ 125,000 $ 125,000 $ 25,000
Seminole, Florida 1 $ 375,000 $ 375,000 $ 87,000
Sumter, Florida 1 $ 245,000 $ 245,000 $ 198,000
Volusia, Florida 1 $ 215,000 $ 215,000 $ 46,000
Banks, Georgia 1 $ 305,000 $ 305,000 $ 119,000
Bartow, Georgia 1 $ 215,000 $ 215,000 $ 70,000
Bibb, Georgia 1 $ 275,000 $ 275,000 $ 69,000
Camden, Georgia 1 $ 435,000 $ 435,000 $ 115,000
Carroll, Georgia 1 $ 335,000 $ 335,000 $ 57,000
Columbia, Georgia 1 $ 945,000 $ 945,000 $ 290,000
Gilmer, Georgia 1 $ 365,000 $ 365,000 $ 86,000
Gwinnett, Georgia 1 $ 455,000 $ 455,000 $ 148,000
Houston, Georgia 1 $ 115,000 $ 115,000 $ 57,000
Jasper, Georgia 1 $ 205,000 $ 205,000 $ 175,000
Madison, Georgia 1 $ 495,000 $ 495,000 $ 191,000
Monroe, Georgia 1 $ 245,000 $ 245,000 $ 66,000
Oglethorpe, Georgia 1 $ 285,000 $ 285,000 $ 70,000
Polk, Georgia 1 $ 425,000 $ 425,000 $ 191,000
Twiggs, Georgia 1 $ 195,000 $ 195,000 $ 46,000
Union, Georgia 1 $ 345,000 $ 345,000 $ 290,000
Upson, Georgia 1 $ 205,000 $ 205,000 $ 42,000
Bonner, Idaho 1 $ 475,000 $ 475,000 $ 165,000
Gem, Idaho 1 $ 355,000 $ 355,000 $ 172,000
Blackford, Indiana 1 $ 335,000 $ 335,000 $ 67,000
Grant, Indiana 1 $ 345,000 $ 345,000 $ 66,000
Johnson, Indiana 1 $ 255,000 $ 255,000 $ 74,000
Madison, Indiana 1 $ 285,000 $ 285,000 $ 70,000
Dallas, Iowa 1 $ 265,000 $ 265,000 $ 107,000
Madison, Iowa 1 $ 625,000 $ 625,000 $ 213,000
Morton, Kansas 1 $ 125,000 $ 125,000 $ 170,000
Gallatin, Kentucky 1 $ 175,000 $ 175,000 $ 55,000
Harlan, Kentucky 1 $ 55,000 $ 55,000 $ 108,000
Simpson, Kentucky 1 $ 375,000 $ 375,000 $ 147,000
Ingham, Michigan 1 $ 245,000 $ 245,000 $ 57,000
Wayne, Michigan 1 $ 175,000 $ 175,000 $ 73,000
Choctaw, Mississippi 1 $ 225,000 $ 225,000 $ 100,000
Hancock, Mississippi 1 $ 305,000 $ 305,000 $ 86,000
Marshall, Mississippi 1 $ 345,000 $ 345,000 $ 152,000
Neshoba, Mississippi 1 $ 275,000 $ 275,000 $ 107,000
Tallahatchie, Mississippi 1 $ 285,000 $ 285,000 $ 97,000
Webster, Mississippi 1 $ 185,000 $ 185,000 $ 110,000
Flathead, Montana 1 $ 325,000 $ 325,000 $ 63,000
Madison, Montana 1 $ 365,000 $ 365,000 $ 61,000
Garden, Nebraska 1 $ 85,000 $ 85,000 $ 67,000
Lancaster, Nebraska 1 $ 335,000 $ 335,000 $ 409,000
San Juan, New Mexico 1 $ 125,000 $ 125,000 $ 37,000
Santa Fe, New Mexico 1 $ 445,000 $ 445,000 $ 160,000
Valencia, New Mexico 1 $ 255,000 $ 255,000 $ 62,000
Clay, North Carolina 1 $ 155,000 $ 155,000 $ 37,000
Davidson, North Carolina 1 $ 145,000 $ 145,000 $ 52,000
Macon, North Carolina 1 $ 155,000 $ 155,000 $ 35,000
Brown, Ohio 1 $ 165,000 $ 165,000 $ 0
Carroll, Ohio 1 $ 165,000 $ 165,000 $ 46,000
Clark, Ohio 1 $ 225,000 $ 225,000 $ 73,000
Clermont, Ohio 1 $ 305,000 $ 305,000 $ 84,000
Crawford, Ohio 1 $ 185,000 $ 185,000 $ 68,000
Fayette, Ohio 1 $ 215,000 $ 215,000 $ 71,000
Guernsey, Ohio 1 $ 115,000 $ 115,000 $ 42,000
Harrison, Ohio 1 $ 115,000 $ 115,000 $ 45,000
Logan, Ohio 1 $ 135,000 $ 135,000 $ 50,000
Medina, Ohio 1 $ 315,000 $ 315,000 $ 61,000
Pike, Ohio 1 $ 255,000 $ 255,000 $ 120,000
Portage, Ohio 1 $ 285,000 $ 285,000 $ 150,000
Preble, Ohio 1 $ 345,000 $ 345,000 $ 145,000
Sandusky, Ohio 1 $ 245,000 $ 245,000 $ 122,000
Scioto, Ohio 1 $ 175,000 $ 175,000 $ 48,000
Seneca, Ohio 1 $ 165,000 $ 165,000 $ 30,000
Shelby, Ohio 1 $ 235,000 $ 235,000 $ 61,000
Trumbull, Ohio 1 $ 185,000 $ 185,000 $ 83,000
Vinton, Ohio 1 $ 385,000 $ 385,000 $ 101,000
Warren, Ohio 1 $ 315,000 $ 315,000 $ 121,000
Caddo, Oklahoma 1 $ 255,000 $ 255,000 $ 67,000
Delaware, Oklahoma 1 $ 345,000 $ 345,000 $ 119,000
Johnston, Oklahoma 1 $ 385,000 $ 385,000 $ 185,000
Kay, Oklahoma 1 $ 65,000 $ 65,000 $ 115,000
Lincoln, Oklahoma 1 $ 215,000 $ 215,000 $ 112,000
Mayes, Oklahoma 1 $ 225,000 $ 225,000 $ 126,000
Noble, Oklahoma 1 $ 635,000 $ 635,000 $ 200,000
Okmulgee, Oklahoma 1 $ 195,000 $ 195,000 $ 91,000
Osage, Oklahoma 1 $ 255,000 $ 255,000 $ 71,000
Pawnee, Oklahoma 1 $ 95,000 $ 95,000 $ 0
Texas, Oklahoma 1 $ 135,000 $ 135,000 $ 90,000
Wagoner, Oklahoma 1 $ 245,000 $ 245,000 $ 137,000
Clatsop, Oregon 1 $ 245,000 $ 245,000 $ 90,000
Columbia, Oregon 1 $ 465,000 $ 465,000 $ 169,000
Kershaw, South Carolina 1 $ 325,000 $ 325,000 $ 130,000
Anderson, Tennessee 1 $ 275,000 $ 275,000 $ 85,000
Blount, Tennessee 1 $ 245,000 $ 245,000 $ 166,000
Campbell, Tennessee 1 $ 205,000 $ 205,000 $ 90,000
Carroll, Tennessee 1 $ 195,000 $ 195,000 $ 61,000
Humphreys, Tennessee 1 $ 35,000 $ 35,000 $ 70,000
Jefferson, Tennessee 1 $ 235,000 $ 235,000 $ 46,000
Maury, Tennessee 1 $ 235,000 $ 235,000 $ 65,000
Anderson, Texas 1 $ 165,000 $ 165,000 $ 59,000
Armstrong, Texas 1 $ 175,000 $ 175,000 $ 58,000
Austin, Texas 1 $ 125,000 $ 125,000 $ 34,000
Brown, Texas 1 $ 155,000 $ 155,000 $ 65,000
Childress, Texas 1 $ 125,000 $ 125,000 $ 64,000
Coke, Texas 1 $ 145,000 $ 145,000 $ 56,000
Coleman, Texas 1 $ 135,000 $ 135,000 $ 106,000
Dawson, Texas 1 $ 105,000 $ 105,000 $ 42,000
Deaf Smith, Texas 1 $ 175,000 $ 175,000 $ 84,000
Floyd, Texas 1 $ 155,000 $ 155,000 $ 64,000
Freestone, Texas 1 $ 465,000 $ 465,000 $ 171,000
Gaines, Texas 1 $ 175,000 $ 175,000 $ 101,000
Gonzales, Texas 1 $ 535,000 $ 535,000 $ 164,000
Gregg, Texas 1 $ 375,000 $ 375,000 $ 125,000
Hansford, Texas 1 $ 165,000 $ 165,000 $ 87,000
Harrison, Texas 1 $ 115,000 $ 115,000 $ 28,000
Hemphill, Texas 1 $ 135,000 $ 135,000 $ 52,000
Hopkins, Texas 1 $ 175,000 $ 175,000 $ 81,000
Jim Wells, Texas 1 $ 165,000 $ 165,000 $ 135,000
Karnes, Texas 1 $ 195,000 $ 195,000 $ 77,000
Kleberg, Texas 1 $ 175,000 $ 175,000 $ 65,000
Lamar, Texas 1 $ 295,000 $ 295,000 $ 68,000
Lamb, Texas 1 $ 135,000 $ 135,000 $ 56,000
Limestone, Texas 1 $ 245,000 $ 245,000 $ 49,000
Lipscomb, Texas 1 $ 75,000 $ 75,000 $ 53,000
Live Oak, Texas 1 $ 115,000 $ 115,000 $ 84,000
Llano, Texas 1 $ 1,105,000 $ 1,105,000 $ 422,000
McCulloch, Texas 1 $ 215,000 $ 215,000 $ 120,000
Milam, Texas 1 $ 165,000 $ 165,000 $ 151,000
Parmer, Texas 1 $ 115,000 $ 115,000 $ 124,000
Robertson, Texas 1 $ 275,000 $ 275,000 $ 106,000
Rusk, Texas 1 $ 135,000 $ 135,000 $ 69,000
San Augustine, Texas 1 $ 75,000 $ 75,000 $ 92,000
San Patricio, Texas 1 $ 235,000 $ 235,000 $ 73,000
Tyler, Texas 1 $ 265,000 $ 265,000 $ 73,000
Uvalde, Texas 1 $ 255,000 $ 255,000 $ 73,000
Val Verde, Texas 1 $ 215,000 $ 215,000 $ 72,000
Ward, Texas 1 $ 375,000 $ 375,000 $ 187,000
Wichita, Texas 1 $ 95,000 $ 95,000 $ 59,000
Willacy, Texas 1 $ 75,000 $ 75,000 $ 33,000
Adams, Washington 1 $ 195,000 $ 195,000 $ 87,000
Chelan, Washington 1 $ 425,000 $ 425,000 $ 111,000
Clark, Washington 1 $ 235,000 $ 235,000 $ 295,000
Douglas, Washington 1 $ 365,000 $ 365,000 $ 186,000
Kitsap, Washington 1 $ 795,000 $ 795,000 $ 253,000
Lewis, Washington 1 $ 365,000 $ 365,000 $ 163,000
Spokane, Washington 1 $ 415,000 $ 415,000 $ 80,000

Mortgage Loan Application Detail Totals for Right Start Mortgage, Inc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,687 $1,063,835,000 $288,000 $1,485,000 $119,000 $2,839,000
Cash-out Refinancing 290 $81,430,000 $280,000 $1,725,000 $124,000 $1,177,000
Refinancing 263 $87,575,000 $332,000 $1,505,000 $144,000 $1,200,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,953 $535,425,000 $274,000 $1,255,000 $109,000 $2,839,000
White 1,641 $498,195,000 $303,000 $1,505,000 $134,000 $1,535,000
Black or African American 368 $111,860,000 $303,000 $1,725,000 $107,000 $1,000,000
Asian 133 $44,395,000 $333,000 $1,025,000 $143,000 $716,000
Not Provided 129 $38,455,000 $298,000 $1,155,000 $131,000 $1,200,000
American Indian or Alaskan Native 12 $2,960,000 $246,000 $575,000 $222,000 $1,084,000
Native Hawaiian or Other Pacific Islander 4 $1,550,000 $387,000 $755,000 $155,000 $235,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,962 $552,160,000 $281,000 $1,055,000 $98,000 $661,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,834 $536,340,000 $292,000 $1,725,000 $148,000 $2,839,000
VA-guaranteed (Veterans Administration) 407 $137,635,000 $338,000 $1,155,000 $113,000 $603,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $6,705,000 $181,000 $355,000 $76,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,872 $846,680,000 $294,000 $1,505,000 $121,000 $1,535,000
Application Withdrawn By Applicant 937 $261,235,000 $278,000 $1,485,000 $126,000 $2,839,000
Application Denied By Financial Institution 322 $90,090,000 $279,000 $1,725,000 $105,000 $1,157,000
File Closed For Incompleteness 94 $29,580,000 $314,000 $1,475,000 $123,000 $512,000
Application Approved But Not Accepted 15 $5,255,000 $350,000 $805,000 $138,000 $307,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,918 $1,142,750,000 $291,000 $1,505,000 $122,000 $2,839,000
Debt-To-Income Ratio 97 $30,675,000 $316,000 $1,725,000 $96,000 $540,000
Collateral 63 $14,475,000 $229,000 $585,000 $114,000 $1,157,000
Unverifiable Information 62 $18,940,000 $305,000 $1,225,000 $98,000 $1,056,000
Credit History 59 $15,145,000 $256,000 $675,000 $109,000 $886,000
Other 36 $9,390,000 $260,000 $555,000 $116,000 $472,000
Employment History 4 $1,140,000 $285,000 $405,000 $94,000 $138,000
Credit Application Incomplete 1 $325,000 $325,000 $325,000 $121,000 $121,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Right Start Mortgage, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Right Start Mortgage, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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