Royal United Mortgage LLC Mortgage Lending & HMDA Data, 2025

In 2025, Royal United Mortgage LLC of Indianapolis, IN reported 8,728 mortgage applications totaling $1.1 billion, down 14% from 2024. The average application was for $128,093, and applicants reported an average income of $59,764. 57% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (355), Dallas-Plano-Irving, TX (225) and Indianapolis-Carmel-Anderson, IN (209) (applications in parentheses).

Mortgage Company & Address Royal United Mortgage LLC
7999 Knue Rd. Ste 300
Indianapolis, IN 46256
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 8,728
Total Mortgage Loan Application Amount $1,118,000,000
Average Mortgage Loan Application Amount $128,093
Highest Mortgage Loan Application Amount $1,205,000
Average Applicant Income $59,764
Highest Applicant Income $1,255,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Royal United Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Royal United Mortgage LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 217 $ 32,925,000 $ 151,728 $ 68,000
Bexar, Texas 142 $ 19,490,000 $ 137,253 $ 68,000
Dallas, Texas 107 $ 15,705,000 $ 146,775 $ 72,000
Tarrant, Texas 106 $ 16,750,000 $ 158,018 $ 70,000
Marion, Indiana 93 $ 13,095,000 $ 140,806 $ 63,000
Wayne, Michigan 86 $ 7,230,000 $ 84,069 $ 52,000
Cook, Illinois 74 $ 10,560,000 $ 142,702 $ 76,000
El Paso, Texas 65 $ 9,145,000 $ 140,692 $ 83,000
Erie, New York 58 $ 7,000,000 $ 120,689 $ 60,000
Cuyahoga, Ohio 57 $ 5,235,000 $ 91,842 $ 55,000
Montgomery, Texas 46 $ 7,270,000 $ 158,043 $ 73,000
Suffolk, New York 43 $ 11,535,000 $ 268,255 $ 90,000
St. Louis, Missouri 40 $ 4,350,000 $ 108,750 $ 58,000
Allegheny, Pennsylvania 40 $ 3,760,000 $ 94,000 $ 53,000
Travis, Texas 38 $ 8,300,000 $ 218,421 $ 97,000
Bell, Texas 37 $ 6,135,000 $ 165,810 $ 83,000
Hidalgo, Texas 37 $ 5,265,000 $ 142,297 $ 115,000
Williamson, Texas 37 $ 7,965,000 $ 215,270 $ 79,000
Monroe, New York 36 $ 5,130,000 $ 142,500 $ 64,000
Oklahoma, Oklahoma 36 $ 4,080,000 $ 113,333 $ 61,000
Shelby, Tennessee 36 $ 3,550,000 $ 98,611 $ 52,000
Denton, Texas 35 $ 7,035,000 $ 201,000 $ 85,000
Fort Bend, Texas 34 $ 6,620,000 $ 194,705 $ 88,000
Jackson, Missouri 33 $ 4,415,000 $ 133,787 $ 59,000
Jefferson, Alabama 32 $ 3,140,000 $ 98,125 $ 51,000
Collin, Texas 31 $ 7,215,000 $ 232,741 $ 101,000
Maricopa, Arizona 29 $ 3,835,000 $ 132,241 $ 57,000
Onondaga, New York 29 $ 4,125,000 $ 142,241 $ 64,000
Lorain, Ohio 29 $ 3,585,000 $ 123,620 $ 61,000
Summit, Ohio 29 $ 2,845,000 $ 98,103 $ 53,000
Allen, Indiana 27 $ 3,945,000 $ 146,111 $ 55,000
Nassau, New York 27 $ 11,155,000 $ 413,148 $ 143,000
Philadelphia, Pennsylvania 27 $ 2,895,000 $ 107,222 $ 49,000
Franklin, Ohio 26 $ 3,000,000 $ 115,384 $ 54,000
Galveston, Texas 26 $ 3,180,000 $ 122,307 $ 70,000
Hamilton, Indiana 25 $ 7,615,000 $ 304,600 $ 114,000
St. Joseph, Indiana 25 $ 2,925,000 $ 117,000 $ 57,000
McLennan, Texas 25 $ 3,055,000 $ 122,200 $ 64,000
Milwaukee, Wisconsin 25 $ 2,545,000 $ 101,800 $ 61,000
Lake, Indiana 24 $ 2,770,000 $ 115,416 $ 55,000
Jefferson, Kentucky 24 $ 3,300,000 $ 137,500 $ 56,000
Niagara, New York 24 $ 2,810,000 $ 117,083 $ 57,000
DeKalb, Georgia 23 $ 2,775,000 $ 120,652 $ 41,000
Johnson, Indiana 23 $ 4,555,000 $ 198,043 $ 81,000
Madison, Indiana 23 $ 2,435,000 $ 105,869 $ 37,000
Genesee, Michigan 23 $ 1,755,000 $ 76,304 $ 48,000
Brazoria, Texas 23 $ 4,105,000 $ 178,478 $ 72,000
Cameron, Texas 23 $ 2,375,000 $ 103,260 $ 49,000
Gwinnett, Georgia 22 $ 3,230,000 $ 146,818 $ 68,000
Tulsa, Oklahoma 22 $ 2,670,000 $ 121,363 $ 58,000
Smith, Texas 22 $ 2,400,000 $ 109,090 $ 46,000
Montgomery, Ohio 21 $ 2,265,000 $ 107,857 $ 50,000
Mobile, Alabama 20 $ 2,330,000 $ 116,500 $ 46,000
Madison, Illinois 20 $ 1,810,000 $ 90,500 $ 51,000
Sedgwick, Kansas 20 $ 2,440,000 $ 122,000 $ 48,000
Hamilton, Ohio 20 $ 3,250,000 $ 162,500 $ 101,000
Lucas, Ohio 20 $ 1,750,000 $ 87,500 $ 43,000
Luzerne, Pennsylvania 20 $ 2,070,000 $ 103,500 $ 45,000
Richland, South Carolina 20 $ 2,540,000 $ 127,000 $ 75,000
Volusia, Florida 19 $ 1,705,000 $ 89,736 $ 41,000
Delaware, Indiana 19 $ 1,975,000 $ 103,947 $ 52,000
Shawnee, Kansas 19 $ 2,085,000 $ 109,736 $ 51,000
Mahoning, Ohio 19 $ 1,355,000 $ 71,315 $ 36,000
Horry, South Carolina 19 $ 2,265,000 $ 119,210 $ 59,000
Ellis, Texas 19 $ 3,405,000 $ 179,210 $ 77,000
Broward, Florida 18 $ 2,110,000 $ 117,222 $ 58,000
Hillsborough, Florida 18 $ 2,710,000 $ 150,555 $ 62,000
St. Clair, Illinois 18 $ 1,670,000 $ 92,777 $ 56,000
Guilford, North Carolina 18 $ 2,180,000 $ 121,111 $ 43,000
Gregg, Texas 18 $ 2,080,000 $ 115,555 $ 50,000
Nueces, Texas 18 $ 1,890,000 $ 105,000 $ 60,000
Montgomery, Alabama 17 $ 1,915,000 $ 112,647 $ 45,000
Duval, Florida 17 $ 2,255,000 $ 132,647 $ 82,000
Lee, Florida 17 $ 2,625,000 $ 154,411 $ 82,000
Polk, Florida 17 $ 2,855,000 $ 167,941 $ 64,000
Greene, Missouri 17 $ 1,755,000 $ 103,235 $ 49,000
Oneida, New York 17 $ 1,635,000 $ 96,176 $ 50,000
Cumberland, North Carolina 17 $ 1,905,000 $ 112,058 $ 63,000
Washington, Pennsylvania 17 $ 1,915,000 $ 112,647 $ 55,000
Comal, Texas 17 $ 2,625,000 $ 154,411 $ 64,000
Lubbock, Texas 17 $ 2,085,000 $ 122,647 $ 59,000
Randall, Texas 17 $ 2,905,000 $ 170,882 $ 75,000
Richmond, Georgia 16 $ 1,690,000 $ 105,625 $ 45,000
East Baton Rouge, Louisiana 16 $ 1,720,000 $ 107,500 $ 65,000
Jefferson, Missouri 16 $ 1,680,000 $ 105,000 $ 59,000
Marion, Florida 15 $ 1,895,000 $ 126,333 $ 48,000
Pinellas, Florida 15 $ 2,095,000 $ 139,666 $ 54,000
Clayton, Georgia 15 $ 1,725,000 $ 115,000 $ 50,000
Muscogee, Georgia 15 $ 1,435,000 $ 95,666 $ 41,000
Lake, Illinois 15 $ 2,115,000 $ 141,000 $ 56,000
Winnebago, Illinois 15 $ 1,365,000 $ 91,000 $ 59,000
Shelby, Indiana 15 $ 1,785,000 $ 119,000 $ 45,000
Vanderburgh, Indiana 15 $ 1,845,000 $ 123,000 $ 56,000
Macomb, Michigan 15 $ 1,275,000 $ 85,000 $ 45,000
Dutchess, New York 15 $ 2,825,000 $ 188,333 $ 70,000
St. Lawrence, New York 15 $ 1,345,000 $ 89,666 $ 52,000
Erie, Pennsylvania 15 $ 1,465,000 $ 97,666 $ 56,000
Schuylkill, Pennsylvania 15 $ 1,505,000 $ 100,333 $ 39,000
Johnson, Texas 15 $ 1,945,000 $ 129,666 $ 50,000
Pima, Arizona 14 $ 1,970,000 $ 140,714 $ 64,000
Pulaski, Arkansas 14 $ 1,420,000 $ 101,428 $ 54,000
Brevard, Florida 14 $ 1,840,000 $ 131,428 $ 62,000
Pasco, Florida 14 $ 1,630,000 $ 116,428 $ 45,000
Grant, Indiana 14 $ 1,480,000 $ 105,714 $ 41,000
Henry, Indiana 14 $ 2,180,000 $ 155,714 $ 56,000
LaPorte, Indiana 14 $ 1,610,000 $ 115,000 $ 55,000
Jefferson, Louisiana 14 $ 2,180,000 $ 155,714 $ 104,000
Kent, Michigan 14 $ 1,810,000 $ 129,285 $ 54,000
Oakland, Michigan 14 $ 1,770,000 $ 126,428 $ 56,000
Chautauqua, New York 14 $ 1,170,000 $ 83,571 $ 57,000
Gaston, North Carolina 14 $ 1,990,000 $ 142,142 $ 35,000
Stark, Ohio 14 $ 1,190,000 $ 85,000 $ 44,000
Anderson, South Carolina 14 $ 1,780,000 $ 127,142 $ 43,000
Dorchester, South Carolina 14 $ 1,530,000 $ 109,285 $ 54,000
Grayson, Texas 14 $ 1,540,000 $ 110,000 $ 54,000
Guadalupe, Texas 14 $ 2,710,000 $ 193,571 $ 81,000
Hunt, Texas 14 $ 1,500,000 $ 107,142 $ 51,000
Potter, Texas 14 $ 1,360,000 $ 97,142 $ 43,000
Kanawha, West Virginia 14 $ 1,450,000 $ 103,571 $ 38,000
Los Angeles, California 13 $ 2,335,000 $ 179,615 $ 72,000
San Bernardino, California 13 $ 1,565,000 $ 120,384 $ 62,000
Palm Beach, Florida 13 $ 1,795,000 $ 138,076 $ 65,000
Bibb, Georgia 13 $ 1,315,000 $ 101,153 $ 66,000
Cobb, Georgia 13 $ 2,125,000 $ 163,461 $ 73,000
Hendricks, Indiana 13 $ 2,805,000 $ 215,769 $ 84,000
St. Louis City, Missouri 13 $ 1,025,000 $ 78,846 $ 50,000
Orange, New York 13 $ 3,025,000 $ 232,692 $ 95,000
Queens, New York 13 $ 3,465,000 $ 266,538 $ 101,000
Trumbull, Ohio 13 $ 1,145,000 $ 88,076 $ 48,000
Greenville, South Carolina 13 $ 2,195,000 $ 168,846 $ 82,000
Jefferson, Texas 13 $ 1,215,000 $ 93,461 $ 57,000
Taylor, Texas 13 $ 1,295,000 $ 99,615 $ 63,000
Tom Green, Texas 13 $ 1,475,000 $ 113,461 $ 58,000
Riverside, California 12 $ 2,400,000 $ 200,000 $ 116,000
Escambia, Florida 12 $ 1,720,000 $ 143,333 $ 66,000
Lake, Florida 12 $ 1,830,000 $ 152,500 $ 53,000
St. Lucie, Florida 12 $ 1,610,000 $ 134,166 $ 79,000
Elkhart, Indiana 12 $ 1,620,000 $ 135,000 $ 66,000
Tippecanoe, Indiana 12 $ 1,840,000 $ 153,333 $ 48,000
Orleans, Louisiana 12 $ 2,560,000 $ 213,333 $ 103,000
Calhoun, Michigan 12 $ 1,120,000 $ 93,333 $ 36,000
Jackson, Michigan 12 $ 1,480,000 $ 123,333 $ 54,000
Saginaw, Michigan 12 $ 910,000 $ 75,833 $ 39,000
Ocean, New Jersey 12 $ 1,680,000 $ 140,000 $ 59,000
Broome, New York 12 $ 1,520,000 $ 126,666 $ 96,000
Columbiana, Ohio 12 $ 770,000 $ 64,166 $ 38,000
Berks, Pennsylvania 12 $ 1,490,000 $ 124,166 $ 44,000
Westmoreland, Pennsylvania 12 $ 720,000 $ 60,000 $ 69,000
Lexington, South Carolina 12 $ 1,450,000 $ 120,833 $ 43,000
Kaufman, Texas 12 $ 2,220,000 $ 185,000 $ 73,000
Orange, Texas 12 $ 1,100,000 $ 91,666 $ 64,000
Wichita, Texas 12 $ 1,260,000 $ 105,000 $ 54,000
Etowah, Alabama 11 $ 985,000 $ 89,545 $ 42,000
Morgan, Alabama 11 $ 1,355,000 $ 123,181 $ 45,000
Macon, Illinois 11 $ 1,065,000 $ 96,818 $ 56,000
Polk, Iowa 11 $ 2,025,000 $ 184,090 $ 66,000
Berrien, Michigan 11 $ 1,435,000 $ 130,454 $ 47,000
Ingham, Michigan 11 $ 1,025,000 $ 93,181 $ 54,000
Hinds, Mississippi 11 $ 875,000 $ 79,545 $ 73,000
Mecklenburg, North Carolina 11 $ 1,655,000 $ 150,454 $ 54,000
Richland, Ohio 11 $ 1,035,000 $ 94,090 $ 46,000
Warren, Ohio 11 $ 1,645,000 $ 149,545 $ 52,000
Dauphin, Pennsylvania 11 $ 1,395,000 $ 126,818 $ 62,000
Knox, Tennessee 11 $ 2,035,000 $ 185,000 $ 59,000
Parker, Texas 11 $ 2,375,000 $ 215,909 $ 78,000
San Patricio, Texas 11 $ 1,295,000 $ 117,727 $ 55,000
Wood, Texas 11 $ 1,605,000 $ 145,909 $ 61,000
Columbia, Georgia 10 $ 1,510,000 $ 151,000 $ 97,000
DuPage, Illinois 10 $ 1,840,000 $ 184,000 $ 90,000
LaSalle, Illinois 10 $ 1,010,000 $ 101,000 $ 63,000
Peoria, Illinois 10 $ 880,000 $ 88,000 $ 60,000
Williamson, Illinois 10 $ 1,080,000 $ 108,000 $ 53,000
Howard, Indiana 10 $ 900,000 $ 90,000 $ 58,000
Muskegon, Michigan 10 $ 1,560,000 $ 156,000 $ 51,000
Jackson, Mississippi 10 $ 1,290,000 $ 129,000 $ 63,000
Gloucester, New Jersey 10 $ 1,850,000 $ 185,000 $ 82,000
Monmouth, New Jersey 10 $ 2,340,000 $ 234,000 $ 86,000
Albany, New York 10 $ 1,720,000 $ 172,000 $ 87,000
Cabarrus, North Carolina 10 $ 1,470,000 $ 147,000 $ 59,000
Forsyth, North Carolina 10 $ 1,700,000 $ 170,000 $ 73,000
Miami, Ohio 10 $ 1,030,000 $ 103,000 $ 55,000
Butler, Pennsylvania 10 $ 950,000 $ 95,000 $ 67,000
Charleston, South Carolina 10 $ 1,170,000 $ 117,000 $ 64,000
Spartanburg, South Carolina 10 $ 1,090,000 $ 109,000 $ 53,000
Brown, Texas 10 $ 700,000 $ 70,000 $ 46,000
Midland, Texas 10 $ 1,970,000 $ 197,000 $ 157,000
Raleigh, West Virginia 10 $ 900,000 $ 90,000 $ 51,000
Houston, Alabama 9 $ 1,075,000 $ 119,444 $ 38,000
Pinal, Arizona 9 $ 1,105,000 $ 122,777 $ 44,000
Benton, Arkansas 9 $ 955,000 $ 106,111 $ 47,000
Charlotte, Florida 9 $ 1,115,000 $ 123,888 $ 98,000
Indian River, Florida 9 $ 1,785,000 $ 198,333 $ 53,000
Orange, Florida 9 $ 1,615,000 $ 179,444 $ 56,000
Fulton, Georgia 9 $ 845,000 $ 93,888 $ 43,000
Vigo, Indiana 9 $ 665,000 $ 73,888 $ 34,000
Warrick, Indiana 9 $ 1,145,000 $ 127,222 $ 62,000
Scott, Iowa 9 $ 945,000 $ 105,000 $ 61,000
Wyandotte, Kansas 9 $ 865,000 $ 96,111 $ 33,000
St. Tammany, Louisiana 9 $ 665,000 $ 73,888 $ 57,000
Baltimore, Maryland 9 $ 1,285,000 $ 142,777 $ 61,000
Harrison, Mississippi 9 $ 1,105,000 $ 122,777 $ 62,000
Buchanan, Missouri 9 $ 625,000 $ 69,444 $ 45,000
Burlington, New Jersey 9 $ 1,495,000 $ 166,111 $ 72,000
Camden, New Jersey 9 $ 1,215,000 $ 135,000 $ 56,000
Cattaraugus, New York 9 $ 1,005,000 $ 111,666 $ 56,000
Herkimer, New York 9 $ 845,000 $ 93,888 $ 52,000
Madison, New York 9 $ 1,345,000 $ 149,444 $ 133,000
Saratoga, New York 9 $ 1,895,000 $ 210,555 $ 58,000
Steuben, New York 9 $ 695,000 $ 77,222 $ 39,000
Ulster, New York 9 $ 865,000 $ 96,111 $ 55,000
Wake, North Carolina 9 $ 1,675,000 $ 186,111 $ 87,000
Lake, Ohio 9 $ 915,000 $ 101,666 $ 55,000
Cleveland, Oklahoma 9 $ 745,000 $ 82,777 $ 50,000
Pottawatomie, Oklahoma 9 $ 925,000 $ 102,777 $ 45,000
Cambria, Pennsylvania 9 $ 665,000 $ 73,888 $ 37,000
Aiken, South Carolina 9 $ 1,295,000 $ 143,888 $ 71,000
Brazos, Texas 9 $ 1,505,000 $ 167,222 $ 70,000
Henderson, Texas 9 $ 1,195,000 $ 132,777 $ 59,000
Lampasas, Texas 9 $ 1,575,000 $ 175,000 $ 78,000
Harrison, West Virginia 9 $ 725,000 $ 80,555 $ 37,000
Colbert, Alabama 8 $ 1,290,000 $ 161,250 $ 89,000
Mississippi, Arkansas 8 $ 860,000 $ 107,500 $ 38,000
El Paso, Colorado 8 $ 890,000 $ 111,250 $ 45,000
Citrus, Florida 8 $ 750,000 $ 93,750 $ 62,000
Clay, Florida 8 $ 1,130,000 $ 141,250 $ 44,000
Miami-Dade, Florida 8 $ 1,610,000 $ 201,250 $ 97,000
Sarasota, Florida 8 $ 960,000 $ 120,000 $ 45,000
Jackson, Georgia 8 $ 1,290,000 $ 161,250 $ 75,000
Cass, Indiana 8 $ 760,000 $ 95,000 $ 40,000
Woodbury, Iowa 8 $ 670,000 $ 83,750 $ 35,000
Caddo, Louisiana 8 $ 1,230,000 $ 153,750 $ 79,000
Lafayette, Louisiana 8 $ 850,000 $ 106,250 $ 66,000
Rapides, Louisiana 8 $ 680,000 $ 85,000 $ 70,000
Lauderdale, Mississippi 8 $ 520,000 $ 65,000 $ 27,000
St. Charles, Missouri 8 $ 1,210,000 $ 151,250 $ 81,000
Allegany, New York 8 $ 630,000 $ 78,750 $ 50,000
Fulton, New York 8 $ 750,000 $ 93,750 $ 49,000
Oswego, New York 8 $ 1,210,000 $ 151,250 $ 78,000
Schenectady, New York 8 $ 1,210,000 $ 151,250 $ 51,000
Westchester, New York 8 $ 3,590,000 $ 448,750 $ 152,000
Catawba, North Carolina 8 $ 1,710,000 $ 213,750 $ 71,000
Clark, Ohio 8 $ 1,240,000 $ 155,000 $ 84,000
Clermont, Ohio 8 $ 1,200,000 $ 150,000 $ 52,000
Medina, Ohio 8 $ 1,140,000 $ 142,500 $ 52,000
Ross, Ohio 8 $ 730,000 $ 91,250 $ 49,000
Scioto, Ohio 8 $ 740,000 $ 92,500 $ 35,000
Canadian, Oklahoma 8 $ 640,000 $ 80,000 $ 47,000
Lackawanna, Pennsylvania 8 $ 730,000 $ 91,250 $ 36,000
Lancaster, Pennsylvania 8 $ 1,410,000 $ 176,250 $ 72,000
Mercer, Pennsylvania 8 $ 850,000 $ 106,250 $ 37,000
Monroe, Pennsylvania 8 $ 1,110,000 $ 138,750 $ 41,000
Montgomery, Pennsylvania 8 $ 870,000 $ 108,750 $ 58,000
Berkeley, South Carolina 8 $ 1,690,000 $ 211,250 $ 74,000
Sullivan, Tennessee 8 $ 720,000 $ 90,000 $ 36,000
Atascosa, Texas 8 $ 950,000 $ 118,750 $ 44,000
Ector, Texas 8 $ 1,330,000 $ 166,250 $ 64,000
Lamar, Texas 8 $ 1,150,000 $ 143,750 $ 65,000
Baldwin, Alabama 7 $ 765,000 $ 109,285 $ 45,000
Madison, Alabama 7 $ 695,000 $ 99,285 $ 48,000
Sacramento, California 7 $ 1,015,000 $ 145,000 $ 62,000
Seminole, Florida 7 $ 845,000 $ 120,714 $ 48,000
Sumter, Florida 7 $ 915,000 $ 130,714 $ 58,000
Bartow, Georgia 7 $ 805,000 $ 115,000 $ 43,000
Chatham, Georgia 7 $ 985,000 $ 140,714 $ 68,000
Jackson, Illinois 7 $ 525,000 $ 75,000 $ 64,000
Kankakee, Illinois 7 $ 745,000 $ 106,428 $ 57,000
Will, Illinois 7 $ 1,105,000 $ 157,857 $ 84,000
Clark, Indiana 7 $ 985,000 $ 140,714 $ 62,000
Lawrence, Indiana 7 $ 715,000 $ 102,142 $ 34,000
Morgan, Indiana 7 $ 835,000 $ 119,285 $ 42,000
Barren, Kentucky 7 $ 665,000 $ 95,000 $ 46,000
Kenton, Kentucky 7 $ 785,000 $ 112,142 $ 55,000
Bossier, Louisiana 7 $ 945,000 $ 135,000 $ 51,000
Calcasieu, Louisiana 7 $ 945,000 $ 135,000 $ 55,000
Terrebonne, Louisiana 7 $ 965,000 $ 137,857 $ 52,000
Cumberland, New Jersey 7 $ 1,065,000 $ 152,142 $ 72,000
Essex, New Jersey 7 $ 785,000 $ 112,142 $ 89,000
Bronx, New York 7 $ 1,795,000 $ 256,428 $ 81,000
Washington, New York 7 $ 705,000 $ 100,714 $ 73,000
Davidson, North Carolina 7 $ 825,000 $ 117,857 $ 57,000
Halifax, North Carolina 7 $ 785,000 $ 112,142 $ 62,000
Rockingham, North Carolina 7 $ 835,000 $ 119,285 $ 64,000
Rutherford, North Carolina 7 $ 965,000 $ 137,857 $ 47,000
Surry, North Carolina 7 $ 805,000 $ 115,000 $ 38,000
Butler, Ohio 7 $ 695,000 $ 99,285 $ 61,000
Fairfield, Ohio 7 $ 585,000 $ 83,571 $ 44,000
Comanche, Oklahoma 7 $ 615,000 $ 87,857 $ 66,000
Creek, Oklahoma 7 $ 655,000 $ 93,571 $ 35,000
Ottawa, Oklahoma 7 $ 575,000 $ 82,142 $ 37,000
Pittsburg, Oklahoma 7 $ 725,000 $ 103,571 $ 34,000
Beaver, Pennsylvania 7 $ 445,000 $ 63,571 $ 35,000
Cumberland, Pennsylvania 7 $ 615,000 $ 87,857 $ 55,000
Delaware, Pennsylvania 7 $ 695,000 $ 99,285 $ 36,000
Northumberland, Pennsylvania 7 $ 585,000 $ 83,571 $ 37,000
Somerset, Pennsylvania 7 $ 595,000 $ 85,000 $ 44,000
Davidson, Tennessee 7 $ 765,000 $ 109,285 $ 44,000
Gibson, Tennessee 7 $ 465,000 $ 66,428 $ 66,000
Rutherford, Tennessee 7 $ 1,125,000 $ 160,714 $ 113,000
Burnet, Texas 7 $ 975,000 $ 139,285 $ 49,000
Morris, Texas 7 $ 625,000 $ 89,285 $ 43,000
Navarro, Texas 7 $ 1,045,000 $ 149,285 $ 50,000
Polk, Texas 7 $ 785,000 $ 112,142 $ 55,000
Rockwall, Texas 7 $ 1,935,000 $ 276,428 $ 96,000
Victoria, Texas 7 $ 635,000 $ 90,714 $ 45,000
Virginia Beach, Virginia 7 $ 1,185,000 $ 169,285 $ 92,000
Kenosha, Wisconsin 7 $ 1,145,000 $ 163,571 $ 58,000
Marathon, Wisconsin 7 $ 655,000 $ 93,571 $ 36,000
Covington, Alabama 6 $ 470,000 $ 78,333 $ 35,000
Dale, Alabama 6 $ 520,000 $ 86,666 $ 158,000
Tuscaloosa, Alabama 6 $ 760,000 $ 126,666 $ 68,000
Mohave, Arizona 6 $ 940,000 $ 156,666 $ 46,000
Kern, California 6 $ 790,000 $ 131,666 $ 54,000
Orange, California 6 $ 1,130,000 $ 188,333 $ 113,000
Hernando, Florida 6 $ 450,000 $ 75,000 $ 21,000
Santa Rosa, Florida 6 $ 650,000 $ 108,333 $ 69,000
Camden, Georgia 6 $ 860,000 $ 143,333 $ 45,000
Carroll, Georgia 6 $ 960,000 $ 160,000 $ 50,000
Cherokee, Georgia 6 $ 760,000 $ 126,666 $ 58,000
Henry, Georgia 6 $ 1,540,000 $ 256,666 $ 84,000
Houston, Georgia 6 $ 410,000 $ 68,333 $ 41,000
Paulding, Georgia 6 $ 840,000 $ 140,000 $ 46,000
Spalding, Georgia 6 $ 920,000 $ 153,333 $ 51,000
Champaign, Illinois 6 $ 550,000 $ 91,666 $ 45,000
Tazewell, Illinois 6 $ 620,000 $ 103,333 $ 63,000
Vermilion, Illinois 6 $ 410,000 $ 68,333 $ 55,000
Adams, Indiana 6 $ 690,000 $ 115,000 $ 42,000
Daviess, Indiana 6 $ 510,000 $ 85,000 $ 58,000
Hancock, Indiana 6 $ 970,000 $ 161,666 $ 68,000
Putnam, Indiana 6 $ 980,000 $ 163,333 $ 66,000
Vermillion, Indiana 6 $ 470,000 $ 78,333 $ 41,000
Wayne, Indiana 6 $ 550,000 $ 91,666 $ 38,000
Black Hawk, Iowa 6 $ 410,000 $ 68,333 $ 38,000
Webster, Iowa 6 $ 560,000 $ 93,333 $ 58,000
Christian, Kentucky 6 $ 440,000 $ 73,333 $ 43,000
Hardin, Kentucky 6 $ 1,000,000 $ 166,666 $ 81,000
Hopkins, Kentucky 6 $ 580,000 $ 96,666 $ 32,000
St. Bernard, Louisiana 6 $ 530,000 $ 88,333 $ 76,000
Baltimore City, Maryland 6 $ 530,000 $ 88,333 $ 34,000
Bay, Michigan 6 $ 560,000 $ 93,333 $ 48,000
Kalamazoo, Michigan 6 $ 590,000 $ 98,333 $ 44,000
Monroe, Michigan 6 $ 780,000 $ 130,000 $ 68,000
Montcalm, Michigan 6 $ 520,000 $ 86,666 $ 40,000
St. Joseph, Michigan 6 $ 790,000 $ 131,666 $ 44,000
Hennepin, Minnesota 6 $ 1,320,000 $ 220,000 $ 75,000
DeSoto, Mississippi 6 $ 850,000 $ 141,666 $ 50,000
Lowndes, Mississippi 6 $ 1,000,000 $ 166,666 $ 59,000
Clay, Missouri 6 $ 510,000 $ 85,000 $ 49,000
St. Francois, Missouri 6 $ 590,000 $ 98,333 $ 36,000
Atlantic, New Jersey 6 $ 1,070,000 $ 178,333 $ 82,000
Mercer, New Jersey 6 $ 1,980,000 $ 330,000 $ 168,000
Essex, New York 6 $ 880,000 $ 146,666 $ 53,000
Genesee, New York 6 $ 800,000 $ 133,333 $ 77,000
Otsego, New York 6 $ 670,000 $ 111,666 $ 82,000
Brunswick, North Carolina 6 $ 630,000 $ 105,000 $ 42,000
Caldwell, North Carolina 6 $ 530,000 $ 88,333 $ 39,000
Randolph, North Carolina 6 $ 1,050,000 $ 175,000 $ 53,000
Darke, Ohio 6 $ 430,000 $ 71,666 $ 58,000
Greene, Ohio 6 $ 1,100,000 $ 183,333 $ 81,000
Jefferson, Ohio 6 $ 410,000 $ 68,333 $ 41,000
Muskingum, Ohio 6 $ 580,000 $ 96,666 $ 32,000
Washington, Ohio 6 $ 800,000 $ 133,333 $ 49,000
Williams, Ohio 6 $ 600,000 $ 100,000 $ 39,000
Osage, Oklahoma 6 $ 570,000 $ 95,000 $ 58,000
Payne, Oklahoma 6 $ 730,000 $ 121,666 $ 46,000
Rogers, Oklahoma 6 $ 470,000 $ 78,333 $ 39,000
Bucks, Pennsylvania 6 $ 1,210,000 $ 201,666 $ 82,000
Elk, Pennsylvania 6 $ 400,000 $ 66,666 $ 27,000
Fayette, Pennsylvania 6 $ 440,000 $ 73,333 $ 47,000
Lawrence, Pennsylvania 6 $ 660,000 $ 110,000 $ 41,000
Lehigh, Pennsylvania 6 $ 880,000 $ 146,666 $ 47,000
Northampton, Pennsylvania 6 $ 740,000 $ 123,333 $ 33,000
Darlington, South Carolina 6 $ 520,000 $ 86,666 $ 31,000
Greenwood, South Carolina 6 $ 740,000 $ 123,333 $ 49,000
Oconee, South Carolina 6 $ 450,000 $ 75,000 $ 40,000
York, South Carolina 6 $ 890,000 $ 148,333 $ 60,000
Hamilton, Tennessee 6 $ 630,000 $ 105,000 $ 55,000
Sevier, Tennessee 6 $ 960,000 $ 160,000 $ 76,000
Angelina, Texas 6 $ 630,000 $ 105,000 $ 63,000
Coryell, Texas 6 $ 570,000 $ 95,000 $ 46,000
Jasper, Texas 6 $ 600,000 $ 100,000 $ 58,000
Hampton, Virginia 6 $ 710,000 $ 118,333 $ 49,000
Roanoke City, Virginia 6 $ 880,000 $ 146,666 $ 39,000
Spokane, Washington 6 $ 590,000 $ 98,333 $ 46,000
Cabell, West Virginia 6 $ 400,000 $ 66,666 $ 68,000
Marinette, Wisconsin 6 $ 970,000 $ 161,666 $ 60,000
Racine, Wisconsin 6 $ 600,000 $ 100,000 $ 47,000
DeKalb, Alabama 5 $ 575,000 $ 115,000 $ 36,000
Elmore, Alabama 5 $ 675,000 $ 135,000 $ 51,000
Lauderdale, Alabama 5 $ 625,000 $ 125,000 $ 47,000
Walker, Alabama 5 $ 665,000 $ 133,000 $ 69,000
Yavapai, Arizona 5 $ 885,000 $ 177,000 $ 64,000
Jefferson, Arkansas 5 $ 375,000 $ 75,000 $ 54,000
Sharp, Arkansas 5 $ 385,000 $ 77,000 $ 41,000
Washington, Arkansas 5 $ 735,000 $ 147,000 $ 45,000
Bay, Florida 5 $ 635,000 $ 127,000 $ 63,000
Leon, Florida 5 $ 625,000 $ 125,000 $ 39,000
Osceola, Florida 5 $ 1,115,000 $ 223,000 $ 59,000
Barrow, Georgia 5 $ 445,000 $ 89,000 $ 37,000
Glynn, Georgia 5 $ 545,000 $ 109,000 $ 56,000
Lowndes, Georgia 5 $ 585,000 $ 117,000 $ 70,000
Murray, Georgia 5 $ 765,000 $ 153,000 $ 48,000
Newton, Georgia 5 $ 1,065,000 $ 213,000 $ 78,000
Rockdale, Georgia 5 $ 585,000 $ 117,000 $ 39,000
Walton, Georgia 5 $ 745,000 $ 149,000 $ 41,000
Ware, Georgia 5 $ 395,000 $ 79,000 $ 42,000
Coles, Illinois 5 $ 455,000 $ 91,000 $ 37,000
DeKalb, Illinois 5 $ 1,005,000 $ 201,000 $ 107,000
Fulton, Illinois 5 $ 455,000 $ 91,000 $ 52,000
Henry, Illinois 5 $ 385,000 $ 77,000 $ 40,000
Rock Island, Illinois 5 $ 535,000 $ 107,000 $ 40,000
Sangamon, Illinois 5 $ 455,000 $ 91,000 $ 88,000
Clay, Indiana 5 $ 485,000 $ 97,000 $ 54,000
Decatur, Indiana 5 $ 495,000 $ 99,000 $ 81,000
Floyd, Indiana 5 $ 1,245,000 $ 249,000 $ 87,000
Huntington, Indiana 5 $ 505,000 $ 101,000 $ 63,000
Marshall, Indiana 5 $ 505,000 $ 101,000 $ 39,000
Randolph, Indiana 5 $ 975,000 $ 195,000 $ 55,000
Sullivan, Indiana 5 $ 485,000 $ 97,000 $ 49,000
Cowley, Kansas 5 $ 355,000 $ 71,000 $ 54,000
Daviess, Kentucky 5 $ 535,000 $ 107,000 $ 52,000
Marshall, Kentucky 5 $ 445,000 $ 89,000 $ 45,000
Ouachita, Louisiana 5 $ 405,000 $ 81,000 $ 48,000
Vermilion, Louisiana 5 $ 405,000 $ 81,000 $ 68,000
Washington, Louisiana 5 $ 445,000 $ 89,000 $ 39,000
Anne Arundel, Maryland 5 $ 555,000 $ 111,000 $ 88,000
Clare, Michigan 5 $ 595,000 $ 119,000 $ 75,000
Hillsdale, Michigan 5 $ 585,000 $ 117,000 $ 45,000
Manistee, Michigan 5 $ 535,000 $ 107,000 $ 43,000
Midland, Michigan 5 $ 475,000 $ 95,000 $ 51,000
St. Clair, Michigan 5 $ 965,000 $ 193,000 $ 87,000
Martin, Minnesota 5 $ 395,000 $ 79,000 $ 46,000
St. Louis, Minnesota 5 $ 515,000 $ 103,000 $ 51,000
Copiah, Mississippi 5 $ 555,000 $ 111,000 $ 45,000
Rankin, Mississippi 5 $ 625,000 $ 125,000 $ 61,000
Tate, Mississippi 5 $ 445,000 $ 89,000 $ 51,000
Franklin, Missouri 5 $ 615,000 $ 123,000 $ 44,000
Henry, Missouri 5 $ 435,000 $ 87,000 $ 62,000
Pike, Missouri 5 $ 375,000 $ 75,000 $ 45,000
Taney, Missouri 5 $ 715,000 $ 143,000 $ 51,000
Morris, New Jersey 5 $ 555,000 $ 111,000 $ 49,000
Chemung, New York 5 $ 475,000 $ 95,000 $ 104,000
Franklin, New York 5 $ 435,000 $ 87,000 $ 39,000
Kings, New York 5 $ 2,265,000 $ 453,000 $ 138,000
Rensselaer, New York 5 $ 815,000 $ 163,000 $ 78,000
Richmond, New York 5 $ 1,625,000 $ 325,000 $ 98,000
Tioga, New York 5 $ 565,000 $ 113,000 $ 55,000
Caswell, North Carolina 5 $ 545,000 $ 109,000 $ 42,000
Iredell, North Carolina 5 $ 455,000 $ 91,000 $ 35,000
Nash, North Carolina 5 $ 235,000 $ 47,000 $ 25,000
Rowan, North Carolina 5 $ 565,000 $ 113,000 $ 44,000
Ashtabula, Ohio 5 $ 565,000 $ 113,000 $ 53,000
Hancock, Ohio 5 $ 515,000 $ 103,000 $ 42,000
Knox, Ohio 5 $ 695,000 $ 139,000 $ 43,000
Portage, Ohio 5 $ 475,000 $ 95,000 $ 50,000
Seneca, Ohio 5 $ 385,000 $ 77,000 $ 27,000
Tuscarawas, Ohio 5 $ 415,000 $ 83,000 $ 36,000
Murray, Oklahoma 5 $ 415,000 $ 83,000 $ 47,000
Blair, Pennsylvania 5 $ 425,000 $ 85,000 $ 30,000
Carbon, Pennsylvania 5 $ 455,000 $ 91,000 $ 45,000
Franklin, Pennsylvania 5 $ 705,000 $ 141,000 $ 51,000
Lebanon, Pennsylvania 5 $ 375,000 $ 75,000 $ 111,000
Warren, Pennsylvania 5 $ 345,000 $ 69,000 $ 26,000
Wayne, Pennsylvania 5 $ 605,000 $ 121,000 $ 60,000
York, Pennsylvania 5 $ 985,000 $ 197,000 $ 49,000
Beaufort, South Carolina 5 $ 985,000 $ 197,000 $ 76,000
Orangeburg, South Carolina 5 $ 505,000 $ 101,000 $ 53,000
Dickson, Tennessee 5 $ 525,000 $ 105,000 $ 46,000
Maury, Tennessee 5 $ 535,000 $ 107,000 $ 72,000
Montgomery, Tennessee 5 $ 1,175,000 $ 235,000 $ 111,000
Bowie, Texas 5 $ 415,000 $ 83,000 $ 44,000
Callahan, Texas 5 $ 565,000 $ 113,000 $ 30,000
Cherokee, Texas 5 $ 545,000 $ 109,000 $ 50,000
Cooke, Texas 5 $ 1,075,000 $ 215,000 $ 60,000
Harrison, Texas 5 $ 565,000 $ 113,000 $ 47,000
Hays, Texas 5 $ 1,065,000 $ 213,000 $ 84,000
Hill, Texas 5 $ 675,000 $ 135,000 $ 89,000
Refugio, Texas 5 $ 365,000 $ 73,000 $ 66,000
Robertson, Texas 5 $ 465,000 $ 93,000 $ 70,000
Van Zandt, Texas 5 $ 805,000 $ 161,000 $ 63,000
Walker, Texas 5 $ 755,000 $ 151,000 $ 80,000
Webb, Texas 5 $ 495,000 $ 99,000 $ 77,000
Wise, Texas 5 $ 965,000 $ 193,000 $ 92,000
Chesterfield, Virginia 5 $ 1,295,000 $ 259,000 $ 149,000
Henrico, Virginia 5 $ 725,000 $ 145,000 $ 85,000
Henry, Virginia 5 $ 425,000 $ 85,000 $ 92,000
Benton, Washington 5 $ 625,000 $ 125,000 $ 42,000
King, Washington 5 $ 1,075,000 $ 215,000 $ 55,000
Berkeley, West Virginia 5 $ 525,000 $ 105,000 $ 66,000
Marion, West Virginia 5 $ 385,000 $ 77,000 $ 31,000
Marshall, West Virginia 5 $ 345,000 $ 69,000 $ 43,000
Mineral, West Virginia 5 $ 455,000 $ 91,000 $ 60,000
Putnam, West Virginia 5 $ 445,000 $ 89,000 $ 88,000
Langlade, Wisconsin 5 $ 715,000 $ 143,000 $ 53,000
Vilas, Wisconsin 5 $ 485,000 $ 97,000 $ 47,000
Winnebago, Wisconsin 5 $ 435,000 $ 87,000 $ 29,000
Wood, Wisconsin 5 $ 345,000 $ 69,000 $ 35,000
Blount, Alabama 4 $ 390,000 $ 97,500 $ 36,000
Calhoun, Alabama 4 $ 500,000 $ 125,000 $ 67,000
Coffee, Alabama 4 $ 610,000 $ 152,500 $ 59,000
Escambia, Alabama 4 $ 360,000 $ 90,000 $ 37,000
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Mortgage Loan Application Detail Totals for Royal United Mortgage LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,438 $1,072,680,000 $127,000 $1,205,000 $59,000 $1,255,000
Home Purchase 290 $45,320,000 $156,000 $805,000 $82,000 $504,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,327 $801,745,000 $126,000 $1,205,000 $59,000 $1,255,000
Black or African American 1,089 $133,105,000 $122,000 $805,000 $58,000 $504,000
Hispanic 629 $89,065,000 $141,000 $785,000 $67,000 $328,000
Not Provided 495 $66,635,000 $134,000 $1,015,000 $68,000 $726,000
Asian 96 $16,920,000 $176,000 $805,000 $85,000 $796,000
American Indian or Alaskan Native 78 $8,420,000 $107,000 $295,000 $49,000 $160,000
Native Hawaiian or Other Pacific Islander 10 $1,890,000 $189,000 $625,000 $80,000 $362,000
Not applicable 4 $220,000 $55,000 $175,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,609 $932,535,000 $122,000 $1,205,000 $60,000 $1,255,000
FHA-insured (Federal Housing Administration) 853 $124,855,000 $146,000 $755,000 $54,000 $264,000
VA-guaranteed (Veterans Administration) 254 $59,380,000 $233,000 $795,000 $74,000 $284,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,230,000 $102,000 $175,000 $54,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,960 $656,570,000 $132,000 $1,205,000 $63,000 $1,255,000
Application Denied By Financial Institution 2,137 $261,625,000 $122,000 $805,000 $55,000 $863,000
Application Withdrawn By Applicant 1,431 $175,635,000 $122,000 $815,000 $59,000 $796,000
Application Approved But Not Accepted 196 $23,950,000 $122,000 $485,000 $60,000 $354,000
Loan Purchased By The Institution 4 $220,000 $55,000 $175,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,591 $856,375,000 $129,000 $1,205,000 $62,000 $1,255,000
Collateral 866 $94,660,000 $109,000 $755,000 $52,000 $349,000
Credit Application Incomplete 697 $84,305,000 $120,000 $745,000 $56,000 $726,000
Debt-To-Income Ratio 195 $32,415,000 $166,000 $805,000 $53,000 $284,000
Unverifiable Information 167 $25,495,000 $152,000 $745,000 $67,000 $411,000
Credit History 157 $17,865,000 $113,000 $525,000 $49,000 $175,000
Employment History 44 $4,940,000 $112,000 $295,000 $50,000 $137,000
Other 10 $1,870,000 $187,000 $805,000 $147,000 $863,000
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $51,000 $51,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Royal United Mortgage LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Royal United Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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