Rushmore Loan Management Servi Mortgage Lending & HMDA Data, 2016
In 2016, Rushmore Loan Management Servi of Irvine, CA reported 417 mortgage applications totaling $103.8 million. The average application was for $248,983, and applicants reported an average income of $93,966. 42% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (65), Los Angeles-Long Beach-Glendale, CA (39) and Las Vegas-Henderson-Paradise, NV (31) (applications in parentheses).
| Mortgage Company & Address | Rushmore Loan Management Servi 15480 Laguna Canyon Road, Suite 100 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2014 |
| Total Number of Mortgage Applications | 417 |
| Total Mortgage Loan Application Amount | $103,826,000 |
| Average Mortgage Loan Application Amount | $248,983 |
| Highest Mortgage Loan Application Amount | $722,000 |
| Average Applicant Income | $93,966 |
| Highest Applicant Income | $600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rushmore Loan Management Servi filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 43 | $ 8,795,000 | $ 204,534 | $ 85,000 |
| Los Angeles, California | 39 | $ 12,960,000 | $ 332,307 | $ 107,000 |
| Clark, Nevada | 31 | $ 6,208,000 | $ 200,258 | $ 68,000 |
| Monroe, New York | 14 | $ 2,515,000 | $ 179,642 | $ 84,000 |
| San Diego, California | 13 | $ 3,994,000 | $ 307,230 | $ 116,000 |
| DuPage, Illinois | 13 | $ 2,420,000 | $ 186,153 | $ 77,000 |
| San Bernardino, California | 12 | $ 3,071,000 | $ 255,916 | $ 88,000 |
| Orange, California | 11 | $ 3,908,000 | $ 355,272 | $ 101,000 |
| Riverside, California | 11 | $ 3,033,000 | $ 275,727 | $ 125,000 |
| Maricopa, Arizona | 8 | $ 1,298,000 | $ 162,250 | $ 34,000 |
| Sacramento, California | 7 | $ 1,800,000 | $ 257,142 | $ 80,000 |
| Miami-Dade, Florida | 7 | $ 1,294,000 | $ 184,857 | $ 49,000 |
| Bergen, New Jersey | 7 | $ 2,100,000 | $ 300,000 | $ 113,000 |
| Snohomish, Washington | 6 | $ 1,785,000 | $ 297,500 | $ 101,000 |
| Hartford, Connecticut | 5 | $ 1,699,000 | $ 339,800 | $ 175,000 |
| Will, Illinois | 5 | $ 1,235,000 | $ 247,000 | $ 117,000 |
| Collin, Texas | 5 | $ 1,210,000 | $ 242,000 | $ 98,000 |
| Harris, Texas | 5 | $ 1,155,000 | $ 231,000 | $ 116,000 |
| Contra Costa, California | 4 | $ 855,000 | $ 213,750 | $ 84,000 |
| San Joaquin, California | 4 | $ 1,370,000 | $ 342,500 | $ 128,000 |
| Santa Clara, California | 4 | $ 1,266,000 | $ 316,500 | $ 155,000 |
| Lake, Illinois | 4 | $ 998,000 | $ 249,500 | $ 133,000 |
| Alameda, California | 3 | $ 1,229,000 | $ 409,666 | $ 66,000 |
| Kern, California | 3 | $ 775,000 | $ 258,333 | $ 68,000 |
| Douglas, Colorado | 3 | $ 1,057,000 | $ 352,333 | $ 148,000 |
| Lee, Florida | 3 | $ 441,000 | $ 147,000 | $ 59,000 |
| Gwinnett, Georgia | 3 | $ 569,000 | $ 189,666 | $ 71,000 |
| Kane, Illinois | 3 | $ 426,000 | $ 142,000 | $ 53,000 |
| McHenry, Illinois | 3 | $ 648,000 | $ 216,000 | $ 105,000 |
| Porter, Indiana | 3 | $ 448,000 | $ 149,333 | $ 85,000 |
| Kings, New York | 3 | $ 1,407,000 | $ 469,000 | $ 124,000 |
| Queens, New York | 3 | $ 1,018,000 | $ 339,333 | $ 101,000 |
| Tarrant, Texas | 3 | $ 343,000 | $ 114,333 | $ 50,000 |
| Island, Washington | 3 | $ 903,000 | $ 301,000 | $ 109,000 |
| San Francisco, California | 2 | $ 631,000 | $ 315,500 | $ 89,000 |
| San Mateo, California | 2 | $ 584,000 | $ 292,000 | $ 114,000 |
| Santa Barbara, California | 2 | $ 578,000 | $ 289,000 | $ 97,000 |
| Sonoma, California | 2 | $ 631,000 | $ 315,500 | $ 53,000 |
| Stanislaus, California | 2 | $ 397,000 | $ 198,500 | $ 63,000 |
| Tulare, California | 2 | $ 252,000 | $ 126,000 | $ 70,000 |
| Adams, Colorado | 2 | $ 431,000 | $ 215,500 | $ 71,000 |
| New Haven, Connecticut | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| Broward, Florida | 2 | $ 488,000 | $ 244,000 | $ 53,000 |
| Martin, Florida | 2 | $ 356,000 | $ 178,000 | $ 63,000 |
| Pasco, Florida | 2 | $ 671,000 | $ 335,500 | $ 180,000 |
| Cobb, Georgia | 2 | $ 312,000 | $ 156,000 | $ 68,000 |
| Paulding, Georgia | 2 | $ 270,000 | $ 135,000 | $ 83,000 |
| Lake, Indiana | 2 | $ 304,000 | $ 152,000 | $ 49,000 |
| Ottawa, Michigan | 2 | $ 316,000 | $ 158,000 | $ 85,000 |
| Wayne, Michigan | 2 | $ 338,000 | $ 169,000 | $ 78,000 |
| Monmouth, New Jersey | 2 | $ 528,000 | $ 264,000 | $ 140,000 |
| Rockland, New York | 2 | $ 677,000 | $ 338,500 | $ 80,000 |
| Saratoga, New York | 2 | $ 750,000 | $ 375,000 | $ 125,000 |
| Suffolk, New York | 2 | $ 698,000 | $ 349,000 | $ 98,000 |
| Galveston, Texas | 2 | $ 450,000 | $ 225,000 | $ 90,000 |
| Lubbock, Texas | 2 | $ 513,000 | $ 256,500 | $ 73,000 |
| Fairfax, Virginia | 2 | $ 488,000 | $ 244,000 | $ 52,000 |
| King, Washington | 2 | $ 440,000 | $ 220,000 | $ 88,000 |
| Jefferson, Alabama | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Montgomery, Alabama | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Shelby, Alabama | 1 | $ 118,000 | $ 118,000 | $ 85,000 |
| Coconino, Arizona | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Butte, California | 1 | $ 306,000 | $ 306,000 | $ 103,000 |
| Fresno, California | 1 | $ 244,000 | $ 244,000 | $ 422,000 |
| Nevada, California | 1 | $ 454,000 | $ 454,000 | $ 213,000 |
| Placer, California | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| San Luis Obispo, California | 1 | $ 488,000 | $ 488,000 | $ 160,000 |
| Santa Cruz, California | 1 | $ 408,000 | $ 408,000 | $ 78,000 |
| Solano, California | 1 | $ 230,000 | $ 230,000 | $ 47,000 |
| Ventura, California | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| Archuleta, Colorado | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Denver, Colorado | 1 | $ 244,000 | $ 244,000 | $ 118,000 |
| Moffat, Colorado | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Middlesex, Connecticut | 1 | $ 410,000 | $ 410,000 | $ 261,000 |
| New London, Connecticut | 1 | $ 136,000 | $ 136,000 | $ 85,000 |
| Hillsborough, Florida | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Monroe, Florida | 1 | $ 297,000 | $ 297,000 | $ 119,000 |
| St. Lucie, Florida | 1 | $ 149,000 | $ 149,000 | $ 65,000 |
| Cherokee, Georgia | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| DeKalb, Georgia | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Fulton, Georgia | 1 | $ 396,000 | $ 396,000 | $ 235,000 |
| Bureau, Illinois | 1 | $ 193,000 | $ 193,000 | $ 114,000 |
| Kendall, Illinois | 1 | $ 327,000 | $ 327,000 | $ 233,000 |
| Marion, Indiana | 1 | $ 401,000 | $ 401,000 | $ 90,000 |
| Calvert, Maryland | 1 | $ 204,000 | $ 204,000 | $ 66,000 |
| Prince George's, Maryland | 1 | $ 276,000 | $ 276,000 | $ 84,000 |
| Livingston, Michigan | 1 | $ 247,000 | $ 247,000 | $ 91,000 |
| Oakland, Michigan | 1 | $ 122,000 | $ 122,000 | $ 30,000 |
| Washtenaw, Michigan | 1 | $ 330,000 | $ 330,000 | $ 230,000 |
| Anoka, Minnesota | 1 | $ 214,000 | $ 214,000 | $ 84,000 |
| Dakota, Minnesota | 1 | $ 222,000 | $ 222,000 | $ 88,000 |
| Waseca, Minnesota | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| Washington, Minnesota | 1 | $ 174,000 | $ 174,000 | $ 98,000 |
| Camden, New Jersey | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Essex, New Jersey | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Hudson, New Jersey | 1 | $ 273,000 | $ 273,000 | $ 89,000 |
| Morris, New Jersey | 1 | $ 320,000 | $ 320,000 | $ 77,000 |
| Ocean, New Jersey | 1 | $ 319,000 | $ 319,000 | $ 48,000 |
| Passaic, New Jersey | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| Bernalillo, New Mexico | 1 | $ 131,000 | $ 131,000 | $ 34,000 |
| Nassau, New York | 1 | $ 515,000 | $ 515,000 | $ 280,000 |
| Richmond, New York | 1 | $ 519,000 | $ 519,000 | $ 221,000 |
| Wayne, New York | 1 | $ 166,000 | $ 166,000 | $ 46,000 |
| Union, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 216,000 |
| Wake, North Carolina | 1 | $ 252,000 | $ 252,000 | $ 155,000 |
| Delaware, Ohio | 1 | $ 106,000 | $ 106,000 | $ 18,000 |
| McClain, Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 157,000 |
| Allegheny, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Berks, Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 31,000 |
| Chester, Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 239,000 |
| Cumberland, Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 250,000 |
| Erie, Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 49,000 |
| Lancaster, Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Lehigh, Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 127,000 |
| Lycoming, Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 135,000 |
| Northampton, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Charleston, South Carolina | 1 | $ 172,000 | $ 172,000 | $ 227,000 |
| Denton, Texas | 1 | $ 390,000 | $ 390,000 | $ 69,000 |
| El Paso, Texas | 1 | $ 154,000 | $ 154,000 | $ 91,000 |
| Kaufman, Texas | 1 | $ 142,000 | $ 142,000 | $ 49,000 |
| Montgomery, Texas | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Randall, Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Rockwall, Texas | 1 | $ 141,000 | $ 141,000 | $ 46,000 |
| Travis, Texas | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Chesterfield, Virginia | 1 | $ 141,000 | $ 141,000 | $ 76,000 |
| Prince William, Virginia | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Spotsylvania, Virginia | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
| Virginia Beach, Virginia | 1 | $ 276,000 | $ 276,000 | $ 62,000 |
| Warren, Virginia | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Clark, Washington | 1 | $ 222,000 | $ 222,000 | $ 100,000 |
| Douglas, Washington | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
| Pierce, Washington | 1 | $ 266,000 | $ 266,000 | $ 73,000 |
| Stevens, Washington | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Rushmore Loan Management Servi in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 311 | $77,956,000 | $250,000 | $515,000 | $96,000 | $600,000 |
| Home Purchase | 106 | $25,870,000 | $244,000 | $722,000 | $88,000 | $221,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 225 | $55,707,000 | $247,000 | $519,000 | $99,000 | $600,000 |
| Asian | 74 | $19,592,000 | $264,000 | $526,000 | $102,000 | $360,000 |
| Hispanic | 68 | $15,360,000 | $225,000 | $452,000 | $76,000 | $335,000 |
| Not Provided | 29 | $7,861,000 | $271,000 | $492,000 | $76,000 | $288,000 |
| Black or African American | 20 | $5,025,000 | $251,000 | $722,000 | $90,000 | $216,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $281,000 | $281,000 | $281,000 | $138,000 | $138,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 378 | $95,568,000 | $252,000 | $526,000 | $98,000 | $600,000 |
| FHA-insured (Federal Housing Administration) | 39 | $8,258,000 | $211,000 | $722,000 | $59,000 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 175 | $43,102,000 | $246,000 | $519,000 | $98,000 | $422,000 |
| Application Withdrawn By Applicant | 132 | $32,901,000 | $249,000 | $510,000 | $86,000 | $600,000 |
| Application Denied By Financial Institution | 97 | $24,269,000 | $250,000 | $722,000 | $99,000 | $360,000 |
| File Closed For Incompleteness | 7 | $1,980,000 | $282,000 | $406,000 | $95,000 | $183,000 |
| Application Approved But Not Accepted | 6 | $1,574,000 | $262,000 | $515,000 | $95,000 | $280,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 18 | $4,663,000 | $259,000 | $408,000 | $110,000 | $335,000 |
| Credit History | 11 | $2,579,000 | $234,000 | $417,000 | $97,000 | $216,000 |
| Debt-To-Income Ratio | 10 | $2,632,000 | $263,000 | $390,000 | $68,000 | $101,000 |
| Collateral | 5 | $1,195,000 | $239,000 | $344,000 | $138,000 | $360,000 |
| Other | 3 | $588,000 | $196,000 | $370,000 | $153,000 | $288,000 |
| Credit Application Incomplete | 1 | $330,000 | $330,000 | $330,000 | $230,000 | $230,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rushmore Loan Management Servi's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rushmore Loan Management Servi's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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