Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2025

In 2025, Credit Human Federal Credit Un of San Antonio, TX reported 24,749 mortgage applications totaling $3.1 billion, down 12% from 2024. The average application was for $124,206, and applicants reported an average income of $81,631. 11% of its applications resulted in an originated loan and 74% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (970), San Antonio-New Braunfels, TX (688) and Phoenix-Mesa-Scottsdale, AZ (373) (applications in parentheses).

Mortgage Company & Address Credit Human Federal Credit Un
6061 Ih 10 West
San Antonio, TX 78215
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 24,749
Total Mortgage Loan Application Amount $3,073,975,000
Average Mortgage Loan Application Amount $124,206
Highest Mortgage Loan Application Amount $1,655,000
Average Applicant Income $81,631
Highest Applicant Income $4,140,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Human Federal Credit Un by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 495 $ 56,615,000 $ 114,373 $ 92,000
Harris, Texas 309 $ 31,105,000 $ 100,663 $ 86,000
Liberty, Texas 248 $ 27,980,000 $ 112,822 $ 83,000
Maricopa, Arizona 246 $ 22,360,000 $ 90,894 $ 83,000
Los Angeles, California 211 $ 33,295,000 $ 157,796 $ 109,000
Riverside, California 194 $ 21,280,000 $ 109,690 $ 95,000
Montgomery, Texas 192 $ 21,890,000 $ 114,010 $ 88,000
San Diego, California 173 $ 30,875,000 $ 178,468 $ 112,000
Santa Clara, California 161 $ 35,025,000 $ 217,546 $ 146,000
San Bernardino, California 150 $ 18,110,000 $ 120,733 $ 100,000
Pinal, Arizona 127 $ 13,365,000 $ 105,236 $ 96,000
Tangipahoa, Louisiana 119 $ 13,225,000 $ 111,134 $ 66,000
Clark, Nevada 104 $ 7,670,000 $ 73,750 $ 80,000
Saratoga, New York 101 $ 10,605,000 $ 105,000 $ 75,000
Bastrop, Texas 91 $ 13,275,000 $ 145,879 $ 87,000
Yuma, Arizona 88 $ 8,390,000 $ 95,340 $ 96,000
Pike, Kentucky 88 $ 10,970,000 $ 124,659 $ 68,000
Floyd, Kentucky 81 $ 10,105,000 $ 124,753 $ 55,000
Harrison, Texas 81 $ 9,325,000 $ 115,123 $ 77,000
Saline, Arkansas 80 $ 10,790,000 $ 134,875 $ 73,000
Pima, Arizona 79 $ 8,105,000 $ 102,594 $ 87,000
St. Landry, Louisiana 79 $ 8,895,000 $ 112,594 $ 61,000
Yavapai, Arizona 76 $ 9,320,000 $ 122,631 $ 99,000
Orange, California 76 $ 14,010,000 $ 184,342 $ 169,000
Creek, Oklahoma 74 $ 9,490,000 $ 128,243 $ 76,000
Ector, Texas 72 $ 8,610,000 $ 119,583 $ 107,000
Henderson, Texas 72 $ 8,380,000 $ 116,388 $ 72,000
Kanawha, West Virginia 72 $ 9,320,000 $ 129,444 $ 66,000
Colleton, South Carolina 71 $ 9,415,000 $ 132,605 $ 70,000
Lane, Oregon 69 $ 7,985,000 $ 115,724 $ 81,000
Sacramento, California 68 $ 7,250,000 $ 106,617 $ 85,000
Lancaster, Pennsylvania 68 $ 6,130,000 $ 90,147 $ 71,000
Laurel, Kentucky 67 $ 9,665,000 $ 144,253 $ 82,000
Washoe, Nevada 67 $ 7,325,000 $ 109,328 $ 76,000
Brazoria, Texas 67 $ 8,475,000 $ 126,492 $ 90,000
Polk, Florida 66 $ 4,970,000 $ 75,303 $ 89,000
Kerr, Texas 65 $ 7,865,000 $ 121,000 $ 84,000
Snohomish, Washington 65 $ 9,305,000 $ 143,153 $ 91,000
Bucks, Pennsylvania 64 $ 7,480,000 $ 116,875 $ 86,000
Wayne, Michigan 63 $ 4,305,000 $ 68,333 $ 92,000
White, Arkansas 61 $ 6,595,000 $ 108,114 $ 67,000
Orleans, Louisiana 61 $ 18,315,000 $ 300,245 $ 146,000
Tulsa, Oklahoma 61 $ 7,525,000 $ 123,360 $ 76,000
Hot Spring, Arkansas 59 $ 8,295,000 $ 140,593 $ 91,000
Pulaski, Arkansas 59 $ 8,315,000 $ 140,932 $ 68,000
Horry, South Carolina 59 $ 6,405,000 $ 108,559 $ 86,000
King, Washington 57 $ 7,595,000 $ 133,245 $ 95,000
St. Tammany, Louisiana 56 $ 7,350,000 $ 131,250 $ 77,000
Ontario, New York 56 $ 4,380,000 $ 78,214 $ 70,000
Grayson, Texas 56 $ 8,580,000 $ 153,214 $ 86,000
Livingston, Louisiana 55 $ 5,765,000 $ 104,818 $ 68,000
Dona Ana, New Mexico 55 $ 7,495,000 $ 136,272 $ 85,000
Marion, Oregon 54 $ 6,120,000 $ 113,333 $ 90,000
Berks, Pennsylvania 54 $ 4,730,000 $ 87,592 $ 68,000
Wayne, West Virginia 54 $ 6,610,000 $ 122,407 $ 66,000
Hillsborough, Florida 53 $ 4,565,000 $ 86,132 $ 111,000
Randall, Texas 53 $ 7,235,000 $ 136,509 $ 78,000
Pierce, Washington 53 $ 8,345,000 $ 157,452 $ 101,000
Ventura, California 52 $ 8,690,000 $ 167,115 $ 107,000
Sussex, Delaware 52 $ 7,080,000 $ 136,153 $ 122,000
Lafayette, Louisiana 52 $ 5,900,000 $ 113,461 $ 67,000
Cleveland, Oklahoma 52 $ 7,290,000 $ 140,192 $ 78,000
Tarrant, Texas 52 $ 5,260,000 $ 101,153 $ 103,000
Garland, Arkansas 51 $ 6,595,000 $ 129,313 $ 76,000
Clackamas, Oregon 51 $ 6,355,000 $ 124,607 $ 92,000
Washington, Oregon 50 $ 6,410,000 $ 128,200 $ 90,000
Guadalupe, Texas 50 $ 6,990,000 $ 139,800 $ 94,000
Mohave, Arizona 49 $ 5,395,000 $ 110,102 $ 96,000
Alameda, California 49 $ 8,555,000 $ 174,591 $ 116,000
Niagara, New York 49 $ 4,045,000 $ 82,551 $ 67,000
Brazos, Texas 49 $ 5,085,000 $ 103,775 $ 89,000
Orange, Florida 48 $ 4,450,000 $ 92,708 $ 79,000
Jefferson, Louisiana 48 $ 8,440,000 $ 175,833 $ 123,000
Angelina, Texas 47 $ 5,455,000 $ 116,063 $ 81,000
Putnam, West Virginia 47 $ 6,495,000 $ 138,191 $ 65,000
Montgomery, Pennsylvania 46 $ 5,450,000 $ 118,478 $ 85,000
Hawkins, Tennessee 46 $ 7,140,000 $ 155,217 $ 71,000
Grimes, Texas 46 $ 6,410,000 $ 139,347 $ 97,000
Travis, Texas 46 $ 5,360,000 $ 116,521 $ 83,000
Washington, Texas 46 $ 5,920,000 $ 128,695 $ 88,000
Lake, Florida 45 $ 3,915,000 $ 87,000 $ 71,000
Pinellas, Florida 44 $ 4,540,000 $ 103,181 $ 87,000
Laclede, Missouri 44 $ 5,010,000 $ 113,863 $ 53,000
Lawrence, Ohio 44 $ 5,950,000 $ 135,227 $ 84,000
Burleson, Texas 44 $ 5,600,000 $ 127,272 $ 103,000
Hardin, Texas 44 $ 4,250,000 $ 96,590 $ 84,000
Lubbock, Texas 44 $ 6,110,000 $ 138,863 $ 76,000
Kern, California 43 $ 4,425,000 $ 102,906 $ 77,000
Pulaski, Kentucky 43 $ 5,075,000 $ 118,023 $ 49,000
Chester, Pennsylvania 43 $ 4,155,000 $ 96,627 $ 76,000
Logan, West Virginia 43 $ 5,625,000 $ 130,813 $ 81,000
Contra Costa, California 42 $ 6,600,000 $ 157,142 $ 117,000
Van Zandt, Texas 42 $ 6,220,000 $ 148,095 $ 98,000
Cabell, West Virginia 42 $ 5,540,000 $ 131,904 $ 77,000
Osage, Oklahoma 41 $ 5,735,000 $ 139,878 $ 96,000
Beaufort, South Carolina 41 $ 6,415,000 $ 156,463 $ 76,000
Mingo, West Virginia 41 $ 5,225,000 $ 127,439 $ 72,000
Knox, Kentucky 40 $ 5,020,000 $ 125,500 $ 63,000
Oneida, New York 40 $ 3,970,000 $ 99,250 $ 69,000
Mayes, Oklahoma 40 $ 5,320,000 $ 133,000 $ 77,000
Brevard, Florida 39 $ 3,285,000 $ 84,230 $ 64,000
McKinley, New Mexico 39 $ 4,775,000 $ 122,435 $ 65,000
Kaufman, Texas 39 $ 5,365,000 $ 137,564 $ 85,000
Okmulgee, Oklahoma 38 $ 5,560,000 $ 146,315 $ 76,000
Lexington, South Carolina 38 $ 5,680,000 $ 149,473 $ 68,000
Smith, Texas 38 $ 4,570,000 $ 120,263 $ 71,000
Spokane, Washington 38 $ 4,620,000 $ 121,578 $ 88,000
Lawrence, Kentucky 37 $ 4,795,000 $ 129,594 $ 69,000
Perry, Kentucky 37 $ 4,575,000 $ 123,648 $ 61,000
San Juan, New Mexico 37 $ 4,705,000 $ 127,162 $ 75,000
Rogers, Oklahoma 37 $ 5,235,000 $ 141,486 $ 80,000
Walker, Texas 37 $ 4,075,000 $ 110,135 $ 84,000
Fresno, California 36 $ 3,000,000 $ 83,333 $ 73,000
Ada, Idaho 36 $ 4,320,000 $ 120,000 $ 77,000
Dallas, Texas 36 $ 4,160,000 $ 115,555 $ 86,000
Leon, Texas 36 $ 4,370,000 $ 121,388 $ 96,000
Lehigh, Pennsylvania 35 $ 3,015,000 $ 86,142 $ 68,000
Bowie, Texas 35 $ 3,935,000 $ 112,428 $ 74,000
Ellis, Texas 35 $ 3,845,000 $ 109,857 $ 75,000
Lee, Texas 35 $ 5,735,000 $ 163,857 $ 82,000
Lincoln, West Virginia 35 $ 4,665,000 $ 133,285 $ 74,000
Volusia, Florida 34 $ 3,570,000 $ 105,000 $ 78,000
Martin, Kentucky 34 $ 4,130,000 $ 121,470 $ 52,000
Whitley, Kentucky 34 $ 4,190,000 $ 123,235 $ 68,000
Licking, Ohio 34 $ 3,490,000 $ 102,647 $ 66,000
Cherokee, Oklahoma 34 $ 4,600,000 $ 135,294 $ 81,000
Jackson, Oregon 34 $ 3,810,000 $ 112,058 $ 73,000
Claiborne, Tennessee 34 $ 4,480,000 $ 131,764 $ 70,000
Polk, Texas 34 $ 3,670,000 $ 107,941 $ 103,000
Clark, Washington 34 $ 4,720,000 $ 138,823 $ 81,000
Thurston, Washington 34 $ 4,520,000 $ 132,941 $ 88,000
Mason, West Virginia 34 $ 4,790,000 $ 140,882 $ 84,000
Lake, Illinois 33 $ 3,975,000 $ 120,454 $ 99,000
Harrison, Mississippi 33 $ 4,495,000 $ 136,212 $ 80,000
Oswego, New York 33 $ 3,405,000 $ 103,181 $ 85,000
Anderson, Texas 33 $ 4,315,000 $ 130,757 $ 79,000
Robertson, Texas 33 $ 4,095,000 $ 124,090 $ 84,000
Johnson, Kentucky 32 $ 4,150,000 $ 129,687 $ 69,000
Oklahoma, Oklahoma 32 $ 4,230,000 $ 132,187 $ 74,000
Bell, Texas 32 $ 3,310,000 $ 103,437 $ 77,000
Lonoke, Arkansas 31 $ 3,715,000 $ 119,838 $ 61,000
Citrus, Florida 31 $ 3,015,000 $ 97,258 $ 78,000
San Miguel, New Mexico 31 $ 4,585,000 $ 147,903 $ 74,000
Pottawatomie, Oklahoma 31 $ 4,125,000 $ 133,064 $ 70,000
Greene, Tennessee 31 $ 4,255,000 $ 137,258 $ 75,000
Galveston, Texas 31 $ 3,835,000 $ 123,709 $ 108,000
San Jacinto, Texas 31 $ 3,665,000 $ 118,225 $ 102,000
Yakima, Washington 31 $ 4,195,000 $ 135,322 $ 82,000
Boone, West Virginia 31 $ 3,845,000 $ 124,032 $ 73,000
Lee, Florida 30 $ 2,920,000 $ 97,333 $ 101,000
Pasco, Florida 30 $ 2,670,000 $ 89,000 $ 95,000
Knott, Kentucky 30 $ 4,130,000 $ 137,666 $ 58,000
Muskogee, Oklahoma 30 $ 3,740,000 $ 124,666 $ 100,000
Northampton, Pennsylvania 30 $ 2,700,000 $ 90,000 $ 68,000
Atascosa, Texas 30 $ 3,420,000 $ 114,000 $ 88,000
Midland, Texas 30 $ 3,730,000 $ 124,333 $ 121,000
Nacogdoches, Texas 30 $ 3,430,000 $ 114,333 $ 95,000
Potter, Texas 30 $ 3,820,000 $ 127,333 $ 92,000
Tyler, Texas 30 $ 3,210,000 $ 107,000 $ 106,000
Stanislaus, California 29 $ 3,075,000 $ 106,034 $ 75,000
Murray, Georgia 29 $ 4,605,000 $ 158,793 $ 58,000
Bell, Kentucky 29 $ 4,355,000 $ 150,172 $ 57,000
Washington, Louisiana 29 $ 3,545,000 $ 122,241 $ 72,000
Wagoner, Oklahoma 29 $ 3,875,000 $ 133,620 $ 75,000
Medina, Texas 29 $ 3,205,000 $ 110,517 $ 85,000
Cook, Illinois 28 $ 1,660,000 $ 59,285 $ 78,000
Clay, Kentucky 28 $ 3,440,000 $ 122,857 $ 50,000
Bernalillo, New Mexico 28 $ 3,080,000 $ 110,000 $ 78,000
Muskingum, Ohio 28 $ 3,840,000 $ 137,142 $ 72,000
Cumberland, Pennsylvania 28 $ 2,180,000 $ 77,857 $ 57,000
Lebanon, Pennsylvania 28 $ 2,750,000 $ 98,214 $ 119,000
York, Pennsylvania 28 $ 2,070,000 $ 73,928 $ 76,000
Cherokee, Texas 28 $ 3,580,000 $ 127,857 $ 79,000
Faulkner, Arkansas 27 $ 3,595,000 $ 133,148 $ 73,000
Santa Barbara, California 27 $ 5,385,000 $ 199,444 $ 152,000
Ascension, Louisiana 27 $ 3,445,000 $ 127,592 $ 77,000
Scioto, Ohio 27 $ 3,845,000 $ 142,407 $ 79,000
Grady, Oklahoma 27 $ 3,475,000 $ 128,703 $ 100,000
Sullivan, Tennessee 27 $ 3,965,000 $ 146,851 $ 67,000
Johnson, Texas 27 $ 3,765,000 $ 139,444 $ 72,000
Waller, Texas 27 $ 3,665,000 $ 135,740 $ 96,000
Wilson, Texas 27 $ 4,375,000 $ 162,037 $ 110,000
Raleigh, West Virginia 27 $ 3,835,000 $ 142,037 $ 87,000
Suwannee, Florida 26 $ 4,450,000 $ 171,153 $ 80,000
Harlan, Kentucky 26 $ 3,170,000 $ 121,923 $ 66,000
Ouachita, Louisiana 26 $ 3,330,000 $ 128,076 $ 65,000
Gallia, Ohio 26 $ 3,380,000 $ 130,000 $ 62,000
Linn, Oregon 26 $ 2,850,000 $ 109,615 $ 79,000
Jasper, South Carolina 26 $ 3,850,000 $ 148,076 $ 96,000
Bandera, Texas 26 $ 4,020,000 $ 154,615 $ 117,000
Madison, Texas 26 $ 3,560,000 $ 136,923 $ 86,000
Mercer, West Virginia 26 $ 3,610,000 $ 138,846 $ 69,000
Wood, West Virginia 26 $ 3,650,000 $ 140,384 $ 67,000
Butte, California 25 $ 2,185,000 $ 87,400 $ 71,000
Kootenai, Idaho 25 $ 2,835,000 $ 113,400 $ 79,000
Lafourche, Louisiana 25 $ 2,775,000 $ 111,000 $ 56,000
St. Martin, Louisiana 25 $ 3,455,000 $ 138,200 $ 91,000
Camden, Missouri 25 $ 3,395,000 $ 135,800 $ 75,000
Deschutes, Oregon 25 $ 3,925,000 $ 157,000 $ 94,000
Aransas, Texas 25 $ 2,465,000 $ 98,600 $ 134,000
Eau Claire, Wisconsin 25 $ 1,985,000 $ 79,400 $ 54,000
Grant, Arkansas 24 $ 3,240,000 $ 135,000 $ 77,000
Sonoma, California 24 $ 4,040,000 $ 168,333 $ 104,000
Iberville, Louisiana 24 $ 3,010,000 $ 125,416 $ 67,000
St. Helena, Louisiana 24 $ 2,530,000 $ 105,416 $ 73,000
Washington, Ohio 24 $ 3,490,000 $ 145,416 $ 68,000
Lincoln, Oklahoma 24 $ 3,210,000 $ 133,750 $ 114,000
McIntosh, Oklahoma 24 $ 3,420,000 $ 142,500 $ 126,000
Douglas, Oregon 24 $ 2,510,000 $ 104,583 $ 63,000
Cass, Texas 24 $ 2,580,000 $ 107,500 $ 77,000
Chambers, Texas 24 $ 2,550,000 $ 106,250 $ 72,000
Gonzales, Texas 24 $ 4,820,000 $ 200,833 $ 122,000
Hays, Texas 24 $ 3,180,000 $ 132,500 $ 91,000
Jasper, Texas 24 $ 2,250,000 $ 93,750 $ 94,000
Jackson, West Virginia 24 $ 3,250,000 $ 135,416 $ 61,000
Limestone, Alabama 23 $ 3,055,000 $ 132,826 $ 90,000
Madison, Alabama 23 $ 2,895,000 $ 125,869 $ 172,000
Coconino, Arizona 23 $ 3,285,000 $ 142,826 $ 95,000
Navajo, Arizona 23 $ 2,945,000 $ 128,043 $ 110,000
Broward, Florida 23 $ 2,285,000 $ 99,347 $ 98,000
Greenup, Kentucky 23 $ 3,425,000 $ 148,913 $ 90,000
Ohio, Kentucky 23 $ 3,265,000 $ 141,956 $ 74,000
Caddo, Louisiana 23 $ 2,615,000 $ 113,695 $ 51,000
Rapides, Louisiana 23 $ 2,645,000 $ 115,000 $ 77,000
Livingston, Michigan 23 $ 1,945,000 $ 84,565 $ 74,000
Pearl River, Mississippi 23 $ 2,665,000 $ 115,869 $ 81,000
Campbell, Tennessee 23 $ 3,295,000 $ 143,260 $ 61,000
Comal, Texas 23 $ 4,335,000 $ 188,478 $ 114,000
Nueces, Texas 23 $ 3,345,000 $ 145,434 $ 104,000
Orange, Texas 23 $ 2,425,000 $ 105,434 $ 70,000
Baldwin, Alabama 22 $ 2,650,000 $ 120,454 $ 85,000
Cleburne, Arkansas 22 $ 2,570,000 $ 116,818 $ 91,000
Bay, Florida 22 $ 3,120,000 $ 141,818 $ 82,000
Manatee, Florida 22 $ 1,940,000 $ 88,181 $ 86,000
Sarasota, Florida 22 $ 2,060,000 $ 93,636 $ 95,000
Bossier, Louisiana 22 $ 2,270,000 $ 103,181 $ 50,000
Vermilion, Louisiana 22 $ 2,660,000 $ 120,909 $ 106,000
Buncombe, North Carolina 22 $ 2,010,000 $ 91,363 $ 87,000
Forsyth, North Carolina 22 $ 1,730,000 $ 78,636 $ 77,000
Canadian, Oklahoma 22 $ 3,170,000 $ 144,090 $ 96,000
Delaware, Oklahoma 22 $ 3,350,000 $ 152,272 $ 83,000
Logan, Oklahoma 22 $ 2,880,000 $ 130,909 $ 69,000
McClain, Oklahoma 22 $ 2,960,000 $ 134,545 $ 78,000
Lincoln, Oregon 22 $ 2,690,000 $ 122,272 $ 90,000
Austin, Texas 22 $ 2,110,000 $ 95,909 $ 93,000
El Paso, Texas 22 $ 2,550,000 $ 115,909 $ 82,000
Upshur, Texas 22 $ 2,870,000 $ 130,454 $ 91,000
Lee, Alabama 21 $ 2,785,000 $ 132,619 $ 52,000
San Joaquin, California 21 $ 2,435,000 $ 115,952 $ 104,000
Kent, Delaware 21 $ 2,035,000 $ 96,904 $ 79,000
Lowndes, Georgia 21 $ 3,065,000 $ 145,952 $ 58,000
Grayson, Kentucky 21 $ 2,885,000 $ 137,380 $ 64,000
Oakland, Michigan 21 $ 2,145,000 $ 102,142 $ 87,000
Monroe, New York 21 $ 2,065,000 $ 98,333 $ 65,000
Yamhill, Oregon 21 $ 2,315,000 $ 110,238 $ 81,000
Gila, Arizona 20 $ 1,800,000 $ 90,000 $ 67,000
Clark, Arkansas 20 $ 2,140,000 $ 107,000 $ 70,000
Independence, Arkansas 20 $ 2,120,000 $ 106,000 $ 52,000
Shasta, California 20 $ 1,400,000 $ 70,000 $ 74,000
Indian River, Florida 20 $ 1,450,000 $ 72,500 $ 75,000
Walker, Georgia 20 $ 2,820,000 $ 141,000 $ 80,000
Whitfield, Georgia 20 $ 3,230,000 $ 161,500 $ 75,000
Breathitt, Kentucky 20 $ 2,240,000 $ 112,000 $ 53,000
Muhlenberg, Kentucky 20 $ 2,370,000 $ 118,500 $ 81,000
Iberia, Louisiana 20 $ 2,470,000 $ 123,500 $ 56,000
St. Charles, Louisiana 20 $ 2,880,000 $ 144,000 $ 87,000
Otero, New Mexico 20 $ 3,250,000 $ 162,500 $ 85,000
Dutchess, New York 20 $ 2,930,000 $ 146,500 $ 90,000
Henderson, North Carolina 20 $ 1,970,000 $ 98,500 $ 70,000
Nash, North Carolina 20 $ 2,270,000 $ 113,500 $ 64,000
Cuyahoga, Ohio 20 $ 1,400,000 $ 70,000 $ 77,000
Erie, Pennsylvania 20 $ 1,000,000 $ 50,000 $ 52,000
Gillespie, Texas 20 $ 2,960,000 $ 148,000 $ 93,000
Houston, Texas 20 $ 2,420,000 $ 121,000 $ 99,000
Panola, Texas 20 $ 2,650,000 $ 132,500 $ 86,000
San Patricio, Texas 20 $ 2,330,000 $ 116,500 $ 94,000
Trinity, Texas 20 $ 2,260,000 $ 113,000 $ 78,000
Grant, Washington 20 $ 2,350,000 $ 117,500 $ 76,000
Napa, California 19 $ 2,765,000 $ 145,526 $ 100,000
Placer, California 19 $ 2,015,000 $ 106,052 $ 102,000
San Mateo, California 19 $ 4,975,000 $ 261,842 $ 162,000
Charlotte, Florida 19 $ 1,895,000 $ 99,736 $ 111,000
Harrison, Indiana 19 $ 2,565,000 $ 135,000 $ 74,000
Boyd, Kentucky 19 $ 2,325,000 $ 122,368 $ 62,000
Carter, Kentucky 19 $ 2,725,000 $ 143,421 $ 75,000
Sabine, Louisiana 19 $ 1,835,000 $ 96,578 $ 115,000
Orange, New York 19 $ 2,305,000 $ 121,315 $ 93,000
Wayne, New York 19 $ 1,355,000 $ 71,315 $ 57,000
Adair, Oklahoma 19 $ 2,245,000 $ 118,157 $ 81,000
Jefferson, Tennessee 19 $ 2,915,000 $ 153,421 $ 76,000
Morgan, Tennessee 19 $ 2,695,000 $ 141,842 $ 74,000
Roane, Tennessee 19 $ 2,675,000 $ 140,789 $ 81,000
Caldwell, Texas 19 $ 2,125,000 $ 111,842 $ 111,000
Fannin, Texas 19 $ 3,225,000 $ 169,736 $ 112,000
Fort Bend, Texas 19 $ 2,435,000 $ 128,157 $ 112,000
Jefferson, Texas 19 $ 2,075,000 $ 109,210 $ 77,000
Wood, Texas 19 $ 2,335,000 $ 122,894 $ 101,000
Jefferson, Arkansas 18 $ 2,330,000 $ 129,444 $ 104,000
Union, Arkansas 18 $ 2,190,000 $ 121,666 $ 88,000
Columbia, Florida 18 $ 2,890,000 $ 160,555 $ 93,000
Osceola, Florida 18 $ 1,440,000 $ 80,000 $ 66,000
Calcasieu, Louisiana 18 $ 2,210,000 $ 122,777 $ 99,000
East Baton Rouge, Louisiana 18 $ 2,370,000 $ 131,666 $ 107,000
Stone, Mississippi 18 $ 2,460,000 $ 136,666 $ 81,000
Yellowstone, Montana 18 $ 1,570,000 $ 87,222 $ 78,000
Valencia, New Mexico 18 $ 2,940,000 $ 163,333 $ 65,000
Cabarrus, North Carolina 18 $ 1,450,000 $ 80,555 $ 60,000
Franklin, Ohio 18 $ 1,730,000 $ 96,111 $ 82,000
Jackson, Ohio 18 $ 2,490,000 $ 138,333 $ 73,000
Pawnee, Oklahoma 18 $ 2,300,000 $ 127,777 $ 93,000
Dorchester, South Carolina 18 $ 2,540,000 $ 141,111 $ 70,000
Cocke, Tennessee 18 $ 2,400,000 $ 133,333 $ 47,000
Hill, Texas 18 $ 2,530,000 $ 140,555 $ 139,000
Parker, Texas 18 $ 2,740,000 $ 152,222 $ 82,000
Rusk, Texas 18 $ 2,150,000 $ 119,444 $ 81,000
Tom Green, Texas 18 $ 2,080,000 $ 115,555 $ 65,000
Victoria, Texas 18 $ 1,920,000 $ 106,666 $ 96,000
Monongalia, West Virginia 18 $ 1,740,000 $ 96,666 $ 80,000
Craighead, Arkansas 17 $ 2,545,000 $ 149,705 $ 77,000
Santa Cruz, California 17 $ 3,955,000 $ 232,647 $ 133,000
Breckinridge, Kentucky 17 $ 2,185,000 $ 128,529 $ 79,000
Hardin, Kentucky 17 $ 2,245,000 $ 132,058 $ 75,000
Leslie, Kentucky 17 $ 2,025,000 $ 119,117 $ 52,000
McCreary, Kentucky 17 $ 2,215,000 $ 130,294 $ 44,000
St. James, Louisiana 17 $ 1,915,000 $ 112,647 $ 65,000
St. John the Baptist, Louisiana 17 $ 2,035,000 $ 119,705 $ 65,000
Webster, Louisiana 17 $ 2,205,000 $ 129,705 $ 61,000
Walthall, Mississippi 17 $ 1,855,000 $ 109,117 $ 57,000
Hampton, South Carolina 17 $ 2,475,000 $ 145,588 $ 71,000
Knox, Tennessee 17 $ 2,445,000 $ 143,823 $ 68,000
Milam, Texas 17 $ 2,175,000 $ 127,941 $ 78,000
Geneva, Alabama 16 $ 2,370,000 $ 148,125 $ 78,000
Columbia, Arkansas 16 $ 1,900,000 $ 118,750 $ 116,000
Inyo, California 16 $ 1,610,000 $ 100,625 $ 109,000
El Paso, Colorado 16 $ 2,210,000 $ 138,125 $ 89,000
Marion, Florida 16 $ 1,960,000 $ 122,500 $ 68,000
St. Lucie, Florida 16 $ 1,040,000 $ 65,000 $ 69,000
Lewis, Kentucky 16 $ 2,210,000 $ 138,125 $ 66,000
Magoffin, Kentucky 16 $ 2,470,000 $ 154,375 $ 71,000
Phelps, Missouri 16 $ 2,140,000 $ 133,750 $ 67,000
Lyon, Nevada 16 $ 1,830,000 $ 114,375 $ 84,000
Onondaga, New York 16 $ 1,250,000 $ 78,125 $ 70,000
Washington, Oklahoma 16 $ 2,080,000 $ 130,000 $ 86,000
Greenville, South Carolina 16 $ 2,080,000 $ 130,000 $ 69,000
Limestone, Texas 16 $ 2,040,000 $ 127,500 $ 93,000
Williamson, Texas 16 $ 2,040,000 $ 127,500 $ 87,000
Weber, Utah 16 $ 1,470,000 $ 91,875 $ 68,000
Kitsap, Washington 16 $ 1,800,000 $ 112,500 $ 90,000
Perry, Arkansas 15 $ 2,035,000 $ 135,666 $ 65,000
St. Francis, Arkansas 15 $ 2,305,000 $ 153,666 $ 64,000
Stephens, Georgia 15 $ 2,075,000 $ 138,333 $ 62,000
Canyon, Idaho 15 $ 2,375,000 $ 158,333 $ 71,000
Lincoln, Kentucky 15 $ 1,765,000 $ 117,666 $ 57,000
Acadia, Louisiana 15 $ 1,855,000 $ 123,666 $ 73,000
Pointe Coupee, Louisiana 15 $ 1,965,000 $ 131,000 $ 54,000
Terrebonne, Louisiana 15 $ 1,535,000 $ 102,333 $ 53,000
Jackson, Mississippi 15 $ 1,585,000 $ 105,666 $ 71,000
Elko, Nevada 15 $ 2,055,000 $ 137,000 $ 93,000
Wilkes, North Carolina 15 $ 1,965,000 $ 131,000 $ 69,000
Sevier, Tennessee 15 $ 2,575,000 $ 171,666 $ 75,000
Cameron, Texas 15 $ 1,455,000 $ 97,000 $ 165,000
Collin, Texas 15 $ 2,295,000 $ 153,000 $ 89,000
Deaf Smith, Texas 15 $ 1,955,000 $ 130,333 $ 83,000
Denton, Texas 15 $ 1,325,000 $ 88,333 $ 105,000
Freestone, Texas 15 $ 1,975,000 $ 131,666 $ 85,000
Frio, Texas 15 $ 2,835,000 $ 189,000 $ 88,000
Cochise, Arizona 14 $ 1,650,000 $ 117,857 $ 74,000
Poinsett, Arkansas 14 $ 1,490,000 $ 106,428 $ 70,000
Yolo, California 14 $ 2,040,000 $ 145,714 $ 113,000
Collier, Florida 14 $ 1,670,000 $ 119,285 $ 80,000
Duval, Florida 14 $ 1,150,000 $ 82,142 $ 73,000
Madison, Kentucky 14 $ 1,760,000 $ 125,714 $ 79,000
Assumption, Louisiana 14 $ 1,500,000 $ 107,142 $ 61,000
St. Mary, Louisiana 14 $ 1,970,000 $ 140,714 $ 75,000
Hinds, Mississippi 14 $ 1,600,000 $ 114,285 $ 81,000
Texas, Missouri 14 $ 1,870,000 $ 133,571 $ 59,000
Cayuga, New York 14 $ 1,150,000 $ 82,142 $ 60,000
Columbia, New York 14 $ 1,090,000 $ 77,857 $ 52,000
Erie, New York 14 $ 1,160,000 $ 82,857 $ 59,000
Coshocton, Ohio 14 $ 1,870,000 $ 133,571 $ 79,000
Comanche, Oklahoma 14 $ 1,790,000 $ 127,857 $ 76,000
Dauphin, Pennsylvania 14 $ 1,200,000 $ 85,714 $ 56,000
Union, Tennessee 14 $ 1,740,000 $ 124,285 $ 66,000
Gregg, Texas 14 $ 1,260,000 $ 90,000 $ 64,000
Jim Wells, Texas 14 $ 1,800,000 $ 128,571 $ 96,000
Taylor, Texas 14 $ 1,780,000 $ 127,142 $ 139,000
Lee, Virginia 14 $ 2,080,000 $ 148,571 $ 79,000
Roane, West Virginia 14 $ 1,690,000 $ 120,714 $ 95,000
Dale, Alabama 13 $ 1,695,000 $ 130,384 $ 79,000
Ouachita, Arkansas 13 $ 1,995,000 $ 153,461 $ 66,000
Humboldt, California 13 $ 1,685,000 $ 129,615 $ 74,000
Tulare, California 13 $ 1,165,000 $ 89,615 $ 101,000
Larimer, Colorado 13 $ 1,465,000 $ 112,692 $ 83,000
Letcher, Kentucky 13 $ 1,615,000 $ 124,230 $ 71,000
Marion, Mississippi 13 $ 1,315,000 $ 101,153 $ 74,000
Carson City, Nevada 13 $ 1,405,000 $ 108,076 $ 72,000
Sullivan, New York 13 $ 1,375,000 $ 105,769 $ 82,000
Garvin, Oklahoma 13 $ 1,685,000 $ 129,615 $ 102,000
Polk, Oregon 13 $ 1,685,000 $ 129,615 $ 75,000
Blount, Tennessee 13 $ 1,785,000 $ 137,307 $ 71,000
Hamilton, Tennessee 13 $ 1,855,000 $ 142,692 $ 73,000
Hidalgo, Texas 13 $ 1,225,000 $ 94,230 $ 89,000
Shelby, Texas 13 $ 1,365,000 $ 105,000 $ 82,000
McDowell, West Virginia 13 $ 1,765,000 $ 135,769 $ 84,000
Conway, Arkansas 12 $ 1,650,000 $ 137,500 $ 72,000
Pike, Arkansas 12 $ 1,580,000 $ 131,666 $ 80,000
Washington, Arkansas 12 $ 1,110,000 $ 92,500 $ 109,000
El Dorado, California 12 $ 1,540,000 $ 128,333 $ 94,000
Weld, Colorado 12 $ 1,830,000 $ 152,500 $ 97,000
New Castle, Delaware 12 $ 970,000 $ 80,833 $ 131,000
Leon, Florida 12 $ 1,300,000 $ 108,333 $ 71,000
Seminole, Florida 12 $ 1,050,000 $ 87,500 $ 83,000
Gilmer, Georgia 12 $ 1,800,000 $ 150,000 $ 90,000
Powell, Kentucky 12 $ 1,270,000 $ 105,833 $ 59,000
Beauregard, Louisiana 12 $ 1,580,000 $ 131,666 $ 160,000
Rankin, Mississippi 12 $ 1,350,000 $ 112,500 $ 74,000
Dallas, Missouri 12 $ 1,300,000 $ 108,333 $ 65,000
Eddy, New Mexico 12 $ 1,580,000 $ 131,666 $ 114,000
Lea, New Mexico 12 $ 1,950,000 $ 162,500 $ 95,000
Livingston, New York 12 $ 730,000 $ 60,833 $ 60,000
Wake, North Carolina 12 $ 1,260,000 $ 105,000 $ 69,000
Athens, Ohio 12 $ 1,730,000 $ 144,166 $ 57,000
Guernsey, Ohio 12 $ 1,810,000 $ 150,833 $ 78,000
Bryan, Oklahoma 12 $ 1,430,000 $ 119,166 $ 67,000
Craig, Oklahoma 12 $ 1,440,000 $ 120,000 $ 84,000
Stephens, Oklahoma 12 $ 1,420,000 $ 118,333 $ 67,000
Columbia, Oregon 12 $ 1,460,000 $ 121,666 $ 102,000
Westmoreland, Pennsylvania 12 $ 870,000 $ 72,500 $ 80,000
Cooke, Texas 12 $ 1,960,000 $ 163,333 $ 120,000
Kimble, Texas 12 $ 1,840,000 $ 153,333 $ 88,000
McLennan, Texas 12 $ 1,580,000 $ 131,666 $ 86,000
Walla Walla, Washington 12 $ 1,190,000 $ 99,166 $ 83,000
Coffee, Alabama 11 $ 1,485,000 $ 135,000 $ 87,000
Cullman, Alabama 11 $ 1,125,000 $ 102,272 $ 72,000
Greene, Arkansas 11 $ 1,315,000 $ 119,545 $ 71,000
Montgomery, Arkansas 11 $ 1,565,000 $ 142,272 $ 59,000
Polk, Arkansas 11 $ 1,505,000 $ 136,818 $ 88,000
Pope, Arkansas 11 $ 1,445,000 $ 131,363 $ 89,000
Nevada, California 11 $ 1,395,000 $ 126,818 $ 108,000
San Luis Obispo, California 11 $ 2,175,000 $ 197,727 $ 102,000
Sutter, California 11 $ 1,465,000 $ 133,181 $ 80,000
Gadsden, Florida 11 $ 1,445,000 $ 131,363 $ 67,000
Palm Beach, Florida 11 $ 1,285,000 $ 116,818 $ 109,000
Colquitt, Georgia 11 $ 1,185,000 $ 107,727 $ 69,000
Gordon, Georgia 11 $ 1,845,000 $ 167,727 $ 125,000
Adair, Kentucky 11 $ 1,305,000 $ 118,636 $ 45,000
Christian, Kentucky 11 $ 1,375,000 $ 125,000 $ 62,000
Jackson, Kentucky 11 $ 1,525,000 $ 138,636 $ 70,000
Meade, Kentucky 11 $ 1,355,000 $ 123,181 $ 69,000
Montgomery, Kentucky 11 $ 1,375,000 $ 125,000 $ 48,000
Grant, Louisiana 11 $ 1,315,000 $ 119,545 $ 74,000
Natchitoches, Louisiana 11 $ 1,375,000 $ 125,000 $ 78,000
Amite, Mississippi 11 $ 1,045,000 $ 95,000 $ 66,000
Forrest, Mississippi 11 $ 1,165,000 $ 105,909 $ 65,000
Lamar, Mississippi 11 $ 1,345,000 $ 122,272 $ 94,000
Santa Fe, New Mexico 11 $ 1,555,000 $ 141,363 $ 126,000
Chemung, New York 11 $ 1,115,000 $ 101,363 $ 76,000
Greene, New York 11 $ 1,505,000 $ 136,818 $ 68,000
Ulster, New York 11 $ 1,565,000 $ 142,272 $ 97,000
Hardin, Ohio 11 $ 685,000 $ 62,272 $ 57,000
Meigs, Ohio 11 $ 1,665,000 $ 151,363 $ 75,000
Caddo, Oklahoma 11 $ 1,525,000 $ 138,636 $ 72,000
Le Flore, Oklahoma 11 $ 1,335,000 $ 121,363 $ 87,000
Pittsburg, Oklahoma 11 $ 1,365,000 $ 124,090 $ 62,000
Florence, South Carolina 11 $ 1,035,000 $ 94,090 $ 52,000
Orangeburg, South Carolina 11 $ 1,655,000 $ 150,454 $ 72,000
Marion, Tennessee 11 $ 1,785,000 $ 162,272 $ 68,000
Moore, Texas 11 $ 1,295,000 $ 117,727 $ 144,000
Sabine, Texas 11 $ 1,295,000 $ 117,727 $ 176,000
Salt Lake, Utah 11 $ 765,000 $ 69,545 $ 69,000
Buchanan, Virginia 11 $ 1,295,000 $ 117,727 $ 57,000
Tazewell, Virginia 11 $ 1,425,000 $ 129,545 $ 61,000
Benton, Washington 11 $ 915,000 $ 83,181 $ 58,000
Monterey, California 10 $ 1,930,000 $ 193,000 $ 108,000
Tuolumne, California 10 $ 1,070,000 $ 107,000 $ 124,000
Escambia, Florida 10 $ 870,000 $ 87,000 $ 68,000
Jackson, Florida 10 $ 1,520,000 $ 152,000 $ 63,000
Franklin, Georgia 10 $ 1,390,000 $ 139,000 $ 157,000
Pickens, Georgia 10 $ 1,780,000 $ 178,000 $ 84,000
Hopkins, Kentucky 10 $ 1,250,000 $ 125,000 $ 54,000
De Soto, Louisiana 10 $ 1,160,000 $ 116,000 $ 84,000
East Feliciana, Louisiana 10 $ 1,380,000 $ 138,000 $ 67,000
Plaquemines, Louisiana 10 $ 1,430,000 $ 143,000 $ 85,000
Covington, Mississippi 10 $ 910,000 $ 91,000 $ 71,000
Pike, Mississippi 10 $ 1,250,000 $ 125,000 $ 49,000
Miller, Missouri 10 $ 1,270,000 $ 127,000 $ 74,000
Webster, Missouri 10 $ 1,180,000 $ 118,000 $ 68,000
Mora, New Mexico 10 $ 1,510,000 $ 151,000 $ 59,000
Torrance, New Mexico 10 $ 1,380,000 $ 138,000 $ 101,000
Jefferson, New York 10 $ 650,000 $ 65,000 $ 71,000
Pike, Ohio 10 $ 1,590,000 $ 159,000 $ 92,000
Noble, Oklahoma 10 $ 1,080,000 $ 108,000 $ 67,000
Nowata, Oklahoma 10 $ 1,380,000 $ 138,000 $ 78,000
Sequoyah, Oklahoma 10 $ 1,390,000 $ 139,000 $ 78,000
Josephine, Oregon 10 $ 1,160,000 $ 116,000 $ 59,000
Multnomah, Oregon 10 $ 990,000 $ 99,000 $ 77,000
Butler, Pennsylvania 10 $ 590,000 $ 59,000 $ 72,000
Aiken, South Carolina 10 $ 1,060,000 $ 106,000 $ 63,000
Scott, Tennessee 10 $ 1,210,000 $ 121,000 $ 46,000
Washington, Tennessee 10 $ 1,650,000 $ 165,000 $ 74,000
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Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 23,696 $2,958,680,000 $124,000 $815,000 $81,000 $4,140,000
Other Purpose 446 $41,500,000 $93,000 $805,000 $95,000 $756,000
Refinancing 297 $43,335,000 $145,000 $1,655,000 $99,000 $513,000
Home Improvement 162 $11,260,000 $69,000 $505,000 $94,000 $549,000
Cash-out Refinancing 148 $19,200,000 $129,000 $805,000 $94,000 $465,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,922 $1,845,650,000 $123,000 $805,000 $81,000 $2,484,000
Hispanic 4,772 $585,020,000 $122,000 $805,000 $84,000 $2,070,000
Black or African American 2,231 $273,965,000 $122,000 $505,000 $70,000 $1,644,000
Not Provided 1,763 $218,525,000 $123,000 $815,000 $92,000 $4,140,000
American Indian or Alaskan Native 671 $85,205,000 $126,000 $475,000 $79,000 $1,056,000
Asian 353 $55,405,000 $156,000 $515,000 $109,000 $425,000
Native Hawaiian or Other Pacific Islander 31 $4,395,000 $141,000 $415,000 $99,000 $251,000
Not applicable 6 $5,810,000 $968,000 $1,655,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 24,749 $3,073,975,000 $124,000 $1,655,000 $82,000 $4,140,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 18,366 $2,309,010,000 $125,000 $1,005,000 $75,000 $4,140,000
Application Approved But Not Accepted 3,586 $431,500,000 $120,000 $705,000 $99,000 $2,000,000
Loan Originated 2,630 $309,310,000 $117,000 $1,655,000 $103,000 $1,755,000
Application Withdrawn By Applicant 129 $20,475,000 $158,000 $1,105,000 $120,000 $694,000
File Closed For Incompleteness 38 $3,680,000 $96,000 $505,000 $131,000 $513,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 13,620 $1,680,690,000 $123,000 $805,000 $73,000 $2,484,000
Not applicable 6,383 $764,965,000 $119,000 $1,655,000 $101,000 $2,000,000
Debt-To-Income Ratio 3,046 $411,720,000 $135,000 $815,000 $62,000 $801,000
Other 692 $85,630,000 $123,000 $1,005,000 $139,000 $4,140,000
Unverifiable Information 320 $38,990,000 $121,000 $485,000 $83,000 $504,000
Insufficient Cash (Downpayment, Closing Cost) 263 $36,175,000 $137,000 $375,000 $109,000 $594,000
Credit Application Incomplete 205 $28,705,000 $140,000 $475,000 $108,000 $635,000
Collateral 120 $13,820,000 $115,000 $475,000 $92,000 $375,000
Employment History 100 $13,280,000 $132,000 $385,000 $81,000 $241,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Human Federal Credit Un's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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