Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2025
In 2025, Credit Human Federal Credit Un of San Antonio, TX reported 24,749 mortgage applications totaling $3.1 billion, down 12% from 2024. The average application was for $124,206, and applicants reported an average income of $81,631. 11% of its applications resulted in an originated loan and 74% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (970), San Antonio-New Braunfels, TX (688) and Phoenix-Mesa-Scottsdale, AZ (373) (applications in parentheses).
| Mortgage Company & Address | Credit Human Federal Credit Un 6061 Ih 10 West San Antonio, TX 78215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 24,749 |
| Total Mortgage Loan Application Amount | $3,073,975,000 |
| Average Mortgage Loan Application Amount | $124,206 |
| Highest Mortgage Loan Application Amount | $1,655,000 |
| Average Applicant Income | $81,631 |
| Highest Applicant Income | $4,140,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 11,534 | $ 1,475,060,000 | $ 127,887 | $ 77,273 |
| Houston-The Woodlands-Sugar Land, TX | 970 | $ 107,710,000 | $ 111,041 | $ 88,000 |
| San Antonio-New Braunfels, TX | 688 | $ 85,260,000 | $ 123,924 | $ 94,000 |
| Phoenix-Mesa-Scottsdale, AZ | 373 | $ 35,725,000 | $ 95,777 | $ 87,000 |
| Riverside-San Bernardino-Ontario, CA | 344 | $ 39,390,000 | $ 114,505 | $ 97,000 |
| Tulsa, OK | 298 | $ 39,720,000 | $ 133,288 | $ 80,000 |
| Huntington-Ashland, WV-KY-OH | 285 | $ 37,865,000 | $ 132,859 | $ 73,035 |
| Little Rock-North Little Rock-Conway, AR | 236 | $ 31,690,000 | $ 134,279 | $ 70,000 |
| Los Angeles-Long Beach-Glendale, CA | 211 | $ 33,295,000 | $ 157,796 | $ 109,000 |
| Oklahoma City, OK | 201 | $ 27,215,000 | $ 135,398 | $ 86,000 |
| Austin-Round Rock, TX | 196 | $ 25,980,000 | $ 132,551 | $ 89,000 |
| Baton Rouge, LA | 194 | $ 22,790,000 | $ 117,474 | $ 72,000 |
| New Orleans-Metairie, LA | 179 | $ 35,935,000 | $ 200,754 | $ 112,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 179 | $ 22,325,000 | $ 124,720 | $ 88,240 |
| San Diego-Carlsbad, CA | 173 | $ 30,875,000 | $ 178,468 | $ 112,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 163 | $ 35,405,000 | $ 217,208 | $ 145,000 |
| Montgomery County-Bucks County-Chester County, PA | 153 | $ 17,085,000 | $ 111,666 | $ 83,000 |
| Dallas-Plano-Irving, TX | 148 | $ 18,000,000 | $ 121,621 | $ 94,000 |
| Longview, TX | 135 | $ 15,605,000 | $ 115,592 | $ 79,000 |
| Knoxville, TN | 127 | $ 17,525,000 | $ 137,992 | $ 68,000 |
| College Station-Bryan, TX | 126 | $ 14,780,000 | $ 117,301 | $ 93,000 |
| Orlando-Kissimmee-Sanford, FL | 123 | $ 10,855,000 | $ 88,252 | $ 75,000 |
| Albany-Schenectady-Troy, NY | 122 | $ 13,740,000 | $ 112,622 | $ 76,000 |
| Hammond, LA | 119 | $ 13,225,000 | $ 111,134 | $ 66,000 |
| Lafayette, LA | 114 | $ 13,870,000 | $ 121,666 | $ 80,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 113 | $ 12,845,000 | $ 113,672 | $ 92,000 |
| Rochester, NY | 110 | $ 8,810,000 | $ 80,090 | $ 66,000 |
| Charleston, WV | 108 | $ 13,910,000 | $ 128,796 | $ 68,000 |
| Fort Worth-Arlington, TX | 107 | $ 13,255,000 | $ 123,878 | $ 95,000 |
| Las Vegas-Henderson-Paradise, NV | 104 | $ 7,670,000 | $ 73,750 | $ 80,000 |
| Oakland-Hayward-Berkeley, CA | 91 | $ 15,155,000 | $ 166,538 | $ 116,000 |
| Amarillo, TX | 89 | $ 11,845,000 | $ 133,089 | $ 83,000 |
| Kingsport-Bristol-Bristol, TN-VA | 89 | $ 13,325,000 | $ 149,719 | $ 67,921 |
| Tampa, FL | 89 | $ 8,015,000 | $ 90,056 | $ 104,000 |
| Reno, NV | 88 | $ 9,670,000 | $ 109,886 | $ 79,000 |
| Yuma, AZ | 88 | $ 8,390,000 | $ 95,340 | $ 96,000 |
| Beaumont-Port Arthur, TX | 86 | $ 8,750,000 | $ 101,744 | $ 79,000 |
| Tucson, AZ | 79 | $ 8,105,000 | $ 102,594 | $ 87,000 |
| Anaheim-Santa Ana-Irvine, CA | 76 | $ 14,010,000 | $ 184,342 | $ 169,000 |
| Prescott Valley-Prescott, AZ | 76 | $ 9,320,000 | $ 122,631 | $ 99,000 |
| Louisville/Jefferson County, KY-IN | 75 | $ 9,675,000 | $ 129,000 | $ 66,266 |
| Gulfport-Biloxi-Pascagoula, MS | 74 | $ 9,670,000 | $ 130,675 | $ 76,000 |
| Odessa, TX | 72 | $ 8,610,000 | $ 119,583 | $ 107,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 71 | $ 6,445,000 | $ 90,774 | $ 68,000 |
| Columbus, OH | 69 | $ 7,565,000 | $ 109,637 | $ 72,000 |
| Eugene, OR | 69 | $ 7,985,000 | $ 115,724 | $ 81,000 |
| Corpus Christi, TX | 68 | $ 8,140,000 | $ 119,705 | $ 112,000 |
| Lancaster, PA | 68 | $ 6,130,000 | $ 90,147 | $ 71,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 67 | $ 10,265,000 | $ 153,208 | $ 84,000 |
| Salem, OR | 67 | $ 7,805,000 | $ 116,492 | $ 87,000 |
| Lakeland-Winter Haven, FL | 66 | $ 4,970,000 | $ 75,303 | $ 89,000 |
| Everett, WA | 65 | $ 9,305,000 | $ 143,153 | $ 91,000 |
| Albuquerque, NM | 63 | $ 8,305,000 | $ 131,825 | $ 80,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 63 | $ 5,205,000 | $ 82,619 | $ 65,000 |
| Detroit-Dearborn-Livonia, MI | 63 | $ 4,305,000 | $ 68,333 | $ 92,000 |
| Warren-Troy-Farmington Hills, MI | 62 | $ 5,100,000 | $ 82,258 | $ 75,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 59 | $ 6,405,000 | $ 108,559 | $ 86,000 |
| Chattanooga, TN-GA | 57 | $ 8,195,000 | $ 143,771 | $ 74,052 |
| Seattle-Bellevue-Everett, WA | 57 | $ 7,595,000 | $ 133,245 | $ 95,000 |
| Syracuse, NY | 57 | $ 5,545,000 | $ 97,280 | $ 76,000 |
| Columbia, SC | 56 | $ 8,620,000 | $ 153,928 | $ 67,000 |
| Sherman-Denison, TX | 56 | $ 8,580,000 | $ 153,214 | $ 86,000 |
| Slidell-Mandeville-Covington, LA | 56 | $ 7,350,000 | $ 131,250 | $ 77,000 |
| Las Cruces, NM | 55 | $ 7,495,000 | $ 136,272 | $ 85,000 |
| Lubbock, TX | 55 | $ 7,295,000 | $ 132,636 | $ 82,000 |
| Shreveport-Bossier City, LA | 55 | $ 6,045,000 | $ 109,909 | $ 57,000 |
| Boise City, ID | 54 | $ 6,920,000 | $ 128,148 | $ 76,000 |
| Reading, PA | 54 | $ 4,730,000 | $ 87,592 | $ 68,000 |
| Jackson, MS | 53 | $ 5,755,000 | $ 108,584 | $ 73,000 |
| Tacoma-Lakewood, WA | 53 | $ 8,345,000 | $ 157,452 | $ 101,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 52 | $ 8,690,000 | $ 167,115 | $ 107,000 |
| Hot Springs, AR | 51 | $ 6,595,000 | $ 129,313 | $ 76,000 |
| Texarkana, TX-AR | 51 | $ 5,655,000 | $ 110,882 | $ 81,215 |
| Dalton, GA | 49 | $ 7,835,000 | $ 159,897 | $ 65,000 |
| Lake Havasu City-Kingman, AZ | 49 | $ 5,395,000 | $ 110,102 | $ 96,000 |
| Utica-Rome, NY | 49 | $ 5,095,000 | $ 103,979 | $ 70,000 |
| Harrisburg-Carlisle, PA | 48 | $ 3,920,000 | $ 81,666 | $ 59,000 |
| Cleveland, OH | 47 | $ 3,475,000 | $ 73,936 | $ 64,000 |
| Spokane-Spokane Valley, WA | 47 | $ 5,935,000 | $ 126,276 | $ 93,000 |
| Huntsville, AL | 46 | $ 5,950,000 | $ 129,347 | $ 131,000 |
| Killeen-Temple, TX | 46 | $ 4,850,000 | $ 105,434 | $ 77,000 |
| Monroe, LA | 46 | $ 6,140,000 | $ 133,478 | $ 71,000 |
| Cincinnati, OH-KY-IN | 45 | $ 5,975,000 | $ 132,777 | $ 79,622 |
| St. Louis, MO-IL | 45 | $ 5,005,000 | $ 111,222 | $ 77,200 |
| Asheville, NC | 44 | $ 4,570,000 | $ 103,863 | $ 91,000 |
| Fresno, CA | 44 | $ 3,870,000 | $ 87,954 | $ 73,000 |
| North Port-Sarasota-Bradenton, FL | 44 | $ 4,000,000 | $ 90,909 | $ 91,000 |
| St. Petersburg-Clearwater-Largo, FL | 44 | $ 4,540,000 | $ 103,181 | $ 87,000 |
| Bakersfield, CA | 43 | $ 4,425,000 | $ 102,906 | $ 77,000 |
| Houma-Thibodaux, LA | 40 | $ 4,310,000 | $ 107,750 | $ 55,000 |
| Chicago-Naperville, IL | 39 | $ 2,295,000 | $ 58,846 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 39 | $ 4,105,000 | $ 105,256 | $ 81,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 39 | $ 5,235,000 | $ 134,230 | $ 92,000 |
| Palm Bay-Melbourne-Titusville, FL | 39 | $ 3,285,000 | $ 84,230 | $ 64,000 |
| Valdosta, GA | 39 | $ 5,345,000 | $ 137,051 | $ 90,000 |
| Tyler, TX | 38 | $ 4,570,000 | $ 120,263 | $ 71,000 |
| Farmington, NM | 37 | $ 4,705,000 | $ 127,162 | $ 75,000 |
| Beckley, WV | 36 | $ 5,000,000 | $ 138,888 | $ 83,000 |
| Alexandria, LA | 34 | $ 3,960,000 | $ 116,470 | $ 76,000 |
| Jacksonville, FL | 34 | $ 4,690,000 | $ 137,941 | $ 86,000 |
| Medford, OR | 34 | $ 3,810,000 | $ 112,058 | $ 73,000 |
| Olympia-Tumwater, WA | 34 | $ 4,520,000 | $ 132,941 | $ 88,000 |
| Springfield, MO | 34 | $ 3,510,000 | $ 103,235 | $ 67,000 |
| Lake County-Kenosha County, IL-WI | 33 | $ 3,975,000 | $ 120,454 | $ 99,000 |
| Pittsburgh, PA | 33 | $ 2,305,000 | $ 69,848 | $ 79,000 |
| Midland, TX | 32 | $ 3,970,000 | $ 124,062 | $ 127,000 |
| Charleston-North Charleston, SC | 31 | $ 4,355,000 | $ 140,483 | $ 81,000 |
| Dothan, AL | 31 | $ 4,415,000 | $ 142,419 | $ 86,000 |
| Homosassa Springs, FL | 31 | $ 3,015,000 | $ 97,258 | $ 78,000 |
| Jonesboro, AR | 31 | $ 4,035,000 | $ 130,161 | $ 74,000 |
| Yakima, WA | 31 | $ 4,195,000 | $ 135,322 | $ 82,000 |
| Cape Coral-Fort Myers, FL | 30 | $ 2,920,000 | $ 97,333 | $ 101,000 |
| Parkersburg-Vienna, WV | 30 | $ 4,200,000 | $ 140,000 | $ 65,000 |
| Abilene, TX | 29 | $ 3,695,000 | $ 127,413 | $ 120,000 |
| Bend-Redmond, OR | 29 | $ 4,465,000 | $ 153,965 | $ 90,000 |
| Hattiesburg, MS | 29 | $ 3,335,000 | $ 115,000 | $ 82,000 |
| Modesto, CA | 29 | $ 3,075,000 | $ 106,034 | $ 75,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 29 | $ 4,825,000 | $ 166,379 | $ 91,000 |
| Lebanon, PA | 28 | $ 2,750,000 | $ 98,214 | $ 119,000 |
| Panama City, FL | 28 | $ 3,790,000 | $ 135,357 | $ 91,000 |
| York-Hanover, PA | 28 | $ 2,070,000 | $ 73,928 | $ 76,000 |
| Morristown, TN | 27 | $ 4,095,000 | $ 151,666 | $ 78,000 |
| Santa Maria-Santa Barbara, CA | 27 | $ 5,385,000 | $ 199,444 | $ 152,000 |
| Albany, OR | 26 | $ 2,850,000 | $ 109,615 | $ 79,000 |
| Atlanta-Sandy Springs-Roswell, GA | 26 | $ 3,210,000 | $ 123,461 | $ 69,000 |
| Charlotte-Concord-Gastonia, NC-SC | 26 | $ 2,350,000 | $ 90,384 | $ 70,153 |
| Winston-Salem, NC | 26 | $ 2,180,000 | $ 83,846 | $ 91,000 |
| Chico, CA | 25 | $ 2,185,000 | $ 87,400 | $ 71,000 |
| Coeur D'Alene, ID | 25 | $ 2,835,000 | $ 113,400 | $ 79,000 |
| Eau Claire, WI | 25 | $ 1,985,000 | $ 79,400 | $ 54,000 |
| Tallahassee, FL | 25 | $ 3,095,000 | $ 123,800 | $ 70,000 |
| Auburn-Opelika, AL | 24 | $ 3,180,000 | $ 132,500 | $ 52,000 |
| Lake Charles, LA | 24 | $ 2,980,000 | $ 124,166 | $ 91,000 |
| Port St. Lucie, FL | 24 | $ 1,950,000 | $ 81,250 | $ 70,000 |
| Santa Rosa, CA | 24 | $ 4,040,000 | $ 168,333 | $ 104,000 |
| Victoria, TX | 24 | $ 2,740,000 | $ 114,166 | $ 129,000 |
| El Paso, TX | 23 | $ 2,695,000 | $ 117,173 | $ 83,000 |
| Flagstaff, AZ | 23 | $ 3,285,000 | $ 142,826 | $ 95,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 23 | $ 2,285,000 | $ 99,347 | $ 98,000 |
| Birmingham-Hoover, AL | 22 | $ 2,770,000 | $ 125,909 | $ 79,000 |
| Daphne-Fairhope-Foley, AL | 22 | $ 2,650,000 | $ 120,454 | $ 85,000 |
| Dover, DE | 21 | $ 2,035,000 | $ 96,904 | $ 79,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 21 | $ 1,805,000 | $ 85,952 | $ 76,714 |
| Ogden-Clearfield, UT | 21 | $ 1,795,000 | $ 85,476 | $ 73,000 |
| Rocky Mount, NC | 21 | $ 2,395,000 | $ 114,047 | $ 61,000 |
| Stockton-Lodi, CA | 21 | $ 2,435,000 | $ 115,952 | $ 104,000 |
| Clarksville, TN-KY | 20 | $ 2,470,000 | $ 123,500 | $ 62,450 |
| Elizabethtown-Fort Knox, KY | 20 | $ 2,710,000 | $ 135,500 | $ 81,000 |
| Erie, PA | 20 | $ 1,000,000 | $ 50,000 | $ 52,000 |
| Indianapolis-Carmel-Anderson, IN | 20 | $ 1,400,000 | $ 70,000 | $ 98,000 |
| Redding, CA | 20 | $ 1,400,000 | $ 70,000 | $ 74,000 |
| San Angelo, TX | 20 | $ 2,410,000 | $ 120,500 | $ 69,000 |
| Sebastian-Vero Beach, FL | 20 | $ 1,450,000 | $ 72,500 | $ 75,000 |
| Waco, TX | 20 | $ 2,690,000 | $ 134,500 | $ 98,000 |
| Greenville-Anderson-Mauldin, SC | 19 | $ 2,345,000 | $ 123,421 | $ 68,000 |
| Johnson City, TN | 19 | $ 3,165,000 | $ 166,578 | $ 82,000 |
| Morgantown, WV | 19 | $ 1,895,000 | $ 99,736 | $ 77,000 |
| Napa, CA | 19 | $ 2,765,000 | $ 145,526 | $ 100,000 |
| Punta Gorda, FL | 19 | $ 1,895,000 | $ 99,736 | $ 111,000 |
| Raleigh, NC | 19 | $ 2,175,000 | $ 114,473 | $ 61,000 |
| San Francisco-Redwood City-South San Francisco, CA | 19 | $ 4,975,000 | $ 261,842 | $ 162,000 |
| Billings, MT | 18 | $ 1,570,000 | $ 87,222 | $ 78,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 18 | $ 1,880,000 | $ 104,444 | $ 94,000 |
| Augusta-Richmond County, GA-SC | 17 | $ 1,975,000 | $ 116,176 | $ 63,588 |
| Baltimore-Columbia-Towson, MD | 17 | $ 1,765,000 | $ 103,823 | $ 90,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 3,955,000 | $ 232,647 | $ 133,000 |
| Bowling Green, KY | 16 | $ 2,070,000 | $ 129,375 | $ 71,000 |
| Bremerton-Silverdale, WA | 16 | $ 1,800,000 | $ 112,500 | $ 90,000 |
| Colorado Springs, CO | 16 | $ 2,210,000 | $ 138,125 | $ 89,000 |
| Ocala, FL | 16 | $ 1,960,000 | $ 122,500 | $ 68,000 |
| Salt Lake City, UT | 16 | $ 1,070,000 | $ 66,875 | $ 60,000 |
| Wenatchee, WA | 16 | $ 2,750,000 | $ 171,875 | $ 126,000 |
| Wilmington, DE-MD-NJ | 16 | $ 1,360,000 | $ 85,000 | $ 116,875 |
| Brownsville-Harlingen, TX | 15 | $ 1,455,000 | $ 97,000 | $ 165,000 |
| Columbus, GA-AL | 15 | $ 1,715,000 | $ 114,333 | $ 78,866 |
| Lawton, OK | 15 | $ 1,975,000 | $ 131,666 | $ 75,000 |
| Lexington-Fayette, KY | 15 | $ 2,205,000 | $ 147,000 | $ 92,000 |
| Yuba City, CA | 15 | $ 1,805,000 | $ 120,333 | $ 74,000 |
| Denver-Aurora-Lakewood, CO | 14 | $ 1,840,000 | $ 131,428 | $ 110,000 |
| Fort Smith, AR-OK | 14 | $ 2,060,000 | $ 147,142 | $ 76,000 |
| Kennewick-Richland, WA | 14 | $ 1,390,000 | $ 99,285 | $ 66,000 |
| Naples-Immokalee-Marco Island, FL | 14 | $ 1,670,000 | $ 119,285 | $ 80,000 |
| Sierra Vista-Douglas, AZ | 14 | $ 1,650,000 | $ 117,857 | $ 74,000 |
| Binghamton, NY | 13 | $ 1,375,000 | $ 105,769 | $ 61,000 |
| Carson City, NV | 13 | $ 1,405,000 | $ 108,076 | $ 72,000 |
| Fort Collins, CO | 13 | $ 1,465,000 | $ 112,692 | $ 83,000 |
| Glens Falls, NY | 13 | $ 2,125,000 | $ 163,461 | $ 81,000 |
| Marietta, GA | 13 | $ 1,815,000 | $ 139,615 | $ 94,000 |
| McAllen-Edinburg-Mission, TX | 13 | $ 1,225,000 | $ 94,230 | $ 89,000 |
| Visalia-Porterville, CA | 13 | $ 1,165,000 | $ 89,615 | $ 101,000 |
| Florence, SC | 12 | $ 1,070,000 | $ 89,166 | $ 49,000 |
| Greeley, CO | 12 | $ 1,830,000 | $ 152,500 | $ 97,000 |
| Pensacola-Ferry Pass-Brent, FL | 12 | $ 1,100,000 | $ 91,666 | $ 65,000 |
| Walla Walla, WA | 12 | $ 1,190,000 | $ 99,166 | $ 83,000 |
| Albany, GA | 11 | $ 1,225,000 | $ 111,363 | $ 64,000 |
| Cleveland, TN | 11 | $ 1,775,000 | $ 161,363 | $ 68,000 |
| Des Moines-West Des Moines, IA | 11 | $ 715,000 | $ 65,000 | $ 75,000 |
| Elmira, NY | 11 | $ 1,115,000 | $ 101,363 | $ 76,000 |
| Gainesville, FL | 11 | $ 1,535,000 | $ 139,545 | $ 96,000 |
| Hagerstown-Martinsburg, MD-WV | 11 | $ 1,065,000 | $ 96,818 | $ 62,181 |
| Kingston, NY | 11 | $ 1,565,000 | $ 142,272 | $ 97,000 |
| Omaha-Council Bluffs, NE-IA | 11 | $ 505,000 | $ 45,909 | $ 120,090 |
| Paducah, KY-IL | 11 | $ 1,435,000 | $ 130,454 | $ 76,090 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 11 | $ 2,175,000 | $ 197,727 | $ 102,000 |
| Santa Fe, NM | 11 | $ 1,555,000 | $ 141,363 | $ 126,000 |
| Savannah, GA | 11 | $ 1,425,000 | $ 129,545 | $ 64,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 11 | $ 1,285,000 | $ 116,818 | $ 109,000 |
| Wilmington, NC | 11 | $ 1,785,000 | $ 162,272 | $ 126,000 |
| Akron, OH | 10 | $ 1,050,000 | $ 105,000 | $ 69,000 |
| Canton-Massillon, OH | 10 | $ 1,110,000 | $ 111,000 | $ 66,000 |
| Grants Pass, OR | 10 | $ 1,160,000 | $ 116,000 | $ 59,000 |
| Laredo, TX | 10 | $ 910,000 | $ 91,000 | $ 77,000 |
| New York-Jersey City-White Plains, NY-NJ | 10 | $ 1,360,000 | $ 136,000 | $ 91,000 |
| Owensboro, KY | 10 | $ 980,000 | $ 98,000 | $ 65,000 |
| Salinas, CA | 10 | $ 1,930,000 | $ 193,000 | $ 108,000 |
| Watertown-Fort Drum, NY | 10 | $ 650,000 | $ 65,000 | $ 71,000 |
| Chambersburg-Waynesboro, PA | 9 | $ 745,000 | $ 82,777 | $ 53,000 |
| Gettysburg, PA | 9 | $ 745,000 | $ 82,777 | $ 66,000 |
| Jacksonville, NC | 9 | $ 1,105,000 | $ 122,777 | $ 81,000 |
| Jefferson City, MO | 9 | $ 1,115,000 | $ 123,888 | $ 64,000 |
| Kansas City, MO-KS | 9 | $ 915,000 | $ 101,666 | $ 86,222 |
| Memphis, TN-MS-AR | 9 | $ 985,000 | $ 109,444 | $ 71,000 |
| Mobile, AL | 9 | $ 1,335,000 | $ 148,333 | $ 74,000 |
| Nassau County-Suffolk County, NY | 9 | $ 1,605,000 | $ 178,333 | $ 205,000 |
| Sebring, FL | 9 | $ 965,000 | $ 107,222 | $ 101,000 |
| Toledo, OH | 9 | $ 635,000 | $ 70,555 | $ 67,000 |
| Vallejo-Fairfield, CA | 9 | $ 1,145,000 | $ 127,222 | $ 77,000 |
| Winchester, VA-WV | 9 | $ 765,000 | $ 85,000 | $ 69,888 |
| Bellingham, WA | 8 | $ 1,400,000 | $ 175,000 | $ 109,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 750,000 | $ 93,750 | $ 58,000 |
| Fargo, ND-MN | 8 | $ 250,000 | $ 31,250 | $ 58,000 |
| Montgomery, AL | 8 | $ 1,090,000 | $ 136,250 | $ 112,000 |
| Twin Falls, ID | 8 | $ 1,080,000 | $ 135,000 | $ 65,000 |
| Wichita, KS | 8 | $ 380,000 | $ 47,500 | $ 45,000 |
| Ames, IA | 7 | $ 285,000 | $ 40,714 | $ 64,000 |
| Ann Arbor, MI | 7 | $ 695,000 | $ 99,285 | $ 46,000 |
| Cedar Rapids, IA | 7 | $ 295,000 | $ 42,142 | $ 57,000 |
| Columbia, MO | 7 | $ 685,000 | $ 97,857 | $ 89,000 |
| Corvallis, OR | 7 | $ 975,000 | $ 139,285 | $ 133,000 |
| Florence-Muscle Shoals, AL | 7 | $ 1,055,000 | $ 150,714 | $ 78,000 |
| Fond Du Lac, WI | 7 | $ 445,000 | $ 63,571 | $ 55,000 |
| Jackson, TN | 7 | $ 1,265,000 | $ 180,714 | $ 109,000 |
| Joplin, MO | 7 | $ 905,000 | $ 129,285 | $ 55,000 |
| Kenosha, WI | 7 | $ 275,000 | $ 39,285 | $ 53,000 |
| Lima, OH | 7 | $ 445,000 | $ 63,571 | $ 70,000 |
| Longview, WA | 7 | $ 825,000 | $ 117,857 | $ 82,000 |
| Racine, WI | 7 | $ 935,000 | $ 133,571 | $ 83,000 |
| State College, PA | 7 | $ 445,000 | $ 63,571 | $ 52,000 |
| Bay City, MI | 6 | $ 200,000 | $ 33,333 | $ 31,000 |
| Fayetteville, NC | 6 | $ 490,000 | $ 81,666 | $ 66,000 |
| Kankakee, IL | 6 | $ 330,000 | $ 55,000 | $ 66,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 870,000 | $ 145,000 | $ 130,000 |
| Muskegon, MI | 6 | $ 420,000 | $ 70,000 | $ 62,000 |
| Pueblo, CO | 6 | $ 820,000 | $ 136,666 | $ 61,000 |
| Spartanburg, SC | 6 | $ 820,000 | $ 136,666 | $ 68,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 510,000 | $ 85,000 | $ 93,000 |
| Wichita Falls, TX | 6 | $ 760,000 | $ 126,666 | $ 92,000 |
| Wildwood-The Villages, FL | 6 | $ 530,000 | $ 88,333 | $ 61,000 |
| Bozeman, MT | 5 | $ 875,000 | $ 175,000 | $ 136,000 |
| Casper, WY | 5 | $ 445,000 | $ 89,000 | $ 50,000 |
| Evansville, IN-KY | 5 | $ 375,000 | $ 75,000 | $ 77,000 |
| Green Bay, WI | 5 | $ 195,000 | $ 39,000 | $ 41,000 |
| Helena, MT | 5 | $ 455,000 | $ 91,000 | $ 53,000 |
| Ithaca, NY | 5 | $ 585,000 | $ 117,000 | $ 107,000 |
| Lewiston, ID-WA | 5 | $ 445,000 | $ 89,000 | $ 82,000 |
| Lynchburg, VA | 5 | $ 715,000 | $ 143,000 | $ 88,000 |
| Manhattan, KS | 5 | $ 215,000 | $ 43,000 | $ 161,000 |
| Mansfield, OH | 5 | $ 225,000 | $ 45,000 | $ 53,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 465,000 | $ 93,000 | $ 46,000 |
| Provo-Orem, UT | 5 | $ 435,000 | $ 87,000 | $ 53,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 705,000 | $ 141,000 | $ 92,000 |
| Wheeling, WV-OH | 5 | $ 665,000 | $ 133,000 | $ 70,400 |
| Arlington-Alexandria-Reston, VA-WV | 4 | $ 570,000 | $ 142,500 | $ 101,000 |
| Bloomington, IL | 4 | $ 200,000 | $ 50,000 | $ 51,000 |
| Champaign-Urbana, IL | 4 | $ 380,000 | $ 95,000 | $ 70,000 |
| Decatur, AL | 4 | $ 540,000 | $ 135,000 | $ 73,000 |
| Decatur, IL | 4 | $ 190,000 | $ 47,500 | $ 52,000 |
| Eagle Pass, TX | 4 | $ 360,000 | $ 90,000 | $ 75,000 |
| Elgin, IL | 4 | $ 230,000 | $ 57,500 | $ 81,000 |
| Enid, OK | 4 | $ 760,000 | $ 190,000 | $ 132,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 300,000 | $ 75,000 | $ 46,000 |
| Greensboro-High Point, NC | 4 | $ 320,000 | $ 80,000 | $ 70,000 |
| Hanford-Corcoran, CA | 4 | $ 290,000 | $ 72,500 | $ 96,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 530,000 | $ 132,500 | $ 53,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 240,000 | $ 60,000 | $ 58,000 |
| St. George, UT | 4 | $ 420,000 | $ 105,000 | $ 79,000 |
| Bloomington, IN | 3 | $ 375,000 | $ 125,000 | $ 42,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 285,000 | $ 95,000 | $ 122,000 |
| Duluth, MN-WI | 3 | $ 255,000 | $ 85,000 | $ 52,000 |
| Durham-Chapel Hill, NC | 3 | $ 715,000 | $ 238,333 | $ 77,000 |
| Gainesville, GA | 3 | $ 495,000 | $ 165,000 | $ 67,000 |
| Grand Junction, CO | 3 | $ 215,000 | $ 71,666 | $ 81,000 |
| Jackson, MI | 3 | $ 235,000 | $ 78,333 | $ 60,000 |
| Lake County-Porter County-Jasper County, IN | 3 | $ 175,000 | $ 58,333 | $ 62,000 |
| Logan, UT-ID | 3 | $ 175,000 | $ 58,333 | $ 35,000 |
| Madison, WI | 3 | $ 265,000 | $ 88,333 | $ 104,000 |
| Merced, CA | 3 | $ 345,000 | $ 115,000 | $ 59,000 |
| Michigan City-La Porte, IN | 3 | $ 195,000 | $ 65,000 | $ 58,000 |
| Pocatello, ID | 3 | $ 225,000 | $ 75,000 | $ 61,000 |
| Richmond, VA | 3 | $ 205,000 | $ 68,333 | $ 53,000 |
| San Rafael, CA | 3 | $ 645,000 | $ 215,000 | $ 124,000 |
| St. Joseph, MO-KS | 3 | $ 235,000 | $ 78,333 | $ 59,666 |
| Staunton-Waynesboro, VA | 3 | $ 345,000 | $ 115,000 | $ 87,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 165,000 | $ 55,000 | $ 43,000 |
| Boulder, CO | 2 | $ 270,000 | $ 135,000 | $ 93,000 |
| Cheyenne, WY | 2 | $ 60,000 | $ 30,000 | $ 39,000 |
| Columbus, IN | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Dubuque, IA | 2 | $ 160,000 | $ 80,000 | $ 97,000 |
| El Centro, CA | 2 | $ 230,000 | $ 115,000 | $ 83,000 |
| Gadsden, AL | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Hinesville, GA | 2 | $ 210,000 | $ 105,000 | $ 100,000 |
| Janesville-Beloit, WI | 2 | $ 110,000 | $ 55,000 | $ 150,000 |
| Kokomo, IN | 2 | $ 160,000 | $ 80,000 | $ 86,000 |
| Lansing-East Lansing, MI | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Oshkosh-Neenah, WI | 2 | $ 120,000 | $ 60,000 | $ 68,000 |
| Rockford, IL | 2 | $ 60,000 | $ 30,000 | $ 82,000 |
| Rome, GA | 2 | $ 470,000 | $ 235,000 | $ 95,000 |
| Salisbury, MD-DE | 2 | $ 220,000 | $ 110,000 | $ 64,000 |
| Springfield, OH | 2 | $ 50,000 | $ 25,000 | $ 44,000 |
| Topeka, KS | 2 | $ 180,000 | $ 90,000 | $ 41,000 |
| Traverse City, MI | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Tuscaloosa, AL | 2 | $ 110,000 | $ 55,000 | $ 29,000 |
| Altoona, PA | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Burlington, NC | 1 | $ 155,000 | $ 155,000 | $ 252,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Elkhart-Goshen, IN | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Iowa City, IA | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Johnstown, PA | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Kalamazoo-Portage, MI | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Lakewood-New Brunswick, NJ | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| Missoula, MT | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Muncie, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Rapid City, SD | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Saginaw, MI | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Sandusky, OH | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Sheboygan, WI | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Springfield, IL | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Sumter, SC | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Vineland-Bridgeton, NJ | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Washington, DC-MD | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Williamsport, PA | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,696 | $2,958,680,000 | $124,000 | $815,000 | $81,000 | $4,140,000 |
| Other Purpose | 446 | $41,500,000 | $93,000 | $805,000 | $95,000 | $756,000 |
| Refinancing | 297 | $43,335,000 | $145,000 | $1,655,000 | $99,000 | $513,000 |
| Home Improvement | 162 | $11,260,000 | $69,000 | $505,000 | $94,000 | $549,000 |
| Cash-out Refinancing | 148 | $19,200,000 | $129,000 | $805,000 | $94,000 | $465,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,922 | $1,845,650,000 | $123,000 | $805,000 | $81,000 | $2,484,000 |
| Hispanic | 4,772 | $585,020,000 | $122,000 | $805,000 | $84,000 | $2,070,000 |
| Black or African American | 2,231 | $273,965,000 | $122,000 | $505,000 | $70,000 | $1,644,000 |
| Not Provided | 1,763 | $218,525,000 | $123,000 | $815,000 | $92,000 | $4,140,000 |
| American Indian or Alaskan Native | 671 | $85,205,000 | $126,000 | $475,000 | $79,000 | $1,056,000 |
| Asian | 353 | $55,405,000 | $156,000 | $515,000 | $109,000 | $425,000 |
| Native Hawaiian or Other Pacific Islander | 31 | $4,395,000 | $141,000 | $415,000 | $99,000 | $251,000 |
| Not applicable | 6 | $5,810,000 | $968,000 | $1,655,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,749 | $3,073,975,000 | $124,000 | $1,655,000 | $82,000 | $4,140,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 18,366 | $2,309,010,000 | $125,000 | $1,005,000 | $75,000 | $4,140,000 |
| Application Approved But Not Accepted | 3,586 | $431,500,000 | $120,000 | $705,000 | $99,000 | $2,000,000 |
| Loan Originated | 2,630 | $309,310,000 | $117,000 | $1,655,000 | $103,000 | $1,755,000 |
| Application Withdrawn By Applicant | 129 | $20,475,000 | $158,000 | $1,105,000 | $120,000 | $694,000 |
| File Closed For Incompleteness | 38 | $3,680,000 | $96,000 | $505,000 | $131,000 | $513,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13,620 | $1,680,690,000 | $123,000 | $805,000 | $73,000 | $2,484,000 |
| Not applicable | 6,383 | $764,965,000 | $119,000 | $1,655,000 | $101,000 | $2,000,000 |
| Debt-To-Income Ratio | 3,046 | $411,720,000 | $135,000 | $815,000 | $62,000 | $801,000 |
| Other | 692 | $85,630,000 | $123,000 | $1,005,000 | $139,000 | $4,140,000 |
| Unverifiable Information | 320 | $38,990,000 | $121,000 | $485,000 | $83,000 | $504,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 263 | $36,175,000 | $137,000 | $375,000 | $109,000 | $594,000 |
| Credit Application Incomplete | 205 | $28,705,000 | $140,000 | $475,000 | $108,000 | $635,000 |
| Collateral | 120 | $13,820,000 | $115,000 | $475,000 | $92,000 | $375,000 |
| Employment History | 100 | $13,280,000 | $132,000 | $385,000 | $81,000 | $241,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Un's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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