Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2023

In 2023, Credit Human Federal Credit Un of San Antonio, TX reported 26,039 mortgage applications totaling $3.0 billion, up 19% from 2022. The average application was for $114,332, and applicants reported an average income of $75,414. 11% of its applications resulted in an originated loan and 76% were denied. Its largest markets were San Antonio-New Braunfels, TX (840), Houston-The Woodlands-Sugar Land, TX (533) and Phoenix-Mesa-Scottsdale, AZ (321) (applications in parentheses).

Mortgage Company & Address Credit Human Federal Credit Un
6061 Ih 10 West
San Antonio, TX 78215
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 26,039
Total Mortgage Loan Application Amount $2,977,115,000
Average Mortgage Loan Application Amount $114,332
Highest Mortgage Loan Application Amount $1,055,000
Average Applicant Income $75,414
Highest Applicant Income $4,481,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Human Federal Credit Un by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 610 $ 63,500,000 $ 104,098 $ 85,000
Maricopa, Arizona 253 $ 27,365,000 $ 108,162 $ 73,000
Riverside, California 187 $ 25,905,000 $ 138,529 $ 91,000
Los Angeles, California 182 $ 28,130,000 $ 154,560 $ 104,000
Horry, South Carolina 155 $ 19,025,000 $ 122,741 $ 96,000
Harris, Texas 154 $ 15,280,000 $ 99,220 $ 85,000
Tangipahoa, Louisiana 153 $ 16,015,000 $ 104,673 $ 62,000
San Diego, California 143 $ 24,475,000 $ 171,153 $ 104,000
Clark, Nevada 130 $ 9,600,000 $ 73,846 $ 73,000
Snohomish, Washington 127 $ 19,225,000 $ 151,377 $ 93,000
Montgomery, Texas 126 $ 15,540,000 $ 123,333 $ 91,000
Adams, Colorado 121 $ 15,965,000 $ 131,942 $ 70,000
San Bernardino, California 112 $ 13,840,000 $ 123,571 $ 82,000
Saratoga, New York 111 $ 11,595,000 $ 104,459 $ 69,000
Travis, Texas 110 $ 14,320,000 $ 130,181 $ 112,000
Laurel, Kentucky 104 $ 11,480,000 $ 110,384 $ 56,000
Pinellas, Florida 102 $ 11,090,000 $ 108,725 $ 95,000
Santa Clara, California 97 $ 20,125,000 $ 207,474 $ 141,000
Liberty, Texas 92 $ 10,320,000 $ 112,173 $ 85,000
Clackamas, Oregon 91 $ 11,225,000 $ 123,351 $ 87,000
Jefferson, Louisiana 87 $ 13,265,000 $ 152,471 $ 106,000
Lane, Oregon 87 $ 9,925,000 $ 114,080 $ 80,000
Polk, Florida 86 $ 6,800,000 $ 79,069 $ 80,000
Wayne, Michigan 84 $ 5,030,000 $ 59,880 $ 64,000
Salt Lake, Utah 80 $ 7,080,000 $ 88,500 $ 72,000
Orange, Florida 78 $ 6,790,000 $ 87,051 $ 75,000
Marion, Oregon 78 $ 7,500,000 $ 96,153 $ 77,000
Bucks, Pennsylvania 78 $ 10,380,000 $ 133,076 $ 88,000
King, Washington 77 $ 10,025,000 $ 130,194 $ 87,000
Sacramento, California 76 $ 8,030,000 $ 105,657 $ 77,000
Lafayette, Louisiana 75 $ 6,845,000 $ 91,266 $ 58,000
Pike, Kentucky 74 $ 8,460,000 $ 114,324 $ 66,000
Whitley, Kentucky 74 $ 7,740,000 $ 104,594 $ 54,000
Tarrant, Texas 74 $ 9,270,000 $ 125,270 $ 78,000
Lee, Florida 73 $ 7,935,000 $ 108,698 $ 94,000
Washoe, Nevada 72 $ 8,120,000 $ 112,777 $ 66,000
Ector, Texas 72 $ 7,780,000 $ 108,055 $ 106,000
Weld, Colorado 71 $ 7,965,000 $ 112,183 $ 85,000
Grayson, Texas 71 $ 8,215,000 $ 115,704 $ 74,000
White, Arkansas 70 $ 7,840,000 $ 112,000 $ 55,000
Washington, Oregon 70 $ 8,800,000 $ 125,714 $ 90,000
Bastrop, Texas 70 $ 9,920,000 $ 141,714 $ 86,000
Pierce, Washington 70 $ 9,280,000 $ 132,571 $ 87,000
Pinal, Arizona 68 $ 8,080,000 $ 118,823 $ 81,000
Saline, Arkansas 67 $ 7,525,000 $ 112,313 $ 68,000
Henderson, Texas 66 $ 4,890,000 $ 74,090 $ 89,000
Pima, Arizona 63 $ 6,615,000 $ 105,000 $ 71,000
Brazos, Texas 63 $ 6,245,000 $ 99,126 $ 63,000
El Paso, Colorado 62 $ 6,960,000 $ 112,258 $ 76,000
Knox, Kentucky 62 $ 6,170,000 $ 99,516 $ 51,000
St. Tammany, Louisiana 61 $ 6,545,000 $ 107,295 $ 74,000
Orange, California 60 $ 8,700,000 $ 145,000 $ 105,000
Sussex, Delaware 60 $ 5,920,000 $ 98,666 $ 97,000
Colleton, South Carolina 58 $ 8,280,000 $ 142,758 $ 70,000
Pulaski, Kentucky 57 $ 5,595,000 $ 98,157 $ 63,000
Bowie, Texas 57 $ 5,575,000 $ 97,807 $ 65,000
Davis, Utah 57 $ 4,405,000 $ 77,280 $ 76,000
Livingston, Louisiana 56 $ 6,950,000 $ 124,107 $ 83,000
Spartanburg, South Carolina 56 $ 7,580,000 $ 135,357 $ 61,000
Brazoria, Texas 55 $ 6,735,000 $ 122,454 $ 91,000
Guadalupe, Texas 55 $ 8,465,000 $ 153,909 $ 88,000
Greene, Tennessee 54 $ 7,380,000 $ 136,666 $ 64,000
Lubbock, Texas 54 $ 6,440,000 $ 119,259 $ 66,000
Baldwin, Alabama 53 $ 6,565,000 $ 123,867 $ 70,000
Yavapai, Arizona 53 $ 6,455,000 $ 121,792 $ 83,000
Hillsborough, Florida 53 $ 4,435,000 $ 83,679 $ 73,000
Harrison, Texas 53 $ 5,395,000 $ 101,792 $ 77,000
Weber, Utah 53 $ 4,715,000 $ 88,962 $ 66,000
Thurston, Washington 53 $ 7,075,000 $ 133,490 $ 85,000
Ellis, Texas 52 $ 5,310,000 $ 102,115 $ 89,000
Floyd, Kentucky 51 $ 5,735,000 $ 112,450 $ 62,000
Calcasieu, Louisiana 50 $ 4,370,000 $ 87,400 $ 113,000
Ontario, New York 50 $ 3,390,000 $ 67,800 $ 78,000
Ada, Idaho 49 $ 7,115,000 $ 145,204 $ 76,000
Volusia, Florida 48 $ 4,710,000 $ 98,125 $ 99,000
Lake, Illinois 48 $ 6,000,000 $ 125,000 $ 86,000
Yamhill, Oregon 48 $ 5,270,000 $ 109,791 $ 74,000
Bay, Florida 47 $ 5,995,000 $ 127,553 $ 69,000
St. Landry, Louisiana 47 $ 4,815,000 $ 102,446 $ 65,000
Lehigh, Pennsylvania 47 $ 3,735,000 $ 79,468 $ 60,000
Washington, Arkansas 46 $ 2,440,000 $ 53,043 $ 66,000
Lancaster, Pennsylvania 46 $ 4,060,000 $ 88,260 $ 70,000
Hawkins, Tennessee 46 $ 6,930,000 $ 150,652 $ 68,000
Midland, Texas 46 $ 5,320,000 $ 115,652 $ 103,000
Clark, Washington 46 $ 5,850,000 $ 127,173 $ 76,000
Contra Costa, California 45 $ 6,575,000 $ 146,111 $ 101,000
Jefferson, Colorado 45 $ 5,065,000 $ 112,555 $ 98,000
Niagara, New York 45 $ 4,285,000 $ 95,222 $ 67,000
Creek, Oklahoma 45 $ 5,365,000 $ 119,222 $ 62,000
Beaufort, South Carolina 45 $ 6,055,000 $ 134,555 $ 76,000
Garland, Arkansas 44 $ 4,420,000 $ 100,454 $ 74,000
Sullivan, Tennessee 44 $ 6,910,000 $ 157,045 $ 85,000
Ventura, California 43 $ 7,685,000 $ 178,720 $ 107,000
Comal, Texas 43 $ 6,125,000 $ 142,441 $ 119,000
Smith, Texas 43 $ 4,935,000 $ 114,767 $ 68,000
Spokane, Washington 43 $ 4,145,000 $ 96,395 $ 72,000
Yuma, Arizona 42 $ 3,730,000 $ 88,809 $ 90,000
Clay, Kentucky 42 $ 4,490,000 $ 106,904 $ 61,000
Dona Ana, New Mexico 42 $ 5,100,000 $ 121,428 $ 65,000
Tulsa, Oklahoma 42 $ 4,400,000 $ 104,761 $ 80,000
Linn, Oregon 42 $ 4,450,000 $ 105,952 $ 73,000
Citrus, Florida 41 $ 5,095,000 $ 124,268 $ 74,000
Cook, Illinois 40 $ 2,110,000 $ 52,750 $ 68,000
Terrebonne, Louisiana 40 $ 3,640,000 $ 91,000 $ 54,000
Atascosa, Texas 40 $ 5,060,000 $ 126,500 $ 101,000
Denton, Texas 40 $ 3,710,000 $ 92,750 $ 79,000
Kaufman, Texas 39 $ 2,535,000 $ 65,000 $ 96,000
Van Zandt, Texas 39 $ 4,235,000 $ 108,589 $ 78,000
Hot Spring, Arkansas 38 $ 4,100,000 $ 107,894 $ 67,000
Okmulgee, Oklahoma 38 $ 5,100,000 $ 134,210 $ 77,000
Multnomah, Oregon 38 $ 4,160,000 $ 109,473 $ 80,000
Anderson, Texas 38 $ 4,110,000 $ 108,157 $ 87,000
Medina, Texas 38 $ 4,680,000 $ 123,157 $ 99,000
Pulaski, Arkansas 37 $ 4,315,000 $ 116,621 $ 57,000
Fannin, Texas 37 $ 5,355,000 $ 144,729 $ 181,000
Hays, Texas 37 $ 4,545,000 $ 122,837 $ 93,000
Potter, Texas 37 $ 4,275,000 $ 115,540 $ 77,000
Angelina, Texas 36 $ 3,870,000 $ 107,500 $ 82,000
Alameda, California 35 $ 6,045,000 $ 172,714 $ 124,000
Larimer, Colorado 35 $ 3,905,000 $ 111,571 $ 67,000
Pasco, Florida 35 $ 2,635,000 $ 75,285 $ 70,000
St. Helena, Louisiana 35 $ 3,005,000 $ 85,857 $ 56,000
Wilson, Texas 35 $ 4,845,000 $ 138,428 $ 84,000
Kanawha, West Virginia 35 $ 3,925,000 $ 112,142 $ 59,000
Limestone, Alabama 34 $ 2,760,000 $ 81,176 $ 56,000
Jackson, Kentucky 34 $ 3,650,000 $ 107,352 $ 61,000
Wagoner, Oklahoma 34 $ 3,340,000 $ 98,235 $ 61,000
Northampton, Pennsylvania 34 $ 3,230,000 $ 95,000 $ 72,000
Washington, Tennessee 34 $ 5,740,000 $ 168,823 $ 74,000
Burleson, Texas 34 $ 4,030,000 $ 118,529 $ 90,000
Randall, Texas 34 $ 4,100,000 $ 120,588 $ 74,000
Orleans, Louisiana 33 $ 4,045,000 $ 122,575 $ 87,000
Rogers, Oklahoma 33 $ 4,125,000 $ 125,000 $ 72,000
Bell, Texas 33 $ 3,255,000 $ 98,636 $ 81,000
Cass, Texas 33 $ 3,105,000 $ 94,090 $ 72,000
Victoria, Texas 33 $ 3,705,000 $ 112,272 $ 74,000
Stanislaus, California 32 $ 3,360,000 $ 105,000 $ 72,000
Murray, Georgia 32 $ 5,250,000 $ 164,062 $ 61,000
Rapides, Louisiana 32 $ 3,340,000 $ 104,375 $ 66,000
San Juan, New Mexico 32 $ 3,980,000 $ 124,375 $ 64,000
Lawrence, Ohio 32 $ 3,800,000 $ 118,750 $ 76,000
Scioto, Ohio 32 $ 3,340,000 $ 104,375 $ 67,000
Berks, Pennsylvania 32 $ 2,960,000 $ 92,500 $ 80,000
Chester, Pennsylvania 32 $ 3,420,000 $ 106,875 $ 74,000
Washington, Texas 32 $ 4,350,000 $ 135,937 $ 75,000
Williamson, Texas 32 $ 3,830,000 $ 119,687 $ 106,000
Broward, Florida 31 $ 3,255,000 $ 105,000 $ 95,000
Marion, Florida 31 $ 2,495,000 $ 80,483 $ 86,000
St. Martin, Louisiana 31 $ 3,205,000 $ 103,387 $ 58,000
Bernalillo, New Mexico 31 $ 2,705,000 $ 87,258 $ 96,000
Roane, Tennessee 31 $ 4,235,000 $ 136,612 $ 79,000
Dallas, Texas 31 $ 3,905,000 $ 125,967 $ 129,000
Benton, Washington 31 $ 3,305,000 $ 106,612 $ 73,000
Wood, West Virginia 31 $ 3,745,000 $ 120,806 $ 63,000
Faulkner, Arkansas 30 $ 3,380,000 $ 112,666 $ 60,000
Fresno, California 30 $ 2,220,000 $ 74,000 $ 61,000
Brevard, Florida 30 $ 3,180,000 $ 106,000 $ 73,000
Harlan, Kentucky 30 $ 3,400,000 $ 113,333 $ 60,000
Eddy, New Mexico 30 $ 4,050,000 $ 135,000 $ 91,000
Hampton, South Carolina 30 $ 2,980,000 $ 99,333 $ 53,000
Caldwell, Texas 30 $ 4,900,000 $ 163,333 $ 90,000
Lonoke, Arkansas 29 $ 3,765,000 $ 129,827 $ 64,000
San Joaquin, California 29 $ 2,885,000 $ 99,482 $ 78,000
Letcher, Kentucky 29 $ 3,035,000 $ 104,655 $ 65,000
Livingston, Michigan 29 $ 2,045,000 $ 70,517 $ 74,000
Monroe, New York 29 $ 2,315,000 $ 79,827 $ 55,000
Jackson, Oregon 29 $ 3,585,000 $ 123,620 $ 67,000
Parker, Texas 29 $ 3,075,000 $ 106,034 $ 75,000
Grant, Washington 29 $ 3,895,000 $ 134,310 $ 74,000
Kern, California 28 $ 2,660,000 $ 95,000 $ 73,000
Bell, Kentucky 28 $ 2,990,000 $ 106,785 $ 47,000
Madison, Kentucky 28 $ 2,500,000 $ 89,285 $ 65,000
Washington, Louisiana 28 $ 3,160,000 $ 112,857 $ 64,000
Lewis, Washington 28 $ 3,410,000 $ 121,785 $ 70,000
Lee, Alabama 27 $ 2,695,000 $ 99,814 $ 83,000
Lebanon, Pennsylvania 27 $ 2,765,000 $ 102,407 $ 55,000
Hardin, Texas 27 $ 2,265,000 $ 83,888 $ 71,000
Wayne, West Virginia 27 $ 3,325,000 $ 123,148 $ 66,000
Eau Claire, Wisconsin 27 $ 1,825,000 $ 67,592 $ 61,000
Carter, Kentucky 26 $ 2,890,000 $ 111,153 $ 64,000
Jackson, Mississippi 26 $ 2,990,000 $ 115,000 $ 101,000
Erie, Pennsylvania 26 $ 1,650,000 $ 63,461 $ 52,000
Campbell, Tennessee 26 $ 2,860,000 $ 110,000 $ 59,000
Claiborne, Tennessee 26 $ 2,580,000 $ 99,230 $ 71,000
Galveston, Texas 26 $ 2,510,000 $ 96,538 $ 80,000
Lee, Texas 26 $ 4,000,000 $ 153,846 $ 122,000
Skagit, Washington 26 $ 3,860,000 $ 148,461 $ 92,000
Whatcom, Washington 26 $ 4,020,000 $ 154,615 $ 79,000
Kenosha, Wisconsin 26 $ 1,980,000 $ 76,153 $ 100,000
Cleburne, Arkansas 25 $ 2,775,000 $ 111,000 $ 64,000
Solano, California 25 $ 4,335,000 $ 173,400 $ 88,000
Kent, Delaware 25 $ 2,205,000 $ 88,200 $ 65,000
New Castle, Delaware 25 $ 1,665,000 $ 66,600 $ 65,000
Knott, Kentucky 25 $ 2,675,000 $ 107,000 $ 62,000
Ascension, Louisiana 25 $ 2,855,000 $ 114,200 $ 74,000
Harrison, Mississippi 25 $ 2,325,000 $ 93,000 $ 81,000
McKinley, New Mexico 25 $ 2,755,000 $ 110,200 $ 55,000
Cherokee, Oklahoma 25 $ 2,955,000 $ 118,200 $ 67,000
Delaware, Oklahoma 25 $ 3,155,000 $ 126,200 $ 134,000
Mayes, Oklahoma 25 $ 2,965,000 $ 118,600 $ 63,000
Osage, Oklahoma 25 $ 2,805,000 $ 112,200 $ 77,000
Montgomery, Pennsylvania 25 $ 3,335,000 $ 133,400 $ 91,000
Nueces, Texas 25 $ 2,275,000 $ 91,000 $ 68,000
Robertson, Texas 25 $ 3,055,000 $ 122,200 $ 91,000
Monongalia, West Virginia 25 $ 1,765,000 $ 70,600 $ 59,000
Putnam, West Virginia 25 $ 3,365,000 $ 134,600 $ 75,000
Placer, California 24 $ 2,110,000 $ 87,916 $ 75,000
Santa Barbara, California 24 $ 3,810,000 $ 158,750 $ 88,000
Sarasota, Florida 24 $ 3,090,000 $ 128,750 $ 81,000
Pearl River, Mississippi 24 $ 2,850,000 $ 118,750 $ 59,000
Oneida, New York 24 $ 2,710,000 $ 112,916 $ 79,000
Wayne, New York 24 $ 1,210,000 $ 50,416 $ 59,000
Cherokee, Texas 24 $ 3,240,000 $ 135,000 $ 84,000
Kerr, Texas 24 $ 2,530,000 $ 105,416 $ 79,000
Waller, Texas 24 $ 2,930,000 $ 122,083 $ 93,000
Coconino, Arizona 23 $ 2,945,000 $ 128,043 $ 82,000
Navajo, Arizona 23 $ 3,725,000 $ 161,956 $ 75,000
Greene, Arkansas 23 $ 2,125,000 $ 92,391 $ 63,000
Napa, California 23 $ 3,505,000 $ 152,391 $ 121,000
Lawrence, Kentucky 23 $ 3,055,000 $ 132,826 $ 86,000
Perry, Kentucky 23 $ 2,095,000 $ 91,086 $ 61,000
Rankin, Mississippi 23 $ 1,995,000 $ 86,739 $ 68,000
Cabarrus, North Carolina 23 $ 2,205,000 $ 95,869 $ 72,000
Fort Bend, Texas 23 $ 2,835,000 $ 123,260 $ 128,000
Logan, West Virginia 23 $ 2,615,000 $ 113,695 $ 73,000
Charlotte, Florida 22 $ 2,610,000 $ 118,636 $ 67,000
Manatee, Florida 22 $ 3,010,000 $ 136,818 $ 109,000
Seminole, Florida 22 $ 2,480,000 $ 112,727 $ 81,000
Thomas, Georgia 22 $ 2,660,000 $ 120,909 $ 58,000
Polk, Iowa 22 $ 1,180,000 $ 53,636 $ 63,000
Grayson, Kentucky 22 $ 2,560,000 $ 116,363 $ 86,000
Hardin, Kentucky 22 $ 2,380,000 $ 108,181 $ 64,000
Leslie, Kentucky 22 $ 2,360,000 $ 107,272 $ 70,000
Lincoln, Kentucky 22 $ 2,440,000 $ 110,909 $ 52,000
Beauregard, Louisiana 22 $ 2,910,000 $ 132,272 $ 90,000
St. James, Louisiana 22 $ 2,170,000 $ 98,636 $ 58,000
St. John the Baptist, Louisiana 22 $ 2,070,000 $ 94,090 $ 66,000
Oakland, Michigan 22 $ 2,200,000 $ 100,000 $ 78,000
Johnston, North Carolina 22 $ 2,220,000 $ 100,909 $ 46,000
Dauphin, Pennsylvania 22 $ 1,820,000 $ 82,727 $ 54,000
Dorchester, South Carolina 22 $ 2,850,000 $ 129,545 $ 77,000
Lexington, South Carolina 22 $ 2,900,000 $ 131,818 $ 65,000
Panola, Texas 22 $ 2,180,000 $ 99,090 $ 62,000
Madison, Alabama 21 $ 2,025,000 $ 96,428 $ 68,000
Tallapoosa, Alabama 21 $ 1,975,000 $ 94,047 $ 52,000
Mohave, Arizona 21 $ 2,585,000 $ 123,095 $ 111,000
Miller, Arkansas 21 $ 1,835,000 $ 87,380 $ 66,000
El Dorado, California 21 $ 2,365,000 $ 112,619 $ 83,000
Monterey, California 21 $ 2,495,000 $ 118,809 $ 84,000
Sonoma, California 21 $ 3,685,000 $ 175,476 $ 107,000
Arapahoe, Colorado 21 $ 2,245,000 $ 106,904 $ 69,000
Kootenai, Idaho 21 $ 2,495,000 $ 118,809 $ 63,000
St. Bernard, Louisiana 21 $ 2,735,000 $ 130,238 $ 85,000
Albany, New York 21 $ 2,285,000 $ 108,809 $ 68,000
Dutchess, New York 21 $ 3,235,000 $ 154,047 $ 86,000
Gallia, Ohio 21 $ 2,475,000 $ 117,857 $ 66,000
Curry, Oregon 21 $ 2,955,000 $ 140,714 $ 130,000
Douglas, Oregon 21 $ 2,175,000 $ 103,571 $ 67,000
Georgetown, South Carolina 21 $ 1,665,000 $ 79,285 $ 56,000
Jasper, South Carolina 21 $ 3,135,000 $ 149,285 $ 58,000
Aransas, Texas 21 $ 2,005,000 $ 95,476 $ 82,000
Polk, Texas 21 $ 1,825,000 $ 86,904 $ 82,000
Grand, Utah 21 $ 1,535,000 $ 73,095 $ 64,000
Kitsap, Washington 21 $ 2,715,000 $ 129,285 $ 83,000
Grand, Colorado 20 $ 2,840,000 $ 142,000 $ 104,000
Lake, Florida 20 $ 1,420,000 $ 71,000 $ 59,000
Palm Beach, Florida 20 $ 2,320,000 $ 116,000 $ 87,000
Mitchell, Georgia 20 $ 2,570,000 $ 128,500 $ 71,000
Whitfield, Georgia 20 $ 3,220,000 $ 161,000 $ 55,000
McCracken, Kentucky 20 $ 1,400,000 $ 70,000 $ 65,000
Cayuga, New York 20 $ 1,400,000 $ 70,000 $ 57,000
Onondaga, New York 20 $ 1,370,000 $ 68,500 $ 57,000
Franklin, Ohio 20 $ 1,520,000 $ 76,000 $ 67,000
McCurtain, Oklahoma 20 $ 2,490,000 $ 124,500 $ 90,000
Deschutes, Oregon 20 $ 2,560,000 $ 128,000 $ 69,000
York, Pennsylvania 20 $ 1,390,000 $ 69,500 $ 60,000
El Paso, Texas 20 $ 2,200,000 $ 110,000 $ 77,000
Gillespie, Texas 20 $ 3,210,000 $ 160,500 $ 164,000
Grimes, Texas 20 $ 2,400,000 $ 120,000 $ 87,000
Houston, Texas 20 $ 2,490,000 $ 124,500 $ 121,000
Milam, Texas 20 $ 2,040,000 $ 102,000 $ 68,000
Frederick, Virginia 20 $ 2,290,000 $ 114,500 $ 65,000
Cabell, West Virginia 20 $ 2,090,000 $ 104,500 $ 68,000
Mobile, Alabama 19 $ 2,115,000 $ 111,315 $ 57,000
Craighead, Arkansas 19 $ 2,095,000 $ 110,263 $ 52,000
Leon, Florida 19 $ 1,825,000 $ 96,052 $ 48,000
St. Charles, Louisiana 19 $ 2,105,000 $ 110,789 $ 132,000
Douglas, Nebraska 19 $ 1,165,000 $ 61,315 $ 46,000
Lincoln, Oklahoma 19 $ 1,995,000 $ 105,000 $ 82,000
Cherokee, South Carolina 19 $ 2,545,000 $ 133,947 $ 69,000
Anderson, Tennessee 19 $ 2,055,000 $ 108,157 $ 65,000
Marion, Texas 19 $ 2,205,000 $ 116,052 $ 70,000
Rusk, Texas 19 $ 2,045,000 $ 107,631 $ 93,000
Mason, West Virginia 19 $ 2,295,000 $ 120,789 $ 65,000
Grant, Arkansas 18 $ 1,890,000 $ 105,000 $ 64,000
Alachua, Florida 18 $ 2,400,000 $ 133,333 $ 83,000
Columbia, Florida 18 $ 2,600,000 $ 144,444 $ 83,000
Indian River, Florida 18 $ 1,460,000 $ 81,111 $ 62,000
Colquitt, Georgia 18 $ 2,570,000 $ 142,777 $ 83,000
Canyon, Idaho 18 $ 2,090,000 $ 116,111 $ 58,000
Johnson, Kentucky 18 $ 1,890,000 $ 105,000 $ 86,000
Lafourche, Louisiana 18 $ 1,380,000 $ 76,666 $ 69,000
Oswego, New York 18 $ 1,380,000 $ 76,666 $ 65,000
Muskogee, Oklahoma 18 $ 2,330,000 $ 129,444 $ 83,000
Nacogdoches, Texas 18 $ 1,780,000 $ 98,888 $ 81,000
Tyler, Texas 18 $ 1,700,000 $ 94,444 $ 96,000
Butte, California 17 $ 1,685,000 $ 99,117 $ 71,000
Tulare, California 17 $ 1,745,000 $ 102,647 $ 111,000
Escambia, Florida 17 $ 1,325,000 $ 77,941 $ 76,000
Walton, Florida 17 $ 1,605,000 $ 94,411 $ 98,000
Gordon, Georgia 17 $ 2,715,000 $ 159,705 $ 69,000
Lowndes, Georgia 17 $ 2,075,000 $ 122,058 $ 69,000
Grant, Kentucky 17 $ 2,375,000 $ 139,705 $ 76,000
McCreary, Kentucky 17 $ 1,855,000 $ 109,117 $ 66,000
Powell, Kentucky 17 $ 1,645,000 $ 96,764 $ 63,000
Anne Arundel, Maryland 17 $ 2,145,000 $ 126,176 $ 75,000
San Miguel, New Mexico 17 $ 2,755,000 $ 162,058 $ 84,000
Orange, New York 17 $ 1,765,000 $ 103,823 $ 72,000
Wake, North Carolina 17 $ 2,185,000 $ 128,529 $ 72,000
Allen, Ohio 17 $ 625,000 $ 36,764 $ 51,000
Bryan, Oklahoma 17 $ 1,595,000 $ 93,823 $ 60,000
Cleveland, Oklahoma 17 $ 1,705,000 $ 100,294 $ 68,000
Grady, Oklahoma 17 $ 2,015,000 $ 118,529 $ 79,000
Logan, Oklahoma 17 $ 2,155,000 $ 126,764 $ 61,000
Pottawatomie, Oklahoma 17 $ 1,905,000 $ 112,058 $ 89,000
Coos, Oregon 17 $ 1,515,000 $ 89,117 $ 92,000
Scott, Tennessee 17 $ 2,425,000 $ 142,647 $ 59,000
Sevier, Tennessee 17 $ 2,335,000 $ 137,352 $ 72,000
Austin, Texas 17 $ 2,425,000 $ 142,647 $ 108,000
Collin, Texas 17 $ 2,085,000 $ 122,647 $ 78,000
Jasper, Texas 17 $ 1,565,000 $ 92,058 $ 77,000
Webb, Texas 17 $ 1,545,000 $ 90,882 $ 83,000
Utah, Utah 17 $ 1,685,000 $ 99,117 $ 60,000
Mingo, West Virginia 17 $ 1,985,000 $ 116,764 $ 69,000
Coffee, Alabama 16 $ 2,010,000 $ 125,625 $ 94,000
Geneva, Alabama 16 $ 1,680,000 $ 105,000 $ 59,000
Cross, Arkansas 16 $ 1,690,000 $ 105,625 $ 56,000
Independence, Arkansas 16 $ 1,950,000 $ 121,875 $ 90,000
Shasta, California 16 $ 1,330,000 $ 83,125 $ 64,000
Mesa, Colorado 16 $ 1,100,000 $ 68,750 $ 68,000
Liberty, Georgia 16 $ 2,080,000 $ 130,000 $ 74,000
Marshall, Kentucky 16 $ 1,770,000 $ 110,625 $ 68,000
Martin, Kentucky 16 $ 2,070,000 $ 129,375 $ 49,000
Allen, Louisiana 16 $ 2,020,000 $ 126,250 $ 88,000
Assumption, Louisiana 16 $ 1,310,000 $ 81,875 $ 61,000
Pike, Mississippi 16 $ 1,450,000 $ 90,625 $ 70,000
Lea, New Mexico 16 $ 2,320,000 $ 145,000 $ 79,000
Rockland, New York 16 $ 1,470,000 $ 91,875 $ 80,000
Suffolk, New York 16 $ 2,650,000 $ 165,625 $ 88,000
Ulster, New York 16 $ 2,000,000 $ 125,000 $ 76,000
Henderson, North Carolina 16 $ 2,080,000 $ 130,000 $ 62,000
McClain, Oklahoma 16 $ 2,010,000 $ 125,625 $ 77,000
Oklahoma, Oklahoma 16 $ 2,240,000 $ 140,000 $ 147,000
Richland, South Carolina 16 $ 2,450,000 $ 153,125 $ 70,000
Hamilton, Tennessee 16 $ 2,250,000 $ 140,625 $ 80,000
Chambers, Texas 16 $ 1,870,000 $ 116,875 $ 96,000
Upshur, Texas 16 $ 1,580,000 $ 98,750 $ 67,000
Jackson, Arkansas 15 $ 1,745,000 $ 116,333 $ 58,000
Jefferson, Arkansas 15 $ 2,115,000 $ 141,000 $ 85,000
San Luis Obispo, California 15 $ 3,125,000 $ 208,333 $ 101,000
San Mateo, California 15 $ 3,915,000 $ 261,000 $ 156,000
Santa Cruz, California 15 $ 4,045,000 $ 269,666 $ 135,000
Duval, Florida 15 $ 775,000 $ 51,666 $ 54,000
Miami-Dade, Florida 15 $ 2,085,000 $ 139,000 $ 76,000
Breckinridge, Kentucky 15 $ 1,795,000 $ 119,666 $ 84,000
Bullitt, Kentucky 15 $ 1,475,000 $ 98,333 $ 54,000
Hopkins, Kentucky 15 $ 1,955,000 $ 130,333 $ 89,000
Magoffin, Kentucky 15 $ 1,725,000 $ 115,000 $ 82,000
Russell, Kentucky 15 $ 1,425,000 $ 95,000 $ 32,000
Iberia, Louisiana 15 $ 1,255,000 $ 83,666 $ 61,000
Natchitoches, Louisiana 15 $ 1,405,000 $ 93,666 $ 57,000
Ouachita, Louisiana 15 $ 1,765,000 $ 117,666 $ 166,000
Hinds, Mississippi 15 $ 1,645,000 $ 109,666 $ 99,000
Jackson, Ohio 15 $ 1,975,000 $ 131,666 $ 71,000
Lorain, Ohio 15 $ 1,235,000 $ 82,333 $ 53,000
Muskingum, Ohio 15 $ 1,855,000 $ 123,666 $ 66,000
Klamath, Oregon 15 $ 1,925,000 $ 128,333 $ 83,000
Carbon, Pennsylvania 15 $ 1,365,000 $ 91,000 $ 68,000
Cumberland, Pennsylvania 15 $ 1,375,000 $ 91,666 $ 69,000
Monroe, Pennsylvania 15 $ 1,595,000 $ 106,333 $ 81,000
Orangeburg, South Carolina 15 $ 1,695,000 $ 113,000 $ 72,000
Grainger, Tennessee 15 $ 2,055,000 $ 137,000 $ 57,000
Knox, Tennessee 15 $ 1,885,000 $ 125,666 $ 84,000
Bee, Texas 15 $ 1,925,000 $ 128,333 $ 125,000
Jefferson, Texas 15 $ 1,535,000 $ 102,333 $ 67,000
Orange, Texas 15 $ 1,465,000 $ 97,666 $ 75,000
San Patricio, Texas 15 $ 1,555,000 $ 103,666 $ 71,000
Shelby, Texas 15 $ 1,355,000 $ 90,333 $ 78,000
Wood, Texas 15 $ 1,575,000 $ 105,000 $ 64,000
Yakima, Washington 15 $ 1,295,000 $ 86,333 $ 87,000
Houston, Alabama 14 $ 1,700,000 $ 121,428 $ 56,000
Apache, Arizona 14 $ 1,820,000 $ 130,000 $ 58,000
Clark, Arkansas 14 $ 1,280,000 $ 91,428 $ 51,000
Columbia, Arkansas 14 $ 1,530,000 $ 109,285 $ 75,000
Hempstead, Arkansas 14 $ 1,200,000 $ 85,714 $ 62,000
Lawrence, Arkansas 14 $ 1,500,000 $ 107,142 $ 46,000
Mississippi, Arkansas 14 $ 1,480,000 $ 105,714 $ 139,000
Poinsett, Arkansas 14 $ 1,460,000 $ 104,285 $ 86,000
Hernando, Florida 14 $ 1,460,000 $ 104,285 $ 65,000
Santa Rosa, Florida 14 $ 1,350,000 $ 96,428 $ 91,000
Champaign, Illinois 14 $ 490,000 $ 35,000 $ 49,000
Gibson, Indiana 14 $ 2,290,000 $ 163,571 $ 76,000
Lee, Kentucky 14 $ 1,100,000 $ 78,571 $ 59,000
Ohio, Kentucky 14 $ 2,130,000 $ 152,142 $ 77,000
Pendleton, Kentucky 14 $ 1,920,000 $ 137,142 $ 111,000
Rockcastle, Kentucky 14 $ 1,590,000 $ 113,571 $ 58,000
Acadia, Louisiana 14 $ 1,570,000 $ 112,142 $ 58,000
Richland, Louisiana 14 $ 1,300,000 $ 92,857 $ 58,000
Vermilion, Louisiana 14 $ 1,370,000 $ 97,857 $ 62,000
Lamar, Mississippi 14 $ 1,440,000 $ 102,857 $ 68,000
Simpson, Mississippi 14 $ 1,350,000 $ 96,428 $ 84,000
Laclede, Missouri 14 $ 1,980,000 $ 141,428 $ 77,000
Erie, New York 14 $ 1,150,000 $ 82,142 $ 59,000
Meigs, Ohio 14 $ 1,570,000 $ 112,142 $ 53,000
Benton, Oregon 14 $ 1,680,000 $ 120,000 $ 69,000
Blount, Tennessee 14 $ 1,760,000 $ 125,714 $ 50,000
Carter, Tennessee 14 $ 1,750,000 $ 125,000 $ 66,000
Cocke, Tennessee 14 $ 2,450,000 $ 175,000 $ 76,000
Lauderdale, Tennessee 14 $ 2,150,000 $ 153,571 $ 69,000
Leon, Texas 14 $ 1,600,000 $ 114,285 $ 127,000
Madison, Texas 14 $ 1,640,000 $ 117,142 $ 70,000
Tom Green, Texas 14 $ 1,540,000 $ 110,000 $ 98,000
Walker, Texas 14 $ 1,730,000 $ 123,571 $ 91,000
Lee, Virginia 14 $ 1,620,000 $ 115,714 $ 59,000
Talladega, Alabama 13 $ 1,405,000 $ 108,076 $ 67,000
Pope, Arkansas 13 $ 1,525,000 $ 117,307 $ 78,000
Sharp, Arkansas 13 $ 1,335,000 $ 102,692 $ 59,000
Tuolumne, California 13 $ 1,635,000 $ 125,769 $ 84,000
Suwannee, Florida 13 $ 1,755,000 $ 135,000 $ 78,000
Brooks, Georgia 13 $ 1,705,000 $ 131,153 $ 83,000
Vanderburgh, Indiana 13 $ 1,875,000 $ 144,230 $ 61,000
Clark, Kentucky 13 $ 1,725,000 $ 132,692 $ 62,000
Jefferson Davis, Louisiana 13 $ 1,565,000 $ 120,384 $ 78,000
Broome, New York 13 $ 1,185,000 $ 91,153 $ 64,000
Lake, Ohio 13 $ 1,335,000 $ 102,692 $ 55,000
Washington, Ohio 13 $ 1,335,000 $ 102,692 $ 51,000
Canadian, Oklahoma 13 $ 1,365,000 $ 105,000 $ 121,000
Craig, Oklahoma 13 $ 1,685,000 $ 129,615 $ 85,000
Marion, Tennessee 13 $ 1,575,000 $ 121,153 $ 58,000
Morgan, Tennessee 13 $ 1,035,000 $ 79,615 $ 70,000
Fayette, Texas 13 $ 2,105,000 $ 161,923 $ 95,000
McLennan, Texas 13 $ 1,455,000 $ 111,923 $ 58,000
Pecos, Texas 13 $ 1,775,000 $ 136,538 $ 109,000
Scott, Virginia 13 $ 1,525,000 $ 117,307 $ 57,000
Henry, Alabama 12 $ 1,310,000 $ 109,166 $ 79,000
Lauderdale, Alabama 12 $ 920,000 $ 76,666 $ 62,000
Randolph, Arkansas 12 $ 1,140,000 $ 95,000 $ 70,000
Amador, California 12 $ 1,050,000 $ 87,500 $ 85,000
Nevada, California 12 $ 1,370,000 $ 114,166 $ 90,000
Broomfield, Colorado 12 $ 1,490,000 $ 124,166 $ 60,000
La Plata, Colorado 12 $ 1,130,000 $ 94,166 $ 86,000
St. Lucie, Florida 12 $ 840,000 $ 70,000 $ 72,000
Gilmer, Georgia 12 $ 1,880,000 $ 156,666 $ 63,000
Grady, Georgia 12 $ 1,680,000 $ 140,000 $ 94,000
Warrick, Indiana 12 $ 2,170,000 $ 180,833 $ 66,000
Linn, Iowa 12 $ 770,000 $ 64,166 $ 67,000
Graves, Kentucky 12 $ 1,310,000 $ 109,166 $ 63,000
Greenup, Kentucky 12 $ 1,450,000 $ 120,833 $ 63,000
East Baton Rouge, Louisiana 12 $ 1,240,000 $ 103,333 $ 69,000
Plaquemines, Louisiana 12 $ 1,820,000 $ 151,666 $ 101,000
Sabine, Louisiana 12 $ 1,560,000 $ 130,000 $ 100,000
St. Mary, Louisiana 12 $ 1,190,000 $ 99,166 $ 70,000
Marion, Mississippi 12 $ 1,110,000 $ 92,500 $ 56,000
Fulton, New York 12 $ 1,160,000 $ 96,666 $ 86,000
Tompkins, New York 12 $ 1,010,000 $ 84,166 $ 64,000
Athens, Ohio 12 $ 1,900,000 $ 158,333 $ 71,000
Licking, Ohio 12 $ 1,200,000 $ 100,000 $ 49,000
McIntosh, Oklahoma 12 $ 1,320,000 $ 110,000 $ 60,000
Payne, Oklahoma 12 $ 1,350,000 $ 112,500 $ 71,000
Washington, Oklahoma 12 $ 1,540,000 $ 128,333 $ 104,000
Lincoln, Oregon 12 $ 2,070,000 $ 172,500 $ 149,000
Polk, Oregon 12 $ 1,770,000 $ 147,500 $ 93,000
Union, South Carolina 12 $ 1,590,000 $ 132,500 $ 44,000
Jefferson, Tennessee 12 $ 1,660,000 $ 138,333 $ 61,000
Bandera, Texas 12 $ 1,720,000 $ 143,333 $ 81,000
Gaines, Texas 12 $ 1,550,000 $ 129,166 $ 70,000
Hidalgo, Texas 12 $ 680,000 $ 56,666 $ 83,000
Hill, Texas 12 $ 1,460,000 $ 121,666 $ 81,000
Jackson, Texas 12 $ 1,050,000 $ 87,500 $ 187,000
Lavaca, Texas 12 $ 1,790,000 $ 149,166 $ 104,000
Ward, Texas 12 $ 1,340,000 $ 111,666 $ 77,000
Stevens, Washington 12 $ 1,450,000 $ 120,833 $ 60,000
Boone, West Virginia 12 $ 1,420,000 $ 118,333 $ 67,000
Lincoln, West Virginia 12 $ 1,390,000 $ 115,833 $ 74,000
Chambers, Alabama 11 $ 1,085,000 $ 98,636 $ 49,000
Dale, Alabama 11 $ 1,475,000 $ 134,090 $ 81,000
Pike, Alabama 11 $ 1,085,000 $ 98,636 $ 57,000
Crittenden, Arkansas 11 $ 1,065,000 $ 96,818 $ 79,000
Howard, Arkansas 11 $ 1,175,000 $ 106,818 $ 48,000
Van Buren, Arkansas 11 $ 1,505,000 $ 136,818 $ 85,000
Merced, California 11 $ 1,295,000 $ 117,727 $ 60,000
Collier, Florida 11 $ 1,855,000 $ 168,636 $ 134,000
Jackson, Florida 11 $ 1,325,000 $ 120,454 $ 56,000
Mercer, Kentucky 11 $ 1,385,000 $ 125,909 $ 66,000
Muhlenberg, Kentucky 11 $ 1,135,000 $ 103,181 $ 67,000
Nelson, Kentucky 11 $ 1,325,000 $ 120,454 $ 81,000
Lincoln, Mississippi 11 $ 1,015,000 $ 92,272 $ 69,000
Chaves, New Mexico 11 $ 1,775,000 $ 161,363 $ 71,000
Otero, New Mexico 11 $ 1,295,000 $ 117,727 $ 60,000
Chenango, New York 11 $ 1,385,000 $ 125,909 $ 86,000
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Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 24,415 $2,771,915,000 $113,000 $1,055,000 $75,000 $4,481,000
Other Purpose 1,078 $157,640,000 $146,000 $625,000 $76,000 $528,000
Home Improvement 199 $13,585,000 $68,000 $575,000 $108,000 $627,000
Refinancing 189 $16,725,000 $88,000 $515,000 $85,000 $960,000
Cash-out Refinancing 158 $17,250,000 $109,000 $995,000 $83,000 $815,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,075 $1,832,355,000 $113,000 $1,055,000 $76,000 $4,481,000
Hispanic 4,681 $536,635,000 $114,000 $575,000 $77,000 $1,087,000
Black or African American 2,525 $277,975,000 $110,000 $575,000 $64,000 $1,299,000
Not Provided 1,842 $217,180,000 $117,000 $935,000 $85,000 $3,840,000
American Indian or Alaskan Native 553 $64,655,000 $116,000 $425,000 $69,000 $449,000
Asian 315 $42,555,000 $135,000 $495,000 $107,000 $1,440,000
Native Hawaiian or Other Pacific Islander 35 $3,505,000 $100,000 $235,000 $67,000 $157,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 26,039 $2,977,115,000 $114,000 $1,055,000 $76,000 $4,481,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 19,857 $2,268,015,000 $114,000 $995,000 $70,000 $4,481,000
Application Approved But Not Accepted 3,022 $353,360,000 $116,000 $625,000 $90,000 $1,042,000
Loan Originated 2,833 $315,215,000 $111,000 $1,055,000 $94,000 $1,344,000
Application Withdrawn By Applicant 298 $37,680,000 $126,000 $575,000 $120,000 $2,456,000
File Closed For Incompleteness 29 $2,845,000 $98,000 $625,000 $106,000 $627,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 13,811 $1,504,535,000 $108,000 $575,000 $70,000 $4,481,000
Not applicable 6,182 $709,100,000 $114,000 $1,055,000 $93,000 $2,456,000
Debt-To-Income Ratio 4,124 $541,360,000 $131,000 $575,000 $58,000 $674,000
Other 736 $82,500,000 $112,000 $675,000 $112,000 $1,440,000
Insufficient Cash (Downpayment, Closing Cost) 456 $56,040,000 $122,000 $265,000 $97,000 $460,000
Credit Application Incomplete 397 $47,595,000 $119,000 $995,000 $87,000 $504,000
Employment History 143 $16,055,000 $112,000 $445,000 $88,000 $514,000
Unverifiable Information 101 $11,785,000 $116,000 $305,000 $93,000 $600,000
Collateral 89 $8,145,000 $91,000 $385,000 $96,000 $627,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Human Federal Credit Un's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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