Credit Human Federal Credit Un Mortgage Lending & HMDA Data, 2013
In 2013, Credit Human Federal Credit Un of San Antonio, TX reported 12,618 mortgage applications totaling $800.3 million, up 5% from 2012. The average application was for $63,423, and applicants reported an average income of $58,164. 26% of its applications resulted in an originated loan and 47% were denied. Its largest markets were San Antonio-New Braunfels, TX (790), San Jose-Sunnyvale-Santa Clara, CA (418) and Los Angeles-Long Beach-Glendale, CA (383) (applications in parentheses).
| Mortgage Company & Address | Credit Human Federal Credit Un 6061 Ih 10 West San Antonio, TX 78215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,618 |
| Total Mortgage Loan Application Amount | $800,278,000 |
| Average Mortgage Loan Application Amount | $63,423 |
| Highest Mortgage Loan Application Amount | $436,000 |
| Average Applicant Income | $58,164 |
| Highest Applicant Income | $1,650,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Human Federal Credit Un filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Antonio-New Braunfels, TX | 790 | $ 58,104,000 | $ 73,549 | $ 66,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 418 | $ 38,590,000 | $ 92,320 | $ 85,000 |
| Los Angeles-Long Beach-Glendale, CA | 383 | $ 27,437,000 | $ 71,637 | $ 71,000 |
| San Diego-Carlsbad-San Marcos, CA | 361 | $ 23,890,000 | $ 66,177 | $ 64,000 |
| Santa Ana-Anaheim-Irvine, CA | 282 | $ 20,023,000 | $ 71,003 | $ 76,000 |
| Phoenix-Mesa-Glendale, AZ | 234 | $ 11,882,000 | $ 50,777 | $ 64,000 |
| Oakland-Fremont-Hayward, CA | 227 | $ 16,272,000 | $ 71,682 | $ 69,000 |
| Riverside-San Bernardino-Ontario, CA | 218 | $ 10,470,000 | $ 48,027 | $ 64,000 |
| Santa Rosa-Petaluma, CA | 193 | $ 11,517,000 | $ 59,673 | $ 63,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 189 | $ 9,425,000 | $ 49,867 | $ 55,714 |
| Houston-Sugar Land-Baytown, TX | 187 | $ 14,966,000 | $ 80,032 | $ 79,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 135 | $ 9,848,000 | $ 72,948 | $ 62,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 130 | $ 5,941,000 | $ 45,700 | $ 59,000 |
| Rochester, NY | 125 | $ 6,657,000 | $ 53,256 | $ 46,000 |
| Seattle-Bellevue-Everett, WA | 118 | $ 6,162,000 | $ 52,220 | $ 60,000 |
| Napa, CA | 115 | $ 7,844,000 | $ 68,208 | $ 82,000 |
| Albany-Schenectady-Troy, NY | 110 | $ 5,925,000 | $ 53,863 | $ 45,000 |
| Orlando-Kissimmee-Sanford, FL | 107 | $ 3,975,000 | $ 37,149 | $ 52,000 |
| Baltimore-Towson, MD | 96 | $ 5,406,000 | $ 56,312 | $ 60,000 |
| Salem, OR | 73 | $ 3,131,000 | $ 42,890 | $ 53,000 |
| San Francisco-San Mateo-Redwood City, CA | 72 | $ 6,498,000 | $ 90,250 | $ 85,000 |
| Utica-Rome, NY | 64 | $ 4,184,000 | $ 65,375 | $ 48,000 |
| Santa Cruz-Watsonville, CA | 62 | $ 6,351,000 | $ 102,435 | $ 68,000 |
| Tampa-St. Petersburg-Clearwater, FL | 58 | $ 2,770,000 | $ 47,758 | $ 56,000 |
| Charleston, WV | 57 | $ 3,898,000 | $ 68,385 | $ 53,000 |
| Vallejo-Fairfield, CA | 55 | $ 2,789,000 | $ 50,709 | $ 51,000 |
| Pittsburgh, PA | 54 | $ 2,327,000 | $ 43,092 | $ 50,000 |
| Baton Rouge, LA | 50 | $ 2,425,000 | $ 48,500 | $ 49,000 |
| Tucson, AZ | 50 | $ 2,211,000 | $ 44,220 | $ 57,000 |
| Philadelphia, PA | 49 | $ 3,149,000 | $ 64,265 | $ 48,000 |
| Syracuse, NY | 49 | $ 2,719,000 | $ 55,489 | $ 36,000 |
| Eugene-Springfield, OR | 48 | $ 2,754,000 | $ 57,375 | $ 54,000 |
| Buffalo-Niagara Falls, NY | 44 | $ 2,080,000 | $ 47,272 | $ 46,000 |
| San Luis Obispo-Paso Robles, CA | 44 | $ 3,513,000 | $ 79,840 | $ 79,000 |
| Tacoma, WA | 43 | $ 2,941,000 | $ 68,395 | $ 59,000 |
| Austin-Round Rock-San Marcos, TX | 41 | $ 2,553,000 | $ 62,268 | $ 64,000 |
| Chicago-Joliet-Naperville, IL | 41 | $ 1,043,000 | $ 25,439 | $ 54,000 |
| Cape Coral-Fort Myers, FL | 40 | $ 1,900,000 | $ 47,500 | $ 75,000 |
| Fort Worth-Arlington, TX | 39 | $ 1,691,000 | $ 43,358 | $ 59,000 |
| Olympia, WA | 37 | $ 2,554,000 | $ 69,027 | $ 71,000 |
| Tulsa, OK | 37 | $ 1,755,000 | $ 47,432 | $ 52,000 |
| Jackson, MS | 36 | $ 2,384,000 | $ 66,222 | $ 66,000 |
| Prescott, AZ | 36 | $ 1,708,000 | $ 47,444 | $ 62,000 |
| Shreveport-Bossier City, LA | 36 | $ 2,532,000 | $ 70,333 | $ 58,000 |
| Lancaster, PA | 34 | $ 1,609,000 | $ 47,323 | $ 44,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 34 | $ 1,498,000 | $ 44,058 | $ 49,000 |
| Dover, DE | 33 | $ 2,304,000 | $ 69,818 | $ 52,000 |
| Morgantown, WV | 33 | $ 1,722,000 | $ 52,181 | $ 52,000 |
| North Port-Bradenton-Sarasota, FL | 33 | $ 1,509,000 | $ 45,727 | $ 61,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 33 | $ 2,774,000 | $ 84,060 | $ 70,000 |
| Augusta-Richmond County, GA-SC | 32 | $ 2,318,000 | $ 72,437 | $ 45,906 |
| Denver-Aurora-Broomfield, CO | 32 | $ 1,203,000 | $ 37,593 | $ 55,000 |
| Huntington-Ashland, WV-KY-OH | 32 | $ 1,992,000 | $ 62,250 | $ 61,343 |
| Boise City-Nampa, ID | 31 | $ 1,080,000 | $ 34,838 | $ 44,000 |
| Hagerstown-Martinsburg, MD-WV | 31 | $ 1,462,000 | $ 47,161 | $ 43,096 |
| Salt Lake City, UT | 31 | $ 1,576,000 | $ 50,838 | $ 56,000 |
| Glens Falls, NY | 30 | $ 1,980,000 | $ 66,000 | $ 50,000 |
| Monroe, LA | 30 | $ 1,672,000 | $ 55,733 | $ 60,000 |
| Stockton, CA | 28 | $ 1,583,000 | $ 56,535 | $ 60,000 |
| Birmingham-Hoover, AL | 27 | $ 1,319,000 | $ 48,851 | $ 57,000 |
| York-Hanover, PA | 27 | $ 1,356,000 | $ 50,222 | $ 47,000 |
| Lakeland-Winter Haven, FL | 26 | $ 1,484,000 | $ 57,076 | $ 69,000 |
| Reading, PA | 26 | $ 1,770,000 | $ 68,076 | $ 53,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 25 | $ 892,000 | $ 35,680 | $ 57,000 |
| Knoxville, TN | 25 | $ 1,440,000 | $ 57,600 | $ 41,000 |
| Medford, OR | 25 | $ 984,000 | $ 39,360 | $ 44,000 |
| Greenville-Mauldin-Easley, SC | 24 | $ 1,264,000 | $ 52,666 | $ 43,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 23 | $ 1,044,000 | $ 45,391 | $ 69,000 |
| Chico, CA | 22 | $ 1,025,000 | $ 46,590 | $ 52,000 |
| Harrisburg-Carlisle, PA | 22 | $ 1,072,000 | $ 48,727 | $ 34,000 |
| Redding, CA | 22 | $ 750,000 | $ 34,090 | $ 47,000 |
| Binghamton, NY | 21 | $ 1,164,000 | $ 55,428 | $ 41,000 |
| Louisville/Jefferson County, KY-IN | 21 | $ 1,086,000 | $ 51,714 | $ 41,047 |
| Spokane, WA | 21 | $ 1,351,000 | $ 64,333 | $ 73,000 |
| College Station-Bryan, TX | 20 | $ 1,514,000 | $ 75,700 | $ 63,000 |
| Dallas-Plano-Irving, TX | 20 | $ 1,071,000 | $ 53,550 | $ 83,000 |
| Little Rock-North Little Rock-Conway, AR | 20 | $ 1,002,000 | $ 50,100 | $ 68,000 |
| Modesto, CA | 20 | $ 758,000 | $ 37,900 | $ 66,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 20 | $ 1,216,000 | $ 60,800 | $ 47,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 20 | $ 986,000 | $ 49,300 | $ 47,700 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 20 | $ 1,064,000 | $ 53,200 | $ 59,600 |
| Fort Smith, AR-OK | 19 | $ 987,000 | $ 51,947 | $ 48,789 |
| Salinas, CA | 19 | $ 1,210,000 | $ 63,684 | $ 67,000 |
| Bakersfield-Delano, CA | 18 | $ 946,000 | $ 52,555 | $ 73,000 |
| Jacksonville, FL | 18 | $ 1,127,000 | $ 62,611 | $ 53,000 |
| Lebanon, PA | 18 | $ 804,000 | $ 44,666 | $ 41,000 |
| Oklahoma City, OK | 18 | $ 1,001,000 | $ 55,611 | $ 48,000 |
| Albuquerque, NM | 17 | $ 730,000 | $ 42,941 | $ 54,000 |
| Asheville, NC | 17 | $ 854,000 | $ 50,235 | $ 41,000 |
| Memphis, TN-MS-AR | 17 | $ 1,009,000 | $ 59,352 | $ 51,117 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 799,000 | $ 49,937 | $ 57,000 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 1,010,000 | $ 63,125 | $ 37,437 |
| Punta Gorda, FL | 16 | $ 640,000 | $ 40,000 | $ 51,000 |
| St. Louis, MO-IL | 16 | $ 764,000 | $ 47,750 | $ 45,750 |
| Wenatchee-East Wenatchee, WA | 16 | $ 1,330,000 | $ 83,125 | $ 69,000 |
| Atlanta-Sandy Springs-Marietta, GA | 15 | $ 958,000 | $ 63,866 | $ 81,000 |
| Cincinnati-Middletown, OH-KY-IN | 15 | $ 1,002,000 | $ 66,800 | $ 41,333 |
| Coeur D'Alene, ID | 15 | $ 845,000 | $ 56,333 | $ 46,000 |
| Columbia, SC | 15 | $ 869,000 | $ 57,933 | $ 48,000 |
| Elizabethtown, KY | 15 | $ 937,000 | $ 62,466 | $ 37,000 |
| Kennewick-Pasco-Richland, WA | 15 | $ 677,000 | $ 45,133 | $ 46,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 15 | $ 908,000 | $ 60,533 | $ 40,000 |
| Wilmington, DE-MD-NJ | 15 | $ 640,000 | $ 42,666 | $ 52,400 |
| Wilmington, NC | 15 | $ 911,000 | $ 60,733 | $ 61,000 |
| Chattanooga, TN-GA | 14 | $ 891,000 | $ 63,642 | $ 48,714 |
| Corpus Christi, TX | 14 | $ 1,079,000 | $ 77,071 | $ 64,000 |
| Las Vegas-Paradise, NV | 14 | $ 419,000 | $ 29,928 | $ 65,000 |
| Bend, OR | 13 | $ 722,000 | $ 55,538 | $ 47,000 |
| Ithaca, NY | 13 | $ 727,000 | $ 55,923 | $ 41,000 |
| Kingston, NY | 13 | $ 758,000 | $ 58,307 | $ 47,000 |
| Mount Vernon-Anacortes, WA | 13 | $ 536,000 | $ 41,230 | $ 40,000 |
| Reno-Sparks, NV | 13 | $ 441,000 | $ 33,923 | $ 43,000 |
| Visalia-Porterville, CA | 13 | $ 572,000 | $ 44,000 | $ 54,000 |
| Beaumont-Port Arthur, TX | 12 | $ 628,000 | $ 52,333 | $ 62,000 |
| Bremerton-Silverdale, WA | 12 | $ 586,000 | $ 48,833 | $ 57,000 |
| Cleveland-Elyria-Mentor, OH | 12 | $ 545,000 | $ 45,416 | $ 38,000 |
| Columbus, OH | 12 | $ 344,000 | $ 28,666 | $ 45,000 |
| Corvallis, OR | 12 | $ 688,000 | $ 57,333 | $ 56,000 |
| Dothan, AL | 12 | $ 685,000 | $ 57,083 | $ 46,000 |
| Elmira, NY | 12 | $ 977,000 | $ 81,416 | $ 54,000 |
| Hot Springs, AR | 12 | $ 566,000 | $ 47,166 | $ 44,000 |
| Nassau-Suffolk, NY | 12 | $ 936,000 | $ 78,000 | $ 82,000 |
| Toledo, OH | 12 | $ 461,000 | $ 38,416 | $ 43,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 12 | $ 373,000 | $ 31,083 | $ 66,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 362,000 | $ 30,166 | $ 36,500 |
| Lake Havasu City-Kingman, AZ | 11 | $ 672,000 | $ 61,090 | $ 91,000 |
| Lexington-Fayette, KY | 11 | $ 899,000 | $ 81,727 | $ 49,000 |
| Montgomery, AL | 11 | $ 648,000 | $ 58,909 | $ 87,000 |
| Morristown, TN | 11 | $ 785,000 | $ 71,363 | $ 44,000 |
| New Orleans-Metairie-Kenner, LA | 11 | $ 652,000 | $ 59,272 | $ 55,000 |
| Odessa, TX | 11 | $ 718,000 | $ 65,272 | $ 77,000 |
| Waco, TX | 11 | $ 655,000 | $ 59,545 | $ 52,000 |
| Clarksville, TN-KY | 10 | $ 573,000 | $ 57,300 | $ 47,300 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 712,000 | $ 71,200 | $ 67,000 |
| Des Moines-West Des Moines, IA | 10 | $ 331,000 | $ 33,100 | $ 40,000 |
| Evansville, IN-KY | 10 | $ 644,000 | $ 64,400 | $ 37,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 617,000 | $ 61,700 | $ 62,700 |
| Killeen-Temple-Fort Hood, TX | 10 | $ 401,000 | $ 40,100 | $ 40,000 |
| Longview, TX | 10 | $ 535,000 | $ 53,500 | $ 58,000 |
| Missoula, MT | 10 | $ 582,000 | $ 58,200 | $ 41,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 455,000 | $ 45,500 | $ 52,000 |
| Valdosta, GA | 10 | $ 587,000 | $ 58,700 | $ 35,000 |
| Abilene, TX | 9 | $ 503,000 | $ 55,888 | $ 56,000 |
| Akron, OH | 9 | $ 345,000 | $ 38,333 | $ 49,000 |
| Alexandria, LA | 9 | $ 530,000 | $ 58,888 | $ 69,000 |
| Amarillo, TX | 9 | $ 497,000 | $ 55,222 | $ 55,000 |
| Erie, PA | 9 | $ 448,000 | $ 49,777 | $ 32,000 |
| Fresno, CA | 9 | $ 389,000 | $ 43,222 | $ 50,000 |
| Gainesville, FL | 9 | $ 595,000 | $ 66,111 | $ 56,000 |
| Midland, TX | 9 | $ 648,000 | $ 72,000 | $ 82,000 |
| Texarkana, Tx-Texarkana, AR | 9 | $ 513,000 | $ 57,000 | $ 62,444 |
| Tuscaloosa, AL | 9 | $ 466,000 | $ 51,777 | $ 54,000 |
| Yuma, AZ | 9 | $ 744,000 | $ 82,666 | $ 145,000 |
| Albany, GA | 8 | $ 451,000 | $ 56,375 | $ 40,000 |
| Auburn-Opelika, AL | 8 | $ 395,000 | $ 49,375 | $ 44,000 |
| Bellingham, WA | 8 | $ 656,000 | $ 82,000 | $ 72,000 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 351,000 | $ 43,875 | $ 64,000 |
| Greeley, CO | 8 | $ 473,000 | $ 59,125 | $ 56,000 |
| Hattiesburg, MS | 8 | $ 355,000 | $ 44,375 | $ 54,000 |
| Lynchburg, VA | 8 | $ 446,000 | $ 55,750 | $ 44,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 8 | $ 430,000 | $ 53,750 | $ 66,000 |
| Ogden-Clearfield, UT | 8 | $ 277,000 | $ 34,625 | $ 61,000 |
| Charleston-North Charleston-Summerville, SC | 7 | $ 367,000 | $ 52,428 | $ 40,000 |
| Lafayette, LA | 7 | $ 283,000 | $ 40,428 | $ 51,000 |
| Longview, WA | 7 | $ 447,000 | $ 63,857 | $ 71,000 |
| Naples-Marco Island, FL | 7 | $ 388,000 | $ 55,428 | $ 96,000 |
| Ocala, FL | 7 | $ 289,000 | $ 41,285 | $ 58,000 |
| Pine Bluff, AR | 7 | $ 350,000 | $ 50,000 | $ 64,000 |
| Provo-Orem, UT | 7 | $ 267,000 | $ 38,142 | $ 29,000 |
| Scranton--Wilkes-Barre, PA | 7 | $ 263,000 | $ 37,571 | $ 55,000 |
| Spartanburg, SC | 7 | $ 382,000 | $ 54,571 | $ 35,000 |
| Tyler, TX | 7 | $ 540,000 | $ 77,142 | $ 65,000 |
| Winchester, VA-WV | 7 | $ 319,000 | $ 45,571 | $ 57,000 |
| Billings, MT | 6 | $ 281,000 | $ 46,833 | $ 71,000 |
| Bowling Green, KY | 6 | $ 357,000 | $ 59,500 | $ 45,000 |
| Cedar Rapids, IA | 6 | $ 262,000 | $ 43,666 | $ 41,000 |
| Cleveland, TN | 6 | $ 365,000 | $ 60,833 | $ 48,000 |
| Goldsboro, NC | 6 | $ 355,000 | $ 59,166 | $ 46,000 |
| Greenville, NC | 6 | $ 262,000 | $ 43,666 | $ 61,000 |
| Huntsville, AL | 6 | $ 351,000 | $ 58,500 | $ 60,000 |
| Johnson City, TN | 6 | $ 301,000 | $ 50,166 | $ 39,000 |
| Las Cruces, NM | 6 | $ 386,000 | $ 64,333 | $ 63,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 195,000 | $ 32,500 | $ 74,000 |
| Owensboro, KY | 6 | $ 412,000 | $ 68,666 | $ 51,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 500,000 | $ 83,333 | $ 59,000 |
| Port St. Lucie, FL | 6 | $ 381,000 | $ 63,500 | $ 89,000 |
| Raleigh-Cary, NC | 6 | $ 208,000 | $ 34,666 | $ 36,000 |
| Ames, IA | 5 | $ 166,000 | $ 33,200 | $ 39,000 |
| Anderson, IN | 5 | $ 179,000 | $ 35,800 | $ 37,000 |
| Anderson, SC | 5 | $ 209,000 | $ 41,800 | $ 32,000 |
| Champaign-Urbana, IL | 5 | $ 216,000 | $ 43,200 | $ 57,000 |
| Colorado Springs, CO | 5 | $ 147,000 | $ 29,400 | $ 41,000 |
| Dalton, GA | 5 | $ 230,000 | $ 46,000 | $ 35,000 |
| Dayton, OH | 5 | $ 199,000 | $ 39,800 | $ 43,000 |
| Decatur, AL | 5 | $ 230,000 | $ 46,000 | $ 24,000 |
| Duluth, MN-WI | 5 | $ 206,000 | $ 41,200 | $ 42,000 |
| Flagstaff, AZ | 5 | $ 185,000 | $ 37,000 | $ 82,000 |
| Fort Collins-Loveland, CO | 5 | $ 188,000 | $ 37,600 | $ 33,000 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 224,000 | $ 44,800 | $ 41,000 |
| Indianapolis-Carmel, IN | 5 | $ 103,000 | $ 20,600 | $ 37,000 |
| Kansas City, MO-KS | 5 | $ 157,000 | $ 31,400 | $ 52,200 |
| Lake Charles, LA | 5 | $ 233,000 | $ 46,600 | $ 45,000 |
| Racine, WI | 5 | $ 248,000 | $ 49,600 | $ 48,000 |
| Wichita, KS | 5 | $ 220,000 | $ 44,000 | $ 40,000 |
| Yakima, WA | 5 | $ 215,000 | $ 43,000 | $ 33,000 |
| Burlington, NC | 4 | $ 135,000 | $ 33,750 | $ 46,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 4 | $ 106,000 | $ 26,500 | $ 38,000 |
| Cheyenne, WY | 4 | $ 232,000 | $ 58,000 | $ 48,000 |
| Grand Junction, CO | 4 | $ 195,000 | $ 48,750 | $ 72,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 161,000 | $ 40,250 | $ 46,000 |
| Iowa City, IA | 4 | $ 191,000 | $ 47,750 | $ 36,000 |
| Lubbock, TX | 4 | $ 330,000 | $ 82,500 | $ 67,000 |
| Merced, CA | 4 | $ 262,000 | $ 65,500 | $ 47,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 140,000 | $ 35,000 | $ 67,000 |
| Monroe, MI | 4 | $ 131,000 | $ 32,750 | $ 42,000 |
| Richmond, VA | 4 | $ 212,000 | $ 53,000 | $ 44,000 |
| Sebastian-Vero Beach, FL | 4 | $ 63,000 | $ 15,750 | $ 43,000 |
| Sherman-Denison, TX | 4 | $ 133,000 | $ 33,250 | $ 173,000 |
| Sioux Falls, SD | 4 | $ 265,000 | $ 66,250 | $ 44,000 |
| Tallahassee, FL | 4 | $ 269,000 | $ 67,250 | $ 36,000 |
| Victoria, TX | 4 | $ 180,000 | $ 45,000 | $ 71,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 166,000 | $ 41,500 | $ 40,000 |
| Wichita Falls, TX | 4 | $ 231,000 | $ 57,750 | $ 77,000 |
| Williamsport, PA | 4 | $ 310,000 | $ 77,500 | $ 51,000 |
| Yuba City, CA | 4 | $ 134,000 | $ 33,500 | $ 37,000 |
| Ann Arbor, MI | 3 | $ 123,000 | $ 41,000 | $ 38,000 |
| Bethesda-Rockville-Frederick, MD | 3 | $ 240,000 | $ 80,000 | $ 68,000 |
| Bloomington-Normal, IL | 3 | $ 126,000 | $ 42,000 | $ 47,000 |
| Brunswick, GA | 3 | $ 126,000 | $ 42,000 | $ 36,000 |
| El Paso, TX | 3 | $ 140,000 | $ 46,666 | $ 34,000 |
| Fayetteville, NC | 3 | $ 150,000 | $ 50,000 | $ 38,000 |
| Florence, SC | 3 | $ 168,000 | $ 56,000 | $ 77,000 |
| Gadsden, AL | 3 | $ 142,000 | $ 47,333 | $ 32,000 |
| Jackson, TN | 3 | $ 143,000 | $ 47,666 | $ 62,000 |
| Jonesboro, AR | 3 | $ 199,000 | $ 66,333 | $ 57,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 219,000 | $ 73,000 | $ 59,000 |
| Lansing-East Lansing, MI | 3 | $ 145,000 | $ 48,333 | $ 38,000 |
| Lewiston, ID-WA | 3 | $ 161,000 | $ 53,666 | $ 28,000 |
| Lima, OH | 3 | $ 120,000 | $ 40,000 | $ 57,000 |
| Macon, GA | 3 | $ 231,000 | $ 77,000 | $ 65,000 |
| Manhattan, KS | 3 | $ 119,000 | $ 39,666 | $ 46,000 |
| Niles-Benton Harbor, MI | 3 | $ 92,000 | $ 30,666 | $ 37,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 88,000 | $ 29,333 | $ 42,333 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 75,000 | $ 25,000 | $ 28,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 256,000 | $ 85,333 | $ 40,000 |
| Springfield, OH | 3 | $ 135,000 | $ 45,000 | $ 40,000 |
| Altoona, PA | 2 | $ 106,000 | $ 53,000 | $ 28,000 |
| Bismarck, ND | 2 | $ 125,000 | $ 62,500 | $ 72,000 |
| Brownsville-Harlingen, TX | 2 | $ 123,000 | $ 61,500 | $ 92,000 |
| Canton-Massillon, OH | 2 | $ 81,000 | $ 40,500 | $ 39,000 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 77,000 | $ 38,500 | $ 55,000 |
| Carson City, NV | 2 | $ 46,000 | $ 23,000 | $ 63,000 |
| Columbus, IN | 2 | $ 185,000 | $ 92,500 | $ 31,000 |
| Farmington, NM | 2 | $ 43,000 | $ 21,500 | $ 43,000 |
| Flint, MI | 2 | $ 53,000 | $ 26,500 | $ 66,000 |
| Florence-Muscle Shoals, AL | 2 | $ 41,000 | $ 20,500 | $ 32,000 |
| Green Bay, WI | 2 | $ 59,000 | $ 29,500 | $ 41,000 |
| Greensboro-High Point, NC | 2 | $ 166,000 | $ 83,000 | $ 28,000 |
| Gulfport-Biloxi, MS | 2 | $ 83,000 | $ 41,500 | $ 40,000 |
| Kankakee-Bradley, IL | 2 | $ 118,000 | $ 59,000 | $ 66,000 |
| Lafayette, IN | 2 | $ 56,000 | $ 28,000 | $ 37,000 |
| Laredo, TX | 2 | $ 20,000 | $ 10,000 | $ 100,000 |
| Lawrence, KS | 2 | $ 63,000 | $ 31,500 | $ 40,000 |
| Madera-Chowchilla, CA | 2 | $ 63,000 | $ 31,500 | $ 53,000 |
| Madison, WI | 2 | $ 75,000 | $ 37,500 | $ 40,000 |
| Mobile, AL | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Muskegon-Norton Shores, MI | 2 | $ 67,000 | $ 33,500 | $ 27,000 |
| Santa Fe, NM | 2 | $ 124,000 | $ 62,000 | $ 59,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 46,000 | $ 23,000 | $ 32,000 |
| Springfield, IL | 2 | $ 141,000 | $ 70,500 | $ 52,000 |
| State College, PA | 2 | $ 118,000 | $ 59,000 | $ 46,000 |
| Anniston-Oxford, AL | 1 | $ 96,000 | $ 96,000 | $ 47,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 96,000 | $ 96,000 | $ 2,000 |
| Boulder, CO | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
| Charlottesville, VA | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| Decatur, IL | 1 | $ 29,000 | $ 29,000 | $ 28,000 |
| Durham-Chapel Hill, NC | 1 | $ 46,000 | $ 46,000 | $ 25,000 |
| El Centro, CA | 1 | $ 74,000 | $ 74,000 | $ 124,000 |
| Elkhart-Goshen, IN | 1 | $ 28,000 | $ 28,000 | $ 37,000 |
| Fargo, ND-MN | 1 | $ 46,000 | $ 46,000 | $ 56,000 |
| Fond Du Lac, WI | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Gary, IN | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| Grand Forks, ND-MN | 1 | $ 36,000 | $ 36,000 | $ 34,000 |
| Great Falls, MT | 1 | $ 56,000 | $ 56,000 | $ 75,000 |
| Harrisonburg, VA | 1 | $ 22,000 | $ 22,000 | $ 25,000 |
| Holland-Grand Haven, MI | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Jackson, MI | 1 | $ 70,000 | $ 70,000 | $ 112,000 |
| Joplin, MO | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Lincoln, NE | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 27,000 | $ 27,000 | $ 47,000 |
| New York-White Plains-Wayne, NY-NJ | 1 | $ 42,000 | $ 42,000 | $ 15,000 |
| Newark-Union, NJ-PA | 1 | $ 38,000 | $ 38,000 | $ 29,000 |
| Pascagoula, MS | 1 | $ 49,000 | $ 49,000 | $ 56,000 |
| Pueblo, CO | 1 | $ 42,000 | $ 42,000 | $ 33,000 |
| Rapid City, SD | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Roanoke, VA | 1 | $ 21,000 | $ 21,000 | $ 88,000 |
| Rochester, MN | 1 | $ 27,000 | $ 27,000 | $ 42,000 |
| Rocky Mount, NC | 1 | $ 51,000 | $ 51,000 | $ 69,000 |
| San Angelo, TX | 1 | $ 29,000 | $ 29,000 | $ 54,000 |
| Sandusky, OH | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Savannah, GA | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Sioux City, IA-NE-SD | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Springfield, MO | 1 | $ 32,000 | $ 32,000 | $ 22,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 16,000 | $ 16,000 | $ 21,000 |
| Terre Haute, IN | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Topeka, KS | 1 | $ 29,000 | $ 29,000 | $ 45,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Wheeling, WV-OH | 1 | $ 36,000 | $ 36,000 | $ 64,000 |
| Winston-Salem, NC | 1 | $ 18,000 | $ 18,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Credit Human Federal Credit Un in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,836 | $629,056,000 | $63,000 | $436,000 | $57,000 | $1,650,000 |
| Refinancing | 2,506 | $161,363,000 | $64,000 | $417,000 | $60,000 | $372,000 |
| Home Improvement | 276 | $9,859,000 | $35,000 | $350,000 | $83,000 | $518,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,685 | $606,077,000 | $62,000 | $436,000 | $58,000 | $1,650,000 |
| Hispanic | 1,575 | $103,943,000 | $65,000 | $417,000 | $57,000 | $535,000 |
| Not Provided | 650 | $42,426,000 | $65,000 | $417,000 | $58,000 | $268,000 |
| Black or African American | 396 | $25,658,000 | $64,000 | $394,000 | $50,000 | $225,000 |
| Asian | 207 | $15,129,000 | $73,000 | $247,000 | $70,000 | $352,000 |
| American Indian or Alaskan Native | 78 | $5,194,000 | $66,000 | $150,000 | $58,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 27 | $1,851,000 | $68,000 | $160,000 | $54,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,618 | $800,278,000 | $63,000 | $436,000 | $58,000 | $1,650,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 5,903 | $376,470,000 | $63,000 | $436,000 | $51,000 | $1,140,000 |
| Loan Originated | 3,279 | $197,718,000 | $60,000 | $417,000 | $65,000 | $535,000 |
| Application Approved But Not Accepted | 3,062 | $190,990,000 | $62,000 | $412,000 | $62,000 | $1,650,000 |
| Application Withdrawn By Applicant | 374 | $35,100,000 | $93,000 | $417,000 | $67,000 | $316,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Human Federal Credit Un's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Human Federal Credit Un's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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