Mortgage Lenders in San Jose, CA
25 mortgage lenders are based in San Jose, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Santa Clara County, CA in 2025.
Most active mortgage lenders in Santa Clara County, CA (2025)
In 2025, 442 lenders made 25,677 home loans worth $28.1 billion in Santa Clara County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Santa Clara County, which includes San Jose.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank NA Minneapolis, MN | 2,679 | $4.4B | $1,659,000 | 10.4% |
| 2 | Bank of America NA Westlake Village, CA | 2,383 | $2.9B | $1,224,000 | 9.3% |
| 3 | US Bank, N.A. Cincinnati, OH | 1,347 | $1.7B | $1,241,000 | 5.2% |
| 4 | Citibank, NA New York, NY | 1,316 | $1.9B | $1,441,000 | 5.1% |
| 5 | JPMorgan Chase Bank, NA Columbus, OH | 1,069 | $1.5B | $1,441,000 | 4.2% |
| 6 | United Wholesale Mortgage Plymouth, MI | 1,045 | $776.6M | $743,000 | 4.1% |
| 7 | HSBC Bank USA, NA Chicago, IL | 786 | $1.1B | $1,462,000 | 3.1% |
| 8 | Star One Credit Union Sunnyvale, CA | 689 | $379.1M | $550,000 | 2.7% |
| 9 | BMO Harris Bank NA Chicago, IL | 503 | $614.5M | $1,222,000 | 2.0% |
| 10 | PNC Bank N.A. Pittsburgh, PA | 410 | $788.6M | $1,923,000 | 1.6% |
See every lender in Santa Clara County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in San Jose, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Commonwealth Central Credit Union
5890 SILVER CREEK VALLEY RD SAN JOSE, CA 95138 |
* | 1,155 | $334,775,000 |
| Commonwealth Central Credit Union
5890 SILVER CREEK VALLEY ROAD SAN JOSE, CA 95138 |
* | 4,362 | $703,656,000 |
| Excite Credit Union
3315 ALMADEN EXPY, SUITE 55 SAN JOSE, CA 95119 |
* | 5,258 | $1,332,146,000 |
| First Franklin Financial Corp
2150 NORTH FIRST STREET SAN JOSE, CA 95131 |
* | 150,539 | $28,482,104,000 |
| First Franklin Financial Corp.
2150 NORTH FIRST STREET SAN JOSE, CA 95131 |
* | 233,464 | $33,119,373,000 |
| First National Mortgage Co.
1245 S. WINCHESTER BLVD. #304 SAN JOSE, CA 95128 |
* | 426 | $84,476,000 |
| Focus Business Bank
10 ALMADEN BLVD., SUITE 150 SAN JOSE, CA 95113 |
* | 13 | $9,260,000 |
| Hamilton Ridge Asset Management
238 N CEDROS AVE, SUITE 201 SAN JOSE, CA 95113 |
* | 20 | $13,240,000 |
| Heritage Bank of Commerce
150 ALMADEN BLVD SAN JOSE, CA 95113 |
* | 307 | $211,299,000 |
| Heritage Bank of Commerce
224 AIRPORT PKWY #300 SAN JOSE, CA 95110 |
* | 65 | $98,665,000 |
| Instamortgage, Inc
4100 MOORPARK AVE #221 SAN JOSE, CA 95117 |
* | 1,209 | $490,125,000 |
| Loancity
5671 SANTA TERESA BOULEVARD SAN JOSE, CA 95123 |
* | 192,447 | $42,589,686,000 |
| Meriwest Credit Union
5615 CHESBRO AVE SAN JOSE, CA 95123 |
* | 9,951 | $2,237,647,000 |
| Meriwest Mortgage Company
5615 CHESBRO AVE SUITE 110 SAN JOSE, CA 95123 |
* | 4,902 | $2,872,017,000 |
| Meriwest Mortgage Company
5615 CHESBRO AVE SUITE 110 SAN JOSE, CA 95123 |
* | 17,263 | $5,754,623,000 |
| Mirastar Federal Credit Union
1641 NORTH FIRST STREET, SUITE 170 SAN JOSE, CA 95103 |
* | 6,021 | $1,677,152,000 |
| Mortgage Assistance Lending Gr
1101 S. WINCHESTER BLVD., STE F165 SAN JOSE, CA 95128 |
* | 459 | $139,759,000 |
| Pacific Postal Credit Union
1040 LEIGH AVENUE SAN JOSE, CA 95126 |
* | 527 | $144,815,000 |
| Premierone Credit Union
6640 VIA DEL ORO SAN JOSE, CA 95119 |
* | 3,456 | $1,147,387,000 |
| San Jose Credit Union
140 ASBURY ST SAN JOSE, CA 95110 |
* | 581 | $73,464,000 |
| Snapfi, Inc.
1155 MERIDIAN AVENUE, #100 SAN JOSE, CA 95125 |
* | 5,985 | $2,268,283,000 |
| Technology Credit Union
2010 N FIRST ST, SUITE #200 SAN JOSE, CA 95131 |
* | 25,321 | $10,378,643,000 |
| The Mortgage Outlet
200 N. ALMADEN BLVD. SUITE 200 SAN JOSE, CA 95110 |
* | 11,611 | $2,095,420,000 |
| Valley Credit Union
670 LINCOLN AVENUE SAN JOSE, CA 95126 |
* | 593 | $184,655,000 |
| Western Bancorp
5671 SANTA TERESA BLVD STE 100 SAN JOSE, CA 95123 |
* | 9,652 | $4,592,504,000 |
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