8 mortgage lenders are based in Santa Clara, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Santa Clara County, CA in 2025.
In 2025, 442 lenders made 25,677 home loans worth $28.1 billion in Santa Clara County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Santa Clara County, which includes Santa Clara.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank NA Minneapolis, MN | 2,679 | $4.4B | $1,659,000 | 10.4% |
| 2 | Bank of America NA Westlake Village, CA | 2,383 | $2.9B | $1,224,000 | 9.3% |
| 3 | US Bank, N.A. Cincinnati, OH | 1,347 | $1.7B | $1,241,000 | 5.2% |
| 4 | Citibank, NA New York, NY | 1,316 | $1.9B | $1,441,000 | 5.1% |
| 5 | JPMorgan Chase Bank, NA Columbus, OH | 1,069 | $1.5B | $1,441,000 | 4.2% |
| 6 | United Wholesale Mortgage Plymouth, MI | 1,045 | $776.6M | $743,000 | 4.1% |
| 7 | HSBC Bank USA, NA Chicago, IL | 786 | $1.1B | $1,462,000 | 3.1% |
| 8 | Star One Credit Union Sunnyvale, CA | 689 | $379.1M | $550,000 | 2.7% |
| 9 | BMO Harris Bank NA Chicago, IL | 503 | $614.5M | $1,222,000 | 2.0% |
| 10 | PNC Bank N.A. Pittsburgh, PA | 410 | $788.6M | $1,923,000 | 1.6% |
See every lender in Santa Clara County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Alternative Financing Corp
475 EL CAMINO REAL #201 SANTA CLARA, CA 95050 |
* | 8,819 | $2,124,316,000 |
| Hcl Finance, Inc
2560 MISSION COLLEGE BOULEVARD #102 SANTA CLARA, CA 95054 |
* | 9,989 | $2,580,713,000 |
| Keypoint Credit Union
2805 BOWERS AVENUE SANTA CLARA, CA 95051 |
* | 6,836 | $2,660,885,000 |
| Mission City Federal Credit Union
1391 FRANKLIN ST SANTA CLARA, CA 95050 |
* | 283 | $100,588,000 |
| Mission City Federal Credit Union
1391 FRANKLIN ST SANTA CLARA, CA 95050 |
* | 186 | $43,550,000 |
| National 1st Credit Union
2999 SAN YSIDRO WAY SANTA CLARA, CA 95051 |
* | 161 | $23,755,000 |
| Silicon Valley Bank
3003 TASMAN DRIVE SANTA CLARA, CA 95054 |
* | 9,429 | $15,757,320,000 |
| Silicon Valley Bank
3003 TASMAN DR. SANTA CLARA, CA 95054 |
* | 432 | $378,126,000 |
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