Scme Mortgage Bankers, Inc Mortgage Lending & HMDA Data, 2006

In 2006, Scme Mortgage Bankers, Inc of San Diego, CA reported 33,460 mortgage applications totaling $10.0 billion, down 5% from 2005. The average application was for $297,579, and applicants reported an average income of $126,395. 50% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,641), Riverside-San Bernardino-Ontario, CA (3,493) and San Diego-Carlsbad-San Marcos, CA (2,504) (applications in parentheses).

Mortgage Company & Address Scme Mortgage Bankers, Inc
6265 Greenwich Drive, Suite 200
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 33,460
Total Mortgage Loan Application Amount $9,957,023,000
Average Mortgage Loan Application Amount $297,579
Highest Mortgage Loan Application Amount $3,400,000
Average Applicant Income $126,395
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Scme Mortgage Bankers, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Scme Mortgage Bankers, Inc by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 4,641 $ 1,557,813,000 $ 335,663 $ 131,000
San Diego, California 2,504 $ 848,531,000 $ 338,870 $ 139,000
Riverside, California 1,752 $ 507,759,000 $ 289,816 $ 129,000
San Bernardino, California 1,741 $ 454,518,000 $ 261,067 $ 109,000
Sacramento, California 1,604 $ 417,087,000 $ 260,029 $ 112,000
Orange, California 1,349 $ 558,441,000 $ 413,966 $ 163,000
Sonoma, California 1,204 $ 437,543,000 $ 363,407 $ 136,000
Alameda, California 1,202 $ 479,534,000 $ 398,946 $ 145,000
Contra Costa, California 1,103 $ 421,355,000 $ 382,008 $ 144,000
Salt Lake, Utah 1,102 $ 179,741,000 $ 163,104 $ 91,000
Santa Clara, California 1,049 $ 474,814,000 $ 452,634 $ 169,000
San Joaquin, California 808 $ 251,665,000 $ 311,466 $ 126,000
Utah, Utah 773 $ 124,686,000 $ 161,301 $ 81,000
Maricopa, Arizona 669 $ 147,744,000 $ 220,843 $ 103,000
Solano, California 667 $ 211,188,000 $ 316,623 $ 123,000
Stanislaus, California 605 $ 161,510,000 $ 266,958 $ 107,000
Monterey, California 504 $ 210,926,000 $ 418,503 $ 148,000
Fresno, California 457 $ 91,400,000 $ 200,000 $ 105,000
Harris, Texas 444 $ 56,517,000 $ 127,290 $ 108,000
Ventura, California 421 $ 162,375,000 $ 385,688 $ 145,000
Clark, Nevada 420 $ 102,439,000 $ 243,902 $ 139,000
San Mateo, California 389 $ 184,043,000 $ 473,118 $ 188,000
Santa Cruz, California 330 $ 152,595,000 $ 462,409 $ 173,000
Kern, California 270 $ 54,354,000 $ 201,311 $ 98,000
Placer, California 269 $ 97,745,000 $ 363,364 $ 161,000
Davis, Utah 261 $ 41,705,000 $ 159,789 $ 82,000
Merced, California 259 $ 65,665,000 $ 253,532 $ 109,000
Tulare, California 212 $ 35,426,000 $ 167,103 $ 85,000
San Luis Obispo, California 186 $ 69,476,000 $ 373,526 $ 169,000
San Francisco, California 177 $ 91,992,000 $ 519,728 $ 184,000
El Dorado, California 139 $ 47,189,000 $ 339,489 $ 170,000
Lake, California 139 $ 34,303,000 $ 246,784 $ 151,000
Weber, Utah 132 $ 16,536,000 $ 125,272 $ 68,000
Napa, California 130 $ 58,580,000 $ 450,615 $ 153,000
Mendocino, California 124 $ 33,972,000 $ 273,967 $ 114,000
Yolo, California 122 $ 36,174,000 $ 296,508 $ 118,000
Washoe, Nevada 116 $ 35,280,000 $ 304,137 $ 162,000
Bay, Florida 113 $ 21,432,000 $ 189,663 $ 125,000
Imperial, California 112 $ 21,402,000 $ 191,089 $ 85,000
Washington, Utah 112 $ 26,422,000 $ 235,910 $ 123,000
Marin, California 109 $ 55,254,000 $ 506,917 $ 217,000
Fort Bend, Texas 101 $ 14,140,000 $ 140,000 $ 91,000
Madera, California 97 $ 23,482,000 $ 242,082 $ 96,000
Santa Barbara, California 96 $ 38,660,000 $ 402,708 $ 190,000
Butte, California 92 $ 20,004,000 $ 217,434 $ 118,000
Montgomery, Texas 91 $ 10,072,000 $ 110,681 $ 85,000
Pima, Arizona 84 $ 16,088,000 $ 191,523 $ 107,000
Denver, Colorado 84 $ 16,506,000 $ 196,500 $ 100,000
Oklahoma, Oklahoma 79 $ 7,875,000 $ 99,683 $ 50,000
El Paso, Colorado 75 $ 10,846,000 $ 144,613 $ 84,000
Shasta, California 74 $ 15,970,000 $ 215,810 $ 107,000
Tarrant, Texas 70 $ 9,194,000 $ 131,342 $ 99,000
Dallas, Texas 69 $ 8,145,000 $ 118,043 $ 87,000
Bexar, Texas 64 $ 5,929,000 $ 92,640 $ 97,000
King, Washington 64 $ 17,133,000 $ 267,703 $ 119,000
Arapahoe, Colorado 62 $ 16,455,000 $ 265,403 $ 121,000
Mohave, Arizona 61 $ 9,827,000 $ 161,098 $ 95,000
Tulsa, Oklahoma 60 $ 7,220,000 $ 120,333 $ 61,000
Adams, Colorado 59 $ 8,175,000 $ 138,559 $ 78,000
Jefferson, Colorado 57 $ 9,822,000 $ 172,315 $ 84,000
Kings, California 56 $ 9,816,000 $ 175,285 $ 130,000
Yuba, California 55 $ 11,814,000 $ 214,800 $ 93,000
Tooele, Utah 55 $ 6,750,000 $ 122,727 $ 90,000
Douglas, Colorado 54 $ 13,780,000 $ 255,185 $ 119,000
Honolulu, Hawaii 54 $ 24,026,000 $ 444,925 $ 169,000
Bernalillo, New Mexico 53 $ 7,354,000 $ 138,754 $ 67,000
San Benito, California 50 $ 22,136,000 $ 442,720 $ 143,000
Sutter, California 49 $ 11,587,000 $ 236,469 $ 115,000
Mesa, Colorado 49 $ 6,889,000 $ 140,591 $ 76,000
Travis, Texas 48 $ 11,578,000 $ 241,208 $ 218,000
Humboldt, California 47 $ 11,068,000 $ 235,489 $ 90,000
Sevier, Utah 47 $ 5,204,000 $ 110,723 $ 57,000
Bonneville, Idaho 46 $ 6,065,000 $ 131,847 $ 65,000
Weld, Colorado 45 $ 7,803,000 $ 173,400 $ 85,000
Pueblo, Colorado 44 $ 4,836,000 $ 109,909 $ 64,000
Prince George's, Maryland 42 $ 9,240,000 $ 220,000 $ 112,000
Brazoria, Texas 42 $ 5,057,000 $ 120,404 $ 96,000
Galveston, Texas 39 $ 4,641,000 $ 119,000 $ 113,000
Pinal, Arizona 37 $ 5,995,000 $ 162,027 $ 84,000
Pierce, Washington 36 $ 7,298,000 $ 202,722 $ 76,000
Collin, Texas 34 $ 7,304,000 $ 214,823 $ 124,000
Calaveras, California 31 $ 9,228,000 $ 297,677 $ 117,000
Nevada, California 31 $ 10,028,000 $ 323,483 $ 149,000
Tuolumne, California 30 $ 9,216,000 $ 307,200 $ 107,000
Kauai, Hawaii 30 $ 12,289,000 $ 409,633 $ 275,000
San Juan, New Mexico 30 $ 4,190,000 $ 139,666 $ 74,000
Cache, Utah 30 $ 3,726,000 $ 124,200 $ 52,000
Snohomish, Washington 28 $ 6,102,000 $ 217,928 $ 91,000
Summit, Utah 27 $ 6,415,000 $ 237,592 $ 155,000
Okaloosa, Florida 25 $ 5,489,000 $ 219,560 $ 220,000
Lyon, Nevada 25 $ 5,518,000 $ 220,720 $ 96,000
Bell, Texas 25 $ 2,681,000 $ 107,240 $ 91,000
Jefferson, Texas 25 $ 1,839,000 $ 73,560 $ 56,000
Hillsborough, Florida 24 $ 5,173,000 $ 215,541 $ 158,000
Tehama, California 23 $ 4,841,000 $ 210,478 $ 114,000
Broward, Florida 23 $ 5,708,000 $ 248,173 $ 124,000
Jackson, Florida 23 $ 2,785,000 $ 121,086 $ 58,000
Miami-Dade, Florida 23 $ 4,897,000 $ 212,913 $ 130,000
Ada, Idaho 23 $ 4,183,000 $ 181,869 $ 165,000
Cleveland, Oklahoma 23 $ 2,450,000 $ 106,521 $ 57,000
Logan, Oklahoma 23 $ 2,098,000 $ 91,217 $ 63,000
Denton, Texas 23 $ 2,788,000 $ 121,217 $ 99,000
Wasatch, Utah 23 $ 5,816,000 $ 252,869 $ 129,000
Clark, Washington 23 $ 4,569,000 $ 198,652 $ 132,000
Yavapai, Arizona 22 $ 5,166,000 $ 234,818 $ 97,000
Pinellas, Florida 22 $ 4,298,000 $ 195,363 $ 93,000
Larimer, Colorado 21 $ 5,214,000 $ 248,285 $ 93,000
Baltimore City, Maryland 21 $ 1,931,000 $ 91,952 $ 82,000
Multnomah, Oregon 21 $ 5,114,000 $ 243,523 $ 100,000
Washington, Oregon 21 $ 4,867,000 $ 231,761 $ 105,000
Williamson, Texas 21 $ 3,064,000 $ 145,904 $ 86,000
Rogers, Oklahoma 20 $ 2,372,000 $ 118,600 $ 76,000
Iron, Utah 20 $ 3,058,000 $ 152,900 $ 49,000
Duval, Florida 19 $ 2,164,000 $ 113,894 $ 72,000
Palm Beach, Florida 18 $ 5,074,000 $ 281,888 $ 151,000
Douglas, Nevada 18 $ 7,915,000 $ 439,722 $ 249,000
Uintah, Utah 18 $ 3,457,000 $ 192,055 $ 139,000
Coconino, Arizona 17 $ 3,286,000 $ 193,294 $ 76,000
Hawaii, Hawaii 17 $ 5,418,000 $ 318,705 $ 143,000
Box Elder, Utah 17 $ 2,596,000 $ 152,705 $ 76,000
Kane, Utah 17 $ 3,070,000 $ 180,588 $ 86,000
Yuma, Arizona 16 $ 1,883,000 $ 117,687 $ 74,000
Boulder, Colorado 16 $ 4,316,000 $ 269,750 $ 135,000
Orange, Florida 16 $ 2,995,000 $ 187,187 $ 107,000
Carson City, Nevada 16 $ 4,092,000 $ 255,750 $ 125,000
Amador, California 15 $ 3,914,000 $ 260,933 $ 106,000
Maui, Hawaii 15 $ 7,501,000 $ 500,066 $ 620,000
Montgomery, Maryland 15 $ 4,709,000 $ 313,933 $ 151,000
Clackamas, Oregon 15 $ 4,856,000 $ 323,733 $ 127,000
Juab, Utah 15 $ 1,898,000 $ 126,533 $ 69,000
Sanpete, Utah 15 $ 1,839,000 $ 122,600 $ 68,000
Laramie, Wyoming 15 $ 1,932,000 $ 128,800 $ 84,000
Pottawatomie, Oklahoma 14 $ 1,282,000 $ 91,571 $ 70,000
Mariposa, California 13 $ 3,746,000 $ 288,153 $ 113,000
Santa Fe, New Mexico 13 $ 4,132,000 $ 317,846 $ 132,000
Siskiyou, California 12 $ 2,844,000 $ 237,000 $ 108,000
Flathead, Montana 12 $ 1,907,000 $ 158,916 $ 58,000
Sandoval, New Mexico 12 $ 1,443,000 $ 120,250 $ 45,000
Liberty, Texas 12 $ 1,008,000 $ 84,000 $ 55,000
Kitsap, Washington 12 $ 2,841,000 $ 236,750 $ 99,000
Canadian, Oklahoma 11 $ 1,148,000 $ 104,363 $ 44,000
Jackson, Oregon 11 $ 3,168,000 $ 288,000 $ 138,000
Brazos, Texas 11 $ 930,000 $ 84,545 $ 139,000
Montrose, Colorado 10 $ 1,720,000 $ 172,000 $ 142,000
Brevard, Florida 10 $ 1,660,000 $ 166,000 $ 70,000
Lee, Florida 10 $ 2,565,000 $ 256,500 $ 121,000
Seminole, Florida 10 $ 2,058,000 $ 205,800 $ 130,000
Washington, Florida 10 $ 1,064,000 $ 106,400 $ 63,000
Canyon, Idaho 10 $ 1,867,000 $ 186,700 $ 109,000
Frederick, Maryland 10 $ 2,418,000 $ 241,800 $ 56,000
Deschutes, Oregon 10 $ 1,516,000 $ 151,600 $ 57,000
Lassen, California 9 $ 1,837,000 $ 204,111 $ 107,000
Mono, California 9 $ 3,234,000 $ 359,333 $ 155,000
Collier, Florida 9 $ 4,763,000 $ 529,222 $ 232,000
Lake, Florida 9 $ 2,093,000 $ 232,555 $ 87,000
Polk, Florida 9 $ 1,803,000 $ 200,333 $ 113,000
Churchill, Nevada 9 $ 1,366,000 $ 151,777 $ 183,000
El Paso, Texas 9 $ 914,000 $ 101,555 $ 58,000
Morgan, Utah 9 $ 3,125,000 $ 347,222 $ 103,000
Spokane, Washington 9 $ 930,000 $ 103,333 $ 27,000
Navajo, Arizona 8 $ 1,371,000 $ 171,375 $ 110,000
Plumas, California 8 $ 1,782,000 $ 222,750 $ 85,000
La Plata, Colorado 8 $ 1,492,000 $ 186,500 $ 108,000
Pasco, Florida 8 $ 2,140,000 $ 267,500 $ 174,000
Volusia, Florida 8 $ 1,517,000 $ 189,625 $ 222,000
Payne, Oklahoma 8 $ 1,021,000 $ 127,625 $ 245,000
Washington, Oklahoma 8 $ 615,000 $ 76,875 $ 31,000
Lane, Oregon 8 $ 1,720,000 $ 215,000 $ 80,000
Baker, Florida 7 $ 832,000 $ 118,857 $ 47,000
Charlotte, Florida 7 $ 1,239,000 $ 177,000 $ 79,000
Leon, Florida 7 $ 1,074,000 $ 153,428 $ 93,000
Kootenai, Idaho 7 $ 1,231,000 $ 175,857 $ 134,000
Elko, Nevada 7 $ 952,000 $ 136,000 $ 84,000
Nye, Nevada 7 $ 1,236,000 $ 176,571 $ 146,000
Wagoner, Oklahoma 7 $ 755,000 $ 107,857 $ 47,000
Marion, Oregon 7 $ 1,269,000 $ 181,285 $ 63,000
Matagorda, Texas 7 $ 655,000 $ 93,571 $ 206,000
Grays Harbor, Washington 7 $ 1,079,000 $ 154,142 $ 84,000
Skagit, Washington 7 $ 1,187,000 $ 169,571 $ 76,000
Campbell, Wyoming 7 $ 958,000 $ 136,857 $ 81,000
Glenn, California 6 $ 877,000 $ 146,166 $ 63,000
Inyo, California 6 $ 1,425,000 $ 237,500 $ 84,000
Escambia, Florida 6 $ 1,636,000 $ 272,666 $ 189,000
Osceola, Florida 6 $ 1,614,000 $ 269,000 $ 127,000
Sarasota, Florida 6 $ 1,402,000 $ 233,666 $ 260,000
Charles, Maryland 6 $ 1,246,000 $ 207,666 $ 105,000
Dona Ana, New Mexico 6 $ 1,057,000 $ 176,166 $ 103,000
San Miguel, New Mexico 6 $ 839,000 $ 139,833 $ 92,000
Creek, Oklahoma 6 $ 641,000 $ 106,833 $ 48,000
Lincoln, Oklahoma 6 $ 704,000 $ 117,333 $ 41,000
McClain, Oklahoma 6 $ 654,000 $ 109,000 $ 87,000
Okmulgee, Oklahoma 6 $ 472,000 $ 78,666 $ 57,000
Comal, Texas 6 $ 835,000 $ 139,166 $ 98,000
Guadalupe, Texas 6 $ 819,000 $ 136,500 $ 118,000
Rockwall, Texas 6 $ 999,000 $ 166,500 $ 133,000
Smith, Texas 6 $ 956,000 $ 159,333 $ 86,000
Millard, Utah 6 $ 668,000 $ 111,333 $ 37,000
Whatcom, Washington 6 $ 1,197,000 $ 199,500 $ 183,000
Del Norte, California 5 $ 1,193,000 $ 238,600 $ 61,000
Broomfield, Colorado 5 $ 936,000 $ 187,200 $ 64,000
Eagle, Colorado 5 $ 3,698,000 $ 739,600 $ 186,000
Elbert, Colorado 5 $ 1,080,000 $ 216,000 $ 119,000
Fremont, Colorado 5 $ 471,000 $ 94,200 $ 70,000
Garfield, Colorado 5 $ 1,187,000 $ 237,400 $ 122,000
Park, Colorado 5 $ 690,000 $ 138,000 $ 135,000
Summit, Colorado 5 $ 2,632,000 $ 526,400 $ 532,000
Holmes, Florida 5 $ 444,000 $ 88,800 $ 54,000
Santa Rosa, Florida 5 $ 890,000 $ 178,000 $ 136,000
St. Johns, Florida 5 $ 1,021,000 $ 204,200 $ 86,000
Walton, Florida 5 $ 2,982,000 $ 596,400 $ 187,000
Bannock, Idaho 5 $ 643,000 $ 128,600 $ 63,000
Anne Arundel, Maryland 5 $ 1,594,000 $ 318,800 $ 78,000
Baltimore, Maryland 5 $ 920,000 $ 184,000 $ 42,000
Gallatin, Montana 5 $ 1,773,000 $ 354,600 $ 247,000
Beckham, Oklahoma 5 $ 587,000 $ 117,400 $ 55,000
Grady, Oklahoma 5 $ 356,000 $ 71,200 $ 47,000
Bastrop, Texas 5 $ 529,000 $ 105,800 $ 72,000
Burnet, Texas 5 $ 431,000 $ 86,200 $ 52,000
Ellis, Texas 5 $ 533,000 $ 106,600 $ 84,000
Hardin, Texas 5 $ 433,000 $ 86,600 $ 54,000
Hidalgo, Texas 5 $ 941,000 $ 188,200 $ 129,000
Johnson, Texas 5 $ 705,000 $ 141,000 $ 163,000
Walker, Texas 5 $ 524,000 $ 104,800 $ 92,000
Waller, Texas 5 $ 643,000 $ 128,600 $ 119,000
Piute, Utah 5 $ 431,000 $ 86,200 $ 67,000
Lewis, Washington 5 $ 944,000 $ 188,800 $ 365,000
Anchorage, Alaska 4 $ 1,192,000 $ 298,000 $ 101,000
Cochise, Arizona 4 $ 625,000 $ 156,250 $ 43,000
Gila, Arizona 4 $ 690,000 $ 172,500 $ 79,000
Alamosa, Colorado 4 $ 296,000 $ 74,000 $ 49,000
Chaffee, Colorado 4 $ 476,000 $ 119,000 $ 76,000
Grand, Colorado 4 $ 1,222,000 $ 305,500 $ 162,000
Alachua, Florida 4 $ 550,000 $ 137,500 $ 79,000
Manatee, Florida 4 $ 426,000 $ 106,500 $ 67,000
Bonner, Idaho 4 $ 836,000 $ 209,000 $ 73,000
Jefferson, Idaho 4 $ 313,000 $ 78,250 $ 50,000
Madison, Idaho 4 $ 648,000 $ 162,000 $ 61,000
Lincoln, New Mexico 4 $ 376,000 $ 94,000 $ 105,000
Comanche, Oklahoma 4 $ 498,000 $ 124,500 $ 32,000
Osage, Oklahoma 4 $ 352,000 $ 88,000 $ 48,000
Benton, Oregon 4 $ 822,000 $ 205,500 $ 73,000
Coos, Oregon 4 $ 361,000 $ 90,250 $ 111,000
Hays, Texas 4 $ 537,000 $ 134,250 $ 75,000
Nueces, Texas 4 $ 298,000 $ 74,500 $ 42,000
Orange, Texas 4 $ 347,000 $ 86,750 $ 52,000
Wise, Texas 4 $ 329,000 $ 82,250 $ 53,000
Duchesne, Utah 4 $ 499,000 $ 124,750 $ 92,000
Clallam, Washington 4 $ 563,000 $ 140,750 $ 103,000
Cowlitz, Washington 4 $ 783,000 $ 195,750 $ 37,000
Thurston, Washington 4 $ 866,000 $ 216,500 $ 50,000
Fairbanks North Star, Alaska 3 $ 514,000 $ 171,333 $ 130,000
Matanuska-Susitna, Alaska 3 $ 551,000 $ 183,666 $ 92,000
Graham, Arizona 3 $ 491,000 $ 163,666 $ 34,000
Santa Cruz, Arizona 3 $ 280,000 $ 93,333 $ 207,000
Delta, Colorado 3 $ 463,000 $ 154,333 $ 100,000
Teller, Colorado 3 $ 534,000 $ 178,000 $ 101,000
Highlands, Florida 3 $ 401,000 $ 133,666 $ 55,000
Martin, Florida 3 $ 711,000 $ 237,000 $ 61,000
Sumter, Florida 3 $ 1,000,000 $ 333,333 $ 210,000
Bingham, Idaho 3 $ 318,000 $ 106,000 $ 44,000
Twin Falls, Idaho 3 $ 244,000 $ 81,333 $ 33,000
Harford, Maryland 3 $ 794,000 $ 264,666 $ 86,000
Yellowstone, Montana 3 $ 640,000 $ 213,333 $ 44,000
Carter, Oklahoma 3 $ 258,000 $ 86,000 $ 32,000
Delaware, Oklahoma 3 $ 587,000 $ 195,666 $ 76,000
Mayes, Oklahoma 3 $ 261,000 $ 87,000 $ 52,000
Pawnee, Oklahoma 3 $ 175,000 $ 58,333 $ 28,000
Seminole, Oklahoma 3 $ 417,000 $ 139,000 $ 61,000
Douglas, Oregon 3 $ 1,293,000 $ 431,000 $ 116,000
Josephine, Oregon 3 $ 631,000 $ 210,333 $ 100,000
Linn, Oregon 3 $ 375,000 $ 125,000 $ 59,000
Bowie, Texas 3 $ 518,000 $ 172,666 $ 53,000
Cameron, Texas 3 $ 346,000 $ 115,333 $ 129,000
Fayette, Texas 3 $ 205,000 $ 68,333 $ 40,000
Randall, Texas 3 $ 343,000 $ 114,333 $ 15,000
San Jacinto, Texas 3 $ 415,000 $ 138,333 $ 123,000
Taylor, Texas 3 $ 400,000 $ 133,333 $ 76,000
Garfield, Utah 3 $ 305,000 $ 101,666 $ 97,000
Grand, Utah 3 $ 419,000 $ 139,666 $ 103,000
Franklin, Washington 3 $ 378,000 $ 126,000 $ 71,000
Island, Washington 3 $ 729,000 $ 243,000 $ 95,000
Yakima, Washington 3 $ 427,000 $ 142,333 $ 147,000
Natrona, Wyoming 3 $ 292,000 $ 97,333 $ 88,000
Colusa, California 2 $ 789,000 $ 394,500 $ 133,000
Gunnison, Colorado 2 $ 1,270,000 $ 635,000 $ 185,000
Logan, Colorado 2 $ 62,000 $ 31,000 $ 36,000
Montezuma, Colorado 2 $ 333,000 $ 166,500 $ 173,000
Ouray, Colorado 2 $ 709,000 $ 354,500 $ 66,000
Clay, Florida 2 $ 568,000 $ 284,000 $ 202,000
Flagler, Florida 2 $ 468,000 $ 234,000 $ 66,000
Indian River, Florida 2 $ 1,075,000 $ 537,500 $ 501,000
Suwannee, Florida 2 $ 376,000 $ 188,000 $ 52,000
Wakulla, Florida 2 $ 234,000 $ 117,000 $ 45,000
Blaine, Idaho 2 $ 378,000 $ 189,000 $ 75,000
Franklin, Idaho 2 $ 204,000 $ 102,000 $ 71,000
Gooding, Idaho 2 $ 85,000 $ 42,500 $ 35,000
Teton, Idaho 2 $ 407,000 $ 203,500 $ 154,000
Calvert, Maryland 2 $ 548,000 $ 274,000 $ 36,000
St. Mary's, Maryland 2 $ 262,000 $ 131,000 $ 94,000
Talbot, Maryland 2 $ 454,000 $ 227,000 $ 226,000
Humboldt, Nevada 2 $ 338,000 $ 169,000 $ 228,000
Mineral, Nevada 2 $ 171,000 $ 85,500 $ 186,000
Storey, Nevada 2 $ 1,115,000 $ 557,500 $ 226,000
Lea, New Mexico 2 $ 100,000 $ 50,000 $ 56,000
Valencia, New Mexico 2 $ 417,000 $ 208,500 $ 70,000
Butler, Ohio 2 $ 201,000 $ 100,500 $ 83,000
Blaine, Oklahoma 2 $ 141,000 $ 70,500 $ 26,000
Custer, Oklahoma 2 $ 226,000 $ 113,000 $ 38,000
Tillman, Oklahoma 2 $ 117,000 $ 58,500 $ 44,000
Washita, Oklahoma 2 $ 144,000 $ 72,000 $ 44,000
Columbia, Oregon 2 $ 176,000 $ 88,000 $ 40,000
Lincoln, Oregon 2 $ 566,000 $ 283,000 $ 219,000
Yamhill, Oregon 2 $ 525,000 $ 262,500 $ 130,000
Aransas, Texas 2 $ 162,000 $ 81,000 $ 135,000
Brown, Texas 2 $ 181,000 $ 90,500 $ 109,000
Coryell, Texas 2 $ 211,000 $ 105,500 $ 65,000
Gonzales, Texas 2 $ 163,000 $ 81,500 $ 112,000
Gregg, Texas 2 $ 365,000 $ 182,500 $ 180,000
Harrison, Texas 2 $ 175,000 $ 87,500 $ 40,000
Henderson, Texas 2 $ 537,000 $ 268,500 $ 214,000
Hopkins, Texas 2 $ 125,000 $ 62,500 $ 65,000
Kaufman, Texas 2 $ 225,000 $ 112,500 $ 120,000
Kerr, Texas 2 $ 153,000 $ 76,500 $ 171,000
McLennan, Texas 2 $ 406,000 $ 203,000 $ 140,000
Parker, Texas 2 $ 238,000 $ 119,000 $ 67,000
Tyler, Texas 2 $ 170,000 $ 85,000 $ 78,000
Wood, Texas 2 $ 80,000 $ 40,000 $ 40,000
Beaver, Utah 2 $ 144,000 $ 72,000 $ 99,000
Carbon, Utah 2 $ 291,000 $ 145,500 $ 43,000
Rich, Utah 2 $ 255,000 $ 127,500 $ 0
Jefferson, Washington 2 $ 315,000 $ 157,500 $ 91,000
Crook, Wyoming 2 $ 302,000 $ 151,000 $ 81,000
Fremont, Wyoming 2 $ 116,000 $ 58,000 $ 325,000
Park, Wyoming 2 $ 435,000 $ 217,500 $ 132,000
Sheridan, Wyoming 2 $ 446,000 $ 223,000 $ 56,000
Teton, Wyoming 2 $ 2,300,000 $ 1,150,000 $ 529,000
Wrangell-Petersburg, Alaska 1 $ 167,000 $ 167,000 $ 64,000
Apache, Arizona 1 $ 281,000 $ 281,000 $ 152,000
La Paz, Arizona 1 $ 276,000 $ 276,000 $ 128,000
Benton, Arkansas 1 $ 73,000 $ 73,000 $ 26,000
Modoc, California 1 $ 150,000 $ 150,000 $ 84,000
Sierra, California 1 $ 185,000 $ 185,000 $ 38,000
Trinity, California 1 $ 241,000 $ 241,000 $ 60,000
Jackson, Colorado 1 $ 190,000 $ 190,000 $ 95,000
Kiowa, Colorado 1 $ 162,000 $ 162,000 $ 71,000
Moffat, Colorado 1 $ 180,000 $ 180,000 $ 88,000
Morgan, Colorado 1 $ 49,000 $ 49,000 $ 139,000
Rio Blanco, Colorado 1 $ 138,000 $ 138,000 $ 66,000
Rio Grande, Colorado 1 $ 155,000 $ 155,000 $ 26,000
Saguache, Colorado 1 $ 140,000 $ 140,000 $ 67,000
San Miguel, Colorado 1 $ 700,000 $ 700,000 $ 792,000
Citrus, Florida 1 $ 430,000 $ 430,000 $ 132,000
Dixie, Florida 1 $ 112,000 $ 112,000 $ 28,000
Gadsden, Florida 1 $ 73,000 $ 73,000 $ 26,000
Hardee, Florida 1 $ 100,000 $ 100,000 $ 95,000
Hernando, Florida 1 $ 288,000 $ 288,000 $ 79,000
Liberty, Florida 1 $ 86,000 $ 86,000 $ 30,000
Marion, Florida 1 $ 140,000 $ 140,000 $ 39,000
Monroe, Florida 1 $ 175,000 $ 175,000 $ 59,000
St. Lucie, Florida 1 $ 205,000 $ 205,000 $ 49,000
Bear Lake, Idaho 1 $ 80,000 $ 80,000 $ 211,000
Jerome, Idaho 1 $ 150,000 $ 150,000 $ 96,000
Latah, Idaho 1 $ 123,000 $ 123,000 $ 66,000
Lemhi, Idaho 1 $ 114,000 $ 114,000 $ 150,000
Oneida, Idaho 1 $ 115,000 $ 115,000 $ 38,000
Linn, Iowa 1 $ 106,000 $ 106,000 $ 32,000
Allegany, Maryland 1 $ 220,000 $ 220,000 $ 82,000
Carroll, Maryland 1 $ 269,000 $ 269,000 $ 72,000
Dorchester, Maryland 1 $ 197,000 $ 197,000 $ 155,000
Garrett, Maryland 1 $ 103,000 $ 103,000 $ 48,000
Howard, Maryland 1 $ 144,000 $ 144,000 $ 45,000
Washington, Maryland 1 $ 330,000 $ 330,000 $ 134,000
Genesee, Michigan 1 $ 140,000 $ 140,000 $ 133,000
Lake, Montana 1 $ 675,000 $ 675,000 $ 262,000
Ravalli, Montana 1 $ 75,000 $ 75,000 $ 42,000
Sanders, Montana 1 $ 200,000 $ 200,000 $ 0
Curry, New Mexico 1 $ 62,000 $ 62,000 $ 35,000
Eddy, New Mexico 1 $ 83,000 $ 83,000 $ 94,000
Grant, New Mexico 1 $ 103,000 $ 103,000 $ 0
Luna, New Mexico 1 $ 134,000 $ 134,000 $ 156,000
Otero, New Mexico 1 $ 346,000 $ 346,000 $ 198,000
Sierra, New Mexico 1 $ 152,000 $ 152,000 $ 135,000
Taos, New Mexico 1 $ 150,000 $ 150,000 $ 42,000
Cuyahoga, Ohio 1 $ 100,000 $ 100,000 $ 70,000
Franklin, Ohio 1 $ 216,000 $ 216,000 $ 44,000
Hamilton, Ohio 1 $ 478,000 $ 478,000 $ 294,000
Summit, Ohio 1 $ 115,000 $ 115,000 $ 68,000
Warren, Ohio 1 $ 112,000 $ 112,000 $ 136,000
Wood, Ohio 1 $ 558,000 $ 558,000 $ 222,000
Bryan, Oklahoma 1 $ 204,000 $ 204,000 $ 181,000
Cherokee, Oklahoma 1 $ 100,000 $ 100,000 $ 56,000
Cotton, Oklahoma 1 $ 235,000 $ 235,000 $ 72,000
Garfield, Oklahoma 1 $ 334,000 $ 334,000 $ 74,000
Garvin, Oklahoma 1 $ 95,000 $ 95,000 $ 38,000
Jackson, Oklahoma 1 $ 154,000 $ 154,000 $ 39,000
Jefferson, Oklahoma 1 $ 78,000 $ 78,000 $ 58,000
Kingfisher, Oklahoma 1 $ 105,000 $ 105,000 $ 32,000
Latimer, Oklahoma 1 $ 55,000 $ 55,000 $ 41,000
Noble, Oklahoma 1 $ 329,000 $ 329,000 $ 30,000
Pontotoc, Oklahoma 1 $ 151,000 $ 151,000 $ 53,000
Stephens, Oklahoma 1 $ 39,000 $ 39,000 $ 18,000
Woods, Oklahoma 1 $ 56,000 $ 56,000 $ 31,000
Woodward, Oklahoma 1 $ 61,000 $ 61,000 $ 25,000
Crook, Oregon 1 $ 92,000 $ 92,000 $ 57,000
Curry, Oregon 1 $ 207,000 $ 207,000 $ 67,000
Polk, Oregon 1 $ 189,000 $ 189,000 $ 73,000
Tillamook, Oregon 1 $ 364,000 $ 364,000 $ 300,000
Bandera, Texas 1 $ 50,000 $ 50,000 $ 80,000
Chambers, Texas 1 $ 123,000 $ 123,000 $ 36,000
Colorado, Texas 1 $ 73,000 $ 73,000 $ 50,000
Cooke, Texas 1 $ 302,000 $ 302,000 $ 116,000
Frio, Texas 1 $ 85,000 $ 85,000 $ 59,000
Hood, Texas 1 $ 140,000 $ 140,000 $ 180,000
Kendall, Texas 1 $ 339,000 $ 339,000 $ 73,000
Llano, Texas 1 $ 100,000 $ 100,000 $ 60,000
Madison, Texas 1 $ 44,000 $ 44,000 $ 12,000
Medina, Texas 1 $ 49,000 $ 49,000 $ 47,000
Milam, Texas 1 $ 100,000 $ 100,000 $ 43,000
Nacogdoches, Texas 1 $ 101,000 $ 101,000 $ 76,000
Navarro, Texas 1 $ 146,000 $ 146,000 $ 46,000
Nolan, Texas 1 $ 54,000 $ 54,000 $ 70,000
Rusk, Texas 1 $ 160,000 $ 160,000 $ 58,000
Sabine, Texas 1 $ 70,000 $ 70,000 $ 42,000
San Patricio, Texas 1 $ 127,000 $ 127,000 $ 64,000
San Saba, Texas 1 $ 50,000 $ 50,000 $ 84,000
Trinity, Texas 1 $ 144,000 $ 144,000 $ 180,000
Van Zandt, Texas 1 $ 152,000 $ 152,000 $ 69,000
Washington, Texas 1 $ 126,000 $ 126,000 $ 34,000
Daggett, Utah 1 $ 139,000 $ 139,000 $ 1,000
Emery, Utah 1 $ 105,000 $ 105,000 $ 64,000
Wayne, Utah 1 $ 65,000 $ 65,000 $ 34,000
Douglas, Washington 1 $ 144,000 $ 144,000 $ 116,000
Grant, Washington 1 $ 70,000 $ 70,000 $ 34,000
Stevens, Washington 1 $ 96,000 $ 96,000 $ 56,000
Albany, Wyoming 1 $ 157,000 $ 157,000 $ 39,000
Converse, Wyoming 1 $ 194,000 $ 194,000 $ 48,000
Lincoln, Wyoming 1 $ 199,000 $ 199,000 $ 69,000
Platte, Wyoming 1 $ 120,000 $ 120,000 $ 0
Sublette, Wyoming 1 $ 149,000 $ 149,000 $ 35,000

Mortgage Loan Application Detail Totals for Scme Mortgage Bankers, Inc in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,823 $6,043,485,000 $321,000 $3,400,000 $124,000 $4,500,000
Home Purchase 12,058 $3,087,879,000 $256,000 $3,000,000 $133,000 $6,000,000
Home Improvement 2,579 $825,659,000 $320,000 $1,763,000 $113,000 $2,064,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,984 $4,642,463,000 $290,000 $3,400,000 $129,000 $6,000,000
Hispanic 10,295 $2,986,614,000 $290,000 $2,400,000 $113,000 $2,064,000
Asian 3,202 $1,154,445,000 $360,000 $2,660,000 $157,000 $2,715,000
Black or African American 2,203 $597,209,000 $271,000 $2,205,000 $117,000 $1,749,000
Not Provided 1,167 $379,153,000 $324,000 $2,275,000 $134,000 $3,600,000
Native Hawaiian or Other Pacific Islander 470 $157,810,000 $335,000 $1,322,000 $143,000 $948,000
American Indian or Alaskan Native 139 $39,329,000 $282,000 $1,376,000 $111,000 $673,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 32,676 $9,849,414,000 $301,000 $3,400,000 $128,000 $6,000,000
FHA-insured (Federal Housing Administration) 654 $81,600,000 $124,000 $344,000 $47,000 $175,000
VA-guaranteed (Veterans Administration) 130 $26,009,000 $200,000 $423,000 $50,000 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,661 $4,771,687,000 $286,000 $2,205,000 $119,000 $4,080,000
Application Approved But Not Accepted 8,098 $2,546,968,000 $314,000 $2,800,000 $128,000 $4,500,000
Application Denied By Financial Institution 6,140 $1,809,864,000 $294,000 $3,400,000 $135,000 $2,819,000
File Closed For Incompleteness 1,773 $581,722,000 $328,000 $3,400,000 $143,000 $6,000,000
Application Withdrawn By Applicant 788 $246,782,000 $313,000 $2,400,000 $149,000 $2,400,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,603 $751,400,000 $288,000 $2,600,000 $126,000 $1,195,000
Collateral 936 $278,490,000 $297,000 $3,400,000 $158,000 $2,819,000
Debt-To-Income Ratio 899 $254,246,000 $282,000 $1,365,000 $108,000 $2,715,000
Employment History 562 $184,366,000 $328,000 $2,660,000 $156,000 $960,000
Unverifiable Information 529 $164,709,000 $311,000 $1,500,000 $148,000 $750,000
Other 484 $141,170,000 $291,000 $1,988,000 $149,000 $846,000
Insufficient Cash (Downpayment, Closing Cost) 93 $25,754,000 $276,000 $1,013,000 $132,000 $462,000
Credit Application Incomplete 31 $8,722,000 $281,000 $585,000 $104,000 $271,000
Mortgage Insurance Denied 2 $842,000 $421,000 $504,000 $135,000 $138,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Scme Mortgage Bankers, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Scme Mortgage Bankers, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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