Scottrade Bank Mortgage Lending & HMDA Data, 2015

In 2015, Scottrade Bank of St. Louis, MO reported 915 mortgage applications totaling $695.3 million, down 13% from 2014. The average application was for $759,922, and applicants reported an average income of $0. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Oakland-Hayward-Berkeley, CA (98), San Jose-Sunnyvale-Santa Clara, CA (89) and Chicago-Naperville-Arlington Heights, IL (55) (applications in parentheses).

Mortgage Company & Address Scottrade Bank
12800 Corporate Hill Drive
St. Louis, MO 63131
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  
Total Number of Mortgage Applications 915
Total Mortgage Loan Application Amount $695,329,000
Average Mortgage Loan Application Amount $759,922
Highest Mortgage Loan Application Amount $2,438,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Scottrade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Scottrade Bank by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland-Hayward-Berkeley, CA 98 $ 77,461,000 $ 790,418 $ 0
San Jose-Sunnyvale-Santa Clara, CA 89 $ 67,988,000 $ 763,910 $ 0
Chicago-Naperville-Arlington Heights, IL 55 $ 39,130,000 $ 711,454 $ 0
Boston, MA 48 $ 29,870,000 $ 622,291 $ 0
Los Angeles-Long Beach-Glendale, CA 44 $ 39,021,000 $ 886,840 $ 0
St. Louis, MO-IL 40 $ 26,750,000 $ 668,750 $ 0
Cambridge-Newton-Framingham, MA 37 $ 23,917,000 $ 646,405 $ 0
Phoenix-Mesa-Scottsdale, AZ 37 $ 36,733,000 $ 992,783 $ 0
San Francisco-Redwood City-South San Francisco, CA 31 $ 26,736,000 $ 862,451 $ 0
Seattle-Bellevue-Everett, WA 30 $ 23,935,000 $ 797,833 $ 0
New York-Jersey City-White Plains, NY-NJ 25 $ 21,100,000 $ 844,000 $ 0
Dallas-Plano-Irving, TX 23 $ 15,688,000 $ 682,086 $ 0
San Diego-Carlsbad, CA 23 $ 17,931,000 $ 779,608 $ 0
Bridgeport-Stamford-Norwalk, CT 20 $ 12,776,000 $ 638,800 $ 0
Anaheim-Santa Ana-Irvine, CA 19 $ 20,811,000 $ 1,095,315 $ 0
Denver-Aurora-Lakewood, CO 17 $ 12,730,000 $ 748,823 $ 0
Atlanta-Sandy Springs-Roswell, GA 15 $ 10,039,000 $ 669,266 $ 0
San Rafael, CA 15 $ 13,334,000 $ 888,933 $ 0
Baltimore-Columbia-Towson, MD 9 $ 6,800,000 $ 755,555 $ 0
Houston-The Woodlands-Sugar Land, TX 8 $ 5,146,000 $ 643,250 $ 0
Lake County-Kenosha County, IL-WI 8 $ 5,418,000 $ 677,250 $ 0
Newark, NJ-PA 8 $ 5,203,000 $ 650,375 $ 0
Sacramento--Roseville--Arden-Arcade, CA 8 $ 6,514,000 $ 814,250 $ 0
Austin-Round Rock, TX 7 $ 4,523,000 $ 646,142 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 5,140,000 $ 734,285 $ 0
Portland-Vancouver-Hillsboro, OR-WA 7 $ 4,348,000 $ 621,142 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 6 $ 4,964,000 $ 827,333 $ 0
Reno, NV 6 $ 4,303,000 $ 717,166 $ 0
Salinas, CA 6 $ 5,052,000 $ 842,000 $ 0
Silver Spring-Frederick-Rockville, MD 6 $ 4,172,000 $ 695,333 $ 0
Naples-Immokalee-Marco Island, FL 5 $ 3,255,000 $ 651,000 $ 0
Nassau County-Suffolk County, NY 5 $ 3,248,000 $ 649,600 $ 0
Oxnard-Thousand Oaks-Ventura, CA 5 $ 4,362,000 $ 872,400 $ 0
Providence-Warwick, RI-MA 5 $ 2,234,000 $ 446,800 $ 0
San Antonio-New Braunfels, TX 5 $ 3,129,000 $ 625,800 $ 0
Barnstable Town, MA 4 $ 2,946,000 $ 736,500 $ 0
Colorado Springs, CO 4 $ 3,517,000 $ 879,250 $ 0
Fort Worth-Arlington, TX 4 $ 3,151,000 $ 787,750 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 4 $ 3,241,000 $ 810,250 $ 0
Boulder, CO 3 $ 2,017,000 $ 672,333 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 3 $ 2,700,000 $ 900,000 $ 0
Las Vegas-Henderson-Paradise, NV 3 $ 1,985,000 $ 661,666 $ 0
Montgomery County-Bucks County-Chester County, PA 3 $ 2,440,000 $ 813,333 $ 0
Ocean City, NJ 3 $ 1,687,000 $ 562,333 $ 0
Raleigh, NC 3 $ 1,399,000 $ 466,333 $ 0
Salt Lake City, UT 3 $ 1,810,000 $ 603,333 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 3 $ 1,861,000 $ 620,333 $ 0
Santa Rosa, CA 3 $ 2,287,000 $ 762,333 $ 0
Trenton, NJ 3 $ 2,326,000 $ 775,333 $ 0
Warren-Troy-Farmington Hills, MI 3 $ 2,312,000 $ 770,666 $ 0
Washington-Arlington-Alexandria, DC-VA-MD-WV 3 $ 3,382,000 $ 1,127,333 $ 0
Columbus, GA-AL 2 $ 1,186,000 $ 593,000 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 1,755,000 $ 877,500 $ 0
Flagstaff, AZ 2 $ 1,054,000 $ 527,000 $ 0
Kansas City, MO-KS 2 $ 1,598,000 $ 799,000 $ 0
Miami-Miami Beach-Kendall, FL 2 $ 1,862,000 $ 931,000 $ 0
Milwaukee-Waukesha-West Allis, WI 2 $ 1,902,000 $ 951,000 $ 0
Napa, CA 2 $ 1,488,000 $ 744,000 $ 0
North Port-Sarasota-Bradenton, FL 2 $ 1,511,000 $ 755,500 $ 0
Portland-South Portland, ME 2 $ 2,438,000 $ 1,219,000 $ 0
Richmond, VA 2 $ 1,152,000 $ 576,000 $ 0
Riverside-San Bernardino-Ontario, CA 2 $ 1,534,000 $ 767,000 $ 0
Tampa-St. Petersburg-Clearwater, FL 2 $ 843,000 $ 421,500 $ 0
Vallejo-Fairfield, CA 2 $ 1,533,000 $ 766,500 $ 0
Worcester, MA-CT 2 $ 1,101,000 $ 550,500 $ 0
Bakersfield, CA 1 $ 920,000 $ 920,000 $ 0
Bend-Redmond, OR 1 $ 652,000 $ 652,000 $ 0
Birmingham-Hoover, AL 1 $ 298,000 $ 298,000 $ 0
Brunswick, GA 1 $ 1,000,000 $ 1,000,000 $ 0
Cape Coral-Fort Myers, FL 1 $ 512,000 $ 512,000 $ 0
Cincinnati, OH-KY-IN 1 $ 878,000 $ 878,000 $ 0
Crestview-Fort Walton Beach-Destin, FL 1 $ 998,000 $ 998,000 $ 0
Durham-Chapel Hill, NC 1 $ 1,463,000 $ 1,463,000 $ 0
Dutchess County-Putnam County, NY 1 $ 688,000 $ 688,000 $ 0
Elgin, IL 1 $ 639,000 $ 639,000 $ 0
Eugene, OR 1 $ 447,000 $ 447,000 $ 0
Fort Collins, CO 1 $ 998,000 $ 998,000 $ 0
Greeley, CO 1 $ 146,000 $ 146,000 $ 0
Hartford-West Hartford-East Hartford, CT 1 $ 146,000 $ 146,000 $ 0
Hickory-Lenoir-Morganton, NC 1 $ 839,000 $ 839,000 $ 0
Indianapolis-Carmel-Anderson, IN 1 $ 854,000 $ 854,000 $ 0
Jacksonville, FL 1 $ 440,000 $ 440,000 $ 0
Kahului-Wailuku-Lahaina, HI 1 $ 1,067,000 $ 1,067,000 $ 0
Macon, GA 1 $ 892,000 $ 892,000 $ 0
Madison, WI 1 $ 703,000 $ 703,000 $ 0
Modesto, CA 1 $ 560,000 $ 560,000 $ 0
New Haven-Milford, CT 1 $ 708,000 $ 708,000 $ 0
Niles-Benton Harbor, MI 1 $ 629,000 $ 629,000 $ 0
Oklahoma City, OK 1 $ 580,000 $ 580,000 $ 0
Olympia-Tumwater, WA 1 $ 811,000 $ 811,000 $ 0
Palm Bay-Melbourne-Titusville, FL 1 $ 500,000 $ 500,000 $ 0
Pensacola-Ferry Pass-Brent, FL 1 $ 640,000 $ 640,000 $ 0
Philadelphia, PA 1 $ 590,000 $ 590,000 $ 0
Pittsburgh, PA 1 $ 617,000 $ 617,000 $ 0
Port St. Lucie, FL 1 $ 597,000 $ 597,000 $ 0
Provo-Orem, UT 1 $ 574,000 $ 574,000 $ 0
Redding, CA 1 $ 890,000 $ 890,000 $ 0
Roanoke, VA 1 $ 700,000 $ 700,000 $ 0
Rockingham County-Strafford County, NH 1 $ 750,000 $ 750,000 $ 0
Santa Cruz-Watsonville, CA 1 $ 467,000 $ 467,000 $ 0
Santa Maria-Santa Barbara, CA 1 $ 700,000 $ 700,000 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 438,000 $ 438,000 $ 0
St. George, UT 1 $ 598,000 $ 598,000 $ 0
Tucson, AZ 1 $ 757,000 $ 757,000 $ 0
Tulsa, OK 1 $ 879,000 $ 879,000 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 500,000 $ 500,000 $ 0
Wilmington, NC 1 $ 1,040,000 $ 1,040,000 $ 0

Mortgage Loan Application Detail Totals for Scottrade Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 545 $405,385,000 $743,000 $2,087,000 $0 $0
Home Purchase 337 $264,128,000 $783,000 $2,438,000 $0 $0
Home Improvement 33 $25,816,000 $782,000 $1,950,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 915 $695,329,000 $759,000 $2,438,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 915 $695,329,000 $759,000 $2,438,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 915 $695,329,000 $759,000 $2,438,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Scottrade Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Scottrade Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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