Security Service Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Security Service Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Security Service Federal Credit Union
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,266
Total Mortgage Loan Application Amount $1,677,987,000
Average Mortgage Loan Application Amount $148,666
Highest Mortgage Loan Application Amount $2,800,000
Average Applicant Income $107,000
Highest Applicant Income $3,839,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Security Service Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Service Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Security Service Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Service Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Security Service Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Service Federal Credit Union's mortgage activity for 2015.

Mortgage Loan Application Totals for Security Service Federal Credit Union by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar County Texas 3,832 $ 490,109,000 $ 127,000 $ 87,000
Hidalgo County Texas 570 $ 61,572,000 $ 108,000 $ 78,000
El Paso County Colorado 386 $ 63,692,000 $ 165,000 $ 82,000
Cameron County Texas 274 $ 29,542,000 $ 107,000 $ 86,000
Comal County Texas 260 $ 60,679,000 $ 233,000 $ 118,000
Salt Lake County Utah 207 $ 57,456,000 $ 277,000 $ 125,000
Utah County Utah 191 $ 45,604,000 $ 238,000 $ 102,000
Pueblo County Colorado 182 $ 19,056,000 $ 104,000 $ 63,000
Denver County Colorado 181 $ 65,213,000 $ 360,000 $ 169,000
Guadalupe County Texas 173 $ 28,217,000 $ 163,000 $ 98,000
Nueces County Texas 172 $ 23,964,000 $ 139,000 $ 104,000
El Paso County Texas 166 $ 19,882,000 $ 119,000 $ 89,000
Arapahoe County Colorado 165 $ 61,204,000 $ 370,000 $ 174,000
Jefferson County Colorado 156 $ 44,183,000 $ 283,000 $ 122,000
Travis County Texas 148 $ 68,655,000 $ 463,000 $ 231,000
Weld County Colorado 144 $ 27,747,000 $ 192,000 $ 95,000
Douglas County Colorado 115 $ 50,179,000 $ 436,000 $ 197,000
Kendall County Texas 102 $ 27,497,000 $ 269,000 $ 123,000
Larimer County Colorado 100 $ 17,884,000 $ 178,000 $ 85,000
Medina County Texas 97 $ 14,236,000 $ 146,000 $ 95,000
Atascosa County Texas 83 $ 9,168,000 $ 110,000 $ 77,000
Adams County Colorado 76 $ 15,261,000 $ 200,000 $ 93,000
Bandera County Texas 75 $ 10,229,000 $ 136,000 $ 95,000
Summit County Utah 72 $ 58,577,000 $ 813,000 $ 354,000
Uvalde County Texas 69 $ 8,146,000 $ 118,000 $ 77,000
San Patricio County Texas 66 $ 7,039,000 $ 106,000 $ 98,000
Harris County Texas 63 $ 17,120,000 $ 271,000 $ 145,000
Boulder County Colorado 62 $ 28,845,000 $ 465,000 $ 243,000
Wilson County Texas 59 $ 10,118,000 $ 171,000 $ 98,000
Webb County Texas 56 $ 6,830,000 $ 121,000 $ 105,000
Washington County Utah 46 $ 16,477,000 $ 358,000 $ 195,000
Williamson County Texas 45 $ 10,444,000 $ 232,000 $ 113,000
Hays County Texas 44 $ 13,721,000 $ 311,000 $ 134,000
Davis County Utah 40 $ 13,237,000 $ 330,000 $ 153,000
Aransas County Texas 30 $ 5,278,000 $ 175,000 $ 119,000
Tarrant County Texas 30 $ 9,658,000 $ 321,000 $ 174,000
Weber County Utah 28 $ 8,908,000 $ 318,000 $ 125,000
Kerr County Texas 27 $ 4,174,000 $ 154,000 $ 96,000
Dallas County Texas 26 $ 5,635,000 $ 216,000 $ 179,000
Val Verde County Texas 23 $ 2,732,000 $ 118,000 $ 82,000
Broomfield County Colorado 21 $ 10,730,000 $ 510,000 $ 197,000
Frio County Texas 21 $ 1,602,000 $ 76,000 $ 67,000
Fremont County Colorado 20 $ 1,913,000 $ 95,000 $ 70,000
Fort Bend County Texas 18 $ 4,410,000 $ 245,000 $ 173,000
Maverick County Texas 18 $ 1,984,000 $ 110,000 $ 79,000
Starr County Texas 18 $ 2,034,000 $ 113,000 $ 91,000
Collin County Texas 17 $ 4,838,000 $ 284,000 $ 133,000
Jim Wells County Texas 17 $ 1,800,000 $ 105,000 $ 102,000
Wasatch County Utah 17 $ 11,253,000 $ 661,000 $ 369,000
Gillespie County Texas 16 $ 3,119,000 $ 194,000 $ 127,000
Bastrop County Texas 12 $ 3,517,000 $ 293,000 $ 149,000
Summit County Colorado 11 $ 5,321,000 $ 483,000 $ 600,000
Bell County Texas 11 $ 1,058,000 $ 96,000 $ 94,000
Burnet County Texas 11 $ 3,383,000 $ 307,000 $ 163,000
Kleberg County Texas 11 $ 963,000 $ 87,000 $ 82,000
Blanco County Texas 10 $ 2,453,000 $ 245,000 $ 109,000
Elbert County Colorado 9 $ 3,409,000 $ 378,000 $ 187,000
Mesa County Colorado 9 $ 2,288,000 $ 254,000 $ 107,000
Llano County Texas 9 $ 4,210,000 $ 467,000 $ 257,000
Willacy County Texas 9 $ 970,000 $ 107,000 $ 58,000
Zavala County Texas 9 $ 680,000 $ 75,000 $ 62,000
Custer County Colorado 8 $ 1,088,000 $ 136,000 $ 70,000
Brazoria County Texas 8 $ 1,361,000 $ 170,000 $ 127,000
Denton County Texas 8 $ 3,035,000 $ 379,000 $ 157,000
Montgomery County Texas 8 $ 1,118,000 $ 139,000 $ 124,000
Tooele County Utah 8 $ 2,108,000 $ 263,000 $ 86,000
Eagle County Colorado 7 $ 4,189,000 $ 598,000 $ 366,000
Garfield County Colorado 7 $ 1,908,000 $ 272,000 $ 143,000
Teller County Colorado 7 $ 1,117,000 $ 159,000 $ 68,000
Parker County Texas 7 $ 1,372,000 $ 196,000 $ 156,000
Refugio County Texas 7 $ 985,000 $ 140,000 $ 81,000
Grand County Colorado 6 $ 3,587,000 $ 597,000 $ 376,000
Park County Colorado 6 $ 1,103,000 $ 183,000 $ 122,000
Dimmit County Texas 6 $ 819,000 $ 136,000 $ 99,000
Live Oak County Texas 6 $ 296,000 $ 49,000 $ 77,000
Chaffee County Colorado 5 $ 1,175,000 $ 235,000 $ 125,000
Gunnison County Colorado 5 $ 994,000 $ 198,000 $ 99,000
Las Animas County Colorado 5 $ 435,000 $ 87,000 $ 65,000
Otero County Colorado 5 $ 362,000 $ 72,000 $ 47,000
Rio Grande County Colorado 5 $ 478,000 $ 95,000 $ 107,000
Bee County Texas 5 $ 598,000 $ 119,000 $ 80,000
Ector County Texas 5 $ 626,000 $ 125,000 $ 70,000
Galveston County Texas 5 $ 1,567,000 $ 313,000 $ 200,000
Henderson County Texas 5 $ 503,000 $ 100,000 $ 94,000
Montague County Texas 5 $ 863,000 $ 172,000 $ 152,000
Tom Green County Texas 5 $ 584,000 $ 116,000 $ 64,000
Victoria County Texas 5 $ 562,000 $ 112,000 $ 61,000
Wharton County Texas 5 $ 1,088,000 $ 217,000 $ 123,000
Alamosa County Colorado 4 $ 875,000 $ 218,000 $ 104,000
La Plata County Colorado 4 $ 1,124,000 $ 281,000 $ 115,000
Routt County Colorado 4 $ 3,578,000 $ 894,000 $ 279,000
Brazos County Texas 4 $ 655,000 $ 163,000 $ 159,000
Gonzales County Texas 4 $ 317,000 $ 79,000 $ 51,000
Lubbock County Texas 4 $ 819,000 $ 204,000 $ 150,000
Zapata County Texas 4 $ 379,000 $ 94,000 $ 71,000
Kane County Utah 4 $ 977,000 $ 244,000 $ 157,000
Clear Creek County Colorado 3 $ 1,096,000 $ 365,000 $ 174,000
Logan County Colorado 3 $ 141,000 $ 47,000 $ 52,000
Pitkin County Colorado 3 $ 2,443,000 $ 814,000 $ 471,000
Ellis County Texas 3 $ 797,000 $ 265,000 $ 158,000
Johnson County Texas 3 $ 415,000 $ 138,000 $ 70,000
Karnes County Texas 3 $ 518,000 $ 172,000 $ 122,000
Kinney County Texas 3 $ 334,000 $ 111,000 $ 49,000
Midland County Texas 3 $ 423,000 $ 141,000 $ 110,000
Smith County Texas 3 $ 372,000 $ 124,000 $ 62,000
Taylor County Texas 3 $ 415,000 $ 138,000 $ 106,000
Carbon County Utah 3 $ 1,226,000 $ 408,000 $ 178,000
Crowley County Colorado 2 $ 61,000 $ 30,000 $ 28,000
Gilpin County Colorado 2 $ 942,000 $ 471,000 $ 180,000
Huerfano County Colorado 2 $ 73,000 $ 36,000 $ 32,000
Montrose County Colorado 2 $ 366,000 $ 183,000 $ 82,000
Prowers County Colorado 2 $ 128,000 $ 64,000 $ 62,000
Angelina County Texas 2 $ 244,000 $ 122,000 $ 119,000
Brewster County Texas 2 $ 218,000 $ 109,000 $ 45,000
Caldwell County Texas 2 $ 198,000 $ 99,000 $ 69,000
Cherokee County Texas 2 $ 232,000 $ 116,000 $ 72,000
DeWitt County Texas 2 $ 111,000 $ 55,000 $ 42,000
Duval County Texas 2 $ 125,000 $ 62,000 $ 87,000
Erath County Texas 2 $ 186,000 $ 93,000 $ 94,000
Fayette County Texas 2 $ 521,000 $ 260,000 $ 213,000
Grayson County Texas 2 $ 309,000 $ 154,000 $ 121,000
Hood County Texas 2 $ 366,000 $ 183,000 $ 86,000
Hunt County Texas 2 $ 340,000 $ 170,000 $ 143,000
Jim Hogg County Texas 2 $ 145,000 $ 72,000 $ 80,000
Kaufman County Texas 2 $ 450,000 $ 225,000 $ 127,000
La Salle County Texas 2 $ 94,000 $ 47,000 $ 119,000
Mason County Texas 2 $ 261,000 $ 130,000 $ 153,000
Real County Texas 2 $ 540,000 $ 270,000 $ 91,000
Walker County Texas 2 $ 197,000 $ 98,000 $ 162,000
Waller County Texas 2 $ 538,000 $ 269,000 $ 128,000
Duchesne County Utah 2 $ 245,000 $ 122,000 $ 131,000
Grand County Utah 2 $ 453,000 $ 226,000 $ 100,000
Juab County Utah 2 $ 148,000 $ 74,000 $ 31,000
Morgan County Utah 2 $ 950,000 $ 475,000 $ 132,000
Archuleta County Colorado 1 $ 550,000 $ 550,000 $ 241,000
Baca County Colorado 1 $ 59,000 $ 59,000 $ 48,000
Cheyenne County Colorado 1 $ 30,000 $ 30,000 $ 104,000
Conejos County Colorado 1 $ 58,000 $ 58,000 $ 20,000
Delta County Colorado 1 $ 95,000 $ 95,000 $ 64,000
Kit Carson County Colorado 1 $ 187,000 $ 187,000 $ 57,000
Lake County Colorado 1 $ 82,000 $ 82,000 $ 50,000
Mineral County Colorado 1 $ 90,000 $ 90,000 $ 33,000
Montezuma County Colorado 1 $ 48,000 $ 48,000 $ 105,000
Morgan County Colorado 1 $ 28,000 $ 28,000 $ 113,000
Phillips County Colorado 1 $ 171,000 $ 171,000 $ 126,000
Austin County Texas 1 $ 366,000 $ 366,000 $ 165,000
Brooks County Texas 1 $ 100,000 $ 100,000 $ 87,000
Burleson County Texas 1 $ 100,000 $ 100,000 $ 100,000
Carson County Texas 1 $ 140,000 $ 140,000 $ 116,000
Coke County Texas 1 $ 50,000 $ 50,000 $ 66,000
Coleman County Texas 1 $ 29,000 $ 29,000 $ 71,000
Colorado County Texas 1 $ 45,000 $ 45,000 $ 36,000
Coryell County Texas 1 $ 151,000 $ 151,000 $ 90,000
Edwards County Texas 1 $ 51,000 $ 51,000 $ 208,000
Falls County Texas 1 $ 100,000 $ 100,000 $ 66,000
Harrison County Texas 1 $ 191,000 $ 191,000 $ 120,000
Hockley County Texas 1 $ 30,000 $ 30,000 $ 150,000
Jefferson County Texas 1 $ 204,000 $ 204,000 $ 139,000
Knox County Texas 1 $ 117,000 $ 117,000 $ 312,000
Lavaca County Texas 1 $ 400,000 $ 400,000 $ 135,000
McLennan County Texas 1 $ 338,000 $ 338,000 $ 549,000
Mills County Texas 1 $ 296,000 $ 296,000 $ 105,000
Nacogdoches County Texas 1 $ 92,000 $ 92,000 $ 117,000
Newton County Texas 1 $ 100,000 $ 100,000 $ 133,000
Orange County Texas 1 $ 84,000 $ 84,000 $ 57,000
Polk County Texas 1 $ 35,000 $ 35,000 $ 67,000
Rockwall County Texas 1 $ 130,000 $ 130,000 $ 63,000
San Jacinto County Texas 1 $ 298,000 $ 298,000 $ 99,000
Shackelford County Texas 1 $ 235,000 $ 235,000 $ 234,000
Upshur County Texas 1 $ 116,000 $ 116,000 $ 69,000
Washington County Texas 1 $ 160,000 $ 160,000 $ 80,000
Beaver County Utah 1 $ 80,000 $ 80,000 $ 104,000
Box Elder County Utah 1 $ 347,000 $ 347,000 $ 120,000
Cache County Utah 1 $ 213,000 $ 213,000 $ 114,000
Emery County Utah 1 $ 82,000 $ 82,000 $ 54,000
Garfield County Utah 1 $ 350,000 $ 350,000 $ 176,000
Iron County Utah 1 $ 30,000 $ 30,000 $ 37,000
Millard County Utah 1 $ 58,000 $ 58,000 $ 70,000
Rich County Utah 1 $ 1,440,000 $ 1,440,000 $ 659,000
San Juan County Utah 1 $ 140,000 $ 140,000 $ 97,000
Sanpete County Utah 1 $ 112,000 $ 112,000 $ 94,000
Uintah County Utah 1 $ 410,000 $ 410,000 $ 176,000

Mortgage Loan Application Detail Totals for Security Service Federal Credit Union in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,440 $973,549,000 $151,000 $2,400,000 $95,000 $3,839,000
Home Purchase 2,712 $700,202,000 $258,000 $2,800,000 $131,000 $3,586,000
Home Improvement 114 $4,236,000 $37,000 $216,000 $95,000 $479,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,962 $951,545,000 $240,000 $2,800,000 $128,000 $3,839,000
Hispanic 3,570 $415,465,000 $116,000 $1,000,000 $80,000 $3,586,000
Not Provided 1,312 $227,006,000 $173,000 $1,816,000 $102,000 $1,112,000
Asian 197 $48,530,000 $246,000 $1,428,000 $143,000 $1,324,000
Black or African American 189 $30,014,000 $158,000 $1,220,000 $99,000 $790,000
American Indian or Alaskan Native 30 $4,591,000 $153,000 $252,000 $108,000 $277,000
Native Hawaiian or Other Pacific Islander 6 $836,000 $139,000 $256,000 $103,000 $153,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,229 $1,671,605,000 $181,000 $2,800,000 $105,000 $3,839,000
VA-guaranteed (Veterans Administration) 23 $4,276,000 $185,000 $350,000 $87,000 $176,000
FHA-insured (Federal Housing Administration) 13 $2,005,000 $154,000 $322,000 $74,000 $145,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $101,000 $101,000 $101,000 $67,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,923 $1,166,437,000 $196,000 $2,800,000 $114,000 $3,839,000
Application Denied By Financial Institution 1,458 $242,777,000 $166,000 $2,400,000 $86,000 $1,024,000
File Closed For Incompleteness 1,378 $196,034,000 $142,000 $1,320,000 $93,000 $1,015,000
Application Withdrawn By Applicant 387 $57,198,000 $147,000 $1,062,000 $91,000 $600,000
Application Approved But Not Accepted 120 $15,541,000 $129,000 $590,000 $87,000 $273,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 444 $73,467,000 $165,000 $2,400,000 $62,000 $573,000
Credit History 347 $41,449,000 $119,000 $1,280,000 $74,000 $723,000
Collateral 205 $34,663,000 $169,000 $1,849,000 $104,000 $1,024,000
Other 184 $41,132,000 $223,000 $2,000,000 $119,000 $709,000
Credit Application Incomplete 160 $30,718,000 $191,000 $1,307,000 $112,000 $594,000
Unverifiable Information 47 $8,799,000 $187,000 $1,200,000 $97,000 $803,000
Insufficient Cash (Downpayment, Closing Cost) 37 $7,988,000 $215,000 $792,000 $100,000 $320,000
Employment History 10 $1,244,000 $124,000 $620,000 $71,000 $145,000
Mortgage Insurance Denied 6 $934,000 $155,000 $310,000 $72,000 $119,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List