Security Service Mortgage Lending & HMDA Data, 2015

In 2015, Security Service of San Antonio, TX reported 9,266 mortgage applications totaling $1.7 billion, up 63% from 2014. The average application was for $181,090, and applicants reported an average income of $105,536. 64% of its applications resulted in an originated loan and 16% were denied. Its largest markets were San Antonio-New Braunfels, TX (4,681), Denver-Aurora-Lakewood, CO (734) and McAllen-Edinburg-Mission, TX (570) (applications in parentheses).

Mortgage Company & Address Security Service
15000 W Interstate 10 Bldg 4
San Antonio, TX 78249
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,266
Total Mortgage Loan Application Amount $1,677,987,000
Average Mortgage Loan Application Amount $181,090
Highest Mortgage Loan Application Amount $2,800,000
Average Applicant Income $105,536
Highest Applicant Income $3,839,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Security Service filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Security Service by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 3,832 $ 490,109,000 $ 127,899 $ 87,000
Hidalgo, Texas 570 $ 61,572,000 $ 108,021 $ 78,000
El Paso, Colorado 386 $ 63,692,000 $ 165,005 $ 82,000
Cameron, Texas 274 $ 29,542,000 $ 107,817 $ 86,000
Comal, Texas 260 $ 60,679,000 $ 233,380 $ 118,000
Salt Lake, Utah 207 $ 57,456,000 $ 277,565 $ 125,000
Utah, Utah 191 $ 45,604,000 $ 238,764 $ 102,000
Pueblo, Colorado 182 $ 19,056,000 $ 104,703 $ 63,000
Denver, Colorado 181 $ 65,213,000 $ 360,292 $ 169,000
Guadalupe, Texas 173 $ 28,217,000 $ 163,104 $ 98,000
Nueces, Texas 172 $ 23,964,000 $ 139,325 $ 104,000
El Paso, Texas 166 $ 19,882,000 $ 119,771 $ 89,000
Arapahoe, Colorado 165 $ 61,204,000 $ 370,933 $ 174,000
Jefferson, Colorado 156 $ 44,183,000 $ 283,224 $ 122,000
Travis, Texas 148 $ 68,655,000 $ 463,885 $ 231,000
Weld, Colorado 144 $ 27,747,000 $ 192,687 $ 95,000
Douglas, Colorado 115 $ 50,179,000 $ 436,339 $ 197,000
Kendall, Texas 102 $ 27,497,000 $ 269,578 $ 123,000
Larimer, Colorado 100 $ 17,884,000 $ 178,840 $ 85,000
Medina, Texas 97 $ 14,236,000 $ 146,762 $ 95,000
Atascosa, Texas 83 $ 9,168,000 $ 110,457 $ 77,000
Adams, Colorado 76 $ 15,261,000 $ 200,802 $ 93,000
Bandera, Texas 75 $ 10,229,000 $ 136,386 $ 95,000
Summit, Utah 72 $ 58,577,000 $ 813,569 $ 354,000
Uvalde, Texas 69 $ 8,146,000 $ 118,057 $ 77,000
San Patricio, Texas 66 $ 7,039,000 $ 106,651 $ 98,000
Harris, Texas 63 $ 17,120,000 $ 271,746 $ 145,000
Boulder, Colorado 62 $ 28,845,000 $ 465,241 $ 243,000
Wilson, Texas 59 $ 10,118,000 $ 171,491 $ 98,000
Webb, Texas 56 $ 6,830,000 $ 121,964 $ 105,000
Washington, Utah 46 $ 16,477,000 $ 358,195 $ 195,000
Williamson, Texas 45 $ 10,444,000 $ 232,088 $ 113,000
Hays, Texas 44 $ 13,721,000 $ 311,840 $ 134,000
Davis, Utah 40 $ 13,237,000 $ 330,925 $ 153,000
Aransas, Texas 30 $ 5,278,000 $ 175,933 $ 119,000
Tarrant, Texas 30 $ 9,658,000 $ 321,933 $ 174,000
Weber, Utah 28 $ 8,908,000 $ 318,142 $ 125,000
Kerr, Texas 27 $ 4,174,000 $ 154,592 $ 96,000
Dallas, Texas 26 $ 5,635,000 $ 216,730 $ 179,000
Val Verde, Texas 23 $ 2,732,000 $ 118,782 $ 82,000
Broomfield, Colorado 21 $ 10,730,000 $ 510,952 $ 197,000
Frio, Texas 21 $ 1,602,000 $ 76,285 $ 67,000
Fremont, Colorado 20 $ 1,913,000 $ 95,650 $ 70,000
Fort Bend, Texas 18 $ 4,410,000 $ 245,000 $ 173,000
Maverick, Texas 18 $ 1,984,000 $ 110,222 $ 79,000
Starr, Texas 18 $ 2,034,000 $ 113,000 $ 91,000
Collin, Texas 17 $ 4,838,000 $ 284,588 $ 133,000
Jim Wells, Texas 17 $ 1,800,000 $ 105,882 $ 102,000
Wasatch, Utah 17 $ 11,253,000 $ 661,941 $ 369,000
Gillespie, Texas 16 $ 3,119,000 $ 194,937 $ 127,000
Bastrop, Texas 12 $ 3,517,000 $ 293,083 $ 149,000
Summit, Colorado 11 $ 5,321,000 $ 483,727 $ 600,000
Bell, Texas 11 $ 1,058,000 $ 96,181 $ 94,000
Burnet, Texas 11 $ 3,383,000 $ 307,545 $ 163,000
Kleberg, Texas 11 $ 963,000 $ 87,545 $ 82,000
Blanco, Texas 10 $ 2,453,000 $ 245,300 $ 109,000
Elbert, Colorado 9 $ 3,409,000 $ 378,777 $ 187,000
Mesa, Colorado 9 $ 2,288,000 $ 254,222 $ 107,000
Llano, Texas 9 $ 4,210,000 $ 467,777 $ 257,000
Willacy, Texas 9 $ 970,000 $ 107,777 $ 58,000
Zavala, Texas 9 $ 680,000 $ 75,555 $ 62,000
Custer, Colorado 8 $ 1,088,000 $ 136,000 $ 70,000
Brazoria, Texas 8 $ 1,361,000 $ 170,125 $ 127,000
Denton, Texas 8 $ 3,035,000 $ 379,375 $ 157,000
Montgomery, Texas 8 $ 1,118,000 $ 139,750 $ 124,000
Tooele, Utah 8 $ 2,108,000 $ 263,500 $ 86,000
Eagle, Colorado 7 $ 4,189,000 $ 598,428 $ 366,000
Garfield, Colorado 7 $ 1,908,000 $ 272,571 $ 143,000
Teller, Colorado 7 $ 1,117,000 $ 159,571 $ 68,000
Parker, Texas 7 $ 1,372,000 $ 196,000 $ 156,000
Refugio, Texas 7 $ 985,000 $ 140,714 $ 81,000
Grand, Colorado 6 $ 3,587,000 $ 597,833 $ 376,000
Park, Colorado 6 $ 1,103,000 $ 183,833 $ 122,000
Dimmit, Texas 6 $ 819,000 $ 136,500 $ 99,000
Live Oak, Texas 6 $ 296,000 $ 49,333 $ 77,000
Chaffee, Colorado 5 $ 1,175,000 $ 235,000 $ 125,000
Gunnison, Colorado 5 $ 994,000 $ 198,800 $ 99,000
Las Animas, Colorado 5 $ 435,000 $ 87,000 $ 65,000
Otero, Colorado 5 $ 362,000 $ 72,400 $ 47,000
Rio Grande, Colorado 5 $ 478,000 $ 95,600 $ 107,000
Bee, Texas 5 $ 598,000 $ 119,600 $ 80,000
Ector, Texas 5 $ 626,000 $ 125,200 $ 70,000
Galveston, Texas 5 $ 1,567,000 $ 313,400 $ 200,000
Henderson, Texas 5 $ 503,000 $ 100,600 $ 94,000
Montague, Texas 5 $ 863,000 $ 172,600 $ 152,000
Tom Green, Texas 5 $ 584,000 $ 116,800 $ 64,000
Victoria, Texas 5 $ 562,000 $ 112,400 $ 61,000
Wharton, Texas 5 $ 1,088,000 $ 217,600 $ 123,000
Alamosa, Colorado 4 $ 875,000 $ 218,750 $ 104,000
La Plata, Colorado 4 $ 1,124,000 $ 281,000 $ 115,000
Routt, Colorado 4 $ 3,578,000 $ 894,500 $ 279,000
Brazos, Texas 4 $ 655,000 $ 163,750 $ 159,000
Gonzales, Texas 4 $ 317,000 $ 79,250 $ 51,000
Lubbock, Texas 4 $ 819,000 $ 204,750 $ 150,000
Zapata, Texas 4 $ 379,000 $ 94,750 $ 71,000
Kane, Utah 4 $ 977,000 $ 244,250 $ 157,000
Clear Creek, Colorado 3 $ 1,096,000 $ 365,333 $ 174,000
Logan, Colorado 3 $ 141,000 $ 47,000 $ 52,000
Pitkin, Colorado 3 $ 2,443,000 $ 814,333 $ 471,000
Ellis, Texas 3 $ 797,000 $ 265,666 $ 158,000
Johnson, Texas 3 $ 415,000 $ 138,333 $ 70,000
Karnes, Texas 3 $ 518,000 $ 172,666 $ 122,000
Kinney, Texas 3 $ 334,000 $ 111,333 $ 49,000
Midland, Texas 3 $ 423,000 $ 141,000 $ 110,000
Smith, Texas 3 $ 372,000 $ 124,000 $ 62,000
Taylor, Texas 3 $ 415,000 $ 138,333 $ 106,000
Carbon, Utah 3 $ 1,226,000 $ 408,666 $ 178,000
Crowley, Colorado 2 $ 61,000 $ 30,500 $ 28,000
Gilpin, Colorado 2 $ 942,000 $ 471,000 $ 180,000
Huerfano, Colorado 2 $ 73,000 $ 36,500 $ 32,000
Montrose, Colorado 2 $ 366,000 $ 183,000 $ 82,000
Prowers, Colorado 2 $ 128,000 $ 64,000 $ 62,000
Angelina, Texas 2 $ 244,000 $ 122,000 $ 119,000
Brewster, Texas 2 $ 218,000 $ 109,000 $ 45,000
Caldwell, Texas 2 $ 198,000 $ 99,000 $ 69,000
Cherokee, Texas 2 $ 232,000 $ 116,000 $ 72,000
DeWitt, Texas 2 $ 111,000 $ 55,500 $ 42,000
Duval, Texas 2 $ 125,000 $ 62,500 $ 87,000
Erath, Texas 2 $ 186,000 $ 93,000 $ 94,000
Fayette, Texas 2 $ 521,000 $ 260,500 $ 213,000
Grayson, Texas 2 $ 309,000 $ 154,500 $ 121,000
Hood, Texas 2 $ 366,000 $ 183,000 $ 86,000
Hunt, Texas 2 $ 340,000 $ 170,000 $ 143,000
Jim Hogg, Texas 2 $ 145,000 $ 72,500 $ 80,000
Kaufman, Texas 2 $ 450,000 $ 225,000 $ 127,000
La Salle, Texas 2 $ 94,000 $ 47,000 $ 119,000
Mason, Texas 2 $ 261,000 $ 130,500 $ 153,000
Real, Texas 2 $ 540,000 $ 270,000 $ 91,000
Walker, Texas 2 $ 197,000 $ 98,500 $ 162,000
Waller, Texas 2 $ 538,000 $ 269,000 $ 128,000
Duchesne, Utah 2 $ 245,000 $ 122,500 $ 131,000
Grand, Utah 2 $ 453,000 $ 226,500 $ 100,000
Juab, Utah 2 $ 148,000 $ 74,000 $ 31,000
Morgan, Utah 2 $ 950,000 $ 475,000 $ 132,000
Archuleta, Colorado 1 $ 550,000 $ 550,000 $ 241,000
Baca, Colorado 1 $ 59,000 $ 59,000 $ 48,000
Cheyenne, Colorado 1 $ 30,000 $ 30,000 $ 104,000
Conejos, Colorado 1 $ 58,000 $ 58,000 $ 20,000
Delta, Colorado 1 $ 95,000 $ 95,000 $ 64,000
Kit Carson, Colorado 1 $ 187,000 $ 187,000 $ 57,000
Lake, Colorado 1 $ 82,000 $ 82,000 $ 50,000
Mineral, Colorado 1 $ 90,000 $ 90,000 $ 33,000
Montezuma, Colorado 1 $ 48,000 $ 48,000 $ 105,000
Morgan, Colorado 1 $ 28,000 $ 28,000 $ 113,000
Phillips, Colorado 1 $ 171,000 $ 171,000 $ 126,000
Austin, Texas 1 $ 366,000 $ 366,000 $ 165,000
Brooks, Texas 1 $ 100,000 $ 100,000 $ 87,000
Burleson, Texas 1 $ 100,000 $ 100,000 $ 100,000
Carson, Texas 1 $ 140,000 $ 140,000 $ 116,000
Coke, Texas 1 $ 50,000 $ 50,000 $ 66,000
Coleman, Texas 1 $ 29,000 $ 29,000 $ 71,000
Colorado, Texas 1 $ 45,000 $ 45,000 $ 36,000
Coryell, Texas 1 $ 151,000 $ 151,000 $ 90,000
Edwards, Texas 1 $ 51,000 $ 51,000 $ 208,000
Falls, Texas 1 $ 100,000 $ 100,000 $ 66,000
Harrison, Texas 1 $ 191,000 $ 191,000 $ 120,000
Hockley, Texas 1 $ 30,000 $ 30,000 $ 150,000
Jefferson, Texas 1 $ 204,000 $ 204,000 $ 139,000
Knox, Texas 1 $ 117,000 $ 117,000 $ 312,000
Lavaca, Texas 1 $ 400,000 $ 400,000 $ 135,000
McLennan, Texas 1 $ 338,000 $ 338,000 $ 549,000
Mills, Texas 1 $ 296,000 $ 296,000 $ 105,000
Nacogdoches, Texas 1 $ 92,000 $ 92,000 $ 117,000
Newton, Texas 1 $ 100,000 $ 100,000 $ 133,000
Orange, Texas 1 $ 84,000 $ 84,000 $ 57,000
Polk, Texas 1 $ 35,000 $ 35,000 $ 67,000
Rockwall, Texas 1 $ 130,000 $ 130,000 $ 63,000
San Jacinto, Texas 1 $ 298,000 $ 298,000 $ 99,000
Shackelford, Texas 1 $ 235,000 $ 235,000 $ 234,000
Upshur, Texas 1 $ 116,000 $ 116,000 $ 69,000
Washington, Texas 1 $ 160,000 $ 160,000 $ 80,000
Beaver, Utah 1 $ 80,000 $ 80,000 $ 104,000
Box Elder, Utah 1 $ 347,000 $ 347,000 $ 120,000
Cache, Utah 1 $ 213,000 $ 213,000 $ 114,000
Emery, Utah 1 $ 82,000 $ 82,000 $ 54,000
Garfield, Utah 1 $ 350,000 $ 350,000 $ 176,000
Iron, Utah 1 $ 30,000 $ 30,000 $ 37,000
Millard, Utah 1 $ 58,000 $ 58,000 $ 70,000
Rich, Utah 1 $ 1,440,000 $ 1,440,000 $ 659,000
San Juan, Utah 1 $ 140,000 $ 140,000 $ 97,000
Sanpete, Utah 1 $ 112,000 $ 112,000 $ 94,000
Uintah, Utah 1 $ 410,000 $ 410,000 $ 176,000

Mortgage Loan Application Detail Totals for Security Service in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,440 $973,549,000 $151,000 $2,400,000 $95,000 $3,839,000
Home Purchase 2,712 $700,202,000 $258,000 $2,800,000 $131,000 $3,586,000
Home Improvement 114 $4,236,000 $37,000 $216,000 $95,000 $479,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,962 $951,545,000 $240,000 $2,800,000 $128,000 $3,839,000
Hispanic 3,570 $415,465,000 $116,000 $1,000,000 $80,000 $3,586,000
Not Provided 1,312 $227,006,000 $173,000 $1,816,000 $102,000 $1,112,000
Asian 197 $48,530,000 $246,000 $1,428,000 $143,000 $1,324,000
Black or African American 189 $30,014,000 $158,000 $1,220,000 $99,000 $790,000
American Indian or Alaskan Native 30 $4,591,000 $153,000 $252,000 $108,000 $277,000
Native Hawaiian or Other Pacific Islander 6 $836,000 $139,000 $256,000 $103,000 $153,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,229 $1,671,605,000 $181,000 $2,800,000 $105,000 $3,839,000
VA-guaranteed (Veterans Administration) 23 $4,276,000 $185,000 $350,000 $87,000 $176,000
FHA-insured (Federal Housing Administration) 13 $2,005,000 $154,000 $322,000 $74,000 $145,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $101,000 $101,000 $101,000 $67,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,923 $1,166,437,000 $196,000 $2,800,000 $114,000 $3,839,000
Application Denied By Financial Institution 1,458 $242,777,000 $166,000 $2,400,000 $86,000 $1,024,000
File Closed For Incompleteness 1,378 $196,034,000 $142,000 $1,320,000 $93,000 $1,015,000
Application Withdrawn By Applicant 387 $57,198,000 $147,000 $1,062,000 $91,000 $600,000
Application Approved But Not Accepted 120 $15,541,000 $129,000 $590,000 $87,000 $273,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 444 $73,467,000 $165,000 $2,400,000 $62,000 $573,000
Credit History 347 $41,449,000 $119,000 $1,280,000 $74,000 $723,000
Collateral 205 $34,663,000 $169,000 $1,849,000 $104,000 $1,024,000
Other 184 $41,132,000 $223,000 $2,000,000 $119,000 $709,000
Credit Application Incomplete 160 $30,718,000 $191,000 $1,307,000 $112,000 $594,000
Unverifiable Information 47 $8,799,000 $187,000 $1,200,000 $97,000 $803,000
Insufficient Cash (Downpayment, Closing Cost) 37 $7,988,000 $215,000 $792,000 $100,000 $320,000
Employment History 10 $1,244,000 $124,000 $620,000 $71,000 $145,000
Mortgage Insurance Denied 6 $934,000 $155,000 $310,000 $72,000 $119,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Service's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Security Service's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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