Sistar Mortgage Company Mortgage Lending & HMDA Data, 2024

In 2024, Sistar Mortgage Company of Sterling Heights, MI reported 930 mortgage applications totaling $424.8 million. The average application was for $456,806, and applicants reported an average income of $193,286. 69% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (110), Dallas-Plano-Irving, TX (75) and Austin-Round Rock, TX (67) (applications in parentheses).

Mortgage Company & Address Sistar Mortgage Company

Sterling Heights, MI 48367
Federal Regulator * available with data download
Years 2024  
Total Number of Mortgage Applications 930
Total Mortgage Loan Application Amount $424,830,000
Average Mortgage Loan Application Amount $456,806
Highest Mortgage Loan Application Amount $2,975,000
Average Applicant Income $193,286
Highest Applicant Income $2,349,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sistar Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sistar Mortgage Company by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland, Michigan 92 $ 42,650,000 $ 463,586 $ 161,000
Williamson, Texas 52 $ 26,230,000 $ 504,423 $ 193,000
Collin, Texas 44 $ 25,490,000 $ 579,318 $ 207,000
Wayne, Michigan 34 $ 10,630,000 $ 312,647 $ 126,000
Montgomery, Pennsylvania 32 $ 14,130,000 $ 441,562 $ 193,000
Middlesex, New Jersey 30 $ 15,600,000 $ 520,000 $ 202,000
Chester, Pennsylvania 28 $ 12,900,000 $ 460,714 $ 167,000
Denton, Texas 25 $ 12,565,000 $ 502,600 $ 183,000
Wake, North Carolina 23 $ 12,805,000 $ 556,739 $ 196,000
Benton, Arkansas 21 $ 8,515,000 $ 405,476 $ 159,000
Macomb, Michigan 17 $ 6,595,000 $ 387,941 $ 135,000
Wilson, Tennessee 17 $ 9,285,000 $ 546,176 $ 170,000
St. Johns, Florida 16 $ 5,470,000 $ 341,875 $ 206,000
Hillsborough, Florida 15 $ 2,785,000 $ 185,666 $ 158,000
Cook, Illinois 14 $ 4,460,000 $ 318,571 $ 128,000
Will, Illinois 13 $ 8,055,000 $ 619,615 $ 235,000
DuPage, Illinois 12 $ 12,730,000 $ 1,060,833 $ 398,000
Mercer, New Jersey 12 $ 7,280,000 $ 606,666 $ 581,000
Philadelphia, Pennsylvania 12 $ 2,430,000 $ 202,500 $ 56,000
Somerset, New Jersey 11 $ 5,335,000 $ 485,000 $ 179,000
Travis, Texas 11 $ 4,605,000 $ 418,636 $ 206,000
Hamilton, Indiana 10 $ 7,360,000 $ 736,000 $ 432,000
Prince George's, Maryland 10 $ 3,460,000 $ 346,000 $ 86,000
Forsyth, Georgia 9 $ 4,915,000 $ 546,111 $ 199,000
Morris, New Jersey 9 $ 5,115,000 $ 568,333 $ 220,000
Fulton, Georgia 7 $ 4,875,000 $ 696,428 $ 426,000
Lake, Illinois 7 $ 3,655,000 $ 522,142 $ 198,000
Montgomery, Maryland 7 $ 2,635,000 $ 376,428 $ 116,000
Washtenaw, Michigan 7 $ 2,615,000 $ 373,571 $ 236,000
Williamson, Tennessee 7 $ 2,975,000 $ 425,000 $ 207,000
Salt Lake, Utah 7 $ 4,075,000 $ 582,142 $ 162,000
Frederick, Maryland 6 $ 3,030,000 $ 505,000 $ 190,000
Platte, Missouri 6 $ 2,070,000 $ 345,000 $ 371,000
Bergen, New Jersey 6 $ 3,560,000 $ 593,333 $ 275,000
Dallas, Texas 6 $ 1,930,000 $ 321,666 $ 179,000
Harris, Texas 6 $ 3,220,000 $ 536,666 $ 289,000
Contra Costa, California 5 $ 1,795,000 $ 359,000 $ 200,000
Capitol Planning Region, Connecticut 5 $ 1,365,000 $ 273,000 $ 117,000
New Castle, Delaware 5 $ 2,335,000 $ 467,000 $ 129,000
Cabarrus, North Carolina 5 $ 2,915,000 $ 583,000 $ 196,000
Durham, North Carolina 5 $ 1,795,000 $ 359,000 $ 249,000
Mecklenburg, North Carolina 5 $ 1,365,000 $ 273,000 $ 205,000
Shelby, Tennessee 5 $ 1,335,000 $ 267,000 $ 85,000
Fort Bend, Texas 5 $ 2,535,000 $ 507,000 $ 239,000
Virginia Beach, Virginia 5 $ 1,915,000 $ 383,000 $ 120,000
San Joaquin, California 4 $ 2,350,000 $ 587,500 $ 274,000
Duval, Florida 4 $ 1,190,000 $ 297,500 $ 225,000
Gwinnett, Georgia 4 $ 1,370,000 $ 342,500 $ 96,000
St. Charles, Missouri 4 $ 1,420,000 $ 355,000 $ 127,000
Burlington, New Jersey 4 $ 1,520,000 $ 380,000 $ 157,000
Monmouth, New Jersey 4 $ 2,740,000 $ 685,000 $ 210,000
Delaware, Ohio 4 $ 2,350,000 $ 587,500 $ 189,000
Franklin, Ohio 4 $ 760,000 $ 190,000 $ 83,000
Spartanburg, South Carolina 4 $ 610,000 $ 152,500 $ 216,000
Hays, Texas 4 $ 1,320,000 $ 330,000 $ 267,000
Tarrant, Texas 4 $ 1,940,000 $ 485,000 $ 187,000
Loudoun, Virginia 4 $ 3,220,000 $ 805,000 $ 238,000
Snohomish, Washington 4 $ 2,120,000 $ 530,000 $ 138,000
Orange, California 3 $ 2,065,000 $ 688,333 $ 177,000
Adams, Colorado 3 $ 1,625,000 $ 541,666 $ 155,000
Denver, Colorado 3 $ 1,355,000 $ 451,666 $ 124,000
DeKalb, Georgia 3 $ 815,000 $ 271,666 $ 114,000
Hall, Georgia 3 $ 775,000 $ 258,333 $ 190,000
Hendricks, Indiana 3 $ 665,000 $ 221,666 $ 88,000
Douglas, Nebraska 3 $ 1,195,000 $ 398,333 $ 170,000
Gloucester, New Jersey 3 $ 835,000 $ 278,333 $ 153,000
Hudson, New Jersey 3 $ 1,635,000 $ 545,000 $ 228,000
Passaic, New Jersey 3 $ 1,725,000 $ 575,000 $ 150,000
Guilford, North Carolina 3 $ 725,000 $ 241,666 $ 272,000
Bucks, Pennsylvania 3 $ 1,135,000 $ 378,333 $ 138,000
Dauphin, Pennsylvania 3 $ 1,505,000 $ 501,666 $ 187,000
Lehigh, Pennsylvania 3 $ 1,035,000 $ 345,000 $ 177,000
Maricopa, Arizona 2 $ 380,000 $ 190,000 $ 56,000
Los Angeles, California 2 $ 1,050,000 $ 525,000 $ 156,000
Riverside, California 2 $ 1,150,000 $ 575,000 $ 151,000
Arapahoe, Colorado 2 $ 630,000 $ 315,000 $ 70,000
Greater Bridgeport Planning Region, Connecticut 2 $ 210,000 $ 105,000 $ 155,000
Orange, Florida 2 $ 860,000 $ 430,000 $ 170,000
Pasco, Florida 2 $ 710,000 $ 355,000 $ 140,000
Chatham, Georgia 2 $ 590,000 $ 295,000 $ 147,000
Cherokee, Georgia 2 $ 710,000 $ 355,000 $ 120,000
Cobb, Georgia 2 $ 620,000 $ 310,000 $ 157,000
Dallas, Iowa 2 $ 1,090,000 $ 545,000 $ 895,000
Polk, Iowa 2 $ 380,000 $ 190,000 $ 127,000
Anne Arundel, Maryland 2 $ 950,000 $ 475,000 $ 136,000
Baltimore City, Maryland 2 $ 560,000 $ 280,000 $ 250,000
Harford, Maryland 2 $ 540,000 $ 270,000 $ 99,000
Suffolk, Massachusetts 2 $ 1,720,000 $ 860,000 $ 180,000
Worcester, Massachusetts 2 $ 720,000 $ 360,000 $ 91,000
Genesee, Michigan 2 $ 420,000 $ 210,000 $ 89,000
Hennepin, Minnesota 2 $ 940,000 $ 470,000 $ 152,000
Jackson, Missouri 2 $ 420,000 $ 210,000 $ 97,000
Clark, Nevada 2 $ 1,030,000 $ 515,000 $ 152,000
Camden, New Jersey 2 $ 650,000 $ 325,000 $ 209,000
Essex, New Jersey 2 $ 1,540,000 $ 770,000 $ 203,000
Union, New Jersey 2 $ 1,690,000 $ 845,000 $ 327,000
Erie, New York 2 $ 730,000 $ 365,000 $ 137,000
Chatham, North Carolina 2 $ 1,750,000 $ 875,000 $ 217,000
Harnett, North Carolina 2 $ 870,000 $ 435,000 $ 312,000
Johnston, North Carolina 2 $ 520,000 $ 260,000 $ 217,000
Warren, Ohio 2 $ 960,000 $ 480,000 $ 192,000
Multnomah, Oregon 2 $ 580,000 $ 290,000 $ 112,000
Robertson, Tennessee 2 $ 410,000 $ 205,000 $ 50,000
Sevier, Tennessee 2 $ 800,000 $ 400,000 $ 209,000
Henrico, Virginia 2 $ 1,150,000 $ 575,000 $ 633,000
Etowah, Alabama 1 $ 645,000 $ 645,000 $ 400,000
Lee, Alabama 1 $ 255,000 $ 255,000 $ 156,000
Madison, Alabama 1 $ 265,000 $ 265,000 $ 302,000
Yavapai, Arizona 1 $ 705,000 $ 705,000 $ 164,000
Pulaski, Arkansas 1 $ 165,000 $ 165,000 $ 205,000
Alameda, California 1 $ 975,000 $ 975,000 $ 283,000
Placer, California 1 $ 605,000 $ 605,000 $ 232,000
Sacramento, California 1 $ 525,000 $ 525,000 $ 121,000
San Francisco, California 1 $ 605,000 $ 605,000 $ 460,000
Santa Clara, California 1 $ 615,000 $ 615,000 $ 560,000
Broomfield, Colorado 1 $ 405,000 $ 405,000 $ 213,000
South Central Connecticut Planning Region, Connecticut 1 $ 325,000 $ 325,000 $ 71,000
Bay, Florida 1 $ 435,000 $ 435,000 $ 357,000
Gulf, Florida 1 $ 345,000 $ 345,000 $ 140,000
Hernando, Florida 1 $ 275,000 $ 275,000 $ 83,000
Lee, Florida 1 $ 375,000 $ 375,000 $ 117,000
Dawson, Georgia 1 $ 255,000 $ 255,000 $ 353,000
Effingham, Georgia 1 $ 455,000 $ 455,000 $ 120,000
Fayette, Georgia 1 $ 545,000 $ 545,000 $ 130,000
Kane, Illinois 1 $ 555,000 $ 555,000 $ 295,000
Kendall, Illinois 1 $ 425,000 $ 425,000 $ 182,000
Allen, Indiana 1 $ 225,000 $ 225,000 $ 128,000
Johnson, Kansas 1 $ 295,000 $ 295,000 $ 72,000
Baltimore, Maryland 1 $ 235,000 $ 235,000 $ 45,000
Howard, Maryland 1 $ 525,000 $ 525,000 $ 142,000
Washington, Maryland 1 $ 515,000 $ 515,000 $ 112,000
Hampden, Massachusetts 1 $ 415,000 $ 415,000 $ 88,000
Middlesex, Massachusetts 1 $ 595,000 $ 595,000 $ 186,000
Norfolk, Massachusetts 1 $ 405,000 $ 405,000 $ 112,000
Ingham, Michigan 1 $ 255,000 $ 255,000 $ 53,000
Kalkaska, Michigan 1 $ 205,000 $ 205,000 $ 260,000
Livingston, Michigan 1 $ 195,000 $ 195,000 $ 52,000
Ottawa, Michigan 1 $ 1,135,000 $ 1,135,000 $ 709,000
Anoka, Minnesota 1 $ 425,000 $ 425,000 $ 102,000
Ramsey, Minnesota 1 $ 205,000 $ 205,000 $ 114,000
Washington, Minnesota 1 $ 415,000 $ 415,000 $ 116,000
Hillsborough, New Hampshire 1 $ 125,000 $ 125,000 $ 137,000
Rockingham, New Hampshire 1 $ 605,000 $ 605,000 $ 223,000
Ocean, New Jersey 1 $ 385,000 $ 385,000 $ 104,000
Bronx, New York 1 $ 555,000 $ 555,000 $ 468,000
Nassau, New York 1 $ 665,000 $ 665,000 $ 304,000
New York, New York 1 $ 685,000 $ 685,000 $ 182,000
Onondaga, New York 1 $ 245,000 $ 245,000 $ 119,000
Queens, New York 1 $ 625,000 $ 625,000 $ 242,000
Suffolk, New York 1 $ 565,000 $ 565,000 $ 134,000
Westchester, New York 1 $ 495,000 $ 495,000 $ 163,000
Buncombe, North Carolina 1 $ 405,000 $ 405,000 $ 119,000
Cleveland, North Carolina 1 $ 155,000 $ 155,000 $ 381,000
Gaston, North Carolina 1 $ 475,000 $ 475,000 $ 145,000
Union, North Carolina 1 $ 385,000 $ 385,000 $ 246,000
Fairfield, Ohio 1 $ 315,000 $ 315,000 $ 86,000
Hocking, Ohio 1 $ 365,000 $ 365,000 $ 162,000
Miami, Ohio 1 $ 385,000 $ 385,000 $ 93,000
Montgomery, Ohio 1 $ 95,000 $ 95,000 $ 43,000
Wood, Ohio 1 $ 355,000 $ 355,000 $ 147,000
McCurtain, Oklahoma 1 $ 605,000 $ 605,000 $ 404,000
Washington, Oregon 1 $ 485,000 $ 485,000 $ 62,000
Allegheny, Pennsylvania 1 $ 425,000 $ 425,000 $ 149,000
Berks, Pennsylvania 1 $ 145,000 $ 145,000 $ 144,000
Delaware, Pennsylvania 1 $ 495,000 $ 495,000 $ 148,000
Northumberland, Pennsylvania 1 $ 255,000 $ 255,000 $ 134,000
Lancaster, South Carolina 1 $ 585,000 $ 585,000 $ 130,000
Davidson, Tennessee 1 $ 225,000 $ 225,000 $ 339,000
Sumner, Tennessee 1 $ 295,000 $ 295,000 $ 398,000
Bexar, Texas 1 $ 165,000 $ 165,000 $ 146,000
Brazoria, Texas 1 $ 305,000 $ 305,000 $ 85,000
Brazos, Texas 1 $ 235,000 $ 235,000 $ 184,000
Lubbock, Texas 1 $ 425,000 $ 425,000 $ 458,000
Waller, Texas 1 $ 535,000 $ 535,000 $ 234,000
Utah, Utah 1 $ 415,000 $ 415,000 $ 139,000
Alexandria, Virginia 1 $ 305,000 $ 305,000 $ 64,000
Chesapeake, Virginia 1 $ 225,000 $ 225,000 $ 322,000
Chesterfield, Virginia 1 $ 225,000 $ 225,000 $ 176,000
Fairfax, Virginia 1 $ 385,000 $ 385,000 $ 100,000
Hampton, Virginia 1 $ 85,000 $ 85,000 $ 60,000
Newport News, Virginia 1 $ 145,000 $ 145,000 $ 64,000
Prince William, Virginia 1 $ 495,000 $ 495,000 $ 102,000
Suffolk, Virginia 1 $ 245,000 $ 245,000 $ 1,000
Clark, Washington 1 $ 675,000 $ 675,000 $ 223,000
King, Washington 1 $ 635,000 $ 635,000 $ 113,000
Kenosha, Wisconsin 1 $ 375,000 $ 375,000 $ 162,000
Milwaukee, Wisconsin 1 $ 185,000 $ 185,000 $ 380,000
Outagamie, Wisconsin 1 $ 425,000 $ 425,000 $ 109,000
Waukesha, Wisconsin 1 $ 425,000 $ 425,000 $ 523,000

Mortgage Loan Application Detail Totals for Sistar Mortgage Company in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 746 $341,340,000 $457,000 $2,975,000 $197,000 $2,349,000
Refinancing 142 $73,560,000 $518,000 $1,555,000 $186,000 $964,000
Cash-out Refinancing 29 $7,765,000 $267,000 $765,000 $121,000 $293,000
Other Purpose 13 $2,165,000 $166,000 $405,000 $221,000 $368,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 666 $316,120,000 $474,000 $2,975,000 $198,000 $2,349,000
Not Provided 141 $64,885,000 $460,000 $2,795,000 $233,000 $1,264,000
Black or African American 67 $25,335,000 $378,000 $975,000 $124,000 $468,000
White 47 $15,945,000 $339,000 $765,000 $105,000 $293,000
Hispanic 5 $1,255,000 $251,000 $615,000 $119,000 $264,000
American Indian or Alaskan Native 2 $670,000 $335,000 $415,000 $211,000 $318,000
Native Hawaiian or Other Pacific Islander 1 $475,000 $475,000 $475,000 $119,000 $119,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 895 $410,905,000 $459,000 $2,975,000 $196,000 $2,349,000
FHA-insured (Federal Housing Administration) 35 $13,925,000 $397,000 $615,000 $104,000 $173,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 642 $288,920,000 $450,000 $2,795,000 $184,000 $1,264,000
Application Withdrawn By Applicant 143 $63,275,000 $442,000 $1,555,000 $214,000 $2,349,000
Application Approved But Not Accepted 139 $70,515,000 $507,000 $2,975,000 $215,000 $2,349,000
File Closed For Incompleteness 6 $2,120,000 $353,000 $595,000 $88,000 $152,000
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 930 $424,830,000 $456,000 $2,975,000 $193,000 $2,349,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sistar Mortgage Company's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sistar Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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