Sistar Mortgage Company Mortgage Lending & HMDA Data, 2024
In 2024, Sistar Mortgage Company of Sterling Heights, MI reported 930 mortgage applications totaling $424.8 million. The average application was for $456,806, and applicants reported an average income of $193,286. 69% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (110), Dallas-Plano-Irving, TX (75) and Austin-Round Rock, TX (67) (applications in parentheses).
| Mortgage Company & Address | Sistar Mortgage Company Sterling Heights, MI 48367 |
| Federal Regulator | * available with data download |
| Years | 2024 |
| Total Number of Mortgage Applications | 930 |
| Total Mortgage Loan Application Amount | $424,830,000 |
| Average Mortgage Loan Application Amount | $456,806 |
| Highest Mortgage Loan Application Amount | $2,975,000 |
| Average Applicant Income | $193,286 |
| Highest Applicant Income | $2,349,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sistar Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren-Troy-Farmington Hills, MI | 110 | $ 49,440,000 | $ 449,454 | $ 156,000 |
| Dallas-Plano-Irving, TX | 75 | $ 39,985,000 | $ 533,133 | $ 197,000 |
| Austin-Round Rock, TX | 67 | $ 32,155,000 | $ 479,925 | $ 199,000 |
| Montgomery County-Bucks County-Chester County, PA | 63 | $ 28,165,000 | $ 447,063 | $ 179,000 |
| Lakewood-New Brunswick, NJ | 46 | $ 24,060,000 | $ 523,043 | $ 195,000 |
| Chicago-Naperville, IL | 39 | $ 25,245,000 | $ 647,307 | $ 246,000 |
| Detroit-Dearborn-Livonia, MI | 34 | $ 10,630,000 | $ 312,647 | $ 126,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 28 | $ 13,190,000 | $ 471,071 | $ 185,000 |
| Atlanta-Sandy Springs-Roswell, GA | 25 | $ 12,775,000 | $ 511,000 | $ 239,000 |
| Raleigh, NC | 25 | $ 13,325,000 | $ 533,000 | $ 197,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 21 | $ 8,515,000 | $ 405,476 | $ 159,000 |
| Jacksonville, FL | 20 | $ 6,660,000 | $ 333,000 | $ 210,000 |
| Tampa, FL | 18 | $ 3,770,000 | $ 209,444 | $ 151,000 |
| New York-Jersey City-White Plains, NY-NJ | 16 | $ 9,280,000 | $ 580,000 | $ 239,750 |
| Charlotte-Concord-Gastonia, NC-SC | 13 | $ 5,725,000 | $ 440,384 | $ 193,692 |
| Houston-The Woodlands-Sugar Land, TX | 13 | $ 6,595,000 | $ 507,307 | $ 250,000 |
| Indianapolis-Carmel-Anderson, IN | 13 | $ 8,025,000 | $ 617,307 | $ 353,000 |
| Newark, NJ-PA | 13 | $ 8,345,000 | $ 641,923 | $ 234,000 |
| Philadelphia, PA | 13 | $ 2,925,000 | $ 225,000 | $ 63,000 |
| Washington-Baltimore-Arlington, DC | 13 | $ 5,665,000 | $ 435,769 | $ 153,000 |
| Trenton, NJ | 12 | $ 7,280,000 | $ 606,666 | $ 581,000 |
| Columbus, OH | 10 | $ 3,790,000 | $ 379,000 | $ 133,000 |
| Washington, DC-MD | 10 | $ 3,460,000 | $ 346,000 | $ 86,000 |
| Camden, NJ | 9 | $ 3,005,000 | $ 333,888 | $ 167,000 |
| Denver-Aurora-Lakewood, CO | 9 | $ 4,015,000 | $ 446,111 | $ 132,000 |
| Kansas City, MO-KS | 9 | $ 2,785,000 | $ 309,444 | $ 276,444 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 2,615,000 | $ 290,555 | $ 116,000 |
| Baltimore-Columbia-Towson, MD | 8 | $ 2,810,000 | $ 351,250 | $ 144,000 |
| Outside any metro area | 8 | $ 3,030,000 | $ 378,750 | $ 262,625 |
| Ann Arbor, MI | 7 | $ 2,615,000 | $ 373,571 | $ 236,000 |
| Arlington-Alexandria-Reston, VA-WV | 7 | $ 4,405,000 | $ 629,285 | $ 174,000 |
| Durham-Chapel Hill, NC | 7 | $ 3,545,000 | $ 506,428 | $ 240,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 3,655,000 | $ 522,142 | $ 198,000 |
| Salt Lake City, UT | 7 | $ 4,075,000 | $ 582,142 | $ 162,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 2,770,000 | $ 461,666 | $ 213,000 |
| Hartford-West Hartford-East Hartford, CT | 5 | $ 1,365,000 | $ 273,000 | $ 117,000 |
| Memphis, TN-MS-AR | 5 | $ 1,335,000 | $ 267,000 | $ 85,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5 | $ 1,985,000 | $ 397,000 | $ 127,000 |
| Wilmington, DE-MD-NJ | 5 | $ 2,335,000 | $ 467,000 | $ 129,000 |
| Des Moines-West Des Moines, IA | 4 | $ 1,470,000 | $ 367,500 | $ 511,000 |
| Everett, WA | 4 | $ 2,120,000 | $ 530,000 | $ 138,000 |
| Fort Worth-Arlington, TX | 4 | $ 1,940,000 | $ 485,000 | $ 187,000 |
| Marietta, GA | 4 | $ 1,330,000 | $ 332,500 | $ 138,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 1,740,000 | $ 435,000 | $ 127,000 |
| Spartanburg, SC | 4 | $ 610,000 | $ 152,500 | $ 216,000 |
| St. Louis, MO-IL | 4 | $ 1,420,000 | $ 355,000 | $ 127,000 |
| Stockton-Lodi, CA | 4 | $ 2,350,000 | $ 587,500 | $ 274,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 1,035,000 | $ 345,000 | $ 177,000 |
| Anaheim-Santa Ana-Irvine, CA | 3 | $ 2,065,000 | $ 688,333 | $ 177,000 |
| Boston, MA | 3 | $ 2,125,000 | $ 708,333 | $ 157,000 |
| Gainesville, GA | 3 | $ 775,000 | $ 258,333 | $ 190,000 |
| Greensboro-High Point, NC | 3 | $ 725,000 | $ 241,666 | $ 272,000 |
| Harrisburg-Carlisle, PA | 3 | $ 1,505,000 | $ 501,666 | $ 187,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 1,195,000 | $ 398,333 | $ 170,000 |
| Richmond, VA | 3 | $ 1,375,000 | $ 458,333 | $ 480,000 |
| Savannah, GA | 3 | $ 1,045,000 | $ 348,333 | $ 138,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 210,000 | $ 105,000 | $ 155,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 730,000 | $ 365,000 | $ 137,000 |
| Cincinnati, OH-KY-IN | 2 | $ 960,000 | $ 480,000 | $ 192,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Elgin, IL | 2 | $ 980,000 | $ 490,000 | $ 238,000 |
| Flint, MI | 2 | $ 420,000 | $ 210,000 | $ 89,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 1,030,000 | $ 515,000 | $ 152,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 1,050,000 | $ 525,000 | $ 156,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 610,000 | $ 305,000 | $ 451,000 |
| Nassau County-Suffolk County, NY | 2 | $ 1,230,000 | $ 615,000 | $ 219,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 860,000 | $ 430,000 | $ 170,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 1,150,000 | $ 575,000 | $ 151,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 1,130,000 | $ 565,000 | $ 176,000 |
| Worcester, MA-CT | 2 | $ 720,000 | $ 360,000 | $ 91,000 |
| Appleton, WI | 1 | $ 425,000 | $ 425,000 | $ 109,000 |
| Asheville, NC | 1 | $ 405,000 | $ 405,000 | $ 119,000 |
| Auburn-Opelika, AL | 1 | $ 255,000 | $ 255,000 | $ 156,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 595,000 | $ 595,000 | $ 186,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 375,000 | $ 375,000 | $ 117,000 |
| College Station-Bryan, TX | 1 | $ 235,000 | $ 235,000 | $ 184,000 |
| Fort Wayne, IN | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Gadsden, AL | 1 | $ 645,000 | $ 645,000 | $ 400,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 1,135,000 | $ 1,135,000 | $ 709,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 515,000 | $ 515,000 | $ 112,000 |
| Huntsville, AL | 1 | $ 265,000 | $ 265,000 | $ 302,000 |
| Kenosha, WI | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| Lansing-East Lansing, MI | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 165,000 | $ 165,000 | $ 205,000 |
| Lubbock, TX | 1 | $ 425,000 | $ 425,000 | $ 458,000 |
| Manchester-Nashua, NH | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| New Haven-Milford, CT | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Panama City, FL | 1 | $ 435,000 | $ 435,000 | $ 357,000 |
| Pittsburgh, PA | 1 | $ 425,000 | $ 425,000 | $ 149,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 705,000 | $ 705,000 | $ 164,000 |
| Provo-Orem, UT | 1 | $ 415,000 | $ 415,000 | $ 139,000 |
| Reading, PA | 1 | $ 145,000 | $ 145,000 | $ 144,000 |
| Rockingham County-Strafford County, NH | 1 | $ 605,000 | $ 605,000 | $ 223,000 |
| San Antonio-New Braunfels, TX | 1 | $ 165,000 | $ 165,000 | $ 146,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 605,000 | $ 605,000 | $ 460,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 615,000 | $ 615,000 | $ 560,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 635,000 | $ 635,000 | $ 113,000 |
| Springfield, MA | 1 | $ 415,000 | $ 415,000 | $ 88,000 |
| Syracuse, NY | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Toledo, OH | 1 | $ 355,000 | $ 355,000 | $ 147,000 |
| Traverse City, MI | 1 | $ 205,000 | $ 205,000 | $ 260,000 |
Mortgage Loan Application Detail Totals for Sistar Mortgage Company in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 746 | $341,340,000 | $457,000 | $2,975,000 | $197,000 | $2,349,000 |
| Refinancing | 142 | $73,560,000 | $518,000 | $1,555,000 | $186,000 | $964,000 |
| Cash-out Refinancing | 29 | $7,765,000 | $267,000 | $765,000 | $121,000 | $293,000 |
| Other Purpose | 13 | $2,165,000 | $166,000 | $405,000 | $221,000 | $368,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 666 | $316,120,000 | $474,000 | $2,975,000 | $198,000 | $2,349,000 |
| Not Provided | 141 | $64,885,000 | $460,000 | $2,795,000 | $233,000 | $1,264,000 |
| Black or African American | 67 | $25,335,000 | $378,000 | $975,000 | $124,000 | $468,000 |
| White | 47 | $15,945,000 | $339,000 | $765,000 | $105,000 | $293,000 |
| Hispanic | 5 | $1,255,000 | $251,000 | $615,000 | $119,000 | $264,000 |
| American Indian or Alaskan Native | 2 | $670,000 | $335,000 | $415,000 | $211,000 | $318,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $475,000 | $475,000 | $475,000 | $119,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 895 | $410,905,000 | $459,000 | $2,975,000 | $196,000 | $2,349,000 |
| FHA-insured (Federal Housing Administration) | 35 | $13,925,000 | $397,000 | $615,000 | $104,000 | $173,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 642 | $288,920,000 | $450,000 | $2,795,000 | $184,000 | $1,264,000 |
| Application Withdrawn By Applicant | 143 | $63,275,000 | $442,000 | $1,555,000 | $214,000 | $2,349,000 |
| Application Approved But Not Accepted | 139 | $70,515,000 | $507,000 | $2,975,000 | $215,000 | $2,349,000 |
| File Closed For Incompleteness | 6 | $2,120,000 | $353,000 | $595,000 | $88,000 | $152,000 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 930 | $424,830,000 | $456,000 | $2,975,000 | $193,000 | $2,349,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sistar Mortgage Company's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sistar Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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