Southbank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Southbank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Southbank 118 Jefferson Street Huntsville, AL 35801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 828 |
| Total Mortgage Loan Application Amount | $107,197,000 |
| Average Mortgage Loan Application Amount | $95,333 |
| Highest Mortgage Loan Application Amount | $960,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $750,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 328 | $ 45,917,000 | $ 139,000 | $ 82,000 |
| Wake County North Carolina | 104 | $ 16,266,000 | $ 156,000 | $ 106,000 |
| Durham County North Carolina | 67 | $ 6,883,000 | $ 102,000 | $ 52,000 |
| Lauderdale County Alabama | 61 | $ 6,201,000 | $ 101,000 | $ 58,000 |
| Limestone County Alabama | 48 | $ 6,567,000 | $ 136,000 | $ 80,000 |
| Alcorn County Mississippi | 41 | $ 3,210,000 | $ 78,000 | $ 47,000 |
| Colbert County Alabama | 23 | $ 2,100,000 | $ 91,000 | $ 61,000 |
| Morgan County Alabama | 14 | $ 1,040,000 | $ 74,000 | $ 63,000 |
| Lafayette County Mississippi | 13 | $ 2,209,000 | $ 169,000 | $ 72,000 |
| Marshall County Alabama | 11 | $ 1,293,000 | $ 117,000 | $ 56,000 |
| McNairy County Tennessee | 7 | $ 832,000 | $ 118,000 | $ 55,000 |
| Franklin County Alabama | 6 | $ 493,000 | $ 82,000 | $ 45,000 |
| Mississippi County Arkansas | 5 | $ 205,000 | $ 41,000 | $ 42,000 |
| Vance County North Carolina | 5 | $ 514,000 | $ 102,000 | $ 92,000 |
| Orange County North Carolina | 4 | $ 839,000 | $ 209,000 | $ 99,000 |
| Hamilton County Tennessee | 4 | $ 588,000 | $ 147,000 | $ 88,000 |
| Tishomingo County Mississippi | 3 | $ 321,000 | $ 107,000 | $ 69,000 |
| Jackson County Missouri | 3 | $ 405,000 | $ 135,000 | $ 41,000 |
| Brunswick County North Carolina | 3 | $ 549,000 | $ 183,000 | $ 141,000 |
| Franklin County North Carolina | 3 | $ 461,000 | $ 153,000 | $ 133,000 |
| Granville County North Carolina | 3 | $ 293,000 | $ 97,000 | $ 46,000 |
| Guilford County North Carolina | 3 | $ 314,000 | $ 104,000 | $ 12,000 |
| Johnston County North Carolina | 3 | $ 329,000 | $ 109,000 | $ 58,000 |
| New Hanover County North Carolina | 3 | $ 618,000 | $ 206,000 | $ 84,000 |
| Rutherford County Tennessee | 3 | $ 324,000 | $ 108,000 | $ 78,000 |
| Harris County Texas | 3 | $ 342,000 | $ 114,000 | $ 90,000 |
| Jackson County Alabama | 2 | $ 90,000 | $ 45,000 | $ 46,000 |
| Jefferson County Alabama | 2 | $ 159,000 | $ 79,000 | $ 49,000 |
| Lawrence County Alabama | 2 | $ 128,000 | $ 64,000 | $ 38,000 |
| Montgomery County Alabama | 2 | $ 222,000 | $ 111,000 | $ 73,000 |
| Shelby County Alabama | 2 | $ 288,000 | $ 144,000 | $ 62,000 |
| New Castle County Delaware | 2 | $ 191,000 | $ 95,000 | $ 68,000 |
| Clarke County Georgia | 2 | $ 214,000 | $ 107,000 | $ 66,000 |
| Lincoln County Louisiana | 2 | $ 185,000 | $ 92,000 | $ 72,000 |
| Lee County Mississippi | 2 | $ 168,000 | $ 84,000 | $ 63,000 |
| Panola County Mississippi | 2 | $ 333,000 | $ 166,000 | $ 43,000 |
| Harnett County North Carolina | 2 | $ 321,000 | $ 160,000 | $ 55,000 |
| Rutherford County North Carolina | 2 | $ 256,000 | $ 128,000 | $ 160,000 |
| Cuyahoga County Ohio | 2 | $ 277,000 | $ 138,000 | $ 115,000 |
| Oklahoma County Oklahoma | 2 | $ 157,000 | $ 78,000 | $ 66,000 |
| Davidson County Tennessee | 2 | $ 141,000 | $ 70,000 | $ 42,000 |
| Hardin County Tennessee | 2 | $ 114,000 | $ 57,000 | $ 40,000 |
| Marshall County Tennessee | 2 | $ 93,000 | $ 46,000 | $ 42,000 |
| Mecklenburg County Virginia | 2 | $ 153,000 | $ 76,000 | $ 135,000 |
| Lee County Alabama | 1 | $ 101,000 | $ 101,000 | $ 142,000 |
| Boone County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Bay County Florida | 1 | $ 87,000 | $ 87,000 | $ 88,000 |
| Palm Beach County Florida | 1 | $ 400,000 | $ 400,000 | $ 150,000 |
| Walton County Florida | 1 | $ 900,000 | $ 900,000 | $ 0 |
| McLean County Illinois | 1 | $ 80,000 | $ 80,000 | $ 162,000 |
| Miami County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 560,000 | $ 560,000 | $ 156,000 |
| Prentiss County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Tippah County Mississippi | 1 | $ 27,000 | $ 27,000 | $ 17,000 |
| Camden County Missouri | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Washoe County Nevada | 1 | $ 960,000 | $ 960,000 | $ 750,000 |
| Alamance County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Ashe County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Carteret County North Carolina | 1 | $ 273,000 | $ 273,000 | $ 177,000 |
| Forsyth County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 71,000 |
| Moore County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Pender County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| Okmulgee County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 49,000 |
| Giles County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 130,000 |
| Lincoln County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southbank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 602 | $77,183,000 | $128,000 | $960,000 | $74,000 | $750,000 |
| Refinancing | 215 | $29,789,000 | $138,000 | $900,000 | $87,000 | $359,000 |
| Home Improvement | 11 | $225,000 | $20,000 | $36,000 | $51,000 | $138,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 660 | $87,968,000 | $133,000 | $960,000 | $80,000 | $750,000 |
| Black or African American | 122 | $12,714,000 | $104,000 | $260,000 | $64,000 | $215,000 |
| Asian | 17 | $2,671,000 | $157,000 | $345,000 | $93,000 | $187,000 |
| Hispanic | 11 | $1,369,000 | $124,000 | $210,000 | $44,000 | $62,000 |
| Not Provided | 9 | $1,330,000 | $147,000 | $352,000 | $64,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $797,000 | $132,000 | $164,000 | $82,000 | $119,000 |
| American Indian or Alaskan Native | 2 | $292,000 | $146,000 | $150,000 | $71,000 | $143,000 |
| Not applicable | 1 | $56,000 | $56,000 | $56,000 | $60,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 676 | $82,400,000 | $121,000 | $960,000 | $79,000 | $750,000 |
| VA-guaranteed (Veterans Administration) | 77 | $15,150,000 | $196,000 | $417,000 | $75,000 | $206,000 |
| FHA-insured (Federal Housing Administration) | 73 | $9,453,000 | $129,000 | $203,000 | $58,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $194,000 | $97,000 | $102,000 | $31,000 | $34,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 751 | $96,455,000 | $128,000 | $960,000 | $77,000 | $750,000 |
| Application Withdrawn By Applicant | 59 | $8,627,000 | $146,000 | $680,000 | $86,000 | $187,000 |
| Application Approved But Not Accepted | 9 | $1,110,000 | $123,000 | $417,000 | $68,000 | $146,000 |
| Application Denied By Financial Institution | 7 | $556,000 | $79,000 | $352,000 | $41,000 | $84,000 |
| File Closed For Incompleteness | 2 | $449,000 | $224,000 | $400,000 | $110,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3 | $468,000 | $156,000 | $352,000 | $62,000 | $84,000 |
| Credit History | 2 | $40,000 | $20,000 | $35,000 | $24,000 | $31,000 |
| Debt-To-Income Ratio | 1 | $1,000 | $1,000 | $1,000 | $5,000 | $5,000 |
| Unverifiable Information | 1 | $47,000 | $47,000 | $47,000 | $49,000 | $49,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.