Spring Eq, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Spring Eq, LLC of Conshohocken, PA reported 110,200 mortgage applications totaling $12.2 billion, up 6% from 2024. The average application was for $110,881, and applicants reported an average income of $152,747. 29% of its applications resulted in an originated loan and 51% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,403), Riverside-San Bernardino-Ontario, CA (3,751) and Phoenix-Mesa-Scottsdale, AZ (3,610) (applications in parentheses).

Mortgage Company & Address Spring Eq, LLC
1 West Elm Street Suite 450
Conshohocken, PA 19428
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 110,200
Total Mortgage Loan Application Amount $12,219,170,000
Average Mortgage Loan Application Amount $110,881
Highest Mortgage Loan Application Amount $12,795,000
Average Applicant Income $152,747
Highest Applicant Income $9,390,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Spring Eq, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Spring Eq, LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 9,200 $ 822,790,000 $ 89,433 $ 127,544
Los Angeles-Long Beach-Glendale, CA 4,403 $ 703,665,000 $ 159,814 $ 190,000
Riverside-San Bernardino-Ontario, CA 3,751 $ 449,805,000 $ 119,916 $ 156,000
Phoenix-Mesa-Scottsdale, AZ 3,610 $ 409,020,000 $ 113,301 $ 152,000
Atlanta-Sandy Springs-Roswell, GA 2,397 $ 260,785,000 $ 108,796 $ 152,000
San Diego-Carlsbad, CA 2,337 $ 396,795,000 $ 169,788 $ 195,000
Chicago-Naperville, IL 2,033 $ 189,345,000 $ 93,135 $ 154,000
Sacramento--Roseville--Arden-Arcade, CA 1,934 $ 221,880,000 $ 114,725 $ 162,000
Denver-Aurora-Lakewood, CO 1,782 $ 203,200,000 $ 114,029 $ 160,000
Anaheim-Santa Ana-Irvine, CA 1,713 $ 328,355,000 $ 191,684 $ 217,000
Dallas-Plano-Irving, TX 1,690 $ 205,800,000 $ 121,775 $ 181,000
Houston-The Woodlands-Sugar Land, TX 1,654 $ 176,160,000 $ 106,505 $ 174,000
Orlando-Kissimmee-Sanford, FL 1,630 $ 175,500,000 $ 107,668 $ 143,000
Arlington-Alexandria-Reston, VA-WV 1,561 $ 215,305,000 $ 137,927 $ 196,000
Charlotte-Concord-Gastonia, NC-SC 1,520 $ 169,580,000 $ 111,565 $ 149,875
Baltimore-Columbia-Towson, MD 1,470 $ 143,050,000 $ 97,312 $ 147,000
Oakland-Hayward-Berkeley, CA 1,373 $ 214,335,000 $ 156,107 $ 204,000
Lakewood-New Brunswick, NJ 1,355 $ 186,225,000 $ 137,435 $ 182,000
Tampa, FL 1,195 $ 126,395,000 $ 105,769 $ 138,000
Miami-Miami Beach-Kendall, FL 1,187 $ 167,065,000 $ 140,745 $ 175,000
Portland-Vancouver-Hillsboro, OR-WA 1,142 $ 136,350,000 $ 119,395 $ 157,203
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1,128 $ 142,150,000 $ 126,019 $ 162,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1,107 $ 113,095,000 $ 102,163 $ 135,000
Newark, NJ-PA 1,106 $ 149,050,000 $ 134,764 $ 188,000
Minneapolis-St. Paul-Bloomington, MN-WI 1,070 $ 97,450,000 $ 91,074 $ 147,300
Washington, DC-MD 1,005 $ 97,465,000 $ 96,980 $ 162,157
West Palm Beach-Boca Raton-Delray Beach, FL 969 $ 135,085,000 $ 139,406 $ 178,000
Jacksonville, FL 889 $ 92,215,000 $ 103,728 $ 149,000
Marietta, GA 876 $ 92,830,000 $ 105,970 $ 152,000
New York-Jersey City-White Plains, NY-NJ 860 $ 124,720,000 $ 145,023 $ 193,930
Warren-Troy-Farmington Hills, MI 857 $ 78,255,000 $ 91,312 $ 142,000
Las Vegas-Henderson-Paradise, NV 814 $ 91,270,000 $ 112,125 $ 157,000
Seattle-Bellevue-Everett, WA 790 $ 133,980,000 $ 169,594 $ 212,000
Montgomery County-Bucks County-Chester County, PA 768 $ 90,380,000 $ 117,682 $ 162,000
Kansas City, MO-KS 748 $ 66,060,000 $ 88,315 $ 143,731
Camden, NJ 716 $ 73,530,000 $ 102,695 $ 146,000
Virginia Beach-Norfolk-Newport News, VA-NC 716 $ 62,920,000 $ 87,877 $ 138,002
Fort Worth-Arlington, TX 715 $ 78,465,000 $ 109,741 $ 164,000
Columbus, OH 687 $ 70,025,000 $ 101,928 $ 143,000
Fresno, CA 668 $ 63,450,000 $ 94,985 $ 143,000
St. Louis, MO-IL 664 $ 51,110,000 $ 76,972 $ 131,319
Cincinnati, OH-KY-IN 629 $ 52,095,000 $ 82,821 $ 116,101
Washington-Baltimore-Arlington, DC 621 $ 74,845,000 $ 120,523 $ 184,000
Indianapolis-Carmel-Anderson, IN 602 $ 48,150,000 $ 79,983 $ 132,000
Stockton-Lodi, CA 589 $ 63,015,000 $ 106,986 $ 146,000
Oxnard-Thousand Oaks-Ventura, CA 580 $ 90,140,000 $ 155,413 $ 202,000
Tacoma-Lakewood, WA 568 $ 66,530,000 $ 117,130 $ 154,000
San Antonio-New Braunfels, TX 561 $ 54,125,000 $ 96,479 $ 147,000
Raleigh, NC 557 $ 61,385,000 $ 110,206 $ 149,000
San Jose-Sunnyvale-Santa Clara, CA 555 $ 114,705,000 $ 206,675 $ 258,000
Cleveland, OH 552 $ 43,840,000 $ 79,420 $ 125,000
Richmond, VA 541 $ 47,215,000 $ 87,273 $ 129,000
Providence-Warwick, RI-MA 528 $ 56,290,000 $ 106,609 $ 138,681
Austin-Round Rock, TX 505 $ 63,045,000 $ 124,841 $ 185,000
Tucson, AZ 502 $ 44,170,000 $ 87,988 $ 135,000
Salt Lake City, UT 487 $ 71,745,000 $ 147,320 $ 165,000
Philadelphia, PA 481 $ 44,325,000 $ 92,151 $ 152,000
Charleston-North Charleston, SC 478 $ 54,960,000 $ 114,979 $ 145,000
Everett, WA 475 $ 68,035,000 $ 143,231 $ 179,000
Bakersfield, CA 436 $ 37,260,000 $ 85,458 $ 134,000
Deltona-Daytona Beach-Ormond Beach, FL 433 $ 39,965,000 $ 92,297 $ 119,000
Modesto, CA 433 $ 40,675,000 $ 93,937 $ 135,000
North Port-Sarasota-Bradenton, FL 431 $ 49,795,000 $ 115,533 $ 163,000
Hartford-West Hartford-East Hartford, CT 423 $ 35,365,000 $ 83,605 $ 140,000
Louisville/Jefferson County, KY-IN 420 $ 33,080,000 $ 78,761 $ 136,285
Vallejo-Fairfield, CA 420 $ 48,100,000 $ 114,523 $ 156,000
St. Petersburg-Clearwater-Largo, FL 401 $ 48,945,000 $ 122,057 $ 160,000
Cape Coral-Fort Myers, FL 397 $ 40,265,000 $ 101,423 $ 136,000
Birmingham-Hoover, AL 394 $ 33,310,000 $ 84,543 $ 126,000
Greenville-Anderson-Mauldin, SC 390 $ 35,310,000 $ 90,538 $ 134,000
Colorado Springs, CO 388 $ 38,490,000 $ 99,201 $ 147,000
Oklahoma City, OK 385 $ 30,005,000 $ 77,935 $ 129,000
Port St. Lucie, FL 383 $ 37,855,000 $ 98,838 $ 141,000
Pittsburgh, PA 377 $ 27,725,000 $ 73,541 $ 114,000
San Francisco-Redwood City-South San Francisco, CA 366 $ 84,870,000 $ 231,885 $ 288,000
Wilmington, DE-MD-NJ 362 $ 35,550,000 $ 98,204 $ 135,248
Detroit-Dearborn-Livonia, MI 354 $ 28,570,000 $ 80,706 $ 121,000
Knoxville, TN 352 $ 35,080,000 $ 99,659 $ 127,000
Bridgeport-Stamford-Norwalk, CT 342 $ 48,550,000 $ 141,959 $ 193,000
Boston, MA 341 $ 47,155,000 $ 138,284 $ 170,000
Lakeland-Winter Haven, FL 338 $ 25,590,000 $ 75,710 $ 105,000
Palm Bay-Melbourne-Titusville, FL 337 $ 36,045,000 $ 106,958 $ 139,000
Boise City, ID 319 $ 34,805,000 $ 109,106 $ 131,000
Allentown-Bethlehem-Easton, PA-NJ 318 $ 29,330,000 $ 92,232 $ 140,433
Cambridge-Newton-Framingham, MA 318 $ 42,870,000 $ 134,811 $ 182,000
Milwaukee-Waukesha-West Allis, WI 318 $ 25,620,000 $ 80,566 $ 135,000
Albuquerque, NM 299 $ 29,435,000 $ 98,444 $ 137,000
Greeley, CO 292 $ 30,350,000 $ 103,938 $ 137,000
Grand Rapids-Wyoming, MI 291 $ 27,545,000 $ 94,656 $ 125,000
Memphis, TN-MS-AR 286 $ 21,910,000 $ 76,608 $ 146,367
Provo-Orem, UT 285 $ 37,915,000 $ 133,035 $ 158,000
Tulsa, OK 270 $ 20,300,000 $ 75,185 $ 113,000
Columbia, SC 269 $ 20,035,000 $ 74,479 $ 114,000
Elgin, IL 263 $ 21,415,000 $ 81,425 $ 140,000
Reno, NV 259 $ 29,085,000 $ 112,297 $ 163,000
Lake County-Porter County-Jasper County, IN 250 $ 18,990,000 $ 75,960 $ 122,000
Visalia-Porterville, CA 245 $ 21,845,000 $ 89,163 $ 127,000
Ogden-Clearfield, UT 239 $ 28,665,000 $ 119,937 $ 127,000
Santa Maria-Santa Barbara, CA 238 $ 40,250,000 $ 169,117 $ 192,000
Spokane-Spokane Valley, WA 232 $ 23,850,000 $ 102,801 $ 121,000
Omaha-Council Bluffs, NE-IA 230 $ 19,570,000 $ 85,086 $ 158,869
Rockingham County-Strafford County, NH 229 $ 26,325,000 $ 114,956 $ 170,000
Winston-Salem, NC 229 $ 17,895,000 $ 78,144 $ 124,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 224 $ 19,950,000 $ 89,062 $ 113,000
Naples-Immokalee-Marco Island, FL 221 $ 32,555,000 $ 147,307 $ 185,000
Santa Rosa, CA 220 $ 34,300,000 $ 155,909 $ 204,000
Lake County-Kenosha County, IL-WI 212 $ 21,890,000 $ 103,254 $ 162,000
Chattanooga, TN-GA 209 $ 18,905,000 $ 90,454 $ 112,038
Salem, OR 205 $ 19,505,000 $ 95,146 $ 120,000
Akron, OH 204 $ 15,130,000 $ 74,166 $ 122,000
Wilmington, NC 202 $ 20,540,000 $ 101,683 $ 166,000
Ocala, FL 200 $ 24,800,000 $ 124,000 $ 142,000
El Paso, TX 199 $ 15,905,000 $ 79,924 $ 106,000
Pensacola-Ferry Pass-Brent, FL 199 $ 16,965,000 $ 85,251 $ 134,000
Huntsville, AL 197 $ 16,805,000 $ 85,304 $ 141,000
Manchester-Nashua, NH 197 $ 24,795,000 $ 125,862 $ 157,000
Portland-South Portland, ME 197 $ 19,855,000 $ 100,786 $ 125,000
Salinas, CA 196 $ 30,580,000 $ 156,020 $ 226,000
Savannah, GA 196 $ 19,130,000 $ 97,602 $ 127,000
Baton Rouge, LA 189 $ 13,055,000 $ 69,074 $ 121,000
Fort Collins, CO 186 $ 20,480,000 $ 110,107 $ 160,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 183 $ 33,115,000 $ 180,956 $ 197,000
Waterbury-Shelton, CT 182 $ 13,560,000 $ 74,505 $ 113,000
Greensboro-High Point, NC 181 $ 15,075,000 $ 83,287 $ 113,000
New Orleans-Metairie, LA 180 $ 13,650,000 $ 75,833 $ 133,000
Dayton-Springfield-Kettering, OH 173 $ 14,365,000 $ 83,034 $ 121,000
New Haven-Milford, CT 173 $ 16,495,000 $ 95,346 $ 128,000
Augusta-Richmond County, GA-SC 170 $ 13,660,000 $ 80,352 $ 144,047
Fayetteville-Springdale-Rogers, AR-MO 169 $ 15,015,000 $ 88,846 $ 133,000
Lake Havasu City-Kingman, AZ 166 $ 15,120,000 $ 91,084 $ 114,000
Atlantic City-Hammonton, NJ 164 $ 19,360,000 $ 118,048 $ 147,000
Merced, CA 162 $ 12,170,000 $ 75,123 $ 121,000
Olympia-Tumwater, WA 157 $ 18,595,000 $ 118,439 $ 144,000
Bremerton-Silverdale, WA 156 $ 19,750,000 $ 126,602 $ 155,000
Des Moines-West Des Moines, IA 155 $ 12,375,000 $ 79,838 $ 136,000
Killeen-Temple, TX 153 $ 11,415,000 $ 74,607 $ 115,000
Prescott Valley-Prescott, AZ 150 $ 16,870,000 $ 112,466 $ 130,000
Redding, CA 150 $ 12,350,000 $ 82,333 $ 124,000
Eugene, OR 149 $ 14,125,000 $ 94,798 $ 124,000
Durham-Chapel Hill, NC 148 $ 15,180,000 $ 102,567 $ 158,000
Toledo, OH 145 $ 9,295,000 $ 64,103 $ 102,000
Worcester, MA-CT 145 $ 16,925,000 $ 116,724 $ 173,000
Lexington Park, MD 144 $ 14,890,000 $ 103,402 $ 156,000
Little Rock-North Little Rock-Conway, AR 143 $ 11,355,000 $ 79,405 $ 125,000
York-Hanover, PA 142 $ 11,890,000 $ 83,732 $ 124,000
Wichita, KS 141 $ 8,465,000 $ 60,035 $ 123,000
Lancaster, PA 138 $ 12,080,000 $ 87,536 $ 122,000
Scranton--Wilkes-Barre--Hazleton, PA 133 $ 9,805,000 $ 73,721 $ 120,000
Dover, DE 131 $ 9,835,000 $ 75,076 $ 110,000
Reading, PA 127 $ 10,475,000 $ 82,480 $ 119,000
Bend-Redmond, OR 123 $ 17,765,000 $ 144,430 $ 146,000
Daphne-Fairhope-Foley, AL 123 $ 10,425,000 $ 84,756 $ 127,000
Harrisburg-Carlisle, PA 123 $ 11,815,000 $ 96,056 $ 151,000
Spartanburg, SC 121 $ 7,565,000 $ 62,520 $ 91,000
Crestview-Fort Walton Beach-Destin, FL 118 $ 13,610,000 $ 115,338 $ 163,000
McAllen-Edinburg-Mission, TX 116 $ 11,730,000 $ 101,120 $ 136,000
Springfield, MO 115 $ 8,925,000 $ 77,608 $ 114,000
Fayetteville, NC 114 $ 8,380,000 $ 73,508 $ 132,000
Mobile, AL 114 $ 8,920,000 $ 78,245 $ 107,000
Trenton, NJ 114 $ 11,890,000 $ 104,298 $ 179,000
Kennewick-Richland, WA 113 $ 11,865,000 $ 105,000 $ 138,000
Punta Gorda, FL 113 $ 10,345,000 $ 91,548 $ 132,000
Grand Junction, CO 112 $ 10,590,000 $ 94,553 $ 143,000
Slidell-Mandeville-Covington, LA 109 $ 9,875,000 $ 90,596 $ 164,000
Hilton Head Island-Bluffton-Beaufort, SC 108 $ 11,460,000 $ 106,111 $ 126,000
Clarksville, TN-KY 106 $ 8,290,000 $ 78,207 $ 150,641
Boulder, CO 105 $ 15,025,000 $ 143,095 $ 204,000
Lexington-Fayette, KY 105 $ 9,135,000 $ 87,000 $ 114,000
Medford, OR 105 $ 10,665,000 $ 101,571 $ 125,000
San Rafael, CA 105 $ 25,195,000 $ 239,952 $ 424,000
Santa Cruz-Watsonville, CA 105 $ 18,665,000 $ 177,761 $ 235,000
Asheville, NC 104 $ 12,760,000 $ 122,692 $ 124,000
Yuba City, CA 104 $ 9,120,000 $ 87,692 $ 115,000
El Centro, CA 103 $ 8,985,000 $ 87,233 $ 130,000
Tallahassee, FL 103 $ 8,145,000 $ 79,077 $ 118,000
Montgomery, AL 102 $ 7,230,000 $ 70,882 $ 127,000
Youngstown-Warren-Boardman, OH-PA 102 $ 6,140,000 $ 60,196 $ 100,000
Lynchburg, VA 101 $ 8,295,000 $ 82,128 $ 113,000
Canton-Massillon, OH 98 $ 7,080,000 $ 72,244 $ 94,000
Homosassa Springs, FL 98 $ 8,060,000 $ 82,244 $ 111,000
Yuma, AZ 98 $ 8,380,000 $ 85,510 $ 114,000
Columbus, GA-AL 92 $ 5,800,000 $ 63,043 $ 93,586
Chico, CA 90 $ 7,830,000 $ 87,000 $ 124,000
Jackson, MS 90 $ 5,860,000 $ 65,111 $ 108,000
Napa, CA 89 $ 14,895,000 $ 167,359 $ 195,000
Flint, MI 88 $ 6,530,000 $ 74,204 $ 127,000
Lansing-East Lansing, MI 88 $ 5,340,000 $ 60,681 $ 91,000
Roanoke, VA 87 $ 7,005,000 $ 80,517 $ 105,000
Hickory-Lenoir-Morganton, NC 85 $ 7,055,000 $ 83,000 $ 100,000
Albany, OR 83 $ 8,085,000 $ 97,409 $ 104,000
Gulfport-Biloxi-Pascagoula, MS 83 $ 4,935,000 $ 59,457 $ 104,000
Fort Wayne, IN 82 $ 4,850,000 $ 59,146 $ 102,000
Panama City, FL 82 $ 6,620,000 $ 80,731 $ 126,000
St. George, UT 82 $ 10,020,000 $ 122,195 $ 129,000
Norwich-New London, CT 81 $ 7,175,000 $ 88,580 $ 120,000
Gainesville, GA 80 $ 9,330,000 $ 116,625 $ 173,000
Ann Arbor, MI 77 $ 7,935,000 $ 103,051 $ 168,000
Sebastian-Vero Beach, FL 77 $ 8,225,000 $ 106,818 $ 172,000
Bellingham, WA 76 $ 7,950,000 $ 104,605 $ 125,000
Corpus Christi, TX 76 $ 6,940,000 $ 91,315 $ 139,000
Rockford, IL 76 $ 5,250,000 $ 69,078 $ 99,000
Auburn-Opelika, AL 75 $ 6,445,000 $ 85,933 $ 146,000
Gainesville, FL 75 $ 7,445,000 $ 99,266 $ 117,000
Coeur D'Alene, ID 73 $ 9,835,000 $ 134,726 $ 127,000
Jacksonville, NC 73 $ 4,975,000 $ 68,150 $ 100,000
Davenport-Moline-Rock Island, IA-IL 72 $ 5,220,000 $ 72,500 $ 105,625
Madison, WI 71 $ 7,015,000 $ 98,802 $ 156,000
Green Bay, WI 70 $ 5,800,000 $ 82,857 $ 115,000
Mount Vernon-Anacortes, WA 67 $ 6,145,000 $ 91,716 $ 132,000
Yakima, WA 67 $ 5,925,000 $ 88,432 $ 103,000
South Bend-Mishawaka, IN-MI 66 $ 4,690,000 $ 71,060 $ 126,878
Athens-Clarke County, GA 64 $ 6,430,000 $ 100,468 $ 150,000
Brownsville-Harlingen, TX 64 $ 6,010,000 $ 93,906 $ 120,000
Las Cruces, NM 64 $ 4,890,000 $ 76,406 $ 129,000
Peoria, IL 64 $ 3,610,000 $ 56,406 $ 110,000
Macon-Bibb County, GA 63 $ 4,665,000 $ 74,047 $ 108,000
Warner Robins, GA 63 $ 4,755,000 $ 75,476 $ 122,000
Idaho Falls, ID 62 $ 6,260,000 $ 100,967 $ 172,000
Charlottesville, VA 61 $ 6,525,000 $ 106,967 $ 140,000
Lafayette, LA 61 $ 4,355,000 $ 71,393 $ 136,000
Wildwood-The Villages, FL 61 $ 4,945,000 $ 81,065 $ 109,000
Barnstable Town, MA 60 $ 10,160,000 $ 169,333 $ 185,000
Flagstaff, AZ 60 $ 8,350,000 $ 139,166 $ 154,000
Hagerstown-Martinsburg, MD-WV 60 $ 4,960,000 $ 82,666 $ 105,016
Lincoln, NE 59 $ 3,665,000 $ 62,118 $ 109,000
Salisbury, MD-DE 58 $ 3,850,000 $ 66,379 $ 102,000
Springfield, MA 58 $ 4,880,000 $ 84,137 $ 121,000
Longview, WA 57 $ 5,105,000 $ 89,561 $ 136,000
Kingsport-Bristol-Bristol, TN-VA 55 $ 4,405,000 $ 80,090 $ 120,690
Racine, WI 55 $ 3,215,000 $ 58,454 $ 113,000
Pueblo, CO 54 $ 3,900,000 $ 72,222 $ 108,000
Hanford-Corcoran, CA 53 $ 4,075,000 $ 76,886 $ 122,000
Tyler, TX 53 $ 4,915,000 $ 92,735 $ 143,000
Topeka, KS 52 $ 3,740,000 $ 71,923 $ 99,000
Sebring, FL 51 $ 5,115,000 $ 100,294 $ 112,000
Decatur, AL 50 $ 3,500,000 $ 70,000 $ 98,000
Florence-Muscle Shoals, AL 49 $ 3,685,000 $ 75,204 $ 99,000
Shreveport-Bossier City, LA 49 $ 2,615,000 $ 53,367 $ 100,000
Sierra Vista-Douglas, AZ 49 $ 3,915,000 $ 79,897 $ 125,000
Vineland-Bridgeton, NJ 49 $ 3,585,000 $ 73,163 $ 113,000
Jackson, TN 48 $ 2,800,000 $ 58,333 $ 83,000
Johnson City, TN 48 $ 3,710,000 $ 77,291 $ 91,000
Pinehurst-Southern Pines, NC 48 $ 4,380,000 $ 91,250 $ 147,000
Santa Fe, NM 48 $ 7,240,000 $ 150,833 $ 188,000
Duluth, MN-WI 47 $ 2,595,000 $ 55,212 $ 93,212
Winchester, VA-WV 47 $ 3,475,000 $ 73,936 $ 128,000
Burlington-South Burlington, VT 46 $ 5,630,000 $ 122,391 $ 151,000
Muskegon, MI 46 $ 2,930,000 $ 63,695 $ 86,000
Jackson, MI 45 $ 3,315,000 $ 73,666 $ 138,000
Appleton, WI 44 $ 3,640,000 $ 82,727 $ 101,000
Chambersburg-Waynesboro, PA 44 $ 2,740,000 $ 62,272 $ 90,000
Longview, TX 44 $ 3,520,000 $ 80,000 $ 130,000
Midland, TX 44 $ 4,370,000 $ 99,318 $ 191,000
Billings, MT 43 $ 3,025,000 $ 70,348 $ 104,000
Cedar Rapids, IA 43 $ 3,195,000 $ 74,302 $ 143,000
Cleveland, TN 43 $ 3,895,000 $ 90,581 $ 99,000
Florence, SC 43 $ 2,875,000 $ 66,860 $ 103,000
Lubbock, TX 43 $ 3,495,000 $ 81,279 $ 157,000
St. Cloud, MN 43 $ 2,885,000 $ 67,093 $ 123,000
Evansville, IN-KY 42 $ 2,250,000 $ 53,571 $ 95,000
Michigan City-La Porte, IN 42 $ 3,280,000 $ 78,095 $ 101,000
Brunswick, GA 41 $ 3,105,000 $ 75,731 $ 116,000
College Station-Bryan, TX 41 $ 3,725,000 $ 90,853 $ 153,000
Dalton, GA 41 $ 2,845,000 $ 69,390 $ 70,000
Niles-Benton Harbor, MI 41 $ 3,715,000 $ 90,609 $ 104,000
Dothan, AL 40 $ 2,180,000 $ 54,500 $ 103,000
Elkhart-Goshen, IN 40 $ 2,800,000 $ 70,000 $ 98,000
Kalamazoo-Portage, MI 40 $ 3,480,000 $ 87,000 $ 101,000
Cheyenne, WY 39 $ 3,455,000 $ 88,589 $ 118,000
Houma-Thibodaux, LA 39 $ 2,325,000 $ 59,615 $ 123,000
Rochester, MN 39 $ 3,475,000 $ 89,102 $ 127,000
Tuscaloosa, AL 39 $ 2,465,000 $ 63,205 $ 91,000
Waco, TX 39 $ 4,005,000 $ 102,692 $ 146,000
Amarillo, TX 38 $ 2,780,000 $ 73,157 $ 123,000
Columbia, MO 38 $ 3,140,000 $ 82,631 $ 110,000
Mansfield, OH 38 $ 2,260,000 $ 59,473 $ 100,000
Kenosha, WI 37 $ 2,685,000 $ 72,567 $ 124,000
Morristown, TN 37 $ 3,875,000 $ 104,729 $ 109,000
Farmington, NM 36 $ 3,630,000 $ 100,833 $ 99,000
Grants Pass, OR 36 $ 3,480,000 $ 96,666 $ 104,000
Helena, MT 36 $ 4,770,000 $ 132,500 $ 128,000
Joplin, MO 36 $ 2,500,000 $ 69,444 $ 99,166
Saginaw, MI 36 $ 2,940,000 $ 81,666 $ 88,000
Valdosta, GA 36 $ 2,880,000 $ 80,000 $ 127,000
Springfield, OH 35 $ 2,025,000 $ 57,857 $ 134,000
Twin Falls, ID 35 $ 3,195,000 $ 91,285 $ 88,000
Champaign-Urbana, IL 34 $ 1,990,000 $ 58,529 $ 129,000
Monroe, MI 34 $ 2,780,000 $ 81,764 $ 109,000
Sherman-Denison, TX 34 $ 4,080,000 $ 120,000 $ 128,000
Staunton-Waynesboro, VA 34 $ 2,250,000 $ 66,176 $ 84,000
Battle Creek, MI 33 $ 2,195,000 $ 66,515 $ 102,000
Blacksburg-Christiansburg-Radford, VA 33 $ 2,515,000 $ 76,212 $ 125,000
Bloomington, IN 33 $ 1,495,000 $ 45,303 $ 120,000
Bozeman, MT 33 $ 5,065,000 $ 153,484 $ 224,000
Burlington, NC 33 $ 2,835,000 $ 85,909 $ 107,000
Eau Claire, WI 33 $ 1,995,000 $ 60,454 $ 103,000
Fort Smith, AR-OK 33 $ 1,655,000 $ 50,151 $ 76,545
Great Falls, MT 33 $ 3,045,000 $ 92,272 $ 129,000
Rocky Mount, NC 33 $ 2,135,000 $ 64,696 $ 81,000
Traverse City, MI 33 $ 3,655,000 $ 110,757 $ 136,000
Janesville-Beloit, WI 32 $ 2,190,000 $ 68,437 $ 88,000
Lafayette-West Lafayette, IN 32 $ 2,090,000 $ 65,312 $ 111,000
Sumter, SC 32 $ 1,840,000 $ 57,500 $ 110,000
Wenatchee, WA 32 $ 4,630,000 $ 144,687 $ 204,000
Anniston-Oxford-Jacksonville, AL 31 $ 1,875,000 $ 60,483 $ 112,000
Bangor, ME 31 $ 1,915,000 $ 61,774 $ 90,000
Hammond, LA 31 $ 1,865,000 $ 60,161 $ 147,000
St. Joseph, MO-KS 31 $ 1,855,000 $ 59,838 $ 93,677
Beaumont-Port Arthur, TX 30 $ 2,070,000 $ 69,000 $ 160,000
Greenville, NC 30 $ 2,210,000 $ 73,666 $ 113,000
Lawrence, KS 30 $ 2,040,000 $ 68,000 $ 132,000
Bloomington, IL 29 $ 1,815,000 $ 62,586 $ 128,000
Laredo, TX 29 $ 2,675,000 $ 92,241 $ 132,000
Lawton, OK 29 $ 1,645,000 $ 56,724 $ 167,000
Lebanon, PA 29 $ 2,505,000 $ 86,379 $ 110,000
Lewiston-Auburn, ME 29 $ 2,265,000 $ 78,103 $ 99,000
Sandusky, OH 29 $ 2,265,000 $ 78,103 $ 128,000
Albany, GA 28 $ 1,570,000 $ 56,071 $ 107,000
Gadsden, AL 28 $ 1,870,000 $ 66,785 $ 88,000
Hinesville, GA 28 $ 2,270,000 $ 81,071 $ 119,000
Kankakee, IL 28 $ 1,840,000 $ 65,714 $ 137,000
Abilene, TX 26 $ 1,930,000 $ 74,230 $ 140,000
Alexandria, LA 26 $ 1,290,000 $ 49,615 $ 116,000
Corvallis, OR 26 $ 2,990,000 $ 115,000 $ 124,000
Oshkosh-Neenah, WI 26 $ 1,910,000 $ 73,461 $ 96,000
Sheboygan, WI 26 $ 1,630,000 $ 62,692 $ 100,000
Walla Walla, WA 26 $ 2,610,000 $ 100,384 $ 104,000
Gettysburg, PA 25 $ 2,195,000 $ 87,800 $ 133,000
Huntington-Ashland, WV-KY-OH 25 $ 1,525,000 $ 61,000 $ 101,600
Manhattan, KS 25 $ 1,365,000 $ 54,600 $ 113,000
Harrisonburg, VA 24 $ 1,710,000 $ 71,250 $ 89,000
La Crosse-Onalaska, WI-MN 24 $ 1,700,000 $ 70,833 $ 97,458
Missoula, MT 24 $ 2,250,000 $ 93,750 $ 101,000
Hattiesburg, MS 23 $ 1,905,000 $ 82,826 $ 92,000
Terre Haute, IN 23 $ 1,505,000 $ 65,434 $ 88,000
Bowling Green, KY 22 $ 1,050,000 $ 47,727 $ 108,000
Erie, PA 22 $ 1,080,000 $ 49,090 $ 90,000
Hot Springs, AR 22 $ 1,830,000 $ 83,181 $ 105,000
Jefferson City, MO 22 $ 1,830,000 $ 83,181 $ 119,000
Lake Charles, LA 22 $ 1,110,000 $ 50,454 $ 92,000
Midland, MI 22 $ 1,570,000 $ 71,363 $ 122,000
Muncie, IN 22 $ 1,490,000 $ 67,727 $ 112,000
Wichita Falls, TX 22 $ 1,690,000 $ 76,818 $ 125,000
Elizabethtown-Fort Knox, KY 21 $ 2,415,000 $ 115,000 $ 122,000
Lewiston, ID-WA 21 $ 2,315,000 $ 110,238 $ 129,285
Texarkana, TX-AR 21 $ 1,595,000 $ 75,952 $ 119,000
Waterloo-Cedar Falls, IA 21 $ 1,205,000 $ 57,380 $ 117,000
Ames, IA 20 $ 1,410,000 $ 70,500 $ 94,000
Goldsboro, NC 20 $ 1,140,000 $ 57,000 $ 87,000
Cape Girardeau, MO-IL 19 $ 1,015,000 $ 53,421 $ 98,000
Logan, UT-ID 19 $ 2,125,000 $ 111,842 $ 141,789
Odessa, TX 19 $ 1,835,000 $ 96,578 $ 187,000
Sioux City, IA-NE-SD 19 $ 1,225,000 $ 64,473 $ 115,210
Kokomo, IN 18 $ 1,000,000 $ 55,555 $ 79,000
Springfield, IL 18 $ 1,100,000 $ 61,111 $ 101,000
State College, PA 18 $ 1,550,000 $ 86,111 $ 156,000
Altoona, PA 17 $ 1,165,000 $ 68,529 $ 88,000
Jonesboro, AR 17 $ 1,235,000 $ 72,647 $ 121,000
Monroe, LA 17 $ 665,000 $ 39,117 $ 90,000
Columbus, IN 16 $ 990,000 $ 61,875 $ 108,000
Amherst Town-Northampton, MA 15 $ 1,815,000 $ 121,000 $ 114,000
Carson City, NV 15 $ 1,815,000 $ 121,000 $ 138,000
Casper, WY 15 $ 745,000 $ 49,666 $ 92,000
Iowa City, IA 15 $ 965,000 $ 64,333 $ 102,000
Johnstown, PA 15 $ 735,000 $ 49,000 $ 86,000
Lima, OH 15 $ 795,000 $ 53,000 $ 70,000
Wausau, WI 15 $ 945,000 $ 63,000 $ 97,000
Fond Du Lac, WI 14 $ 760,000 $ 54,285 $ 82,000
Pocatello, ID 14 $ 1,190,000 $ 85,000 $ 85,000
Rome, GA 14 $ 1,100,000 $ 78,571 $ 81,000
San Angelo, TX 14 $ 960,000 $ 68,571 $ 150,000
Wheeling, WV-OH 13 $ 1,035,000 $ 79,615 $ 130,000
Mankato-North Mankato, MN 12 $ 660,000 $ 55,000 $ 103,000
Williamsport, PA 12 $ 640,000 $ 53,333 $ 86,000
Bay City, MI 11 $ 665,000 $ 60,454 $ 108,000
Fargo, ND-MN 11 $ 665,000 $ 60,454 $ 122,636
Paducah, KY-IL 11 $ 655,000 $ 59,545 $ 99,909
Pittsfield, MA 11 $ 675,000 $ 61,363 $ 80,000
Grand Island, NE 10 $ 650,000 $ 65,000 $ 70,000
Dubuque, IA 8 $ 500,000 $ 62,500 $ 79,000
Owensboro, KY 7 $ 325,000 $ 46,428 $ 93,000
Decatur, IL 6 $ 300,000 $ 50,000 $ 161,000
Enid, OK 6 $ 320,000 $ 53,333 $ 91,000
Sioux Falls, SD 6 $ 510,000 $ 85,000 $ 123,666
Victoria, TX 6 $ 480,000 $ 80,000 $ 124,000
Eagle Pass, TX 5 $ 485,000 $ 97,000 $ 72,000
Grand Forks, ND-MN 4 $ 190,000 $ 47,500 $ 97,000
Urban Honolulu, HI 3 $ 615,000 $ 205,000 $ 136,000
Rapid City, SD 2 $ 480,000 $ 240,000 $ 46,000
Weirton-Steubenville, WV-OH 2 $ 110,000 $ 55,000 $ 91,500
Anchorage, AK 1 $ 145,000 $ 145,000 $ 91,000
Nassau County-Suffolk County, NY 1 $ 95,000 $ 95,000 $ 139,000

Mortgage Loan Application Detail Totals for Spring Eq, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 60,588 $6,020,180,000 $99,000 $12,795,000 $147,000 $8,160,000
Home Improvement 32,600 $3,527,810,000 $108,000 $1,755,000 $155,000 $9,390,000
Cash-out Refinancing 10,788 $1,654,150,000 $153,000 $2,335,000 $160,000 $6,600,000
Refinancing 4,698 $771,000,000 $164,000 $595,000 $175,000 $3,200,000
Home Purchase 1,382 $230,450,000 $166,000 $805,000 $219,000 $4,005,000
Not Applicable 144 $15,580,000 $108,000 $405,000 $156,000 $898,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 52,576 $5,738,590,000 $109,000 $12,795,000 $157,000 $9,390,000
Not Provided 30,045 $3,469,455,000 $115,000 $2,335,000 $149,000 $8,160,000
Hispanic 13,390 $1,407,460,000 $105,000 $1,305,000 $140,000 $6,120,000
Black or African American 8,313 $755,055,000 $90,000 $505,000 $134,000 $3,600,000
Asian 5,159 $777,055,000 $150,000 $735,000 $200,000 $5,464,000
American Indian or Alaskan Native 469 $46,295,000 $98,000 $505,000 $159,000 $4,850,000
Native Hawaiian or Other Pacific Islander 248 $25,260,000 $101,000 $505,000 $144,000 $529,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 110,200 $12,219,170,000 $110,000 $12,795,000 $153,000 $9,390,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 55,716 $6,105,390,000 $109,000 $12,795,000 $144,000 $9,390,000
Loan Originated 32,174 $3,463,910,000 $107,000 $805,000 $156,000 $7,089,000
Application Withdrawn By Applicant 13,869 $1,552,495,000 $111,000 $1,635,000 $170,000 $6,210,000
File Closed For Incompleteness 4,832 $632,640,000 $130,000 $505,000 $177,000 $3,856,000
Application Approved But Not Accepted 2,197 $261,135,000 $118,000 $505,000 $156,000 $1,782,000
Loan Purchased By The Institution 1,412 $203,600,000 $144,000 $505,000 $182,000 $1,694,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 54,484 $6,113,780,000 $112,000 $1,635,000 $162,000 $7,089,000
Credit Application Incomplete 36,640 $4,121,840,000 $112,000 $12,795,000 $150,000 $9,390,000
Debt-To-Income Ratio 8,578 $918,600,000 $107,000 $505,000 $100,000 $3,728,000
Collateral 3,442 $353,260,000 $102,000 $655,000 $157,000 $4,380,000
Other 3,143 $354,195,000 $112,000 $1,005,000 $164,000 $3,572,000
Credit History 3,135 $262,345,000 $83,000 $1,005,000 $147,000 $7,200,000
Unverifiable Information 703 $86,535,000 $123,000 $505,000 $151,000 $1,334,000
Employment History 71 $7,665,000 $107,000 $505,000 $96,000 $290,000
Insufficient Cash (Downpayment, Closing Cost) 4 $950,000 $237,000 $315,000 $64,000 $107,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Spring Eq, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Spring Eq, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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