Stifel Bank & Trust Mortgage Lending & HMDA Data, 2024
In 2024, Stifel Bank & Trust of St. Louis, MO reported 4,323 mortgage applications totaling $2.1 billion, up 7% from 2023. The average application was for $494,329, and applicants reported an average income of $329,595. 89% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (1,549), Los Angeles-Long Beach-Glendale, CA (70) and New York-Jersey City-White Plains, NY-NJ (64) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 North Broadway St. Louis, MO 63102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,323 |
| Total Mortgage Loan Application Amount | $2,136,985,000 |
| Average Mortgage Loan Application Amount | $494,329 |
| Highest Mortgage Loan Application Amount | $13,505,000 |
| Average Applicant Income | $329,595 |
| Highest Applicant Income | $8,976,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 1,549 | $ 520,015,000 | $ 335,710 | $ 209,896 |
| Outside any metro area | 368 | $ 174,860,000 | $ 475,163 | $ 347,279 |
| Los Angeles-Long Beach-Glendale, CA | 70 | $ 80,280,000 | $ 1,146,857 | $ 883,000 |
| New York-Jersey City-White Plains, NY-NJ | 64 | $ 68,680,000 | $ 1,073,125 | $ 745,843 |
| Phoenix-Mesa-Scottsdale, AZ | 63 | $ 43,435,000 | $ 689,444 | $ 412,000 |
| Chicago-Naperville, IL | 51 | $ 24,395,000 | $ 478,333 | $ 357,000 |
| Dallas-Plano-Irving, TX | 49 | $ 34,595,000 | $ 706,020 | $ 366,000 |
| Lakewood-New Brunswick, NJ | 46 | $ 26,360,000 | $ 573,043 | $ 522,000 |
| Denver-Aurora-Lakewood, CO | 43 | $ 23,245,000 | $ 540,581 | $ 288,000 |
| Nassau County-Suffolk County, NY | 43 | $ 42,225,000 | $ 981,976 | $ 620,000 |
| Anaheim-Santa Ana-Irvine, CA | 39 | $ 46,105,000 | $ 1,182,179 | $ 682,000 |
| Atlanta-Sandy Springs-Roswell, GA | 37 | $ 22,315,000 | $ 603,108 | $ 313,000 |
| Indianapolis-Carmel-Anderson, IN | 37 | $ 17,355,000 | $ 469,054 | $ 426,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 32 | $ 15,870,000 | $ 495,937 | $ 322,000 |
| North Port-Sarasota-Bradenton, FL | 32 | $ 31,840,000 | $ 995,000 | $ 580,000 |
| San Diego-Carlsbad, CA | 32 | $ 27,930,000 | $ 872,812 | $ 464,000 |
| Cape Coral-Fort Myers, FL | 31 | $ 19,095,000 | $ 615,967 | $ 632,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 30 | $ 30,000,000 | $ 1,000,000 | $ 659,000 |
| Kansas City, MO-KS | 29 | $ 13,715,000 | $ 472,931 | $ 410,931 |
| Seattle-Bellevue-Everett, WA | 27 | $ 20,665,000 | $ 765,370 | $ 709,000 |
| Riverside-San Bernardino-Ontario, CA | 26 | $ 15,690,000 | $ 603,461 | $ 479,000 |
| Miami-Miami Beach-Kendall, FL | 25 | $ 43,305,000 | $ 1,732,200 | $ 940,000 |
| Cincinnati, OH-KY-IN | 23 | $ 7,435,000 | $ 323,260 | $ 200,217 |
| Montgomery County-Bucks County-Chester County, PA | 23 | $ 8,785,000 | $ 381,956 | $ 253,000 |
| Baltimore-Columbia-Towson, MD | 22 | $ 7,630,000 | $ 346,818 | $ 258,000 |
| Columbus, GA-AL | 22 | $ 7,950,000 | $ 361,363 | $ 249,090 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 22 | $ 7,200,000 | $ 327,272 | $ 328,000 |
| Bridgeport-Stamford-Norwalk, CT | 21 | $ 23,355,000 | $ 1,112,142 | $ 545,000 |
| Louisville/Jefferson County, KY-IN | 21 | $ 3,065,000 | $ 145,952 | $ 492,904 |
| Portland-Vancouver-Hillsboro, OR-WA | 21 | $ 9,785,000 | $ 465,952 | $ 245,952 |
| Houston-The Woodlands-Sugar Land, TX | 20 | $ 11,390,000 | $ 569,500 | $ 397,000 |
| Oakland-Hayward-Berkeley, CA | 20 | $ 17,120,000 | $ 856,000 | $ 356,000 |
| Charlotte-Concord-Gastonia, NC-SC | 19 | $ 10,505,000 | $ 552,894 | $ 470,631 |
| Sacramento--Roseville--Arden-Arcade, CA | 19 | $ 12,505,000 | $ 658,157 | $ 436,000 |
| St. Petersburg-Clearwater-Largo, FL | 19 | $ 7,955,000 | $ 418,684 | $ 381,000 |
| Austin-Round Rock, TX | 18 | $ 11,560,000 | $ 642,222 | $ 432,000 |
| Newark, NJ-PA | 18 | $ 12,720,000 | $ 706,666 | $ 390,000 |
| Philadelphia, PA | 18 | $ 7,310,000 | $ 406,111 | $ 204,000 |
| Warren-Troy-Farmington Hills, MI | 18 | $ 6,970,000 | $ 387,222 | $ 508,000 |
| Charleston-North Charleston, SC | 17 | $ 12,755,000 | $ 750,294 | $ 389,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 8,025,000 | $ 472,058 | $ 326,000 |
| Salt Lake City, UT | 17 | $ 11,915,000 | $ 700,882 | $ 392,000 |
| Cleveland, OH | 16 | $ 5,130,000 | $ 320,625 | $ 190,000 |
| Columbus, OH | 16 | $ 5,580,000 | $ 348,750 | $ 299,000 |
| Lake County-Porter County-Jasper County, IN | 16 | $ 4,470,000 | $ 279,375 | $ 180,000 |
| Memphis, TN-MS-AR | 16 | $ 3,830,000 | $ 239,375 | $ 229,000 |
| Naples-Immokalee-Marco Island, FL | 16 | $ 11,410,000 | $ 713,125 | $ 617,000 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 7,050,000 | $ 440,625 | $ 255,000 |
| San Francisco-Redwood City-South San Francisco, CA | 16 | $ 15,340,000 | $ 958,750 | $ 537,000 |
| Tampa, FL | 16 | $ 13,600,000 | $ 850,000 | $ 823,000 |
| Birmingham-Hoover, AL | 15 | $ 5,965,000 | $ 397,666 | $ 315,000 |
| Daphne-Fairhope-Foley, AL | 15 | $ 9,775,000 | $ 651,666 | $ 461,000 |
| Knoxville, TN | 15 | $ 7,185,000 | $ 479,000 | $ 299,000 |
| Youngstown-Warren-Boardman, OH-PA | 15 | $ 2,765,000 | $ 184,333 | $ 120,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 14 | $ 5,760,000 | $ 411,428 | $ 256,000 |
| Jacksonville, FL | 14 | $ 12,550,000 | $ 896,428 | $ 381,000 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 4,810,000 | $ 343,571 | $ 177,000 |
| Wilmington, NC | 14 | $ 6,890,000 | $ 492,142 | $ 351,000 |
| Arlington-Alexandria-Reston, VA-WV | 13 | $ 8,945,000 | $ 688,076 | $ 288,000 |
| Auburn-Opelika, AL | 13 | $ 5,305,000 | $ 408,076 | $ 245,000 |
| Boulder, CO | 13 | $ 9,105,000 | $ 700,384 | $ 443,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 8,265,000 | $ 635,769 | $ 868,000 |
| Raleigh, NC | 13 | $ 5,695,000 | $ 438,076 | $ 218,000 |
| Reno, NV | 13 | $ 9,435,000 | $ 725,769 | $ 505,000 |
| Santa Maria-Santa Barbara, CA | 13 | $ 8,885,000 | $ 683,461 | $ 327,000 |
| Santa Rosa, CA | 13 | $ 8,975,000 | $ 690,384 | $ 590,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 3,070,000 | $ 255,833 | $ 224,916 |
| Augusta-Richmond County, GA-SC | 12 | $ 4,370,000 | $ 364,166 | $ 182,666 |
| Boise City, ID | 12 | $ 5,860,000 | $ 488,333 | $ 239,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 18,620,000 | $ 1,551,666 | $ 649,000 |
| Las Vegas-Henderson-Paradise, NV | 12 | $ 8,490,000 | $ 707,500 | $ 457,000 |
| Little Rock-North Little Rock-Conway, AR | 12 | $ 3,440,000 | $ 286,666 | $ 174,000 |
| Pittsburgh, PA | 12 | $ 4,110,000 | $ 342,500 | $ 155,000 |
| Bozeman, MT | 11 | $ 8,475,000 | $ 770,454 | $ 293,000 |
| Columbia, SC | 11 | $ 2,755,000 | $ 250,454 | $ 246,000 |
| Medford, OR | 11 | $ 3,505,000 | $ 318,636 | $ 196,000 |
| Montgomery, AL | 11 | $ 3,725,000 | $ 338,636 | $ 268,000 |
| Boston, MA | 10 | $ 9,590,000 | $ 959,000 | $ 487,000 |
| Evansville, IN-KY | 10 | $ 2,670,000 | $ 267,000 | $ 201,000 |
| Fort Worth-Arlington, TX | 10 | $ 4,680,000 | $ 468,000 | $ 426,000 |
| Oklahoma City, OK | 10 | $ 3,990,000 | $ 399,000 | $ 380,000 |
| Tucson, AZ | 10 | $ 3,610,000 | $ 361,000 | $ 307,000 |
| Charlottesville, VA | 9 | $ 2,705,000 | $ 300,555 | $ 232,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 2,975,000 | $ 330,555 | $ 307,000 |
| New Orleans-Metairie, LA | 9 | $ 2,905,000 | $ 322,777 | $ 187,000 |
| Santa Fe, NM | 9 | $ 3,845,000 | $ 427,222 | $ 243,000 |
| Asheville, NC | 8 | $ 3,310,000 | $ 413,750 | $ 158,000 |
| Bend-Redmond, OR | 8 | $ 5,430,000 | $ 678,750 | $ 500,000 |
| Cambridge-Newton-Framingham, MA | 8 | $ 6,520,000 | $ 815,000 | $ 335,000 |
| Camden, NJ | 8 | $ 2,500,000 | $ 312,500 | $ 152,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 3,990,000 | $ 498,750 | $ 618,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 8 | $ 4,630,000 | $ 578,750 | $ 321,000 |
| Gulfport-Biloxi-Pascagoula, MS | 8 | $ 2,140,000 | $ 267,500 | $ 149,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 4,080,000 | $ 510,000 | $ 424,000 |
| Niles-Benton Harbor, MI | 8 | $ 2,200,000 | $ 275,000 | $ 182,000 |
| Portland-South Portland, ME | 8 | $ 4,110,000 | $ 513,750 | $ 327,000 |
| Savannah, GA | 8 | $ 4,540,000 | $ 567,500 | $ 332,000 |
| Tulsa, OK | 8 | $ 2,050,000 | $ 256,250 | $ 213,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 2,915,000 | $ 416,428 | $ 244,000 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 2,345,000 | $ 335,000 | $ 249,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 5,515,000 | $ 787,857 | $ 352,000 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 8,865,000 | $ 1,266,428 | $ 1,379,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 5,045,000 | $ 720,714 | $ 318,000 |
| Panama City, FL | 7 | $ 2,195,000 | $ 313,571 | $ 248,000 |
| Prescott Valley-Prescott, AZ | 7 | $ 3,715,000 | $ 530,714 | $ 283,000 |
| Rochester, NY | 7 | $ 2,335,000 | $ 333,571 | $ 542,000 |
| San Rafael, CA | 7 | $ 5,445,000 | $ 777,857 | $ 293,000 |
| Tacoma-Lakewood, WA | 7 | $ 5,035,000 | $ 719,285 | $ 561,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 2,965,000 | $ 423,571 | $ 192,000 |
| Washington-Baltimore-Arlington, DC | 7 | $ 5,265,000 | $ 752,142 | $ 547,000 |
| Barnstable Town, MA | 6 | $ 2,270,000 | $ 378,333 | $ 200,000 |
| Bismarck, ND | 6 | $ 1,930,000 | $ 321,666 | $ 184,000 |
| Colorado Springs, CO | 6 | $ 2,370,000 | $ 395,000 | $ 237,000 |
| Columbia, MO | 6 | $ 1,140,000 | $ 190,000 | $ 138,000 |
| El Paso, TX | 6 | $ 2,110,000 | $ 351,666 | $ 141,000 |
| Marietta, GA | 6 | $ 2,180,000 | $ 363,333 | $ 262,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 6 | $ 1,740,000 | $ 290,000 | $ 166,000 |
| Washington, DC-MD | 6 | $ 4,380,000 | $ 730,000 | $ 414,500 |
| Albuquerque, NM | 5 | $ 1,825,000 | $ 365,000 | $ 289,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 5,025,000 | $ 1,005,000 | $ 600,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 3,445,000 | $ 689,000 | $ 1,025,000 |
| Fort Collins, CO | 5 | $ 2,535,000 | $ 507,000 | $ 287,000 |
| Greensboro-High Point, NC | 5 | $ 2,665,000 | $ 533,000 | $ 180,000 |
| Kalamazoo-Portage, MI | 5 | $ 845,000 | $ 169,000 | $ 124,000 |
| Macon-Bibb County, GA | 5 | $ 1,425,000 | $ 285,000 | $ 194,000 |
| Mobile, AL | 5 | $ 1,435,000 | $ 287,000 | $ 161,000 |
| Modesto, CA | 5 | $ 2,065,000 | $ 413,000 | $ 444,000 |
| Salem, OR | 5 | $ 1,355,000 | $ 271,000 | $ 128,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 4,725,000 | $ 945,000 | $ 418,000 |
| Sioux City, IA-NE-SD | 5 | $ 865,000 | $ 173,000 | $ 193,200 |
| Trenton, NJ | 5 | $ 2,705,000 | $ 541,000 | $ 261,000 |
| Urban Honolulu, HI | 5 | $ 4,035,000 | $ 807,000 | $ 542,000 |
| Wenatchee, WA | 5 | $ 1,365,000 | $ 273,000 | $ 96,000 |
| Winston-Salem, NC | 5 | $ 1,585,000 | $ 317,000 | $ 231,000 |
| Baton Rouge, LA | 4 | $ 1,040,000 | $ 260,000 | $ 170,000 |
| Chico, CA | 4 | $ 1,540,000 | $ 385,000 | $ 219,000 |
| Duluth, MN-WI | 4 | $ 1,120,000 | $ 280,000 | $ 301,000 |
| Durham-Chapel Hill, NC | 4 | $ 1,390,000 | $ 347,500 | $ 139,000 |
| Elgin, IL | 4 | $ 1,730,000 | $ 432,500 | $ 540,000 |
| Fort Smith, AR-OK | 4 | $ 1,250,000 | $ 312,500 | $ 175,000 |
| Harrisburg-Carlisle, PA | 4 | $ 590,000 | $ 147,500 | $ 87,000 |
| Madison, WI | 4 | $ 1,720,000 | $ 430,000 | $ 322,000 |
| New Haven-Milford, CT | 4 | $ 1,680,000 | $ 420,000 | $ 702,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 1,130,000 | $ 282,500 | $ 89,000 |
| Pinehurst-Southern Pines, NC | 4 | $ 1,270,000 | $ 317,500 | $ 228,000 |
| Port St. Lucie, FL | 4 | $ 1,620,000 | $ 405,000 | $ 140,000 |
| Providence-Warwick, RI-MA | 4 | $ 2,820,000 | $ 705,000 | $ 426,000 |
| Punta Gorda, FL | 4 | $ 1,720,000 | $ 430,000 | $ 199,000 |
| Richmond, VA | 4 | $ 1,540,000 | $ 385,000 | $ 201,000 |
| Rochester, MN | 4 | $ 1,270,000 | $ 317,500 | $ 108,000 |
| Salinas, CA | 4 | $ 8,210,000 | $ 2,052,500 | $ 854,000 |
| San Antonio-New Braunfels, TX | 4 | $ 2,350,000 | $ 587,500 | $ 418,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 9,710,000 | $ 2,427,500 | $ 1,072,000 |
| Sebastian-Vero Beach, FL | 4 | $ 1,800,000 | $ 450,000 | $ 282,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,380,000 | $ 345,000 | $ 318,000 |
| Stockton-Lodi, CA | 4 | $ 1,390,000 | $ 347,500 | $ 526,000 |
| Syracuse, NY | 4 | $ 2,710,000 | $ 677,500 | $ 427,000 |
| Traverse City, MI | 4 | $ 1,590,000 | $ 397,500 | $ 230,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 1,155,000 | $ 385,000 | $ 296,000 |
| Ann Arbor, MI | 3 | $ 1,915,000 | $ 638,333 | $ 243,000 |
| Athens-Clarke County, GA | 3 | $ 2,165,000 | $ 721,666 | $ 658,000 |
| Brunswick, GA | 3 | $ 865,000 | $ 288,333 | $ 142,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 1,105,000 | $ 368,333 | $ 463,000 |
| Chattanooga, TN-GA | 3 | $ 925,000 | $ 308,333 | $ 414,000 |
| Coeur D'Alene, ID | 3 | $ 2,585,000 | $ 861,666 | $ 469,000 |
| College Station-Bryan, TX | 3 | $ 1,195,000 | $ 398,333 | $ 366,000 |
| Des Moines-West Des Moines, IA | 3 | $ 1,145,000 | $ 381,666 | $ 245,000 |
| Eugene, OR | 3 | $ 1,405,000 | $ 468,333 | $ 325,000 |
| Fayetteville, NC | 3 | $ 685,000 | $ 228,333 | $ 261,000 |
| Flagstaff, AZ | 3 | $ 2,335,000 | $ 778,333 | $ 420,000 |
| Gainesville, GA | 3 | $ 1,255,000 | $ 418,333 | $ 106,000 |
| Great Falls, MT | 3 | $ 595,000 | $ 198,333 | $ 323,000 |
| Helena, MT | 3 | $ 1,405,000 | $ 468,333 | $ 410,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 755,000 | $ 251,666 | $ 305,000 |
| Homosassa Springs, FL | 3 | $ 565,000 | $ 188,333 | $ 93,000 |
| Huntsville, AL | 3 | $ 1,135,000 | $ 378,333 | $ 479,000 |
| Idaho Falls, ID | 3 | $ 945,000 | $ 315,000 | $ 114,000 |
| Jefferson City, MO | 3 | $ 625,000 | $ 208,333 | $ 170,000 |
| Lexington Park, MD | 3 | $ 635,000 | $ 211,666 | $ 192,000 |
| Lincoln, NE | 3 | $ 905,000 | $ 301,666 | $ 238,000 |
| Mankato-North Mankato, MN | 3 | $ 785,000 | $ 261,666 | $ 191,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 1,215,000 | $ 405,000 | $ 321,000 |
| Michigan City-La Porte, IN | 3 | $ 395,000 | $ 131,666 | $ 243,000 |
| Ocala, FL | 3 | $ 585,000 | $ 195,000 | $ 139,000 |
| Ogden-Clearfield, UT | 3 | $ 1,955,000 | $ 651,666 | $ 373,000 |
| Pocatello, ID | 3 | $ 2,325,000 | $ 775,000 | $ 371,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 7,405,000 | $ 2,468,333 | $ 935,000 |
| Sioux Falls, SD | 3 | $ 2,075,000 | $ 691,666 | $ 272,000 |
| St. George, UT | 3 | $ 2,655,000 | $ 885,000 | $ 1,331,000 |
| Tuscaloosa, AL | 3 | $ 1,395,000 | $ 465,000 | $ 360,000 |
| Valdosta, GA | 3 | $ 765,000 | $ 255,000 | $ 142,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 475,000 | $ 158,333 | $ 136,000 |
| Wilmington, DE-MD-NJ | 3 | $ 1,755,000 | $ 585,000 | $ 902,666 |
| Worcester, MA-CT | 3 | $ 1,595,000 | $ 531,666 | $ 211,000 |
| Abilene, TX | 2 | $ 1,310,000 | $ 655,000 | $ 207,000 |
| Appleton, WI | 2 | $ 420,000 | $ 210,000 | $ 104,000 |
| Billings, MT | 2 | $ 1,240,000 | $ 620,000 | $ 374,000 |
| Bloomington, IL | 2 | $ 370,000 | $ 185,000 | $ 208,000 |
| Bowling Green, KY | 2 | $ 430,000 | $ 215,000 | $ 143,000 |
| Bremerton-Silverdale, WA | 2 | $ 510,000 | $ 255,000 | $ 175,000 |
| Decatur, IL | 2 | $ 420,000 | $ 210,000 | $ 150,000 |
| Fort Wayne, IN | 2 | $ 500,000 | $ 250,000 | $ 81,000 |
| Fresno, CA | 2 | $ 740,000 | $ 370,000 | $ 237,000 |
| Grand Forks, ND-MN | 2 | $ 690,000 | $ 345,000 | $ 225,000 |
| Grand Junction, CO | 2 | $ 130,000 | $ 65,000 | $ 215,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 610,000 | $ 305,000 | $ 269,000 |
| Jonesboro, AR | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Killeen-Temple, TX | 2 | $ 960,000 | $ 480,000 | $ 386,000 |
| Lafayette-West Lafayette, IN | 2 | $ 920,000 | $ 460,000 | $ 194,000 |
| Longview, WA | 2 | $ 540,000 | $ 270,000 | $ 183,000 |
| Lynchburg, VA | 2 | $ 540,000 | $ 270,000 | $ 226,000 |
| Napa, CA | 2 | $ 680,000 | $ 340,000 | $ 233,000 |
| Olympia-Tumwater, WA | 2 | $ 810,000 | $ 405,000 | $ 110,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 1,030,000 | $ 515,000 | $ 407,000 |
| Provo-Orem, UT | 2 | $ 1,780,000 | $ 890,000 | $ 290,000 |
| Reading, PA | 2 | $ 600,000 | $ 300,000 | $ 112,000 |
| Rocky Mount, NC | 2 | $ 210,000 | $ 105,000 | $ 245,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 710,000 | $ 355,000 | $ 155,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 590,000 | $ 295,000 | $ 378,000 |
| Spartanburg, SC | 2 | $ 450,000 | $ 225,000 | $ 243,000 |
| Springfield, IL | 2 | $ 500,000 | $ 250,000 | $ 259,000 |
| Springfield, MO | 2 | $ 450,000 | $ 225,000 | $ 185,000 |
| St. Cloud, MN | 2 | $ 580,000 | $ 290,000 | $ 185,000 |
| St. Joseph, MO-KS | 2 | $ 170,000 | $ 85,000 | $ 97,000 |
| Toledo, OH | 2 | $ 350,000 | $ 175,000 | $ 94,000 |
| Topeka, KS | 2 | $ 340,000 | $ 170,000 | $ 104,000 |
| Tyler, TX | 2 | $ 680,000 | $ 340,000 | $ 100,000 |
| Utica-Rome, NY | 2 | $ 290,000 | $ 145,000 | $ 125,000 |
| Vallejo-Fairfield, CA | 2 | $ 1,210,000 | $ 605,000 | $ 274,000 |
| Waterbury-Shelton, CT | 2 | $ 360,000 | $ 180,000 | $ 103,000 |
| Akron, OH | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Albany, OR | 1 | $ 85,000 | $ 85,000 | $ 170,000 |
| Beaumont-Port Arthur, TX | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Bellingham, WA | 1 | $ 655,000 | $ 655,000 | $ 185,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Bloomington, IN | 1 | $ 495,000 | $ 495,000 | $ 527,000 |
| Brownsville-Harlingen, TX | 1 | $ 265,000 | $ 265,000 | $ 199,000 |
| Canton-Massillon, OH | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Carson City, NV | 1 | $ 305,000 | $ 305,000 | $ 172,000 |
| Cedar Rapids, IA | 1 | $ 285,000 | $ 285,000 | $ 162,000 |
| Corpus Christi, TX | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| Dothan, AL | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Eau Claire, WI | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| Everett, WA | 1 | $ 285,000 | $ 285,000 | $ 203,000 |
| Fargo, ND-MN | 1 | $ 475,000 | $ 475,000 | $ 332,000 |
| Farmington, NM | 1 | $ 315,000 | $ 315,000 | $ 201,000 |
| Flint, MI | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Florence, SC | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Gainesville, FL | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Hot Springs, AR | 1 | $ 35,000 | $ 35,000 | $ 659,000 |
| Iowa City, IA | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Jackson, MS | 1 | $ 485,000 | $ 485,000 | $ 155,000 |
| Johnson City, TN | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Joplin, MO | 1 | $ 405,000 | $ 405,000 | $ 93,000 |
| Kankakee, IL | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Kenosha, WI | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 1 | $ 555,000 | $ 555,000 | $ 245,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 415,000 | $ 415,000 | $ 289,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 275,000 | $ 275,000 | $ 241,000 |
| Lancaster, PA | 1 | $ 255,000 | $ 255,000 | $ 185,000 |
| Las Cruces, NM | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Lawton, OK | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Lebanon, PA | 1 | $ 405,000 | $ 405,000 | $ 242,000 |
| Lewiston, ID-WA | 1 | $ 705,000 | $ 705,000 | $ 468,000 |
| Longview, TX | 1 | $ 375,000 | $ 375,000 | $ 187,000 |
| Manchester-Nashua, NH | 1 | $ 465,000 | $ 465,000 | $ 366,000 |
| Morristown, TN | 1 | $ 895,000 | $ 895,000 | $ 750,000 |
| Muncie, IN | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Norwich-New London, CT | 1 | $ 485,000 | $ 485,000 | $ 186,000 |
| Oshkosh-Neenah, WI | 1 | $ 185,000 | $ 185,000 | $ 471,000 |
| Pittsfield, MA | 1 | $ 1,375,000 | $ 1,375,000 | $ 726,000 |
| Rapid City, SD | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Redding, CA | 1 | $ 305,000 | $ 305,000 | $ 307,000 |
| Roanoke, VA | 1 | $ 85,000 | $ 85,000 | $ 142,000 |
| Rockingham County-Strafford County, NH | 1 | $ 305,000 | $ 305,000 | $ 300,000 |
| Sandusky, OH | 1 | $ 375,000 | $ 375,000 | $ 591,000 |
| Springfield, MA | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
| Staunton-Waynesboro, VA | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Tallahassee, FL | 1 | $ 745,000 | $ 745,000 | $ 420,000 |
| Vineland-Bridgeton, NJ | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Walla Walla, WA | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Warner Robins, GA | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Wheeling, WV-OH | 1 | $ 215,000 | $ 215,000 | $ 148,000 |
| Wichita, KS | 1 | $ 335,000 | $ 335,000 | $ 300,000 |
| Wildwood-The Villages, FL | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| Winchester, VA-WV | 1 | $ 555,000 | $ 555,000 | $ 410,000 |
| York-Hanover, PA | 1 | $ 365,000 | $ 365,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,912 | $1,484,620,000 | $509,000 | $11,165,000 | $313,000 | $8,976,000 |
| Other Purpose | 814 | $336,370,000 | $413,000 | $13,505,000 | $356,000 | $5,354,000 |
| Cash-out Refinancing | 298 | $144,920,000 | $486,000 | $3,505,000 | $348,000 | $4,468,000 |
| Refinancing | 274 | $155,840,000 | $568,000 | $3,815,000 | $404,000 | $4,329,000 |
| Home Improvement | 25 | $15,235,000 | $609,000 | $8,505,000 | $368,000 | $3,000,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,591 | $1,777,095,000 | $494,000 | $11,165,000 | $327,000 | $8,976,000 |
| Not Provided | 240 | $164,840,000 | $686,000 | $13,505,000 | $475,000 | $4,956,000 |
| Asian | 205 | $102,245,000 | $498,000 | $6,475,000 | $312,000 | $1,540,000 |
| Black or African American | 145 | $38,305,000 | $264,000 | $3,505,000 | $200,000 | $5,000,000 |
| Hispanic | 122 | $45,650,000 | $374,000 | $3,025,000 | $272,000 | $1,683,000 |
| American Indian or Alaskan Native | 17 | $8,615,000 | $506,000 | $1,645,000 | $539,000 | $3,133,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $235,000 | $78,000 | $115,000 | $53,000 | $53,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,143 | $2,080,695,000 | $502,000 | $13,505,000 | $339,000 | $8,976,000 |
| FHA-insured (Federal Housing Administration) | 116 | $29,750,000 | $256,000 | $495,000 | $88,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 62 | $26,140,000 | $421,000 | $1,995,000 | $165,000 | $747,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $400,000 | $200,000 | $205,000 | $71,000 | $76,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,827 | $1,901,395,000 | $496,000 | $13,505,000 | $331,000 | $8,976,000 |
| Application Withdrawn By Applicant | 368 | $184,030,000 | $500,000 | $5,935,000 | $317,000 | $5,354,000 |
| Application Denied By Financial Institution | 71 | $22,695,000 | $319,000 | $1,925,000 | $273,000 | $4,416,000 |
| Application Approved But Not Accepted | 52 | $27,610,000 | $530,000 | $2,005,000 | $435,000 | $4,329,000 |
| File Closed For Incompleteness | 5 | $1,255,000 | $251,000 | $355,000 | $132,000 | $175,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,252 | $2,114,290,000 | $497,000 | $13,505,000 | $331,000 | $8,976,000 |
| Collateral | 27 | $9,255,000 | $342,000 | $1,205,000 | $449,000 | $4,416,000 |
| Debt-To-Income Ratio | 21 | $7,145,000 | $340,000 | $1,925,000 | $97,000 | $383,000 |
| Credit History | 13 | $1,735,000 | $133,000 | $535,000 | $159,000 | $400,000 |
| Credit Application Incomplete | 4 | $820,000 | $205,000 | $335,000 | $102,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,295,000 | $765,000 | $1,805,000 | $444,000 | $1,216,000 |
| Other | 2 | $1,180,000 | $590,000 | $905,000 | $461,000 | $550,000 |
| Unverifiable Information | 1 | $265,000 | $265,000 | $265,000 | $302,000 | $302,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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