Stifel Bank & Trust Mortgage Lending & HMDA Data, 2010
In 2010, Stifel Bank & Trust of St Louis, MO reported 5,162 mortgage applications totaling $1.4 billion, up 27% from 2009. The average application was for $266,994, and applicants reported an average income of $156,853. 85% of its applications resulted in an originated loan and 6% were denied. Its largest markets were St. Louis, MO-IL (2,796), New York-White Plains-Wayne, NY-NJ (137) and Chicago-Joliet-Naperville, IL (82) (applications in parentheses).
| Mortgage Company & Address | Stifel Bank & Trust 501 N Broadway St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,162 |
| Total Mortgage Loan Application Amount | $1,378,228,000 |
| Average Mortgage Loan Application Amount | $266,994 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $156,853 |
| Highest Applicant Income | $5,351,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stifel Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 2,796 | $ 677,749,000 | $ 242,399 | $ 132,790 |
| New York-White Plains-Wayne, NY-NJ | 137 | $ 54,897,000 | $ 400,708 | $ 251,007 |
| Chicago-Joliet-Naperville, IL | 82 | $ 22,649,000 | $ 276,207 | $ 152,000 |
| Philadelphia, PA | 78 | $ 20,768,000 | $ 266,256 | $ 145,000 |
| Baltimore-Towson, MD | 75 | $ 23,663,000 | $ 315,506 | $ 249,000 |
| Newark-Union, NJ-PA | 70 | $ 23,558,000 | $ 336,542 | $ 232,000 |
| Nassau-Suffolk, NY | 64 | $ 24,722,000 | $ 386,281 | $ 259,000 |
| Los Angeles-Long Beach-Glendale, CA | 61 | $ 26,469,000 | $ 433,918 | $ 307,000 |
| Edison-New Brunswick, NJ | 59 | $ 19,374,000 | $ 328,372 | $ 192,000 |
| Denver-Aurora-Broomfield, CO | 56 | $ 20,033,000 | $ 357,732 | $ 183,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 50 | $ 13,135,000 | $ 262,700 | $ 204,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 40 | $ 10,252,000 | $ 256,300 | $ 204,000 |
| Kansas City, MO-KS | 37 | $ 9,657,000 | $ 261,000 | $ 155,459 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 33 | $ 12,709,000 | $ 385,121 | $ 232,000 |
| Pittsburgh, PA | 32 | $ 6,569,000 | $ 205,281 | $ 137,000 |
| Charlottesville, VA | 31 | $ 7,529,000 | $ 242,870 | $ 146,000 |
| San Diego-Carlsbad-San Marcos, CA | 31 | $ 10,338,000 | $ 333,483 | $ 122,000 |
| Phoenix-Mesa-Glendale, AZ | 29 | $ 8,340,000 | $ 287,586 | $ 136,000 |
| Milwaukee-Waukesha-West Allis, WI | 28 | $ 4,696,000 | $ 167,714 | $ 107,000 |
| Santa Ana-Anaheim-Irvine, CA | 28 | $ 13,105,000 | $ 468,035 | $ 215,000 |
| Riverside-San Bernardino-Ontario, CA | 26 | $ 7,348,000 | $ 282,615 | $ 127,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 25 | $ 8,206,000 | $ 328,240 | $ 134,040 |
| Raleigh-Cary, NC | 25 | $ 6,086,000 | $ 243,440 | $ 152,000 |
| Louisville-Jefferson County, KY-IN | 24 | $ 5,852,000 | $ 243,833 | $ 142,666 |
| Dallas-Plano-Irving, TX | 20 | $ 5,075,000 | $ 253,750 | $ 209,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 20 | $ 8,245,000 | $ 412,250 | $ 184,000 |
| Bethesda-Rockville-Frederick, MD | 19 | $ 6,270,000 | $ 330,000 | $ 155,000 |
| Chico, CA | 19 | $ 3,861,000 | $ 203,210 | $ 103,000 |
| Camden, NJ | 18 | $ 3,927,000 | $ 218,166 | $ 113,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 17 | $ 3,132,000 | $ 184,235 | $ 102,647 |
| Atlanta-Sandy Springs-Marietta, GA | 17 | $ 4,470,000 | $ 262,941 | $ 130,000 |
| Columbia, MO | 17 | $ 4,095,000 | $ 240,882 | $ 158,000 |
| Fort Collins-Loveland, CO | 17 | $ 3,564,000 | $ 209,647 | $ 135,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 16 | $ 4,898,000 | $ 306,125 | $ 145,000 |
| San Francisco-San Mateo-Redwood City, CA | 16 | $ 9,937,000 | $ 621,062 | $ 232,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 15 | $ 4,283,000 | $ 285,533 | $ 206,000 |
| Cleveland-Elyria-Mentor, OH | 15 | $ 2,830,000 | $ 188,666 | $ 109,000 |
| Naples-Marco Island, FL | 15 | $ 4,511,000 | $ 300,733 | $ 370,000 |
| Santa Rosa-Petaluma, CA | 14 | $ 4,651,000 | $ 332,214 | $ 102,000 |
| North Port-Bradenton-Sarasota, FL | 13 | $ 4,367,000 | $ 335,923 | $ 261,000 |
| Savannah, GA | 13 | $ 3,332,000 | $ 256,307 | $ 116,000 |
| Cape Coral-Fort Myers, FL | 12 | $ 4,255,000 | $ 354,583 | $ 281,000 |
| Columbus, OH | 12 | $ 2,880,000 | $ 240,000 | $ 130,000 |
| Boston-Quincy, MA | 11 | $ 3,355,000 | $ 305,000 | $ 148,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 6,034,000 | $ 548,545 | $ 315,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 3,079,000 | $ 279,909 | $ 182,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 2,814,000 | $ 281,400 | $ 148,000 |
| Houston-Sugar Land-Baytown, TX | 10 | $ 3,549,000 | $ 354,900 | $ 233,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 1,979,000 | $ 197,900 | $ 89,000 |
| Bismarck, ND | 9 | $ 1,682,000 | $ 186,888 | $ 113,000 |
| Durham-Chapel Hill, NC | 9 | $ 3,840,000 | $ 426,666 | $ 216,000 |
| Florence, SC | 9 | $ 1,933,000 | $ 214,777 | $ 89,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 9 | $ 4,757,000 | $ 528,555 | $ 197,000 |
| Springfield, MA | 9 | $ 1,678,000 | $ 186,444 | $ 100,000 |
| Altoona, PA | 8 | $ 1,310,000 | $ 163,750 | $ 158,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 1,998,000 | $ 249,750 | $ 215,000 |
| Barnstable Town, MA | 8 | $ 3,154,000 | $ 394,250 | $ 247,000 |
| Indianapolis-Carmel, IN | 8 | $ 1,329,000 | $ 166,125 | $ 124,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 3,688,000 | $ 461,000 | $ 243,000 |
| New Orleans-Metairie-Kenner, LA | 8 | $ 2,788,000 | $ 348,500 | $ 341,000 |
| Oakland-Fremont-Hayward, CA | 8 | $ 3,712,000 | $ 464,000 | $ 181,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,533,000 | $ 191,625 | $ 124,000 |
| Salinas, CA | 8 | $ 3,929,000 | $ 491,125 | $ 239,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 3,108,000 | $ 388,500 | $ 136,000 |
| Trenton-Ewing, NJ | 8 | $ 1,560,000 | $ 195,000 | $ 146,000 |
| Warren-Troy-Farmington Hills, MI | 8 | $ 1,887,000 | $ 235,875 | $ 99,000 |
| Wilmington, NC | 8 | $ 2,385,000 | $ 298,125 | $ 209,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 2,555,000 | $ 365,000 | $ 221,000 |
| Gary, IN | 7 | $ 1,231,000 | $ 175,857 | $ 68,000 |
| Lynchburg, VA | 7 | $ 1,618,000 | $ 231,142 | $ 120,000 |
| Ocean City, NJ | 7 | $ 2,546,000 | $ 363,714 | $ 239,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 2,128,000 | $ 304,000 | $ 205,000 |
| Providence-New Bedford-Fall River, RI-MA | 7 | $ 2,023,000 | $ 289,000 | $ 213,000 |
| Tucson, AZ | 7 | $ 1,279,000 | $ 182,714 | $ 151,000 |
| Warner Robins, GA | 7 | $ 1,981,000 | $ 283,000 | $ 166,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,700,000 | $ 283,333 | $ 207,000 |
| Harrisburg-Carlisle, PA | 6 | $ 847,000 | $ 141,166 | $ 76,000 |
| Kalamazoo-Portage, MI | 6 | $ 1,593,000 | $ 265,500 | $ 396,000 |
| La Crosse, WI-MN | 6 | $ 1,557,000 | $ 259,500 | $ 189,666 |
| New Haven-Milford, CT | 6 | $ 1,512,000 | $ 252,000 | $ 166,000 |
| Peabody, MA | 6 | $ 2,414,000 | $ 402,333 | $ 203,000 |
| Peoria, IL | 6 | $ 1,128,000 | $ 188,000 | $ 154,000 |
| Port St. Lucie, FL | 6 | $ 3,047,000 | $ 507,833 | $ 537,000 |
| Rochester, MN | 6 | $ 904,000 | $ 150,666 | $ 94,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 3,096,000 | $ 516,000 | $ 232,000 |
| Ames, IA | 5 | $ 1,230,000 | $ 246,000 | $ 100,000 |
| Anderson, SC | 5 | $ 690,000 | $ 138,000 | $ 122,000 |
| Austin-Round Rock-San Marcos, TX | 5 | $ 1,856,000 | $ 371,200 | $ 263,000 |
| Boulder, CO | 5 | $ 1,503,000 | $ 300,600 | $ 122,000 |
| Charleston-North Charleston-Summerville, SC | 5 | $ 1,512,000 | $ 302,400 | $ 167,000 |
| Columbus, GA-AL | 5 | $ 1,330,000 | $ 266,000 | $ 211,000 |
| Fort Wayne, IN | 5 | $ 422,000 | $ 84,400 | $ 238,000 |
| Gainesville, FL | 5 | $ 1,125,000 | $ 225,000 | $ 94,000 |
| Green Bay, WI | 5 | $ 783,000 | $ 156,600 | $ 97,000 |
| Jackson, MS | 5 | $ 1,125,000 | $ 225,000 | $ 147,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 1,891,000 | $ 378,200 | $ 244,000 |
| Redding, CA | 5 | $ 965,000 | $ 193,000 | $ 106,000 |
| Richmond, VA | 5 | $ 1,203,000 | $ 240,600 | $ 133,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 719,000 | $ 143,800 | $ 131,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 1,740,000 | $ 348,000 | $ 275,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 981,000 | $ 196,200 | $ 124,000 |
| Akron, OH | 4 | $ 937,000 | $ 234,250 | $ 138,000 |
| Boise City-Nampa, ID | 4 | $ 915,000 | $ 228,750 | $ 111,000 |
| Canton-Massillon, OH | 4 | $ 1,107,000 | $ 276,750 | $ 307,000 |
| Cincinnati-Middletown, OH-KY-IN | 4 | $ 748,000 | $ 187,000 | $ 97,250 |
| Colorado Springs, CO | 4 | $ 912,000 | $ 228,000 | $ 172,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 787,000 | $ 196,750 | $ 280,000 |
| Fort Worth-Arlington, TX | 4 | $ 813,000 | $ 203,250 | $ 131,000 |
| Greenville-Mauldin-Easley, SC | 4 | $ 1,104,000 | $ 276,000 | $ 147,000 |
| Mankato-North Mankato, MN | 4 | $ 916,000 | $ 229,000 | $ 136,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 678,000 | $ 169,500 | $ 182,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 961,000 | $ 240,250 | $ 163,000 |
| Racine, WI | 4 | $ 759,000 | $ 189,750 | $ 113,000 |
| Salem, OR | 4 | $ 781,000 | $ 195,250 | $ 97,000 |
| Sioux City, IA-NE-SD | 4 | $ 497,000 | $ 124,250 | $ 73,000 |
| Springfield, MO | 4 | $ 659,000 | $ 164,750 | $ 74,000 |
| Wausau, WI | 4 | $ 630,000 | $ 157,500 | $ 152,000 |
| York-Hanover, PA | 4 | $ 728,000 | $ 182,000 | $ 135,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,367,000 | $ 455,666 | $ 142,000 |
| Cape Girardeau-Jackson, MO-IL | 3 | $ 756,000 | $ 252,000 | $ 155,000 |
| Champaign-Urbana, IL | 3 | $ 420,000 | $ 140,000 | $ 79,000 |
| Decatur, IL | 3 | $ 511,000 | $ 170,333 | $ 116,000 |
| Duluth, MN-WI | 3 | $ 528,000 | $ 176,000 | $ 166,333 |
| Eau Claire, WI | 3 | $ 827,000 | $ 275,666 | $ 149,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 3 | $ 862,000 | $ 287,333 | $ 192,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 624,000 | $ 208,000 | $ 151,000 |
| Greeley, CO | 3 | $ 736,000 | $ 245,333 | $ 144,000 |
| Jacksonville, FL | 3 | $ 596,000 | $ 198,666 | $ 78,000 |
| Las Vegas-Paradise, NV | 3 | $ 868,000 | $ 289,333 | $ 238,000 |
| Lexington-Fayette, KY | 3 | $ 1,087,000 | $ 362,333 | $ 192,000 |
| Longview, TX | 3 | $ 621,000 | $ 207,000 | $ 266,000 |
| Macon, GA | 3 | $ 1,562,000 | $ 520,666 | $ 281,000 |
| Orlando-Kissimmee-Sanford, FL | 3 | $ 748,000 | $ 249,333 | $ 149,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 829,000 | $ 276,333 | $ 457,000 |
| Reno-Sparks, NV | 3 | $ 511,000 | $ 170,333 | $ 96,000 |
| Rockford, IL | 3 | $ 282,000 | $ 94,000 | $ 68,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 1,003,000 | $ 334,333 | $ 166,000 |
| Springfield, IL | 3 | $ 778,000 | $ 259,333 | $ 144,000 |
| Wenatchee-East Wenatchee, WA | 3 | $ 747,000 | $ 249,000 | $ 347,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 356,000 | $ 178,000 | $ 586,000 |
| Ann Arbor, MI | 2 | $ 665,000 | $ 332,500 | $ 128,000 |
| Appleton, WI | 2 | $ 308,000 | $ 154,000 | $ 62,000 |
| Bend, OR | 2 | $ 621,000 | $ 310,500 | $ 208,000 |
| Columbia, SC | 2 | $ 342,000 | $ 171,000 | $ 70,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 277,000 | $ 138,500 | $ 118,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 395,000 | $ 197,500 | $ 146,000 |
| Gainesville, GA | 2 | $ 304,000 | $ 152,000 | $ 51,000 |
| Gulfport-Biloxi, MS | 2 | $ 236,000 | $ 118,000 | $ 69,000 |
| Jackson, TN | 2 | $ 350,000 | $ 175,000 | $ 65,000 |
| Johnstown, PA | 2 | $ 285,000 | $ 142,500 | $ 87,000 |
| Kingston, NY | 2 | $ 878,000 | $ 439,000 | $ 709,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 287,000 | $ 143,500 | $ 64,000 |
| Lancaster, PA | 2 | $ 623,000 | $ 311,500 | $ 151,000 |
| Lebanon, PA | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 371,000 | $ 185,500 | $ 21,000 |
| Madison, WI | 2 | $ 358,000 | $ 179,000 | $ 113,000 |
| Memphis, TN-MS-AR | 2 | $ 605,000 | $ 302,500 | $ 173,000 |
| Mobile, AL | 2 | $ 589,000 | $ 294,500 | $ 140,000 |
| Montgomery, AL | 2 | $ 765,000 | $ 382,500 | $ 143,000 |
| Ocala, FL | 2 | $ 505,000 | $ 252,500 | $ 200,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 457,000 | $ 228,500 | $ 97,000 |
| Oshkosh-Neenah, WI | 2 | $ 499,000 | $ 249,500 | $ 88,000 |
| Pittsfield, MA | 2 | $ 625,000 | $ 312,500 | $ 99,000 |
| Pueblo, CO | 2 | $ 554,000 | $ 277,000 | $ 200,000 |
| Reading, PA | 2 | $ 250,000 | $ 125,000 | $ 80,000 |
| San Antonio-New Braunfels, TX | 2 | $ 737,000 | $ 368,500 | $ 192,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,250,000 | $ 625,000 | $ 206,000 |
| Santa Fe, NM | 2 | $ 720,000 | $ 360,000 | $ 110,000 |
| St. George, UT | 2 | $ 477,000 | $ 238,500 | $ 91,000 |
| Toledo, OH | 2 | $ 253,000 | $ 126,500 | $ 82,000 |
| Albuquerque, NM | 1 | $ 146,000 | $ 146,000 | $ 139,000 |
| Asheville, NC | 1 | $ 290,000 | $ 290,000 | $ 300,000 |
| Baton Rouge, LA | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Bellingham, WA | 1 | $ 215,000 | $ 215,000 | $ 269,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 84,000 | $ 84,000 | $ 56,000 |
| Bloomington, IN | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Bloomington-Normal, IL | 1 | $ 192,000 | $ 192,000 | $ 179,000 |
| Brownsville-Harlingen, TX | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Burlington, NC | 1 | $ 162,000 | $ 162,000 | $ 118,000 |
| Burlington-South Burlington, VT | 1 | $ 175,000 | $ 175,000 | $ 34,000 |
| Casper, WY | 1 | $ 375,000 | $ 375,000 | $ 115,000 |
| Chattanooga, TN-GA | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Coeur D'Alene, ID | 1 | $ 276,000 | $ 276,000 | $ 143,000 |
| Cumberland, MD-WV | 1 | $ 123,000 | $ 123,000 | $ 80,000 |
| Dayton, OH | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Des Moines-West Des Moines, IA | 1 | $ 202,000 | $ 202,000 | $ 70,000 |
| El Centro, CA | 1 | $ 196,000 | $ 196,000 | $ 181,000 |
| Evansville, IN-KY | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Fairbanks, AK | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Fargo, ND-MN | 1 | $ 228,000 | $ 228,000 | $ 101,000 |
| Fresno, CA | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Great Falls, MT | 1 | $ 287,000 | $ 287,000 | $ 121,000 |
| Greenville, NC | 1 | $ 404,000 | $ 404,000 | $ 408,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 251,000 | $ 251,000 | $ 367,000 |
| Holland-Grand Haven, MI | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
| Huntsville, AL | 1 | $ 350,000 | $ 350,000 | $ 96,000 |
| Idaho Falls, ID | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Janesville, WI | 1 | $ 278,000 | $ 278,000 | $ 81,000 |
| Jefferson City, MO | 1 | $ 352,000 | $ 352,000 | $ 239,000 |
| Knoxville, TN | 1 | $ 276,000 | $ 276,000 | $ 81,000 |
| Kokomo, IN | 1 | $ 224,000 | $ 224,000 | $ 122,000 |
| Lakeland-Winter Haven, FL | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Lansing-East Lansing, MI | 1 | $ 216,000 | $ 216,000 | $ 125,000 |
| Las Cruces, NM | 1 | $ 221,000 | $ 221,000 | $ 57,000 |
| Lawrence, KS | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Lincoln, NE | 1 | $ 206,000 | $ 206,000 | $ 81,000 |
| Manchester-Nashua, NH | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Monroe, MI | 1 | $ 211,000 | $ 211,000 | $ 135,000 |
| Norwich-New London, CT | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Pascagoula, MS | 1 | $ 417,000 | $ 417,000 | $ 128,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Prescott, AZ | 1 | $ 266,000 | $ 266,000 | $ 196,000 |
| Provo-Orem, UT | 1 | $ 350,000 | $ 350,000 | $ 210,000 |
| Roanoke, VA | 1 | $ 57,000 | $ 57,000 | $ 89,000 |
| Salt Lake City, UT | 1 | $ 568,000 | $ 568,000 | $ 427,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 417,000 | $ 417,000 | $ 367,000 |
| Sebastian-Vero Beach, FL | 1 | $ 417,000 | $ 417,000 | $ 271,000 |
| Sioux Falls, SD | 1 | $ 320,000 | $ 320,000 | $ 100,000 |
| Spokane, WA | 1 | $ 405,000 | $ 405,000 | $ 347,000 |
| St. Cloud, MN | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Topeka, KS | 1 | $ 140,000 | $ 140,000 | $ 101,000 |
| Tuscaloosa, AL | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Tyler, TX | 1 | $ 201,000 | $ 201,000 | $ 89,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 149,000 | $ 149,000 | $ 157,000 |
| Wilmington, DE-MD-NJ | 1 | $ 275,000 | $ 275,000 | $ 202,000 |
| Winchester, VA-WV | 1 | $ 284,000 | $ 284,000 | $ 110,000 |
| Winston-Salem, NC | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,907 | $1,084,424,000 | $277,000 | $2,500,000 | $165,000 | $5,351,000 |
| Home Purchase | 1,235 | $289,136,000 | $234,000 | $1,295,000 | $131,000 | $1,800,000 |
| Home Improvement | 20 | $4,668,000 | $233,000 | $417,000 | $162,000 | $529,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,702 | $1,243,233,000 | $264,000 | $2,500,000 | $155,000 | $5,351,000 |
| Not Provided | 285 | $85,432,000 | $299,000 | $1,770,000 | $189,000 | $3,000,000 |
| Asian | 75 | $24,900,000 | $332,000 | $1,470,000 | $190,000 | $999,000 |
| Hispanic | 61 | $14,982,000 | $245,000 | $668,000 | $138,000 | $650,000 |
| Black or African American | 35 | $8,719,000 | $249,000 | $939,000 | $92,000 | $322,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $658,000 | $329,000 | $415,000 | $236,000 | $350,000 |
| American Indian or Alaskan Native | 2 | $304,000 | $152,000 | $157,000 | $64,000 | $88,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,606 | $1,275,425,000 | $276,000 | $2,500,000 | $167,000 | $5,351,000 |
| FHA-insured (Federal Housing Administration) | 501 | $90,591,000 | $180,000 | $741,000 | $71,000 | $427,000 |
| VA-guaranteed (Veterans Administration) | 55 | $12,212,000 | $222,000 | $468,000 | $57,000 | $192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,376 | $1,141,926,000 | $260,000 | $2,500,000 | $155,000 | $5,351,000 |
| Application Withdrawn By Applicant | 378 | $107,995,000 | $285,000 | $2,000,000 | $161,000 | $1,800,000 |
| Application Denied By Financial Institution | 302 | $95,280,000 | $315,000 | $2,000,000 | $164,000 | $1,200,000 |
| Application Approved But Not Accepted | 64 | $18,981,000 | $296,000 | $1,031,000 | $156,000 | $854,000 |
| File Closed For Incompleteness | 42 | $14,046,000 | $334,000 | $1,241,000 | $260,000 | $3,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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