Intercap Lending Inc. Mortgage Lending & HMDA Data, 2015
In 2015, Intercap Lending Inc. of Aliso Viejo, CA reported 2,660 mortgage applications totaling $631.8 million, down 28% from 2014. The average application was for $237,528, and applicants reported an average income of $47,821. 27% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (217), Riverside-San Bernardino-Ontario, CA (196) and Seattle-Bellevue-Everett, WA (153) (applications in parentheses).
| Mortgage Company & Address | Intercap Lending Inc. 26970 Aliso Viejo Parkway, Suite 100 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,660 |
| Total Mortgage Loan Application Amount | $631,825,000 |
| Average Mortgage Loan Application Amount | $237,528 |
| Highest Mortgage Loan Application Amount | $1,444,000 |
| Average Applicant Income | $47,821 |
| Highest Applicant Income | $2,141,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Intercap Lending Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 217 | $ 70,332,000 | $ 324,110 | $ 48,000 |
| Riverside, California | 115 | $ 30,711,000 | $ 267,052 | $ 50,000 |
| Orange, California | 109 | $ 46,523,000 | $ 426,816 | $ 61,000 |
| Snohomish, Washington | 91 | $ 22,791,000 | $ 250,450 | $ 47,000 |
| San Diego, California | 83 | $ 24,593,000 | $ 296,301 | $ 53,000 |
| San Bernardino, California | 81 | $ 19,200,000 | $ 237,037 | $ 44,000 |
| King, Washington | 62 | $ 16,556,000 | $ 267,032 | $ 48,000 |
| Sacramento, California | 60 | $ 13,997,000 | $ 233,283 | $ 38,000 |
| Alameda, California | 47 | $ 16,599,000 | $ 353,170 | $ 52,000 |
| Fresno, California | 44 | $ 7,259,000 | $ 164,977 | $ 38,000 |
| Harris, Texas | 44 | $ 6,715,000 | $ 152,613 | $ 38,000 |
| Contra Costa, California | 39 | $ 10,475,000 | $ 268,589 | $ 38,000 |
| Santa Clara, California | 37 | $ 13,462,000 | $ 363,837 | $ 98,000 |
| Pierce, Washington | 37 | $ 6,763,000 | $ 182,783 | $ 22,000 |
| Bernalillo, New Mexico | 36 | $ 5,254,000 | $ 145,944 | $ 59,000 |
| Kern, California | 33 | $ 5,633,000 | $ 170,696 | $ 58,000 |
| San Joaquin, California | 28 | $ 5,539,000 | $ 197,821 | $ 46,000 |
| Stanislaus, California | 28 | $ 4,565,000 | $ 163,035 | $ 34,000 |
| Collin, Texas | 23 | $ 4,159,000 | $ 180,826 | $ 42,000 |
| Solano, California | 22 | $ 5,285,000 | $ 240,227 | $ 115,000 |
| Dallas, Texas | 21 | $ 3,038,000 | $ 144,666 | $ 49,000 |
| Bexar, Texas | 20 | $ 3,200,000 | $ 160,000 | $ 120,000 |
| Jefferson, Colorado | 19 | $ 4,419,000 | $ 232,578 | $ 48,000 |
| Ventura, California | 18 | $ 6,632,000 | $ 368,444 | $ 36,000 |
| Fort Bend, Texas | 18 | $ 3,678,000 | $ 204,333 | $ 29,000 |
| Tarrant, Texas | 17 | $ 2,565,000 | $ 150,882 | $ 124,000 |
| Clark, Washington | 17 | $ 3,122,000 | $ 183,647 | $ 23,000 |
| Butte, California | 16 | $ 3,007,000 | $ 187,937 | $ 50,000 |
| Sonoma, California | 16 | $ 4,244,000 | $ 265,250 | $ 35,000 |
| Tulare, California | 16 | $ 2,928,000 | $ 183,000 | $ 32,000 |
| Broward, Florida | 16 | $ 3,696,000 | $ 231,000 | $ 17,000 |
| Denver, Colorado | 15 | $ 3,051,000 | $ 203,400 | $ 55,000 |
| Travis, Texas | 15 | $ 2,527,000 | $ 168,466 | $ 36,000 |
| Placer, California | 14 | $ 3,315,000 | $ 236,785 | $ 69,000 |
| Imperial, California | 13 | $ 1,915,000 | $ 147,307 | $ 54,000 |
| Monterey, California | 13 | $ 4,061,000 | $ 312,384 | $ 38,000 |
| San Mateo, California | 13 | $ 6,342,000 | $ 487,846 | $ 95,000 |
| Santa Cruz, California | 13 | $ 3,898,000 | $ 299,846 | $ 62,000 |
| El Paso, Colorado | 13 | $ 2,583,000 | $ 198,692 | $ 67,000 |
| Palm Beach, Florida | 13 | $ 2,159,000 | $ 166,076 | $ 53,000 |
| Cook, Illinois | 13 | $ 2,343,000 | $ 180,230 | $ 87,000 |
| Denton, Texas | 13 | $ 2,503,000 | $ 192,538 | $ 79,000 |
| Santa Barbara, California | 12 | $ 3,499,000 | $ 291,583 | $ 49,000 |
| Arapahoe, Colorado | 12 | $ 2,010,000 | $ 167,500 | $ 44,000 |
| Kaufman, Texas | 12 | $ 1,469,000 | $ 122,416 | $ 33,000 |
| El Dorado, California | 11 | $ 2,693,000 | $ 244,818 | $ 78,000 |
| Greenville, South Carolina | 11 | $ 2,048,000 | $ 186,181 | $ 18,000 |
| Williamson, Texas | 11 | $ 2,027,000 | $ 184,272 | $ 13,000 |
| Humboldt, California | 10 | $ 2,384,000 | $ 238,400 | $ 15,000 |
| Adams, Colorado | 10 | $ 1,788,000 | $ 178,800 | $ 53,000 |
| Fairfax, Virginia | 10 | $ 2,733,000 | $ 273,300 | $ 41,000 |
| Napa, California | 9 | $ 2,891,000 | $ 321,222 | $ 61,000 |
| San Francisco, California | 9 | $ 3,617,000 | $ 401,888 | $ 98,000 |
| Douglas, Colorado | 9 | $ 2,593,000 | $ 288,111 | $ 46,000 |
| Miami-Dade, Florida | 9 | $ 1,436,000 | $ 159,555 | $ 5,000 |
| Marion, Indiana | 9 | $ 685,000 | $ 76,111 | $ 333,000 |
| Cuyahoga, Ohio | 9 | $ 498,000 | $ 55,333 | $ 198,000 |
| San Luis Obispo, California | 8 | $ 2,751,000 | $ 343,875 | $ 17,000 |
| Duval, Florida | 8 | $ 731,000 | $ 91,375 | $ 75,000 |
| Gwinnett, Georgia | 8 | $ 1,388,000 | $ 173,500 | $ 18,000 |
| Kitsap, Washington | 8 | $ 1,583,000 | $ 197,875 | $ 42,000 |
| Kings, California | 7 | $ 1,416,000 | $ 202,285 | $ 27,000 |
| Larimer, Colorado | 7 | $ 1,202,000 | $ 171,714 | $ 50,000 |
| Hillsborough, Florida | 7 | $ 830,000 | $ 118,571 | $ 7,000 |
| Sandoval, New Mexico | 7 | $ 1,229,000 | $ 175,571 | $ 91,000 |
| Chesterfield, Virginia | 7 | $ 1,604,000 | $ 229,142 | $ 16,000 |
| Cowlitz, Washington | 7 | $ 1,119,000 | $ 159,857 | $ 60,000 |
| Spokane, Washington | 7 | $ 1,039,000 | $ 148,428 | $ 34,000 |
| Madera, California | 6 | $ 1,113,000 | $ 185,500 | $ 46,000 |
| Merced, California | 6 | $ 1,046,000 | $ 174,333 | $ 85,000 |
| Tuolumne, California | 6 | $ 1,674,000 | $ 279,000 | $ 63,000 |
| Weld, Colorado | 6 | $ 972,000 | $ 162,000 | $ 22,000 |
| Volusia, Florida | 6 | $ 701,000 | $ 116,833 | $ 410,000 |
| Cape May, New Jersey | 6 | $ 2,194,000 | $ 365,666 | $ 1,000 |
| Charleston, South Carolina | 6 | $ 2,065,000 | $ 344,166 | $ 34,000 |
| Norfolk, Virginia | 6 | $ 884,000 | $ 147,333 | $ 16,000 |
| Thurston, Washington | 6 | $ 1,020,000 | $ 170,000 | $ 61,000 |
| Jefferson, Alabama | 5 | $ 358,000 | $ 71,600 | $ 276,000 |
| Lassen, California | 5 | $ 952,000 | $ 190,400 | $ 26,000 |
| Shasta, California | 5 | $ 780,000 | $ 156,000 | $ 41,000 |
| Yolo, California | 5 | $ 911,000 | $ 182,200 | $ 9,000 |
| Yuba, California | 5 | $ 909,000 | $ 181,800 | $ 12,000 |
| Boulder, Colorado | 5 | $ 1,263,000 | $ 252,600 | $ 54,000 |
| Mesa, Colorado | 5 | $ 928,000 | $ 185,600 | $ 119,000 |
| Lake, Florida | 5 | $ 857,000 | $ 171,400 | $ 32,000 |
| Fulton, Georgia | 5 | $ 665,000 | $ 133,000 | $ 23,000 |
| Ocean, New Jersey | 5 | $ 1,148,000 | $ 229,600 | $ 73,000 |
| Mecklenburg, North Carolina | 5 | $ 1,189,000 | $ 237,800 | $ 191,000 |
| Washington, Oregon | 5 | $ 1,283,000 | $ 256,600 | $ 110,000 |
| Horry, South Carolina | 5 | $ 273,000 | $ 54,600 | $ 43,000 |
| Montgomery, Texas | 5 | $ 693,000 | $ 138,600 | $ 38,000 |
| Smith, Texas | 5 | $ 515,000 | $ 103,000 | $ 29,000 |
| Loudoun, Virginia | 5 | $ 2,201,000 | $ 440,200 | $ 1,000 |
| Island, Washington | 5 | $ 1,373,000 | $ 274,600 | $ 54,000 |
| Skagit, Washington | 5 | $ 887,000 | $ 177,400 | $ 19,000 |
| Whatcom, Washington | 5 | $ 860,000 | $ 172,000 | $ 47,000 |
| Maricopa, Arizona | 4 | $ 624,000 | $ 156,000 | $ 29,000 |
| Calaveras, California | 4 | $ 1,386,000 | $ 346,500 | $ 72,000 |
| Mendocino, California | 4 | $ 842,000 | $ 210,500 | $ 60,000 |
| Nevada, California | 4 | $ 1,017,000 | $ 254,250 | $ 8,000 |
| Pueblo, Colorado | 4 | $ 673,000 | $ 168,250 | $ 1,000 |
| Lee, Florida | 4 | $ 660,000 | $ 165,000 | $ 18,000 |
| Pinellas, Florida | 4 | $ 678,000 | $ 169,500 | $ 391,000 |
| DeKalb, Georgia | 4 | $ 512,000 | $ 128,000 | $ 1,000 |
| Newton, Georgia | 4 | $ 430,000 | $ 107,500 | $ 10,000 |
| Rock Island, Illinois | 4 | $ 220,000 | $ 55,000 | $ 59,000 |
| Wake, North Carolina | 4 | $ 320,000 | $ 80,000 | $ 536,000 |
| Brazoria, Texas | 4 | $ 771,000 | $ 192,750 | $ 54,000 |
| El Paso, Texas | 4 | $ 658,000 | $ 164,500 | $ 1,000 |
| Galveston, Texas | 4 | $ 714,000 | $ 178,500 | $ 33,000 |
| Nueces, Texas | 4 | $ 756,000 | $ 189,000 | $ 38,000 |
| Prince William, Virginia | 4 | $ 1,349,000 | $ 337,250 | $ 1,000 |
| Spotsylvania, Virginia | 4 | $ 1,296,000 | $ 324,000 | $ 34,000 |
| Douglas, Washington | 4 | $ 745,000 | $ 186,250 | $ 23,000 |
| Lewis, Washington | 4 | $ 614,000 | $ 153,500 | $ 5,000 |
| Lake, California | 3 | $ 610,000 | $ 203,333 | $ 79,000 |
| Marin, California | 3 | $ 1,449,000 | $ 483,000 | $ 99,000 |
| Sutter, California | 3 | $ 671,000 | $ 223,666 | $ 1,000 |
| Tehama, California | 3 | $ 396,000 | $ 132,000 | $ 35,000 |
| Broomfield, Colorado | 3 | $ 742,000 | $ 247,333 | $ 37,000 |
| Eagle, Colorado | 3 | $ 474,000 | $ 158,000 | $ 64,000 |
| Garfield, Colorado | 3 | $ 684,000 | $ 228,000 | $ 48,000 |
| La Plata, Colorado | 3 | $ 693,000 | $ 231,000 | $ 30,000 |
| Escambia, Florida | 3 | $ 535,000 | $ 178,333 | $ 39,000 |
| Orange, Florida | 3 | $ 428,000 | $ 142,666 | $ 91,000 |
| Sarasota, Florida | 3 | $ 477,000 | $ 159,000 | $ 25,000 |
| Henry, Georgia | 3 | $ 576,000 | $ 192,000 | $ 93,000 |
| Pickens, Georgia | 3 | $ 271,000 | $ 90,333 | $ 15,000 |
| McHenry, Illinois | 3 | $ 893,000 | $ 297,666 | $ 69,000 |
| LaPorte, Indiana | 3 | $ 630,000 | $ 210,000 | $ 30,000 |
| Frederick, Maryland | 3 | $ 1,084,000 | $ 361,333 | $ 99,000 |
| Wayne, Michigan | 3 | $ 195,000 | $ 65,000 | $ 12,000 |
| Bergen, New Jersey | 3 | $ 982,000 | $ 327,333 | $ 1,000 |
| Gloucester, New Jersey | 3 | $ 471,000 | $ 157,000 | $ 25,000 |
| Middlesex, New Jersey | 3 | $ 642,000 | $ 214,000 | $ 13,000 |
| Monmouth, New Jersey | 3 | $ 607,000 | $ 202,333 | $ 1,000 |
| Curry, New Mexico | 3 | $ 312,000 | $ 104,000 | $ 65,000 |
| Dona Ana, New Mexico | 3 | $ 336,000 | $ 112,000 | $ 64,000 |
| Durham, North Carolina | 3 | $ 203,000 | $ 67,666 | $ 832,000 |
| Forsyth, North Carolina | 3 | $ 592,000 | $ 197,333 | $ 16,000 |
| Oklahoma, Oklahoma | 3 | $ 491,000 | $ 163,666 | $ 9,000 |
| Anderson, South Carolina | 3 | $ 476,000 | $ 158,666 | $ 45,000 |
| Shelby, Tennessee | 3 | $ 353,000 | $ 117,666 | $ 19,000 |
| Ector, Texas | 3 | $ 333,000 | $ 111,000 | $ 1,000 |
| Gregg, Texas | 3 | $ 431,000 | $ 143,666 | $ 23,000 |
| Guadalupe, Texas | 3 | $ 522,000 | $ 174,000 | $ 56,000 |
| Hays, Texas | 3 | $ 249,000 | $ 83,000 | $ 88,000 |
| Midland, Texas | 3 | $ 468,000 | $ 156,000 | $ 79,000 |
| Arlington, Virginia | 3 | $ 1,158,000 | $ 386,000 | $ 1,000 |
| Richmond City, Virginia | 3 | $ 822,000 | $ 274,000 | $ 1,000 |
| Virginia Beach, Virginia | 3 | $ 427,000 | $ 142,333 | $ 13,000 |
| Amador, California | 2 | $ 387,000 | $ 193,500 | $ 78,000 |
| Colusa, California | 2 | $ 291,000 | $ 145,500 | $ 36,000 |
| Mariposa, California | 2 | $ 250,000 | $ 125,000 | $ 1,000 |
| Mono, California | 2 | $ 612,000 | $ 306,000 | $ 102,000 |
| Archuleta, Colorado | 2 | $ 482,000 | $ 241,000 | $ 42,000 |
| Grand, Colorado | 2 | $ 373,000 | $ 186,500 | $ 36,000 |
| Park, Colorado | 2 | $ 436,000 | $ 218,000 | $ 27,000 |
| Pitkin, Colorado | 2 | $ 855,000 | $ 427,500 | $ 50,000 |
| Summit, Colorado | 2 | $ 304,000 | $ 152,000 | $ 18,000 |
| Brevard, Florida | 2 | $ 231,000 | $ 115,500 | $ 105,000 |
| Citrus, Florida | 2 | $ 225,000 | $ 112,500 | $ 13,000 |
| Manatee, Florida | 2 | $ 272,000 | $ 136,000 | $ 1,000 |
| Osceola, Florida | 2 | $ 301,000 | $ 150,500 | $ 1,000 |
| St. Lucie, Florida | 2 | $ 386,000 | $ 193,000 | $ 16,000 |
| Douglas, Georgia | 2 | $ 284,000 | $ 142,000 | $ 1,000 |
| Whitfield, Georgia | 2 | $ 191,000 | $ 95,500 | $ 1,000 |
| DuPage, Illinois | 2 | $ 545,000 | $ 272,500 | $ 93,000 |
| Lake, Illinois | 2 | $ 257,000 | $ 128,500 | $ 15,000 |
| Baltimore, Maryland | 2 | $ 338,000 | $ 169,000 | $ 1,000 |
| Prince George's, Maryland | 2 | $ 545,000 | $ 272,500 | $ 58,000 |
| St. Mary's, Maryland | 2 | $ 447,000 | $ 223,500 | $ 41,000 |
| Oakland, Michigan | 2 | $ 343,000 | $ 171,500 | $ 26,000 |
| Burlington, New Jersey | 2 | $ 448,000 | $ 224,000 | $ 81,000 |
| Camden, New Jersey | 2 | $ 386,000 | $ 193,000 | $ 1,000 |
| Cumberland, New Jersey | 2 | $ 202,000 | $ 101,000 | $ 49,000 |
| Mercer, New Jersey | 2 | $ 377,000 | $ 188,500 | $ 104,000 |
| Morris, New Jersey | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Passaic, New Jersey | 2 | $ 431,000 | $ 215,500 | $ 40,000 |
| Union, New Jersey | 2 | $ 268,000 | $ 134,000 | $ 1,000 |
| Lea, New Mexico | 2 | $ 475,000 | $ 237,500 | $ 88,000 |
| Santa Fe, New Mexico | 2 | $ 296,000 | $ 148,000 | $ 33,000 |
| Gaston, North Carolina | 2 | $ 268,000 | $ 134,000 | $ 1,000 |
| Pickens, South Carolina | 2 | $ 146,000 | $ 73,000 | $ 28,000 |
| Cameron, Texas | 2 | $ 231,000 | $ 115,500 | $ 1,000 |
| Comal, Texas | 2 | $ 260,000 | $ 130,000 | $ 1,000 |
| Ellis, Texas | 2 | $ 210,000 | $ 105,000 | $ 20,000 |
| Hidalgo, Texas | 2 | $ 423,000 | $ 211,500 | $ 1,000 |
| Hunt, Texas | 2 | $ 167,000 | $ 83,500 | $ 17,000 |
| Lubbock, Texas | 2 | $ 213,000 | $ 106,500 | $ 13,000 |
| McLennan, Texas | 2 | $ 279,000 | $ 139,500 | $ 12,000 |
| Navarro, Texas | 2 | $ 246,000 | $ 123,000 | $ 81,000 |
| Panola, Texas | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Rockwall, Texas | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| Titus, Texas | 2 | $ 237,000 | $ 118,500 | $ 27,000 |
| Van Zandt, Texas | 2 | $ 312,000 | $ 156,000 | $ 49,000 |
| Webb, Texas | 2 | $ 293,000 | $ 146,500 | $ 1,000 |
| Caroline, Virginia | 2 | $ 299,000 | $ 149,500 | $ 19,000 |
| Chesapeake, Virginia | 2 | $ 591,000 | $ 295,500 | $ 6,000 |
| Benton, Washington | 2 | $ 399,000 | $ 199,500 | $ 1,000 |
| Pacific, Washington | 2 | $ 289,000 | $ 144,500 | $ 69,000 |
| Yakima, Washington | 2 | $ 330,000 | $ 165,000 | $ 1,000 |
| Baldwin, Alabama | 1 | $ 183,000 | $ 183,000 | $ 1,000 |
| Shelby, Alabama | 1 | $ 71,000 | $ 71,000 | $ 236,000 |
| Coconino, Arizona | 1 | $ 91,000 | $ 91,000 | $ 1,000 |
| Del Norte, California | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Glenn, California | 1 | $ 178,000 | $ 178,000 | $ 1,000 |
| Inyo, California | 1 | $ 121,000 | $ 121,000 | $ 1,000 |
| Modoc, California | 1 | $ 162,000 | $ 162,000 | $ 25,000 |
| San Benito, California | 1 | $ 347,000 | $ 347,000 | $ 1,000 |
| Siskiyou, California | 1 | $ 124,000 | $ 124,000 | $ 1,000 |
| Delta, Colorado | 1 | $ 197,000 | $ 197,000 | $ 1,000 |
| Fremont, Colorado | 1 | $ 100,000 | $ 100,000 | $ 1,000 |
| Gilpin, Colorado | 1 | $ 120,000 | $ 120,000 | $ 108,000 |
| Las Animas, Colorado | 1 | $ 100,000 | $ 100,000 | $ 1,000 |
| Ouray, Colorado | 1 | $ 173,000 | $ 173,000 | $ 83,000 |
| Routt, Colorado | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Teller, Colorado | 1 | $ 171,000 | $ 171,000 | $ 91,000 |
| Alachua, Florida | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Bay, Florida | 1 | $ 93,000 | $ 93,000 | $ 1,000 |
| Clay, Florida | 1 | $ 103,000 | $ 103,000 | $ 1,000 |
| Collier, Florida | 1 | $ 580,000 | $ 580,000 | $ 1,000 |
| Hernando, Florida | 1 | $ 284,000 | $ 284,000 | $ 1,000 |
| Marion, Florida | 1 | $ 113,000 | $ 113,000 | $ 78,000 |
| Okaloosa, Florida | 1 | $ 417,000 | $ 417,000 | $ 1,000 |
| Pasco, Florida | 1 | $ 153,000 | $ 153,000 | $ 96,000 |
| Polk, Florida | 1 | $ 134,000 | $ 134,000 | $ 58,000 |
| Santa Rosa, Florida | 1 | $ 134,000 | $ 134,000 | $ 87,000 |
| Seminole, Florida | 1 | $ 132,000 | $ 132,000 | $ 1,000 |
| Banks, Georgia | 1 | $ 188,000 | $ 188,000 | $ 1,000 |
| Bartow, Georgia | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Bryan, Georgia | 1 | $ 29,000 | $ 29,000 | $ 1,000 |
| Colquitt, Georgia | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Fayette, Georgia | 1 | $ 227,000 | $ 227,000 | $ 1,000 |
| Hall, Georgia | 1 | $ 406,000 | $ 406,000 | $ 1,000 |
| Houston, Georgia | 1 | $ 76,000 | $ 76,000 | $ 1,000 |
| Laurens, Georgia | 1 | $ 184,000 | $ 184,000 | $ 1,000 |
| Liberty, Georgia | 1 | $ 175,000 | $ 175,000 | $ 1,000 |
| Ada, Idaho | 1 | $ 109,000 | $ 109,000 | $ 178,000 |
| Effingham, Illinois | 1 | $ 163,000 | $ 163,000 | $ 99,000 |
| Henry, Illinois | 1 | $ 63,000 | $ 63,000 | $ 1,000 |
| LaSalle, Illinois | 1 | $ 199,000 | $ 199,000 | $ 111,000 |
| Will, Illinois | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Hendricks, Indiana | 1 | $ 86,000 | $ 86,000 | $ 85,000 |
| Henry, Indiana | 1 | $ 160,000 | $ 160,000 | $ 1,000 |
| Jefferson, Indiana | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Johnson, Indiana | 1 | $ 64,000 | $ 64,000 | $ 500,000 |
| Newton, Indiana | 1 | $ 102,000 | $ 102,000 | $ 1,000 |
| Tipton, Indiana | 1 | $ 159,000 | $ 159,000 | $ 62,000 |
| Johnson, Kansas | 1 | $ 97,000 | $ 97,000 | $ 25,000 |
| Sedgwick, Kansas | 1 | $ 95,000 | $ 95,000 | $ 1,000 |
| West Baton Rouge, Louisiana | 1 | $ 174,000 | $ 174,000 | $ 1,000 |
| Anne Arundel, Maryland | 1 | $ 320,000 | $ 320,000 | $ 1,000 |
| Baltimore City, Maryland | 1 | $ 188,000 | $ 188,000 | $ 1,000 |
| Cecil, Maryland | 1 | $ 588,000 | $ 588,000 | $ 1,000 |
| Kent, Maryland | 1 | $ 188,000 | $ 188,000 | $ 1,000 |
| Washington, Maryland | 1 | $ 119,000 | $ 119,000 | $ 1,000 |
| Wicomico, Maryland | 1 | $ 172,000 | $ 172,000 | $ 1,000 |
| Atlantic, New Jersey | 1 | $ 92,000 | $ 92,000 | $ 1,000 |
| Hunterdon, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 1,000 |
| Warren, New Jersey | 1 | $ 197,000 | $ 197,000 | $ 1,000 |
| Colfax, New Mexico | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| Luna, New Mexico | 1 | $ 97,000 | $ 97,000 | $ 24,000 |
| McKinley, New Mexico | 1 | $ 149,000 | $ 149,000 | $ 1,000 |
| Roosevelt, New Mexico | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Taos, New Mexico | 1 | $ 272,000 | $ 272,000 | $ 1,000 |
| Valencia, New Mexico | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Alamance, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 1,000 |
| Brunswick, North Carolina | 1 | $ 193,000 | $ 193,000 | $ 1,000 |
| Davie, North Carolina | 1 | $ 188,000 | $ 188,000 | $ 82,000 |
| Jones, North Carolina | 1 | $ 122,000 | $ 122,000 | $ 24,000 |
| Onslow, North Carolina | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Orange, North Carolina | 1 | $ 174,000 | $ 174,000 | $ 1,000 |
| Wilson, North Carolina | 1 | $ 169,000 | $ 169,000 | $ 83,000 |
| Butler, Ohio | 1 | $ 76,000 | $ 76,000 | $ 132,000 |
| Franklin, Ohio | 1 | $ 69,000 | $ 69,000 | $ 220,000 |
| Hamilton, Ohio | 1 | $ 64,000 | $ 64,000 | $ 1,000 |
| Cleveland, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Clackamas, Oregon | 1 | $ 253,000 | $ 253,000 | $ 33,000 |
| Lane, Oregon | 1 | $ 148,000 | $ 148,000 | $ 36,000 |
| Linn, Oregon | 1 | $ 156,000 | $ 156,000 | $ 1,000 |
| Marion, Oregon | 1 | $ 203,000 | $ 203,000 | $ 79,000 |
| Polk, Oregon | 1 | $ 206,000 | $ 206,000 | $ 1,000 |
| Yamhill, Oregon | 1 | $ 148,000 | $ 148,000 | $ 115,000 |
| Berkeley, South Carolina | 1 | $ 186,000 | $ 186,000 | $ 1,000 |
| Georgetown, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 1,000 |
| Lexington, South Carolina | 1 | $ 1,000 | $ 1,000 | $ 1,000 |
| Spartanburg, South Carolina | 1 | $ 59,000 | $ 59,000 | $ 1,000 |
| Union, South Carolina | 1 | $ 120,000 | $ 120,000 | $ 1,000 |
| Davidson, Tennessee | 1 | $ 161,000 | $ 161,000 | $ 1,000 |
| Dickson, Tennessee | 1 | $ 81,000 | $ 81,000 | $ 1,000 |
| Sevier, Tennessee | 1 | $ 558,000 | $ 558,000 | $ 1,000 |
| Sumner, Tennessee | 1 | $ 94,000 | $ 94,000 | $ 1,000 |
| Anderson, Texas | 1 | $ 136,000 | $ 136,000 | $ 1,000 |
| Bell, Texas | 1 | $ 241,000 | $ 241,000 | $ 139,000 |
| Blanco, Texas | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Brazos, Texas | 1 | $ 141,000 | $ 141,000 | $ 1,000 |
| Burnet, Texas | 1 | $ 180,000 | $ 180,000 | $ 1,000 |
| Grayson, Texas | 1 | $ 138,000 | $ 138,000 | $ 63,000 |
| Henderson, Texas | 1 | $ 203,000 | $ 203,000 | $ 92,000 |
| Kendall, Texas | 1 | $ 283,000 | $ 283,000 | $ 1,000 |
| Nacogdoches, Texas | 1 | $ 100,000 | $ 100,000 | $ 1,000 |
| Ochiltree, Texas | 1 | $ 129,000 | $ 129,000 | $ 175,000 |
| Orange, Texas | 1 | $ 280,000 | $ 280,000 | $ 101,000 |
| Parker, Texas | 1 | $ 192,000 | $ 192,000 | $ 120,000 |
| Polk, Texas | 1 | $ 272,000 | $ 272,000 | $ 130,000 |
| Rains, Texas | 1 | $ 240,000 | $ 240,000 | $ 88,000 |
| Randall, Texas | 1 | $ 194,000 | $ 194,000 | $ 79,000 |
| Tom Green, Texas | 1 | $ 217,000 | $ 217,000 | $ 1,000 |
| Wood, Texas | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Campbell, Virginia | 1 | $ 150,000 | $ 150,000 | $ 549,000 |
| Culpeper, Virginia | 1 | $ 254,000 | $ 254,000 | $ 1,000 |
| Greene, Virginia | 1 | $ 222,000 | $ 222,000 | $ 1,000 |
| Hampton, Virginia | 1 | $ 139,000 | $ 139,000 | $ 1,000 |
| James City, Virginia | 1 | $ 140,000 | $ 140,000 | $ 1,000 |
| Louisa, Virginia | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Montgomery, Virginia | 1 | $ 188,000 | $ 188,000 | $ 1,000 |
| Orange, Virginia | 1 | $ 150,000 | $ 150,000 | $ 1,000 |
| Portsmouth, Virginia | 1 | $ 180,000 | $ 180,000 | $ 1,000 |
| Rappahannock, Virginia | 1 | $ 693,000 | $ 693,000 | $ 1,000 |
| Rockingham, Virginia | 1 | $ 86,000 | $ 86,000 | $ 1,000 |
| Stafford, Virginia | 1 | $ 122,000 | $ 122,000 | $ 1,000 |
| Asotin, Washington | 1 | $ 141,000 | $ 141,000 | $ 70,000 |
| Grant, Washington | 1 | $ 47,000 | $ 47,000 | $ 1,000 |
| Grays Harbor, Washington | 1 | $ 100,000 | $ 100,000 | $ 1,000 |
| Jefferson, Washington | 1 | $ 66,000 | $ 66,000 | $ 1,000 |
| Mason, Washington | 1 | $ 121,000 | $ 121,000 | $ 96,000 |
| Okanogan, Washington | 1 | $ 144,000 | $ 144,000 | $ 1,000 |
| Stevens, Washington | 1 | $ 195,000 | $ 195,000 | $ 1,000 |
| Wahkiakum, Washington | 1 | $ 147,000 | $ 147,000 | $ 1,000 |
| Walla Walla, Washington | 1 | $ 250,000 | $ 250,000 | $ 1,000 |
| Jefferson, West Virginia | 1 | $ 295,000 | $ 295,000 | $ 133,000 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,124 | $508,453,000 | $239,000 | $990,000 | $45,000 | $2,141,000 |
| Home Purchase | 536 | $123,372,000 | $230,000 | $1,444,000 | $59,000 | $1,496,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,524 | $350,787,000 | $230,000 | $1,444,000 | $54,000 | $2,141,000 |
| Hispanic | 505 | $120,576,000 | $238,000 | $790,000 | $30,000 | $283,000 |
| Black or African American | 232 | $53,348,000 | $229,000 | $682,000 | $21,000 | $209,000 |
| Asian | 224 | $62,069,000 | $277,000 | $720,000 | $54,000 | $317,000 |
| Not Provided | 144 | $37,713,000 | $261,000 | $1,002,000 | $79,000 | $388,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $6,456,000 | $248,000 | $734,000 | $32,000 | $146,000 |
| American Indian or Alaskan Native | 5 | $876,000 | $175,000 | $286,000 | $1,000 | $1,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,933 | $456,344,000 | $236,000 | $1,444,000 | $57,000 | $2,141,000 |
| FHA-insured (Federal Housing Administration) | 592 | $143,744,000 | $242,000 | $734,000 | $24,000 | $248,000 |
| VA-guaranteed (Veterans Administration) | 92 | $24,332,000 | $264,000 | $633,000 | $26,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $7,405,000 | $172,000 | $408,000 | $7,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 1,050 | $252,868,000 | $240,000 | $1,444,000 | $26,000 | $2,141,000 |
| Application Denied By Financial Institution | 902 | $213,365,000 | $236,000 | $863,000 | $20,000 | $975,000 |
| Loan Originated | 708 | $165,592,000 | $233,000 | $1,002,000 | $115,000 | $1,496,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 439 | $114,162,000 | $260,000 | $863,000 | $23,000 | $975,000 |
| Credit History | 329 | $67,546,000 | $205,000 | $711,000 | $15,000 | $197,000 |
| Collateral | 81 | $19,213,000 | $237,000 | $626,000 | $23,000 | $265,000 |
| Other | 8 | $1,647,000 | $205,000 | $494,000 | $19,000 | $152,000 |
| Employment History | 3 | $546,000 | $182,000 | $310,000 | $1,000 | $1,000 |
| Unverifiable Information | 1 | $363,000 | $363,000 | $363,000 | $11,000 | $11,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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