Summit Mortgage Mortgage Lending & HMDA Data, 2006
In 2006, Summit Mortgage of Chesapeake, VA reported 3,867 mortgage applications totaling $310.8 million, down 28% from 2005. The average application was for $80,375, and applicants reported an average income of $68,417. 49% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (107), Washington-Arlington-Alexandria, DC-VA-MD-WV (99) and Minneapolis-St. Paul-Bloomington, MN-WI (87) (applications in parentheses).
| Mortgage Company & Address | Summit Mortgage 510 Independence Parkway, Suite 200 Chesapeake, VA 23320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,867 |
| Total Mortgage Loan Application Amount | $310,812,000 |
| Average Mortgage Loan Application Amount | $80,375 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $68,417 |
| Highest Applicant Income | $1,571,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Summit Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 43 | $ 5,644,000 | $ 131,255 | $ 69,000 |
| Wayne, Michigan | 41 | $ 2,198,000 | $ 53,609 | $ 72,000 |
| Cook, Illinois | 34 | $ 2,901,000 | $ 85,323 | $ 64,000 |
| Mecklenburg, North Carolina | 34 | $ 2,084,000 | $ 61,294 | $ 70,000 |
| Clark, Nevada | 33 | $ 4,137,000 | $ 125,363 | $ 83,000 |
| Frederick, Virginia | 33 | $ 7,818,000 | $ 236,909 | $ 107,000 |
| Franklin, Ohio | 31 | $ 1,699,000 | $ 54,806 | $ 62,000 |
| Allegheny, Pennsylvania | 31 | $ 2,120,000 | $ 68,387 | $ 57,000 |
| Macomb, Michigan | 30 | $ 1,784,000 | $ 59,466 | $ 61,000 |
| Salt Lake, Utah | 28 | $ 1,554,000 | $ 55,500 | $ 60,000 |
| Kanawha, West Virginia | 28 | $ 5,105,000 | $ 182,321 | $ 100,000 |
| New Haven, Connecticut | 26 | $ 2,221,000 | $ 85,423 | $ 77,000 |
| Broward, Florida | 26 | $ 2,319,000 | $ 89,192 | $ 61,000 |
| Oakland, Michigan | 26 | $ 2,765,000 | $ 106,346 | $ 83,000 |
| Gwinnett, Georgia | 25 | $ 2,370,000 | $ 94,800 | $ 83,000 |
| Wake, North Carolina | 25 | $ 1,609,000 | $ 64,360 | $ 70,000 |
| Montgomery, Pennsylvania | 24 | $ 1,615,000 | $ 67,291 | $ 70,000 |
| Hamilton, Ohio | 23 | $ 1,396,000 | $ 60,695 | $ 55,000 |
| Virginia Beach, Virginia | 23 | $ 2,990,000 | $ 130,000 | $ 79,000 |
| Hillsborough, Florida | 22 | $ 2,067,000 | $ 93,954 | $ 60,000 |
| Hennepin, Minnesota | 22 | $ 1,489,000 | $ 67,681 | $ 73,000 |
| Will, Illinois | 21 | $ 1,525,000 | $ 72,619 | $ 92,000 |
| Berks, Pennsylvania | 21 | $ 1,426,000 | $ 67,904 | $ 62,000 |
| Duval, Florida | 20 | $ 1,566,000 | $ 78,300 | $ 63,000 |
| Cumberland, North Carolina | 20 | $ 1,120,000 | $ 56,000 | $ 59,000 |
| Miami-Dade, Florida | 18 | $ 1,876,000 | $ 104,222 | $ 71,000 |
| Genesee, Michigan | 18 | $ 784,000 | $ 43,555 | $ 54,000 |
| Pierce, Washington | 18 | $ 1,052,000 | $ 58,444 | $ 76,000 |
| Hartford, Connecticut | 17 | $ 1,443,000 | $ 84,882 | $ 59,000 |
| Cuyahoga, Ohio | 17 | $ 1,534,000 | $ 90,235 | $ 67,000 |
| Summit, Ohio | 17 | $ 950,000 | $ 55,882 | $ 53,000 |
| Pima, Arizona | 16 | $ 1,342,000 | $ 83,875 | $ 67,000 |
| Prince George's, Maryland | 16 | $ 1,380,000 | $ 86,250 | $ 72,000 |
| Dakota, Minnesota | 16 | $ 1,478,000 | $ 92,375 | $ 83,000 |
| Jackson, Missouri | 16 | $ 752,000 | $ 47,000 | $ 61,000 |
| Lancaster, Pennsylvania | 16 | $ 730,000 | $ 45,625 | $ 57,000 |
| Lehigh, Pennsylvania | 16 | $ 893,000 | $ 55,812 | $ 69,000 |
| New Castle, Delaware | 15 | $ 849,000 | $ 56,600 | $ 59,000 |
| Sedgwick, Kansas | 15 | $ 920,000 | $ 61,333 | $ 56,000 |
| Baltimore, Maryland | 15 | $ 1,689,000 | $ 112,600 | $ 74,000 |
| Stark, Ohio | 15 | $ 700,000 | $ 46,666 | $ 62,000 |
| Oklahoma, Oklahoma | 15 | $ 592,000 | $ 39,466 | $ 51,000 |
| Delaware, Pennsylvania | 15 | $ 887,000 | $ 59,133 | $ 69,000 |
| Providence, Rhode Island | 15 | $ 960,000 | $ 64,000 | $ 61,000 |
| Utah, Utah | 15 | $ 1,058,000 | $ 70,533 | $ 77,000 |
| Fairfax, Virginia | 15 | $ 2,664,000 | $ 177,600 | $ 82,000 |
| Polk, Iowa | 14 | $ 861,000 | $ 61,500 | $ 102,000 |
| York, Pennsylvania | 14 | $ 1,008,000 | $ 72,000 | $ 63,000 |
| Hardy, West Virginia | 14 | $ 1,916,000 | $ 136,857 | $ 56,000 |
| Orange, Florida | 13 | $ 741,000 | $ 57,000 | $ 80,000 |
| Baltimore City, Maryland | 13 | $ 565,000 | $ 43,461 | $ 44,000 |
| Montgomery, Maryland | 13 | $ 3,518,000 | $ 270,615 | $ 130,000 |
| Kent, Michigan | 13 | $ 636,000 | $ 48,923 | $ 61,000 |
| Durham, North Carolina | 13 | $ 644,000 | $ 49,538 | $ 62,000 |
| Loudoun, Virginia | 13 | $ 3,236,000 | $ 248,923 | $ 112,000 |
| Marion, Indiana | 12 | $ 678,000 | $ 56,500 | $ 58,000 |
| Johnson, Kansas | 12 | $ 1,763,000 | $ 146,916 | $ 96,000 |
| Forsyth, North Carolina | 12 | $ 774,000 | $ 64,500 | $ 73,000 |
| Lorain, Ohio | 12 | $ 1,036,000 | $ 86,333 | $ 66,000 |
| Pinellas, Florida | 11 | $ 771,000 | $ 70,090 | $ 50,000 |
| DeKalb, Georgia | 11 | $ 817,000 | $ 74,272 | $ 54,000 |
| Charles, Maryland | 11 | $ 2,148,000 | $ 195,272 | $ 79,000 |
| Ramsey, Minnesota | 11 | $ 803,000 | $ 73,000 | $ 66,000 |
| Davidson, North Carolina | 11 | $ 560,000 | $ 50,909 | $ 62,000 |
| Gaston, North Carolina | 11 | $ 567,000 | $ 51,545 | $ 65,000 |
| Iredell, North Carolina | 11 | $ 740,000 | $ 67,272 | $ 67,000 |
| Butler, Ohio | 11 | $ 754,000 | $ 68,545 | $ 65,000 |
| Lake, Ohio | 11 | $ 605,000 | $ 55,000 | $ 56,000 |
| Bucks, Pennsylvania | 11 | $ 1,223,000 | $ 111,181 | $ 65,000 |
| Westmoreland, Pennsylvania | 11 | $ 898,000 | $ 81,636 | $ 67,000 |
| Portsmouth, Virginia | 11 | $ 1,064,000 | $ 96,727 | $ 93,000 |
| Spotsylvania, Virginia | 11 | $ 724,000 | $ 65,818 | $ 72,000 |
| Snohomish, Washington | 11 | $ 993,000 | $ 90,272 | $ 88,000 |
| Milwaukee, Wisconsin | 11 | $ 927,000 | $ 84,272 | $ 75,000 |
| Adams, Colorado | 10 | $ 786,000 | $ 78,600 | $ 66,000 |
| Palm Beach, Florida | 10 | $ 970,000 | $ 97,000 | $ 76,000 |
| Polk, Florida | 10 | $ 563,000 | $ 56,300 | $ 63,000 |
| Lake, Illinois | 10 | $ 627,000 | $ 62,700 | $ 80,000 |
| Shawnee, Kansas | 10 | $ 445,000 | $ 44,500 | $ 45,000 |
| East Baton Rouge, Louisiana | 10 | $ 680,000 | $ 68,000 | $ 82,000 |
| Cabarrus, North Carolina | 10 | $ 586,000 | $ 58,600 | $ 74,000 |
| Onslow, North Carolina | 10 | $ 584,000 | $ 58,400 | $ 60,000 |
| Licking, Ohio | 10 | $ 649,000 | $ 64,900 | $ 61,000 |
| Tulsa, Oklahoma | 10 | $ 360,000 | $ 36,000 | $ 70,000 |
| Davis, Utah | 10 | $ 550,000 | $ 55,000 | $ 67,000 |
| Prince William, Virginia | 10 | $ 2,686,000 | $ 268,600 | $ 82,000 |
| Anchorage, Alaska | 9 | $ 1,037,000 | $ 115,222 | $ 66,000 |
| Brevard, Florida | 9 | $ 773,000 | $ 85,888 | $ 87,000 |
| Cobb, Georgia | 9 | $ 707,000 | $ 78,555 | $ 90,000 |
| Lake, Indiana | 9 | $ 493,000 | $ 54,777 | $ 72,000 |
| Calhoun, Michigan | 9 | $ 383,000 | $ 42,555 | $ 67,000 |
| Wright, Minnesota | 9 | $ 352,000 | $ 39,111 | $ 59,000 |
| Jefferson, Missouri | 9 | $ 684,000 | $ 76,000 | $ 90,000 |
| Guilford, North Carolina | 9 | $ 596,000 | $ 66,222 | $ 55,000 |
| Union, North Carolina | 9 | $ 644,000 | $ 71,555 | $ 73,000 |
| Medina, Ohio | 9 | $ 479,000 | $ 53,222 | $ 73,000 |
| Erie, Pennsylvania | 9 | $ 362,000 | $ 40,222 | $ 49,000 |
| Luzerne, Pennsylvania | 9 | $ 484,000 | $ 53,777 | $ 59,000 |
| Northampton, Pennsylvania | 9 | $ 621,000 | $ 69,000 | $ 69,000 |
| Chesterfield, Virginia | 9 | $ 814,000 | $ 90,444 | $ 58,000 |
| Norfolk, Virginia | 9 | $ 726,000 | $ 80,666 | $ 51,000 |
| Pinal, Arizona | 8 | $ 723,000 | $ 90,375 | $ 64,000 |
| Jefferson, Colorado | 8 | $ 488,000 | $ 61,000 | $ 93,000 |
| Fairfield, Connecticut | 8 | $ 617,000 | $ 77,125 | $ 75,000 |
| Litchfield, Connecticut | 8 | $ 476,000 | $ 59,500 | $ 54,000 |
| New London, Connecticut | 8 | $ 391,000 | $ 48,875 | $ 48,000 |
| Madison, Illinois | 8 | $ 458,000 | $ 57,250 | $ 58,000 |
| Porter, Indiana | 8 | $ 409,000 | $ 51,125 | $ 77,000 |
| Caddo, Louisiana | 8 | $ 337,000 | $ 42,125 | $ 67,000 |
| Lafayette, Louisiana | 8 | $ 445,000 | $ 55,625 | $ 60,000 |
| Anne Arundel, Maryland | 8 | $ 801,000 | $ 100,125 | $ 83,000 |
| Livingston, Michigan | 8 | $ 630,000 | $ 78,750 | $ 69,000 |
| St. Clair, Michigan | 8 | $ 537,000 | $ 67,125 | $ 73,000 |
| Washtenaw, Michigan | 8 | $ 583,000 | $ 72,875 | $ 65,000 |
| Greene, Missouri | 8 | $ 239,000 | $ 29,875 | $ 46,000 |
| Currituck, North Carolina | 8 | $ 840,000 | $ 105,000 | $ 93,000 |
| Wilkes, North Carolina | 8 | $ 511,000 | $ 63,875 | $ 74,000 |
| Dauphin, Pennsylvania | 8 | $ 418,000 | $ 52,250 | $ 58,000 |
| Shenandoah, Virginia | 8 | $ 928,000 | $ 116,000 | $ 247,000 |
| El Paso, Colorado | 7 | $ 319,000 | $ 45,571 | $ 70,000 |
| St. Lucie, Florida | 7 | $ 501,000 | $ 71,571 | $ 74,000 |
| Forsyth, Georgia | 7 | $ 650,000 | $ 92,857 | $ 82,000 |
| Ada, Idaho | 7 | $ 593,000 | $ 84,714 | $ 56,000 |
| Canyon, Idaho | 7 | $ 473,000 | $ 67,571 | $ 66,000 |
| LaSalle, Illinois | 7 | $ 302,000 | $ 43,142 | $ 104,000 |
| Johnson, Indiana | 7 | $ 340,000 | $ 48,571 | $ 70,000 |
| St. Tammany, Louisiana | 7 | $ 389,000 | $ 55,571 | $ 42,000 |
| Jackson, Michigan | 7 | $ 587,000 | $ 83,857 | $ 87,000 |
| Muskegon, Michigan | 7 | $ 338,000 | $ 48,285 | $ 63,000 |
| Ottawa, Michigan | 7 | $ 518,000 | $ 74,000 | $ 72,000 |
| Sherburne, Minnesota | 7 | $ 418,000 | $ 59,714 | $ 63,000 |
| Washington, Minnesota | 7 | $ 802,000 | $ 114,571 | $ 84,000 |
| DeSoto, Mississippi | 7 | $ 622,000 | $ 88,857 | $ 121,000 |
| Cass, Missouri | 7 | $ 492,000 | $ 70,285 | $ 72,000 |
| St. Louis, Missouri | 7 | $ 419,000 | $ 59,857 | $ 64,000 |
| Lancaster, Nebraska | 7 | $ 267,000 | $ 38,142 | $ 64,000 |
| Washoe, Nevada | 7 | $ 895,000 | $ 127,857 | $ 53,000 |
| Caldwell, North Carolina | 7 | $ 414,000 | $ 59,142 | $ 48,000 |
| Cass, North Dakota | 7 | $ 287,000 | $ 41,000 | $ 65,000 |
| Clark, Ohio | 7 | $ 361,000 | $ 51,571 | $ 56,000 |
| Beaver, Pennsylvania | 7 | $ 452,000 | $ 64,571 | $ 45,000 |
| Chesapeake, Virginia | 7 | $ 1,563,000 | $ 223,285 | $ 47,000 |
| Winchester, Virginia | 7 | $ 1,969,000 | $ 281,285 | $ 102,000 |
| Clark, Washington | 7 | $ 670,000 | $ 95,714 | $ 75,000 |
| Berkeley, West Virginia | 7 | $ 1,285,000 | $ 183,571 | $ 70,000 |
| Grant, West Virginia | 7 | $ 1,255,000 | $ 179,285 | $ 80,000 |
| Greenbrier, West Virginia | 7 | $ 1,137,000 | $ 162,428 | $ 57,000 |
| Arapahoe, Colorado | 6 | $ 347,000 | $ 57,833 | $ 79,000 |
| Windham, Connecticut | 6 | $ 488,000 | $ 81,333 | $ 43,000 |
| Lee, Florida | 6 | $ 658,000 | $ 109,666 | $ 62,000 |
| Houston, Georgia | 6 | $ 269,000 | $ 44,833 | $ 84,000 |
| Muscogee, Georgia | 6 | $ 258,000 | $ 43,000 | $ 48,000 |
| Kane, Illinois | 6 | $ 539,000 | $ 89,833 | $ 80,000 |
| Allen, Indiana | 6 | $ 249,000 | $ 41,500 | $ 54,000 |
| St. Joseph, Indiana | 6 | $ 230,000 | $ 38,333 | $ 62,000 |
| Wyandotte, Kansas | 6 | $ 321,000 | $ 53,500 | $ 69,000 |
| Cecil, Maryland | 6 | $ 863,000 | $ 143,833 | $ 77,000 |
| Allegan, Michigan | 6 | $ 798,000 | $ 133,000 | $ 76,000 |
| Douglas, Nebraska | 6 | $ 298,000 | $ 49,666 | $ 68,000 |
| Buncombe, North Carolina | 6 | $ 544,000 | $ 90,666 | $ 72,000 |
| Catawba, North Carolina | 6 | $ 443,000 | $ 73,833 | $ 107,000 |
| Ashtabula, Ohio | 6 | $ 362,000 | $ 60,333 | $ 56,000 |
| Fulton, Ohio | 6 | $ 234,000 | $ 39,000 | $ 71,000 |
| Mahoning, Ohio | 6 | $ 311,000 | $ 51,833 | $ 53,000 |
| Portage, Ohio | 6 | $ 297,000 | $ 49,500 | $ 65,000 |
| Cleveland, Oklahoma | 6 | $ 243,000 | $ 40,500 | $ 61,000 |
| Adams, Pennsylvania | 6 | $ 301,000 | $ 50,166 | $ 66,000 |
| Chester, Pennsylvania | 6 | $ 615,000 | $ 102,500 | $ 73,000 |
| Franklin, Pennsylvania | 6 | $ 346,000 | $ 57,666 | $ 54,000 |
| Lawrence, Pennsylvania | 6 | $ 251,000 | $ 41,833 | $ 62,000 |
| Northumberland, Pennsylvania | 6 | $ 260,000 | $ 43,333 | $ 44,000 |
| Wayne, Pennsylvania | 6 | $ 344,000 | $ 57,333 | $ 50,000 |
| Kent, Rhode Island | 6 | $ 267,000 | $ 44,500 | $ 80,000 |
| Lexington, South Carolina | 6 | $ 234,000 | $ 39,000 | $ 53,000 |
| Pennington, South Dakota | 6 | $ 282,000 | $ 47,000 | $ 75,000 |
| Henrico, Virginia | 6 | $ 634,000 | $ 105,666 | $ 85,000 |
| Newport News, Virginia | 6 | $ 293,000 | $ 48,833 | $ 66,000 |
| King, Washington | 6 | $ 683,000 | $ 113,833 | $ 55,000 |
| Boulder, Colorado | 5 | $ 814,000 | $ 162,800 | $ 91,000 |
| Douglas, Colorado | 5 | $ 275,000 | $ 55,000 | $ 112,000 |
| Mesa, Colorado | 5 | $ 299,000 | $ 59,800 | $ 69,000 |
| Middlesex, Connecticut | 5 | $ 476,000 | $ 95,200 | $ 72,000 |
| Tolland, Connecticut | 5 | $ 333,000 | $ 66,600 | $ 57,000 |
| Marion, Florida | 5 | $ 393,000 | $ 78,600 | $ 21,000 |
| Pasco, Florida | 5 | $ 622,000 | $ 124,400 | $ 72,000 |
| Seminole, Florida | 5 | $ 261,000 | $ 52,200 | $ 57,000 |
| Bartow, Georgia | 5 | $ 301,000 | $ 60,200 | $ 61,000 |
| Bryan, Georgia | 5 | $ 688,000 | $ 137,600 | $ 104,000 |
| Catoosa, Georgia | 5 | $ 392,000 | $ 78,400 | $ 71,000 |
| Chatham, Georgia | 5 | $ 274,000 | $ 54,800 | $ 39,000 |
| Clayton, Georgia | 5 | $ 251,000 | $ 50,200 | $ 54,000 |
| Douglas, Georgia | 5 | $ 244,000 | $ 48,800 | $ 71,000 |
| Fulton, Georgia | 5 | $ 644,000 | $ 128,800 | $ 65,000 |
| Liberty, Georgia | 5 | $ 286,000 | $ 57,200 | $ 54,000 |
| Paulding, Georgia | 5 | $ 209,000 | $ 41,800 | $ 83,000 |
| Kendall, Illinois | 5 | $ 623,000 | $ 124,600 | $ 76,000 |
| Leavenworth, Kansas | 5 | $ 217,000 | $ 43,400 | $ 71,000 |
| Jefferson, Louisiana | 5 | $ 490,000 | $ 98,000 | $ 69,000 |
| Frederick, Maryland | 5 | $ 1,472,000 | $ 294,400 | $ 80,000 |
| Harford, Maryland | 5 | $ 327,000 | $ 65,400 | $ 59,000 |
| Berrien, Michigan | 5 | $ 259,000 | $ 51,800 | $ 87,000 |
| Anoka, Minnesota | 5 | $ 327,000 | $ 65,400 | $ 78,000 |
| Lee, Mississippi | 5 | $ 341,000 | $ 68,200 | $ 82,000 |
| Brunswick, North Carolina | 5 | $ 325,000 | $ 65,000 | $ 49,000 |
| Nash, North Carolina | 5 | $ 200,000 | $ 40,000 | $ 65,000 |
| Rockingham, North Carolina | 5 | $ 259,000 | $ 51,800 | $ 56,000 |
| Rowan, North Carolina | 5 | $ 176,000 | $ 35,200 | $ 49,000 |
| Clermont, Ohio | 5 | $ 221,000 | $ 44,200 | $ 81,000 |
| Coshocton, Ohio | 5 | $ 199,000 | $ 39,800 | $ 62,000 |
| Lucas, Ohio | 5 | $ 239,000 | $ 47,800 | $ 68,000 |
| Miami, Ohio | 5 | $ 208,000 | $ 41,600 | $ 63,000 |
| Montgomery, Ohio | 5 | $ 221,000 | $ 44,200 | $ 71,000 |
| Monroe, Pennsylvania | 5 | $ 215,000 | $ 43,000 | $ 69,000 |
| Perry, Pennsylvania | 5 | $ 245,000 | $ 49,000 | $ 45,000 |
| Richland, South Carolina | 5 | $ 370,000 | $ 74,000 | $ 50,000 |
| Minnehaha, South Dakota | 5 | $ 281,000 | $ 56,200 | $ 52,000 |
| Fauquier, Virginia | 5 | $ 1,085,000 | $ 217,000 | $ 104,000 |
| Spokane, Washington | 5 | $ 452,000 | $ 90,400 | $ 38,000 |
| Jefferson, West Virginia | 5 | $ 1,134,000 | $ 226,800 | $ 100,000 |
| Winnebago, Wisconsin | 5 | $ 213,000 | $ 42,600 | $ 61,000 |
| Mohave, Arizona | 4 | $ 397,000 | $ 99,250 | $ 70,000 |
| Denver, Colorado | 4 | $ 393,000 | $ 98,250 | $ 52,000 |
| Escambia, Florida | 4 | $ 268,000 | $ 67,000 | $ 40,000 |
| Flagler, Florida | 4 | $ 560,000 | $ 140,000 | $ 53,000 |
| Leon, Florida | 4 | $ 407,000 | $ 101,750 | $ 54,000 |
| Manatee, Florida | 4 | $ 458,000 | $ 114,500 | $ 75,000 |
| Osceola, Florida | 4 | $ 659,000 | $ 164,750 | $ 63,000 |
| Volusia, Florida | 4 | $ 357,000 | $ 89,250 | $ 105,000 |
| Gordon, Georgia | 4 | $ 331,000 | $ 82,750 | $ 51,000 |
| Henry, Georgia | 4 | $ 198,000 | $ 49,500 | $ 52,000 |
| Newton, Georgia | 4 | $ 197,000 | $ 49,250 | $ 88,000 |
| Richmond, Georgia | 4 | $ 171,000 | $ 42,750 | $ 43,000 |
| Toombs, Georgia | 4 | $ 114,000 | $ 28,500 | $ 39,000 |
| DuPage, Illinois | 4 | $ 263,000 | $ 65,750 | $ 87,000 |
| Macon, Illinois | 4 | $ 154,000 | $ 38,500 | $ 57,000 |
| St. Clair, Illinois | 4 | $ 257,000 | $ 64,250 | $ 83,000 |
| Williamson, Illinois | 4 | $ 150,000 | $ 37,500 | $ 50,000 |
| Winnebago, Illinois | 4 | $ 248,000 | $ 62,000 | $ 67,000 |
| Harrison, Iowa | 4 | $ 123,000 | $ 30,750 | $ 47,000 |
| Ascension, Louisiana | 4 | $ 179,000 | $ 44,750 | $ 71,000 |
| Calcasieu, Louisiana | 4 | $ 315,000 | $ 78,750 | $ 76,000 |
| Natchitoches, Louisiana | 4 | $ 152,000 | $ 38,000 | $ 78,000 |
| Cass, Michigan | 4 | $ 335,000 | $ 83,750 | $ 69,000 |
| Ingham, Michigan | 4 | $ 161,000 | $ 40,250 | $ 51,000 |
| Lenawee, Michigan | 4 | $ 231,000 | $ 57,750 | $ 48,000 |
| Marquette, Michigan | 4 | $ 165,000 | $ 41,250 | $ 51,000 |
| Lamar, Mississippi | 4 | $ 206,000 | $ 51,500 | $ 65,000 |
| Boone, Missouri | 4 | $ 136,000 | $ 34,000 | $ 55,000 |
| Jasper, Missouri | 4 | $ 172,000 | $ 43,000 | $ 50,000 |
| Alamance, North Carolina | 4 | $ 200,000 | $ 50,000 | $ 62,000 |
| Davie, North Carolina | 4 | $ 372,000 | $ 93,000 | $ 80,000 |
| Halifax, North Carolina | 4 | $ 167,000 | $ 41,750 | $ 46,000 |
| Harnett, North Carolina | 4 | $ 160,000 | $ 40,000 | $ 68,000 |
| Hoke, North Carolina | 4 | $ 452,000 | $ 113,000 | $ 38,000 |
| Lee, North Carolina | 4 | $ 226,000 | $ 56,500 | $ 82,000 |
| Lincoln, North Carolina | 4 | $ 264,000 | $ 66,000 | $ 46,000 |
| Randolph, North Carolina | 4 | $ 155,000 | $ 38,750 | $ 60,000 |
| Wayne, North Carolina | 4 | $ 332,000 | $ 83,000 | $ 65,000 |
| Belmont, Ohio | 4 | $ 179,000 | $ 44,750 | $ 48,000 |
| Columbiana, Ohio | 4 | $ 177,000 | $ 44,250 | $ 48,000 |
| Huron, Ohio | 4 | $ 279,000 | $ 69,750 | $ 60,000 |
| Logan, Ohio | 4 | $ 190,000 | $ 47,500 | $ 57,000 |
| Madison, Ohio | 4 | $ 469,000 | $ 117,250 | $ 67,000 |
| Richland, Ohio | 4 | $ 117,000 | $ 29,250 | $ 45,000 |
| Trumbull, Ohio | 4 | $ 314,000 | $ 78,500 | $ 67,000 |
| Tuscarawas, Ohio | 4 | $ 174,000 | $ 43,500 | $ 53,000 |
| Centre, Pennsylvania | 4 | $ 467,000 | $ 116,750 | $ 70,000 |
| Columbia, Pennsylvania | 4 | $ 291,000 | $ 72,750 | $ 78,000 |
| Lycoming, Pennsylvania | 4 | $ 251,000 | $ 62,750 | $ 66,000 |
| Pike, Pennsylvania | 4 | $ 215,000 | $ 53,750 | $ 57,000 |
| Schuylkill, Pennsylvania | 4 | $ 174,000 | $ 43,500 | $ 45,000 |
| Somerset, Pennsylvania | 4 | $ 215,000 | $ 53,750 | $ 34,000 |
| Union, Pennsylvania | 4 | $ 205,000 | $ 51,250 | $ 66,000 |
| Washington, Pennsylvania | 4 | $ 205,000 | $ 51,250 | $ 96,000 |
| Horry, South Carolina | 4 | $ 190,000 | $ 47,500 | $ 74,000 |
| Tooele, Utah | 4 | $ 190,000 | $ 47,500 | $ 43,000 |
| Washington, Utah | 4 | $ 147,000 | $ 36,750 | $ 82,000 |
| Roanoke, Virginia | 4 | $ 174,000 | $ 43,500 | $ 47,000 |
| Suffolk, Virginia | 4 | $ 361,000 | $ 90,250 | $ 53,000 |
| Hampshire, West Virginia | 4 | $ 916,000 | $ 229,000 | $ 81,000 |
| Brown, Wisconsin | 4 | $ 265,000 | $ 66,250 | $ 78,000 |
| Fairbanks North Star, Alaska | 3 | $ 187,000 | $ 62,333 | $ 78,000 |
| Matanuska-Susitna, Alaska | 3 | $ 380,000 | $ 126,666 | $ 93,000 |
| Yavapai, Arizona | 3 | $ 443,000 | $ 147,666 | $ 49,000 |
| Sussex, Delaware | 3 | $ 544,000 | $ 181,333 | $ 137,000 |
| Hernando, Florida | 3 | $ 173,000 | $ 57,666 | $ 34,000 |
| Highlands, Florida | 3 | $ 222,000 | $ 74,000 | $ 63,000 |
| Indian River, Florida | 3 | $ 422,000 | $ 140,666 | $ 65,000 |
| Lake, Florida | 3 | $ 272,000 | $ 90,666 | $ 55,000 |
| Barrow, Georgia | 3 | $ 75,000 | $ 25,000 | $ 57,000 |
| Bibb, Georgia | 3 | $ 193,000 | $ 64,333 | $ 59,000 |
| Camden, Georgia | 3 | $ 146,000 | $ 48,666 | $ 60,000 |
| Clarke, Georgia | 3 | $ 97,000 | $ 32,333 | $ 73,000 |
| Coweta, Georgia | 3 | $ 150,000 | $ 50,000 | $ 71,000 |
| Rockdale, Georgia | 3 | $ 90,000 | $ 30,000 | $ 47,000 |
| Champaign, Illinois | 3 | $ 199,000 | $ 66,333 | $ 40,000 |
| McHenry, Illinois | 3 | $ 184,000 | $ 61,333 | $ 104,000 |
| McLean, Illinois | 3 | $ 280,000 | $ 93,333 | $ 66,000 |
| Elkhart, Indiana | 3 | $ 188,000 | $ 62,666 | $ 48,000 |
| Grant, Indiana | 3 | $ 262,000 | $ 87,333 | $ 83,000 |
| Tippecanoe, Indiana | 3 | $ 160,000 | $ 53,333 | $ 55,000 |
| Black Hawk, Iowa | 3 | $ 266,000 | $ 88,666 | $ 54,000 |
| Lee, Iowa | 3 | $ 84,000 | $ 28,000 | $ 73,000 |
| Linn, Iowa | 3 | $ 141,000 | $ 47,000 | $ 63,000 |
| Miami, Kansas | 3 | $ 125,000 | $ 41,666 | $ 76,000 |
| Lafourche, Louisiana | 3 | $ 154,000 | $ 51,333 | $ 74,000 |
| Allegany, Maryland | 3 | $ 243,000 | $ 81,000 | $ 52,000 |
| Calvert, Maryland | 3 | $ 509,000 | $ 169,666 | $ 71,000 |
| Dorchester, Maryland | 3 | $ 127,000 | $ 42,333 | $ 73,000 |
| Howard, Maryland | 3 | $ 156,000 | $ 52,000 | $ 70,000 |
| Bay, Michigan | 3 | $ 125,000 | $ 41,666 | $ 45,000 |
| Eaton, Michigan | 3 | $ 147,000 | $ 49,000 | $ 58,000 |
| Hillsdale, Michigan | 3 | $ 481,000 | $ 160,333 | $ 86,000 |
| Monroe, Michigan | 3 | $ 164,000 | $ 54,666 | $ 76,000 |
| Montcalm, Michigan | 3 | $ 128,000 | $ 42,666 | $ 43,000 |
| Sanilac, Michigan | 3 | $ 153,000 | $ 51,000 | $ 47,000 |
| Chisago, Minnesota | 3 | $ 186,000 | $ 62,000 | $ 72,000 |
| Freeborn, Minnesota | 3 | $ 134,000 | $ 44,666 | $ 60,000 |
| Lyon, Minnesota | 3 | $ 269,000 | $ 89,666 | $ 68,000 |
| Otter Tail, Minnesota | 3 | $ 121,000 | $ 40,333 | $ 48,000 |
| Scott, Minnesota | 3 | $ 135,000 | $ 45,000 | $ 111,000 |
| Stearns, Minnesota | 3 | $ 116,000 | $ 38,666 | $ 57,000 |
| Pearl River, Mississippi | 3 | $ 371,000 | $ 123,666 | $ 69,000 |
| Pontotoc, Mississippi | 3 | $ 172,000 | $ 57,333 | $ 89,000 |
| Cape Girardeau, Missouri | 3 | $ 120,000 | $ 40,000 | $ 48,000 |
| Lincoln, Missouri | 3 | $ 128,000 | $ 42,666 | $ 100,000 |
| St. Louis City, Missouri | 3 | $ 91,000 | $ 30,333 | $ 43,000 |
| Burke, North Carolina | 3 | $ 133,000 | $ 44,333 | $ 49,000 |
| Franklin, North Carolina | 3 | $ 115,000 | $ 38,333 | $ 59,000 |
| Johnston, North Carolina | 3 | $ 137,000 | $ 45,666 | $ 62,000 |
| New Hanover, North Carolina | 3 | $ 188,000 | $ 62,666 | $ 55,000 |
| Pitt, North Carolina | 3 | $ 112,000 | $ 37,333 | $ 96,000 |
| Stokes, North Carolina | 3 | $ 329,000 | $ 109,666 | $ 72,000 |
| Surry, North Carolina | 3 | $ 87,000 | $ 29,000 | $ 53,000 |
| Burleigh, North Dakota | 3 | $ 124,000 | $ 41,333 | $ 56,000 |
| Champaign, Ohio | 3 | $ 104,000 | $ 34,666 | $ 62,000 |
| Crawford, Ohio | 3 | $ 103,000 | $ 34,333 | $ 56,000 |
| Darke, Ohio | 3 | $ 270,000 | $ 90,000 | $ 63,000 |
| Erie, Ohio | 3 | $ 179,000 | $ 59,666 | $ 68,000 |
| Fairfield, Ohio | 3 | $ 123,000 | $ 41,000 | $ 94,000 |
| Geauga, Ohio | 3 | $ 167,000 | $ 55,666 | $ 74,000 |
| Harrison, Ohio | 3 | $ 209,000 | $ 69,666 | $ 80,000 |
| Highland, Ohio | 3 | $ 293,000 | $ 97,666 | $ 59,000 |
| Jackson, Ohio | 3 | $ 266,000 | $ 88,666 | $ 42,000 |
| Lawrence, Ohio | 3 | $ 119,000 | $ 39,666 | $ 26,000 |
| Marion, Ohio | 3 | $ 197,000 | $ 65,666 | $ 36,000 |
| Warren, Ohio | 3 | $ 197,000 | $ 65,666 | $ 83,000 |
| Washington, Ohio | 3 | $ 101,000 | $ 33,666 | $ 43,000 |
| Wayne, Ohio | 3 | $ 404,000 | $ 134,666 | $ 80,000 |
| Williams, Ohio | 3 | $ 193,000 | $ 64,333 | $ 62,000 |
| Wyandot, Ohio | 3 | $ 204,000 | $ 68,000 | $ 35,000 |
| Wagoner, Oklahoma | 3 | $ 297,000 | $ 99,000 | $ 57,000 |
| Blair, Pennsylvania | 3 | $ 438,000 | $ 146,000 | $ 66,000 |
| Cambria, Pennsylvania | 3 | $ 167,000 | $ 55,666 | $ 44,000 |
| Clinton, Pennsylvania | 3 | $ 160,000 | $ 53,333 | $ 44,000 |
| Crawford, Pennsylvania | 3 | $ 149,000 | $ 49,666 | $ 67,000 |
| Cumberland, Pennsylvania | 3 | $ 258,000 | $ 86,000 | $ 124,000 |
| Fayette, Pennsylvania | 3 | $ 177,000 | $ 59,000 | $ 41,000 |
| Indiana, Pennsylvania | 3 | $ 161,000 | $ 53,666 | $ 68,000 |
| Lackawanna, Pennsylvania | 3 | $ 188,000 | $ 62,666 | $ 57,000 |
| Lebanon, Pennsylvania | 3 | $ 246,000 | $ 82,000 | $ 85,000 |
| Mercer, Pennsylvania | 3 | $ 86,000 | $ 28,666 | $ 43,000 |
| Abbeville, South Carolina | 3 | $ 96,000 | $ 32,000 | $ 54,000 |
| Greenville, South Carolina | 3 | $ 105,000 | $ 35,000 | $ 51,000 |
| Weber, Utah | 3 | $ 129,000 | $ 43,000 | $ 47,000 |
| Clarke, Virginia | 3 | $ 1,519,000 | $ 506,333 | $ 159,000 |
| Danville, Virginia | 3 | $ 217,000 | $ 72,333 | $ 93,000 |
| Gloucester, Virginia | 3 | $ 247,000 | $ 82,333 | $ 77,000 |
| Hampton, Virginia | 3 | $ 71,000 | $ 23,666 | $ 57,000 |
| Isle of Wight, Virginia | 3 | $ 511,000 | $ 170,333 | $ 57,000 |
| Page, Virginia | 3 | $ 484,000 | $ 161,333 | $ 95,000 |
| Roanoke City, Virginia | 3 | $ 321,000 | $ 107,000 | $ 38,000 |
| Rockingham, Virginia | 3 | $ 308,000 | $ 102,666 | $ 43,000 |
| Waynesboro, Virginia | 3 | $ 142,000 | $ 47,333 | $ 58,000 |
| Benton, Washington | 3 | $ 114,000 | $ 38,000 | $ 42,000 |
| Franklin, Washington | 3 | $ 132,000 | $ 44,000 | $ 50,000 |
| Thurston, Washington | 3 | $ 247,000 | $ 82,333 | $ 77,000 |
| Walla Walla, Washington | 3 | $ 109,000 | $ 36,333 | $ 42,000 |
| Boone, West Virginia | 3 | $ 338,000 | $ 112,666 | $ 72,000 |
| Dane, Wisconsin | 3 | $ 134,000 | $ 44,666 | $ 70,000 |
| Natrona, Wyoming | 3 | $ 285,000 | $ 95,000 | $ 51,000 |
| Sweetwater, Wyoming | 3 | $ 195,000 | $ 65,000 | $ 63,000 |
| Broomfield, Colorado | 2 | $ 135,000 | $ 67,500 | $ 71,000 |
| Garfield, Colorado | 2 | $ 133,000 | $ 66,500 | $ 67,000 |
| Moffat, Colorado | 2 | $ 236,000 | $ 118,000 | $ 64,000 |
| Montrose, Colorado | 2 | $ 125,000 | $ 62,500 | $ 47,000 |
| Otero, Colorado | 2 | $ 95,000 | $ 47,500 | $ 78,000 |
| Pueblo, Colorado | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| Kent, Delaware | 2 | $ 84,000 | $ 42,000 | $ 55,000 |
| Bay, Florida | 2 | $ 80,000 | $ 40,000 | $ 55,000 |
| Charlotte, Florida | 2 | $ 128,000 | $ 64,000 | $ 71,000 |
| Citrus, Florida | 2 | $ 112,000 | $ 56,000 | $ 31,000 |
| Collier, Florida | 2 | $ 355,000 | $ 177,500 | $ 86,000 |
| Martin, Florida | 2 | $ 268,000 | $ 134,000 | $ 52,000 |
| Sarasota, Florida | 2 | $ 54,000 | $ 27,000 | $ 29,000 |
| Sumter, Florida | 2 | $ 82,000 | $ 41,000 | $ 24,000 |
| Baldwin, Georgia | 2 | $ 147,000 | $ 73,500 | $ 38,000 |
| Chattooga, Georgia | 2 | $ 151,000 | $ 75,500 | $ 57,000 |
| Cherokee, Georgia | 2 | $ 126,000 | $ 63,000 | $ 84,000 |
| Floyd, Georgia | 2 | $ 92,000 | $ 46,000 | $ 59,000 |
| Glynn, Georgia | 2 | $ 165,000 | $ 82,500 | $ 114,000 |
| Harris, Georgia | 2 | $ 64,000 | $ 32,000 | $ 61,000 |
| Heard, Georgia | 2 | $ 80,000 | $ 40,000 | $ 77,000 |
| Jackson, Georgia | 2 | $ 80,000 | $ 40,000 | $ 98,000 |
| Lamar, Georgia | 2 | $ 98,000 | $ 49,000 | $ 55,000 |
| Monroe, Georgia | 2 | $ 88,000 | $ 44,000 | $ 61,000 |
| Spalding, Georgia | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| Tift, Georgia | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Union, Georgia | 2 | $ 80,000 | $ 40,000 | $ 34,000 |
| Walton, Georgia | 2 | $ 95,000 | $ 47,500 | $ 64,000 |
| Elmore, Idaho | 2 | $ 92,000 | $ 46,000 | $ 40,000 |
| Kootenai, Idaho | 2 | $ 226,000 | $ 113,000 | $ 60,000 |
| Minidoka, Idaho | 2 | $ 90,000 | $ 45,000 | $ 52,000 |
| De Witt, Illinois | 2 | $ 106,000 | $ 53,000 | $ 77,000 |
| DeKalb, Illinois | 2 | $ 72,000 | $ 36,000 | $ 56,000 |
| Grundy, Illinois | 2 | $ 151,000 | $ 75,500 | $ 84,000 |
| Kankakee, Illinois | 2 | $ 130,000 | $ 65,000 | $ 83,000 |
| Piatt, Illinois | 2 | $ 81,000 | $ 40,500 | $ 49,000 |
| Rock Island, Illinois | 2 | $ 64,000 | $ 32,000 | $ 57,000 |
| Sangamon, Illinois | 2 | $ 71,000 | $ 35,500 | $ 49,000 |
| Whiteside, Illinois | 2 | $ 105,000 | $ 52,500 | $ 79,000 |
| Floyd, Indiana | 2 | $ 106,000 | $ 53,000 | $ 152,000 |
| Hendricks, Indiana | 2 | $ 110,000 | $ 55,000 | $ 69,000 |
| Madison, Indiana | 2 | $ 91,000 | $ 45,500 | $ 27,000 |
| Vanderburgh, Indiana | 2 | $ 126,000 | $ 63,000 | $ 70,000 |
| Clinton, Iowa | 2 | $ 68,000 | $ 34,000 | $ 70,000 |
| Crawford, Iowa | 2 | $ 75,000 | $ 37,500 | $ 46,000 |
| Marshall, Iowa | 2 | $ 87,000 | $ 43,500 | $ 63,000 |
| Scott, Iowa | 2 | $ 111,000 | $ 55,500 | $ 123,000 |
| Allen, Kansas | 2 | $ 77,000 | $ 38,500 | $ 43,000 |
| Butler, Kansas | 2 | $ 105,000 | $ 52,500 | $ 57,000 |
| Crawford, Kansas | 2 | $ 85,000 | $ 42,500 | $ 41,000 |
| Geary, Kansas | 2 | $ 198,000 | $ 99,000 | $ 91,000 |
| Labette, Kansas | 2 | $ 82,000 | $ 41,000 | $ 73,000 |
| Madison, Louisiana | 2 | $ 216,000 | $ 108,000 | $ 65,000 |
| Rapides, Louisiana | 2 | $ 107,000 | $ 53,500 | $ 57,000 |
| St. Charles, Louisiana | 2 | $ 61,000 | $ 30,500 | $ 87,000 |
| Caroline, Maryland | 2 | $ 224,000 | $ 112,000 | $ 65,000 |
| Garrett, Maryland | 2 | $ 324,000 | $ 162,000 | $ 117,000 |
| Queen Anne's, Maryland | 2 | $ 112,000 | $ 56,000 | $ 55,000 |
| St. Mary's, Maryland | 2 | $ 508,000 | $ 254,000 | $ 126,000 |
| Washington, Maryland | 2 | $ 115,000 | $ 57,500 | $ 62,000 |
| Worcester, Maryland | 2 | $ 422,000 | $ 211,000 | $ 26,000 |
| Branch, Michigan | 2 | $ 51,000 | $ 25,500 | $ 36,000 |
| Cheboygan, Michigan | 2 | $ 127,000 | $ 63,500 | $ 45,000 |
| Chippewa, Michigan | 2 | $ 70,000 | $ 35,000 | $ 57,000 |
| Emmet, Michigan | 2 | $ 93,000 | $ 46,500 | $ 49,000 |
| Grand Traverse, Michigan | 2 | $ 94,000 | $ 47,000 | $ 62,000 |
| Gratiot, Michigan | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| Lapeer, Michigan | 2 | $ 98,000 | $ 49,000 | $ 81,000 |
| Manistee, Michigan | 2 | $ 60,000 | $ 30,000 | $ 45,000 |
| Missaukee, Michigan | 2 | $ 55,000 | $ 27,500 | $ 57,000 |
| Saginaw, Michigan | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| St. Joseph, Michigan | 2 | $ 58,000 | $ 29,000 | $ 33,000 |
| Tuscola, Michigan | 2 | $ 84,000 | $ 42,000 | $ 73,000 |
| Carver, Minnesota | 2 | $ 166,000 | $ 83,000 | $ 73,000 |
| Clay, Minnesota | 2 | $ 91,000 | $ 45,500 | $ 78,000 |
| Isanti, Minnesota | 2 | $ 161,000 | $ 80,500 | $ 69,000 |
| Jackson, Minnesota | 2 | $ 121,000 | $ 60,500 | $ 67,000 |
| St. Louis, Minnesota | 2 | $ 71,000 | $ 35,500 | $ 48,000 |
| Steele, Minnesota | 2 | $ 114,000 | $ 57,000 | $ 98,000 |
| Alcorn, Mississippi | 2 | $ 115,000 | $ 57,500 | $ 103,000 |
| Clay, Mississippi | 2 | $ 125,000 | $ 62,500 | $ 60,000 |
| Jackson, Mississippi | 2 | $ 60,000 | $ 30,000 | $ 70,000 |
| Marshall, Mississippi | 2 | $ 54,000 | $ 27,000 | $ 36,000 |
| Noxubee, Mississippi | 2 | $ 236,000 | $ 118,000 | $ 93,000 |
| Rankin, Mississippi | 2 | $ 63,000 | $ 31,500 | $ 45,000 |
| Tishomingo, Mississippi | 2 | $ 68,000 | $ 34,000 | $ 49,000 |
| Camden, Missouri | 2 | $ 474,000 | $ 237,000 | $ 61,000 |
| Pulaski, Missouri | 2 | $ 66,000 | $ 33,000 | $ 51,000 |
| St. Francois, Missouri | 2 | $ 95,000 | $ 47,500 | $ 44,000 |
| Churchill, Nevada | 2 | $ 107,000 | $ 53,500 | $ 42,000 |
| Lyon, Nevada | 2 | $ 79,000 | $ 39,500 | $ 45,000 |
| Nye, Nevada | 2 | $ 243,000 | $ 121,500 | $ 59,000 |
| Carteret, North Carolina | 2 | $ 53,000 | $ 26,500 | $ 43,000 |
| Chatham, North Carolina | 2 | $ 140,000 | $ 70,000 | $ 82,000 |
| Cleveland, North Carolina | 2 | $ 92,000 | $ 46,000 | $ 44,000 |
| Columbus, North Carolina | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Craven, North Carolina | 2 | $ 205,000 | $ 102,500 | $ 48,000 |
| Edgecombe, North Carolina | 2 | $ 136,000 | $ 68,000 | $ 43,000 |
| Granville, North Carolina | 2 | $ 194,000 | $ 97,000 | $ 86,000 |
| Orange, North Carolina | 2 | $ 123,000 | $ 61,500 | $ 127,000 |
| Pasquotank, North Carolina | 2 | $ 135,000 | $ 67,500 | $ 65,000 |
| Richmond, North Carolina | 2 | $ 108,000 | $ 54,000 | $ 56,000 |
| Robeson, North Carolina | 2 | $ 80,000 | $ 40,000 | $ 43,000 |
| Rutherford, North Carolina | 2 | $ 86,000 | $ 43,000 | $ 53,000 |
| Allen, Ohio | 2 | $ 56,000 | $ 28,000 | $ 28,000 |
| Ashland, Ohio | 2 | $ 264,000 | $ 132,000 | $ 58,000 |
| Auglaize, Ohio | 2 | $ 154,000 | $ 77,000 | $ 65,000 |
| Brown, Ohio | 2 | $ 133,000 | $ 66,500 | $ 64,000 |
| Guernsey, Ohio | 2 | $ 90,000 | $ 45,000 | $ 51,000 |
| Hancock, Ohio | 2 | $ 51,000 | $ 25,500 | $ 54,000 |
| Henry, Ohio | 2 | $ 200,000 | $ 100,000 | $ 57,000 |
| Jefferson, Ohio | 2 | $ 89,000 | $ 44,500 | $ 70,000 |
| Knox, Ohio | 2 | $ 66,000 | $ 33,000 | $ 49,000 |
| Muskingum, Ohio | 2 | $ 216,000 | $ 108,000 | $ 43,000 |
| Preble, Ohio | 2 | $ 128,000 | $ 64,000 | $ 69,000 |
| Sandusky, Ohio | 2 | $ 70,000 | $ 35,000 | $ 56,000 |
| Scioto, Ohio | 2 | $ 143,000 | $ 71,500 | $ 57,000 |
| Seneca, Ohio | 2 | $ 185,000 | $ 92,500 | $ 45,000 |
Mortgage Loan Application Detail Totals for Summit Mortgage in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,556 | $263,285,000 | $74,000 | $1,200,000 | $67,000 | $734,000 |
| Home Purchase | 269 | $45,522,000 | $169,000 | $1,500,000 | $88,000 | $1,571,000 |
| Home Improvement | 42 | $2,005,000 | $47,000 | $150,000 | $63,000 | $189,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,082 | $241,615,000 | $78,000 | $1,200,000 | $67,000 | $734,000 |
| White | 701 | $60,225,000 | $85,000 | $1,000,000 | $71,000 | $1,000,000 |
| Black or African American | 45 | $3,712,000 | $82,000 | $375,000 | $63,000 | $156,000 |
| Hispanic | 26 | $1,364,000 | $52,000 | $210,000 | $60,000 | $126,000 |
| Asian | 8 | $1,557,000 | $194,000 | $443,000 | $92,000 | $327,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $2,285,000 | $571,000 | $1,500,000 | $486,000 | $1,571,000 |
| Not applicable | 1 | $54,000 | $54,000 | $54,000 | $53,000 | $53,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,867 | $310,812,000 | $80,000 | $1,500,000 | $68,000 | $1,571,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,910 | $134,054,000 | $70,000 | $900,000 | $70,000 | $734,000 |
| File Closed For Incompleteness | 710 | $60,659,000 | $85,000 | $825,000 | $67,000 | $420,000 |
| Application Withdrawn By Applicant | 649 | $70,544,000 | $108,000 | $1,500,000 | $70,000 | $1,571,000 |
| Application Denied By Financial Institution | 460 | $36,864,000 | $80,000 | $684,000 | $58,000 | $600,000 |
| Application Approved But Not Accepted | 136 | $8,572,000 | $63,000 | $420,000 | $67,000 | $669,000 |
| Loan Purchased By The Institution | 2 | $119,000 | $59,000 | $85,000 | $58,000 | $70,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 206 | $15,463,000 | $75,000 | $550,000 | $63,000 | $600,000 |
| Debt-To-Income Ratio | 152 | $14,052,000 | $92,000 | $684,000 | $52,000 | $350,000 |
| Collateral | 84 | $5,937,000 | $70,000 | $375,000 | $62,000 | $295,000 |
| Unverifiable Information | 9 | $1,103,000 | $122,000 | $520,000 | $51,000 | $150,000 |
| Employment History | 9 | $309,000 | $34,000 | $85,000 | $44,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Mortgage's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Summit Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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