Sutton Bank Mortgage Lending & HMDA Data, 2006
In 2006, Sutton Bank of Attica, OH reported 3,091 mortgage applications totaling $477.0 million, up 433% from 2005. The average application was for $154,327, and applicants reported an average income of $77,488. 44% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Cincinnati-Middletown, OH-KY-IN (321), Cleveland-Elyria-Mentor, OH (164) and Columbus, OH (150) (applications in parentheses).
| Mortgage Company & Address | Sutton Bank 1 South Main St Attica, OH 44807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,091 |
| Total Mortgage Loan Application Amount | $477,025,000 |
| Average Mortgage Loan Application Amount | $154,327 |
| Highest Mortgage Loan Application Amount | $3,300,000 |
| Average Applicant Income | $77,488 |
| Highest Applicant Income | $1,166,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sutton Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cincinnati-Middletown, OH-KY-IN | 321 | $ 33,602,000 | $ 104,679 | $ 62,271 |
| Cleveland-Elyria-Mentor, OH | 164 | $ 18,909,000 | $ 115,298 | $ 57,000 |
| Columbus, OH | 150 | $ 22,282,000 | $ 148,546 | $ 88,000 |
| Atlanta-Sandy Springs-Marietta, GA | 102 | $ 16,948,000 | $ 166,156 | $ 86,000 |
| St. Louis, MO-IL | 93 | $ 12,082,000 | $ 129,913 | $ 64,559 |
| Tampa-St. Petersburg-Clearwater, FL | 92 | $ 17,416,000 | $ 189,304 | $ 94,000 |
| Las Vegas-Paradise, NV | 86 | $ 18,755,000 | $ 218,081 | $ 94,000 |
| Pittsburgh, PA | 85 | $ 7,093,000 | $ 83,447 | $ 66,000 |
| Indianapolis-Carmel, IN | 71 | $ 10,387,000 | $ 146,295 | $ 95,000 |
| Charlotte-Gastonia-Concord, NC-SC | 62 | $ 23,830,000 | $ 384,354 | $ 89,516 |
| Mansfield, OH | 61 | $ 5,019,000 | $ 82,278 | $ 59,000 |
| Dayton, OH | 55 | $ 4,356,000 | $ 79,200 | $ 49,000 |
| Toledo, OH | 55 | $ 6,001,000 | $ 109,109 | $ 62,000 |
| Sandusky, OH | 53 | $ 4,901,000 | $ 92,471 | $ 67,000 |
| Orlando-Kissimmee, FL | 46 | $ 11,684,000 | $ 254,000 | $ 106,000 |
| Fort Wayne, IN | 44 | $ 3,613,000 | $ 82,113 | $ 44,000 |
| Dallas-Plano-Irving, TX | 34 | $ 6,265,000 | $ 184,264 | $ 82,000 |
| Tacoma, WA | 31 | $ 6,543,000 | $ 211,064 | $ 103,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 31 | $ 4,080,000 | $ 131,612 | $ 63,000 |
| Akron, OH | 26 | $ 2,770,000 | $ 106,538 | $ 67,000 |
| Youngstown-Warren-Boardman, OH-PA | 26 | $ 2,198,000 | $ 84,538 | $ 42,846 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24 | $ 7,442,000 | $ 310,083 | $ 47,000 |
| Philadelphia, PA | 23 | $ 2,980,000 | $ 129,565 | $ 56,000 |
| Seattle-Bellevue-Everett, WA | 23 | $ 9,259,000 | $ 402,565 | $ 174,000 |
| Grand Rapids-Wyoming, MI | 22 | $ 2,139,000 | $ 97,227 | $ 55,000 |
| Los Angeles-Long Beach-Glendale, CA | 22 | $ 12,227,000 | $ 555,772 | $ 186,000 |
| Riverside-San Bernardino-Ontario, CA | 21 | $ 9,249,000 | $ 440,428 | $ 202,000 |
| Houston-Sugar Land-Baytown, TX | 20 | $ 6,842,000 | $ 342,100 | $ 185,000 |
| Phoenix-Mesa-Scottsdale, AZ | 20 | $ 4,955,000 | $ 247,750 | $ 156,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 20 | $ 7,044,000 | $ 352,200 | $ 148,000 |
| Boise City-Nampa, ID | 19 | $ 2,736,000 | $ 144,000 | $ 54,000 |
| Jacksonville, FL | 18 | $ 2,248,000 | $ 124,888 | $ 64,000 |
| Raleigh-Cary, NC | 18 | $ 1,820,000 | $ 101,111 | $ 80,000 |
| Scranton--Wilkes-Barre, PA | 17 | $ 1,334,000 | $ 78,470 | $ 54,000 |
| Chicago-Naperville-Joliet, IL | 16 | $ 2,777,000 | $ 173,562 | $ 93,000 |
| Fort Worth-Arlington, TX | 16 | $ 1,275,000 | $ 79,687 | $ 81,000 |
| Gary, IN | 16 | $ 1,687,000 | $ 105,437 | $ 56,000 |
| Green Bay, WI | 16 | $ 1,185,000 | $ 74,062 | $ 69,000 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 1,997,000 | $ 124,812 | $ 77,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 3,201,000 | $ 228,642 | $ 71,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 6,408,000 | $ 457,714 | $ 201,000 |
| Kansas City, MO-KS | 13 | $ 3,004,000 | $ 231,076 | $ 69,307 |
| Sacramento--Arden-Arcade--Roseville, CA | 13 | $ 3,947,000 | $ 303,615 | $ 113,000 |
| Boston-Quincy, MA | 12 | $ 3,227,000 | $ 268,916 | $ 28,000 |
| Memphis, TN-MS-AR | 12 | $ 1,428,000 | $ 119,000 | $ 98,000 |
| Hartford-West Hartford-East Hartford, CT | 11 | $ 2,087,000 | $ 189,727 | $ 82,000 |
| Greensboro-High Point, NC | 10 | $ 812,000 | $ 81,200 | $ 44,000 |
| Nassau-Suffolk, NY | 10 | $ 4,487,000 | $ 448,700 | $ 170,000 |
| New Haven-Milford, CT | 10 | $ 3,122,000 | $ 312,200 | $ 66,000 |
| Providence-New Bedford-Fall River, RI-MA | 10 | $ 1,354,000 | $ 135,400 | $ 52,000 |
| Warren-Troy-Farmington Hills, MI | 10 | $ 1,588,000 | $ 158,800 | $ 115,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 2,497,000 | $ 249,700 | $ 139,300 |
| Williamsport, PA | 10 | $ 772,000 | $ 77,200 | $ 36,000 |
| Austin-Round Rock, TX | 9 | $ 926,000 | $ 102,888 | $ 85,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 2,797,000 | $ 310,777 | $ 109,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 2,581,000 | $ 286,777 | $ 177,000 |
| Richmond, VA | 9 | $ 1,119,000 | $ 124,333 | $ 81,000 |
| Canton-Massillon, OH | 8 | $ 601,000 | $ 75,125 | $ 32,000 |
| Denver-Aurora, CO | 8 | $ 1,583,000 | $ 197,875 | $ 165,000 |
| Louisville-Jefferson County, KY-IN | 8 | $ 727,000 | $ 90,875 | $ 27,875 |
| Asheville, NC | 7 | $ 710,000 | $ 101,428 | $ 80,000 |
| Detroit-Livonia-Dearborn, MI | 7 | $ 579,000 | $ 82,714 | $ 63,000 |
| Ogden-Clearfield, UT | 7 | $ 1,127,000 | $ 161,000 | $ 62,000 |
| Sarasota-Bradenton-Venice, FL | 7 | $ 1,041,000 | $ 148,714 | $ 59,000 |
| Baltimore-Towson, MD | 6 | $ 823,000 | $ 137,166 | $ 115,000 |
| Baton Rouge, LA | 6 | $ 797,000 | $ 132,833 | $ 143,000 |
| El Paso, TX | 6 | $ 740,000 | $ 123,333 | $ 53,000 |
| Erie, PA | 6 | $ 290,000 | $ 48,333 | $ 43,000 |
| Lakeland, FL | 6 | $ 992,000 | $ 165,333 | $ 30,000 |
| New York-White Plains-Wayne, NY-NJ | 6 | $ 2,301,000 | $ 383,500 | $ 174,833 |
| Newark-Union, NJ-PA | 6 | $ 1,414,000 | $ 235,666 | $ 67,666 |
| Springfield, OH | 6 | $ 464,000 | $ 77,333 | $ 56,000 |
| Atlantic City, NJ | 5 | $ 1,236,000 | $ 247,200 | $ 33,000 |
| Evansville, IN-KY | 5 | $ 381,000 | $ 76,200 | $ 33,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 5 | $ 354,000 | $ 70,800 | $ 48,200 |
| Rocky Mount, NC | 5 | $ 705,000 | $ 141,000 | $ 57,000 |
| San Antonio, TX | 5 | $ 564,000 | $ 112,800 | $ 47,000 |
| Santa Ana-Anaheim-Irvine, CA | 5 | $ 1,440,000 | $ 288,000 | $ 61,000 |
| Terre Haute, IN | 5 | $ 289,000 | $ 57,800 | $ 42,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 588,000 | $ 147,000 | $ 41,000 |
| Birmingham-Hoover, AL | 4 | $ 780,000 | $ 195,000 | $ 99,000 |
| Edison, NJ | 4 | $ 1,022,000 | $ 255,500 | $ 254,000 |
| Harrisburg-Carlisle, PA | 4 | $ 453,000 | $ 113,250 | $ 45,000 |
| Kalamazoo-Portage, MI | 4 | $ 484,000 | $ 121,000 | $ 63,000 |
| Nashville-Davidson--Murfreesboro, TN | 4 | $ 446,000 | $ 111,500 | $ 60,000 |
| Oakland-Fremont-Hayward, CA | 4 | $ 2,054,000 | $ 513,500 | $ 65,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 785,000 | $ 196,250 | $ 297,000 |
| Portland-Vancouver-Beaverton, OR-WA | 4 | $ 783,000 | $ 195,750 | $ 109,500 |
| Rochester, MN | 4 | $ 713,000 | $ 178,250 | $ 51,000 |
| Battle Creek, MI | 3 | $ 140,000 | $ 46,666 | $ 43,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 420,000 | $ 140,000 | $ 26,000 |
| Holland-Grand Haven, MI | 3 | $ 247,000 | $ 82,333 | $ 56,000 |
| Johnstown, PA | 3 | $ 216,000 | $ 72,000 | $ 63,000 |
| Lebanon, PA | 3 | $ 366,000 | $ 122,000 | $ 14,000 |
| Lima, OH | 3 | $ 259,000 | $ 86,333 | $ 53,000 |
| Muskegon-Norton Shores, MI | 3 | $ 208,000 | $ 69,333 | $ 36,000 |
| Naples-Marco Island, FL | 3 | $ 2,122,000 | $ 707,333 | $ 362,000 |
| Oshkosh-Neenah, WI | 3 | $ 274,000 | $ 91,333 | $ 28,000 |
| Reading, PA | 3 | $ 227,000 | $ 75,666 | $ 45,000 |
| San Diego-Carlsbad-San Marcos, CA | 3 | $ 1,108,000 | $ 369,333 | $ 218,000 |
| Springfield, MA | 3 | $ 458,000 | $ 152,666 | $ 98,000 |
| Wilmington, DE-MD-NJ | 3 | $ 982,000 | $ 327,333 | $ 46,000 |
| Wilmington, NC | 3 | $ 1,445,000 | $ 481,666 | $ 239,000 |
| Worcester, MA | 3 | $ 279,000 | $ 93,000 | $ 72,000 |
| York-Hanover, PA | 3 | $ 761,000 | $ 253,666 | $ 53,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 276,000 | $ 138,000 | $ 160,000 |
| Albuquerque, NM | 2 | $ 185,000 | $ 92,500 | $ 72,000 |
| Altoona, PA | 2 | $ 142,000 | $ 71,000 | $ 29,000 |
| Ann Arbor, MI | 2 | $ 331,000 | $ 165,500 | $ 203,000 |
| Appleton, WI | 2 | $ 571,000 | $ 285,500 | $ 49,000 |
| Beaumont-Port Arthur, TX | 2 | $ 258,000 | $ 129,000 | $ 145,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 165,000 | $ 82,500 | $ 85,000 |
| Bremerton-Silverdale, WA | 2 | $ 675,000 | $ 337,500 | $ 254,000 |
| Cedar Rapids, IA | 2 | $ 79,000 | $ 39,500 | $ 0 |
| Colorado Springs, CO | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| Corpus Christi, TX | 2 | $ 113,000 | $ 56,500 | $ 58,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 83,000 | $ 41,500 | $ 0 |
| Durham, NC | 2 | $ 123,000 | $ 61,500 | $ 82,000 |
| Elizabethtown, KY | 2 | $ 205,000 | $ 102,500 | $ 69,000 |
| Elkhart-Goshen, IN | 2 | $ 750,000 | $ 375,000 | $ 30,000 |
| Essex County, MA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Eugene-Springfield, OR | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Fayetteville, NC | 2 | $ 104,000 | $ 52,000 | $ 94,000 |
| Florence, SC | 2 | $ 200,000 | $ 100,000 | $ 63,000 |
| Huntsville, AL | 2 | $ 112,000 | $ 56,000 | $ 62,000 |
| Jackson, MI | 2 | $ 131,000 | $ 65,500 | $ 36,000 |
| Jacksonville, NC | 2 | $ 82,000 | $ 41,000 | $ 66,000 |
| Janesville, WI | 2 | $ 136,000 | $ 68,000 | $ 100,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 215,000 | $ 107,500 | $ 0 |
| Lake County-Kenosha County, IL-WI | 2 | $ 1,378,000 | $ 689,000 | $ 65,000 |
| Lancaster, PA | 2 | $ 680,000 | $ 340,000 | $ 83,000 |
| Lexington-Fayette, KY | 2 | $ 286,000 | $ 143,000 | $ 115,000 |
| Monroe, MI | 2 | $ 451,000 | $ 225,500 | $ 62,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 346,000 | $ 173,000 | $ 32,000 |
| Oklahoma City, OK | 2 | $ 149,000 | $ 74,500 | $ 40,000 |
| Panama City-Lynn Haven, FL | 2 | $ 102,000 | $ 51,000 | $ 50,000 |
| Port St. Lucie-Fort Pierce, FL | 2 | $ 465,000 | $ 232,500 | $ 0 |
| Portland-South Portland-Biddeford, ME | 2 | $ 376,000 | $ 188,000 | $ 17,000 |
| Prescott, AZ | 2 | $ 554,000 | $ 277,000 | $ 0 |
| Provo-Orem, UT | 2 | $ 425,000 | $ 212,500 | $ 33,000 |
| Salt Lake City, UT | 2 | $ 461,000 | $ 230,500 | $ 108,000 |
| Santa Barbara-Santa Maria, CA | 2 | $ 1,013,000 | $ 506,500 | $ 364,000 |
| Savannah, GA | 2 | $ 199,000 | $ 99,500 | $ 165,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 130,000 | $ 65,000 | $ 81,000 |
| Syracuse, NY | 2 | $ 408,000 | $ 204,000 | $ 149,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 107,000 | $ 53,500 | $ 120,000 |
| Wichita Falls, TX | 2 | $ 63,000 | $ 31,500 | $ 0 |
| Winston-Salem, NC | 2 | $ 220,000 | $ 110,000 | $ 36,000 |
| Anderson, IN | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 259,000 | $ 259,000 | $ 60,000 |
| Bakersfield, CA | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Bay City, MI | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1 | $ 100,000 | $ 100,000 | $ 166,000 |
| Binghamton, NY | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Bloomington, IN | 1 | $ 1,040,000 | $ 1,040,000 | $ 167,000 |
| Boulder, CO | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Bowling Green, KY | 1 | $ 146,000 | $ 146,000 | $ 73,000 |
| Brownsville-Harlingen, TX | 1 | $ 79,000 | $ 79,000 | $ 58,000 |
| Brunswick, GA | 1 | $ 101,000 | $ 101,000 | $ 678,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 73,000 | $ 73,000 | $ 59,000 |
| Burlington, NC | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Camden, NJ | 1 | $ 208,000 | $ 208,000 | $ 91,000 |
| Champaign-Urbana, IL | 1 | $ 116,000 | $ 116,000 | $ 63,000 |
| Columbia, SC | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Columbus, GA-AL | 1 | $ 163,000 | $ 163,000 | $ 46,000 |
| Columbus, IN | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Cumberland, MD-WV | 1 | $ 156,000 | $ 156,000 | $ 43,000 |
| Dalton, GA | 1 | $ 146,000 | $ 146,000 | $ 33,000 |
| Danville, IL | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Decatur, AL | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 27,000 | $ 27,000 | $ 87,000 |
| Duluth, MN-WI | 1 | $ 53,000 | $ 53,000 | $ 430,000 |
| Flint, MI | 1 | $ 750,000 | $ 750,000 | $ 240,000 |
| Fresno, CA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 20,000 | $ 20,000 | $ 180,000 |
| Ithaca, NY | 1 | $ 77,000 | $ 77,000 | $ 59,000 |
| Jefferson City, MO | 1 | $ 139,000 | $ 139,000 | $ 53,000 |
| Joplin, MO | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 35,000 | $ 35,000 | $ 16,000 |
| Knoxville, TN | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
| Kokomo, IN | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Lafayette, IN | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Lincoln, NE | 1 | $ 92,000 | $ 92,000 | $ 53,000 |
| Midland, TX | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Morristown, TN | 1 | $ 138,000 | $ 138,000 | $ 54,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 201,000 | $ 201,000 | $ 63,000 |
| Norwich-New London, CT | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Ocala, FL | 1 | $ 48,000 | $ 48,000 | $ 26,000 |
| Ocean City, NJ | 1 | $ 1,170,000 | $ 1,170,000 | $ 480,000 |
| Olympia, WA | 1 | $ 138,000 | $ 138,000 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 104,000 | $ 104,000 | $ 150,000 |
| Owensboro, KY | 1 | $ 14,000 | $ 14,000 | $ 48,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 121,000 | $ 121,000 | $ 47,000 |
| Punta Gorda, FL | 1 | $ 48,000 | $ 48,000 | $ 59,000 |
| Reno-Sparks, NV | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Roanoke, VA | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Rochester, NY | 1 | $ 57,000 | $ 57,000 | $ 47,000 |
| Rockford, IL | 1 | $ 168,000 | $ 168,000 | $ 0 |
| San Angelo, TX | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 195,000 | $ 195,000 | $ 258,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Santa Fe, NM | 1 | $ 168,000 | $ 168,000 | $ 165,000 |
| Sebastian-Vero Beach, FL | 1 | $ 91,000 | $ 91,000 | $ 180,000 |
| Sioux City, IA-NE-SD | 1 | $ 44,000 | $ 44,000 | $ 14,000 |
| Spartanburg, SC | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Spokane, WA | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Springfield, IL | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| St. Cloud, MN | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Stockton, CA | 1 | $ 391,000 | $ 391,000 | $ 276,000 |
| Tallahassee, FL | 1 | $ 160,000 | $ 160,000 | $ 174,000 |
| Victoria, TX | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| Waco, TX | 1 | $ 68,000 | $ 68,000 | $ 96,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 61,000 | $ 61,000 | $ 21,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Winchester, VA-WV | 1 | $ 234,000 | $ 234,000 | $ 929,000 |
| Yakima, WA | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Sutton Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,055 | $315,523,000 | $153,000 | $3,300,000 | $79,000 | $1,166,000 |
| Refinancing | 1,013 | $159,452,000 | $157,000 | $1,725,000 | $75,000 | $980,000 |
| Home Improvement | 23 | $2,050,000 | $89,000 | $580,000 | $52,000 | $150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,744 | $240,454,000 | $137,000 | $3,300,000 | $77,000 | $1,140,000 |
| Black or African American | 708 | $100,792,000 | $142,000 | $1,725,000 | $70,000 | $830,000 |
| Not Provided | 306 | $60,001,000 | $196,000 | $1,937,000 | $83,000 | $780,000 |
| Hispanic | 248 | $52,817,000 | $212,000 | $1,901,000 | $83,000 | $1,166,000 |
| Asian | 53 | $15,923,000 | $300,000 | $1,330,000 | $135,000 | $904,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $3,889,000 | $216,000 | $625,000 | $101,000 | $467,000 |
| Not applicable | 8 | $944,000 | $118,000 | $261,000 | $34,000 | $93,000 |
| American Indian or Alaskan Native | 6 | $2,205,000 | $367,000 | $1,163,000 | $160,000 | $378,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,087 | $476,588,000 | $154,000 | $3,300,000 | $78,000 | $1,166,000 |
| FHA-insured (Federal Housing Administration) | 2 | $279,000 | $139,000 | $163,000 | $38,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $158,000 | $79,000 | $83,000 | $29,000 | $41,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,365 | $175,417,000 | $128,000 | $1,937,000 | $67,000 | $1,140,000 |
| Application Denied By Financial Institution | 936 | $165,541,000 | $176,000 | $3,300,000 | $83,000 | $980,000 |
| Application Approved But Not Accepted | 628 | $108,037,000 | $172,000 | $1,750,000 | $88,000 | $929,000 |
| File Closed For Incompleteness | 89 | $16,329,000 | $183,000 | $1,901,000 | $94,000 | $1,166,000 |
| Application Withdrawn By Applicant | 71 | $11,422,000 | $160,000 | $572,000 | $90,000 | $449,000 |
| Loan Purchased By The Institution | 2 | $279,000 | $139,000 | $163,000 | $38,000 | $40,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 338 | $69,297,000 | $205,000 | $1,725,000 | $96,000 | $980,000 |
| Credit History | 316 | $50,643,000 | $160,000 | $3,300,000 | $71,000 | $900,000 |
| Collateral | 134 | $26,853,000 | $200,000 | $1,520,000 | $108,000 | $540,000 |
| Debt-To-Income Ratio | 62 | $6,970,000 | $112,000 | $1,020,000 | $56,000 | $904,000 |
| Employment History | 42 | $5,517,000 | $131,000 | $557,000 | $64,000 | $582,000 |
| Unverifiable Information | 16 | $2,104,000 | $131,000 | $324,000 | $67,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $664,000 | $73,000 | $128,000 | $45,000 | $108,000 |
| Mortgage Insurance Denied | 1 | $32,000 | $32,000 | $32,000 | $55,000 | $55,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sutton Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sutton Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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