Mutual of Omaha Mortgage Mortgage Lending & HMDA Data, 2015
In 2015, Mutual of Omaha Mortgage of Lombard, IL reported 1,941 mortgage applications totaling $640.0 million, up 287% from 2014. The average application was for $329,701, and applicants reported an average income of $97,317. 66% of its applications resulted in an originated loan and 5% were denied. Its largest markets were San Diego-Carlsbad, CA (947), Salt Lake City, UT (113) and Ogden-Clearfield, UT (111) (applications in parentheses).
| Mortgage Company & Address | Mutual of Omaha Mortgage Lombard, IL 60148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,941 |
| Total Mortgage Loan Application Amount | $639,950,000 |
| Average Mortgage Loan Application Amount | $329,701 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $97,317 |
| Highest Applicant Income | $1,212,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego-Carlsbad, CA | 947 | $ 370,448,000 | $ 391,180 | $ 122,000 |
| Salt Lake City, UT | 113 | $ 27,496,000 | $ 243,327 | $ 83,000 |
| Ogden-Clearfield, UT | 111 | $ 27,468,000 | $ 247,459 | $ 82,000 |
| Riverside-San Bernardino-Ontario, CA | 103 | $ 28,865,000 | $ 280,242 | $ 76,000 |
| Los Angeles-Long Beach-Glendale, CA | 74 | $ 31,661,000 | $ 427,851 | $ 120,000 |
| El Centro, CA | 48 | $ 9,947,000 | $ 207,229 | $ 108,000 |
| Provo-Orem, UT | 48 | $ 9,889,000 | $ 206,020 | $ 70,000 |
| Columbus, OH | 37 | $ 5,299,000 | $ 143,216 | $ 0 |
| Lakeland-Winter Haven, FL | 36 | $ 5,133,000 | $ 142,583 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 33 | $ 15,576,000 | $ 472,000 | $ 171,000 |
| Oakland-Hayward-Berkeley, CA | 27 | $ 11,108,000 | $ 411,407 | $ 53,000 |
| St. George, UT | 19 | $ 3,210,000 | $ 168,947 | $ 25,000 |
| Phoenix-Mesa-Scottsdale, AZ | 16 | $ 3,434,000 | $ 214,625 | $ 72,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 15 | $ 4,672,000 | $ 311,466 | $ 82,000 |
| Dayton, OH | 12 | $ 1,670,000 | $ 139,166 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 2,156,000 | $ 179,666 | $ 6,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 11 | $ 5,838,000 | $ 530,727 | $ 94,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 11 | $ 2,984,000 | $ 271,272 | $ 106,000 |
| Charlotte-Concord-Gastonia, NC-SC | 10 | $ 1,735,000 | $ 173,500 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 1,396,000 | $ 155,111 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 3,467,000 | $ 385,222 | $ 77,000 |
| San Rafael, CA | 8 | $ 8,054,000 | $ 1,006,750 | $ 306,000 |
| Tampa-St. Petersburg-Clearwater, FL | 8 | $ 1,125,000 | $ 140,625 | $ 41,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 1,508,000 | $ 215,428 | $ 72,000 |
| Port St. Lucie, FL | 7 | $ 1,205,000 | $ 172,142 | $ 6,000 |
| San Francisco-Redwood City-South San Francisco, CA | 7 | $ 5,395,000 | $ 770,714 | $ 179,000 |
| Bakersfield, CA | 6 | $ 1,234,000 | $ 205,666 | $ 77,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 3,069,000 | $ 511,500 | $ 191,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 1,875,000 | $ 312,500 | $ 67,333 |
| Tacoma-Lakewood, WA | 6 | $ 1,288,000 | $ 214,666 | $ 21,000 |
| Tucson, AZ | 6 | $ 1,280,000 | $ 213,333 | $ 57,000 |
| Denver-Aurora-Lakewood, CO | 5 | $ 1,008,000 | $ 201,600 | $ 27,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 920,000 | $ 184,000 | $ 11,000 |
| Vallejo-Fairfield, CA | 5 | $ 1,278,000 | $ 255,600 | $ 57,000 |
| Fort Collins, CO | 4 | $ 816,000 | $ 204,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,940,000 | $ 485,000 | $ 224,000 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 1,766,000 | $ 441,500 | $ 169,000 |
| Logan, UT-ID | 4 | $ 760,000 | $ 190,000 | $ 54,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 436,000 | $ 109,000 | $ 0 |
| Redding, CA | 4 | $ 854,000 | $ 213,500 | $ 51,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,255,000 | $ 313,750 | $ 53,000 |
| Savannah, GA | 4 | $ 772,000 | $ 193,000 | $ 0 |
| Modesto, CA | 3 | $ 558,000 | $ 186,000 | $ 98,000 |
| Portland-South Portland, ME | 3 | $ 551,000 | $ 183,666 | $ 36,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,655,000 | $ 551,666 | $ 81,000 |
| Santa Rosa, CA | 3 | $ 1,197,000 | $ 399,000 | $ 105,000 |
| Silver Spring-Frederick-Rockville, MD | 3 | $ 1,482,000 | $ 494,000 | $ 114,000 |
| Visalia-Porterville, CA | 3 | $ 1,037,000 | $ 345,666 | $ 58,000 |
| Boise City, ID | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Bremerton-Silverdale, WA | 2 | $ 380,000 | $ 190,000 | $ 103,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 888,000 | $ 444,000 | $ 168,000 |
| Charleston-North Charleston, SC | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Des Moines-West Des Moines, IA | 2 | $ 371,000 | $ 185,500 | $ 0 |
| Fresno, CA | 2 | $ 260,000 | $ 130,000 | $ 211,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 563,000 | $ 281,500 | $ 0 |
| Missoula, MT | 2 | $ 342,000 | $ 171,000 | $ 46,000 |
| Napa, CA | 2 | $ 722,000 | $ 361,000 | $ 50,000 |
| Norwich-New London, CT | 2 | $ 151,000 | $ 75,500 | $ 0 |
| Ocala, FL | 2 | $ 345,000 | $ 172,500 | $ 0 |
| Olympia-Tumwater, WA | 2 | $ 459,000 | $ 229,500 | $ 0 |
| Pittsburgh, PA | 2 | $ 107,000 | $ 53,500 | $ 0 |
| Asheville, NC | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Bangor, ME | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Cincinnati, OH-KY-IN | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Cleveland-Elyria, OH | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Colorado Springs, CO | 1 | $ 258,000 | $ 258,000 | $ 73,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 168,000 | $ 168,000 | $ 226,000 |
| Fort Worth-Arlington, TX | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Gary, IN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Grand Junction, CO | 1 | $ 192,000 | $ 192,000 | $ 107,000 |
| Greenville, NC | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 199,000 | $ 199,000 | $ 129,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Jacksonville, FL | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 252,000 | $ 252,000 | $ 89,000 |
| Lubbock, TX | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 390,000 | $ 390,000 | $ 228,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 138,000 | $ 138,000 | $ 0 |
| New Bern, NC | 1 | $ 122,000 | $ 122,000 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 330,000 | $ 330,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 175,000 | $ 175,000 | $ 148,000 |
| Oklahoma City, OK | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Prescott, AZ | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Salinas, CA | 1 | $ 613,000 | $ 613,000 | $ 95,000 |
| Sebastian-Vero Beach, FL | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 450,000 | $ 450,000 | $ 12,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 248,000 | $ 248,000 | $ 35,000 |
| Yakima, WA | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Yuma, AZ | 1 | $ 181,000 | $ 181,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Mutual of Omaha Mortgage in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,045 | $349,283,000 | $334,000 | $1,925,000 | $97,000 | $1,031,000 |
| Refinancing | 554 | $175,623,000 | $317,000 | $2,500,000 | $87,000 | $1,212,000 |
| Home Improvement | 342 | $115,044,000 | $336,000 | $2,500,000 | $115,000 | $1,183,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,206 | $383,313,000 | $317,000 | $2,500,000 | $91,000 | $679,000 |
| Not Provided | 416 | $157,296,000 | $378,000 | $2,500,000 | $121,000 | $1,212,000 |
| Hispanic | 181 | $53,720,000 | $296,000 | $1,925,000 | $79,000 | $1,183,000 |
| Asian | 82 | $28,655,000 | $349,000 | $950,000 | $126,000 | $1,031,000 |
| Black or African American | 41 | $12,172,000 | $296,000 | $720,000 | $68,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $4,107,000 | $293,000 | $419,000 | $83,000 | $179,000 |
| American Indian or Alaskan Native | 1 | $687,000 | $687,000 | $687,000 | $233,000 | $233,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,110 | $399,663,000 | $360,000 | $2,500,000 | $131,000 | $1,212,000 |
| FHA-insured (Federal Housing Administration) | 585 | $143,641,000 | $245,000 | $626,000 | $35,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 244 | $96,286,000 | $394,000 | $917,000 | $93,000 | $407,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $360,000 | $180,000 | $202,000 | $51,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,286 | $414,277,000 | $322,000 | $1,635,000 | $92,000 | $1,031,000 |
| Application Withdrawn By Applicant | 328 | $109,942,000 | $335,000 | $2,500,000 | $105,000 | $1,212,000 |
| File Closed For Incompleteness | 130 | $45,558,000 | $350,000 | $1,032,000 | $121,000 | $1,183,000 |
| Application Approved But Not Accepted | 98 | $35,356,000 | $360,000 | $1,250,000 | $113,000 | $528,000 |
| Application Denied By Financial Institution | 96 | $34,299,000 | $357,000 | $2,500,000 | $105,000 | $770,000 |
| Loan Purchased By The Institution | 3 | $518,000 | $172,000 | $188,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 18 | $9,102,000 | $505,000 | $2,500,000 | $100,000 | $415,000 |
| Other | 14 | $4,354,000 | $311,000 | $549,000 | $97,000 | $195,000 |
| Collateral | 11 | $2,733,000 | $248,000 | $522,000 | $106,000 | $218,000 |
| Credit History | 11 | $2,712,000 | $246,000 | $380,000 | $189,000 | $600,000 |
| Unverifiable Information | 7 | $4,010,000 | $572,000 | $1,925,000 | $213,000 | $770,000 |
| Employment History | 1 | $300,000 | $300,000 | $300,000 | $62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Mortgage's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual of Omaha Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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