Mutual of Omaha Mortgage Mortgage Lending & HMDA Data, 2017

In 2017, Mutual of Omaha Mortgage of Lombard, IL reported 3,411 mortgage applications totaling $1.0 billion, up 14% from 2016. The average application was for $303,529, and applicants reported an average income of $85,315. 77% of its applications resulted in an originated loan and 4% were denied. Its largest markets were San Diego-Carlsbad, CA (885), Riverside-San Bernardino-Ontario, CA (311) and Salt Lake City, UT (263) (applications in parentheses).

Mortgage Company & Address Mutual of Omaha Mortgage

Lombard, IL 60148
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 3,411
Total Mortgage Loan Application Amount $1,035,338,000
Average Mortgage Loan Application Amount $303,529
Highest Mortgage Loan Application Amount $2,275,000
Average Applicant Income $85,315
Highest Applicant Income $2,369,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mutual of Omaha Mortgage by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego-Carlsbad, CA 885 $ 378,191,000 $ 427,334 $ 136,000
Riverside-San Bernardino-Ontario, CA 311 $ 83,362,000 $ 268,045 $ 87,000
Salt Lake City, UT 263 $ 61,296,000 $ 233,064 $ 78,000
Ogden-Clearfield, UT 160 $ 33,463,000 $ 209,143 $ 74,000
Los Angeles-Long Beach-Glendale, CA 132 $ 59,264,000 $ 448,969 $ 126,000
Columbus, OH 102 $ 19,795,000 $ 194,068 $ 5,000
Denver-Aurora-Lakewood, CO 87 $ 21,052,000 $ 241,977 $ 57,000
Oxnard-Thousand Oaks-Ventura, CA 83 $ 32,220,000 $ 388,192 $ 89,000
Provo-Orem, UT 83 $ 18,475,000 $ 222,590 $ 83,000
Sacramento--Roseville--Arden-Arcade, CA 80 $ 24,308,000 $ 303,850 $ 73,000
St. George, UT 55 $ 10,845,000 $ 197,181 $ 16,000
Lakeland-Winter Haven, FL 53 $ 7,662,000 $ 144,566 $ 0
Portland-Vancouver-Hillsboro, OR-WA 51 $ 16,195,000 $ 317,549 $ 84,882
Oakland-Hayward-Berkeley, CA 48 $ 19,432,000 $ 404,833 $ 147,000
Austin-Round Rock, TX 45 $ 15,996,000 $ 355,466 $ 135,000
El Centro, CA 44 $ 10,097,000 $ 229,477 $ 107,000
Phoenix-Mesa-Scottsdale, AZ 43 $ 8,413,000 $ 195,651 $ 52,000
Anaheim-Santa Ana-Irvine, CA 38 $ 17,924,000 $ 471,684 $ 162,000
Bakersfield, CA 37 $ 6,811,000 $ 184,081 $ 59,000
Las Vegas-Henderson-Paradise, NV 35 $ 6,561,000 $ 187,457 $ 61,000
Boise City, ID 32 $ 6,025,000 $ 188,281 $ 48,000
McAllen-Edinburg-Mission, TX 29 $ 4,652,000 $ 160,413 $ 61,000
San Jose-Sunnyvale-Santa Clara, CA 24 $ 16,004,000 $ 666,833 $ 115,000
Orlando-Kissimmee-Sanford, FL 22 $ 3,374,000 $ 153,363 $ 0
Charlotte-Concord-Gastonia, NC-SC 19 $ 3,517,000 $ 185,105 $ 15,736
San Antonio-New Braunfels, TX 19 $ 3,651,000 $ 192,157 $ 80,000
Virginia Beach-Norfolk-Newport News, VA-NC 19 $ 4,237,000 $ 223,000 $ 12,000
Fort Worth-Arlington, TX 14 $ 3,127,000 $ 223,357 $ 19,000
Santa Maria-Santa Barbara, CA 13 $ 6,545,000 $ 503,461 $ 147,000
Stockton-Lodi, CA 13 $ 3,425,000 $ 263,461 $ 106,000
Tacoma-Lakewood, WA 13 $ 3,377,000 $ 259,769 $ 0
Tampa-St. Petersburg-Clearwater, FL 13 $ 2,390,000 $ 183,846 $ 12,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 12 $ 1,785,000 $ 148,750 $ 17,500
Greenville-Anderson-Mauldin, SC 11 $ 2,007,000 $ 182,454 $ 0
Reno, NV 11 $ 2,459,000 $ 223,545 $ 7,000
Cincinnati, OH-KY-IN 10 $ 2,115,000 $ 211,500 $ 0
Port St. Lucie, FL 10 $ 1,472,000 $ 147,200 $ 2,000
San Francisco-Redwood City-South San Francisco, CA 10 $ 4,926,000 $ 492,600 $ 161,000
San Rafael, CA 10 $ 6,902,000 $ 690,200 $ 86,000
Seattle-Bellevue-Everett, WA 10 $ 2,984,000 $ 298,400 $ 58,000
Cleveland-Elyria, OH 9 $ 1,409,000 $ 156,555 $ 3,000
Vallejo-Fairfield, CA 9 $ 3,407,000 $ 378,555 $ 78,000
Fort Collins, CO 8 $ 1,637,000 $ 204,625 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 8 $ 1,180,000 $ 147,500 $ 0
Tucson, AZ 8 $ 2,223,000 $ 277,875 $ 110,000
Visalia-Porterville, CA 8 $ 1,589,000 $ 198,625 $ 93,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 8 $ 2,703,000 $ 337,875 $ 112,250
Dallas-Plano-Irving, TX 7 $ 1,589,000 $ 227,000 $ 43,000
Indianapolis-Carmel-Anderson, IN 7 $ 1,228,000 $ 175,428 $ 0
Colorado Springs, CO 6 $ 1,293,000 $ 215,500 $ 45,000
Greeley, CO 6 $ 1,355,000 $ 225,833 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 6 $ 1,034,000 $ 172,333 $ 43,000
Akron, OH 5 $ 678,000 $ 135,600 $ 0
Atlanta-Sandy Springs-Roswell, GA 5 $ 860,000 $ 172,000 $ 246,000
Baton Rouge, LA 5 $ 709,000 $ 141,800 $ 41,000
Dayton, OH 5 $ 972,000 $ 194,400 $ 0
Jacksonville, FL 5 $ 910,000 $ 182,000 $ 0
Portland-South Portland, ME 5 $ 1,111,000 $ 222,200 $ 0
Prescott, AZ 5 $ 817,000 $ 163,400 $ 7,000
Raleigh, NC 5 $ 1,032,000 $ 206,400 $ 15,000
Santa Cruz-Watsonville, CA 5 $ 2,803,000 $ 560,600 $ 72,000
The Villages, FL 5 $ 1,115,000 $ 223,000 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 5 $ 1,139,000 $ 227,800 $ 12,000
Asheville, NC 4 $ 740,000 $ 185,000 $ 0
Baltimore-Columbia-Towson, MD 4 $ 1,049,000 $ 262,250 $ 83,000
Bridgeport-Stamford-Norwalk, CT 4 $ 913,000 $ 228,250 $ 0
Des Moines-West Des Moines, IA 4 $ 566,000 $ 141,500 $ 0
Greensboro-High Point, NC 4 $ 526,000 $ 131,500 $ 0
Jacksonville, NC 4 $ 686,000 $ 171,500 $ 53,000
Kingsport-Bristol-Bristol, TN-VA 4 $ 515,000 $ 128,750 $ 0
Knoxville, TN 4 $ 940,000 $ 235,000 $ 0
Ocala, FL 4 $ 756,000 $ 189,000 $ 0
Boulder, CO 3 $ 697,000 $ 232,333 $ 0
Charleston-North Charleston, SC 3 $ 496,000 $ 165,333 $ 0
Durham-Chapel Hill, NC 3 $ 747,000 $ 249,000 $ 0
El Paso, TX 3 $ 261,000 $ 87,000 $ 0
Eugene, OR 3 $ 824,000 $ 274,666 $ 50,000
Fresno, CA 3 $ 537,000 $ 179,000 $ 42,000
Gary, IN 3 $ 247,000 $ 82,333 $ 0
Harrisburg-Carlisle, PA 3 $ 479,000 $ 159,666 $ 0
Logan, UT-ID 3 $ 644,000 $ 214,666 $ 49,000
Miami-Miami Beach-Kendall, FL 3 $ 612,000 $ 204,000 $ 44,000
Olympia-Tumwater, WA 3 $ 868,000 $ 289,333 $ 0
Salem, OR 3 $ 403,000 $ 134,333 $ 0
Salinas, CA 3 $ 1,742,000 $ 580,666 $ 174,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 3 $ 912,000 $ 304,000 $ 0
Sebastian-Vero Beach, FL 3 $ 529,000 $ 176,333 $ 0
Spokane-Spokane Valley, WA 3 $ 561,000 $ 187,000 $ 55,000
Springfield, OH 3 $ 613,000 $ 204,333 $ 0
York-Hanover, PA 3 $ 373,000 $ 124,333 $ 0
Bremerton-Silverdale, WA 2 $ 442,000 $ 221,000 $ 0
Brownsville-Harlingen, TX 2 $ 287,000 $ 143,500 $ 56,000
Cape Coral-Fort Myers, FL 2 $ 411,000 $ 205,500 $ 0
Chicago-Naperville-Arlington Heights, IL 2 $ 280,000 $ 140,000 $ 0
Chico, CA 2 $ 374,000 $ 187,000 $ 0
Coeur D'Alene, ID 2 $ 549,000 $ 274,500 $ 102,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 213,000 $ 106,500 $ 0
Houston-The Woodlands-Sugar Land, TX 2 $ 909,000 $ 454,500 $ 232,000
Kansas City, MO-KS 2 $ 368,000 $ 184,000 $ 0
Kennewick-Richland, WA 2 $ 339,000 $ 169,500 $ 52,000
Lake Havasu City-Kingman, AZ 2 $ 179,000 $ 89,500 $ 0
Longview, WA 2 $ 487,000 $ 243,500 $ 78,000
Modesto, CA 2 $ 489,000 $ 244,500 $ 115,000
Montgomery County-Bucks County-Chester County, PA 2 $ 474,000 $ 237,000 $ 0
New Haven-Milford, CT 2 $ 241,000 $ 120,500 $ 0
New York-Jersey City-White Plains, NY-NJ 2 $ 218,000 $ 109,000 $ 0
Niles-Benton Harbor, MI 2 $ 208,000 $ 104,000 $ 0
Pensacola-Ferry Pass-Brent, FL 2 $ 180,000 $ 90,000 $ 0
Philadelphia, PA 2 $ 476,000 $ 238,000 $ 0
Pittsburgh, PA 2 $ 399,000 $ 199,500 $ 46,000
Pueblo, CO 2 $ 198,000 $ 99,000 $ 197,000
Punta Gorda, FL 2 $ 215,000 $ 107,500 $ 0
Richmond, VA 2 $ 221,000 $ 110,500 $ 131,000
Rockingham County-Strafford County, NH 2 $ 765,000 $ 382,500 $ 95,000
Santa Rosa, CA 2 $ 731,000 $ 365,500 $ 0
Wilmington, NC 2 $ 316,000 $ 158,000 $ 24,000
Augusta-Richmond County, GA-SC 1 $ 104,000 $ 104,000 $ 0
Bend-Redmond, OR 1 $ 424,000 $ 424,000 $ 150,000
Birmingham-Hoover, AL 1 $ 148,000 $ 148,000 $ 0
Burlington, NC 1 $ 69,000 $ 69,000 $ 0
Burlington-South Burlington, VT 1 $ 119,000 $ 119,000 $ 0
Canton-Massillon, OH 1 $ 181,000 $ 181,000 $ 0
Cedar Rapids, IA 1 $ 52,000 $ 52,000 $ 0
Crestview-Fort Walton Beach-Destin, FL 1 $ 156,000 $ 156,000 $ 0
Davenport-Moline-Rock Island, IA-IL 1 $ 176,000 $ 176,000 $ 0
Dover, DE 1 $ 92,000 $ 92,000 $ 0
Elkhart-Goshen, IN 1 $ 138,000 $ 138,000 $ 0
Fayetteville-Springdale-Rogers, AR-MO 1 $ 351,000 $ 351,000 $ 78,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 219,000 $ 219,000 $ 143,000
Gadsden, AL 1 $ 203,000 $ 203,000 $ 77,000
Grand Rapids-Wyoming, MI 1 $ 242,000 $ 242,000 $ 0
Gulfport-Biloxi-Pascagoula, MS 1 $ 147,000 $ 147,000 $ 51,000
Hanford-Corcoran, CA 1 $ 108,000 $ 108,000 $ 0
Hartford-West Hartford-East Hartford, CT 1 $ 159,000 $ 159,000 $ 0
Hickory-Lenoir-Morganton, NC 1 $ 98,000 $ 98,000 $ 0
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 301,000 $ 301,000 $ 0
Homosassa Springs, FL 1 $ 116,000 $ 116,000 $ 0
Idaho Falls, ID 1 $ 188,000 $ 188,000 $ 45,000
Kalamazoo-Portage, MI 1 $ 101,000 $ 101,000 $ 0
Lake County-Kenosha County, IL-WI 1 $ 169,000 $ 169,000 $ 0
Little Rock-North Little Rock-Conway, AR 1 $ 227,000 $ 227,000 $ 66,000
Merced, CA 1 $ 280,000 $ 280,000 $ 54,000
Milwaukee-Waukesha-West Allis, WI 1 $ 230,000 $ 230,000 $ 0
Missoula, MT 1 $ 150,000 $ 150,000 $ 134,000
New Orleans-Metairie, LA 1 $ 148,000 $ 148,000 $ 0
North Port-Sarasota-Bradenton, FL 1 $ 247,000 $ 247,000 $ 0
Oklahoma City, OK 1 $ 175,000 $ 175,000 $ 0
Palm Bay-Melbourne-Titusville, FL 1 $ 130,000 $ 130,000 $ 0
Panama City, FL 1 $ 59,000 $ 59,000 $ 125,000
Pocatello, ID 1 $ 107,000 $ 107,000 $ 41,000
Providence-Warwick, RI-MA 1 $ 109,000 $ 109,000 $ 0
Redding, CA 1 $ 280,000 $ 280,000 $ 123,000
Santa Fe, NM 1 $ 166,000 $ 166,000 $ 0
Spartanburg, SC 1 $ 139,000 $ 139,000 $ 0
Warren-Troy-Farmington Hills, MI 1 $ 132,000 $ 132,000 $ 44,000
Waterloo-Cedar Falls, IA 1 $ 86,000 $ 86,000 $ 0
Winston-Salem, NC 1 $ 230,000 $ 230,000 $ 0
Yakima, WA 1 $ 186,000 $ 186,000 $ 61,000
Yuba City, CA 1 $ 279,000 $ 279,000 $ 106,000

Mortgage Loan Application Detail Totals for Mutual of Omaha Mortgage in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,291 $701,229,000 $306,000 $2,250,000 $87,000 $2,369,000
Refinancing 718 $204,289,000 $284,000 $2,135,000 $65,000 $1,372,000
Home Improvement 402 $129,820,000 $322,000 $2,275,000 $112,000 $811,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,165 $628,214,000 $290,000 $2,275,000 $74,000 $1,753,000
Hispanic 509 $139,775,000 $274,000 $2,250,000 $83,000 $961,000
Not Provided 505 $190,307,000 $376,000 $2,000,000 $131,000 $2,369,000
Asian 124 $45,748,000 $368,000 $1,890,000 $135,000 $811,000
Black or African American 81 $22,489,000 $277,000 $2,135,000 $59,000 $468,000
Native Hawaiian or Other Pacific Islander 21 $7,154,000 $340,000 $636,000 $79,000 $219,000
American Indian or Alaskan Native 6 $1,651,000 $275,000 $613,000 $98,000 $285,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,678 $588,113,000 $350,000 $2,275,000 $133,000 $1,753,000
FHA-insured (Federal Housing Administration) 1,469 $344,842,000 $234,000 $647,000 $29,000 $2,369,000
VA-guaranteed (Veterans Administration) 240 $98,040,000 $408,000 $2,000,000 $103,000 $636,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $4,343,000 $180,000 $399,000 $56,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,641 $790,744,000 $299,000 $2,275,000 $83,000 $1,372,000
Application Withdrawn By Applicant 350 $112,944,000 $322,000 $1,595,000 $119,000 $2,369,000
Application Approved But Not Accepted 231 $81,831,000 $354,000 $2,220,000 $111,000 $1,753,000
Application Denied By Financial Institution 136 $37,541,000 $276,000 $2,250,000 $44,000 $542,000
Loan Purchased By The Institution 40 $8,001,000 $200,000 $386,000 $0 $0
File Closed For Incompleteness 11 $3,457,000 $314,000 $805,000 $70,000 $412,000
Preapproval Approved but not Accepted 1 $320,000 $320,000 $320,000 $127,000 $127,000
Preapproval Denied by Financial Institution 1 $500,000 $500,000 $500,000 $136,000 $136,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 23 $9,052,000 $393,000 $1,470,000 $92,000 $318,000
Other 8 $2,736,000 $342,000 $464,000 $90,000 $202,000
Credit History 8 $2,480,000 $310,000 $501,000 $85,000 $128,000
Collateral 7 $2,072,000 $296,000 $600,000 $122,000 $221,000
Unverifiable Information 4 $944,000 $236,000 $424,000 $76,000 $112,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,034,000 $258,000 $500,000 $74,000 $136,000
Employment History 3 $902,000 $300,000 $636,000 $108,000 $156,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Mortgage's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mutual of Omaha Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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