The Huntington National Bank Mortgage Lending & HMDA Data, 2005

In 2005, The Huntington National Bank of Columbus, OH reported 38,336 mortgage applications totaling $5.1 billion, down 17% from 2004. The average application was for $132,960, and applicants reported an average income of $70,696. 60% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Columbus, OH (6,682), Cleveland-Elyria-Mentor, OH (2,322) and Cincinnati-Middletown, OH-KY-IN (1,868) (applications in parentheses).

Mortgage Company & Address The Huntington National Bank
7575 Huntington Park Dr
Columbus, OH 43235
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 38,336
Total Mortgage Loan Application Amount $5,097,183,000
Average Mortgage Loan Application Amount $132,960
Highest Mortgage Loan Application Amount $16,311,000
Average Applicant Income $70,696
Highest Applicant Income $9,695,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Huntington National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Huntington National Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 4,446 $ 588,673,000 $ 132,405 $ 72,000
Cuyahoga, Ohio 1,510 $ 164,618,000 $ 109,018 $ 70,000
Kent, Michigan 1,081 $ 134,242,000 $ 124,183 $ 64,000
Hamilton, Ohio 980 $ 126,813,000 $ 129,401 $ 70,000
Macomb, Michigan 870 $ 92,976,000 $ 106,868 $ 65,000
Delaware, Ohio 831 $ 163,656,000 $ 196,938 $ 90,000
Ottawa, Michigan 750 $ 97,722,000 $ 130,296 $ 59,000
Marion, Indiana 741 $ 74,433,000 $ 100,449 $ 61,000
Grand Traverse, Michigan 664 $ 99,172,000 $ 149,355 $ 70,000
Lucas, Ohio 627 $ 60,829,000 $ 97,015 $ 61,000
Muskegon, Michigan 548 $ 44,488,000 $ 81,182 $ 42,000
Kanawha, West Virginia 531 $ 52,540,000 $ 98,945 $ 86,000
Monongalia, West Virginia 502 $ 61,418,000 $ 122,346 $ 74,000
Oakland, Michigan 483 $ 80,210,000 $ 166,066 $ 100,000
Fairfield, Ohio 457 $ 69,262,000 $ 151,557 $ 84,000
Wayne, Michigan 383 $ 34,927,000 $ 91,193 $ 55,000
Kenton, Kentucky 368 $ 33,672,000 $ 91,500 $ 55,000
Montgomery, Ohio 368 $ 33,992,000 $ 92,369 $ 62,000
Harrison, West Virginia 367 $ 25,033,000 $ 68,209 $ 51,000
Tippecanoe, Indiana 365 $ 44,461,000 $ 121,810 $ 61,000
Summit, Ohio 356 $ 44,633,000 $ 125,373 $ 70,000
Licking, Ohio 347 $ 53,290,000 $ 153,573 $ 109,000
Ross, Ohio 337 $ 33,104,000 $ 98,231 $ 55,000
Hamilton, Indiana 327 $ 51,239,000 $ 156,694 $ 87,000
Warren, Ohio 320 $ 44,595,000 $ 139,359 $ 120,000
Tuscarawas, Ohio 293 $ 25,290,000 $ 86,313 $ 48,000
Allegan, Michigan 289 $ 38,589,000 $ 133,525 $ 68,000
Butler, Ohio 282 $ 34,703,000 $ 123,060 $ 77,000
Lorain, Ohio 279 $ 34,188,000 $ 122,537 $ 60,000
Marion, West Virginia 262 $ 18,337,000 $ 69,988 $ 48,000
Clark, Ohio 261 $ 17,900,000 $ 68,582 $ 58,000
Wood, Ohio 253 $ 29,924,000 $ 118,276 $ 59,000
Stark, Ohio 247 $ 28,694,000 $ 116,170 $ 56,000
Portage, Ohio 245 $ 26,342,000 $ 107,518 $ 67,000
Boone, Kentucky 244 $ 24,116,000 $ 98,836 $ 66,000
Clermont, Ohio 242 $ 27,425,000 $ 113,326 $ 67,000
Maricopa, Arizona 239 $ 54,933,000 $ 229,845 $ 96,000
Kalamazoo, Michigan 238 $ 29,746,000 $ 124,983 $ 62,000
Lake, Ohio 228 $ 27,594,000 $ 121,026 $ 54,000
Union, Ohio 226 $ 34,373,000 $ 152,092 $ 70,000
Leelanau, Michigan 211 $ 38,865,000 $ 184,194 $ 100,000
Polk, Florida 199 $ 25,008,000 $ 125,668 $ 56,000
Oceana, Michigan 192 $ 19,660,000 $ 102,395 $ 59,000
Allen, Ohio 185 $ 16,475,000 $ 89,054 $ 98,000
Ashland, Ohio 180 $ 17,257,000 $ 95,872 $ 44,000
Madison, Ohio 179 $ 18,256,000 $ 101,988 $ 60,000
Hendricks, Indiana 173 $ 21,559,000 $ 124,618 $ 73,000
Newaygo, Michigan 173 $ 18,997,000 $ 109,809 $ 59,000
Charlevoix, Michigan 161 $ 15,963,000 $ 99,149 $ 68,000
Medina, Ohio 157 $ 19,261,000 $ 122,681 $ 64,000
Hillsborough, Florida 156 $ 37,842,000 $ 242,576 $ 100,000
Antrim, Michigan 156 $ 17,778,000 $ 113,961 $ 81,000
Kalkaska, Michigan 156 $ 14,149,000 $ 90,698 $ 49,000
Cabell, West Virginia 155 $ 11,226,000 $ 72,425 $ 47,000
Geauga, Ohio 148 $ 19,056,000 $ 128,756 $ 78,000
Sarasota, Florida 139 $ 44,168,000 $ 317,755 $ 126,000
Montcalm, Michigan 136 $ 11,787,000 $ 86,669 $ 46,000
Manatee, Florida 134 $ 37,690,000 $ 281,268 $ 131,000
Pickaway, Ohio 132 $ 16,292,000 $ 123,424 $ 54,000
Putnam, West Virginia 132 $ 14,191,000 $ 107,507 $ 75,000
Chippewa, Michigan 129 $ 9,582,000 $ 74,279 $ 60,000
Richland, Ohio 129 $ 13,043,000 $ 101,108 $ 55,000
Randolph, West Virginia 128 $ 10,563,000 $ 82,523 $ 46,000
Ottawa, Ohio 126 $ 17,160,000 $ 136,190 $ 65,000
Logan, Ohio 125 $ 11,906,000 $ 95,248 $ 55,000
Morris, New Jersey 122 $ 31,680,000 $ 259,672 $ 100,000
Milwaukee, Wisconsin 122 $ 17,671,000 $ 144,844 $ 64,000
Mecosta, Michigan 118 $ 12,599,000 $ 106,771 $ 50,000
Madison, Indiana 107 $ 7,513,000 $ 70,214 $ 54,000
Warren, New Jersey 106 $ 21,122,000 $ 199,264 $ 90,000
Collier, Florida 105 $ 41,482,000 $ 395,066 $ 191,000
Fayette, Ohio 102 $ 9,184,000 $ 90,039 $ 52,000
Washington, Maryland 98 $ 16,227,000 $ 165,581 $ 63,000
Benzie, Michigan 95 $ 13,757,000 $ 144,810 $ 90,000
Jefferson, Kentucky 94 $ 12,049,000 $ 128,180 $ 69,000
Wayne, West Virginia 91 $ 5,752,000 $ 63,208 $ 47,000
Greene, Ohio 90 $ 12,105,000 $ 134,500 $ 80,000
Lee, Florida 87 $ 23,062,000 $ 265,080 $ 142,000
Pinellas, Florida 87 $ 17,278,000 $ 198,597 $ 130,000
Miami, Ohio 87 $ 10,718,000 $ 123,195 $ 69,000
Lewis, West Virginia 87 $ 4,846,000 $ 55,701 $ 45,000
Wood, West Virginia 87 $ 6,062,000 $ 69,678 $ 63,000
Campbell, Kentucky 85 $ 7,907,000 $ 93,023 $ 69,000
Hancock, Indiana 81 $ 9,568,000 $ 118,123 $ 72,000
Cass, Michigan 81 $ 4,866,000 $ 60,074 $ 43,000
Ionia, Michigan 81 $ 7,851,000 $ 96,925 $ 50,000
Horry, South Carolina 81 $ 11,594,000 $ 143,135 $ 102,000
Johnson, Indiana 78 $ 7,642,000 $ 97,974 $ 70,000
Emmet, Michigan 78 $ 7,907,000 $ 101,371 $ 45,000
Hartford, Connecticut 76 $ 9,097,000 $ 119,697 $ 123,000
Osceola, Michigan 74 $ 4,904,000 $ 66,270 $ 40,000
Manistee, Michigan 71 $ 6,682,000 $ 94,112 $ 54,000
Knox, Ohio 70 $ 7,523,000 $ 107,471 $ 57,000
Berrien, Michigan 66 $ 5,085,000 $ 77,045 $ 48,000
Orange, Florida 65 $ 14,757,000 $ 227,030 $ 110,000
Pasco, Florida 65 $ 10,441,000 $ 160,630 $ 79,000
Waukesha, Wisconsin 65 $ 17,687,000 $ 272,107 $ 74,000
Morrow, Ohio 64 $ 7,305,000 $ 114,140 $ 58,000
Muskingum, Ohio 62 $ 7,179,000 $ 115,790 $ 63,000
Hocking, Ohio 61 $ 6,034,000 $ 98,918 $ 55,000
Van Buren, Michigan 60 $ 6,615,000 $ 110,250 $ 63,000
Washtenaw, Michigan 60 $ 8,431,000 $ 140,516 $ 80,000
Ashtabula, Ohio 58 $ 5,456,000 $ 94,068 $ 59,000
Preston, West Virginia 58 $ 5,428,000 $ 93,586 $ 63,000
Monroe, Michigan 57 $ 5,897,000 $ 103,456 $ 62,000
Wayne, Ohio 57 $ 6,309,000 $ 110,684 $ 52,000
Fayette, Kentucky 56 $ 7,272,000 $ 129,857 $ 90,000
Champaign, Ohio 54 $ 6,913,000 $ 128,018 $ 65,000
Hernando, Florida 53 $ 6,660,000 $ 125,660 $ 71,000
St. Louis, Missouri 52 $ 8,144,000 $ 156,615 $ 56,000
Marion, Ohio 52 $ 5,394,000 $ 103,730 $ 51,000
Livingston, Michigan 51 $ 6,288,000 $ 123,294 $ 70,000
Sussex, New Jersey 50 $ 10,188,000 $ 203,760 $ 78,000
Erie, Ohio 49 $ 6,115,000 $ 124,795 $ 70,000
Mason, Michigan 48 $ 5,565,000 $ 115,937 $ 72,000
Sandusky, Ohio 48 $ 4,751,000 $ 98,979 $ 60,000
Genesee, Michigan 47 $ 7,939,000 $ 168,914 $ 81,000
St. Clair, Michigan 47 $ 6,992,000 $ 148,765 $ 69,000
Middlesex, Massachusetts 46 $ 12,337,000 $ 268,195 $ 150,000
Barry, Michigan 45 $ 5,259,000 $ 116,866 $ 64,000
Brown, Ohio 44 $ 3,522,000 $ 80,045 $ 52,000
Trumbull, Ohio 44 $ 3,660,000 $ 83,181 $ 48,000
Preble, Ohio 43 $ 4,328,000 $ 100,651 $ 47,000
Wexford, Michigan 42 $ 4,465,000 $ 106,309 $ 56,000
Berkeley, West Virginia 42 $ 5,685,000 $ 135,357 $ 56,000
Ritchie, West Virginia 41 $ 2,711,000 $ 66,121 $ 54,000
Dearborn, Indiana 40 $ 5,255,000 $ 131,375 $ 76,000
Ingham, Michigan 40 $ 5,399,000 $ 134,975 $ 59,000
Columbiana, Ohio 40 $ 3,088,000 $ 77,200 $ 50,000
Palm Beach, Florida 39 $ 23,444,000 $ 601,128 $ 167,000
Morgan, Indiana 39 $ 3,649,000 $ 93,564 $ 68,000
Lake, Michigan 39 $ 4,017,000 $ 103,000 $ 60,000
Highland, Ohio 39 $ 3,301,000 $ 84,641 $ 57,000
Mahoning, Ohio 39 $ 3,437,000 $ 88,128 $ 56,000
Cook, Illinois 38 $ 11,970,000 $ 315,000 $ 132,000
Pulaski, Arkansas 37 $ 1,933,000 $ 52,243 $ 80,000
St. Joseph, Indiana 37 $ 3,367,000 $ 91,000 $ 51,000
Somerset, New Jersey 37 $ 12,598,000 $ 340,486 $ 144,000
Chesterfield, Virginia 37 $ 3,013,000 $ 81,432 $ 93,000
Boone, Indiana 36 $ 5,563,000 $ 154,527 $ 62,000
Boone, West Virginia 36 $ 2,601,000 $ 72,250 $ 55,000
Hancock, Ohio 35 $ 3,727,000 $ 106,485 $ 46,000
Charlotte, Florida 34 $ 6,704,000 $ 197,176 $ 79,000
Scott, Kentucky 34 $ 3,436,000 $ 101,058 $ 53,000
Crawford, Michigan 33 $ 2,324,000 $ 70,424 $ 64,000
Linn, Iowa 32 $ 3,518,000 $ 109,937 $ 46,000
Mackinac, Michigan 32 $ 4,854,000 $ 151,687 $ 81,000
Taylor, West Virginia 32 $ 2,381,000 $ 74,406 $ 51,000
Broward, Florida 31 $ 10,771,000 $ 347,451 $ 161,000
Seminole, Florida 31 $ 8,221,000 $ 265,193 $ 96,000
Roscommon, Michigan 31 $ 2,904,000 $ 93,677 $ 67,000
Perry, Ohio 31 $ 4,383,000 $ 141,387 $ 71,000
Pike, Ohio 31 $ 3,253,000 $ 104,935 $ 56,000
Grant, Kentucky 30 $ 2,574,000 $ 85,800 $ 68,000
Huron, Ohio 30 $ 3,083,000 $ 102,766 $ 55,000
Allegany, Maryland 29 $ 2,406,000 $ 82,965 $ 46,000
Crawford, Ohio 29 $ 2,387,000 $ 82,310 $ 34,000
Bucks, Pennsylvania 29 $ 11,953,000 $ 412,172 $ 142,000
Cheboygan, Michigan 28 $ 2,721,000 $ 97,178 $ 43,000
Mecklenburg, North Carolina 28 $ 3,532,000 $ 126,142 $ 83,000
Lawrence, Ohio 28 $ 2,869,000 $ 102,464 $ 49,000
Fairfax, Virginia 28 $ 6,108,000 $ 218,142 $ 123,000
Miami-Dade, Florida 27 $ 15,421,000 $ 571,148 $ 344,000
St. Louis City, Missouri 27 $ 3,404,000 $ 126,074 $ 72,000
Lenawee, Michigan 26 $ 4,044,000 $ 155,538 $ 73,000
St. Charles, Missouri 26 $ 4,055,000 $ 155,961 $ 62,000
Hunterdon, New Jersey 26 $ 9,819,000 $ 377,653 $ 126,000
Lincoln, West Virginia 26 $ 1,576,000 $ 60,615 $ 48,000
Athens, Ohio 25 $ 2,143,000 $ 85,720 $ 57,000
Carroll, Ohio 25 $ 2,420,000 $ 96,800 $ 64,000
Pima, Arizona 24 $ 5,949,000 $ 247,875 $ 94,000
Norfolk, Massachusetts 24 $ 10,143,000 $ 422,625 $ 146,000
Washington, Ohio 24 $ 1,572,000 $ 65,500 $ 46,000
Calhoun, Michigan 23 $ 1,680,000 $ 73,043 $ 47,000
Lapeer, Michigan 23 $ 3,301,000 $ 143,521 $ 84,000
Middlesex, New Jersey 23 $ 5,313,000 $ 231,000 $ 89,000
Guilford, North Carolina 23 $ 1,396,000 $ 60,695 $ 132,000
Lake, Florida 22 $ 2,636,000 $ 119,818 $ 62,000
Volusia, Florida 22 $ 3,483,000 $ 158,318 $ 77,000
Carroll, Indiana 22 $ 1,985,000 $ 90,227 $ 46,000
Jefferson, Missouri 22 $ 3,083,000 $ 140,136 $ 63,000
Fulton, Ohio 22 $ 2,490,000 $ 113,181 $ 48,000
Guernsey, Ohio 22 $ 1,460,000 $ 66,363 $ 50,000
Montgomery, Maryland 21 $ 2,916,000 $ 138,857 $ 110,000
Bristol, Massachusetts 21 $ 5,642,000 $ 268,666 $ 95,000
Hennepin, Minnesota 21 $ 4,619,000 $ 219,952 $ 105,000
Gallia, Ohio 21 $ 1,723,000 $ 82,047 $ 43,000
Seneca, Ohio 21 $ 2,183,000 $ 103,952 $ 49,000
Northampton, Pennsylvania 21 $ 4,606,000 $ 219,333 $ 105,000
Barbour, West Virginia 21 $ 1,382,000 $ 65,809 $ 36,000
Delaware, Indiana 20 $ 2,640,000 $ 132,000 $ 68,000
Shelby, Indiana 20 $ 2,091,000 $ 104,550 $ 58,000
Anne Arundel, Maryland 20 $ 3,122,000 $ 156,100 $ 103,000
Eaton, Michigan 20 $ 2,265,000 $ 113,250 $ 50,000
Holmes, Ohio 20 $ 2,293,000 $ 114,650 $ 59,000
Greenville, South Carolina 20 $ 2,894,000 $ 144,700 $ 58,000
Clark, Indiana 19 $ 2,222,000 $ 116,947 $ 55,000
Charles, Maryland 19 $ 1,446,000 $ 76,105 $ 76,000
Jackson, Michigan 19 $ 2,132,000 $ 112,210 $ 69,000
Otsego, Michigan 19 $ 1,885,000 $ 99,210 $ 119,000
Dakota, Minnesota 19 $ 3,866,000 $ 203,473 $ 78,000
Clinton, Ohio 19 $ 1,717,000 $ 90,368 $ 53,000
Darke, Ohio 19 $ 1,426,000 $ 75,052 $ 50,000
Hardin, Ohio 19 $ 1,230,000 $ 64,736 $ 61,000
Franklin, Pennsylvania 19 $ 2,613,000 $ 137,526 $ 84,000
Greene, Pennsylvania 19 $ 1,679,000 $ 88,368 $ 33,000
Charleston, South Carolina 19 $ 3,874,000 $ 203,894 $ 71,000
Brevard, Florida 18 $ 3,509,000 $ 194,944 $ 73,000
Duval, Florida 18 $ 3,428,000 $ 190,444 $ 65,000
Cobb, Georgia 18 $ 4,608,000 $ 256,000 $ 107,000
Clinton, Indiana 18 $ 1,662,000 $ 92,333 $ 57,000
Putnam, Indiana 18 $ 1,819,000 $ 101,055 $ 82,000
Wake, North Carolina 18 $ 4,540,000 $ 252,222 $ 97,000
Denton, Texas 18 $ 4,943,000 $ 274,611 $ 99,000
Upshur, West Virginia 18 $ 1,084,000 $ 60,222 $ 48,000
White, Indiana 17 $ 1,857,000 $ 109,235 $ 71,000
Prince George's, Maryland 17 $ 1,678,000 $ 98,705 $ 88,000
Defiance, Ohio 17 $ 1,393,000 $ 81,941 $ 38,000
Allegheny, Pennsylvania 17 $ 2,927,000 $ 172,176 $ 85,000
Montgomery, Pennsylvania 17 $ 5,841,000 $ 343,588 $ 108,000
Beaufort, South Carolina 17 $ 9,446,000 $ 555,647 $ 245,000
Dorchester, South Carolina 17 $ 2,555,000 $ 150,294 $ 65,000
Henrico, Virginia 17 $ 1,499,000 $ 88,176 $ 73,000
Washington, Wisconsin 17 $ 3,677,000 $ 216,294 $ 53,000
St. Johns, Florida 16 $ 6,044,000 $ 377,750 $ 99,000
Howard, Indiana 16 $ 1,291,000 $ 80,687 $ 61,000
Polk, Iowa 16 $ 3,373,000 $ 210,812 $ 81,000
St. Mary's, Maryland 16 $ 1,087,000 $ 67,937 $ 88,000
Union, New Jersey 16 $ 3,690,000 $ 230,625 $ 76,000
Auglaize, Ohio 16 $ 1,444,000 $ 90,250 $ 65,000
Harrison, Ohio 16 $ 931,000 $ 58,187 $ 48,000
Jackson, Ohio 16 $ 1,372,000 $ 85,750 $ 56,000
Sumter, South Carolina 16 $ 1,265,000 $ 79,062 $ 35,000
King, Washington 16 $ 4,555,000 $ 284,687 $ 83,000
McLean, Illinois 15 $ 2,583,000 $ 172,200 $ 89,000
Allen, Indiana 15 $ 2,064,000 $ 137,600 $ 65,000
Oldham, Kentucky 15 $ 2,371,000 $ 158,066 $ 79,000
Clinton, Michigan 15 $ 1,090,000 $ 72,666 $ 45,000
Anoka, Minnesota 15 $ 3,309,000 $ 220,600 $ 62,000
Coshocton, Ohio 15 $ 1,013,000 $ 67,533 $ 43,000
Chester, Pennsylvania 15 $ 5,387,000 $ 359,133 $ 128,000
Fairfield, Connecticut 14 $ 3,801,000 $ 271,500 $ 1,732,000
Alachua, Florida 14 $ 3,855,000 $ 275,357 $ 86,000
Will, Illinois 14 $ 4,941,000 $ 352,928 $ 101,000
Monroe, Indiana 14 $ 1,570,000 $ 112,142 $ 56,000
Worcester, Massachusetts 14 $ 3,498,000 $ 249,857 $ 105,000
St. Joseph, Michigan 14 $ 2,102,000 $ 150,142 $ 151,000
Hillsborough, New Hampshire 14 $ 2,664,000 $ 190,285 $ 72,000
Mercer, New Jersey 14 $ 6,486,000 $ 463,285 $ 136,000
Henry, Ohio 14 $ 1,966,000 $ 140,428 $ 59,000
Vinton, Ohio 14 $ 1,090,000 $ 77,857 $ 44,000
Columbia, Pennsylvania 14 $ 1,763,000 $ 125,928 $ 57,000
Fayette, Pennsylvania 14 $ 973,000 $ 69,500 $ 48,000
Hanover, Virginia 14 $ 1,421,000 $ 101,500 $ 93,000
Dane, Wisconsin 14 $ 2,607,000 $ 186,214 $ 56,000
Pendleton, Kentucky 13 $ 1,015,000 $ 78,076 $ 61,000
Shelby, Kentucky 13 $ 1,877,000 $ 144,384 $ 63,000
Warren, Kentucky 13 $ 2,182,000 $ 167,846 $ 77,000
Essex, Massachusetts 13 $ 2,700,000 $ 207,692 $ 97,000
Plymouth, Massachusetts 13 $ 4,229,000 $ 325,307 $ 97,000
Gladwin, Michigan 13 $ 1,537,000 $ 118,230 $ 52,000
Anderson, South Carolina 13 $ 1,618,000 $ 124,461 $ 79,000
Shelby, Tennessee 13 $ 2,576,000 $ 198,153 $ 85,000
Spotsylvania, Virginia 13 $ 1,336,000 $ 102,769 $ 76,000
Raleigh, West Virginia 13 $ 954,000 $ 73,384 $ 45,000
Tucker, West Virginia 13 $ 2,231,000 $ 171,615 $ 140,000
District of Columbia, District Of Columbia 12 $ 3,109,000 $ 259,083 $ 107,000
Bartholomew, Indiana 12 $ 915,000 $ 76,250 $ 55,000
Brown, Indiana 12 $ 2,652,000 $ 221,000 $ 105,000
Henry, Indiana 12 $ 1,428,000 $ 119,000 $ 69,000
Bergen, New Jersey 12 $ 4,247,000 $ 353,916 $ 98,000
Ocean, New Jersey 12 $ 2,463,000 $ 205,250 $ 102,000
Scioto, Ohio 12 $ 888,000 $ 74,000 $ 37,000
Northumberland, Pennsylvania 12 $ 991,000 $ 82,583 $ 65,000
Lexington, South Carolina 12 $ 1,473,000 $ 122,750 $ 51,000
Rutherford, Tennessee 12 $ 1,740,000 $ 145,000 $ 57,000
Alameda, California 11 $ 8,093,000 $ 735,727 $ 156,000
Fulton, Georgia 11 $ 4,923,000 $ 447,545 $ 168,000
Lake, Illinois 11 $ 3,474,000 $ 315,818 $ 144,000
Kosciusko, Indiana 11 $ 1,639,000 $ 149,000 $ 89,000
Lake, Indiana 11 $ 1,361,000 $ 123,727 $ 60,000
Warrick, Indiana 11 $ 1,364,000 $ 124,000 $ 112,000
Baltimore, Maryland 11 $ 1,813,000 $ 164,818 $ 91,000
Howard, Maryland 11 $ 1,232,000 $ 112,000 $ 106,000
Gratiot, Michigan 11 $ 770,000 $ 70,000 $ 33,000
Union, North Carolina 11 $ 1,168,000 $ 106,181 $ 85,000
Shelby, Ohio 11 $ 1,116,000 $ 101,454 $ 49,000
Richland, South Carolina 11 $ 1,547,000 $ 140,636 $ 60,000
Spartanburg, South Carolina 11 $ 1,374,000 $ 124,909 $ 49,000
Arlington, Virginia 11 $ 853,000 $ 77,545 $ 99,000
Richmond City, Virginia 11 $ 923,000 $ 83,909 $ 165,000
Jackson, West Virginia 11 $ 1,109,000 $ 100,818 $ 57,000
New Castle, Delaware 10 $ 1,812,000 $ 181,200 $ 99,000
Osceola, Florida 10 $ 2,202,000 $ 220,200 $ 54,000
Gwinnett, Georgia 10 $ 17,893,000 $ 1,789,300 $ 78,000
Elkhart, Indiana 10 $ 1,187,000 $ 118,700 $ 36,000
Greene, Indiana 10 $ 965,000 $ 96,500 $ 39,000
LaPorte, Indiana 10 $ 1,021,000 $ 102,100 $ 52,000
Johnson, Kansas 10 $ 1,362,000 $ 136,200 $ 107,000
Owen, Kentucky 10 $ 907,000 $ 90,700 $ 40,000
Midland, Michigan 10 $ 1,309,000 $ 130,900 $ 58,000
Ramsey, Minnesota 10 $ 2,125,000 $ 212,500 $ 53,000
Hudson, New Jersey 10 $ 3,125,000 $ 312,500 $ 120,000
Monmouth, New Jersey 10 $ 2,790,000 $ 279,000 $ 102,000
Williams, Ohio 10 $ 916,000 $ 91,600 $ 33,000
Butler, Pennsylvania 10 $ 2,602,000 $ 260,200 $ 102,000
Williamson, Tennessee 10 $ 3,531,000 $ 353,100 $ 124,000
Pleasants, West Virginia 10 $ 859,000 $ 85,900 $ 49,000
Wetzel, West Virginia 10 $ 334,000 $ 33,400 $ 36,000
Marathon, Wisconsin 10 $ 1,384,000 $ 138,400 $ 63,000
Racine, Wisconsin 10 $ 1,854,000 $ 185,400 $ 61,000
Rock, Wisconsin 10 $ 1,025,000 $ 102,500 $ 50,000
Douglas, Colorado 9 $ 2,057,000 $ 228,555 $ 96,000
New London, Connecticut 9 $ 1,336,000 $ 148,444 $ 85,000
Citrus, Florida 9 $ 1,145,000 $ 127,222 $ 64,000
Flagler, Florida 9 $ 2,136,000 $ 237,333 $ 238,000
Martin, Florida 9 $ 2,688,000 $ 298,666 $ 120,000
St. Lucie, Florida 9 $ 1,998,000 $ 222,000 $ 94,000
Fountain, Indiana 9 $ 761,000 $ 84,555 $ 57,000
Pulaski, Kentucky 9 $ 738,000 $ 82,000 $ 52,000
Suffolk, Massachusetts 9 $ 2,183,000 $ 242,555 $ 98,000
Isabella, Michigan 9 $ 766,000 $ 85,111 $ 48,000
Lincoln, Missouri 9 $ 1,301,000 $ 144,555 $ 20,000
Belmont, Ohio 9 $ 993,000 $ 110,333 $ 52,000
Putnam, Ohio 9 $ 823,000 $ 91,444 $ 47,000
Berkeley, South Carolina 9 $ 1,755,000 $ 195,000 $ 74,000
Prince William, Virginia 9 $ 1,139,000 $ 126,555 $ 107,000
Pierce, Washington 9 $ 2,196,000 $ 244,000 $ 85,000
Mason, West Virginia 9 $ 709,000 $ 78,777 $ 47,000
Jefferson, Alabama 8 $ 1,821,000 $ 227,625 $ 88,000
Pinal, Arizona 8 $ 1,192,000 $ 149,000 $ 82,000
Yavapai, Arizona 8 $ 1,800,000 $ 225,000 $ 92,000
Saline, Arkansas 8 $ 582,000 $ 72,750 $ 90,000
Orange, California 8 $ 4,339,000 $ 542,375 $ 198,000
New Haven, Connecticut 8 $ 1,317,000 $ 164,625 $ 82,000
Tolland, Connecticut 8 $ 615,000 $ 76,875 $ 87,000
Clay, Florida 8 $ 1,417,000 $ 177,125 $ 108,000
Escambia, Florida 8 $ 1,219,000 $ 152,375 $ 152,000
Marion, Florida 8 $ 1,177,000 $ 147,125 $ 50,000
Cass, Indiana 8 $ 739,000 $ 92,375 $ 40,000
Franklin, Indiana 8 $ 1,012,000 $ 126,500 $ 53,000
Jackson, Indiana 8 $ 730,000 $ 91,250 $ 42,000
Ripley, Indiana 8 $ 913,000 $ 114,125 $ 61,000
Wabash, Indiana 8 $ 654,000 $ 81,750 $ 46,000
Washington, Indiana 8 $ 877,000 $ 109,625 $ 50,000
Gallatin, Kentucky 8 $ 598,000 $ 74,750 $ 67,000
Nelson, Kentucky 8 $ 999,000 $ 124,875 $ 53,000
East Baton Rouge, Louisiana 8 $ 1,176,000 $ 147,000 $ 60,000
Carroll, Maryland 8 $ 1,131,000 $ 141,375 $ 85,000
Saginaw, Michigan 8 $ 895,000 $ 111,875 $ 41,000
Rockingham, New Hampshire 8 $ 2,092,000 $ 261,500 $ 95,000
Adams, Ohio 8 $ 625,000 $ 78,125 $ 45,000
Wyandot, Ohio 8 $ 809,000 $ 101,125 $ 55,000
Clackamas, Oregon 8 $ 1,938,000 $ 242,250 $ 91,000
Multnomah, Oregon 8 $ 1,092,000 $ 136,500 $ 65,000
Montour, Pennsylvania 8 $ 990,000 $ 123,750 $ 105,000
York, South Carolina 8 $ 894,000 $ 111,750 $ 106,000
Tarrant, Texas 8 $ 3,192,000 $ 399,000 $ 129,000
Fluvanna, Virginia 8 $ 988,000 $ 123,500 $ 67,000
James City, Virginia 8 $ 1,091,000 $ 136,375 $ 53,000
Stafford, Virginia 8 $ 651,000 $ 81,375 $ 125,000
Gilmer, West Virginia 8 $ 539,000 $ 67,375 $ 45,000
Ozaukee, Wisconsin 8 $ 1,755,000 $ 219,375 $ 98,000
Walworth, Wisconsin 8 $ 1,401,000 $ 175,125 $ 114,000
Contra Costa, California 7 $ 4,855,000 $ 693,571 $ 164,000
San Diego, California 7 $ 3,748,000 $ 535,428 $ 193,000
San Francisco, California 7 $ 5,700,000 $ 814,285 $ 168,000
Arapahoe, Colorado 7 $ 1,435,000 $ 205,000 $ 80,000
Forsyth, Georgia 7 $ 1,747,000 $ 249,571 $ 104,000
DuPage, Illinois 7 $ 2,387,000 $ 341,000 $ 171,000
Grant, Indiana 7 $ 152,000 $ 21,714 $ 43,000
Montgomery, Indiana 7 $ 651,000 $ 93,000 $ 61,000
Noble, Indiana 7 $ 830,000 $ 118,571 $ 64,000
Warren, Indiana 7 $ 634,000 $ 90,571 $ 67,000
Dallas, Iowa 7 $ 1,412,000 $ 201,714 $ 71,000
Missaukee, Michigan 7 $ 1,060,000 $ 151,428 $ 79,000
Shiawassee, Michigan 7 $ 696,000 $ 99,428 $ 48,000
DeSoto, Mississippi 7 $ 1,276,000 $ 182,285 $ 62,000
Boone, Missouri 7 $ 826,000 $ 118,000 $ 78,000
Jackson, Missouri 7 $ 565,000 $ 80,714 $ 51,000
Essex, New Jersey 7 $ 1,814,000 $ 259,142 $ 105,000
Jefferson, Ohio 7 $ 523,000 $ 74,714 $ 45,000
Tulsa, Oklahoma 7 $ 1,235,000 $ 176,428 $ 79,000
Dauphin, Pennsylvania 7 $ 946,000 $ 135,142 $ 72,000
Delaware, Pennsylvania 7 $ 2,681,000 $ 383,000 $ 141,000
Lycoming, Pennsylvania 7 $ 560,000 $ 80,000 $ 34,000
Philadelphia, Pennsylvania 7 $ 2,001,000 $ 285,857 $ 100,000
Hamblen, Tennessee 7 $ 952,000 $ 136,000 $ 55,000
Harris, Texas 7 $ 1,149,000 $ 164,142 $ 79,000
Chittenden, Vermont 7 $ 1,501,000 $ 214,428 $ 77,000
Alexandria, Virginia 7 $ 979,000 $ 139,857 $ 130,000
Benton, Arkansas 6 $ 1,389,000 $ 231,500 $ 104,000
Garland, Arkansas 6 $ 477,000 $ 79,500 $ 64,000
San Luis Obispo, California 6 $ 2,982,000 $ 497,000 $ 104,000
El Paso, Colorado 6 $ 1,281,000 $ 213,500 $ 109,000
Monroe, Florida 6 $ 3,276,000 $ 546,000 $ 196,000
Columbia, Georgia 6 $ 1,270,000 $ 211,666 $ 93,000
Kendall, Illinois 6 $ 1,459,000 $ 243,166 $ 96,000
Jefferson, Indiana 6 $ 751,000 $ 125,166 $ 41,000
Lawrence, Indiana 6 $ 1,031,000 $ 171,833 $ 86,000
Owen, Indiana 6 $ 740,000 $ 123,333 $ 49,000
Steuben, Indiana 6 $ 1,037,000 $ 172,833 $ 65,000
Tipton, Indiana 6 $ 483,000 $ 80,500 $ 55,000
Vigo, Indiana 6 $ 773,000 $ 128,833 $ 70,000
Jones, Iowa 6 $ 551,000 $ 91,833 $ 44,000
Bracken, Kentucky 6 $ 336,000 $ 56,000 $ 107,000
Greenup, Kentucky 6 $ 151,000 $ 25,166 $ 66,000
Jessamine, Kentucky 6 $ 865,000 $ 144,166 $ 53,000
Washington, Minnesota 6 $ 1,254,000 $ 209,000 $ 55,000
Westchester, New York 6 $ 3,051,000 $ 508,500 $ 169,000
Douglas, Oregon 6 $ 707,000 $ 117,833 $ 75,000
Lane, Oregon 6 $ 820,000 $ 136,666 $ 55,000
Washington, Oregon 6 $ 971,000 $ 161,833 $ 130,000
Cumberland, Pennsylvania 6 $ 1,232,000 $ 205,333 $ 76,000
Snyder, Pennsylvania 6 $ 723,000 $ 120,500 $ 56,000
Washington, Pennsylvania 6 $ 1,017,000 $ 169,500 $ 78,000
Orangeburg, South Carolina 6 $ 505,000 $ 84,166 $ 50,000
Hamilton, Tennessee 6 $ 1,635,000 $ 272,500 $ 122,000
Jefferson, Tennessee 6 $ 954,000 $ 159,000 $ 84,000
Knox, Tennessee 6 $ 1,004,000 $ 167,333 $ 63,000
Madison, Tennessee 6 $ 989,000 $ 164,833 $ 104,000
El Paso, Texas 6 $ 1,328,000 $ 221,333 $ 101,000
Salt Lake, Utah 6 $ 1,427,000 $ 237,833 $ 66,000
Powhatan, Virginia 6 $ 486,000 $ 81,000 $ 93,000
Logan, West Virginia 6 $ 388,000 $ 64,666 $ 73,000
Sacramento, California 5 $ 1,689,000 $ 337,800 $ 74,000
Eagle, Colorado 5 $ 3,255,000 $ 651,000 $ 806,000
Middlesex, Connecticut 5 $ 500,000 $ 100,000 $ 89,000
Santa Rosa, Florida 5 $ 534,000 $ 106,800 $ 61,000
DeKalb, Georgia 5 $ 1,302,000 $ 260,400 $ 289,000
Macon, Illinois 5 $ 695,000 $ 139,000 $ 55,000
Monroe, Illinois 5 $ 735,000 $ 147,000 $ 60,000
Benton, Indiana 5 $ 318,000 $ 63,600 $ 39,000
Decatur, Indiana 5 $ 555,000 $ 111,000 $ 42,000
Harrison, Indiana 5 $ 572,000 $ 114,400 $ 47,000
Jay, Indiana 5 $ 445,000 $ 89,000 $ 52,000
Rush, Indiana 5 $ 426,000 $ 85,200 $ 30,000
Switzerland, Indiana 5 $ 615,000 $ 123,000 $ 79,000
Wayne, Indiana 5 $ 389,000 $ 77,800 $ 46,000
Whitley, Indiana 5 $ 593,000 $ 118,600 $ 53,000
Boyd, Kentucky 5 $ 623,000 $ 124,600 $ 91,000
Clark, Kentucky 5 $ 327,000 $ 65,400 $ 62,000
Madison, Kentucky 5 $ 311,000 $ 62,200 $ 66,000
Orleans, Louisiana 5 $ 993,000 $ 198,600 $ 14,000
Calvert, Maryland 5 $ 913,000 $ 182,600 $ 79,000
Garrett, Maryland 5 $ 1,015,000 $ 203,000 $ 84,000
Barnstable, Massachusetts 5 $ 958,000 $ 191,600 $ 177,000
Clare, Michigan 5 $ 457,000 $ 91,400 $ 63,000
Oscoda, Michigan 5 $ 421,000 $ 84,200 $ 52,000
Presque Isle, Michigan 5 $ 1,057,000 $ 211,400 $ 118,000
St. Louis, Minnesota 5 $ 510,000 $ 102,000 $ 40,000
Clay, Missouri 5 $ 727,000 $ 145,400 $ 64,000
Gallatin, Montana 5 $ 1,653,000 $ 330,600 $ 301,000
Burlington, New Jersey 5 $ 1,441,000 $ 288,200 $ 112,000
Passaic, New Jersey 5 $ 1,157,000 $ 231,400 $ 59,000
Bernalillo, New Mexico 5 $ 1,192,000 $ 238,400 $ 107,000
Chautauqua, New York 5 $ 651,000 $ 130,200 $ 296,000
Rensselaer, New York 5 $ 1,154,000 $ 230,800 $ 139,000
Buncombe, North Carolina 5 $ 230,000 $ 46,000 $ 50,000
Paulding, Ohio 5 $ 303,000 $ 60,600 $ 31,000
Columbia, Oregon 5 $ 712,000 $ 142,400 $ 56,000
Luzerne, Pennsylvania 5 $ 484,000 $ 96,800 $ 51,000
Georgetown, South Carolina 5 $ 951,000 $ 190,200 $ 79,000
Bexar, Texas 5 $ 1,210,000 $ 242,000 $ 127,000
Dallas, Texas 5 $ 978,000 $ 195,600 $ 88,000
Nueces, Texas 5 $ 1,407,000 $ 281,400 $ 129,000
Albemarle, Virginia 5 $ 243,000 $ 48,600 $ 83,000
Caroline, Virginia 5 $ 448,000 $ 89,600 $ 63,000
Loudoun, Virginia 5 $ 929,000 $ 185,800 $ 101,000
Newport News, Virginia 5 $ 200,000 $ 40,000 $ 58,000
Snohomish, Washington 5 $ 1,267,000 $ 253,400 $ 62,000
Braxton, West Virginia 5 $ 209,000 $ 41,800 $ 49,000
Marshall, West Virginia 5 $ 268,000 $ 53,600 $ 58,000
Roane, West Virginia 5 $ 556,000 $ 111,200 $ 85,000
Outagamie, Wisconsin 5 $ 576,000 $ 115,200 $ 49,000
Shelby, Alabama 4 $ 1,122,000 $ 280,500 $ 90,000
Coconino, Arizona 4 $ 653,000 $ 163,250 $ 142,000
Lonoke, Arkansas 4 $ 141,000 $ 35,250 $ 113,000
Los Angeles, California 4 $ 1,492,000 $ 373,000 $ 131,000
Placer, California 4 $ 1,808,000 $ 452,000 $ 83,000
Santa Clara, California 4 $ 3,364,000 $ 841,000 $ 202,000
Litchfield, Connecticut 4 $ 120,000 $ 30,000 $ 97,000
Sussex, Delaware 4 $ 821,000 $ 205,250 $ 147,000
Bay, Florida 4 $ 1,050,000 $ 262,500 $ 92,000
Highlands, Florida 4 $ 274,000 $ 68,500 $ 86,000
Sumter, Florida 4 $ 521,000 $ 130,250 $ 77,000
Hall, Georgia 4 $ 871,000 $ 217,750 $ 137,000
St. Clair, Illinois 4 $ 774,000 $ 193,500 $ 79,000
Blackford, Indiana 4 $ 67,000 $ 16,750 $ 30,000
Daviess, Indiana 4 $ 344,000 $ 86,000 $ 38,000
Fayette, Indiana 4 $ 308,000 $ 77,000 $ 48,000
Miami, Indiana 4 $ 217,000 $ 54,250 $ 68,000
Orange, Indiana 4 $ 354,000 $ 88,500 $ 43,000
Vanderburgh, Indiana 4 $ 457,000 $ 114,250 $ 52,000
Black Hawk, Iowa 4 $ 376,000 $ 94,000 $ 35,000
Bullitt, Kentucky 4 $ 441,000 $ 110,250 $ 68,000
Logan, Kentucky 4 $ 365,000 $ 91,250 $ 49,000
St. Tammany, Louisiana 4 $ 1,738,000 $ 434,500 $ 113,000
York, Maine 4 $ 638,000 $ 159,500 $ 121,000
Frederick, Maryland 4 $ 679,000 $ 169,750 $ 96,000
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Mortgage Loan Application Detail Totals for The Huntington National Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19,325 $3,051,511,000 $223,760 $16,311,000 $110,420 $9,695,000
Refinancing 15,679 $1,929,405,000 $166,195 $4,000,000 $102,543 $9,377,000
Home Improvement 3,332 $116,267,000 $97,000 $995,000 $74,111 $550,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,620 $4,134,143,000 $185,680 $7,280,000 $107,840 $9,695,000
Not Provided 3,382 $417,888,000 $230,829 $16,311,000 $86,893 $950,000
Black or African American 2,359 $261,672,000 $195,894 $1,398,000 $94,973 $1,550,000
Hispanic 1,070 $136,705,000 $176,606 $932,000 $74,363 $501,000
Asian 604 $114,055,000 $241,931 $3,840,000 $105,413 $1,329,000
American Indian or Alaskan Native 220 $19,379,000 $132,571 $650,000 $79,428 $563,000
Native Hawaiian or Other Pacific Islander 72 $10,454,000 $198,538 $586,000 $100,384 $1,018,000
Not applicable 9 $2,887,000 $304,000 $1,120,000 $779,500 $5,400,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 34,989 $4,669,909,000 $200,333 $16,311,000 $104,333 $9,695,000
FHA-insured (Federal Housing Administration) 2,694 $340,011,000 $142,722 $386,000 $52,166 $475,000
VA-guaranteed (Veterans Administration) 441 $65,401,000 $150,620 $371,000 $46,000 $170,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 212 $21,862,000 $117,571 $295,000 $41,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 22,902 $3,308,882,000 $222,040 $16,311,000 $102,260 $9,652,000
Application Denied By Financial Institution 5,660 $522,333,000 $223,195 $2,200,000 $308,365 $9,695,000
Application Approved But Not Accepted 3,136 $451,792,000 $207,619 $3,840,000 $86,214 $2,836,000
Loan Purchased By The Institution 2,252 $247,584,000 $109,694 $400,000 $80,138 $2,934,000
Application Withdrawn By Applicant 1,847 $207,196,000 $231,781 $2,721,000 $127,156 $1,950,000
Preapproval Approved but not Accepted 1,371 $218,410,000 $159,000 $1,000,000 $51,000 $611,000
File Closed For Incompleteness 626 $68,690,000 $198,846 $2,813,000 $104,615 $960,000
Preapproval Denied by Financial Institution 542 $72,296,000 $133,000 $1,760,000 $55,000 $936,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,407 $180,216,000 $157,166 $650,000 $66,833 $563,000
Debt-To-Income Ratio 1,335 $139,288,000 $141,840 $1,200,000 $47,320 $1,194,000
Other 1,101 $104,269,000 $297,739 $2,200,000 $513,478 $9,695,000
Collateral 769 $93,207,000 $165,321 $883,000 $86,107 $2,965,000
Credit Application Incomplete 249 $28,167,000 $132,500 $1,398,000 $84,400 $384,000
Insufficient Cash (Downpayment, Closing Cost) 132 $18,814,000 $125,800 $650,000 $47,600 $180,000
Employment History 112 $16,270,000 $175,230 $780,000 $66,000 $336,000
Unverifiable Information 87 $12,869,000 $157,100 $540,000 $64,100 $507,000
Mortgage Insurance Denied 10 $1,529,000 $152,166 $380,000 $59,000 $142,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Huntington National Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Huntington National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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