The Huntington National Bank Mortgage Lending & HMDA Data, 2005
In 2005, The Huntington National Bank of Columbus, OH reported 38,336 mortgage applications totaling $5.1 billion, down 17% from 2004. The average application was for $132,960, and applicants reported an average income of $70,696. 60% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Columbus, OH (6,682), Cleveland-Elyria-Mentor, OH (2,322) and Cincinnati-Middletown, OH-KY-IN (1,868) (applications in parentheses).
| Mortgage Company & Address | The Huntington National Bank 7575 Huntington Park Dr Columbus, OH 43235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 38,336 |
| Total Mortgage Loan Application Amount | $5,097,183,000 |
| Average Mortgage Loan Application Amount | $132,960 |
| Highest Mortgage Loan Application Amount | $16,311,000 |
| Average Applicant Income | $70,696 |
| Highest Applicant Income | $9,695,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Huntington National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbus, OH | 6,682 | $ 951,107,000 | $ 142,338 | $ 78,000 |
| Cleveland-Elyria-Mentor, OH | 2,322 | $ 264,717,000 | $ 114,003 | $ 66,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,868 | $ 237,058,000 | $ 126,904 | $ 79,000 |
| Indianapolis, IN | 1,525 | $ 180,215,000 | $ 118,173 | $ 71,000 |
| Warren-Farmington Hills-Troy, MI | 1,474 | $ 189,767,000 | $ 128,742 | $ 80,000 |
| Grand Rapids-Wyoming, MI | 1,380 | $ 166,349,000 | $ 120,542 | $ 61,000 |
| Toledo, OH | 1,028 | $ 110,403,000 | $ 107,395 | $ 61,000 |
| Holland-Grand Haven, MI | 750 | $ 97,722,000 | $ 130,296 | $ 59,000 |
| Charleston, WV | 728 | $ 71,043,000 | $ 97,586 | $ 75,000 |
| Akron, OH | 601 | $ 70,975,000 | $ 118,094 | $ 68,000 |
| Dayton, OH | 588 | $ 61,143,000 | $ 103,984 | $ 65,000 |
| Morgantown, WV | 560 | $ 66,846,000 | $ 119,367 | $ 72,000 |
| Muskegon-Norton Shores, MI | 548 | $ 44,488,000 | $ 81,182 | $ 42,000 |
| Lafayette, IN | 392 | $ 46,764,000 | $ 119,295 | $ 58,000 |
| Detroit-Livonia-Dearborn, MI | 383 | $ 34,927,000 | $ 91,193 | $ 55,000 |
| Tampa-St. Petersburg-Clearwater, FL | 361 | $ 72,221,000 | $ 200,058 | $ 98,000 |
| Kalamazoo-Portage, MI | 298 | $ 36,361,000 | $ 122,016 | $ 62,000 |
| Sarasota-Bradenton-Venice, FL | 273 | $ 81,858,000 | $ 299,846 | $ 128,000 |
| Canton-Massillon, OH | 272 | $ 31,114,000 | $ 114,389 | $ 58,000 |
| Springfield, OH | 261 | $ 17,900,000 | $ 68,582 | $ 58,000 |
| Phoenix-Mesa-Scottsdale, AZ | 247 | $ 56,125,000 | $ 227,226 | $ 94,000 |
| Huntington-Ashland, WV-KY-OH | 246 | $ 16,978,000 | $ 69,016 | $ 47,000 |
| Newark-Union, NJ-PA | 221 | $ 57,191,000 | $ 258,782 | $ 95,000 |
| Milwaukee-Waukesha-West Allis, WI | 212 | $ 40,790,000 | $ 192,405 | $ 68,000 |
| Lakeland, FL | 199 | $ 25,008,000 | $ 125,668 | $ 56,000 |
| Lima, OH | 185 | $ 16,475,000 | $ 89,054 | $ 98,000 |
| Louisville, KY-IN | 139 | $ 18,256,000 | $ 131,338 | $ 67,000 |
| St. Louis, MO-IL | 136 | $ 19,987,000 | $ 146,963 | $ 60,000 |
| Mansfield, OH | 129 | $ 13,043,000 | $ 101,108 | $ 55,000 |
| Orlando, FL | 128 | $ 27,816,000 | $ 217,312 | $ 90,000 |
| Richmond, VA | 110 | $ 10,524,000 | $ 95,672 | $ 89,000 |
| Anderson, IN | 107 | $ 7,513,000 | $ 70,214 | $ 54,000 |
| Naples-Marco Island, FL | 105 | $ 41,482,000 | $ 395,066 | $ 191,000 |
| Lexington-Fayette, KY | 102 | $ 11,919,000 | $ 116,852 | $ 77,000 |
| Parkersburg-Marietta, WV-OH | 101 | $ 7,046,000 | $ 69,762 | $ 63,000 |
| Hagerstown-Martinsburg, MD-WV | 98 | $ 16,227,000 | $ 165,581 | $ 63,000 |
| Hartford-West Hartford-East Hartford, CT | 89 | $ 10,212,000 | $ 114,741 | $ 110,000 |
| Cape Coral-Fort Myers, FL | 87 | $ 23,062,000 | $ 265,080 | $ 142,000 |
| Youngstown-Warren-Boardman, OH-PA | 83 | $ 7,097,000 | $ 85,506 | $ 52,000 |
| Edison, NJ | 82 | $ 23,164,000 | $ 282,487 | $ 114,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 82 | $ 17,863,000 | $ 217,841 | $ 75,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 81 | $ 11,594,000 | $ 143,135 | $ 102,000 |
| Lansing-East Lansing, MI | 75 | $ 8,754,000 | $ 116,720 | $ 54,000 |
| Philadelphia, PA | 75 | $ 27,863,000 | $ 371,506 | $ 125,000 |
| Chicago-Naperville-Joliet, IL | 68 | $ 21,378,000 | $ 314,382 | $ 127,000 |
| Niles-Benton Harbor, MI | 66 | $ 5,085,000 | $ 77,045 | $ 48,000 |
| Atlanta-Sandy Springs-Marietta, GA | 62 | $ 32,794,000 | $ 528,935 | $ 125,000 |
| Ann Arbor, MI | 60 | $ 8,431,000 | $ 140,516 | $ 80,000 |
| Monroe, MI | 57 | $ 5,897,000 | $ 103,456 | $ 62,000 |
| Baltimore-Towson, MD | 56 | $ 8,408,000 | $ 150,142 | $ 89,000 |
| Pittsburgh, PA | 52 | $ 8,160,000 | $ 156,923 | $ 75,000 |
| Little Rock-North Little Rock, AR | 51 | $ 2,795,000 | $ 54,803 | $ 89,000 |
| Sandusky, OH | 49 | $ 6,115,000 | $ 124,795 | $ 70,000 |
| Flint, MI | 47 | $ 7,939,000 | $ 168,914 | $ 81,000 |
| Boston-Quincy, MA | 46 | $ 16,555,000 | $ 359,891 | $ 126,000 |
| Cambridge-Newton-Framingham, MA | 46 | $ 12,337,000 | $ 268,195 | $ 150,000 |
| Charleston-North Charleston, SC | 45 | $ 8,184,000 | $ 181,866 | $ 69,000 |
| Jacksonville, FL | 45 | $ 12,175,000 | $ 270,555 | $ 109,000 |
| Charlotte-Gastonia-Concord, NC-SC | 42 | $ 5,046,000 | $ 120,142 | $ 81,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 39 | $ 23,444,000 | $ 601,128 | $ 167,000 |
| Cedar Rapids, IA | 38 | $ 4,069,000 | $ 107,078 | $ 46,000 |
| South Bend-Mishawaka, IN-MI | 37 | $ 3,367,000 | $ 91,000 | $ 51,000 |
| Punta Gorda, FL | 34 | $ 6,704,000 | $ 197,176 | $ 79,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 33 | $ 3,471,000 | $ 105,181 | $ 67,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 31 | $ 10,771,000 | $ 347,451 | $ 161,000 |
| Bloomington, IN | 30 | $ 3,275,000 | $ 109,166 | $ 48,000 |
| Cumberland, MD-WV | 29 | $ 2,406,000 | $ 82,965 | $ 46,000 |
| Dallas-Plano-Irving, TX | 28 | $ 6,948,000 | $ 248,142 | $ 89,000 |
| Columbia, SC | 27 | $ 3,448,000 | $ 127,703 | $ 59,000 |
| Miami-Miami Beach-Kendall, FL | 27 | $ 15,421,000 | $ 571,148 | $ 344,000 |
| Portland-Vancouver-Beaverton, OR-WA | 27 | $ 4,713,000 | $ 174,555 | $ 90,000 |
| Nashville-Davidson--Murfreesboro, TN | 26 | $ 6,242,000 | $ 240,076 | $ 79,000 |
| Bethesda-Frederick-Gaithersburg, MD | 25 | $ 3,595,000 | $ 143,800 | $ 106,000 |
| Tucson, AZ | 24 | $ 5,949,000 | $ 247,875 | $ 94,000 |
| Battle Creek, MI | 23 | $ 1,680,000 | $ 73,043 | $ 47,000 |
| Des Moines, IA | 23 | $ 4,785,000 | $ 208,043 | $ 78,000 |
| Greensboro-High Point, NC | 23 | $ 1,396,000 | $ 60,695 | $ 132,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 22 | $ 3,483,000 | $ 158,318 | $ 77,000 |
| Denver-Aurora, CO | 22 | $ 5,444,000 | $ 247,454 | $ 103,000 |
| Greenville, SC | 22 | $ 3,028,000 | $ 137,636 | $ 56,000 |
| Kokomo, IN | 22 | $ 1,774,000 | $ 80,636 | $ 59,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 21 | $ 4,606,000 | $ 219,333 | $ 105,000 |
| Fort Wayne, IN | 21 | $ 2,696,000 | $ 128,380 | $ 63,000 |
| Seattle-Bellevue-Everett, WA | 21 | $ 5,822,000 | $ 277,238 | $ 76,000 |
| Charlottesville, VA | 20 | $ 2,057,000 | $ 102,850 | $ 79,000 |
| Muncie, IN | 20 | $ 2,640,000 | $ 132,000 | $ 68,000 |
| Jackson, MI | 19 | $ 2,132,000 | $ 112,210 | $ 69,000 |
| Kansas City, MO-KS | 19 | $ 2,330,000 | $ 122,631 | $ 69,000 |
| Raleigh-Cary, NC | 19 | $ 4,645,000 | $ 244,473 | $ 95,000 |
| Gary, IN | 18 | $ 2,117,000 | $ 117,611 | $ 60,000 |
| Oakland-Fremont-Hayward, CA | 18 | $ 12,948,000 | $ 719,333 | $ 157,000 |
| Palm Bay-Melbourne-Titusville, FL | 18 | $ 3,509,000 | $ 194,944 | $ 73,000 |
| Port St. Lucie-Fort Pierce, FL | 18 | $ 4,686,000 | $ 260,333 | $ 107,000 |
| Evansville, IN-KY | 17 | $ 1,992,000 | $ 117,176 | $ 90,000 |
| Madison, WI | 16 | $ 3,009,000 | $ 188,062 | $ 49,000 |
| Memphis, TN-MS-AR | 16 | $ 2,927,000 | $ 182,937 | $ 83,000 |
| Sumter, SC | 16 | $ 1,265,000 | $ 79,062 | $ 35,000 |
| Birmingham-Hoover, AL | 15 | $ 3,602,000 | $ 240,133 | $ 83,000 |
| Bloomington-Normal, IL | 15 | $ 2,583,000 | $ 172,200 | $ 89,000 |
| Bowling Green, KY | 15 | $ 2,382,000 | $ 158,800 | $ 73,000 |
| Morristown, TN | 15 | $ 2,115,000 | $ 141,000 | $ 65,000 |
| Bridgeport-Stamford-Norwalk, CT | 14 | $ 3,801,000 | $ 271,500 | $ 1,732,000 |
| Gainesville, FL | 14 | $ 3,855,000 | $ 275,357 | $ 86,000 |
| Manchester-Nashua, NH | 14 | $ 2,664,000 | $ 190,285 | $ 72,000 |
| Trenton-Ewing, NJ | 14 | $ 6,486,000 | $ 463,285 | $ 136,000 |
| Worcester, MA | 14 | $ 3,498,000 | $ 249,857 | $ 105,000 |
| Anderson, SC | 13 | $ 1,618,000 | $ 124,461 | $ 79,000 |
| Essex County, MA | 13 | $ 2,700,000 | $ 207,692 | $ 97,000 |
| Harrisburg-Carlisle, PA | 13 | $ 2,178,000 | $ 167,538 | $ 73,000 |
| Houston-Baytown-Sugar Land, TX | 13 | $ 2,615,000 | $ 201,153 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 1,753,000 | $ 134,846 | $ 111,000 |
| Columbus, IN | 12 | $ 915,000 | $ 76,250 | $ 55,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 12 | $ 4,819,000 | $ 401,583 | $ 79,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 12 | $ 3,109,000 | $ 259,083 | $ 107,000 |
| Camden, NJ | 11 | $ 2,624,000 | $ 238,545 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 3,474,000 | $ 315,818 | $ 144,000 |
| Spartanburg, SC | 11 | $ 1,374,000 | $ 124,909 | $ 49,000 |
| Terre Haute, IN | 11 | $ 997,000 | $ 90,636 | $ 49,000 |
| Albany-Schenectady-Troy, NY | 10 | $ 1,955,000 | $ 195,500 | $ 132,000 |
| Albuquerque, NM | 10 | $ 2,281,000 | $ 228,100 | $ 98,000 |
| Asheville, NC | 10 | $ 787,000 | $ 78,700 | $ 186,000 |
| Elkhart-Goshen, IN | 10 | $ 1,187,000 | $ 118,700 | $ 36,000 |
| Janesville, WI | 10 | $ 1,025,000 | $ 102,500 | $ 50,000 |
| Michigan City-La Porte, IN | 10 | $ 1,021,000 | $ 102,100 | $ 52,000 |
| Racine, WI | 10 | $ 1,854,000 | $ 185,400 | $ 61,000 |
| Rockingham County-Strafford County, NH | 10 | $ 2,475,000 | $ 247,500 | $ 99,000 |
| Tulsa, OK | 10 | $ 1,515,000 | $ 151,500 | $ 75,000 |
| Wausau, WI | 10 | $ 1,384,000 | $ 138,400 | $ 63,000 |
| Wilmington, DE-MD-NJ | 10 | $ 1,812,000 | $ 181,200 | $ 99,000 |
| Fort Worth-Arlington, TX | 9 | $ 3,352,000 | $ 372,444 | $ 116,000 |
| New Orleans-Metairie-Kenner, LA | 9 | $ 2,731,000 | $ 303,444 | $ 63,000 |
| New York-Wayne-White Plains, NY-NJ | 9 | $ 4,224,000 | $ 469,333 | $ 1,663,000 |
| Norwich-New London, CT | 9 | $ 1,336,000 | $ 148,444 | $ 85,000 |
| San Francisco-San Mateo-Redwood City, CA | 9 | $ 6,860,000 | $ 762,222 | $ 159,000 |
| Tacoma, WA | 9 | $ 2,196,000 | $ 244,000 | $ 85,000 |
| Wheeling, WV-OH | 9 | $ 481,000 | $ 53,444 | $ 50,000 |
| Augusta-Richmond County, GA-SC | 8 | $ 2,225,000 | $ 278,125 | $ 197,000 |
| Baton Rouge, LA | 8 | $ 1,176,000 | $ 147,000 | $ 60,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,519,000 | $ 189,875 | $ 79,000 |
| Knoxville, TN | 8 | $ 1,513,000 | $ 189,125 | $ 65,000 |
| New Haven-Milford, CT | 8 | $ 1,317,000 | $ 164,625 | $ 82,000 |
| Ocala, FL | 8 | $ 1,177,000 | $ 147,125 | $ 50,000 |
| Prescott, AZ | 8 | $ 1,800,000 | $ 225,000 | $ 92,000 |
| Saginaw-Saginaw Township North, MI | 8 | $ 895,000 | $ 111,875 | $ 41,000 |
| Santa Ana-Anaheim-Irvine, CA | 8 | $ 4,339,000 | $ 542,375 | $ 198,000 |
| Burlington-South Burlington, VT | 7 | $ 1,501,000 | $ 214,428 | $ 77,000 |
| Colorado Springs, CO | 7 | $ 1,559,000 | $ 222,714 | $ 101,000 |
| Columbia, MO | 7 | $ 826,000 | $ 118,000 | $ 78,000 |
| Salt Lake City, UT | 7 | $ 2,334,000 | $ 333,428 | $ 162,000 |
| San Diego-Carlsbad-San Marcos, CA | 7 | $ 3,748,000 | $ 535,428 | $ 193,000 |
| Williamsport, PA | 7 | $ 560,000 | $ 80,000 | $ 34,000 |
| Wilmington, NC | 7 | $ 1,086,000 | $ 155,142 | $ 90,000 |
| Chattanooga, TN-GA | 6 | $ 1,635,000 | $ 272,500 | $ 122,000 |
| El Paso, TX | 6 | $ 1,328,000 | $ 221,333 | $ 101,000 |
| Eugene-Springfield, OR | 6 | $ 820,000 | $ 136,666 | $ 55,000 |
| Hot Springs, AR | 6 | $ 477,000 | $ 79,500 | $ 64,000 |
| Jackson, MS | 6 | $ 952,000 | $ 158,666 | $ 85,000 |
| Jackson, TN | 6 | $ 989,000 | $ 164,833 | $ 104,000 |
| Ogden-Clearfield, UT | 6 | $ 1,420,000 | $ 236,666 | $ 75,000 |
| San Antonio, TX | 6 | $ 1,389,000 | $ 231,500 | $ 119,000 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 2,982,000 | $ 497,000 | $ 104,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 409,000 | $ 68,166 | $ 50,000 |
| Appleton, WI | 5 | $ 576,000 | $ 115,200 | $ 49,000 |
| Barnstable Town, MA | 5 | $ 958,000 | $ 191,600 | $ 177,000 |
| Corpus Christi, TX | 5 | $ 1,407,000 | $ 281,400 | $ 129,000 |
| Decatur, IL | 5 | $ 695,000 | $ 139,000 | $ 55,000 |
| Duluth, MN-WI | 5 | $ 510,000 | $ 102,000 | $ 40,000 |
| Durham, NC | 5 | $ 515,000 | $ 103,000 | $ 97,000 |
| Portland-South Portland-Biddeford, ME | 5 | $ 813,000 | $ 162,600 | $ 99,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 484,000 | $ 96,800 | $ 51,000 |
| Tallahassee, FL | 5 | $ 1,020,000 | $ 204,000 | $ 139,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 466,000 | $ 93,200 | $ 35,000 |
| Austin-Round Rock, TX | 4 | $ 1,082,000 | $ 270,500 | $ 95,000 |
| Bremerton-Silverdale, WA | 4 | $ 620,000 | $ 155,000 | $ 65,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 630,000 | $ 157,500 | $ 98,000 |
| Champaign-Urbana, IL | 4 | $ 992,000 | $ 248,000 | $ 135,000 |
| Flagstaff, AZ | 4 | $ 653,000 | $ 163,250 | $ 142,000 |
| Fond Du Lac, WI | 4 | $ 550,000 | $ 137,500 | $ 48,000 |
| Fort Smith, AR-OK | 4 | $ 565,000 | $ 141,250 | $ 69,000 |
| Gainesville, GA | 4 | $ 871,000 | $ 217,750 | $ 137,000 |
| Lancaster, PA | 4 | $ 770,000 | $ 192,500 | $ 84,000 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 1,492,000 | $ 373,000 | $ 131,000 |
| Lynchburg, VA | 4 | $ 1,110,000 | $ 277,500 | $ 96,000 |
| Macon, GA | 4 | $ 620,000 | $ 155,000 | $ 92,000 |
| Panama City-Lynn Haven, FL | 4 | $ 1,050,000 | $ 262,500 | $ 92,000 |
| Salem, OR | 4 | $ 555,000 | $ 138,750 | $ 75,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 3,364,000 | $ 841,000 | $ 202,000 |
| Spokane, WA | 4 | $ 801,000 | $ 200,250 | $ 79,000 |
| Springfield, MA | 4 | $ 996,000 | $ 249,000 | $ 84,000 |
| Altoona, PA | 3 | $ 462,000 | $ 154,000 | $ 41,000 |
| Atlantic City, NJ | 3 | $ 460,000 | $ 153,333 | $ 72,000 |
| Boise City-Nampa, ID | 3 | $ 652,000 | $ 217,333 | $ 71,000 |
| Cleveland, TN | 3 | $ 323,000 | $ 107,666 | $ 20,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 337,000 | $ 112,333 | $ 70,000 |
| Fayetteville, NC | 3 | $ 268,000 | $ 89,333 | $ 51,000 |
| Greenville, NC | 3 | $ 631,000 | $ 210,333 | $ 65,000 |
| Ithaca, NY | 3 | $ 494,000 | $ 164,666 | $ 98,000 |
| Las Vegas-Paradise, NV | 3 | $ 357,000 | $ 119,000 | $ 67,000 |
| Lincoln, NE | 3 | $ 531,000 | $ 177,000 | $ 71,000 |
| Pascagoula, MS | 3 | $ 524,000 | $ 174,666 | $ 58,000 |
| Peoria, IL | 3 | $ 428,000 | $ 142,666 | $ 83,000 |
| Pocatello, ID | 3 | $ 275,000 | $ 91,666 | $ 39,000 |
| Providence-New Bedford-Fall River, RI-MA | 3 | $ 811,000 | $ 270,333 | $ 107,000 |
| Provo-Orem, UT | 3 | $ 558,000 | $ 186,000 | $ 79,000 |
| Reading, PA | 3 | $ 270,000 | $ 90,000 | $ 48,000 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 755,000 | $ 251,666 | $ 113,000 |
| Roanoke, VA | 3 | $ 444,000 | $ 148,000 | $ 81,000 |
| Rockford, IL | 3 | $ 933,000 | $ 311,000 | $ 85,000 |
| Savannah, GA | 3 | $ 693,000 | $ 231,000 | $ 56,000 |
| St. Joseph, MO-KS | 3 | $ 298,000 | $ 99,333 | $ 40,000 |
| Valdosta, GA | 3 | $ 567,000 | $ 189,000 | $ 59,000 |
| Vallejo-Fairfield, CA | 3 | $ 1,819,000 | $ 606,333 | $ 121,000 |
| Vero Beach, FL | 3 | $ 423,000 | $ 141,000 | $ 58,000 |
| Waco, TX | 3 | $ 898,000 | $ 299,333 | $ 89,000 |
| Winston-Salem, NC | 3 | $ 578,000 | $ 192,666 | $ 81,000 |
| York-Hanover, PA | 3 | $ 706,000 | $ 235,333 | $ 78,000 |
| Alexandria, LA | 2 | $ 435,000 | $ 217,500 | $ 81,000 |
| Anniston-Oxford, AL | 2 | $ 350,000 | $ 175,000 | $ 87,000 |
| Bellingham, WA | 2 | $ 387,000 | $ 193,500 | $ 72,000 |
| Clarksville, TN-KY | 2 | $ 472,000 | $ 236,000 | $ 34,000 |
| Dover, DE | 2 | $ 299,000 | $ 149,500 | $ 46,000 |
| Erie, PA | 2 | $ 307,000 | $ 153,500 | $ 210,000 |
| Farmington, NM | 2 | $ 645,000 | $ 322,500 | $ 103,000 |
| Fort Collins-Loveland, CO | 2 | $ 343,000 | $ 171,500 | $ 61,000 |
| Fresno, CA | 2 | $ 1,368,000 | $ 684,000 | $ 155,000 |
| Greeley, CO | 2 | $ 436,000 | $ 218,000 | $ 74,000 |
| Gulfport-Biloxi, MS | 2 | $ 394,000 | $ 197,000 | $ 67,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 97,000 | $ 48,500 | $ 57,000 |
| Honolulu, HI | 2 | $ 745,000 | $ 372,500 | $ 267,000 |
| Huntsville, AL | 2 | $ 248,000 | $ 124,000 | $ 115,000 |
| Iowa City, IA | 2 | $ 191,000 | $ 95,500 | $ 40,000 |
| Jefferson City, MO | 2 | $ 282,000 | $ 141,000 | $ 74,000 |
| La Crosse, WI-MN | 2 | $ 225,000 | $ 112,500 | $ 87,000 |
| Monroe, LA | 2 | $ 337,000 | $ 168,500 | $ 68,000 |
| Nassau-Suffolk, NY | 2 | $ 1,187,000 | $ 593,500 | $ 223,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 628,000 | $ 314,000 | $ 97,000 |
| Oshkosh-Neenah, WI | 2 | $ 185,000 | $ 92,500 | $ 37,000 |
| Owensboro, KY | 2 | $ 225,000 | $ 112,500 | $ 83,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 881,000 | $ 440,500 | $ 129,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 692,000 | $ 346,000 | $ 76,000 |
| Pueblo, CO | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Rochester, MN | 2 | $ 310,000 | $ 155,000 | $ 156,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 1,174,000 | $ 587,000 | $ 171,000 |
| Springfield, MO | 2 | $ 226,000 | $ 113,000 | $ 97,000 |
| St. Cloud, MN | 2 | $ 397,000 | $ 198,500 | $ 82,000 |
| Utica-Rome, NY | 2 | $ 361,000 | $ 180,500 | $ 69,000 |
| Wichita, KS | 2 | $ 580,000 | $ 290,000 | $ 153,000 |
| Winchester, VA-WV | 2 | $ 545,000 | $ 272,500 | $ 137,000 |
| Albany, GA | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Amarillo, TX | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
| Ames, IA | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Anchorage, AK | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Athens-Clarke County, GA | 1 | $ 162,000 | $ 162,000 | $ 105,000 |
| Bakersfield, CA | 1 | $ 320,000 | $ 320,000 | $ 94,000 |
| Beaumont-Port Arthur, TX | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| Bend, OR | 1 | $ 174,000 | $ 174,000 | $ 90,000 |
| Binghamton, NY | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| Bismarck, ND | 1 | $ 63,000 | $ 63,000 | $ 14,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 96,000 | $ 96,000 | $ 125,000 |
| Boulder, CO | 1 | $ 304,000 | $ 304,000 | $ 107,000 |
| Brownsville-Harlingen, TX | 1 | $ 190,000 | $ 190,000 | $ 87,000 |
| Danville, IL | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Decatur, AL | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Dubuque, IA | 1 | $ 236,000 | $ 236,000 | $ 48,000 |
| Eau Claire, WI | 1 | $ 129,000 | $ 129,000 | $ 54,000 |
| Gadsden, AL | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Grand Forks, ND-MN | 1 | $ 86,000 | $ 86,000 | $ 27,000 |
| Grand Junction, CO | 1 | $ 660,000 | $ 660,000 | $ 0 |
| Great Falls, MT | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Green Bay, WI | 1 | $ 133,000 | $ 133,000 | $ 28,000 |
| Hattiesburg, MS | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Idaho Falls, ID | 1 | $ 32,000 | $ 32,000 | $ 73,000 |
| Jacksonville, NC | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Johnson City, TN | 1 | $ 312,000 | $ 312,000 | $ 74,000 |
| Jonesboro, AR | 1 | $ 53,000 | $ 53,000 | $ 138,000 |
| Joplin, MO | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Kennewick-Richland-Pasco, WA | 1 | $ 108,000 | $ 108,000 | $ 96,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Lafayette, LA | 1 | $ 49,000 | $ 49,000 | $ 85,000 |
| Lake Charles, LA | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| Lebanon, PA | 1 | $ 166,000 | $ 166,000 | $ 64,000 |
| Medford, OR | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Midland, TX | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Modesto, CA | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Oklahoma City, OK | 1 | $ 162,000 | $ 162,000 | $ 65,000 |
| Reno-Sparks, NV | 1 | $ 415,000 | $ 415,000 | $ 87,000 |
| Rochester, NY | 1 | $ 169,000 | $ 169,000 | $ 86,000 |
| Salisbury, MD | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 453,000 | $ 453,000 | $ 95,000 |
| Sherman-Denison, TX | 1 | $ 94,000 | $ 94,000 | $ 75,000 |
| Shreveport-Bossier City, LA | 1 | $ 358,000 | $ 358,000 | $ 133,000 |
| St. George, UT | 1 | $ 223,000 | $ 223,000 | $ 93,000 |
| State College, PA | 1 | $ 400,000 | $ 400,000 | $ 103,000 |
| Stockton, CA | 1 | $ 470,000 | $ 470,000 | $ 87,000 |
| Syracuse, NY | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Topeka, KS | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Tuscaloosa, AL | 1 | $ 206,000 | $ 206,000 | $ 109,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Wenatchee, WA | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Wichita Falls, TX | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Yuma, AZ | 1 | $ 126,000 | $ 126,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for The Huntington National Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,325 | $3,051,511,000 | $223,760 | $16,311,000 | $110,420 | $9,695,000 |
| Refinancing | 15,679 | $1,929,405,000 | $166,195 | $4,000,000 | $102,543 | $9,377,000 |
| Home Improvement | 3,332 | $116,267,000 | $97,000 | $995,000 | $74,111 | $550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,620 | $4,134,143,000 | $185,680 | $7,280,000 | $107,840 | $9,695,000 |
| Not Provided | 3,382 | $417,888,000 | $230,829 | $16,311,000 | $86,893 | $950,000 |
| Black or African American | 2,359 | $261,672,000 | $195,894 | $1,398,000 | $94,973 | $1,550,000 |
| Hispanic | 1,070 | $136,705,000 | $176,606 | $932,000 | $74,363 | $501,000 |
| Asian | 604 | $114,055,000 | $241,931 | $3,840,000 | $105,413 | $1,329,000 |
| American Indian or Alaskan Native | 220 | $19,379,000 | $132,571 | $650,000 | $79,428 | $563,000 |
| Native Hawaiian or Other Pacific Islander | 72 | $10,454,000 | $198,538 | $586,000 | $100,384 | $1,018,000 |
| Not applicable | 9 | $2,887,000 | $304,000 | $1,120,000 | $779,500 | $5,400,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 34,989 | $4,669,909,000 | $200,333 | $16,311,000 | $104,333 | $9,695,000 |
| FHA-insured (Federal Housing Administration) | 2,694 | $340,011,000 | $142,722 | $386,000 | $52,166 | $475,000 |
| VA-guaranteed (Veterans Administration) | 441 | $65,401,000 | $150,620 | $371,000 | $46,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 212 | $21,862,000 | $117,571 | $295,000 | $41,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,902 | $3,308,882,000 | $222,040 | $16,311,000 | $102,260 | $9,652,000 |
| Application Denied By Financial Institution | 5,660 | $522,333,000 | $223,195 | $2,200,000 | $308,365 | $9,695,000 |
| Application Approved But Not Accepted | 3,136 | $451,792,000 | $207,619 | $3,840,000 | $86,214 | $2,836,000 |
| Loan Purchased By The Institution | 2,252 | $247,584,000 | $109,694 | $400,000 | $80,138 | $2,934,000 |
| Application Withdrawn By Applicant | 1,847 | $207,196,000 | $231,781 | $2,721,000 | $127,156 | $1,950,000 |
| Preapproval Approved but not Accepted | 1,371 | $218,410,000 | $159,000 | $1,000,000 | $51,000 | $611,000 |
| File Closed For Incompleteness | 626 | $68,690,000 | $198,846 | $2,813,000 | $104,615 | $960,000 |
| Preapproval Denied by Financial Institution | 542 | $72,296,000 | $133,000 | $1,760,000 | $55,000 | $936,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,407 | $180,216,000 | $157,166 | $650,000 | $66,833 | $563,000 |
| Debt-To-Income Ratio | 1,335 | $139,288,000 | $141,840 | $1,200,000 | $47,320 | $1,194,000 |
| Other | 1,101 | $104,269,000 | $297,739 | $2,200,000 | $513,478 | $9,695,000 |
| Collateral | 769 | $93,207,000 | $165,321 | $883,000 | $86,107 | $2,965,000 |
| Credit Application Incomplete | 249 | $28,167,000 | $132,500 | $1,398,000 | $84,400 | $384,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 132 | $18,814,000 | $125,800 | $650,000 | $47,600 | $180,000 |
| Employment History | 112 | $16,270,000 | $175,230 | $780,000 | $66,000 | $336,000 |
| Unverifiable Information | 87 | $12,869,000 | $157,100 | $540,000 | $64,100 | $507,000 |
| Mortgage Insurance Denied | 10 | $1,529,000 | $152,166 | $380,000 | $59,000 | $142,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Huntington National Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Huntington National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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