The Lending Connection, Inc Mortgage Lending & HMDA Data, 2007
In 2007, The Lending Connection, Inc of Huntington Beach, CA reported 1,629 mortgage applications totaling $266.7 million, down 94% from 2006. The average application was for $163,716, and applicants reported an average income of $46,056. 75% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (49), Baltimore-Towson, MD (48) and Riverside-San Bernardino-Ontario, CA (42) (applications in parentheses).
| Mortgage Company & Address | The Lending Connection, Inc 5901 Warner Ave #478 Huntington Beach, CA 92649 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,629 |
| Total Mortgage Loan Application Amount | $266,694,000 |
| Average Mortgage Loan Application Amount | $163,716 |
| Highest Mortgage Loan Application Amount | $624,000 |
| Average Applicant Income | $46,056 |
| Highest Applicant Income | $290,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Lending Connection, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 49 | $ 6,852,000 | $ 139,836 | $ 43,000 |
| Baltimore-Towson, MD | 48 | $ 7,695,000 | $ 160,312 | $ 50,000 |
| Riverside-San Bernardino-Ontario, CA | 42 | $ 7,197,000 | $ 171,357 | $ 42,000 |
| Tampa-St. Petersburg-Clearwater, FL | 37 | $ 6,182,000 | $ 167,081 | $ 39,000 |
| Orlando-Kissimmee, FL | 32 | $ 5,694,000 | $ 177,937 | $ 42,000 |
| St. Louis, MO-IL | 31 | $ 4,655,000 | $ 150,161 | $ 48,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 29 | $ 5,603,000 | $ 193,206 | $ 53,000 |
| Portland-Vancouver-Beaverton, OR-WA | 26 | $ 5,237,000 | $ 201,423 | $ 55,538 |
| Richmond, VA | 24 | $ 3,960,000 | $ 165,000 | $ 43,000 |
| Kansas City, MO-KS | 22 | $ 2,950,000 | $ 134,090 | $ 39,909 |
| Jacksonville, FL | 19 | $ 3,464,000 | $ 182,315 | $ 61,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 2,688,000 | $ 158,117 | $ 39,000 |
| Albuquerque, NM | 16 | $ 3,267,000 | $ 204,187 | $ 38,000 |
| Charlotte-Gastonia-Concord, NC-SC | 16 | $ 2,254,000 | $ 140,875 | $ 46,625 |
| Charleston-North Charleston, SC | 15 | $ 2,752,000 | $ 183,466 | $ 46,000 |
| Boise City-Nampa, ID | 14 | $ 2,390,000 | $ 170,714 | $ 46,000 |
| Raleigh-Cary, NC | 14 | $ 2,003,000 | $ 143,071 | $ 50,000 |
| Little Rock-North Little Rock-Conway, AR | 13 | $ 1,992,000 | $ 153,230 | $ 44,000 |
| Memphis, TN-MS-AR | 13 | $ 2,097,000 | $ 161,307 | $ 44,384 |
| Spokane, WA | 13 | $ 2,174,000 | $ 167,230 | $ 55,000 |
| Jackson, MS | 12 | $ 2,006,000 | $ 167,166 | $ 43,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 1,503,000 | $ 136,636 | $ 40,000 |
| Lakeland, FL | 11 | $ 1,508,000 | $ 137,090 | $ 33,000 |
| Portland-South Portland-Biddeford, ME | 11 | $ 1,556,000 | $ 141,454 | $ 49,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11 | $ 2,132,000 | $ 193,818 | $ 58,090 |
| Greenville-Mauldin-Easley, SC | 10 | $ 1,865,000 | $ 186,500 | $ 41,000 |
| San Diego-Carlsbad-San Marcos, CA | 10 | $ 1,576,000 | $ 157,600 | $ 33,000 |
| Asheville, NC | 9 | $ 1,594,000 | $ 177,111 | $ 51,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 1,467,000 | $ 163,000 | $ 40,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,352,000 | $ 150,222 | $ 50,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 9 | $ 1,564,000 | $ 173,777 | $ 37,000 |
| Tucson, AZ | 9 | $ 1,272,000 | $ 141,333 | $ 35,000 |
| Fresno, CA | 8 | $ 1,350,000 | $ 168,750 | $ 74,000 |
| Gulfport-Biloxi, MS | 8 | $ 1,154,000 | $ 144,250 | $ 49,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 1,168,000 | $ 146,000 | $ 36,000 |
| Port St. Lucie, FL | 8 | $ 876,000 | $ 109,500 | $ 33,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 8 | $ 1,148,000 | $ 143,500 | $ 49,000 |
| Worcester, MA | 8 | $ 1,762,000 | $ 220,250 | $ 51,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 1,103,000 | $ 157,571 | $ 41,000 |
| Denver-Aurora, CO | 7 | $ 1,146,000 | $ 163,714 | $ 30,000 |
| Indianapolis-Carmel, IN | 7 | $ 1,102,000 | $ 157,428 | $ 51,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 1,304,000 | $ 186,285 | $ 49,000 |
| Ocala, FL | 7 | $ 1,037,000 | $ 148,142 | $ 37,000 |
| Springfield, MA | 7 | $ 1,191,000 | $ 170,142 | $ 45,000 |
| Wilmington, NC | 7 | $ 1,082,000 | $ 154,571 | $ 43,000 |
| Bremerton-Silverdale, WA | 6 | $ 1,105,000 | $ 184,166 | $ 41,000 |
| Columbia, SC | 6 | $ 887,000 | $ 147,833 | $ 43,000 |
| Fort Smith, AR-OK | 6 | $ 897,000 | $ 149,500 | $ 36,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 1,000,000 | $ 166,666 | $ 41,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 957,000 | $ 159,500 | $ 35,000 |
| Pascagoula, MS | 6 | $ 769,000 | $ 128,166 | $ 27,000 |
| Sarasota-Bradenton-Venice, FL | 6 | $ 752,000 | $ 125,333 | $ 52,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 1,293,000 | $ 215,500 | $ 42,000 |
| Springfield, MO | 6 | $ 1,055,000 | $ 175,833 | $ 52,000 |
| Tallahassee, FL | 6 | $ 1,087,000 | $ 181,166 | $ 62,000 |
| Visalia-Porterville, CA | 6 | $ 843,000 | $ 140,500 | $ 47,000 |
| Bangor, ME | 5 | $ 630,000 | $ 126,000 | $ 24,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 611,000 | $ 122,200 | $ 36,000 |
| El Centro, CA | 5 | $ 427,000 | $ 85,400 | $ 71,000 |
| Fort Walton Beach-Crestview-Destin, FL | 5 | $ 567,000 | $ 113,400 | $ 39,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 783,000 | $ 156,600 | $ 67,000 |
| Roanoke, VA | 5 | $ 972,000 | $ 194,400 | $ 40,000 |
| Bakersfield, CA | 4 | $ 1,075,000 | $ 268,750 | $ 35,000 |
| Burlington-South Burlington, VT | 4 | $ 692,000 | $ 173,000 | $ 34,000 |
| Cheyenne, WY | 4 | $ 737,000 | $ 184,250 | $ 39,000 |
| Duluth, MN-WI | 4 | $ 483,000 | $ 120,750 | $ 49,000 |
| Fort Collins-Loveland, CO | 4 | $ 610,000 | $ 152,500 | $ 36,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 744,000 | $ 186,000 | $ 60,000 |
| Greensboro-High Point, NC | 4 | $ 398,000 | $ 99,500 | $ 57,000 |
| Los Angeles-Long Beach-Glendale, CA | 4 | $ 577,000 | $ 144,250 | $ 41,000 |
| Modesto, CA | 4 | $ 842,000 | $ 210,500 | $ 47,000 |
| Pine Bluff, AR | 4 | $ 760,000 | $ 190,000 | $ 43,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 428,000 | $ 107,000 | $ 25,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 713,000 | $ 178,250 | $ 57,000 |
| Spartanburg, SC | 4 | $ 442,000 | $ 110,500 | $ 42,000 |
| Stockton, CA | 4 | $ 679,000 | $ 169,750 | $ 52,000 |
| Tacoma, WA | 4 | $ 719,000 | $ 179,750 | $ 33,000 |
| Bellingham, WA | 3 | $ 675,000 | $ 225,000 | $ 47,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 220,000 | $ 73,333 | $ 77,000 |
| Casper, WY | 3 | $ 907,000 | $ 302,333 | $ 35,000 |
| Chattanooga, TN-GA | 3 | $ 305,000 | $ 101,666 | $ 39,000 |
| Dover, DE | 3 | $ 386,000 | $ 128,666 | $ 44,000 |
| Farmington, NM | 3 | $ 714,000 | $ 238,000 | $ 58,000 |
| Fayetteville, NC | 3 | $ 528,000 | $ 176,000 | $ 85,000 |
| Grand Junction, CO | 3 | $ 544,000 | $ 181,333 | $ 41,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 939,000 | $ 313,000 | $ 77,000 |
| Manchester-Nashua, NH | 3 | $ 511,000 | $ 170,333 | $ 22,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 171,000 | $ 57,000 | $ 70,000 |
| Naples-Marco Island, FL | 3 | $ 790,000 | $ 263,333 | $ 45,000 |
| Olympia, WA | 3 | $ 593,000 | $ 197,666 | $ 79,000 |
| Omaha-Council Bluffs, NE-IA | 3 | $ 251,000 | $ 83,666 | $ 51,000 |
| Panama City-Lynn Haven, FL | 3 | $ 403,000 | $ 134,333 | $ 41,000 |
| Providence-New Bedford-Fall River, RI-MA | 3 | $ 514,000 | $ 171,333 | $ 47,000 |
| St. Joseph, MO-KS | 3 | $ 387,000 | $ 129,000 | $ 32,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3 | $ 662,000 | $ 220,666 | $ 89,000 |
| Yuma, AZ | 3 | $ 382,000 | $ 127,333 | $ 60,000 |
| Appleton, WI | 2 | $ 471,000 | $ 235,500 | $ 48,000 |
| Barnstable Town, MA | 2 | $ 182,000 | $ 91,000 | $ 42,000 |
| Boston-Quincy, MA | 2 | $ 200,000 | $ 100,000 | $ 34,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| Charlottesville, VA | 2 | $ 347,000 | $ 173,500 | $ 39,000 |
| Cincinnati-Middletown, OH-KY-IN | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Coeur D'Alene, ID | 2 | $ 418,000 | $ 209,000 | $ 32,000 |
| Colorado Springs, CO | 2 | $ 381,000 | $ 190,500 | $ 51,000 |
| Des Moines-West Des Moines, IA | 2 | $ 424,000 | $ 212,000 | $ 51,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 179,000 | $ 89,500 | $ 24,000 |
| Elkhart-Goshen, IN | 2 | $ 346,000 | $ 173,000 | $ 32,000 |
| Evansville, IN-KY | 2 | $ 246,000 | $ 123,000 | $ 48,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 341,000 | $ 170,500 | $ 43,000 |
| Greeley, CO | 2 | $ 714,000 | $ 357,000 | $ 46,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 429,000 | $ 214,500 | $ 35,000 |
| Hot Springs, AR | 2 | $ 321,000 | $ 160,500 | $ 62,000 |
| Idaho Falls, ID | 2 | $ 338,000 | $ 169,000 | $ 62,000 |
| Kennewick-Richland-Pasco, WA | 2 | $ 430,000 | $ 215,000 | $ 78,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 373,000 | $ 186,500 | $ 46,000 |
| Lafayette, IN | 2 | $ 168,000 | $ 84,000 | $ 16,000 |
| Longview, WA | 2 | $ 614,000 | $ 307,000 | $ 80,000 |
| Madera, CA | 2 | $ 400,000 | $ 200,000 | $ 55,000 |
| Medford, OR | 2 | $ 320,000 | $ 160,000 | $ 26,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 306,000 | $ 153,000 | $ 33,000 |
| New Haven-Milford, CT | 2 | $ 343,000 | $ 171,500 | $ 68,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 360,000 | $ 180,000 | $ 46,000 |
| Prescott, AZ | 2 | $ 273,000 | $ 136,500 | $ 60,000 |
| Rapid City, SD | 2 | $ 380,000 | $ 190,000 | $ 55,000 |
| Redding, CA | 2 | $ 191,000 | $ 95,500 | $ 47,000 |
| Salem, OR | 2 | $ 478,000 | $ 239,000 | $ 50,000 |
| Salinas, CA | 2 | $ 283,000 | $ 141,500 | $ 25,000 |
| Salisbury, MD | 2 | $ 333,000 | $ 166,500 | $ 32,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Sebastian-Vero Beach, FL | 2 | $ 350,000 | $ 175,000 | $ 39,000 |
| Sumter, SC | 2 | $ 220,000 | $ 110,000 | $ 25,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 514,000 | $ 257,000 | $ 48,000 |
| Wichita, KS | 2 | $ 244,000 | $ 122,000 | $ 39,000 |
| Wilmington, DE-MD-NJ | 2 | $ 240,000 | $ 120,000 | $ 21,000 |
| Winchester, VA-WV | 2 | $ 483,000 | $ 241,500 | $ 81,000 |
| Winston-Salem, NC | 2 | $ 239,000 | $ 119,500 | $ 98,000 |
| Yakima, WA | 2 | $ 256,000 | $ 128,000 | $ 44,000 |
| Anderson, SC | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 40,000 | $ 40,000 | $ 93,000 |
| Bay City, MI | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Bend, OR | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1 | $ 256,000 | $ 256,000 | $ 88,000 |
| Chico, CA | 1 | $ 58,000 | $ 58,000 | $ 79,000 |
| Columbia, MO | 1 | $ 74,000 | $ 74,000 | $ 18,000 |
| Corvallis, OR | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Danville, VA | 1 | $ 293,000 | $ 293,000 | $ 152,000 |
| Dubuque, IA | 1 | $ 124,000 | $ 124,000 | $ 71,000 |
| Durham, NC | 1 | $ 124,000 | $ 124,000 | $ 25,000 |
| Fargo, ND-MN | 1 | $ 111,000 | $ 111,000 | $ 39,000 |
| Flagstaff, AZ | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Florence, SC | 1 | $ 261,000 | $ 261,000 | $ 38,000 |
| Gainesville, FL | 1 | $ 91,000 | $ 91,000 | $ 20,000 |
| Gary, IN | 1 | $ 117,000 | $ 117,000 | $ 38,000 |
| Goldsboro, NC | 1 | $ 141,000 | $ 141,000 | $ 49,000 |
| Hanford-Corcoran, CA | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Harrisonburg, VA | 1 | $ 98,000 | $ 98,000 | $ 22,000 |
| Hattiesburg, MS | 1 | $ 283,000 | $ 283,000 | $ 117,000 |
| Jonesboro, AR | 1 | $ 71,000 | $ 71,000 | $ 56,000 |
| Kalamazoo-Portage, MI | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Knoxville, TN | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Lansing-East Lansing, MI | 1 | $ 140,000 | $ 140,000 | $ 26,000 |
| Lincoln, NE | 1 | $ 167,000 | $ 167,000 | $ 25,000 |
| Lynchburg, VA | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Monroe, LA | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Monroe, MI | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| Morristown, TN | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Muskegon-Norton Shores, MI | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Niles-Benton Harbor, MI | 1 | $ 265,000 | $ 265,000 | $ 41,000 |
| Norwich-New London, CT | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Oklahoma City, OK | 1 | $ 198,000 | $ 198,000 | $ 44,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Pittsfield, MA | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Pueblo, CO | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Rocky Mount, NC | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 70,000 | $ 70,000 | $ 10,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 233,000 | $ 233,000 | $ 204,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Topeka, KS | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Vallejo-Fairfield, CA | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 169,000 | $ 169,000 | $ 53,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 150,000 | $ 150,000 | $ 13,000 |
| Wenatchee, WA | 1 | $ 500,000 | $ 500,000 | $ 129,000 |
| Yuba City, CA | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for The Lending Connection, Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,625 | $266,297,000 | $163,000 | $624,000 | $46,000 | $290,000 |
| Home Purchase | 4 | $397,000 | $99,000 | $184,000 | $69,000 | $76,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,275 | $203,260,000 | $159,000 | $624,000 | $46,000 | $207,000 |
| Not Provided | 192 | $34,624,000 | $180,000 | $560,000 | $47,000 | $290,000 |
| Hispanic | 64 | $11,646,000 | $181,000 | $559,000 | $45,000 | $138,000 |
| Black or African American | 63 | $11,237,000 | $178,000 | $544,000 | $43,000 | $101,000 |
| Asian | 29 | $4,978,000 | $171,000 | $538,000 | $58,000 | $119,000 |
| American Indian or Alaskan Native | 6 | $949,000 | $158,000 | $438,000 | $34,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,215 | $205,794,000 | $169,000 | $624,000 | $46,000 | $290,000 |
| FHA-insured (Federal Housing Administration) | 414 | $60,900,000 | $147,000 | $350,000 | $45,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,226 | $209,323,000 | $170,000 | $624,000 | $47,000 | $290,000 |
| Application Denied By Financial Institution | 317 | $45,246,000 | $142,000 | $368,000 | $43,000 | $204,000 |
| Application Withdrawn By Applicant | 86 | $12,125,000 | $140,000 | $333,000 | $43,000 | $121,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 132 | $19,169,000 | $145,000 | $368,000 | $46,000 | $204,000 |
| Collateral | 88 | $12,459,000 | $141,000 | $340,000 | $40,000 | $126,000 |
| Debt-To-Income Ratio | 43 | $6,325,000 | $147,000 | $342,000 | $45,000 | $103,000 |
| Employment History | 35 | $4,666,000 | $133,000 | $315,000 | $45,000 | $132,000 |
| Credit Application Incomplete | 14 | $1,942,000 | $138,000 | $239,000 | $32,000 | $60,000 |
| Unverifiable Information | 5 | $685,000 | $137,000 | $258,000 | $36,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Lending Connection, Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Lending Connection, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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