The Lending Connection, Inc Mortgage Lending & HMDA Data, 2005
In 2005, The Lending Connection, Inc of Huntington Beach, CA reported 15,250 mortgage applications totaling $2.7 billion, up 487% from 2004. The average application was for $176,832, and applicants reported an average income of $71,210. 14% of its applications resulted in an originated loan and 84% were denied. Its largest markets were Baltimore-Towson, MD (429), Warren-Farmington Hills-Troy, MI (408) and Virginia Beach-Norfolk-Newport News, VA-NC (325) (applications in parentheses).
| Mortgage Company & Address | The Lending Connection, Inc 5901 Warner Ave #478 Huntington Beach, CA 92649 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,250 |
| Total Mortgage Loan Application Amount | $2,696,701,000 |
| Average Mortgage Loan Application Amount | $176,832 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $71,210 |
| Highest Applicant Income | $8,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Lending Connection, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore-Towson, MD | 429 | $ 79,994,000 | $ 186,466 | $ 87,000 |
| Warren-Farmington Hills-Troy, MI | 408 | $ 70,776,000 | $ 173,470 | $ 73,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 325 | $ 49,930,000 | $ 153,630 | $ 66,000 |
| Richmond, VA | 324 | $ 48,705,000 | $ 150,324 | $ 67,000 |
| Detroit-Livonia-Dearborn, MI | 320 | $ 46,427,000 | $ 145,084 | $ 62,000 |
| Tampa-St. Petersburg-Clearwater, FL | 320 | $ 45,485,000 | $ 142,140 | $ 58,000 |
| St. Louis, MO-IL | 305 | $ 43,356,000 | $ 142,150 | $ 64,000 |
| Riverside-San Bernardino-Ontario, CA | 272 | $ 68,133,000 | $ 250,488 | $ 83,000 |
| Indianapolis, IN | 268 | $ 37,674,000 | $ 140,574 | $ 64,000 |
| Los Angeles-Long Beach-Glendale, CA | 251 | $ 80,878,000 | $ 322,223 | $ 97,000 |
| Orlando, FL | 247 | $ 39,155,000 | $ 158,522 | $ 64,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 237 | $ 48,648,000 | $ 205,265 | $ 86,000 |
| Seattle-Bellevue-Everett, WA | 208 | $ 44,630,000 | $ 214,567 | $ 74,000 |
| Kansas City, MO-KS | 203 | $ 29,263,000 | $ 144,152 | $ 61,000 |
| Boston-Quincy, MA | 178 | $ 51,841,000 | $ 291,241 | $ 79,000 |
| Albuquerque, NM | 173 | $ 25,866,000 | $ 149,514 | $ 71,000 |
| Nashville-Davidson--Murfreesboro, TN | 170 | $ 26,235,000 | $ 154,323 | $ 61,000 |
| Wilmington, DE-MD-NJ | 170 | $ 28,317,000 | $ 166,570 | $ 65,000 |
| Columbia, SC | 161 | $ 21,504,000 | $ 133,565 | $ 61,000 |
| Denver-Aurora, CO | 157 | $ 32,141,000 | $ 204,719 | $ 71,000 |
| Boise City-Nampa, ID | 143 | $ 21,408,000 | $ 149,706 | $ 59,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 138 | $ 25,919,000 | $ 187,818 | $ 60,000 |
| Miami-Miami Beach-Kendall, FL | 135 | $ 27,080,000 | $ 200,592 | $ 70,000 |
| Memphis, TN-MS-AR | 132 | $ 19,643,000 | $ 148,810 | $ 79,000 |
| Portland-South Portland-Biddeford, ME | 132 | $ 23,445,000 | $ 177,613 | $ 59,000 |
| Jacksonville, FL | 131 | $ 19,737,000 | $ 150,664 | $ 77,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 123 | $ 29,001,000 | $ 235,780 | $ 87,000 |
| Chicago-Naperville-Joliet, IL | 121 | $ 21,265,000 | $ 175,743 | $ 72,000 |
| Charleston-North Charleston, SC | 119 | $ 18,333,000 | $ 154,058 | $ 76,000 |
| Tacoma, WA | 119 | $ 20,789,000 | $ 174,697 | $ 67,000 |
| Bethesda-Frederick-Gaithersburg, MD | 118 | $ 29,651,000 | $ 251,279 | $ 81,000 |
| Worcester, MA | 118 | $ 23,707,000 | $ 200,906 | $ 65,000 |
| Cambridge-Newton-Framingham, MA | 115 | $ 32,017,000 | $ 278,408 | $ 86,000 |
| Gary, IN | 111 | $ 15,739,000 | $ 141,792 | $ 64,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 111 | $ 23,001,000 | $ 207,216 | $ 67,000 |
| Omaha-Council Bluffs, NE-IA | 109 | $ 13,735,000 | $ 126,009 | $ 69,000 |
| Springfield, MA | 107 | $ 17,720,000 | $ 165,607 | $ 64,000 |
| Greenville, SC | 93 | $ 13,281,000 | $ 142,806 | $ 62,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 92 | $ 26,352,000 | $ 286,434 | $ 86,000 |
| Des Moines, IA | 91 | $ 12,433,000 | $ 136,626 | $ 68,000 |
| Grand Rapids-Wyoming, MI | 91 | $ 12,739,000 | $ 139,989 | $ 60,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 88 | $ 12,005,000 | $ 136,420 | $ 64,000 |
| Oakland-Fremont-Hayward, CA | 84 | $ 31,390,000 | $ 373,690 | $ 98,000 |
| San Diego-Carlsbad-San Marcos, CA | 79 | $ 29,968,000 | $ 379,341 | $ 109,000 |
| Sarasota-Bradenton-Venice, FL | 76 | $ 13,335,000 | $ 175,460 | $ 74,000 |
| Santa Ana-Anaheim-Irvine, CA | 72 | $ 28,615,000 | $ 397,430 | $ 114,000 |
| Palm Bay-Melbourne-Titusville, FL | 70 | $ 10,122,000 | $ 144,600 | $ 87,000 |
| Lakeland, FL | 68 | $ 9,545,000 | $ 140,367 | $ 61,000 |
| Hartford-West Hartford-East Hartford, CT | 67 | $ 11,055,000 | $ 165,000 | $ 60,000 |
| Cape Coral-Fort Myers, FL | 65 | $ 10,285,000 | $ 158,230 | $ 67,000 |
| Flint, MI | 64 | $ 9,498,000 | $ 148,406 | $ 71,000 |
| Burlington-South Burlington, VT | 63 | $ 10,233,000 | $ 162,428 | $ 71,000 |
| Portland-Vancouver-Beaverton, OR-WA | 58 | $ 11,019,000 | $ 189,982 | $ 77,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 56 | $ 8,340,000 | $ 148,928 | $ 64,000 |
| Charlotte-Gastonia-Concord, NC-SC | 55 | $ 9,030,000 | $ 164,181 | $ 69,000 |
| Lansing-East Lansing, MI | 55 | $ 8,434,000 | $ 153,345 | $ 72,000 |
| Port St. Lucie-Fort Pierce, FL | 55 | $ 8,700,000 | $ 158,181 | $ 60,000 |
| Essex County, MA | 53 | $ 15,125,000 | $ 285,377 | $ 67,000 |
| Spokane, WA | 53 | $ 6,941,000 | $ 130,962 | $ 69,000 |
| Dover, DE | 52 | $ 8,179,000 | $ 157,288 | $ 66,000 |
| Kalamazoo-Portage, MI | 52 | $ 7,799,000 | $ 149,980 | $ 66,000 |
| New Haven-Milford, CT | 51 | $ 9,163,000 | $ 179,666 | $ 71,000 |
| Springfield, MO | 51 | $ 7,218,000 | $ 141,529 | $ 57,000 |
| Knoxville, TN | 50 | $ 6,719,000 | $ 134,380 | $ 67,000 |
| Colorado Springs, CO | 49 | $ 7,826,000 | $ 159,714 | $ 54,000 |
| Pensacola-Ferry Pass-Brent, FL | 49 | $ 6,737,000 | $ 137,489 | $ 63,000 |
| Stockton, CA | 49 | $ 13,270,000 | $ 270,816 | $ 90,000 |
| Bakersfield, CA | 47 | $ 8,541,000 | $ 181,723 | $ 73,000 |
| Fresno, CA | 44 | $ 8,619,000 | $ 195,886 | $ 83,000 |
| Modesto, CA | 44 | $ 11,115,000 | $ 252,613 | $ 66,000 |
| Roanoke, VA | 44 | $ 6,529,000 | $ 148,386 | $ 67,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 41 | $ 17,646,000 | $ 430,390 | $ 123,000 |
| Visalia-Porterville, CA | 40 | $ 6,044,000 | $ 151,100 | $ 51,000 |
| Bremerton-Silverdale, WA | 39 | $ 7,092,000 | $ 181,846 | $ 65,000 |
| Fort Wayne, IN | 39 | $ 5,791,000 | $ 148,487 | $ 81,000 |
| Spartanburg, SC | 39 | $ 4,918,000 | $ 126,102 | $ 61,000 |
| Chattanooga, TN-GA | 38 | $ 5,252,000 | $ 138,210 | $ 72,000 |
| Manchester-Nashua, NH | 38 | $ 7,535,000 | $ 198,289 | $ 76,000 |
| Olympia, WA | 38 | $ 7,216,000 | $ 189,894 | $ 92,000 |
| Little Rock-North Little Rock, AR | 37 | $ 4,760,000 | $ 128,648 | $ 82,000 |
| Milwaukee-Waukesha-West Allis, WI | 37 | $ 5,329,000 | $ 144,027 | $ 63,000 |
| Monroe, MI | 36 | $ 5,373,000 | $ 149,250 | $ 64,000 |
| Ocala, FL | 35 | $ 4,670,000 | $ 133,428 | $ 67,000 |
| Rockingham County-Strafford County, NH | 35 | $ 6,213,000 | $ 177,514 | $ 65,000 |
| Coeur D'Alene, ID | 34 | $ 5,302,000 | $ 155,941 | $ 48,000 |
| Lynchburg, VA | 34 | $ 5,102,000 | $ 150,058 | $ 69,000 |
| Ann Arbor, MI | 33 | $ 5,311,000 | $ 160,939 | $ 57,000 |
| Jackson, MI | 32 | $ 4,627,000 | $ 144,593 | $ 64,000 |
| San Francisco-San Mateo-Redwood City, CA | 32 | $ 14,479,000 | $ 452,468 | $ 107,000 |
| Florence, SC | 31 | $ 4,358,000 | $ 140,580 | $ 71,000 |
| Tallahassee, FL | 31 | $ 4,434,000 | $ 143,032 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 29 | $ 3,960,000 | $ 136,551 | $ 64,000 |
| Anderson, IN | 28 | $ 3,102,000 | $ 110,785 | $ 56,000 |
| Cedar Rapids, IA | 28 | $ 3,724,000 | $ 133,000 | $ 73,000 |
| Hagerstown-Martinsburg, MD-WV | 28 | $ 5,499,000 | $ 196,392 | $ 70,000 |
| Lincoln, NE | 28 | $ 3,879,000 | $ 138,535 | $ 80,000 |
| Muskegon-Norton Shores, MI | 28 | $ 3,589,000 | $ 128,178 | $ 59,000 |
| Niles-Benton Harbor, MI | 28 | $ 3,168,000 | $ 113,142 | $ 60,000 |
| Raleigh-Cary, NC | 28 | $ 4,550,000 | $ 162,500 | $ 76,000 |
| South Bend-Mishawaka, IN-MI | 28 | $ 3,694,000 | $ 131,928 | $ 63,000 |
| Vallejo-Fairfield, CA | 28 | $ 9,243,000 | $ 330,107 | $ 101,000 |
| Charlottesville, VA | 27 | $ 4,715,000 | $ 174,629 | $ 69,000 |
| Michigan City-La Porte, IN | 27 | $ 3,696,000 | $ 136,888 | $ 63,000 |
| Sioux Falls, SD | 27 | $ 3,763,000 | $ 139,370 | $ 65,000 |
| Bridgeport-Stamford-Norwalk, CT | 26 | $ 7,263,000 | $ 279,346 | $ 113,000 |
| Holland-Grand Haven, MI | 26 | $ 4,070,000 | $ 156,538 | $ 49,000 |
| Barnstable Town, MA | 25 | $ 5,798,000 | $ 231,920 | $ 69,000 |
| Casper, WY | 25 | $ 3,077,000 | $ 123,080 | $ 61,000 |
| Cheyenne, WY | 25 | $ 3,587,000 | $ 143,480 | $ 71,000 |
| Duluth, MN-WI | 25 | $ 3,291,000 | $ 131,640 | $ 62,000 |
| Farmington, NM | 24 | $ 3,188,000 | $ 132,833 | $ 68,000 |
| Santa Fe, NM | 24 | $ 5,049,000 | $ 210,375 | $ 67,000 |
| Battle Creek, MI | 23 | $ 3,047,000 | $ 132,478 | $ 59,000 |
| Davenport-Moline-Rock Island, IA-IL | 23 | $ 3,267,000 | $ 142,043 | $ 59,000 |
| Lewiston-Auburn, ME | 23 | $ 3,214,000 | $ 139,739 | $ 64,000 |
| Saginaw-Saginaw Township North, MI | 22 | $ 3,163,000 | $ 143,772 | $ 71,000 |
| Salinas, CA | 22 | $ 8,729,000 | $ 396,772 | $ 107,000 |
| Waterloo-Cedar Falls, IA | 22 | $ 2,926,000 | $ 133,000 | $ 69,000 |
| Anderson, SC | 21 | $ 3,034,000 | $ 144,476 | $ 70,000 |
| Greeley, CO | 21 | $ 4,152,000 | $ 197,714 | $ 67,000 |
| Las Cruces, NM | 21 | $ 3,473,000 | $ 165,380 | $ 85,000 |
| Longview, WA | 21 | $ 2,993,000 | $ 142,523 | $ 61,000 |
| Fort Walton Beach-Crestview-Destin, FL | 20 | $ 2,940,000 | $ 147,000 | $ 130,000 |
| Columbia, MO | 19 | $ 2,619,000 | $ 137,842 | $ 64,000 |
| Gainesville, FL | 19 | $ 2,291,000 | $ 120,578 | $ 65,000 |
| Kokomo, IN | 19 | $ 2,298,000 | $ 120,947 | $ 61,000 |
| Lafayette, IN | 19 | $ 2,620,000 | $ 137,894 | $ 56,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 19 | $ 6,536,000 | $ 344,000 | $ 109,000 |
| Rapid City, SD | 19 | $ 2,409,000 | $ 126,789 | $ 63,000 |
| Salem, OR | 19 | $ 2,604,000 | $ 137,052 | $ 57,000 |
| Fort Collins-Loveland, CO | 18 | $ 3,258,000 | $ 181,000 | $ 59,000 |
| Wichita, KS | 18 | $ 2,387,000 | $ 132,611 | $ 53,000 |
| Yakima, WA | 18 | $ 2,153,000 | $ 119,611 | $ 60,000 |
| Bellingham, WA | 17 | $ 3,110,000 | $ 182,941 | $ 66,000 |
| Panama City-Lynn Haven, FL | 17 | $ 3,109,000 | $ 182,882 | $ 70,000 |
| Salisbury, MD | 17 | $ 3,114,000 | $ 183,176 | $ 67,000 |
| Ames, IA | 16 | $ 2,203,000 | $ 137,687 | $ 65,000 |
| Bangor, ME | 16 | $ 1,837,000 | $ 114,812 | $ 47,000 |
| Bloomington, IN | 16 | $ 2,139,000 | $ 133,687 | $ 52,000 |
| Durham, NC | 16 | $ 2,699,000 | $ 168,687 | $ 95,000 |
| Elkhart-Goshen, IN | 16 | $ 2,173,000 | $ 135,812 | $ 72,000 |
| Kennewick-Richland-Pasco, WA | 16 | $ 2,116,000 | $ 132,250 | $ 58,000 |
| Naples-Marco Island, FL | 16 | $ 4,863,000 | $ 303,937 | $ 116,000 |
| Redding, CA | 16 | $ 2,477,000 | $ 154,812 | $ 70,000 |
| Clarksville, TN-KY | 15 | $ 1,987,000 | $ 132,466 | $ 80,000 |
| Fargo, ND-MN | 15 | $ 1,846,000 | $ 123,066 | $ 132,000 |
| Hanford-Corcoran, CA | 15 | $ 2,787,000 | $ 185,800 | $ 69,000 |
| Iowa City, IA | 15 | $ 2,187,000 | $ 145,800 | $ 80,000 |
| Pittsfield, MA | 15 | $ 1,981,000 | $ 132,066 | $ 117,000 |
| St. Joseph, MO-KS | 15 | $ 1,744,000 | $ 116,266 | $ 56,000 |
| Vero Beach, FL | 15 | $ 2,147,000 | $ 143,133 | $ 106,000 |
| Winchester, VA-WV | 15 | $ 3,319,000 | $ 221,266 | $ 56,000 |
| Winston-Salem, NC | 15 | $ 1,819,000 | $ 121,266 | $ 78,000 |
| Chico, CA | 14 | $ 3,024,000 | $ 216,000 | $ 64,000 |
| Cleveland, TN | 14 | $ 2,167,000 | $ 154,785 | $ 86,000 |
| Evansville, IN-KY | 14 | $ 1,849,000 | $ 132,071 | $ 59,000 |
| Jackson, MS | 14 | $ 1,628,000 | $ 116,285 | $ 65,000 |
| Norwich-New London, CT | 14 | $ 2,419,000 | $ 172,785 | $ 71,000 |
| Punta Gorda, FL | 14 | $ 1,949,000 | $ 139,214 | $ 49,000 |
| St. Cloud, MN | 14 | $ 1,944,000 | $ 138,857 | $ 103,000 |
| Eugene-Springfield, OR | 13 | $ 2,459,000 | $ 189,153 | $ 80,000 |
| Idaho Falls, ID | 13 | $ 1,731,000 | $ 133,153 | $ 57,000 |
| Rochester, MN | 13 | $ 1,865,000 | $ 143,461 | $ 69,000 |
| Greensboro-High Point, NC | 12 | $ 1,716,000 | $ 143,000 | $ 64,000 |
| Joplin, MO | 12 | $ 1,597,000 | $ 133,083 | $ 76,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 12 | $ 4,765,000 | $ 397,083 | $ 112,000 |
| Santa Rosa-Petaluma, CA | 12 | $ 5,006,000 | $ 417,166 | $ 708,000 |
| Terre Haute, IN | 12 | $ 1,531,000 | $ 127,583 | $ 69,000 |
| Asheville, NC | 11 | $ 1,519,000 | $ 138,090 | $ 47,000 |
| Cumberland, MD-WV | 11 | $ 882,000 | $ 80,181 | $ 55,000 |
| Grand Junction, CO | 11 | $ 1,859,000 | $ 169,000 | $ 70,000 |
| Mount Vernon-Anacortes, WA | 11 | $ 1,901,000 | $ 172,818 | $ 65,000 |
| Muncie, IN | 11 | $ 1,387,000 | $ 126,090 | $ 45,000 |
| Pueblo, CO | 11 | $ 1,381,000 | $ 125,545 | $ 64,000 |
| Sioux City, IA-NE-SD | 11 | $ 1,296,000 | $ 117,818 | $ 67,000 |
| Wilmington, NC | 11 | $ 2,415,000 | $ 219,545 | $ 100,000 |
| El Centro, CA | 10 | $ 1,648,000 | $ 164,800 | $ 70,000 |
| Johnson City, TN | 10 | $ 1,469,000 | $ 146,900 | $ 66,000 |
| Kingsport-Bristol-Bristol, TN-VA | 10 | $ 1,076,000 | $ 107,600 | $ 77,000 |
| Merced, CA | 10 | $ 2,601,000 | $ 260,100 | $ 85,000 |
| San Luis Obispo-Paso Robles, CA | 10 | $ 3,592,000 | $ 359,200 | $ 92,000 |
| Sumter, SC | 10 | $ 1,211,000 | $ 121,100 | $ 75,000 |
| Bismarck, ND | 9 | $ 1,036,000 | $ 115,111 | $ 61,000 |
| Dubuque, IA | 9 | $ 1,500,000 | $ 166,666 | $ 86,000 |
| Fort Smith, AR-OK | 9 | $ 924,000 | $ 102,666 | $ 66,000 |
| Harrisonburg, VA | 9 | $ 1,263,000 | $ 140,333 | $ 56,000 |
| Madison, WI | 9 | $ 1,541,000 | $ 171,222 | $ 55,000 |
| Medford, OR | 9 | $ 1,456,000 | $ 161,777 | $ 71,000 |
| Morristown, TN | 9 | $ 1,964,000 | $ 218,222 | $ 59,000 |
| Yuba City, CA | 9 | $ 2,377,000 | $ 264,111 | $ 64,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 909,000 | $ 113,625 | $ 62,000 |
| Gulfport-Biloxi, MS | 8 | $ 1,086,000 | $ 135,750 | $ 107,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,243,000 | $ 155,375 | $ 77,000 |
| Boulder, CO | 7 | $ 3,177,000 | $ 453,857 | $ 118,000 |
| Jefferson City, MO | 7 | $ 1,120,000 | $ 160,000 | $ 145,000 |
| Jonesboro, AR | 7 | $ 910,000 | $ 130,000 | $ 60,000 |
| Madera, CA | 7 | $ 965,000 | $ 137,857 | $ 34,000 |
| Pascagoula, MS | 7 | $ 923,000 | $ 131,857 | $ 79,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 3,115,000 | $ 445,000 | $ 107,000 |
| Topeka, KS | 7 | $ 825,000 | $ 117,857 | $ 78,000 |
| Columbus, IN | 6 | $ 808,000 | $ 134,666 | $ 66,000 |
| Danville, VA | 6 | $ 772,000 | $ 128,666 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 1,069,000 | $ 178,166 | $ 79,000 |
| Jackson, TN | 6 | $ 1,755,000 | $ 292,500 | $ 104,000 |
| Lawrence, KS | 6 | $ 1,091,000 | $ 181,833 | $ 50,000 |
| Rocky Mount, NC | 6 | $ 898,000 | $ 149,666 | $ 77,000 |
| Bend, OR | 5 | $ 802,000 | $ 160,400 | $ 45,000 |
| Bloomington-Normal, IL | 5 | $ 694,000 | $ 138,800 | $ 99,000 |
| Grand Forks, ND-MN | 5 | $ 660,000 | $ 132,000 | $ 83,000 |
| Green Bay, WI | 5 | $ 744,000 | $ 148,800 | $ 77,000 |
| Hattiesburg, MS | 5 | $ 602,000 | $ 120,400 | $ 75,000 |
| Lewiston, ID-WA | 5 | $ 589,000 | $ 117,800 | $ 60,000 |
| Pocatello, ID | 5 | $ 570,000 | $ 114,000 | $ 48,000 |
| Rockford, IL | 5 | $ 853,000 | $ 170,600 | $ 75,000 |
| Wenatchee, WA | 5 | $ 776,000 | $ 155,200 | $ 38,000 |
| Bay City, MI | 4 | $ 515,000 | $ 128,750 | $ 45,000 |
| Ogden-Clearfield, UT | 4 | $ 561,000 | $ 140,250 | $ 54,000 |
| Racine, WI | 4 | $ 553,000 | $ 138,250 | $ 73,000 |
| Appleton, WI | 3 | $ 353,000 | $ 117,666 | $ 45,000 |
| Eau Claire, WI | 3 | $ 373,000 | $ 124,333 | $ 81,000 |
| Fayetteville, NC | 3 | $ 347,000 | $ 115,666 | $ 45,000 |
| Hot Springs, AR | 3 | $ 281,000 | $ 93,666 | $ 63,000 |
| Janesville, WI | 3 | $ 364,000 | $ 121,333 | $ 56,000 |
| Peoria, IL | 3 | $ 867,000 | $ 289,000 | $ 234,000 |
| Goldsboro, NC | 2 | $ 342,000 | $ 171,000 | $ 88,000 |
| Greenville, NC | 2 | $ 367,000 | $ 183,500 | $ 63,000 |
| Kankakee-Bradley, IL | 2 | $ 248,000 | $ 124,000 | $ 87,000 |
| La Crosse, WI-MN | 2 | $ 222,000 | $ 111,000 | $ 51,000 |
| Las Vegas-Paradise, NV | 2 | $ 417,000 | $ 208,500 | $ 124,000 |
| Napa, CA | 2 | $ 601,000 | $ 300,500 | $ 20,000 |
| New York-Wayne-White Plains, NY-NJ | 2 | $ 383,000 | $ 191,500 | $ 84,000 |
| Oshkosh-Neenah, WI | 2 | $ 103,000 | $ 51,500 | $ 60,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2 | $ 341,000 | $ 170,500 | $ 47,000 |
| Salt Lake City, UT | 2 | $ 305,000 | $ 152,500 | $ 32,000 |
| Wausau, WI | 2 | $ 272,000 | $ 136,000 | $ 42,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 310,000 | $ 310,000 | $ 105,000 |
| Anchorage, AK | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Austin-Round Rock, TX | 1 | $ 90,000 | $ 90,000 | $ 89,000 |
| Burlington, NC | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Champaign-Urbana, IL | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Cincinnati-Middletown, OH-KY-IN | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Columbus, OH | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Corvallis, OR | 1 | $ 196,000 | $ 196,000 | $ 68,000 |
| Dallas-Plano-Irving, TX | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Edison, NJ | 1 | $ 146,000 | $ 146,000 | $ 64,000 |
| Elizabethtown, KY | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Fond Du Lac, WI | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Harrisburg-Carlisle, PA | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Huntsville, AL | 1 | $ 148,000 | $ 148,000 | $ 86,000 |
| Jacksonville, NC | 1 | $ 112,000 | $ 112,000 | $ 64,000 |
| Lafayette, LA | 1 | $ 152,000 | $ 152,000 | $ 31,000 |
| Lake Charles, LA | 1 | $ 114,000 | $ 114,000 | $ 61,000 |
| Pine Bluff, AR | 1 | $ 188,000 | $ 188,000 | $ 95,000 |
| Provo-Orem, UT | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
| Reading, PA | 1 | $ 237,000 | $ 237,000 | $ 89,000 |
| Springfield, IL | 1 | $ 108,000 | $ 108,000 | $ 27,000 |
| St. George, UT | 1 | $ 237,000 | $ 237,000 | $ 50,000 |
| Tucson, AZ | 1 | $ 90,000 | $ 90,000 | $ 14,000 |
Mortgage Loan Application Detail Totals for The Lending Connection, Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,932 | $2,641,139,000 | $160,085 | $1,800,000 | $68,829 | $8,500,000 |
| Home Purchase | 318 | $55,562,000 | $158,193 | $600,000 | $82,451 | $300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,265 | $1,256,767,000 | $155,186 | $1,800,000 | $68,511 | $8,500,000 |
| Not Provided | 6,256 | $1,113,215,000 | $163,953 | $1,000,000 | $69,697 | $1,788,000 |
| Black or African American | 1,098 | $193,787,000 | $168,100 | $780,000 | $75,200 | $1,040,000 |
| Hispanic | 463 | $92,407,000 | $162,241 | $749,000 | $64,482 | $579,000 |
| Asian | 80 | $20,150,000 | $188,875 | $763,000 | $77,375 | $300,000 |
| American Indian or Alaskan Native | 53 | $11,452,000 | $190,772 | $675,000 | $61,727 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $8,923,000 | $202,666 | $531,000 | $57,333 | $174,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,250 | $2,696,701,000 | $160,595 | $1,800,000 | $69,319 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 12,784 | $2,246,751,000 | $160,723 | $1,800,000 | $68,127 | $8,500,000 |
| Loan Originated | 2,202 | $398,230,000 | $156,696 | $643,000 | $73,303 | $539,000 |
| Application Approved But Not Accepted | 260 | $50,753,000 | $183,375 | $1,300,000 | $81,593 | $500,000 |
| Application Withdrawn By Applicant | 3 | $567,000 | $189,000 | $300,000 | $42,333 | $48,000 |
| File Closed For Incompleteness | 1 | $400,000 | $400,000 | $400,000 | $138,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,565 | $951,979,000 | $162,170 | $1,470,000 | $64,634 | $1,030,000 |
| Collateral | 2,113 | $357,209,000 | $163,684 | $1,800,000 | $70,552 | $1,368,000 |
| Debt-To-Income Ratio | 1,198 | $234,943,000 | $168,666 | $960,000 | $54,722 | $752,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 538 | $95,201,000 | $163,085 | $741,000 | $75,828 | $8,500,000 |
| Employment History | 142 | $25,047,000 | $163,571 | $672,000 | $85,750 | $1,788,000 |
| Other | 133 | $24,863,000 | $162,708 | $1,000,000 | $61,458 | $564,000 |
| Credit Application Incomplete | 76 | $15,053,000 | $171,153 | $600,000 | $69,884 | $145,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Lending Connection, Inc's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Lending Connection, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About