Thrivent Financial Bank Mortgage Lending & HMDA Data, 2006
In 2006, Thrivent Financial Bank of Appleton, WI reported 2,243 mortgage applications totaling $147.8 million, down 34% from 2005. The average application was for $65,890, and applicants reported an average income of $82,405. 43% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (434), St. Louis, MO-IL (86) and Chicago-Naperville-Joliet, IL (76) (applications in parentheses).
| Mortgage Company & Address | Thrivent Financial Bank 122 East College Ave., Suite 1e Appleton, WI 54911 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,243 |
| Total Mortgage Loan Application Amount | $147,792,000 |
| Average Mortgage Loan Application Amount | $65,890 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $82,405 |
| Highest Applicant Income | $1,424,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Financial Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 434 | $ 27,684,000 | $ 63,788 | $ 88,594 |
| St. Louis, MO-IL | 86 | $ 6,153,000 | $ 71,546 | $ 67,883 |
| Chicago-Naperville-Joliet, IL | 76 | $ 7,031,000 | $ 92,513 | $ 90,000 |
| Appleton, WI | 61 | $ 4,845,000 | $ 79,426 | $ 65,000 |
| Houston-Sugar Land-Baytown, TX | 53 | $ 1,752,000 | $ 33,056 | $ 100,000 |
| Dallas-Plano-Irving, TX | 37 | $ 1,214,000 | $ 32,810 | $ 112,000 |
| Milwaukee-Waukesha-West Allis, WI | 31 | $ 1,980,000 | $ 63,870 | $ 82,000 |
| Philadelphia, PA | 27 | $ 1,252,000 | $ 46,370 | $ 89,000 |
| Atlanta-Sandy Springs-Marietta, GA | 24 | $ 1,192,000 | $ 49,666 | $ 147,000 |
| Phoenix-Mesa-Scottsdale, AZ | 23 | $ 1,747,000 | $ 75,956 | $ 68,000 |
| Pittsburgh, PA | 19 | $ 650,000 | $ 34,210 | $ 68,000 |
| Tampa-St. Petersburg-Clearwater, FL | 18 | $ 944,000 | $ 52,444 | $ 76,000 |
| Oshkosh-Neenah, WI | 16 | $ 1,222,000 | $ 76,375 | $ 96,000 |
| Portland-Vancouver-Beaverton, OR-WA | 16 | $ 938,000 | $ 58,625 | $ 81,125 |
| Warren-Troy-Farmington Hills, MI | 16 | $ 665,000 | $ 41,562 | $ 72,000 |
| Austin-Round Rock, TX | 14 | $ 585,000 | $ 41,785 | $ 128,000 |
| Buffalo-Niagara Falls, NY | 14 | $ 659,000 | $ 47,071 | $ 64,000 |
| Kansas City, MO-KS | 14 | $ 772,000 | $ 55,142 | $ 68,142 |
| Albuquerque, NM | 13 | $ 385,000 | $ 29,615 | $ 83,000 |
| Columbus, OH | 13 | $ 583,000 | $ 44,846 | $ 84,000 |
| Fort Worth-Arlington, TX | 13 | $ 559,000 | $ 43,000 | $ 88,000 |
| Des Moines-West Des Moines, IA | 12 | $ 228,000 | $ 19,000 | $ 70,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 1,182,000 | $ 98,500 | $ 101,000 |
| Grand Rapids-Wyoming, MI | 11 | $ 595,000 | $ 54,090 | $ 84,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 977,000 | $ 88,818 | $ 96,363 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11 | $ 1,244,000 | $ 113,090 | $ 80,363 |
| Cincinnati-Middletown, OH-KY-IN | 10 | $ 319,000 | $ 31,900 | $ 93,400 |
| Duluth, MN-WI | 10 | $ 712,000 | $ 71,200 | $ 66,000 |
| Harrisburg-Carlisle, PA | 10 | $ 480,000 | $ 48,000 | $ 89,000 |
| Jacksonville, FL | 10 | $ 526,000 | $ 52,600 | $ 144,000 |
| Lynchburg, VA | 10 | $ 202,000 | $ 20,200 | $ 69,000 |
| Denver-Aurora, CO | 9 | $ 565,000 | $ 62,777 | $ 107,000 |
| Gary, IN | 9 | $ 650,000 | $ 72,222 | $ 51,000 |
| Green Bay, WI | 9 | $ 653,000 | $ 72,555 | $ 67,000 |
| Indianapolis-Carmel, IN | 9 | $ 284,000 | $ 31,555 | $ 74,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 590,000 | $ 65,555 | $ 109,000 |
| Orlando-Kissimmee, FL | 9 | $ 551,000 | $ 61,222 | $ 85,000 |
| San Antonio, TX | 9 | $ 377,000 | $ 41,888 | $ 76,000 |
| Tallahassee, FL | 9 | $ 357,000 | $ 39,666 | $ 93,000 |
| Baton Rouge, LA | 8 | $ 339,000 | $ 42,375 | $ 81,000 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 239,000 | $ 29,875 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 8 | $ 109,000 | $ 13,625 | $ 58,000 |
| Nashville-Davidson--Murfreesboro, TN | 8 | $ 292,000 | $ 36,500 | $ 83,000 |
| Nassau-Suffolk, NY | 8 | $ 929,000 | $ 116,125 | $ 103,000 |
| New York-White Plains-Wayne, NY-NJ | 8 | $ 449,000 | $ 56,125 | $ 122,000 |
| Rochester, NY | 8 | $ 237,000 | $ 29,625 | $ 70,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 577,000 | $ 72,125 | $ 82,750 |
| Birmingham-Hoover, AL | 7 | $ 223,000 | $ 31,857 | $ 66,000 |
| Brownsville-Harlingen, TX | 7 | $ 174,000 | $ 24,857 | $ 141,000 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 472,000 | $ 67,428 | $ 94,000 |
| Sarasota-Bradenton-Venice, FL | 7 | $ 228,000 | $ 32,571 | $ 51,000 |
| Akron, OH | 6 | $ 424,000 | $ 70,666 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 490,000 | $ 81,666 | $ 88,000 |
| Ann Arbor, MI | 6 | $ 279,000 | $ 46,500 | $ 79,000 |
| Baltimore-Towson, MD | 6 | $ 178,000 | $ 29,666 | $ 51,000 |
| Chattanooga, TN-GA | 6 | $ 203,000 | $ 33,833 | $ 67,000 |
| Cleveland-Elyria-Mentor, OH | 6 | $ 457,000 | $ 76,166 | $ 68,000 |
| Madison, WI | 6 | $ 313,000 | $ 52,166 | $ 77,000 |
| Tacoma, WA | 6 | $ 275,000 | $ 45,833 | $ 86,000 |
| Tucson, AZ | 6 | $ 713,000 | $ 118,833 | $ 94,000 |
| York-Hanover, PA | 6 | $ 400,000 | $ 66,666 | $ 110,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 67,000 | $ 13,400 | $ 62,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 109,000 | $ 21,800 | $ 65,000 |
| Columbia, SC | 5 | $ 237,000 | $ 47,400 | $ 78,000 |
| Dayton, OH | 5 | $ 77,000 | $ 15,400 | $ 53,000 |
| Kalamazoo-Portage, MI | 5 | $ 227,000 | $ 45,400 | $ 102,000 |
| Las Cruces, NM | 5 | $ 635,000 | $ 127,000 | $ 111,000 |
| Little Rock-North Little Rock, AR | 5 | $ 201,000 | $ 40,200 | $ 65,000 |
| Oklahoma City, OK | 5 | $ 226,000 | $ 45,200 | $ 117,000 |
| Pocatello, ID | 5 | $ 167,000 | $ 33,400 | $ 144,000 |
| Roanoke, VA | 5 | $ 284,000 | $ 56,800 | $ 92,000 |
| Rochester, MN | 5 | $ 454,000 | $ 90,800 | $ 77,000 |
| Sheboygan, WI | 5 | $ 184,000 | $ 36,800 | $ 55,000 |
| Tulsa, OK | 5 | $ 295,000 | $ 59,000 | $ 70,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5 | $ 213,000 | $ 42,600 | $ 70,000 |
| Boise City-Nampa, ID | 4 | $ 285,000 | $ 71,250 | $ 84,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 301,000 | $ 75,250 | $ 148,000 |
| Canton-Massillon, OH | 4 | $ 97,000 | $ 24,250 | $ 52,000 |
| Charlotte-Gastonia-Concord, NC-SC | 4 | $ 336,000 | $ 84,000 | $ 110,000 |
| Charlottesville, VA | 4 | $ 454,000 | $ 113,500 | $ 71,000 |
| Edison, NJ | 4 | $ 390,000 | $ 97,500 | $ 75,000 |
| El Paso, TX | 4 | $ 34,000 | $ 8,500 | $ 334,000 |
| Fort Collins-Loveland, CO | 4 | $ 86,000 | $ 21,500 | $ 103,000 |
| Janesville, WI | 4 | $ 198,000 | $ 49,500 | $ 69,000 |
| Lancaster, PA | 4 | $ 534,000 | $ 133,500 | $ 60,000 |
| Louisville-Jefferson County, KY-IN | 4 | $ 129,000 | $ 32,250 | $ 80,500 |
| Memphis, TN-MS-AR | 4 | $ 176,000 | $ 44,000 | $ 85,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 403,000 | $ 100,750 | $ 53,000 |
| New Orleans-Metairie-Kenner, LA | 4 | $ 351,000 | $ 87,750 | $ 95,000 |
| Newark-Union, NJ-PA | 4 | $ 213,000 | $ 53,250 | $ 60,000 |
| Ocala, FL | 4 | $ 433,000 | $ 108,250 | $ 125,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4 | $ 509,000 | $ 127,250 | $ 93,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 180,000 | $ 45,000 | $ 70,000 |
| Sioux Falls, SD | 4 | $ 112,000 | $ 28,000 | $ 44,000 |
| Stockton, CA | 4 | $ 663,000 | $ 165,750 | $ 86,000 |
| Anchorage, AK | 3 | $ 241,000 | $ 80,333 | $ 93,000 |
| Camden, NJ | 3 | $ 285,000 | $ 95,000 | $ 191,000 |
| Cedar Rapids, IA | 3 | $ 216,000 | $ 72,000 | $ 88,000 |
| Charleston, WV | 3 | $ 53,000 | $ 17,666 | $ 73,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 196,000 | $ 65,333 | $ 208,000 |
| Eugene-Springfield, OR | 3 | $ 61,000 | $ 20,333 | $ 55,000 |
| Greensboro-High Point, NC | 3 | $ 130,000 | $ 43,333 | $ 54,000 |
| Lexington-Fayette, KY | 3 | $ 53,000 | $ 17,666 | $ 82,000 |
| New Haven-Milford, CT | 3 | $ 203,000 | $ 67,666 | $ 67,000 |
| Provo-Orem, UT | 3 | $ 50,000 | $ 16,666 | $ 46,000 |
| Racine, WI | 3 | $ 53,000 | $ 17,666 | $ 79,000 |
| Raleigh-Cary, NC | 3 | $ 173,000 | $ 57,666 | $ 106,000 |
| Reading, PA | 3 | $ 214,000 | $ 71,333 | $ 61,000 |
| Reno-Sparks, NV | 3 | $ 282,000 | $ 94,000 | $ 93,000 |
| Rockford, IL | 3 | $ 55,000 | $ 18,333 | $ 97,000 |
| Salem, OR | 3 | $ 66,000 | $ 22,000 | $ 66,000 |
| Salt Lake City, UT | 3 | $ 84,000 | $ 28,000 | $ 50,000 |
| Spokane, WA | 3 | $ 186,000 | $ 62,000 | $ 65,000 |
| St. Cloud, MN | 3 | $ 165,000 | $ 55,000 | $ 54,000 |
| Syracuse, NY | 3 | $ 83,000 | $ 27,666 | $ 89,000 |
| Topeka, KS | 3 | $ 174,000 | $ 58,000 | $ 63,000 |
| Utica-Rome, NY | 3 | $ 57,000 | $ 19,000 | $ 87,000 |
| Vineland-Millville-Bridgeton, NJ | 3 | $ 279,000 | $ 93,000 | $ 84,000 |
| Wichita, KS | 3 | $ 95,000 | $ 31,666 | $ 46,000 |
| Wilmington, DE-MD-NJ | 3 | $ 189,000 | $ 63,000 | $ 78,000 |
| Yuma, AZ | 3 | $ 410,000 | $ 136,666 | $ 81,000 |
| Bakersfield, CA | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Bay City, MI | 2 | $ 97,000 | $ 48,500 | $ 70,000 |
| Bismarck, ND | 2 | $ 23,000 | $ 11,500 | $ 46,000 |
| Champaign-Urbana, IL | 2 | $ 53,000 | $ 26,500 | $ 74,000 |
| Chico, CA | 2 | $ 156,000 | $ 78,000 | $ 124,000 |
| Columbia, MO | 2 | $ 40,000 | $ 20,000 | $ 69,000 |
| Corpus Christi, TX | 2 | $ 82,000 | $ 41,000 | $ 126,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 82,000 | $ 41,000 | $ 108,000 |
| Dover, DE | 2 | $ 365,000 | $ 182,500 | $ 91,000 |
| Evansville, IN-KY | 2 | $ 97,000 | $ 48,500 | $ 98,000 |
| Fond Du Lac, WI | 2 | $ 65,000 | $ 32,500 | $ 52,000 |
| Fort Wayne, IN | 2 | $ 20,000 | $ 10,000 | $ 67,000 |
| Gadsden, AL | 2 | $ 31,000 | $ 15,500 | $ 43,000 |
| Gainesville, FL | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Grand Junction, CO | 2 | $ 55,000 | $ 27,500 | $ 118,000 |
| Greenville, SC | 2 | $ 139,000 | $ 69,500 | $ 84,000 |
| Hattiesburg, MS | 2 | $ 56,000 | $ 28,000 | $ 75,000 |
| Holland-Grand Haven, MI | 2 | $ 136,000 | $ 68,000 | $ 53,000 |
| Huntsville, AL | 2 | $ 49,000 | $ 24,500 | $ 60,000 |
| Jackson, MI | 2 | $ 48,000 | $ 24,000 | $ 42,000 |
| Kennewick-Richland-Pasco, WA | 2 | $ 74,000 | $ 37,000 | $ 95,000 |
| Lafayette, IN | 2 | $ 106,000 | $ 53,000 | $ 60,000 |
| Lansing-East Lansing, MI | 2 | $ 76,000 | $ 38,000 | $ 87,000 |
| Las Vegas-Paradise, NV | 2 | $ 126,000 | $ 63,000 | $ 163,000 |
| Lincoln, NE | 2 | $ 195,000 | $ 97,500 | $ 26,000 |
| Longview, TX | 2 | $ 57,000 | $ 28,500 | $ 63,000 |
| Longview, WA | 2 | $ 220,000 | $ 110,000 | $ 40,000 |
| Macon, GA | 2 | $ 25,000 | $ 12,500 | $ 30,000 |
| Missoula, MT | 2 | $ 30,000 | $ 15,000 | $ 60,000 |
| Mobile, AL | 2 | $ 103,000 | $ 51,500 | $ 95,000 |
| Modesto, CA | 2 | $ 74,000 | $ 37,000 | $ 60,000 |
| Muskegon-Norton Shores, MI | 2 | $ 318,000 | $ 159,000 | $ 68,000 |
| Naples-Marco Island, FL | 2 | $ 59,000 | $ 29,500 | $ 195,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 62,000 | $ 31,000 | $ 88,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 97,000 | $ 48,500 | $ 65,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 285,000 | $ 142,500 | $ 108,000 |
| Punta Gorda, FL | 2 | $ 337,000 | $ 168,500 | $ 52,000 |
| Rapid City, SD | 2 | $ 135,000 | $ 67,500 | $ 123,000 |
| Rockingham County-Strafford County, NH | 2 | $ 85,000 | $ 42,500 | $ 200,000 |
| San Diego-Carlsbad-San Marcos, CA | 2 | $ 85,000 | $ 42,500 | $ 88,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 138,000 | $ 69,000 | $ 76,000 |
| Springfield, MO | 2 | $ 94,000 | $ 47,000 | $ 21,000 |
| Toledo, OH | 2 | $ 28,000 | $ 14,000 | $ 29,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 24,000 | $ 12,000 | $ 45,000 |
| Wausau, WI | 2 | $ 113,000 | $ 56,500 | $ 107,000 |
| Winston-Salem, NC | 2 | $ 45,000 | $ 22,500 | $ 54,000 |
| Yakima, WA | 2 | $ 181,000 | $ 90,500 | $ 143,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 45,000 | $ 22,500 | $ 52,000 |
| Abilene, TX | 1 | $ 29,000 | $ 29,000 | $ 110,000 |
| Altoona, PA | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Amarillo, TX | 1 | $ 156,000 | $ 156,000 | $ 62,000 |
| Ames, IA | 1 | $ 11,000 | $ 11,000 | $ 95,000 |
| Atlantic City, NJ | 1 | $ 18,000 | $ 18,000 | $ 202,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 83,000 | $ 83,000 | $ 76,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Bremerton-Silverdale, WA | 1 | $ 417,000 | $ 417,000 | $ 164,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Carson City, NV | 1 | $ 75,000 | $ 75,000 | $ 226,000 |
| Cheyenne, WY | 1 | $ 103,000 | $ 103,000 | $ 78,000 |
| College Station-Bryan, TX | 1 | $ 28,000 | $ 28,000 | $ 72,000 |
| Columbus, IN | 1 | $ 19,000 | $ 19,000 | $ 35,000 |
| Dubuque, IA | 1 | $ 18,000 | $ 18,000 | $ 74,000 |
| Durham, NC | 1 | $ 37,000 | $ 37,000 | $ 39,000 |
| Elkhart-Goshen, IN | 1 | $ 89,000 | $ 89,000 | $ 84,000 |
| Fargo, ND-MN | 1 | $ 60,000 | $ 60,000 | $ 135,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 111,000 | $ 111,000 | $ 71,000 |
| Flagstaff, AZ | 1 | $ 41,000 | $ 41,000 | $ 95,000 |
| Flint, MI | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Florence-Muscle Shoals, AL | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Gainesville, GA | 1 | $ 20,000 | $ 20,000 | $ 78,000 |
| Grand Forks, ND-MN | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
| Greeley, CO | 1 | $ 27,000 | $ 27,000 | $ 87,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 69,000 | $ 69,000 | $ 104,000 |
| Honolulu, HI | 1 | $ 90,000 | $ 90,000 | $ 114,000 |
| Idaho Falls, ID | 1 | $ 12,000 | $ 12,000 | $ 39,000 |
| Jackson, MS | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Jackson, TN | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Jefferson City, MO | 1 | $ 17,000 | $ 17,000 | $ 45,000 |
| Kankakee-Bradley, IL | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Knoxville, TN | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Lafayette, LA | 1 | $ 22,000 | $ 22,000 | $ 135,000 |
| Lawton, OK | 1 | $ 28,000 | $ 28,000 | $ 400,000 |
| Lubbock, TX | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Mansfield, OH | 1 | $ 24,000 | $ 24,000 | $ 79,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Monroe, MI | 1 | $ 56,000 | $ 56,000 | $ 118,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 1 | $ 30,000 | $ 30,000 | $ 35,000 |
| Niles-Benton Harbor, MI | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Olympia, WA | 1 | $ 16,000 | $ 16,000 | $ 58,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Port St. Lucie-Fort Pierce, FL | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Prescott, AZ | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Pueblo, CO | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 10,000 | $ 10,000 | $ 108,000 |
| Santa Fe, NM | 1 | $ 42,000 | $ 42,000 | $ 130,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 11,000 | $ 11,000 | $ 22,000 |
| Sioux City, IA-NE-SD | 1 | $ 68,000 | $ 68,000 | $ 92,000 |
| Springfield, MA | 1 | $ 26,000 | $ 26,000 | $ 40,000 |
| St. George, UT | 1 | $ 33,000 | $ 33,000 | $ 50,000 |
| Victoria, TX | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Visalia-Porterville, CA | 1 | $ 185,000 | $ 185,000 | $ 185,000 |
| Waco, TX | 1 | $ 12,000 | $ 12,000 | $ 80,000 |
| Warner Robins, GA | 1 | $ 17,000 | $ 17,000 | $ 55,000 |
| Wenatchee, WA | 1 | $ 180,000 | $ 180,000 | $ 49,000 |
| Wheeling, WV-OH | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Williamsport, PA | 1 | $ 28,000 | $ 28,000 | $ 46,000 |
| Worcester, MA | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Thrivent Financial Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 894 | $53,685,000 | $60,000 | $452,000 | $79,000 | $1,424,000 |
| Home Purchase | 869 | $70,825,000 | $81,000 | $850,000 | $90,000 | $797,000 |
| Home Improvement | 480 | $23,282,000 | $48,000 | $300,000 | $75,000 | $562,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,264 | $104,421,000 | $82,000 | $850,000 | $76,000 | $562,000 |
| Not applicable | 652 | $15,841,000 | $24,000 | $191,000 | $97,000 | $1,424,000 |
| Not Provided | 259 | $21,118,000 | $81,000 | $450,000 | $80,000 | $332,000 |
| Black or African American | 32 | $3,059,000 | $95,000 | $415,000 | $73,000 | $190,000 |
| Asian | 16 | $1,849,000 | $115,000 | $285,000 | $89,000 | $182,000 |
| Hispanic | 14 | $1,110,000 | $79,000 | $417,000 | $53,000 | $109,000 |
| American Indian or Alaskan Native | 6 | $394,000 | $65,000 | $152,000 | $64,000 | $119,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,243 | $147,792,000 | $65,000 | $850,000 | $82,000 | $1,424,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 975 | $68,453,000 | $70,000 | $850,000 | $82,000 | $549,000 |
| Loan Purchased By The Institution | 718 | $18,857,000 | $26,000 | $191,000 | $95,000 | $1,424,000 |
| Application Denied By Financial Institution | 201 | $17,264,000 | $85,000 | $415,000 | $58,000 | $250,000 |
| Application Approved But Not Accepted | 181 | $15,224,000 | $84,000 | $417,000 | $74,000 | $562,000 |
| Preapproval Approved but not Accepted | 122 | $22,240,000 | $182,000 | $800,000 | $77,000 | $380,000 |
| Preapproval Denied by Financial Institution | 37 | $4,663,000 | $126,000 | $440,000 | $53,000 | $104,000 |
| Application Withdrawn By Applicant | 9 | $1,091,000 | $121,000 | $240,000 | $70,000 | $182,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 120 | $10,228,000 | $85,000 | $336,000 | $62,000 | $250,000 |
| Debt-To-Income Ratio | 87 | $8,992,000 | $103,000 | $440,000 | $45,000 | $125,000 |
| Collateral | 17 | $1,633,000 | $96,000 | $370,000 | $79,000 | $157,000 |
| Other | 7 | $621,000 | $88,000 | $143,000 | $65,000 | $111,000 |
| Mortgage Insurance Denied | 3 | $73,000 | $24,000 | $39,000 | $50,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $240,000 | $120,000 | $136,000 | $73,000 | $97,000 |
| Unverifiable Information | 1 | $5,000 | $5,000 | $5,000 | $120,000 | $120,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $83,000 | $83,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Financial Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Financial Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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