Tmbg, Inc. Mortgage Lending & HMDA Data, 2010

In 2010, Tmbg, Inc. of Everett, WA reported 1,156 mortgage applications totaling $324.1 million. The average application was for $280,394, and applicants reported an average income of $95,359. 63% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (739), Tacoma, WA (82) and Spokane, WA (60) (applications in parentheses).

Mortgage Company & Address Tmbg, Inc.
10025 19th Ave Suite 100
Everett, WA 98208
Federal Regulator * available with data download
Years 2012  2011  2010  
Total Number of Mortgage Applications 1,156
Total Mortgage Loan Application Amount $324,136,000
Average Mortgage Loan Application Amount $280,394
Highest Mortgage Loan Application Amount $2,170,000
Average Applicant Income $95,359
Highest Applicant Income $1,260,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tmbg, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tmbg, Inc. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 457 $ 146,604,000 $ 320,796 $ 109,000
Snohomish, Washington 282 $ 73,299,000 $ 259,925 $ 79,000
Pierce, Washington 82 $ 19,905,000 $ 242,743 $ 77,000
Spokane, Washington 60 $ 11,418,000 $ 190,300 $ 68,000
Skagit, Washington 51 $ 13,282,000 $ 260,431 $ 77,000
Whatcom, Washington 41 $ 10,835,000 $ 264,268 $ 107,000
Clark, Washington 19 $ 3,908,000 $ 205,684 $ 64,000
Kitsap, Washington 16 $ 4,468,000 $ 279,250 $ 129,000
Clallam, Washington 14 $ 3,714,000 $ 265,285 $ 68,000
Island, Washington 13 $ 5,078,000 $ 390,615 $ 176,000
Thurston, Washington 13 $ 3,092,000 $ 237,846 $ 74,000
Los Angeles, California 11 $ 3,909,000 $ 355,363 $ 148,000
Chelan, Washington 11 $ 1,973,000 $ 179,363 $ 76,000
Orange, California 10 $ 5,322,000 $ 532,200 $ 122,000
Honolulu, Hawaii 5 $ 2,314,000 $ 462,800 $ 118,000
Grays Harbor, Washington 5 $ 595,000 $ 119,000 $ 64,000
Kittitas, Washington 5 $ 1,199,000 $ 239,800 $ 168,000
Walla Walla, Washington 5 $ 1,212,000 $ 242,400 $ 101,000
Yakima, Washington 4 $ 800,000 $ 200,000 $ 113,000
Kootenai, Idaho 3 $ 883,000 $ 294,333 $ 136,000
Clackamas, Oregon 3 $ 719,000 $ 239,666 $ 75,000
Douglas, Washington 3 $ 617,000 $ 205,666 $ 44,000
Grant, Washington 3 $ 452,000 $ 150,666 $ 88,000
Pend Oreille, Washington 3 $ 372,000 $ 124,000 $ 27,000
San Diego, California 2 $ 679,000 $ 339,500 $ 94,000
Hawaii, Hawaii 2 $ 403,000 $ 201,500 $ 63,000
Washington, Oregon 2 $ 494,000 $ 247,000 $ 95,000
Asotin, Washington 2 $ 281,000 $ 140,500 $ 62,000
Jefferson, Washington 2 $ 449,000 $ 224,500 $ 193,000
Lincoln, Washington 2 $ 295,000 $ 147,500 $ 65,000
Mason, Washington 2 $ 306,000 $ 153,000 $ 25,000
Okanogan, Washington 2 $ 381,000 $ 190,500 $ 71,000
Kodiak Island, Alaska 1 $ 301,000 $ 301,000 $ 78,000
San Bernardino, California 1 $ 255,000 $ 255,000 $ 73,000
San Francisco, California 1 $ 333,000 $ 333,000 $ 88,000
San Mateo, California 1 $ 365,000 $ 365,000 $ 233,000
Ventura, California 1 $ 316,000 $ 316,000 $ 93,000
Kauai, Hawaii 1 $ 306,000 $ 306,000 $ 60,000
Benewah, Idaho 1 $ 178,000 $ 178,000 $ 99,000
Canyon, Idaho 1 $ 97,000 $ 97,000 $ 0
Twin Falls, Idaho 1 $ 300,000 $ 300,000 $ 116,000
Bullitt, Kentucky 1 $ 133,000 $ 133,000 $ 168,000
Hampshire, Massachusetts 1 $ 164,000 $ 164,000 $ 76,000
Gallatin, Montana 1 $ 292,000 $ 292,000 $ 675,000
Clark, Nevada 1 $ 126,000 $ 126,000 $ 53,000
Marion, Oregon 1 $ 256,000 $ 256,000 $ 149,000
Newport, Rhode Island 1 $ 320,000 $ 320,000 $ 53,000
Adams, Washington 1 $ 55,000 $ 55,000 $ 734,000
Franklin, Washington 1 $ 141,000 $ 141,000 $ 59,000
Lewis, Washington 1 $ 390,000 $ 390,000 $ 90,000
Pacific, Washington 1 $ 261,000 $ 261,000 $ 192,000
San Juan, Washington 1 $ 149,000 $ 149,000 $ 54,000
Whitman, Washington 1 $ 140,000 $ 140,000 $ 42,000

Mortgage Loan Application Detail Totals for Tmbg, Inc. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 720 $208,864,000 $290,000 $2,170,000 $98,000 $833,000
Home Purchase 436 $115,272,000 $264,000 $950,000 $91,000 $1,260,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 904 $251,728,000 $278,000 $1,500,000 $99,000 $1,260,000
Not Provided 134 $39,191,000 $292,000 $2,170,000 $81,000 $420,000
Asian 59 $17,365,000 $294,000 $900,000 $95,000 $355,000
Hispanic 28 $6,089,000 $217,000 $579,000 $63,000 $145,000
Black or African American 22 $7,257,000 $329,000 $586,000 $78,000 $185,000
Native Hawaiian or Other Pacific Islander 6 $1,746,000 $291,000 $374,000 $25,000 $65,000
American Indian or Alaskan Native 3 $760,000 $253,000 $323,000 $80,000 $100,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 785 $225,274,000 $286,000 $2,170,000 $108,000 $1,260,000
FHA-insured (Federal Housing Administration) 287 $77,094,000 $268,000 $694,000 $69,000 $324,000
VA-guaranteed (Veterans Administration) 74 $19,342,000 $261,000 $491,000 $62,000 $190,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $2,426,000 $242,000 $357,000 $53,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 724 $204,986,000 $283,000 $950,000 $102,000 $701,000
Application Withdrawn By Applicant 260 $72,607,000 $279,000 $2,170,000 $89,000 $833,000
File Closed For Incompleteness 76 $21,309,000 $280,000 $975,000 $55,000 $400,000
Application Approved But Not Accepted 50 $12,958,000 $259,000 $568,000 $111,000 $1,260,000
Application Denied By Financial Institution 46 $12,276,000 $266,000 $626,000 $70,000 $177,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tmbg, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tmbg, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

Download the Washington Lender List