Toyota Financial Savings Bank Mortgage Lending & HMDA Data, 2022

In 2022, Toyota Financial Savings Bank of Henderson, NV reported 638 mortgage applications totaling $480.4 million, down 37% from 2021. The average application was for $753,025, and applicants reported an average income of $706,992. 75% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (103), Anaheim-Santa Ana-Irvine, CA (34) and Los Angeles-Long Beach-Glendale, CA (28) (applications in parentheses).

Mortgage Company & Address Toyota Financial Savings Bank
2485 Village View Drive, Suite 200
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 638
Total Mortgage Loan Application Amount $480,430,000
Average Mortgage Loan Application Amount $753,025
Highest Mortgage Loan Application Amount $12,805,000
Average Applicant Income $706,992
Highest Applicant Income $8,730,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Toyota Financial Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Toyota Financial Savings Bank by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas-Plano-Irving, TX 103 $ 45,615,000 $ 442,864 $ 251,000
Outside any metro area 54 $ 42,440,000 $ 785,925 $ 680,203
Anaheim-Santa Ana-Irvine, CA 34 $ 34,160,000 $ 1,004,705 $ 813,000
Los Angeles-Long Beach-Glendale, CA 28 $ 42,710,000 $ 1,525,357 $ 919,000
Riverside-San Bernardino-Ontario, CA 22 $ 15,360,000 $ 698,181 $ 1,249,000
Chicago-Naperville, IL 17 $ 9,535,000 $ 560,882 $ 1,070,000
Houston-The Woodlands-Sugar Land, TX 15 $ 12,265,000 $ 817,666 $ 1,162,000
Atlanta-Sandy Springs-Roswell, GA 14 $ 6,400,000 $ 457,142 $ 382,000
New York-Jersey City-White Plains, NY-NJ 14 $ 18,350,000 $ 1,310,714 $ 930,500
Phoenix-Mesa-Scottsdale, AZ 13 $ 9,435,000 $ 725,769 $ 381,000
Portland-Vancouver-Hillsboro, OR-WA 11 $ 8,725,000 $ 793,181 $ 849,818
Denver-Aurora-Lakewood, CO 9 $ 5,055,000 $ 561,666 $ 161,000
Kansas City, MO-KS 9 $ 5,135,000 $ 570,555 $ 209,888
Seattle-Bellevue-Everett, WA 9 $ 11,965,000 $ 1,329,444 $ 855,000
Newark, NJ-PA 8 $ 3,810,000 $ 476,250 $ 218,500
San Diego-Carlsbad, CA 8 $ 7,910,000 $ 988,750 $ 2,081,000
West Palm Beach-Boca Raton-Delray Beach, FL 8 $ 7,070,000 $ 883,750 $ 2,153,000
Las Vegas-Henderson-Paradise, NV 7 $ 4,325,000 $ 617,857 $ 478,000
Lexington-Fayette, KY 7 $ 2,395,000 $ 342,142 $ 169,000
Providence-Warwick, RI-MA 7 $ 4,005,000 $ 572,142 $ 1,008,285
Warren-Troy-Farmington Hills, MI 7 $ 2,195,000 $ 313,571 $ 126,000
Nassau County-Suffolk County, NY 6 $ 2,800,000 $ 466,666 $ 2,250,000
Washington-Baltimore-Arlington, DC 6 $ 4,090,000 $ 681,666 $ 648,000
Bridgeport-Stamford-Norwalk, CT 5 $ 14,205,000 $ 2,841,000 $ 493,000
Charlotte-Concord-Gastonia, NC-SC 5 $ 2,315,000 $ 463,000 $ 137,000
Cincinnati, OH-KY-IN 5 $ 1,435,000 $ 287,000 $ 362,000
Fort Worth-Arlington, TX 5 $ 3,065,000 $ 613,000 $ 390,000
Jacksonville, FL 5 $ 1,535,000 $ 307,000 $ 1,278,000
New Orleans-Metairie, LA 5 $ 2,455,000 $ 491,000 $ 806,000
Oakland-Hayward-Berkeley, CA 5 $ 6,435,000 $ 1,287,000 $ 1,154,000
Boise City, ID 4 $ 3,020,000 $ 755,000 $ 617,000
Lake Havasu City-Kingman, AZ 4 $ 3,060,000 $ 765,000 $ 660,000
Minneapolis-St. Paul-Bloomington, MN-WI 4 $ 2,730,000 $ 682,500 $ 406,000
New York-Newark, NY 4 $ 5,850,000 $ 1,462,500 $ 870,000
Salinas, CA 4 $ 6,930,000 $ 1,732,500 $ 1,306,000
Salt Lake City, UT 4 $ 2,300,000 $ 575,000 $ 428,000
San Antonio-New Braunfels, TX 4 $ 910,000 $ 227,500 $ 213,000
Sherman-Denison, TX 4 $ 810,000 $ 202,500 $ 100,000
Tampa-St. Petersburg-Clearwater, FL 4 $ 1,690,000 $ 422,500 $ 599,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 4 $ 2,710,000 $ 677,500 $ 591,000
Ann Arbor, MI 3 $ 845,000 $ 281,666 $ 199,000
Baltimore-Columbia-Towson, MD 3 $ 2,365,000 $ 788,333 $ 1,782,000
Columbus, OH 3 $ 955,000 $ 318,333 $ 356,000
Evansville, IN-KY 3 $ 785,000 $ 261,666 $ 112,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 3 $ 3,185,000 $ 1,061,666 $ 871,000
Greensboro-High Point, NC 3 $ 1,075,000 $ 358,333 $ 351,000
Kennewick-Richland, WA 3 $ 1,905,000 $ 635,000 $ 218,000
Nashville-Davidson--Murfreesboro--Franklin, TN 3 $ 1,195,000 $ 398,333 $ 1,903,000
Port St. Lucie, FL 3 $ 10,005,000 $ 3,335,000 $ 2,691,000
Richmond, VA 3 $ 2,035,000 $ 678,333 $ 300,000
Rockingham County-Strafford County, NH 3 $ 1,275,000 $ 425,000 $ 761,000
Sacramento--Roseville--Arden-Arcade, CA 3 $ 1,575,000 $ 525,000 $ 278,000
Salisbury, MD-DE 3 $ 3,515,000 $ 1,171,666 $ 2,156,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 3 $ 2,595,000 $ 865,000 $ 1,459,000
San Rafael, CA 3 $ 12,525,000 $ 4,175,000 $ 2,707,000
St. Louis, MO-IL 3 $ 1,975,000 $ 658,333 $ 409,000
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 1,805,000 $ 601,666 $ 423,000
Visalia-Porterville, CA 3 $ 2,175,000 $ 725,000 $ 197,000
Allentown-Bethlehem-Easton, PA-NJ 2 $ 500,000 $ 250,000 $ 179,000
Bend-Redmond, OR 2 $ 740,000 $ 370,000 $ 1,138,000
Coeur D'Alene, ID 2 $ 2,850,000 $ 1,425,000 $ 2,008,000
Des Moines-West Des Moines, IA 2 $ 1,880,000 $ 940,000 $ 474,000
Flagstaff, AZ 2 $ 870,000 $ 435,000 $ 653,000
Greeley, CO 2 $ 1,350,000 $ 675,000 $ 189,000
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 880,000 $ 440,000 $ 1,144,000
Johnson City, TN 2 $ 1,280,000 $ 640,000 $ 543,000
Killeen-Temple, TX 2 $ 2,910,000 $ 1,455,000 $ 2,329,000
Lake County-Kenosha County, IL-WI 2 $ 780,000 $ 390,000 $ 274,000
Manchester-Nashua, NH 2 $ 2,550,000 $ 1,275,000 $ 284,000
Memphis, TN-MS-AR 2 $ 2,290,000 $ 1,145,000 $ 656,000
Miami-Miami Beach-Kendall, FL 2 $ 1,590,000 $ 795,000 $ 305,000
Modesto, CA 2 $ 340,000 $ 170,000 $ 157,000
Montgomery County-Bucks County-Chester County, PA 2 $ 1,330,000 $ 665,000 $ 310,000
Orlando-Kissimmee-Sanford, FL 2 $ 640,000 $ 320,000 $ 1,308,000
Pittsburgh, PA 2 $ 560,000 $ 280,000 $ 138,000
San Jose-Sunnyvale-Santa Clara, CA 2 $ 2,070,000 $ 1,035,000 $ 299,000
Tacoma-Lakewood, WA 2 $ 270,000 $ 135,000 $ 223,000
Urban Honolulu, HI 2 $ 1,110,000 $ 555,000 $ 207,000
Athens-Clarke County, GA 1 $ 215,000 $ 215,000 $ 95,000
Austin-Round Rock, TX 1 $ 995,000 $ 995,000 $ 695,000
Beaumont-Port Arthur, TX 1 $ 255,000 $ 255,000 $ 400,000
Buffalo-Cheektowaga-Niagara Falls, NY 1 $ 605,000 $ 605,000 $ 865,000
Burlington-South Burlington, VT 1 $ 475,000 $ 475,000 $ 317,000
Cambridge-Newton-Framingham, MA 1 $ 155,000 $ 155,000 $ 1,354,000
Camden, NJ 1 $ 1,055,000 $ 1,055,000 $ 987,000
Cape Coral-Fort Myers, FL 1 $ 1,045,000 $ 1,045,000 $ 480,000
Charleston-North Charleston, SC 1 $ 985,000 $ 985,000 $ 1,466,000
Cleveland-Elyria, OH 1 $ 2,405,000 $ 2,405,000 $ 2,959,000
Corvallis, OR 1 $ 435,000 $ 435,000 $ 377,000
Detroit-Dearborn-Livonia, MI 1 $ 465,000 $ 465,000 $ 279,000
Eugene, OR 1 $ 175,000 $ 175,000 $ 511,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 235,000 $ 235,000 $ 83,000
Gainesville, GA 1 $ 425,000 $ 425,000 $ 119,000
Gary, IN 1 $ 275,000 $ 275,000 $ 1,044,000
Glens Falls, NY 1 $ 1,505,000 $ 1,505,000 $ 1,440,000
Hagerstown-Martinsburg, MD-WV 1 $ 125,000 $ 125,000 $ 1,269,000
Harrisonburg, VA 1 $ 645,000 $ 645,000 $ 676,000
Hartford-West Hartford-East Hartford, CT 1 $ 445,000 $ 445,000 $ 224,000
Huntington-Ashland, WV-KY-OH 1 $ 255,000 $ 255,000 $ 93,000
Huntsville, AL 1 $ 195,000 $ 195,000 $ 403,000
Jefferson City, MO 1 $ 445,000 $ 445,000 $ 349,000
Kahului-Wailuku-Lahaina, HI 1 $ 615,000 $ 615,000 $ 297,000
Kankakee, IL 1 $ 225,000 $ 225,000 $ 72,000
Lakeland-Winter Haven, FL 1 $ 195,000 $ 195,000 $ 425,000
Longview, WA 1 $ 245,000 $ 245,000 $ 674,000
Medford, OR 1 $ 855,000 $ 855,000 $ 438,000
Michigan City-La Porte, IN 1 $ 895,000 $ 895,000 $ 693,000
Monroe, MI 1 $ 295,000 $ 295,000 $ 113,000
Norwich-New London, CT 1 $ 455,000 $ 455,000 $ 200,000
Olympia-Tumwater, WA 1 $ 355,000 $ 355,000 $ 346,000
Omaha-Council Bluffs, NE-IA 1 $ 1,025,000 $ 1,025,000 $ 1,742,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 1,015,000 $ 1,015,000 $ 1,149,000
Portland-South Portland, ME 1 $ 995,000 $ 995,000 $ 1,368,000
Prescott Valley-Prescott, AZ 1 $ 405,000 $ 405,000 $ 194,000
Provo-Orem, UT 1 $ 565,000 $ 565,000 $ 464,000
Pueblo, CO 1 $ 245,000 $ 245,000 $ 1,056,000
Punta Gorda, FL 1 $ 425,000 $ 425,000 $ 173,000
Reading, PA 1 $ 1,215,000 $ 1,215,000 $ 577,000
Redding, CA 1 $ 235,000 $ 235,000 $ 1,962,000
Reno, NV 1 $ 3,255,000 $ 3,255,000 $ 3,712,000
Santa Cruz-Watsonville, CA 1 $ 2,455,000 $ 2,455,000 $ 4,925,000
Savannah, GA 1 $ 235,000 $ 235,000 $ 426,000
Sierra Vista-Douglas, AZ 1 $ 485,000 $ 485,000 $ 214,000
Sioux Falls, SD 1 $ 355,000 $ 355,000 $ 640,000
Spokane-Spokane Valley, WA 1 $ 85,000 $ 85,000 $ 132,000
Terre Haute, IN 1 $ 285,000 $ 285,000 $ 134,000
Tulsa, OK 1 $ 1,365,000 $ 1,365,000 $ 1,799,000
Waco, TX 1 $ 355,000 $ 355,000 $ 241,000
Wilmington, NC 1 $ 935,000 $ 935,000 $ 461,000
Winston-Salem, NC 1 $ 515,000 $ 515,000 $ 203,000
Youngstown-Warren-Boardman, OH-PA 1 $ 245,000 $ 245,000 $ 143,000

Mortgage Loan Application Detail Totals for Toyota Financial Savings Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 400 $295,660,000 $739,000 $12,805,000 $647,000 $8,730,000
Other Purpose 94 $79,660,000 $847,000 $9,605,000 $1,050,000 $7,729,000
Cash-out Refinancing 84 $68,510,000 $815,000 $8,005,000 $488,000 $4,565,000
Refinancing 53 $30,985,000 $584,000 $2,005,000 $698,000 $7,992,000
Home Improvement 7 $5,615,000 $802,000 $1,805,000 $2,225,000 $7,428,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 438 $350,630,000 $800,000 $12,805,000 $788,000 $8,730,000
Not Provided 97 $72,215,000 $744,000 $8,005,000 $624,000 $6,440,000
Asian 34 $18,520,000 $544,000 $1,275,000 $429,000 $1,833,000
Hispanic 32 $18,070,000 $564,000 $2,245,000 $463,000 $2,232,000
Black or African American 24 $12,200,000 $508,000 $1,515,000 $347,000 $1,181,000
American Indian or Alaskan Native 5 $4,125,000 $825,000 $1,365,000 $506,000 $1,799,000
Native Hawaiian or Other Pacific Islander 4 $2,960,000 $740,000 $1,405,000 $637,000 $1,307,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 638 $480,430,000 $753,000 $12,805,000 $707,000 $8,730,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 478 $368,780,000 $771,000 $9,605,000 $728,000 $8,683,000
Application Withdrawn By Applicant 111 $86,795,000 $781,000 $12,805,000 $733,000 $8,730,000
Application Denied By Financial Institution 35 $16,355,000 $467,000 $1,105,000 $299,000 $1,466,000
Application Approved But Not Accepted 8 $4,370,000 $546,000 $1,065,000 $836,000 $3,262,000
File Closed For Incompleteness 6 $4,130,000 $688,000 $1,505,000 $756,000 $2,114,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 603 $464,075,000 $769,000 $12,805,000 $731,000 $8,730,000
Debt-To-Income Ratio 15 $7,915,000 $527,000 $1,105,000 $204,000 $480,000
Credit History 11 $4,155,000 $377,000 $585,000 $273,000 $484,000
Collateral 6 $2,980,000 $496,000 $985,000 $573,000 $1,466,000
Other 2 $690,000 $345,000 $625,000 $299,000 $300,000
Credit Application Incomplete 1 $615,000 $615,000 $615,000 $368,000 $368,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Toyota Financial Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Toyota Financial Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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