Truhome Solutions, LLC Mortgage Lending & HMDA Data, 2020

In 2020, Truhome Solutions, LLC of Lenexa, KS reported 3,388 mortgage applications totaling $805.8 million, up 73% from 2019. The average application was for $237,851, and applicants reported an average income of $97,999. 6% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Kansas City, MO-KS (627), San Antonio-New Braunfels, TX (242) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (183) (applications in parentheses).

Mortgage Company & Address Truhome Solutions, LLC
9601 Legler Road
Lenexa, KS 66219
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 3,388
Total Mortgage Loan Application Amount $805,840,000
Average Mortgage Loan Application Amount $237,851
Highest Mortgage Loan Application Amount $2,095,000
Average Applicant Income $97,999
Highest Applicant Income $2,040,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truhome Solutions, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Truhome Solutions, LLC by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Kansas City, MO-KS 627 $ 130,615,000 $ 208,317 $ 85,976
Outside any metro area 256 $ 53,750,000 $ 209,960 $ 93,156
San Antonio-New Braunfels, TX 242 $ 60,180,000 $ 248,677 $ 98,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 183 $ 45,165,000 $ 246,803 $ 92,000
Denver-Aurora-Lakewood, CO 148 $ 45,010,000 $ 304,121 $ 100,000
Phoenix-Mesa-Scottsdale, AZ 126 $ 31,820,000 $ 252,539 $ 116,000
Eugene, OR 113 $ 29,485,000 $ 260,929 $ 99,000
Los Angeles-Long Beach-Glendale, CA 107 $ 41,325,000 $ 386,214 $ 128,000
Dallas-Plano-Irving, TX 92 $ 21,940,000 $ 238,478 $ 110,000
Jacksonville, FL 89 $ 18,605,000 $ 209,044 $ 85,000
St. Louis, MO-IL 87 $ 17,585,000 $ 202,126 $ 93,000
Memphis, TN-MS-AR 76 $ 16,150,000 $ 212,500 $ 106,381
Fort Worth-Arlington, TX 71 $ 18,455,000 $ 259,929 $ 110,000
Austin-Round Rock, TX 63 $ 16,485,000 $ 261,666 $ 104,000
Orlando-Kissimmee-Sanford, FL 54 $ 10,130,000 $ 187,592 $ 80,000
Modesto, CA 49 $ 13,855,000 $ 282,755 $ 102,000
Houston-The Woodlands-Sugar Land, TX 47 $ 10,305,000 $ 219,255 $ 100,000
Greenville-Anderson-Mauldin, SC 45 $ 7,615,000 $ 169,222 $ 72,000
Portland-Vancouver-Hillsboro, OR-WA 43 $ 14,265,000 $ 331,744 $ 123,953
Tulsa, OK 42 $ 6,670,000 $ 158,809 $ 133,000
Omaha-Council Bluffs, NE-IA 41 $ 7,425,000 $ 181,097 $ 87,414
Prescott Valley-Prescott, AZ 37 $ 8,225,000 $ 222,297 $ 80,000
College Station-Bryan, TX 33 $ 6,515,000 $ 197,424 $ 79,000
Bend-Redmond, OR 26 $ 7,690,000 $ 295,769 $ 110,000
West Palm Beach-Boca Raton-Delray Beach, FL 26 $ 6,690,000 $ 257,307 $ 89,000
Hilton Head Island-Bluffton-Beaufort, SC 24 $ 4,310,000 $ 179,583 $ 86,000
Merced, CA 24 $ 5,270,000 $ 219,583 $ 88,000
Medford, OR 20 $ 5,360,000 $ 268,000 $ 81,000
Riverside-San Bernardino-Ontario, CA 20 $ 5,060,000 $ 253,000 $ 121,000
Spartanburg, SC 20 $ 4,060,000 $ 203,000 $ 76,000
Springfield, MO 20 $ 3,850,000 $ 192,500 $ 94,000
Tallahassee, FL 20 $ 3,730,000 $ 186,500 $ 79,000
Tampa-St. Petersburg-Clearwater, FL 17 $ 4,085,000 $ 240,294 $ 121,000
Atlanta-Sandy Springs-Roswell, GA 16 $ 3,260,000 $ 203,750 $ 99,000
Ocala, FL 15 $ 1,945,000 $ 129,666 $ 53,000
Wichita Falls, TX 14 $ 2,140,000 $ 152,857 $ 67,000
Miami-Miami Beach-Kendall, FL 13 $ 3,615,000 $ 278,076 $ 90,000
Oakland-Hayward-Berkeley, CA 13 $ 5,535,000 $ 425,769 $ 163,000
Trenton, NJ 12 $ 3,580,000 $ 298,333 $ 149,000
Charleston-North Charleston, SC 11 $ 2,115,000 $ 192,272 $ 81,000
Corpus Christi, TX 10 $ 2,340,000 $ 234,000 $ 98,000
Greeley, CO 9 $ 2,725,000 $ 302,777 $ 90,000
Lawrence, KS 9 $ 1,455,000 $ 161,666 $ 88,000
Pittsburgh, PA 9 $ 1,565,000 $ 173,888 $ 77,000
Visalia-Porterville, CA 9 $ 1,885,000 $ 209,444 $ 95,000
Albany, OR 8 $ 2,100,000 $ 262,500 $ 102,000
Deltona-Daytona Beach-Ormond Beach, FL 8 $ 2,000,000 $ 250,000 $ 104,000
Grants Pass, OR 8 $ 2,320,000 $ 290,000 $ 80,000
McAllen-Edinburg-Mission, TX 8 $ 1,340,000 $ 167,500 $ 96,000
Sacramento--Roseville--Arden-Arcade, CA 8 $ 2,620,000 $ 327,500 $ 133,000
Lincoln, NE 7 $ 1,385,000 $ 197,857 $ 86,000
Minneapolis-St. Paul-Bloomington, MN-WI 7 $ 1,765,000 $ 252,142 $ 113,000
Newark, NJ-PA 7 $ 2,145,000 $ 306,428 $ 114,285
Port St. Lucie, FL 7 $ 1,485,000 $ 212,142 $ 108,000
Seattle-Bellevue-Everett, WA 7 $ 2,455,000 $ 350,714 $ 122,000
Stockton-Lodi, CA 7 $ 2,295,000 $ 327,857 $ 111,000
Charlotte-Concord-Gastonia, NC-SC 6 $ 1,530,000 $ 255,000 $ 89,000
Fresno, CA 6 $ 1,770,000 $ 295,000 $ 129,000
Indianapolis-Carmel-Anderson, IN 6 $ 960,000 $ 160,000 $ 83,000
New York-Newark, NY 6 $ 1,820,000 $ 303,333 $ 100,000
Columbia, SC 5 $ 685,000 $ 137,000 $ 72,000
Homosassa Springs, FL 5 $ 905,000 $ 181,000 $ 84,000
Lakeland-Winter Haven, FL 5 $ 985,000 $ 197,000 $ 64,000
Montgomery County-Bucks County-Chester County, PA 5 $ 1,265,000 $ 253,000 $ 82,000
Palm Bay-Melbourne-Titusville, FL 5 $ 1,285,000 $ 257,000 $ 170,000
Anaheim-Santa Ana-Irvine, CA 4 $ 1,850,000 $ 462,500 $ 174,000
Bakersfield, CA 4 $ 830,000 $ 207,500 $ 72,000
Boulder, CO 4 $ 1,460,000 $ 365,000 $ 140,000
Brownsville-Harlingen, TX 4 $ 830,000 $ 207,500 $ 149,000
Cape Coral-Fort Myers, FL 4 $ 760,000 $ 190,000 $ 105,000
Chicago-Naperville, IL 4 $ 900,000 $ 225,000 $ 118,000
East Stroudsburg, PA 4 $ 690,000 $ 172,500 $ 118,000
Fayetteville-Springdale-Rogers, AR-MO 4 $ 680,000 $ 170,000 $ 101,000
Flagstaff, AZ 4 $ 830,000 $ 207,500 $ 135,000
Knoxville, TN 4 $ 820,000 $ 205,000 $ 167,000
Nashville-Davidson--Murfreesboro--Franklin, TN 4 $ 990,000 $ 247,500 $ 79,000
Oklahoma City, OK 4 $ 870,000 $ 217,500 $ 109,000
Pensacola-Ferry Pass-Brent, FL 4 $ 920,000 $ 230,000 $ 125,000
Salem, OR 4 $ 1,060,000 $ 265,000 $ 75,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 4 $ 1,180,000 $ 295,000 $ 105,000
Topeka, KS 4 $ 830,000 $ 207,500 $ 88,000
Allentown-Bethlehem-Easton, PA-NJ 3 $ 595,000 $ 198,333 $ 75,000
Corvallis, OR 3 $ 1,085,000 $ 361,666 $ 94,000
Crestview-Fort Walton Beach-Destin, FL 3 $ 1,165,000 $ 388,333 $ 134,000
Durham-Chapel Hill, NC 3 $ 955,000 $ 318,333 $ 91,000
Gary, IN 3 $ 785,000 $ 261,666 $ 65,000
Killeen-Temple, TX 3 $ 355,000 $ 118,333 $ 45,000
Madera, CA 3 $ 685,000 $ 228,333 $ 87,000
Naples-Immokalee-Marco Island, FL 3 $ 1,085,000 $ 361,666 $ 132,000
North Port-Sarasota-Bradenton, FL 3 $ 525,000 $ 175,000 $ 104,000
Oxnard-Thousand Oaks-Ventura, CA 3 $ 1,305,000 $ 435,000 $ 139,000
San Francisco-Redwood City-South San Francisco, CA 3 $ 915,000 $ 305,000 $ 106,000
Savannah, GA 3 $ 985,000 $ 328,333 $ 79,000
St. Joseph, MO-KS 3 $ 745,000 $ 248,333 $ 159,666
Tacoma-Lakewood, WA 3 $ 855,000 $ 285,000 $ 67,000
Texarkana, TX-AR 3 $ 605,000 $ 201,666 $ 72,000
The Villages, FL 3 $ 715,000 $ 238,333 $ 131,000
Tucson, AZ 3 $ 665,000 $ 221,666 $ 112,000
Tyler, TX 3 $ 625,000 $ 208,333 $ 91,000
Walla Walla, WA 3 $ 355,000 $ 118,333 $ 61,000
Amarillo, TX 2 $ 470,000 $ 235,000 $ 96,000
Colorado Springs, CO 2 $ 650,000 $ 325,000 $ 68,000
Fayetteville, NC 2 $ 340,000 $ 170,000 $ 93,000
Florence, SC 2 $ 580,000 $ 290,000 $ 191,000
Fort Collins, CO 2 $ 720,000 $ 360,000 $ 95,000
Gainesville, FL 2 $ 220,000 $ 110,000 $ 44,000
Hickory-Lenoir-Morganton, NC 2 $ 360,000 $ 180,000 $ 68,000
Hinesville, GA 2 $ 430,000 $ 215,000 $ 51,000
Jackson, MS 2 $ 350,000 $ 175,000 $ 88,000
Las Vegas-Henderson-Paradise, NV 2 $ 650,000 $ 325,000 $ 61,000
Lubbock, TX 2 $ 440,000 $ 220,000 $ 87,000
Rockford, IL 2 $ 380,000 $ 190,000 $ 87,000
Salinas, CA 2 $ 660,000 $ 330,000 $ 126,000
Santa Maria-Santa Barbara, CA 2 $ 970,000 $ 485,000 $ 124,000
Santa Rosa, CA 2 $ 860,000 $ 430,000 $ 241,000
Sebastian-Vero Beach, FL 2 $ 340,000 $ 170,000 $ 39,000
Spokane-Spokane Valley, WA 2 $ 880,000 $ 440,000 $ 138,000
Vallejo-Fairfield, CA 2 $ 870,000 $ 435,000 $ 95,000
Warren-Troy-Farmington Hills, MI 2 $ 390,000 $ 195,000 $ 66,000
Winston-Salem, NC 2 $ 480,000 $ 240,000 $ 79,000
Yuba City, CA 2 $ 730,000 $ 365,000 $ 100,000
Yuma, AZ 2 $ 340,000 $ 170,000 $ 60,000
Abilene, TX 1 $ 465,000 $ 465,000 $ 124,000
Albany, GA 1 $ 165,000 $ 165,000 $ 78,000
Appleton, WI 1 $ 215,000 $ 215,000 $ 0
Asheville, NC 1 $ 125,000 $ 125,000 $ 57,000
Baltimore-Columbia-Towson, MD 1 $ 335,000 $ 335,000 $ 60,000
Beaumont-Port Arthur, TX 1 $ 145,000 $ 145,000 $ 50,000
Birmingham-Hoover, AL 1 $ 295,000 $ 295,000 $ 60,000
Bloomington, IN 1 $ 195,000 $ 195,000 $ 164,000
Boise City, ID 1 $ 205,000 $ 205,000 $ 54,000
Camden, NJ 1 $ 185,000 $ 185,000 $ 50,000
Cincinnati, OH-KY-IN 1 $ 275,000 $ 275,000 $ 135,000
Cleveland-Elyria, OH 1 $ 135,000 $ 135,000 $ 63,000
Columbia, MO 1 $ 205,000 $ 205,000 $ 106,000
Columbus, IN 1 $ 305,000 $ 305,000 $ 99,000
Columbus, OH 1 $ 245,000 $ 245,000 $ 109,000
Des Moines-West Des Moines, IA 1 $ 315,000 $ 315,000 $ 104,000
El Paso, TX 1 $ 265,000 $ 265,000 $ 162,000
Elgin, IL 1 $ 275,000 $ 275,000 $ 84,000
Elizabethtown-Fort Knox, KY 1 $ 355,000 $ 355,000 $ 99,000
Flint, MI 1 $ 175,000 $ 175,000 $ 82,000
Fort Smith, AR-OK 1 $ 115,000 $ 115,000 $ 101,000
Grand Island, NE 1 $ 215,000 $ 215,000 $ 98,000
Greenville, NC 1 $ 325,000 $ 325,000 $ 270,000
Hanford-Corcoran, CA 1 $ 145,000 $ 145,000 $ 72,000
Hot Springs, AR 1 $ 275,000 $ 275,000 $ 150,000
Janesville-Beloit, WI 1 $ 315,000 $ 315,000 $ 178,000
Joplin, MO 1 $ 135,000 $ 135,000 $ 114,000
Kankakee, IL 1 $ 115,000 $ 115,000 $ 159,000
Lafayette-West Lafayette, IN 1 $ 225,000 $ 225,000 $ 93,000
Lake Havasu City-Kingman, AZ 1 $ 95,000 $ 95,000 $ 51,000
Lancaster, PA 1 $ 135,000 $ 135,000 $ 79,000
Laredo, TX 1 $ 255,000 $ 255,000 $ 143,000
Little Rock-North Little Rock-Conway, AR 1 $ 125,000 $ 125,000 $ 59,000
Longview, TX 1 $ 205,000 $ 205,000 $ 78,000
Longview, WA 1 $ 395,000 $ 395,000 $ 132,000
Louisville/Jefferson County, KY-IN 1 $ 225,000 $ 225,000 $ 43,000
Manhattan, KS 1 $ 125,000 $ 125,000 $ 103,000
Midland, TX 1 $ 345,000 $ 345,000 $ 154,000
Milwaukee-Waukesha-West Allis, WI 1 $ 205,000 $ 205,000 $ 47,000
Montgomery, AL 1 $ 295,000 $ 295,000 $ 98,000
Napa, CA 1 $ 455,000 $ 455,000 $ 181,000
Ocean City, NJ 1 $ 105,000 $ 105,000 $ 138,000
Peoria, IL 1 $ 115,000 $ 115,000 $ 105,000
Philadelphia, PA 1 $ 485,000 $ 485,000 $ 120,000
Pueblo, CO 1 $ 355,000 $ 355,000 $ 99,000
Punta Gorda, FL 1 $ 455,000 $ 455,000 $ 123,000
Raleigh, NC 1 $ 365,000 $ 365,000 $ 78,000
Redding, CA 1 $ 285,000 $ 285,000 $ 59,000
Richmond, VA 1 $ 345,000 $ 345,000 $ 153,000
San Angelo, TX 1 $ 335,000 $ 335,000 $ 157,000
San Diego-Carlsbad, CA 1 $ 315,000 $ 315,000 $ 130,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 515,000 $ 515,000 $ 140,000
Sherman-Denison, TX 1 $ 215,000 $ 215,000 $ 86,000
Springfield, MA 1 $ 215,000 $ 215,000 $ 81,000
Valdosta, GA 1 $ 335,000 $ 335,000 $ 124,000
Victoria, TX 1 $ 125,000 $ 125,000 $ 49,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 335,000 $ 335,000 $ 202,000
Waco, TX 1 $ 225,000 $ 225,000 $ 85,000
Warner Robins, GA 1 $ 45,000 $ 45,000 $ 25,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 1 $ 585,000 $ 585,000 $ 400,000
Wichita, KS 1 $ 195,000 $ 195,000 $ 114,000

Mortgage Loan Application Detail Totals for Truhome Solutions, LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,499 $353,945,000 $236,000 $2,095,000 $91,000 $648,000
Refinancing 1,023 $257,915,000 $252,000 $665,000 $107,000 $445,000
Cash-out Refinancing 780 $174,730,000 $224,000 $815,000 $97,000 $600,000
Home Improvement 86 $19,250,000 $223,000 $505,000 $122,000 $2,040,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,775 $667,205,000 $240,000 $2,095,000 $99,000 $648,000
White 311 $69,635,000 $223,000 $585,000 $93,000 $600,000
Not Provided 119 $27,535,000 $231,000 $815,000 $100,000 $2,040,000
Black or African American 105 $23,615,000 $224,000 $885,000 $72,000 $329,000
Hispanic 64 $14,110,000 $220,000 $555,000 $78,000 $196,000
Asian 12 $3,270,000 $272,000 $495,000 $80,000 $128,000
American Indian or Alaskan Native 2 $470,000 $235,000 $315,000 $82,000 $117,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,197 $523,695,000 $238,000 $815,000 $104,000 $600,000
FHA-insured (Federal Housing Administration) 705 $148,855,000 $211,000 $655,000 $73,000 $215,000
VA-guaranteed (Veterans Administration) 456 $127,870,000 $280,000 $2,095,000 $109,000 $2,040,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $5,420,000 $180,000 $425,000 $63,000 $127,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,775 $667,205,000 $240,000 $2,095,000 $99,000 $648,000
Loan Originated 205 $47,425,000 $231,000 $885,000 $84,000 $329,000
Application Withdrawn By Applicant 179 $42,505,000 $237,000 $815,000 $95,000 $400,000
File Closed For Incompleteness 112 $24,110,000 $215,000 $555,000 $86,000 $447,000
Application Denied By Financial Institution 93 $19,315,000 $207,000 $495,000 $97,000 $2,040,000
Application Approved But Not Accepted 20 $4,310,000 $215,000 $415,000 $88,000 $233,000
Preapproval Denied by Financial Institution 4 $970,000 $242,000 $325,000 $45,000 $60,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,291 $785,555,000 $238,000 $2,095,000 $97,000 $648,000
Credit History 33 $6,235,000 $188,000 $405,000 $84,000 $295,000
Debt-To-Income Ratio 30 $6,310,000 $210,000 $415,000 $51,000 $111,000
Collateral 11 $2,595,000 $235,000 $475,000 $264,000 $2,040,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,555,000 $232,000 $325,000 $102,000 $600,000
Other 8 $1,330,000 $166,000 $305,000 $79,000 $128,000
Unverifiable Information 3 $1,125,000 $375,000 $495,000 $94,000 $128,000
Employment History 1 $135,000 $135,000 $135,000 $113,000 $113,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Truhome Solutions, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Truhome Solutions, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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