UBS Bank USA Mortgage Lending & HMDA Data, 2019
In 2019, UBS Bank USA of Salt Lake City, UT reported 8,597 mortgage applications totaling $10.3 billion, up 37% from 2018. The average application was for $1,197,588, and applicants reported an average income of $503,566. 57% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (570), Los Angeles-Long Beach-Glendale, CA (483) and Chicago-Naperville, IL (239) (applications in parentheses).
| Mortgage Company & Address | UBS Bank USA 299 S. Main St Salt Lake City, UT 84111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,597 |
| Total Mortgage Loan Application Amount | $10,295,670,000 |
| Average Mortgage Loan Application Amount | $1,197,588 |
| Highest Mortgage Loan Application Amount | $90,005,000 |
| Average Applicant Income | $503,566 |
| Highest Applicant Income | $9,841,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 570 | $ 1,229,655,000 | $ 2,157,289 | $ 942,228 |
| Outside any metro area | 549 | $ 575,335,000 | $ 1,047,969 | $ 551,330 |
| Los Angeles-Long Beach-Glendale, CA | 483 | $ 1,003,935,000 | $ 2,078,540 | $ 884,000 |
| Chicago-Naperville, IL | 239 | $ 290,365,000 | $ 1,214,916 | $ 424,000 |
| Seattle-Bellevue-Everett, WA | 223 | $ 225,435,000 | $ 1,010,919 | $ 484,000 |
| Denver-Aurora-Lakewood, CO | 214 | $ 207,160,000 | $ 968,037 | $ 386,000 |
| Anaheim-Santa Ana-Irvine, CA | 201 | $ 281,945,000 | $ 1,402,711 | $ 588,000 |
| Phoenix-Mesa-Scottsdale, AZ | 188 | $ 162,810,000 | $ 866,010 | $ 361,000 |
| San Diego-Carlsbad, CA | 177 | $ 178,975,000 | $ 1,011,158 | $ 400,000 |
| Atlanta-Sandy Springs-Roswell, GA | 169 | $ 119,275,000 | $ 705,769 | $ 362,000 |
| Nassau County-Suffolk County, NY | 160 | $ 412,260,000 | $ 2,576,625 | $ 699,000 |
| Dallas-Plano-Irving, TX | 157 | $ 188,115,000 | $ 1,198,184 | $ 429,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 156 | $ 196,560,000 | $ 1,260,000 | $ 465,057 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 152 | $ 203,730,000 | $ 1,340,328 | $ 605,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 145 | $ 130,035,000 | $ 896,793 | $ 377,186 |
| Houston-The Woodlands-Sugar Land, TX | 134 | $ 195,840,000 | $ 1,461,492 | $ 480,000 |
| Bridgeport-Stamford-Norwalk, CT | 129 | $ 175,605,000 | $ 1,361,279 | $ 630,000 |
| Oakland-Hayward-Berkeley, CA | 129 | $ 121,275,000 | $ 940,116 | $ 375,000 |
| San Francisco-Redwood City-South San Francisco, CA | 123 | $ 174,485,000 | $ 1,418,577 | $ 490,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 118 | $ 134,750,000 | $ 1,141,949 | $ 607,000 |
| Miami-Miami Beach-Kendall, FL | 113 | $ 211,985,000 | $ 1,875,973 | $ 730,000 |
| Austin-Round Rock, TX | 110 | $ 117,180,000 | $ 1,065,272 | $ 387,000 |
| New York-Newark, NY | 107 | $ 170,915,000 | $ 1,597,336 | $ 544,196 |
| Boston, MA | 98 | $ 169,740,000 | $ 1,732,040 | $ 510,000 |
| Cambridge-Newton-Framingham, MA | 88 | $ 106,960,000 | $ 1,215,454 | $ 389,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 87 | $ 66,235,000 | $ 761,321 | $ 261,275 |
| Warren-Troy-Farmington Hills, MI | 85 | $ 58,015,000 | $ 682,529 | $ 302,000 |
| Naples-Immokalee-Marco Island, FL | 83 | $ 99,995,000 | $ 1,204,759 | $ 569,000 |
| Newark, NJ-PA | 80 | $ 57,620,000 | $ 720,250 | $ 508,800 |
| Cincinnati, OH-KY-IN | 79 | $ 36,635,000 | $ 463,734 | $ 189,367 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 78 | $ 71,900,000 | $ 921,794 | $ 352,000 |
| Charlotte-Concord-Gastonia, NC-SC | 73 | $ 58,615,000 | $ 802,945 | $ 516,684 |
| Tampa-St. Petersburg-Clearwater, FL | 69 | $ 65,605,000 | $ 950,797 | $ 717,000 |
| Riverside-San Bernardino-Ontario, CA | 64 | $ 46,730,000 | $ 730,156 | $ 329,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 63 | $ 86,785,000 | $ 1,377,539 | $ 614,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 62 | $ 42,640,000 | $ 687,741 | $ 450,000 |
| Las Vegas-Henderson-Paradise, NV | 60 | $ 48,910,000 | $ 815,166 | $ 400,000 |
| Pittsburgh, PA | 48 | $ 42,550,000 | $ 886,458 | $ 339,000 |
| Boulder, CO | 46 | $ 53,870,000 | $ 1,171,086 | $ 387,000 |
| Montgomery County-Bucks County-Chester County, PA | 46 | $ 38,800,000 | $ 843,478 | $ 479,000 |
| Baltimore-Columbia-Towson, MD | 42 | $ 36,670,000 | $ 873,095 | $ 506,000 |
| Santa Maria-Santa Barbara, CA | 42 | $ 58,900,000 | $ 1,402,380 | $ 522,000 |
| Cape Coral-Fort Myers, FL | 40 | $ 71,890,000 | $ 1,797,250 | $ 444,000 |
| North Port-Sarasota-Bradenton, FL | 40 | $ 28,930,000 | $ 723,250 | $ 289,000 |
| Orlando-Kissimmee-Sanford, FL | 40 | $ 67,900,000 | $ 1,697,500 | $ 402,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 40 | $ 36,830,000 | $ 920,750 | $ 409,000 |
| Washington-Baltimore-Arlington, DC | 40 | $ 38,480,000 | $ 962,000 | $ 367,000 |
| Fort Worth-Arlington, TX | 39 | $ 26,985,000 | $ 691,923 | $ 372,000 |
| Jacksonville, FL | 39 | $ 25,085,000 | $ 643,205 | $ 267,000 |
| Providence-Warwick, RI-MA | 36 | $ 26,900,000 | $ 747,222 | $ 305,333 |
| San Rafael, CA | 35 | $ 49,435,000 | $ 1,412,428 | $ 522,000 |
| Philadelphia, PA | 33 | $ 37,455,000 | $ 1,135,000 | $ 362,000 |
| St. Louis, MO-IL | 33 | $ 33,885,000 | $ 1,026,818 | $ 291,303 |
| Cleveland-Elyria, OH | 32 | $ 16,760,000 | $ 523,750 | $ 275,000 |
| Columbus, OH | 30 | $ 17,120,000 | $ 570,666 | $ 333,000 |
| Lake County-Kenosha County, IL-WI | 30 | $ 27,810,000 | $ 927,000 | $ 334,900 |
| Hilton Head Island-Bluffton-Beaufort, SC | 29 | $ 24,005,000 | $ 827,758 | $ 480,000 |
| Kansas City, MO-KS | 29 | $ 14,115,000 | $ 486,724 | $ 282,655 |
| Barnstable Town, MA | 28 | $ 32,820,000 | $ 1,172,142 | $ 650,000 |
| Raleigh, NC | 28 | $ 15,970,000 | $ 570,357 | $ 209,000 |
| Charleston-North Charleston, SC | 27 | $ 24,185,000 | $ 895,740 | $ 574,000 |
| New Orleans-Metairie, LA | 27 | $ 39,875,000 | $ 1,476,851 | $ 227,000 |
| Santa Fe, NM | 27 | $ 18,525,000 | $ 686,111 | $ 237,000 |
| Indianapolis-Carmel-Anderson, IN | 25 | $ 14,905,000 | $ 596,200 | $ 280,000 |
| Santa Rosa, CA | 24 | $ 19,800,000 | $ 825,000 | $ 651,000 |
| Tucson, AZ | 24 | $ 12,140,000 | $ 505,833 | $ 230,000 |
| Boise City, ID | 22 | $ 12,130,000 | $ 551,363 | $ 253,000 |
| Crestview-Fort Walton Beach-Destin, FL | 22 | $ 23,690,000 | $ 1,076,818 | $ 512,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 22 | $ 12,000,000 | $ 545,454 | $ 199,636 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 8,495,000 | $ 404,523 | $ 196,000 |
| Portland-South Portland, ME | 21 | $ 14,205,000 | $ 676,428 | $ 316,000 |
| Salinas, CA | 21 | $ 37,415,000 | $ 1,781,666 | $ 846,000 |
| Durham-Chapel Hill, NC | 20 | $ 9,850,000 | $ 492,500 | $ 254,000 |
| Birmingham-Hoover, AL | 19 | $ 11,815,000 | $ 621,842 | $ 255,000 |
| Santa Cruz-Watsonville, CA | 18 | $ 18,910,000 | $ 1,050,555 | $ 421,000 |
| Bend-Redmond, OR | 17 | $ 10,775,000 | $ 633,823 | $ 259,000 |
| Louisville/Jefferson County, KY-IN | 17 | $ 6,315,000 | $ 371,470 | $ 200,117 |
| Reno, NV | 17 | $ 11,715,000 | $ 689,117 | $ 329,000 |
| Urban Honolulu, HI | 17 | $ 18,265,000 | $ 1,074,411 | $ 413,000 |
| Ocean City, NJ | 16 | $ 17,840,000 | $ 1,115,000 | $ 879,000 |
| Asheville, NC | 15 | $ 12,215,000 | $ 814,333 | $ 714,000 |
| Oklahoma City, OK | 15 | $ 29,505,000 | $ 1,967,000 | $ 568,000 |
| San Antonio-New Braunfels, TX | 15 | $ 7,295,000 | $ 486,333 | $ 241,000 |
| Trenton, NJ | 15 | $ 9,275,000 | $ 618,333 | $ 297,000 |
| Atlantic City-Hammonton, NJ | 14 | $ 7,970,000 | $ 569,285 | $ 406,000 |
| Detroit-Dearborn-Livonia, MI | 14 | $ 8,560,000 | $ 611,428 | $ 875,000 |
| Fort Collins, CO | 14 | $ 70,350,000 | $ 5,025,000 | $ 180,000 |
| Knoxville, TN | 14 | $ 9,970,000 | $ 712,142 | $ 336,000 |
| Rochester, NY | 14 | $ 6,930,000 | $ 495,000 | $ 775,000 |
| Salt Lake City, UT | 14 | $ 11,440,000 | $ 817,142 | $ 421,000 |
| Ann Arbor, MI | 13 | $ 7,565,000 | $ 581,923 | $ 345,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 13 | $ 6,845,000 | $ 526,538 | $ 317,000 |
| Napa, CA | 13 | $ 16,725,000 | $ 1,286,538 | $ 664,000 |
| Richmond, VA | 13 | $ 8,635,000 | $ 664,230 | $ 272,000 |
| Rockingham County-Strafford County, NH | 13 | $ 7,195,000 | $ 553,461 | $ 298,000 |
| Salisbury, MD-DE | 13 | $ 11,805,000 | $ 908,076 | $ 743,230 |
| Camden, NJ | 12 | $ 8,990,000 | $ 749,166 | $ 291,000 |
| Chattanooga, TN-GA | 12 | $ 7,600,000 | $ 633,333 | $ 223,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 5,640,000 | $ 470,000 | $ 332,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 6,790,000 | $ 565,833 | $ 326,000 |
| Port St. Lucie, FL | 12 | $ 8,080,000 | $ 673,333 | $ 489,000 |
| Sebastian-Vero Beach, FL | 12 | $ 12,010,000 | $ 1,000,833 | $ 479,000 |
| Tacoma-Lakewood, WA | 12 | $ 11,480,000 | $ 956,666 | $ 488,000 |
| Toledo, OH | 12 | $ 9,900,000 | $ 825,000 | $ 245,000 |
| Kahului-Wailuku-Lahaina, HI | 11 | $ 31,575,000 | $ 2,870,454 | $ 1,983,000 |
| Milwaukee-Waukesha-West Allis, WI | 11 | $ 7,335,000 | $ 666,818 | $ 425,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 11 | $ 6,865,000 | $ 624,090 | $ 262,000 |
| New Haven-Milford, CT | 10 | $ 7,290,000 | $ 729,000 | $ 622,000 |
| Sioux Falls, SD | 10 | $ 7,980,000 | $ 798,000 | $ 339,000 |
| Wilmington, NC | 10 | $ 7,350,000 | $ 735,000 | $ 288,000 |
| Colorado Springs, CO | 9 | $ 6,475,000 | $ 719,444 | $ 498,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 5,065,000 | $ 562,777 | $ 144,000 |
| Spokane-Spokane Valley, WA | 9 | $ 3,825,000 | $ 425,000 | $ 201,000 |
| Albuquerque, NM | 8 | $ 4,460,000 | $ 557,500 | $ 127,000 |
| Bremerton-Silverdale, WA | 8 | $ 5,660,000 | $ 707,500 | $ 216,000 |
| Charlottesville, VA | 8 | $ 9,650,000 | $ 1,206,250 | $ 296,000 |
| Coeur D'Alene, ID | 8 | $ 3,800,000 | $ 475,000 | $ 217,000 |
| Memphis, TN-MS-AR | 8 | $ 14,510,000 | $ 1,813,750 | $ 253,500 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 4,460,000 | $ 557,500 | $ 355,000 |
| Wilmington, DE-MD-NJ | 8 | $ 2,370,000 | $ 296,250 | $ 192,500 |
| Worcester, MA-CT | 8 | $ 4,150,000 | $ 518,750 | $ 793,500 |
| Anchorage, AK | 7 | $ 4,875,000 | $ 696,428 | $ 571,000 |
| Brunswick, GA | 7 | $ 10,795,000 | $ 1,542,142 | $ 584,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 7 | $ 3,795,000 | $ 542,142 | $ 354,000 |
| Greensboro-High Point, NC | 7 | $ 2,505,000 | $ 357,857 | $ 123,000 |
| Madison, WI | 7 | $ 2,785,000 | $ 397,857 | $ 252,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 7 | $ 4,005,000 | $ 572,142 | $ 205,285 |
| Pittsfield, MA | 7 | $ 3,035,000 | $ 433,571 | $ 226,000 |
| Springfield, MA | 7 | $ 2,385,000 | $ 340,714 | $ 293,000 |
| St. George, UT | 7 | $ 4,895,000 | $ 699,285 | $ 372,000 |
| Des Moines-West Des Moines, IA | 6 | $ 32,230,000 | $ 5,371,666 | $ 315,000 |
| Eugene, OR | 6 | $ 2,820,000 | $ 470,000 | $ 215,000 |
| Greeley, CO | 6 | $ 3,500,000 | $ 583,333 | $ 317,000 |
| Lincoln, NE | 6 | $ 3,150,000 | $ 525,000 | $ 634,000 |
| Manchester-Nashua, NH | 6 | $ 2,250,000 | $ 375,000 | $ 240,000 |
| Norwich-New London, CT | 6 | $ 3,230,000 | $ 538,333 | $ 265,000 |
| Winston-Salem, NC | 6 | $ 3,050,000 | $ 508,333 | $ 258,000 |
| Baton Rouge, LA | 5 | $ 2,905,000 | $ 581,000 | $ 304,000 |
| Canton-Massillon, OH | 5 | $ 16,755,000 | $ 3,351,000 | $ 133,000 |
| Elgin, IL | 5 | $ 1,345,000 | $ 269,000 | $ 61,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 3,545,000 | $ 709,000 | $ 785,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 5,645,000 | $ 1,129,000 | $ 368,000 |
| Huntsville, AL | 5 | $ 2,345,000 | $ 469,000 | $ 169,000 |
| Lafayette, LA | 5 | $ 2,635,000 | $ 527,000 | $ 228,000 |
| Lexington-Fayette, KY | 5 | $ 5,365,000 | $ 1,073,000 | $ 329,000 |
| Ogden-Clearfield, UT | 5 | $ 3,525,000 | $ 705,000 | $ 1,378,000 |
| Tulsa, OK | 5 | $ 2,985,000 | $ 597,000 | $ 166,000 |
| Waco, TX | 5 | $ 15,095,000 | $ 3,019,000 | $ 250,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 3,100,000 | $ 775,000 | $ 483,000 |
| Bellingham, WA | 4 | $ 2,360,000 | $ 590,000 | $ 209,000 |
| College Station-Bryan, TX | 4 | $ 2,190,000 | $ 547,500 | $ 307,000 |
| Corpus Christi, TX | 4 | $ 1,280,000 | $ 320,000 | $ 164,000 |
| Flagstaff, AZ | 4 | $ 2,140,000 | $ 535,000 | $ 421,000 |
| Fresno, CA | 4 | $ 1,340,000 | $ 335,000 | $ 89,000 |
| Gainesville, FL | 4 | $ 1,480,000 | $ 370,000 | $ 209,000 |
| Lakeland-Winter Haven, FL | 4 | $ 940,000 | $ 235,000 | $ 110,000 |
| Lansing-East Lansing, MI | 4 | $ 1,260,000 | $ 315,000 | $ 142,000 |
| Midland, TX | 4 | $ 3,150,000 | $ 787,500 | $ 789,000 |
| Montgomery, AL | 4 | $ 1,320,000 | $ 330,000 | $ 157,000 |
| Niles-Benton Harbor, MI | 4 | $ 2,430,000 | $ 607,500 | $ 386,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 1,860,000 | $ 465,000 | $ 180,000 |
| Tyler, TX | 4 | $ 1,260,000 | $ 315,000 | $ 111,000 |
| York-Hanover, PA | 4 | $ 680,000 | $ 170,000 | $ 136,000 |
| Akron, OH | 3 | $ 1,615,000 | $ 538,333 | $ 230,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 1,715,000 | $ 571,666 | $ 461,000 |
| Athens-Clarke County, GA | 3 | $ 855,000 | $ 285,000 | $ 88,000 |
| Bakersfield, CA | 3 | $ 9,815,000 | $ 3,271,666 | $ 35,000 |
| Billings, MT | 3 | $ 1,265,000 | $ 421,666 | $ 252,000 |
| Bowling Green, KY | 3 | $ 1,105,000 | $ 368,333 | $ 187,000 |
| Cleveland, TN | 3 | $ 495,000 | $ 165,000 | $ 66,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 1,065,000 | $ 355,000 | $ 149,000 |
| Gary, IN | 3 | $ 1,275,000 | $ 425,000 | $ 217,000 |
| Glens Falls, NY | 3 | $ 4,255,000 | $ 1,418,333 | $ 597,000 |
| Jackson, MS | 3 | $ 1,825,000 | $ 608,333 | $ 215,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 3,665,000 | $ 1,221,666 | $ 1,123,000 |
| Madera, CA | 3 | $ 805,000 | $ 268,333 | $ 162,000 |
| Medford, OR | 3 | $ 665,000 | $ 221,666 | $ 148,000 |
| Missoula, MT | 3 | $ 1,625,000 | $ 541,666 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 795,000 | $ 265,000 | $ 175,000 |
| Punta Gorda, FL | 3 | $ 1,115,000 | $ 371,666 | $ 282,000 |
| Salem, OR | 3 | $ 585,000 | $ 195,000 | $ 102,000 |
| Watertown-Fort Drum, NY | 3 | $ 1,145,000 | $ 381,666 | $ 130,000 |
| Amarillo, TX | 2 | $ 6,220,000 | $ 3,110,000 | $ 0 |
| Ames, IA | 2 | $ 660,000 | $ 330,000 | $ 136,000 |
| Appleton, WI | 2 | $ 1,590,000 | $ 795,000 | $ 460,000 |
| Auburn-Opelika, AL | 2 | $ 470,000 | $ 235,000 | $ 186,000 |
| Beaumont-Port Arthur, TX | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Brownsville-Harlingen, TX | 2 | $ 390,000 | $ 195,000 | $ 309,000 |
| Burlington-South Burlington, VT | 2 | $ 620,000 | $ 310,000 | $ 185,000 |
| Columbia, SC | 2 | $ 1,230,000 | $ 615,000 | $ 151,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 2,480,000 | $ 1,240,000 | $ 589,000 |
| Duluth, MN-WI | 2 | $ 690,000 | $ 345,000 | $ 76,000 |
| Flint, MI | 2 | $ 810,000 | $ 405,000 | $ 286,000 |
| Fort Wayne, IN | 2 | $ 640,000 | $ 320,000 | $ 218,000 |
| Gainesville, GA | 2 | $ 1,580,000 | $ 790,000 | $ 1,745,000 |
| Harrisburg-Carlisle, PA | 2 | $ 560,000 | $ 280,000 | $ 422,000 |
| Longview, TX | 2 | $ 940,000 | $ 470,000 | $ 162,000 |
| Merced, CA | 2 | $ 1,010,000 | $ 505,000 | $ 1,629,000 |
| Modesto, CA | 2 | $ 1,720,000 | $ 860,000 | $ 199,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 850,000 | $ 425,000 | $ 229,000 |
| Provo-Orem, UT | 2 | $ 930,000 | $ 465,000 | $ 381,000 |
| Racine, WI | 2 | $ 2,580,000 | $ 1,290,000 | $ 1,152,000 |
| Redding, CA | 2 | $ 1,350,000 | $ 675,000 | $ 172,000 |
| Rockford, IL | 2 | $ 920,000 | $ 460,000 | $ 340,000 |
| St. Cloud, MN | 2 | $ 810,000 | $ 405,000 | $ 127,000 |
| Syracuse, NY | 2 | $ 14,620,000 | $ 7,310,000 | $ 214,000 |
| The Villages, FL | 2 | $ 400,000 | $ 200,000 | $ 236,000 |
| Vallejo-Fairfield, CA | 2 | $ 1,840,000 | $ 920,000 | $ 291,000 |
| Wenatchee, WA | 2 | $ 2,200,000 | $ 1,100,000 | $ 409,000 |
| Wichita, KS | 2 | $ 540,000 | $ 270,000 | $ 231,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 485,000 | $ 485,000 | $ 156,000 |
| Bloomington, IL | 1 | $ 265,000 | $ 265,000 | $ 351,000 |
| Bloomington, IN | 1 | $ 1,505,000 | $ 1,505,000 | $ 361,000 |
| Cedar Rapids, IA | 1 | $ 1,055,000 | $ 1,055,000 | $ 209,000 |
| Chico, CA | 1 | $ 485,000 | $ 485,000 | $ 109,000 |
| Columbia, MO | 1 | $ 285,000 | $ 285,000 | $ 49,000 |
| Corvallis, OR | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Cumberland, MD-WV | 1 | $ 755,000 | $ 755,000 | $ 70,000 |
| Eau Claire, WI | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| El Centro, CA | 1 | $ 4,785,000 | $ 4,785,000 | $ 0 |
| El Paso, TX | 1 | $ 615,000 | $ 615,000 | $ 254,000 |
| Fayetteville, NC | 1 | $ 17,505,000 | $ 17,505,000 | $ 0 |
| Great Falls, MT | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Hammond, LA | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Homosassa Springs, FL | 1 | $ 505,000 | $ 505,000 | $ 329,000 |
| Iowa City, IA | 1 | $ 505,000 | $ 505,000 | $ 614,000 |
| Kalamazoo-Portage, MI | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Kennewick-Richland, WA | 1 | $ 755,000 | $ 755,000 | $ 379,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 165,000 | $ 165,000 | $ 724,000 |
| Lancaster, PA | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Laredo, TX | 1 | $ 365,000 | $ 365,000 | $ 224,000 |
| Lebanon, PA | 1 | $ 235,000 | $ 235,000 | $ 389,000 |
| Lewiston-Auburn, ME | 1 | $ 645,000 | $ 645,000 | $ 7,560,000 |
| Longview, WA | 1 | $ 485,000 | $ 485,000 | $ 185,000 |
| Lubbock, TX | 1 | $ 125,000 | $ 125,000 | $ 216,000 |
| Macon-Bibb County, GA | 1 | $ 515,000 | $ 515,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Mobile, AL | 1 | $ 665,000 | $ 665,000 | $ 267,000 |
| Monroe, MI | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Morgantown, WV | 1 | $ 285,000 | $ 285,000 | $ 1,132,000 |
| Muncie, IN | 1 | $ 125,000 | $ 125,000 | $ 461,000 |
| New Bern, NC | 1 | $ 855,000 | $ 855,000 | $ 589,000 |
| Olympia-Tumwater, WA | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| San Angelo, TX | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Savannah, GA | 1 | $ 485,000 | $ 485,000 | $ 152,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 605,000 | $ 605,000 | $ 442,000 |
| Sebring, FL | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Sherman-Denison, TX | 1 | $ 505,000 | $ 505,000 | $ 653,000 |
| Shreveport-Bossier City, LA | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 9,735,000 | $ 9,735,000 | $ 0 |
| Spartanburg, SC | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| State College, PA | 1 | $ 695,000 | $ 695,000 | $ 1,077,000 |
| Stockton-Lodi, CA | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Tallahassee, FL | 1 | $ 855,000 | $ 855,000 | $ 274,000 |
| Utica-Rome, NY | 1 | $ 1,975,000 | $ 1,975,000 | $ 2,992,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 315,000 | $ 315,000 | $ 0 |
Mortgage Loan Application Detail Totals for UBS Bank USA in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,754 | $3,461,080,000 | $921,000 | $29,005,000 | $440,000 | $9,841,000 |
| Refinancing | 2,074 | $3,764,005,000 | $1,815,000 | $90,005,000 | $596,000 | $8,403,000 |
| Other Purpose | 1,415 | $1,524,255,000 | $1,077,000 | $16,005,000 | $565,000 | $9,374,000 |
| Cash-out Refinancing | 1,353 | $1,545,735,000 | $1,142,000 | $23,005,000 | $474,000 | $9,358,000 |
| Home Improvement | 1 | $595,000 | $595,000 | $595,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,104 | $6,086,690,000 | $997,000 | $29,005,000 | $469,000 | $8,519,000 |
| Not applicable | 1,055 | $2,525,890,000 | $2,396,000 | $90,005,000 | $0 | $0 |
| Not Provided | 797 | $963,035,000 | $1,208,000 | $16,005,000 | $707,000 | $9,841,000 |
| Asian | 288 | $351,050,000 | $1,218,000 | $10,005,000 | $516,000 | $4,744,000 |
| Hispanic | 226 | $221,450,000 | $979,000 | $7,965,000 | $559,000 | $8,000,000 |
| Black or African American | 95 | $82,475,000 | $868,000 | $10,005,000 | $578,000 | $9,374,000 |
| American Indian or Alaskan Native | 25 | $59,275,000 | $2,371,000 | $17,505,000 | $539,000 | $4,741,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $5,805,000 | $829,000 | $1,605,000 | $236,000 | $518,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,597 | $10,295,670,000 | $1,197,000 | $90,005,000 | $500,000 | $9,841,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,926 | $5,053,250,000 | $1,025,000 | $90,005,000 | $518,000 | $9,841,000 |
| Application Withdrawn By Applicant | 1,205 | $2,268,345,000 | $1,882,000 | $70,005,000 | $576,000 | $9,374,000 |
| Loan Purchased By The Institution | 903 | $678,475,000 | $751,000 | $2,525,000 | $0 | $0 |
| Application Denied By Financial Institution | 703 | $1,370,830,000 | $1,952,000 | $85,815,000 | $377,000 | $5,437,000 |
| Preapproval Approved but not Accepted | 511 | $525,385,000 | $1,028,000 | $25,005,000 | $355,000 | $6,277,000 |
| Preapproval Denied by Financial Institution | 147 | $126,995,000 | $863,000 | $5,755,000 | $251,000 | $4,205,000 |
| File Closed For Incompleteness | 143 | $208,515,000 | $1,458,000 | $9,005,000 | $509,000 | $5,000,000 |
| Application Approved But Not Accepted | 59 | $63,875,000 | $1,082,000 | $7,505,000 | $657,000 | $7,085,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,747 | $8,797,845,000 | $1,135,000 | $90,005,000 | $516,000 | $9,841,000 |
| Debt-To-Income Ratio | 441 | $523,205,000 | $1,186,000 | $12,745,000 | $198,000 | $2,342,000 |
| Credit Application Incomplete | 171 | $193,085,000 | $1,129,000 | $10,005,000 | $465,000 | $4,205,000 |
| Collateral | 94 | $123,630,000 | $1,315,000 | $17,505,000 | $645,000 | $5,437,000 |
| Other | 65 | $583,250,000 | $9,113,000 | $85,815,000 | $714,000 | $3,067,000 |
| Credit History | 62 | $49,710,000 | $801,000 | $3,655,000 | $388,000 | $2,473,000 |
| Unverifiable Information | 10 | $13,130,000 | $1,313,000 | $5,005,000 | $580,000 | $1,683,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $10,995,000 | $2,199,000 | $6,555,000 | $974,000 | $2,187,000 |
| Employment History | 2 | $820,000 | $410,000 | $535,000 | $15,000 | $31,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess UBS Bank USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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