UBS Bank USA Mortgage Lending & HMDA Data, 2019

In 2019, UBS Bank USA of Salt Lake City, UT reported 8,597 mortgage applications totaling $10.3 billion, up 37% from 2018. The average application was for $1,197,588, and applicants reported an average income of $503,566. 57% of its applications resulted in an originated loan and 8% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (570), Los Angeles-Long Beach-Glendale, CA (483) and Chicago-Naperville, IL (239) (applications in parentheses).

Mortgage Company & Address UBS Bank USA
299 S. Main St
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,597
Total Mortgage Loan Application Amount $10,295,670,000
Average Mortgage Loan Application Amount $1,197,588
Highest Mortgage Loan Application Amount $90,005,000
Average Applicant Income $503,566
Highest Applicant Income $9,841,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Bank USA by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 483 $ 1,003,935,000 $ 2,078,540 $ 884,000
New York, New York 285 $ 837,860,000 $ 2,939,859 $ 1,217,000
King, Washington 205 $ 205,565,000 $ 1,002,756 $ 499,000
Cook, Illinois 202 $ 264,120,000 $ 1,307,524 $ 440,000
Orange, California 201 $ 281,945,000 $ 1,402,711 $ 588,000
Maricopa, Arizona 187 $ 162,505,000 $ 869,010 $ 362,000
San Diego, California 177 $ 178,975,000 $ 1,011,158 $ 400,000
Palm Beach, Florida 152 $ 203,730,000 $ 1,340,328 $ 605,000
Fairfield, Connecticut 129 $ 175,605,000 $ 1,361,279 $ 630,000
Dallas, Texas 117 $ 166,935,000 $ 1,426,794 $ 484,000
Santa Clara, California 116 $ 132,360,000 $ 1,141,034 $ 603,000
Harris, Texas 114 $ 182,920,000 $ 1,604,561 $ 513,000
Miami-Dade, Florida 113 $ 211,985,000 $ 1,875,973 $ 730,000
Suffolk, New York 105 $ 201,015,000 $ 1,914,428 $ 799,000
Travis, Texas 96 $ 110,520,000 $ 1,151,250 $ 419,000
Hennepin, Minnesota 95 $ 83,225,000 $ 876,052 $ 311,000
Kings, New York 95 $ 128,515,000 $ 1,352,789 $ 722,000
Fulton, Georgia 92 $ 80,060,000 $ 870,217 $ 473,000
Denver, Colorado 91 $ 96,905,000 $ 1,064,890 $ 495,000
Westchester, New York 90 $ 83,990,000 $ 933,222 $ 549,000
Collier, Florida 83 $ 99,995,000 $ 1,204,759 $ 569,000
Oakland, Michigan 75 $ 53,625,000 $ 715,000 $ 310,000
Middlesex, Massachusetts 72 $ 95,430,000 $ 1,325,416 $ 358,000
San Mateo, California 70 $ 92,750,000 $ 1,325,000 $ 470,000
Alameda, California 67 $ 57,355,000 $ 856,044 $ 334,000
Broward, Florida 63 $ 86,785,000 $ 1,377,539 $ 614,000
Contra Costa, California 62 $ 63,920,000 $ 1,030,967 $ 404,000
Clark, Nevada 60 $ 48,910,000 $ 815,166 $ 400,000
District of Columbia, District Of Columbia 55 $ 116,915,000 $ 2,125,727 $ 586,000
Nassau, New York 55 $ 211,245,000 $ 3,840,818 $ 492,000
San Francisco, California 53 $ 81,735,000 $ 1,542,169 $ 512,000
Riverside, California 48 $ 36,900,000 $ 768,750 $ 347,000
Arapahoe, Colorado 47 $ 34,775,000 $ 739,893 $ 308,000
Monmouth, New Jersey 47 $ 39,035,000 $ 830,531 $ 533,000
Mecklenburg, North Carolina 47 $ 38,195,000 $ 812,659 $ 565,000
Boulder, Colorado 46 $ 53,870,000 $ 1,171,086 $ 387,000
Suffolk, Massachusetts 46 $ 71,860,000 $ 1,562,173 $ 613,000
Hamilton, Ohio 46 $ 23,780,000 $ 516,956 $ 206,000
Bergen, New Jersey 44 $ 67,300,000 $ 1,529,545 $ 502,000
Davidson, Tennessee 44 $ 48,470,000 $ 1,101,590 $ 366,000
Santa Barbara, California 42 $ 58,900,000 $ 1,402,380 $ 522,000
Multnomah, Oregon 41 $ 31,565,000 $ 769,878 $ 232,000
Ventura, California 40 $ 36,830,000 $ 920,750 $ 409,000
Jefferson, Colorado 40 $ 29,370,000 $ 734,250 $ 277,000
Lee, Florida 40 $ 71,890,000 $ 1,797,250 $ 444,000
Pinellas, Florida 39 $ 34,765,000 $ 891,410 $ 729,000
Summit, Utah 39 $ 61,615,000 $ 1,579,871 $ 975,000
Montgomery, Maryland 38 $ 37,690,000 $ 991,842 $ 376,000
Allegheny, Pennsylvania 37 $ 29,585,000 $ 799,594 $ 333,000
Fairfax, Virginia 36 $ 30,000,000 $ 833,333 $ 464,000
Marin, California 35 $ 49,435,000 $ 1,412,428 $ 522,000
Norfolk, Massachusetts 35 $ 84,615,000 $ 2,417,571 $ 365,000
Tarrant, Texas 35 $ 24,745,000 $ 707,000 $ 391,000
Essex, New Jersey 34 $ 27,310,000 $ 803,235 $ 644,000
Placer, California 32 $ 23,140,000 $ 723,125 $ 370,000
DuPage, Illinois 32 $ 24,880,000 $ 777,500 $ 347,000
Williamson, Tennessee 31 $ 21,365,000 $ 689,193 $ 348,000
Orange, Florida 29 $ 63,525,000 $ 2,190,517 $ 501,000
Sarasota, Florida 29 $ 20,905,000 $ 720,862 $ 288,000
Lake, Illinois 29 $ 27,325,000 $ 942,241 $ 319,000
Ocean, New Jersey 29 $ 22,195,000 $ 765,344 $ 718,000
Hillsborough, Florida 28 $ 29,870,000 $ 1,066,785 $ 748,000
Barnstable, Massachusetts 28 $ 32,820,000 $ 1,172,142 $ 650,000
Wake, North Carolina 28 $ 15,970,000 $ 570,357 $ 209,000
Beaufort, South Carolina 28 $ 23,760,000 $ 848,571 $ 494,000
Eagle, Colorado 27 $ 32,095,000 $ 1,188,703 $ 584,000
Pitkin, Colorado 27 $ 84,255,000 $ 3,120,555 $ 968,000
St. Louis, Missouri 27 $ 18,475,000 $ 684,259 $ 273,000
Santa Fe, New Mexico 27 $ 18,525,000 $ 686,111 $ 237,000
Clackamas, Oregon 25 $ 21,515,000 $ 860,600 $ 281,000
Pima, Arizona 24 $ 12,140,000 $ 505,833 $ 230,000
Sonoma, California 24 $ 19,800,000 $ 825,000 $ 651,000
Douglas, Colorado 24 $ 29,870,000 $ 1,244,583 $ 248,000
Franklin, Ohio 24 $ 13,230,000 $ 551,250 $ 344,000
Morris, New Jersey 23 $ 14,465,000 $ 628,913 $ 305,000
DeKalb, Georgia 22 $ 12,010,000 $ 545,909 $ 232,000
Philadelphia, Pennsylvania 22 $ 29,080,000 $ 1,321,818 $ 409,000
Charleston, South Carolina 22 $ 20,640,000 $ 938,181 $ 621,000
Arlington, Virginia 22 $ 20,880,000 $ 949,090 $ 458,000
Monterey, California 21 $ 37,415,000 $ 1,781,666 $ 846,000
Summit, Colorado 21 $ 20,765,000 $ 988,809 $ 541,000
Hudson, New Jersey 21 $ 46,825,000 $ 2,229,761 $ 650,000
Collin, Texas 21 $ 10,945,000 $ 521,190 $ 248,000
Cobb, Georgia 20 $ 10,900,000 $ 545,000 $ 259,000
Ada, Idaho 20 $ 11,440,000 $ 572,000 $ 275,000
Bucks, Pennsylvania 20 $ 19,060,000 $ 953,000 $ 463,000
Sacramento, California 19 $ 10,625,000 $ 559,210 $ 173,000
Monroe, Florida 19 $ 16,305,000 $ 858,157 $ 492,000
St. Johns, Florida 19 $ 14,055,000 $ 739,736 $ 334,000
Denton, Texas 19 $ 10,235,000 $ 538,684 $ 252,000
Santa Cruz, California 18 $ 18,910,000 $ 1,050,555 $ 421,000
Johnson, Kansas 18 $ 9,910,000 $ 550,555 $ 290,000
Cuyahoga, Ohio 18 $ 10,020,000 $ 556,666 $ 388,000
Snohomish, Washington 18 $ 19,870,000 $ 1,103,888 $ 306,000
Walton, Florida 17 $ 17,595,000 $ 1,035,000 $ 551,000
Honolulu, Hawaii 17 $ 18,265,000 $ 1,074,411 $ 413,000
Plymouth, Massachusetts 17 $ 13,265,000 $ 780,294 $ 497,000
Ramsey, Minnesota 17 $ 8,275,000 $ 486,764 $ 396,000
Washoe, Nevada 17 $ 11,715,000 $ 689,117 $ 329,000
Deschutes, Oregon 17 $ 10,775,000 $ 633,823 $ 259,000
Loudoun, Virginia 17 $ 10,575,000 $ 622,058 $ 365,000
San Bernardino, California 16 $ 9,830,000 $ 614,375 $ 267,000
Orleans, Louisiana 16 $ 8,050,000 $ 503,125 $ 161,000
Anne Arundel, Maryland 16 $ 15,280,000 $ 955,000 $ 452,000
Essex, Massachusetts 16 $ 11,530,000 $ 720,625 $ 488,000
Cape May, New Jersey 16 $ 17,840,000 $ 1,115,000 $ 879,000
Somerset, New Jersey 16 $ 91,850,000 $ 5,740,625 $ 475,000
Union, New Jersey 16 $ 12,260,000 $ 766,250 $ 628,000
Teton, Wyoming 16 $ 42,310,000 $ 2,644,375 $ 1,331,000
Jefferson, Alabama 15 $ 10,855,000 $ 723,666 $ 296,000
Mercer, New Jersey 15 $ 9,275,000 $ 618,333 $ 297,000
Queens, New York 15 $ 54,245,000 $ 3,616,333 $ 391,000
Larimer, Colorado 14 $ 70,350,000 $ 5,025,000 $ 180,000
Baltimore, Maryland 14 $ 13,800,000 $ 985,714 $ 458,000
Dukes, Massachusetts 14 $ 27,270,000 $ 1,947,857 $ 556,000
Wayne, Michigan 14 $ 8,560,000 $ 611,428 $ 875,000
Atlantic, New Jersey 14 $ 7,970,000 $ 569,285 $ 406,000
Oklahoma, Oklahoma 14 $ 21,860,000 $ 1,561,428 $ 568,000
Washington, Oregon 14 $ 8,860,000 $ 632,857 $ 344,000
Salt Lake, Utah 14 $ 11,440,000 $ 817,142 $ 421,000
Napa, California 13 $ 16,725,000 $ 1,286,538 $ 664,000
Hartford, Connecticut 13 $ 4,065,000 $ 312,692 $ 179,000
Duval, Florida 13 $ 8,695,000 $ 668,846 $ 267,000
Hamilton, Indiana 13 $ 8,585,000 $ 660,384 $ 259,000
Jefferson, Kentucky 13 $ 5,045,000 $ 388,076 $ 228,000
Nantucket, Massachusetts 13 $ 17,875,000 $ 1,375,000 $ 858,000
Washtenaw, Michigan 13 $ 7,565,000 $ 581,923 $ 345,000
Chester, Pennsylvania 13 $ 7,195,000 $ 553,461 $ 198,000
Montgomery, Pennsylvania 13 $ 12,545,000 $ 965,000 $ 820,000
Bexar, Texas 13 $ 6,375,000 $ 490,384 $ 263,000
Brevard, Florida 12 $ 6,790,000 $ 565,833 $ 326,000
Indian River, Florida 12 $ 12,010,000 $ 1,000,833 $ 479,000
Gallatin, Montana 12 $ 14,840,000 $ 1,236,666 $ 535,000
Buncombe, North Carolina 12 $ 10,900,000 $ 908,333 $ 843,000
Warren, Ohio 12 $ 3,770,000 $ 314,166 $ 147,000
Hamilton, Tennessee 12 $ 7,600,000 $ 633,333 $ 223,000
Pierce, Washington 12 $ 11,480,000 $ 956,666 $ 488,000
Nevada, California 11 $ 9,705,000 $ 882,272 $ 516,000
San Luis Obispo, California 11 $ 6,865,000 $ 624,090 $ 262,000
Manatee, Florida 11 $ 8,025,000 $ 729,545 $ 294,000
Martin, Florida 11 $ 7,835,000 $ 712,272 $ 522,000
Maui, Hawaii 11 $ 31,575,000 $ 2,870,454 $ 1,983,000
Cumberland, Maine 11 $ 5,735,000 $ 521,363 $ 190,000
Rockingham, New Hampshire 11 $ 5,405,000 $ 491,363 $ 167,000
Union, North Carolina 11 $ 10,605,000 $ 964,090 $ 483,000
Delaware, Pennsylvania 11 $ 8,375,000 $ 761,363 $ 275,000
Newport, Rhode Island 11 $ 10,845,000 $ 985,909 $ 383,000
Washington, Rhode Island 11 $ 9,645,000 $ 876,818 $ 335,000
Greenville, South Carolina 11 $ 5,215,000 $ 474,090 $ 330,000
New Haven, Connecticut 10 $ 7,290,000 $ 729,000 $ 622,000
Sussex, Delaware 10 $ 9,580,000 $ 958,000 $ 833,000
York, Maine 10 $ 8,470,000 $ 847,000 $ 495,000
Monroe, New York 10 $ 5,350,000 $ 535,000 $ 1,007,000
Williamson, Texas 10 $ 3,440,000 $ 344,000 $ 187,000
Yavapai, Arizona 9 $ 5,065,000 $ 562,777 $ 144,000
El Paso, Colorado 9 $ 6,475,000 $ 719,444 $ 498,000
Forsyth, Georgia 9 $ 4,265,000 $ 473,888 $ 269,000
Marion, Indiana 9 $ 4,115,000 $ 457,222 $ 332,000
Washington, Minnesota 9 $ 7,725,000 $ 858,333 $ 933,000
Jackson, Missouri 9 $ 3,065,000 $ 340,555 $ 297,000
Flathead, Montana 9 $ 5,155,000 $ 572,777 $ 223,000
Durham, North Carolina 9 $ 3,315,000 $ 368,333 $ 241,000
New Hanover, North Carolina 9 $ 6,965,000 $ 773,888 $ 278,000
Spokane, Washington 9 $ 3,825,000 $ 425,000 $ 201,000
Routt, Colorado 8 $ 7,170,000 $ 896,250 $ 299,000
Middlesex, Connecticut 8 $ 4,430,000 $ 553,750 $ 221,000
Volusia, Florida 8 $ 3,900,000 $ 487,500 $ 302,000
Blaine, Idaho 8 $ 6,960,000 $ 870,000 $ 668,000
Kootenai, Idaho 8 $ 3,800,000 $ 475,000 $ 217,000
St. Tammany, Louisiana 8 $ 5,520,000 $ 690,000 $ 289,000
Rockland, New York 8 $ 4,890,000 $ 611,250 $ 3,274,000
Iredell, North Carolina 8 $ 5,620,000 $ 702,500 $ 467,000
Lucas, Ohio 8 $ 7,760,000 $ 970,000 $ 190,000
Lincoln, South Dakota 8 $ 7,340,000 $ 917,500 $ 359,000
Virginia Beach, Virginia 8 $ 5,060,000 $ 632,500 $ 267,000
Kitsap, Washington 8 $ 5,660,000 $ 707,500 $ 216,000
Broomfield, Colorado 7 $ 4,615,000 $ 659,285 $ 333,000
Grand, Colorado 7 $ 3,995,000 $ 570,714 $ 496,000
New Castle, Delaware 7 $ 2,165,000 $ 309,285 $ 170,000
Glynn, Georgia 7 $ 10,795,000 $ 1,542,142 $ 584,000
Berkshire, Massachusetts 7 $ 3,035,000 $ 433,571 $ 226,000
Worcester, Massachusetts 7 $ 3,895,000 $ 556,428 $ 884,000
Erie, New York 7 $ 3,795,000 $ 542,142 $ 354,000
Guilford, North Carolina 7 $ 2,505,000 $ 357,857 $ 123,000
Orange, North Carolina 7 $ 4,305,000 $ 615,000 $ 260,000
Clermont, Ohio 7 $ 2,825,000 $ 403,571 $ 138,000
Shelby, Tennessee 7 $ 14,385,000 $ 2,055,000 $ 286,000
Fort Bend, Texas 7 $ 5,395,000 $ 770,714 $ 222,000
Washington, Utah 7 $ 4,895,000 $ 699,285 $ 372,000
Albemarle, Virginia 7 $ 8,885,000 $ 1,269,285 $ 329,000
Dane, Wisconsin 7 $ 2,785,000 $ 397,857 $ 252,000
Waukesha, Wisconsin 7 $ 4,105,000 $ 586,428 $ 261,000
Anchorage, Alaska 6 $ 4,250,000 $ 708,333 $ 603,000
Yolo, California 6 $ 3,140,000 $ 523,333 $ 266,000
Weld, Colorado 6 $ 3,500,000 $ 583,333 $ 317,000
New London, Connecticut 6 $ 3,230,000 $ 538,333 $ 265,000
Greene, Georgia 6 $ 4,400,000 $ 733,333 $ 393,000
Gwinnett, Georgia 6 $ 2,620,000 $ 436,666 $ 88,000
Howard, Maryland 6 $ 4,640,000 $ 773,333 $ 535,000
Bristol, Massachusetts 6 $ 2,910,000 $ 485,000 $ 167,000
Dakota, Minnesota 6 $ 19,190,000 $ 3,198,333 $ 183,000
Madison, Montana 6 $ 26,490,000 $ 4,415,000 $ 1,265,000
Douglas, Nebraska 6 $ 3,070,000 $ 511,666 $ 390,000
Lancaster, Nebraska 6 $ 3,150,000 $ 525,000 $ 634,000
Hillsborough, New Hampshire 6 $ 2,250,000 $ 375,000 $ 240,000
Camden, New Jersey 6 $ 4,800,000 $ 800,000 $ 310,000
Middlesex, New Jersey 6 $ 3,240,000 $ 540,000 $ 267,000
Bernalillo, New Mexico 6 $ 2,890,000 $ 481,666 $ 124,000
Dutchess, New York 6 $ 13,740,000 $ 2,290,000 $ 306,000
Geauga, Ohio 6 $ 2,090,000 $ 348,333 $ 130,000
Lane, Oregon 6 $ 2,820,000 $ 470,000 $ 215,000
Montgomery, Texas 6 $ 3,720,000 $ 620,000 $ 206,000
Wasatch, Utah 6 $ 10,070,000 $ 1,678,333 $ 1,216,000
Alexandria, Virginia 6 $ 3,730,000 $ 621,666 $ 143,000
Kittitas, Washington 6 $ 6,110,000 $ 1,018,333 $ 700,000
El Dorado, California 5 $ 5,735,000 $ 1,147,000 $ 2,054,000
Adams, Colorado 5 $ 11,625,000 $ 2,325,000 $ 583,000
Flagler, Florida 5 $ 2,945,000 $ 589,000 $ 344,000
Lake, Florida 5 $ 1,975,000 $ 395,000 $ 154,000
Okaloosa, Florida 5 $ 6,095,000 $ 1,219,000 $ 365,000
Douglas, Georgia 5 $ 3,425,000 $ 685,000 $ 86,000
Fayette, Georgia 5 $ 2,015,000 $ 403,000 $ 176,000
Kane, Illinois 5 $ 1,345,000 $ 269,000 $ 61,000
Polk, Iowa 5 $ 31,745,000 $ 6,349,000 $ 371,000
Lafayette, Louisiana 5 $ 2,635,000 $ 527,000 $ 228,000
Hancock, Maine 5 $ 4,695,000 $ 939,000 $ 289,000
Hampden, Massachusetts 5 $ 1,675,000 $ 335,000 $ 384,000
Allegan, Michigan 5 $ 1,995,000 $ 399,000 $ 192,000
Kent, Michigan 5 $ 5,645,000 $ 1,129,000 $ 368,000
Carver, Minnesota 5 $ 4,765,000 $ 953,000 $ 589,000
Scott, Minnesota 5 $ 3,155,000 $ 631,000 $ 867,000
Burlington, New Jersey 5 $ 3,685,000 $ 737,000 $ 279,000
Passaic, New Jersey 5 $ 2,625,000 $ 525,000 $ 739,000
Forsyth, North Carolina 5 $ 2,295,000 $ 459,000 $ 244,000
Jackson, North Carolina 5 $ 5,745,000 $ 1,149,000 $ 685,000
Delaware, Ohio 5 $ 3,625,000 $ 725,000 $ 341,000
Lorain, Ohio 5 $ 3,065,000 $ 613,000 $ 115,000
Stark, Ohio 5 $ 16,755,000 $ 3,351,000 $ 133,000
Lincoln, Oregon 5 $ 1,995,000 $ 399,000 $ 484,000
Berkeley, South Carolina 5 $ 3,545,000 $ 709,000 $ 202,000
Burnet, Texas 5 $ 5,895,000 $ 1,179,000 $ 595,000
McLennan, Texas 5 $ 15,095,000 $ 3,019,000 $ 250,000
Bennington, Vermont 5 $ 2,385,000 $ 477,000 $ 167,000
Lamoille, Vermont 5 $ 2,675,000 $ 535,000 $ 362,000
Fauquier, Virginia 5 $ 5,835,000 $ 1,167,000 $ 687,000
Richmond City, Virginia 5 $ 3,175,000 $ 635,000 $ 361,000
Clark, Washington 5 $ 2,905,000 $ 581,000 $ 155,000
Madison, Alabama 4 $ 1,940,000 $ 485,000 $ 182,000
Coconino, Arizona 4 $ 2,140,000 $ 535,000 $ 421,000
Navajo, Arizona 4 $ 1,780,000 $ 445,000 $ 209,000
Benton, Arkansas 4 $ 1,600,000 $ 400,000 $ 249,000
Fresno, California 4 $ 1,340,000 $ 335,000 $ 89,000
Gunnison, Colorado 4 $ 3,100,000 $ 775,000 $ 368,000
San Miguel, Colorado 4 $ 6,040,000 $ 1,510,000 $ 473,000
Litchfield, Connecticut 4 $ 2,240,000 $ 560,000 $ 416,000
Alachua, Florida 4 $ 1,480,000 $ 370,000 $ 209,000
Clay, Florida 4 $ 1,810,000 $ 452,500 $ 136,000
Polk, Florida 4 $ 940,000 $ 235,000 $ 110,000
Hawaii, Hawaii 4 $ 2,170,000 $ 542,500 $ 383,000
Kauai, Hawaii 4 $ 3,410,000 $ 852,500 $ 649,000
Bonner, Idaho 4 $ 3,370,000 $ 842,500 $ 1,236,000
Valley, Idaho 4 $ 2,280,000 $ 570,000 $ 659,000
Will, Illinois 4 $ 1,230,000 $ 307,500 $ 283,000
St. Joseph, Indiana 4 $ 1,860,000 $ 465,000 $ 180,000
Campbell, Kentucky 4 $ 1,740,000 $ 435,000 $ 239,000
Baltimore City, Maryland 4 $ 1,720,000 $ 430,000 $ 988,000
Prince George's, Maryland 4 $ 2,010,000 $ 502,500 $ 210,000
Talbot, Maryland 4 $ 6,100,000 $ 1,525,000 $ 445,000
Berrien, Michigan 4 $ 2,430,000 $ 607,500 $ 386,000
Charlevoix, Michigan 4 $ 5,690,000 $ 1,422,500 $ 1,243,000
Emmet, Michigan 4 $ 4,500,000 $ 1,125,000 $ 724,000
Macomb, Michigan 4 $ 710,000 $ 177,500 $ 92,000
Chatham, North Carolina 4 $ 2,230,000 $ 557,500 $ 275,000
Dare, North Carolina 4 $ 1,490,000 $ 372,500 $ 196,000
Butler, Ohio 4 $ 1,810,000 $ 452,500 $ 138,000
Tulsa, Oklahoma 4 $ 2,710,000 $ 677,500 $ 181,000
Washington, Pennsylvania 4 $ 2,320,000 $ 580,000 $ 492,000
York, Pennsylvania 4 $ 680,000 $ 170,000 $ 136,000
Horry, South Carolina 4 $ 1,930,000 $ 482,500 $ 195,000
York, South Carolina 4 $ 2,610,000 $ 652,500 $ 287,000
Knox, Tennessee 4 $ 1,470,000 $ 367,500 $ 523,000
Brazos, Texas 4 $ 2,190,000 $ 547,500 $ 307,000
Galveston, Texas 4 $ 3,190,000 $ 797,500 $ 530,000
Hays, Texas 4 $ 3,220,000 $ 805,000 $ 240,000
Midland, Texas 4 $ 3,150,000 $ 787,500 $ 789,000
Smith, Texas 4 $ 1,260,000 $ 315,000 $ 111,000
Windham, Vermont 4 $ 1,070,000 $ 267,500 $ 223,000
Chesterfield, Virginia 4 $ 1,990,000 $ 497,500 $ 127,000
James City, Virginia 4 $ 1,760,000 $ 440,000 $ 132,000
Norfolk, Virginia 4 $ 1,820,000 $ 455,000 $ 184,000
Whatcom, Washington 4 $ 2,360,000 $ 590,000 $ 209,000
Montgomery, Alabama 3 $ 835,000 $ 278,333 $ 122,000
Shelby, Alabama 3 $ 845,000 $ 281,666 $ 155,000
Santa Cruz, Arizona 3 $ 1,225,000 $ 408,333 $ 146,000
Kern, California 3 $ 9,815,000 $ 3,271,666 $ 35,000
Madera, California 3 $ 805,000 $ 268,333 $ 162,000
Mono, California 3 $ 1,195,000 $ 398,333 $ 212,000
Charlotte, Florida 3 $ 1,115,000 $ 371,666 $ 282,000
Nassau, Florida 3 $ 525,000 $ 175,000 $ 62,000
Osceola, Florida 3 $ 725,000 $ 241,666 $ 157,000
Seminole, Florida 3 $ 1,675,000 $ 558,333 $ 189,000
Cherokee, Georgia 3 $ 985,000 $ 328,333 $ 370,000
Coweta, Georgia 3 $ 1,155,000 $ 385,000 $ 145,000
Boone, Indiana 3 $ 2,205,000 $ 735,000 $ 205,000
Fayette, Kentucky 3 $ 3,945,000 $ 1,315,000 $ 406,000
Kenton, Kentucky 3 $ 1,475,000 $ 491,666 $ 160,000
East Baton Rouge, Louisiana 3 $ 2,135,000 $ 711,666 $ 414,000
Jefferson, Louisiana 3 $ 26,305,000 $ 8,768,333 $ 407,000
Lincoln, Maine 3 $ 985,000 $ 328,333 $ 124,000
Cheboygan, Michigan 3 $ 1,805,000 $ 601,666 $ 477,000
Livingston, Michigan 3 $ 2,165,000 $ 721,666 $ 450,000
St. Clair, Michigan 3 $ 1,515,000 $ 505,000 $ 250,000
St. Charles, Missouri 3 $ 14,045,000 $ 4,681,666 $ 0
Missoula, Montana 3 $ 1,625,000 $ 541,666 $ 90,000
Belknap, New Hampshire 3 $ 1,475,000 $ 491,666 $ 498,000
Hunterdon, New Jersey 3 $ 1,345,000 $ 448,333 $ 272,000
Bronx, New York 3 $ 1,455,000 $ 485,000 $ 314,000
Columbia, New York 3 $ 1,605,000 $ 535,000 $ 292,000
Jefferson, New York 3 $ 1,145,000 $ 381,666 $ 130,000
Orange, New York 3 $ 855,000 $ 285,000 $ 252,000
Saratoga, New York 3 $ 1,595,000 $ 531,666 $ 166,000
Avery, North Carolina 3 $ 1,775,000 $ 591,666 $ 315,000
Brunswick, North Carolina 3 $ 2,075,000 $ 691,666 $ 219,000
Ottawa, Ohio 3 $ 1,535,000 $ 511,666 $ 404,000
Summit, Ohio 3 $ 1,615,000 $ 538,333 $ 230,000
Jackson, Oregon 3 $ 665,000 $ 221,666 $ 148,000
Butler, Pennsylvania 3 $ 2,835,000 $ 945,000 $ 396,000
Kent, Rhode Island 3 $ 1,275,000 $ 425,000 $ 283,000
Providence, Rhode Island 3 $ 925,000 $ 308,333 $ 145,000
Georgetown, South Carolina 3 $ 2,125,000 $ 708,333 $ 413,000
Blount, Tennessee 3 $ 5,105,000 $ 1,701,666 $ 398,000
Loudon, Tennessee 3 $ 1,885,000 $ 628,333 $ 204,000
Sumner, Tennessee 3 $ 2,065,000 $ 688,333 $ 186,000
Kerr, Texas 3 $ 1,605,000 $ 535,000 $ 182,000
Nueces, Texas 3 $ 775,000 $ 258,333 $ 172,000
Parker, Texas 3 $ 1,875,000 $ 625,000 $ 284,000
Davis, Utah 3 $ 1,565,000 $ 521,666 $ 2,391,000
Falls Church, Virginia 3 $ 1,945,000 $ 648,333 $ 192,000
Henrico, Virginia 3 $ 1,415,000 $ 471,666 $ 207,000
Louisa, Virginia 3 $ 1,845,000 $ 615,000 $ 276,000
Prince William, Virginia 3 $ 1,235,000 $ 411,666 $ 176,000
Grays Harbor, Washington 3 $ 1,485,000 $ 495,000 $ 243,000
Island, Washington 3 $ 2,875,000 $ 958,333 $ 418,000
Milwaukee, Wisconsin 3 $ 2,645,000 $ 881,666 $ 1,244,000
St. Croix, Wisconsin 3 $ 1,685,000 $ 561,666 $ 102,000
Walworth, Wisconsin 3 $ 3,855,000 $ 1,285,000 $ 811,000
Baldwin, Alabama 2 $ 2,480,000 $ 1,240,000 $ 589,000
Lee, Alabama 2 $ 470,000 $ 235,000 $ 186,000
Tallapoosa, Alabama 2 $ 1,250,000 $ 625,000 $ 317,000
Pulaski, Arkansas 2 $ 3,100,000 $ 1,550,000 $ 2,110,000
Calaveras, California 2 $ 1,660,000 $ 830,000 $ 269,000
Merced, California 2 $ 1,010,000 $ 505,000 $ 1,629,000
San Benito, California 2 $ 2,390,000 $ 1,195,000 $ 732,000
Shasta, California 2 $ 1,350,000 $ 675,000 $ 172,000
Siskiyou, California 2 $ 860,000 $ 430,000 $ 125,000
Solano, California 2 $ 1,840,000 $ 920,000 $ 291,000
Stanislaus, California 2 $ 1,720,000 $ 860,000 $ 199,000
Garfield, Colorado 2 $ 850,000 $ 425,000 $ 201,000
Bradford, Florida 2 $ 420,000 $ 210,000 $ 241,000
Pasco, Florida 2 $ 970,000 $ 485,000 $ 108,000
Santa Rosa, Florida 2 $ 660,000 $ 330,000 $ 92,000
Sumter, Florida 2 $ 400,000 $ 200,000 $ 236,000
Carroll, Georgia 2 $ 280,000 $ 140,000 $ 150,000
Clarke, Georgia 2 $ 370,000 $ 185,000 $ 67,000
Fannin, Georgia 2 $ 370,000 $ 185,000 $ 127,000
Hall, Georgia 2 $ 1,580,000 $ 790,000 $ 1,745,000
Canyon, Idaho 2 $ 690,000 $ 345,000 $ 85,000
Fremont, Idaho 2 $ 940,000 $ 470,000 $ 185,000
Allen, Indiana 2 $ 640,000 $ 320,000 $ 218,000
Floyd, Indiana 2 $ 840,000 $ 420,000 $ 126,000
Lake, Indiana 2 $ 970,000 $ 485,000 $ 208,000
Story, Iowa 2 $ 660,000 $ 330,000 $ 136,000
Sedgwick, Kansas 2 $ 540,000 $ 270,000 $ 231,000
Boone, Kentucky 2 $ 1,050,000 $ 525,000 $ 221,000
Scott, Kentucky 2 $ 1,420,000 $ 710,000 $ 213,000
Warren, Kentucky 2 $ 840,000 $ 420,000 $ 178,000
Kennebec, Maine 2 $ 600,000 $ 300,000 $ 202,000
Frederick, Maryland 2 $ 790,000 $ 395,000 $ 105,000
Queen Anne's, Maryland 2 $ 1,230,000 $ 615,000 $ 186,000
Worcester, Maryland 2 $ 1,370,000 $ 685,000 $ 442,000
Genesee, Michigan 2 $ 810,000 $ 405,000 $ 286,000
Ingham, Michigan 2 $ 200,000 $ 100,000 $ 86,000
Kalkaska, Michigan 2 $ 940,000 $ 470,000 $ 257,000
Anoka, Minnesota 2 $ 700,000 $ 350,000 $ 72,000
Becker, Minnesota 2 $ 1,710,000 $ 855,000 $ 2,059,000
Cass, Minnesota 2 $ 2,290,000 $ 1,145,000 $ 339,000
Wright, Minnesota 2 $ 830,000 $ 415,000 $ 128,000
Madison, Mississippi 2 $ 1,300,000 $ 650,000 $ 261,000
St. Louis City, Missouri 2 $ 1,240,000 $ 620,000 $ 533,000
Stone, Missouri 2 $ 660,000 $ 330,000 $ 318,000
Yellowstone, Montana 2 $ 770,000 $ 385,000 $ 60,000
Washington, Nebraska 2 $ 1,390,000 $ 695,000 $ 253,000
Douglas, Nevada 2 $ 3,560,000 $ 1,780,000 $ 285,000
Carroll, New Hampshire 2 $ 1,300,000 $ 650,000 $ 247,000
Strafford, New Hampshire 2 $ 1,790,000 $ 895,000 $ 952,000
Sussex, New Jersey 2 $ 1,230,000 $ 615,000 $ 318,000
Sandoval, New Mexico 2 $ 1,570,000 $ 785,000 $ 137,000
Greene, New York 2 $ 510,000 $ 255,000 $ 157,000
Livingston, New York 2 $ 910,000 $ 455,000 $ 116,000
Onondaga, New York 2 $ 14,620,000 $ 7,310,000 $ 214,000
Ontario, New York 2 $ 670,000 $ 335,000 $ 275,000
Putnam, New York 2 $ 710,000 $ 355,000 $ 173,000
Richmond, New York 2 $ 1,240,000 $ 620,000 $ 197,000
Washington, New York 2 $ 3,430,000 $ 1,715,000 $ 369,000
Currituck, North Carolina 2 $ 1,340,000 $ 670,000 $ 196,000
Henderson, North Carolina 2 $ 830,000 $ 415,000 $ 212,000
Montgomery, North Carolina 2 $ 930,000 $ 465,000 $ 335,000
Erie, Ohio 2 $ 470,000 $ 235,000 $ 51,000
Medina, Ohio 2 $ 1,350,000 $ 675,000 $ 206,000
Montgomery, Ohio 2 $ 400,000 $ 200,000 $ 94,000
Polk, Oregon 2 $ 360,000 $ 180,000 $ 94,000
Beaver, Pennsylvania 2 $ 7,450,000 $ 3,725,000 $ 0
Carbon, Pennsylvania 2 $ 710,000 $ 355,000 $ 433,000
Pike, Pennsylvania 2 $ 1,010,000 $ 505,000 $ 267,000
Westmoreland, Pennsylvania 2 $ 360,000 $ 180,000 $ 113,000
Bristol, Rhode Island 2 $ 1,300,000 $ 650,000 $ 482,000
Oconee, South Carolina 2 $ 1,630,000 $ 815,000 $ 311,000
Minnehaha, South Dakota 2 $ 640,000 $ 320,000 $ 257,000
Bradley, Tennessee 2 $ 340,000 $ 170,000 $ 78,000
Campbell, Tennessee 2 $ 830,000 $ 415,000 $ 271,000
Monroe, Tennessee 2 $ 1,510,000 $ 755,000 $ 140,000
Putnam, Tennessee 2 $ 720,000 $ 360,000 $ 105,000
Sevier, Tennessee 2 $ 710,000 $ 355,000 $ 69,000
Brazoria, Texas 2 $ 350,000 $ 175,000 $ 177,000
Cameron, Texas 2 $ 390,000 $ 195,000 $ 309,000
Fayette, Texas 2 $ 740,000 $ 370,000 $ 180,000
Franklin, Texas 2 $ 1,250,000 $ 625,000 $ 342,000
Hardin, Texas 2 $ 670,000 $ 335,000 $ 128,000
Henderson, Texas 2 $ 1,520,000 $ 760,000 $ 595,000
Hood, Texas 2 $ 420,000 $ 210,000 $ 265,000
Polk, Texas 2 $ 280,000 $ 140,000 $ 410,000
Potter, Texas 2 $ 6,220,000 $ 3,110,000 $ 0
Kane, Utah 2 $ 240,000 $ 120,000 $ 162,000
Utah, Utah 2 $ 930,000 $ 465,000 $ 381,000
Weber, Utah 2 $ 1,960,000 $ 980,000 $ 366,000
Chittenden, Vermont 2 $ 620,000 $ 310,000 $ 185,000
Washington, Vermont 2 $ 760,000 $ 380,000 $ 96,000
Windsor, Vermont 2 $ 3,860,000 $ 1,930,000 $ 640,000
Rappahannock, Virginia 2 $ 1,830,000 $ 915,000 $ 360,000
Chelan, Washington 2 $ 2,200,000 $ 1,100,000 $ 409,000
Jefferson, Washington 2 $ 1,610,000 $ 805,000 $ 313,000
Pend Oreille, Washington 2 $ 500,000 $ 250,000 $ 246,000
Skagit, Washington 2 $ 850,000 $ 425,000 $ 229,000
Door, Wisconsin 2 $ 1,520,000 $ 760,000 $ 5,122,000
Outagamie, Wisconsin 2 $ 1,590,000 $ 795,000 $ 460,000
Racine, Wisconsin 2 $ 2,580,000 $ 1,290,000 $ 1,152,000
Chilton, Alabama 1 $ 115,000 $ 115,000 $ 25,000
Cullman, Alabama 1 $ 385,000 $ 385,000 $ 0
Elmore, Alabama 1 $ 485,000 $ 485,000 $ 263,000
Limestone, Alabama 1 $ 405,000 $ 405,000 $ 133,000
Mobile, Alabama 1 $ 665,000 $ 665,000 $ 267,000
Winston, Alabama 1 $ 185,000 $ 185,000 $ 244,000
Matanuska-Susitna, Alaska 1 $ 625,000 $ 625,000 $ 375,000
Sitka, Alaska 1 $ 485,000 $ 485,000 $ 0
Valdez-Cordova, Alaska 1 $ 485,000 $ 485,000 $ 125,000
Cochise, Arizona 1 $ 9,735,000 $ 9,735,000 $ 0
La Paz, Arizona 1 $ 525,000 $ 525,000 $ 0
Pinal, Arizona 1 $ 305,000 $ 305,000 $ 84,000
Carroll, Arkansas 1 $ 795,000 $ 795,000 $ 0
Saline, Arkansas 1 $ 565,000 $ 565,000 $ 136,000
Washington, Arkansas 1 $ 1,945,000 $ 1,945,000 $ 2,930,000
Butte, California 1 $ 485,000 $ 485,000 $ 109,000
Imperial, California 1 $ 4,785,000 $ 4,785,000 $ 0
Lake, California 1 $ 335,000 $ 335,000 $ 455,000
Plumas, California 1 $ 175,000 $ 175,000 $ 99,000
San Joaquin, California 1 $ 645,000 $ 645,000 $ 0
Sierra, California 1 $ 505,000 $ 505,000 $ 260,000
Chaffee, Colorado 1 $ 485,000 $ 485,000 $ 692,000
Huerfano, Colorado 1 $ 485,000 $ 485,000 $ 487,000
La Plata, Colorado 1 $ 845,000 $ 845,000 $ 462,000
Montezuma, Colorado 1 $ 545,000 $ 545,000 $ 113,000
Windham, Connecticut 1 $ 255,000 $ 255,000 $ 160,000
Citrus, Florida 1 $ 505,000 $ 505,000 $ 329,000
Escambia, Florida 1 $ 135,000 $ 135,000 $ 258,000
Franklin, Florida 1 $ 1,445,000 $ 1,445,000 $ 1,717,000
Highlands, Florida 1 $ 105,000 $ 105,000 $ 62,000
Jackson, Florida 1 $ 155,000 $ 155,000 $ 216,000
Leon, Florida 1 $ 855,000 $ 855,000 $ 274,000
Okeechobee, Florida 1 $ 285,000 $ 285,000 $ 135,000
St. Lucie, Florida 1 $ 245,000 $ 245,000 $ 120,000
Bartow, Georgia 1 $ 755,000 $ 755,000 $ 390,000
Chatham, Georgia 1 $ 485,000 $ 485,000 $ 152,000
Dawson, Georgia 1 $ 805,000 $ 805,000 $ 0
McDuffie, Georgia 1 $ 225,000 $ 225,000 $ 0
Monroe, Georgia 1 $ 515,000 $ 515,000 $ 0
Oconee, Georgia 1 $ 485,000 $ 485,000 $ 130,000
Rabun, Georgia 1 $ 155,000 $ 155,000 $ 52,000
Union, Georgia 1 $ 205,000 $ 205,000 $ 48,000
White, Georgia 1 $ 525,000 $ 525,000 $ 0
Elmore, Idaho 1 $ 485,000 $ 485,000 $ 233,000
Teton, Idaho 1 $ 235,000 $ 235,000 $ 93,000
Boone, Illinois 1 $ 225,000 $ 225,000 $ 300,000
Madison, Illinois 1 $ 125,000 $ 125,000 $ 77,000
McHenry, Illinois 1 $ 135,000 $ 135,000 $ 44,000
McLean, Illinois 1 $ 265,000 $ 265,000 $ 351,000
Winnebago, Illinois 1 $ 695,000 $ 695,000 $ 380,000
Delaware, Indiana 1 $ 125,000 $ 125,000 $ 461,000
Franklin, Indiana 1 $ 185,000 $ 185,000 $ 314,000
Jefferson, Indiana 1 $ 245,000 $ 245,000 $ 104,000
Marshall, Indiana 1 $ 905,000 $ 905,000 $ 186,000
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Mortgage Loan Application Detail Totals for UBS Bank USA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,754 $3,461,080,000 $921,000 $29,005,000 $440,000 $9,841,000
Refinancing 2,074 $3,764,005,000 $1,815,000 $90,005,000 $596,000 $8,403,000
Other Purpose 1,415 $1,524,255,000 $1,077,000 $16,005,000 $565,000 $9,374,000
Cash-out Refinancing 1,353 $1,545,735,000 $1,142,000 $23,005,000 $474,000 $9,358,000
Home Improvement 1 $595,000 $595,000 $595,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,104 $6,086,690,000 $997,000 $29,005,000 $469,000 $8,519,000
Not applicable 1,055 $2,525,890,000 $2,396,000 $90,005,000 $0 $0
Not Provided 797 $963,035,000 $1,208,000 $16,005,000 $707,000 $9,841,000
Asian 288 $351,050,000 $1,218,000 $10,005,000 $516,000 $4,744,000
Hispanic 226 $221,450,000 $979,000 $7,965,000 $559,000 $8,000,000
Black or African American 95 $82,475,000 $868,000 $10,005,000 $578,000 $9,374,000
American Indian or Alaskan Native 25 $59,275,000 $2,371,000 $17,505,000 $539,000 $4,741,000
Native Hawaiian or Other Pacific Islander 7 $5,805,000 $829,000 $1,605,000 $236,000 $518,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,597 $10,295,670,000 $1,197,000 $90,005,000 $500,000 $9,841,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,926 $5,053,250,000 $1,025,000 $90,005,000 $518,000 $9,841,000
Application Withdrawn By Applicant 1,205 $2,268,345,000 $1,882,000 $70,005,000 $576,000 $9,374,000
Loan Purchased By The Institution 903 $678,475,000 $751,000 $2,525,000 $0 $0
Application Denied By Financial Institution 703 $1,370,830,000 $1,952,000 $85,815,000 $377,000 $5,437,000
Preapproval Approved but not Accepted 511 $525,385,000 $1,028,000 $25,005,000 $355,000 $6,277,000
Preapproval Denied by Financial Institution 147 $126,995,000 $863,000 $5,755,000 $251,000 $4,205,000
File Closed For Incompleteness 143 $208,515,000 $1,458,000 $9,005,000 $509,000 $5,000,000
Application Approved But Not Accepted 59 $63,875,000 $1,082,000 $7,505,000 $657,000 $7,085,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,747 $8,797,845,000 $1,135,000 $90,005,000 $516,000 $9,841,000
Debt-To-Income Ratio 441 $523,205,000 $1,186,000 $12,745,000 $198,000 $2,342,000
Credit Application Incomplete 171 $193,085,000 $1,129,000 $10,005,000 $465,000 $4,205,000
Collateral 94 $123,630,000 $1,315,000 $17,505,000 $645,000 $5,437,000
Other 65 $583,250,000 $9,113,000 $85,815,000 $714,000 $3,067,000
Credit History 62 $49,710,000 $801,000 $3,655,000 $388,000 $2,473,000
Unverifiable Information 10 $13,130,000 $1,313,000 $5,005,000 $580,000 $1,683,000
Insufficient Cash (Downpayment, Closing Cost) 5 $10,995,000 $2,199,000 $6,555,000 $974,000 $2,187,000
Employment History 2 $820,000 $410,000 $535,000 $15,000 $31,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Bank USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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