Union Planters Bank Mortgage Lending & HMDA Data, 2004

In 2004, Union Planters Bank of Birmingham, AL reported 90,414 mortgage applications totaling $12.1 billion, down 41% from 2003. The average application was for $133,289, and applicants reported an average income of $59,972. 65% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Houston-Baytown-Sugar Land, TX (4,360), Atlanta-Sandy Springs-Marietta, GA (3,002) and Chicago-Naperville-Joliet, IL (2,917) (applications in parentheses).

Mortgage Company & Address Union Planters Bank
P.O. Box 10247
Birmingham, AL 35202
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 90,414
Total Mortgage Loan Application Amount $12,051,224,000
Average Mortgage Loan Application Amount $133,289
Highest Mortgage Loan Application Amount $24,000,000
Average Applicant Income $59,972
Highest Applicant Income $8,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Union Planters Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Union Planters Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,735 $ 211,568,000 $ 77,355 $ 85,000
Shelby, Tennessee 2,279 $ 266,528,000 $ 116,949 $ 52,000
Cook, Illinois 1,801 $ 340,133,000 $ 188,857 $ 50,000
Miami-Dade, Florida 1,694 $ 340,927,000 $ 201,255 $ 77,000
Maricopa, Arizona 1,591 $ 253,025,000 $ 159,035 $ 52,000
Los Angeles, California 1,391 $ 334,918,000 $ 240,774 $ 78,000
Broward, Florida 1,066 $ 191,621,000 $ 179,757 $ 82,000
Hillsborough, Florida 1,056 $ 128,406,000 $ 121,596 $ 51,000
St. Clair, Illinois 1,022 $ 94,483,000 $ 92,449 $ 60,000
Davidson, Tennessee 1,008 $ 134,798,000 $ 133,728 $ 50,000
Bexar, Texas 958 $ 92,533,000 $ 96,589 $ 60,000
Hinds, Mississippi 894 $ 74,436,000 $ 83,261 $ 50,000
Clark, Nevada 803 $ 166,220,000 $ 206,998 $ 77,000
East Baton Rouge, Louisiana 772 $ 95,399,000 $ 123,573 $ 68,000
King, Washington 745 $ 165,495,000 $ 222,140 $ 59,000
Mobile, Alabama 684 $ 70,074,000 $ 102,447 $ 58,000
Palm Beach, Florida 678 $ 141,238,000 $ 208,315 $ 77,000
Marion, Indiana 659 $ 69,143,000 $ 104,921 $ 72,000
St. Louis, Missouri 636 $ 115,323,000 $ 181,325 $ 74,000
Madison, Illinois 608 $ 57,015,000 $ 93,774 $ 54,000
Montgomery, Alabama 566 $ 66,121,000 $ 116,821 $ 45,000
Baldwin, Alabama 562 $ 108,176,000 $ 192,483 $ 84,000
Harrison, Mississippi 530 $ 53,739,000 $ 101,394 $ 49,000
Fort Bend, Texas 516 $ 37,518,000 $ 72,709 $ 82,000
Jefferson, Alabama 499 $ 62,659,000 $ 125,569 $ 92,000
DeSoto, Mississippi 477 $ 55,409,000 $ 116,161 $ 50,000
St. Tammany, Louisiana 473 $ 70,425,000 $ 148,890 $ 63,000
Madison, Alabama 468 $ 56,348,000 $ 120,401 $ 65,000
Pinellas, Florida 456 $ 55,364,000 $ 121,412 $ 58,000
Boone, Missouri 433 $ 49,796,000 $ 115,002 $ 61,000
Orange, California 431 $ 119,900,000 $ 278,190 $ 90,000
Montgomery, Texas 428 $ 34,180,000 $ 79,859 $ 87,000
Volusia, Florida 423 $ 54,769,000 $ 129,477 $ 67,000
Pierce, Washington 421 $ 72,926,000 $ 173,220 $ 62,000
Rankin, Mississippi 411 $ 46,729,000 $ 113,695 $ 48,000
Tippecanoe, Indiana 409 $ 56,785,000 $ 138,838 $ 71,000
DuPage, Illinois 396 $ 77,433,000 $ 195,537 $ 60,000
Knox, Tennessee 394 $ 49,213,000 $ 124,906 $ 67,000
Cobb, Georgia 389 $ 60,934,000 $ 156,642 $ 51,000
Lauderdale, Alabama 388 $ 39,255,000 $ 101,172 $ 48,000
Gwinnett, Georgia 378 $ 61,604,000 $ 162,973 $ 57,000
Okaloosa, Florida 367 $ 69,980,000 $ 190,681 $ 69,000
DeKalb, Georgia 365 $ 51,571,000 $ 141,290 $ 48,000
Orleans, Louisiana 365 $ 51,577,000 $ 141,306 $ 60,000
Hamilton, Tennessee 362 $ 38,736,000 $ 107,005 $ 55,000
Wayne, Michigan 350 $ 44,981,000 $ 128,517 $ 51,000
Jefferson, Louisiana 338 $ 39,288,000 $ 116,236 $ 58,000
Craighead, Arkansas 337 $ 28,279,000 $ 83,913 $ 43,000
Fulton, Georgia 337 $ 59,267,000 $ 175,866 $ 70,000
Hamilton, Ohio 334 $ 43,274,000 $ 129,562 $ 43,000
Riverside, California 330 $ 74,821,000 $ 226,730 $ 78,000
San Bernardino, California 323 $ 63,989,000 $ 198,108 $ 64,000
Galveston, Texas 321 $ 23,034,000 $ 71,757 $ 60,000
Snohomish, Washington 314 $ 60,620,000 $ 193,057 $ 59,000
Contra Costa, California 307 $ 80,688,000 $ 262,827 $ 79,000
Bay, Florida 307 $ 61,479,000 $ 200,257 $ 84,000
Prince George's, Maryland 292 $ 57,469,000 $ 196,811 $ 50,000
Brazoria, Texas 292 $ 24,182,000 $ 82,815 $ 79,000
Jackson, Mississippi 287 $ 28,937,000 $ 100,825 $ 62,000
Alameda, California 282 $ 76,801,000 $ 272,343 $ 93,000
Rutherford, Tennessee 276 $ 29,781,000 $ 107,902 $ 54,000
Yavapai, Arizona 274 $ 43,715,000 $ 159,543 $ 60,000
Madison, Tennessee 273 $ 23,607,000 $ 86,472 $ 54,000
Butler, Ohio 268 $ 35,839,000 $ 133,727 $ 39,000
Greene, Missouri 259 $ 29,254,000 $ 112,949 $ 45,000
Oakland, Michigan 258 $ 53,600,000 $ 207,751 $ 69,000
Kern, California 257 $ 34,398,000 $ 133,844 $ 63,000
Fairfax, Virginia 257 $ 62,620,000 $ 243,657 $ 68,000
Knox, Indiana 256 $ 17,081,000 $ 66,722 $ 44,000
Hennepin, Minnesota 255 $ 49,421,000 $ 193,807 $ 61,000
Williamson, Tennessee 253 $ 55,420,000 $ 219,051 $ 100,000
Taney, Missouri 251 $ 32,752,000 $ 130,486 $ 57,000
Macon, Illinois 250 $ 21,169,000 $ 84,676 $ 59,000
Tarrant, Texas 245 $ 18,513,000 $ 75,563 $ 94,000
Sumner, Tennessee 243 $ 32,570,000 $ 134,032 $ 59,000
Montgomery, Ohio 242 $ 25,297,000 $ 104,533 $ 40,000
Dallas, Texas 241 $ 14,615,000 $ 60,643 $ 78,000
Lake, Illinois 239 $ 48,325,000 $ 202,196 $ 52,000
McCracken, Kentucky 238 $ 19,740,000 $ 82,941 $ 61,000
Santa Clara, California 235 $ 77,093,000 $ 328,055 $ 103,000
Kane, Illinois 235 $ 43,191,000 $ 183,791 $ 47,000
Orange, Florida 232 $ 34,624,000 $ 149,241 $ 65,000
Elmore, Alabama 231 $ 30,954,000 $ 134,000 $ 75,000
Morgan, Alabama 227 $ 22,105,000 $ 97,378 $ 44,000
Pulaski, Arkansas 225 $ 29,942,000 $ 133,075 $ 69,000
Will, Illinois 222 $ 39,149,000 $ 176,346 $ 54,000
Polk, Florida 221 $ 24,722,000 $ 111,864 $ 67,000
Lee, Mississippi 221 $ 22,087,000 $ 99,941 $ 47,000
Madison, Mississippi 219 $ 33,872,000 $ 154,666 $ 64,000
Paulding, Georgia 218 $ 29,823,000 $ 136,802 $ 43,000
Walton, Florida 217 $ 84,386,000 $ 388,875 $ 191,000
Clinton, Indiana 217 $ 16,762,000 $ 77,244 $ 39,000
McHenry, Illinois 216 $ 37,593,000 $ 174,041 $ 47,000
Pasco, Florida 213 $ 22,123,000 $ 103,863 $ 57,000
Montgomery, Maryland 213 $ 46,614,000 $ 218,845 $ 62,000
Pima, Arizona 211 $ 35,642,000 $ 168,919 $ 74,000
Grenada, Mississippi 210 $ 18,367,000 $ 87,461 $ 47,000
Cherokee, Georgia 209 $ 37,984,000 $ 181,741 $ 59,000
Monroe, Indiana 208 $ 33,611,000 $ 161,591 $ 78,000
Hamilton, Indiana 207 $ 43,365,000 $ 209,492 $ 100,000
Graves, Kentucky 206 $ 16,225,000 $ 78,762 $ 70,000
St. Charles, Missouri 206 $ 28,041,000 $ 136,121 $ 63,000
Sullivan, Tennessee 205 $ 18,489,000 $ 90,190 $ 57,000
Shelby, Alabama 196 $ 33,364,000 $ 170,224 $ 60,000
Forrest, Mississippi 195 $ 15,843,000 $ 81,246 $ 46,000
Black Hawk, Iowa 194 $ 19,553,000 $ 100,788 $ 66,000
Marshall, Kentucky 191 $ 13,989,000 $ 73,240 $ 41,000
Whitfield, Georgia 186 $ 21,796,000 $ 117,182 $ 46,000
St. Louis City, Missouri 181 $ 46,148,000 $ 254,961 $ 61,000
San Diego, California 178 $ 46,346,000 $ 260,370 $ 101,000
Lauderdale, Mississippi 177 $ 16,678,000 $ 94,225 $ 43,000
Calloway, Kentucky 176 $ 13,779,000 $ 78,289 $ 43,000
Utah, Utah 176 $ 28,629,000 $ 162,664 $ 47,000
Livingston, Louisiana 172 $ 17,999,000 $ 104,645 $ 48,000
Gibson, Tennessee 172 $ 12,214,000 $ 71,011 $ 39,000
Tipton, Tennessee 172 $ 17,159,000 $ 99,761 $ 50,000
Greene, Indiana 171 $ 11,931,000 $ 69,771 $ 45,000
Brevard, Florida 167 $ 25,737,000 $ 154,113 $ 73,000
Christian, Missouri 165 $ 19,374,000 $ 117,418 $ 53,000
Multnomah, Oregon 162 $ 26,111,000 $ 161,179 $ 53,000
Cole, Missouri 161 $ 15,381,000 $ 95,534 $ 48,000
Cullman, Alabama 160 $ 16,224,000 $ 101,400 $ 55,000
Lamar, Mississippi 156 $ 17,760,000 $ 113,846 $ 51,000
Haywood, Tennessee 156 $ 15,899,000 $ 101,916 $ 41,000
Escambia, Florida 154 $ 23,846,000 $ 154,844 $ 66,000
Clayton, Georgia 153 $ 18,323,000 $ 119,758 $ 55,000
Osceola, Florida 152 $ 21,923,000 $ 144,230 $ 59,000
Lafayette, Mississippi 152 $ 18,402,000 $ 121,065 $ 57,000
Ascension, Louisiana 151 $ 21,217,000 $ 140,509 $ 58,000
Santa Rosa, Florida 150 $ 25,872,000 $ 172,480 $ 59,000
Polk, Iowa 150 $ 20,308,000 $ 135,386 $ 84,000
Garland, Arkansas 149 $ 16,660,000 $ 111,812 $ 47,000
Travis, Texas 148 $ 11,435,000 $ 77,263 $ 71,000
Lee, Florida 146 $ 23,758,000 $ 162,726 $ 72,000
Collin, Texas 146 $ 7,869,000 $ 53,897 $ 79,000
Lowndes, Mississippi 145 $ 13,217,000 $ 91,151 $ 47,000
Sevier, Tennessee 145 $ 23,179,000 $ 159,855 $ 70,000
Salt Lake, Utah 144 $ 23,563,000 $ 163,631 $ 55,000
Colbert, Alabama 142 $ 13,266,000 $ 93,422 $ 45,000
Jackson, Illinois 141 $ 10,114,000 $ 71,730 $ 51,000
Jefferson, Kentucky 141 $ 20,124,000 $ 142,723 $ 67,000
Hancock, Mississippi 141 $ 14,795,000 $ 104,929 $ 50,000
Camden, Georgia 137 $ 15,082,000 $ 110,087 $ 42,000
Monroe, Illinois 137 $ 18,060,000 $ 131,824 $ 66,000
Robertson, Tennessee 137 $ 14,801,000 $ 108,036 $ 46,000
St. Lucie, Florida 135 $ 20,682,000 $ 153,200 $ 56,000
Douglas, Georgia 135 $ 17,521,000 $ 129,785 $ 42,000
Marion, Florida 133 $ 16,175,000 $ 121,616 $ 69,000
Callaway, Missouri 133 $ 12,071,000 $ 90,759 $ 60,000
Lawrence, Alabama 132 $ 8,236,000 $ 62,393 $ 65,000
Benton, Tennessee 132 $ 11,272,000 $ 85,393 $ 46,000
Cape Girardeau, Missouri 130 $ 14,645,000 $ 112,653 $ 53,000
Duval, Florida 129 $ 16,355,000 $ 126,782 $ 57,000
Lauderdale, Tennessee 129 $ 7,969,000 $ 61,775 $ 40,000
McNairy, Tennessee 129 $ 7,158,000 $ 55,488 $ 42,000
Denton, Texas 129 $ 7,596,000 $ 58,883 $ 88,000
Muscogee, Georgia 126 $ 14,251,000 $ 113,103 $ 50,000
Benton, Arkansas 124 $ 19,243,000 $ 155,185 $ 66,000
Crittenden, Arkansas 124 $ 10,173,000 $ 82,040 $ 42,000
Putnam, Tennessee 124 $ 9,664,000 $ 77,935 $ 44,000
Fresno, California 123 $ 17,103,000 $ 139,048 $ 54,000
Sacramento, California 123 $ 25,153,000 $ 204,495 $ 68,000
Cumberland, Tennessee 123 $ 8,652,000 $ 70,341 $ 47,000
Autauga, Alabama 121 $ 14,857,000 $ 122,785 $ 47,000
Hall, Georgia 121 $ 19,538,000 $ 161,471 $ 49,000
Warren, Ohio 120 $ 19,433,000 $ 161,941 $ 51,000
Catoosa, Georgia 119 $ 13,357,000 $ 112,243 $ 59,000
Anderson, Tennessee 119 $ 12,306,000 $ 103,411 $ 67,000
Greene, Arkansas 117 $ 8,121,000 $ 69,410 $ 52,000
Harrison, Indiana 117 $ 8,820,000 $ 75,384 $ 57,000
Blount, Tennessee 117 $ 13,072,000 $ 111,726 $ 57,000
Jefferson Davis, Mississippi 116 $ 4,744,000 $ 40,896 $ 41,000
Aiken, South Carolina 116 $ 16,377,000 $ 141,181 $ 75,000
Marshall, Alabama 115 $ 13,202,000 $ 114,800 $ 62,000
Gibson, Indiana 115 $ 9,611,000 $ 83,573 $ 50,000
St. John the Baptist, Louisiana 115 $ 13,270,000 $ 115,391 $ 49,000
Pearl River, Mississippi 115 $ 10,176,000 $ 88,486 $ 48,000
Wilson, Tennessee 113 $ 14,114,000 $ 124,902 $ 51,000
Columbia, Florida 112 $ 12,093,000 $ 107,973 $ 48,000
Carroll, Georgia 112 $ 14,611,000 $ 130,455 $ 52,000
Marion, Illinois 112 $ 6,304,000 $ 56,285 $ 43,000
St. Bernard, Louisiana 112 $ 10,821,000 $ 96,616 $ 45,000
Mohave, Arizona 110 $ 15,367,000 $ 139,700 $ 71,000
San Joaquin, California 109 $ 24,892,000 $ 228,366 $ 77,000
Williamson, Illinois 109 $ 8,114,000 $ 74,440 $ 46,000
Prince William, Virginia 109 $ 27,640,000 $ 253,577 $ 53,000
Clark, Washington 109 $ 18,152,000 $ 166,532 $ 68,000
New Hanover, North Carolina 107 $ 13,939,000 $ 130,271 $ 47,000
Henry, Tennessee 107 $ 7,930,000 $ 74,112 $ 46,000
Limestone, Alabama 106 $ 11,124,000 $ 104,943 $ 42,000
McLean, Illinois 106 $ 10,849,000 $ 102,349 $ 54,000
Lincoln, Mississippi 106 $ 9,360,000 $ 88,301 $ 45,000
Union, Mississippi 106 $ 7,436,000 $ 70,150 $ 34,000
Dyer, Tennessee 106 $ 7,594,000 $ 71,641 $ 44,000
Hamblen, Tennessee 106 $ 8,524,000 $ 80,415 $ 44,000
Crawford, Illinois 104 $ 6,249,000 $ 60,086 $ 40,000
Tippah, Mississippi 104 $ 7,574,000 $ 72,826 $ 37,000
Newton, Mississippi 103 $ 8,034,000 $ 78,000 $ 45,000
Carroll, Tennessee 102 $ 7,926,000 $ 77,705 $ 43,000
Rock Island, Illinois 101 $ 9,045,000 $ 89,554 $ 33,000
Ouachita, Louisiana 101 $ 9,945,000 $ 98,465 $ 40,000
Baltimore, Maryland 101 $ 19,624,000 $ 194,297 $ 85,000
Henry, Georgia 100 $ 14,360,000 $ 143,600 $ 43,000
Howard, Indiana 100 $ 7,697,000 $ 76,970 $ 53,000
Macomb, Michigan 100 $ 16,617,000 $ 166,170 $ 43,000
Camden, Missouri 100 $ 13,004,000 $ 130,040 $ 75,000
Warren, Tennessee 100 $ 5,446,000 $ 54,460 $ 37,000
Sangamon, Illinois 99 $ 7,550,000 $ 76,262 $ 48,000
Greene, Tennessee 99 $ 10,608,000 $ 107,151 $ 55,000
Montgomery, Tennessee 99 $ 15,686,000 $ 158,444 $ 56,000
Saline, Arkansas 98 $ 12,526,000 $ 127,816 $ 60,000
White, Arkansas 98 $ 10,831,000 $ 110,520 $ 66,000
Anoka, Minnesota 98 $ 16,988,000 $ 173,346 $ 41,000
Calhoun, Mississippi 98 $ 5,708,000 $ 58,244 $ 37,000
McMinn, Tennessee 98 $ 8,950,000 $ 91,326 $ 40,000
Roane, Tennessee 98 $ 9,985,000 $ 101,887 $ 44,000
Warren, Mississippi 97 $ 8,895,000 $ 91,701 $ 42,000
Washington, Mississippi 97 $ 6,216,000 $ 64,082 $ 48,000
Lafayette, Louisiana 96 $ 10,673,000 $ 111,177 $ 52,000
Lafourche, Louisiana 96 $ 8,363,000 $ 87,114 $ 51,000
Hawkins, Tennessee 96 $ 9,056,000 $ 94,333 $ 44,000
Forsyth, Georgia 95 $ 17,789,000 $ 187,252 $ 88,000
Vigo, Indiana 95 $ 7,121,000 $ 74,957 $ 52,000
Dona Ana, New Mexico 95 $ 10,626,000 $ 111,852 $ 87,000
Clermont, Ohio 95 $ 14,071,000 $ 148,115 $ 37,000
Sarasota, Florida 94 $ 15,759,000 $ 167,648 $ 61,000
Covington, Mississippi 94 $ 6,514,000 $ 69,297 $ 37,000
Jefferson, Missouri 93 $ 14,074,000 $ 151,333 $ 46,000
Grant, Indiana 92 $ 7,139,000 $ 77,597 $ 66,000
Leflore, Mississippi 92 $ 7,758,000 $ 84,326 $ 52,000
Caddo, Louisiana 91 $ 8,838,000 $ 97,120 $ 44,000
Jones, Mississippi 91 $ 6,412,000 $ 70,461 $ 42,000
Panola, Mississippi 91 $ 6,973,000 $ 76,626 $ 52,000
Cumberland, North Carolina 91 $ 7,356,000 $ 80,835 $ 49,000
Manatee, Florida 90 $ 19,230,000 $ 213,666 $ 76,000
Vanderburgh, Indiana 90 $ 11,457,000 $ 127,300 $ 66,000
Fayette, Kentucky 90 $ 11,735,000 $ 130,388 $ 50,000
Weakley, Tennessee 90 $ 5,603,000 $ 62,255 $ 42,000
Anne Arundel, Maryland 89 $ 21,328,000 $ 239,640 $ 51,000
Pike, Mississippi 88 $ 6,596,000 $ 74,954 $ 42,000
Pinal, Arizona 87 $ 11,787,000 $ 135,482 $ 42,000
Solano, California 87 $ 21,393,000 $ 245,896 $ 79,000
Leon, Florida 87 $ 9,777,000 $ 112,379 $ 64,000
Greenville, South Carolina 87 $ 11,042,000 $ 126,919 $ 54,000
Citrus, Florida 86 $ 9,469,000 $ 110,104 $ 47,000
Chickasaw, Mississippi 86 $ 4,839,000 $ 56,267 $ 45,000
Santa Fe, New Mexico 86 $ 21,226,000 $ 246,813 $ 78,000
Mecklenburg, North Carolina 86 $ 14,549,000 $ 169,174 $ 57,000
Seminole, Florida 85 $ 12,316,000 $ 144,894 $ 59,000
Winston, Mississippi 85 $ 6,978,000 $ 82,094 $ 46,000
Blount, Alabama 84 $ 9,426,000 $ 112,214 $ 46,000
Lawrence, Missouri 84 $ 7,148,000 $ 85,095 $ 35,000
Henderson, Tennessee 83 $ 5,677,000 $ 68,397 $ 31,000
Sebastian, Arkansas 82 $ 9,017,000 $ 109,963 $ 74,000
Maury, Tennessee 82 $ 8,454,000 $ 103,097 $ 61,000
Ramsey, Minnesota 81 $ 13,915,000 $ 171,790 $ 57,000
Houston, Alabama 80 $ 9,728,000 $ 121,600 $ 51,000
Bossier, Louisiana 80 $ 9,371,000 $ 117,137 $ 49,000
Bedford, Tennessee 80 $ 6,445,000 $ 80,562 $ 73,000
Tuscaloosa, Alabama 79 $ 13,530,000 $ 171,265 $ 61,000
Washington, Illinois 79 $ 6,313,000 $ 79,911 $ 52,000
Ventura, California 78 $ 21,805,000 $ 279,551 $ 98,000
Lowndes, Georgia 78 $ 9,117,000 $ 116,884 $ 47,000
Tazewell, Illinois 78 $ 9,218,000 $ 118,179 $ 54,000
Howard, Maryland 78 $ 18,512,000 $ 237,333 $ 94,000
Campbell, Tennessee 78 $ 5,662,000 $ 72,589 $ 46,000
Williamson, Texas 78 $ 7,791,000 $ 99,884 $ 89,000
Calhoun, Alabama 77 $ 6,506,000 $ 84,493 $ 36,000
Dougherty, Georgia 77 $ 7,916,000 $ 102,805 $ 42,000
Pickens, Georgia 77 $ 14,122,000 $ 183,402 $ 75,000
Perry, Missouri 77 $ 6,126,000 $ 79,558 $ 41,000
Perry, Illinois 76 $ 4,756,000 $ 62,578 $ 43,000
Hendricks, Indiana 76 $ 9,759,000 $ 128,407 $ 82,000
Scott, Missouri 76 $ 4,683,000 $ 61,618 $ 41,000
Fayette, Tennessee 76 $ 12,615,000 $ 165,986 $ 58,000
Washington, Arkansas 75 $ 10,467,000 $ 139,560 $ 61,000
Flagler, Florida 75 $ 12,049,000 $ 160,653 $ 81,000
Peoria, Illinois 75 $ 7,717,000 $ 102,893 $ 72,000
Randolph, Illinois 75 $ 5,232,000 $ 69,760 $ 38,000
Lawrence, Indiana 75 $ 6,060,000 $ 80,800 $ 47,000
Scott, Iowa 75 $ 9,045,000 $ 120,600 $ 30,000
Monroe, Mississippi 75 $ 5,703,000 $ 76,040 $ 40,000
Phelps, Missouri 75 $ 7,700,000 $ 102,666 $ 56,000
Jackson, Georgia 74 $ 10,770,000 $ 145,540 $ 59,000
Carroll, Indiana 74 $ 5,739,000 $ 77,554 $ 47,000
Johnson, Indiana 74 $ 11,382,000 $ 153,810 $ 74,000
Whatcom, Washington 74 $ 11,929,000 $ 161,202 $ 66,000
Collier, Florida 73 $ 16,519,000 $ 226,287 $ 101,000
Cuyahoga, Ohio 73 $ 9,074,000 $ 124,301 $ 42,000
Lee, Alabama 72 $ 8,969,000 $ 124,569 $ 66,000
St. Johns, Florida 72 $ 12,816,000 $ 178,000 $ 115,000
Cannon, Tennessee 72 $ 5,436,000 $ 75,500 $ 41,000
Benton, Washington 72 $ 9,605,000 $ 133,402 $ 66,000
Stanislaus, California 71 $ 12,547,000 $ 176,718 $ 111,000
Jefferson, Colorado 71 $ 13,437,000 $ 189,253 $ 71,000
Dakota, Minnesota 71 $ 13,962,000 $ 196,647 $ 97,000
Oktibbeha, Mississippi 71 $ 7,407,000 $ 104,323 $ 59,000
Bradley, Tennessee 71 $ 6,794,000 $ 95,690 $ 48,000
Alachua, Florida 70 $ 10,190,000 $ 145,571 $ 90,000
Habersham, Georgia 70 $ 8,543,000 $ 122,042 $ 40,000
St. Charles, Louisiana 70 $ 9,731,000 $ 139,014 $ 61,000
Middlesex, Massachusetts 70 $ 19,063,000 $ 272,328 $ 64,000
Coahoma, Mississippi 70 $ 4,101,000 $ 58,585 $ 44,000
Guilford, North Carolina 70 $ 9,531,000 $ 136,157 $ 58,000
Washington, Tennessee 70 $ 6,689,000 $ 95,557 $ 44,000
Arapahoe, Colorado 69 $ 12,204,000 $ 176,869 $ 72,000
Bolivar, Mississippi 69 $ 6,877,000 $ 99,666 $ 45,000
Coweta, Georgia 67 $ 9,334,000 $ 139,313 $ 60,000
Walker, Georgia 67 $ 6,800,000 $ 101,492 $ 47,000
Franklin, Kentucky 67 $ 7,371,000 $ 110,014 $ 35,000
Brazos, Texas 67 $ 2,795,000 $ 41,716 $ 66,000
Chatham, Georgia 66 $ 11,566,000 $ 175,242 $ 80,000
Christian, Illinois 66 $ 4,018,000 $ 60,878 $ 38,000
Clinton, Illinois 66 $ 6,313,000 $ 95,651 $ 44,000
Kenton, Kentucky 66 $ 7,365,000 $ 111,590 $ 43,000
Beaufort, South Carolina 66 $ 15,081,000 $ 228,500 $ 101,000
Champaign, Illinois 65 $ 6,953,000 $ 106,969 $ 61,000
Miller, Missouri 65 $ 5,725,000 $ 88,076 $ 37,000
Clackamas, Oregon 65 $ 14,622,000 $ 224,953 $ 64,000
Johnson, Kansas 64 $ 12,191,000 $ 190,484 $ 61,000
District of Columbia, District Of Columbia 63 $ 11,313,000 $ 179,571 $ 44,000
Bartow, Georgia 63 $ 8,242,000 $ 130,825 $ 37,000
Copiah, Mississippi 63 $ 3,821,000 $ 60,650 $ 44,000
Stone, Missouri 63 $ 6,903,000 $ 109,571 $ 74,000
Frederick, Maryland 62 $ 15,669,000 $ 252,725 $ 60,000
Gordon, Georgia 61 $ 6,863,000 $ 112,508 $ 46,000
Yalobusha, Mississippi 61 $ 3,177,000 $ 52,081 $ 40,000
Bernalillo, New Mexico 61 $ 7,848,000 $ 128,655 $ 53,000
Jackson, Alabama 60 $ 6,710,000 $ 111,833 $ 57,000
Denver, Colorado 60 $ 11,101,000 $ 185,016 $ 59,000
Lake, Florida 60 $ 8,307,000 $ 138,450 $ 66,000
Calcasieu, Louisiana 60 $ 4,728,000 $ 78,800 $ 34,000
Tangipahoa, Louisiana 60 $ 6,234,000 $ 103,900 $ 99,000
Ballard, Kentucky 59 $ 3,608,000 $ 61,152 $ 40,000
Baltimore City, Maryland 59 $ 6,246,000 $ 105,864 $ 32,000
St. Mary's, Maryland 59 $ 11,204,000 $ 189,898 $ 49,000
Washington, Minnesota 59 $ 12,750,000 $ 216,101 $ 63,000
Attala, Mississippi 59 $ 3,575,000 $ 60,593 $ 45,000
Hardeman, Tennessee 59 $ 5,856,000 $ 99,254 $ 42,000
Obion, Tennessee 59 $ 3,178,000 $ 53,864 $ 38,000
St. Clair, Alabama 58 $ 7,243,000 $ 124,879 $ 48,000
Faulkner, Arkansas 58 $ 5,680,000 $ 97,931 $ 79,000
Mississippi, Arkansas 58 $ 2,642,000 $ 45,551 $ 43,000
Jackson, Florida 58 $ 6,600,000 $ 113,793 $ 53,000
Washington, Oregon 58 $ 9,922,000 $ 171,068 $ 55,000
El Paso, Texas 58 $ 4,461,000 $ 76,913 $ 77,000
Murray, Georgia 57 $ 6,214,000 $ 109,017 $ 41,000
Newton, Georgia 57 $ 7,386,000 $ 129,578 $ 52,000
Linn, Iowa 57 $ 5,554,000 $ 97,438 $ 44,000
Muscatine, Iowa 57 $ 4,607,000 $ 80,824 $ 38,000
Charles, Maryland 57 $ 11,843,000 $ 207,771 $ 60,000
Tallahatchie, Mississippi 57 $ 2,391,000 $ 41,947 $ 37,000
Wayne, Mississippi 57 $ 2,954,000 $ 51,824 $ 47,000
Kitsap, Washington 57 $ 9,666,000 $ 169,578 $ 46,000
Yuma, Arizona 56 $ 8,242,000 $ 147,178 $ 64,000
Iberia, Louisiana 56 $ 5,600,000 $ 100,000 $ 47,000
Rapides, Louisiana 56 $ 5,934,000 $ 105,964 $ 79,000
Anderson, South Carolina 56 $ 6,991,000 $ 124,839 $ 65,000
Marion, Alabama 55 $ 4,784,000 $ 86,981 $ 47,000
Gilmer, Georgia 55 $ 7,755,000 $ 141,000 $ 80,000
Richmond, Georgia 55 $ 6,622,000 $ 120,400 $ 46,000
Warren, Iowa 55 $ 5,401,000 $ 98,200 $ 54,000
DeKalb, Tennessee 55 $ 4,144,000 $ 75,345 $ 44,000
Jackson, Arkansas 54 $ 3,057,000 $ 56,611 $ 44,000
Monroe, Florida 54 $ 17,993,000 $ 333,203 $ 199,000
Clark, Illinois 54 $ 3,818,000 $ 70,703 $ 51,000
New Madrid, Missouri 54 $ 3,089,000 $ 57,203 $ 55,000
Summit, Ohio 54 $ 5,977,000 $ 110,685 $ 43,000
Putnam, Florida 52 $ 4,023,000 $ 77,365 $ 50,000
Nueces, Texas 52 $ 4,329,000 $ 83,250 $ 67,000
Hernando, Florida 51 $ 5,444,000 $ 106,745 $ 49,000
Terrebonne, Louisiana 51 $ 4,539,000 $ 89,000 $ 46,000
Pontotoc, Mississippi 51 $ 4,293,000 $ 84,176 $ 56,000
Stoddard, Missouri 51 $ 2,857,000 $ 56,019 $ 43,000
Simpson, Kentucky 50 $ 3,154,000 $ 63,080 $ 39,000
Itawamba, Mississippi 50 $ 3,214,000 $ 64,280 $ 36,000
Virginia Beach, Virginia 50 $ 6,737,000 $ 134,740 $ 42,000
Etowah, Alabama 49 $ 4,558,000 $ 93,020 $ 49,000
Glynn, Georgia 49 $ 6,117,000 $ 124,836 $ 67,000
Boone, Kentucky 49 $ 6,853,000 $ 139,857 $ 57,000
East Feliciana, Louisiana 49 $ 6,154,000 $ 125,591 $ 69,000
Guadalupe, Texas 49 $ 6,501,000 $ 132,673 $ 50,000
Lonoke, Arkansas 48 $ 5,404,000 $ 112,583 $ 54,000
Norfolk, Massachusetts 48 $ 11,555,000 $ 240,729 $ 56,000
Wright, Minnesota 48 $ 8,853,000 $ 184,437 $ 51,000
Franklin, Ohio 48 $ 5,462,000 $ 113,791 $ 49,000
Comal, Texas 48 $ 6,246,000 $ 130,125 $ 62,000
Adams, Colorado 47 $ 8,964,000 $ 190,723 $ 59,000
Floyd, Georgia 47 $ 6,040,000 $ 128,510 $ 54,000
Massac, Illinois 47 $ 3,622,000 $ 77,063 $ 54,000
Montgomery, Mississippi 47 $ 2,247,000 $ 47,808 $ 47,000
Thurston, Washington 47 $ 7,750,000 $ 164,893 $ 53,000
Chilton, Alabama 46 $ 5,265,000 $ 114,456 $ 54,000
Rockdale, Georgia 46 $ 5,440,000 $ 118,260 $ 38,000
Allen, Indiana 46 $ 4,315,000 $ 93,804 $ 58,000
Lawrence, Mississippi 46 $ 3,085,000 $ 67,065 $ 45,000
San Juan, New Mexico 46 $ 5,206,000 $ 113,173 $ 40,000
Loudon, Tennessee 46 $ 7,208,000 $ 156,695 $ 67,000
Morgan, Indiana 45 $ 5,559,000 $ 123,533 $ 67,000
Clay, Mississippi 45 $ 3,302,000 $ 73,377 $ 47,000
Washoe, Nevada 45 $ 6,734,000 $ 149,644 $ 67,000
Smith, Texas 45 $ 6,111,000 $ 135,800 $ 64,000
Barrow, Georgia 44 $ 5,060,000 $ 115,000 $ 43,000
Fayette, Alabama 43 $ 4,030,000 $ 93,720 $ 51,000
Douglas, Colorado 43 $ 9,816,000 $ 228,279 $ 73,000
El Paso, Colorado 43 $ 6,865,000 $ 159,651 $ 53,000
Marion, Mississippi 43 $ 3,591,000 $ 83,511 $ 46,000
Jefferson, Texas 43 $ 4,156,000 $ 96,651 $ 75,000
Independence, Arkansas 42 $ 2,884,000 $ 68,666 $ 36,000
Charlotte, Florida 42 $ 6,689,000 $ 159,261 $ 81,000
De Witt, Illinois 42 $ 3,575,000 $ 85,119 $ 56,000
Warrick, Indiana 42 $ 5,455,000 $ 129,880 $ 79,000
Marshall, Mississippi 42 $ 3,937,000 $ 93,738 $ 45,000
Pickett, Tennessee 42 $ 3,152,000 $ 75,047 $ 50,000
Yakima, Washington 42 $ 5,801,000 $ 138,119 $ 73,000
Coffee, Alabama 41 $ 4,399,000 $ 107,292 $ 62,000
DeKalb, Alabama 41 $ 4,044,000 $ 98,634 $ 37,000
Clay, Florida 41 $ 5,932,000 $ 144,682 $ 72,000
Baldwin, Georgia 41 $ 5,639,000 $ 137,536 $ 55,000
Polk, Georgia 41 $ 4,964,000 $ 121,073 $ 48,000
Pointe Coupee, Louisiana 41 $ 5,339,000 $ 130,219 $ 63,000
Kent, Michigan 41 $ 5,413,000 $ 132,024 $ 49,000
St. Clair, Michigan 41 $ 5,009,000 $ 122,170 $ 62,000
Scott, Minnesota 41 $ 8,786,000 $ 214,292 $ 58,000
Prentiss, Mississippi 41 $ 2,959,000 $ 72,170 $ 44,000
Jefferson, Tennessee 41 $ 3,759,000 $ 91,682 $ 49,000
Davis, Utah 41 $ 7,063,000 $ 172,268 $ 47,000
Covington, Alabama 40 $ 4,522,000 $ 113,050 $ 62,000
San Mateo, California 40 $ 11,267,000 $ 281,675 $ 95,000
Clarke, Georgia 40 $ 4,604,000 $ 115,100 $ 65,000
Columbia, Georgia 40 $ 6,335,000 $ 158,375 $ 52,000
Franklin, Illinois 40 $ 2,237,000 $ 55,925 $ 49,000
Washington, Maryland 40 $ 5,772,000 $ 144,300 $ 53,000
Simpson, Mississippi 40 $ 3,851,000 $ 96,275 $ 51,000
Jackson, Missouri 40 $ 7,384,000 $ 184,600 $ 38,000
Chester, Tennessee 40 $ 3,521,000 $ 88,025 $ 40,000
Lewis, Tennessee 40 $ 2,476,000 $ 61,900 $ 49,000
Placer, California 39 $ 10,200,000 $ 261,538 $ 85,000
Choctaw, Mississippi 39 $ 2,498,000 $ 64,051 $ 44,000
Leake, Mississippi 39 $ 3,480,000 $ 89,230 $ 52,000
Tate, Mississippi 39 $ 3,606,000 $ 92,461 $ 42,000
Ste. Genevieve, Missouri 39 $ 3,325,000 $ 85,256 $ 50,000
Cheatham, Tennessee 39 $ 4,228,000 $ 108,410 $ 47,000
Loudoun, Virginia 39 $ 10,214,000 $ 261,897 $ 79,000
Talladega, Alabama 38 $ 4,868,000 $ 128,105 $ 98,000
Santa Cruz, California 38 $ 8,689,000 $ 228,657 $ 125,000
Lincoln, Tennessee 38 $ 4,066,000 $ 107,000 $ 60,000
Milwaukee, Wisconsin 38 $ 4,351,000 $ 114,500 $ 52,000
Coconino, Arizona 37 $ 5,759,000 $ 155,648 $ 53,000
Sharp, Arkansas 37 $ 2,001,000 $ 54,081 $ 45,000
Livingston, Kentucky 37 $ 2,050,000 $ 55,405 $ 41,000
Gasconade, Missouri 37 $ 2,873,000 $ 77,648 $ 39,000
Greene, Ohio 37 $ 5,204,000 $ 140,648 $ 45,000
Baker, Florida 36 $ 4,520,000 $ 125,555 $ 79,000
Suwannee, Florida 36 $ 3,844,000 $ 106,777 $ 65,000
White, Georgia 36 $ 4,930,000 $ 136,944 $ 66,000
Douglas, Minnesota 36 $ 5,351,000 $ 148,638 $ 44,000
Stearns, Minnesota 36 $ 5,127,000 $ 142,416 $ 41,000
Forsyth, North Carolina 36 $ 4,046,000 $ 112,388 $ 46,000
Wake, North Carolina 36 $ 4,946,000 $ 137,388 $ 40,000
Hancock, Ohio 36 $ 3,412,000 $ 94,777 $ 33,000
Franklin, Tennessee 36 $ 4,082,000 $ 113,388 $ 60,000
Hidalgo, Texas 36 $ 3,332,000 $ 92,555 $ 61,000
Poinsett, Arkansas 35 $ 2,466,000 $ 70,457 $ 55,000
Walton, Georgia 35 $ 5,761,000 $ 164,600 $ 43,000
Bureau, Illinois 35 $ 2,934,000 $ 83,828 $ 41,000
Hancock, Indiana 35 $ 4,525,000 $ 129,285 $ 66,000
Johnson, Iowa 35 $ 6,621,000 $ 189,171 $ 76,000
Pulaski, Kentucky 35 $ 3,786,000 $ 108,171 $ 50,000
Clarke, Mississippi 35 $ 2,440,000 $ 69,714 $ 37,000
George, Mississippi 35 $ 2,723,000 $ 77,800 $ 35,000
Perry, Mississippi 35 $ 2,651,000 $ 75,742 $ 56,000
Cabarrus, North Carolina 35 $ 4,157,000 $ 118,771 $ 85,000
Horry, South Carolina 35 $ 6,726,000 $ 192,171 $ 123,000
Dickson, Tennessee 35 $ 4,002,000 $ 114,342 $ 93,000
Walker, Alabama 34 $ 3,249,000 $ 95,558 $ 61,000
Pope, Arkansas 34 $ 3,877,000 $ 114,029 $ 68,000
Henry, Illinois 34 $ 2,599,000 $ 76,441 $ 30,000
Clark, Indiana 34 $ 3,678,000 $ 108,176 $ 66,000
Campbell, Kentucky 34 $ 2,916,000 $ 85,764 $ 39,000
Suffolk, Massachusetts 34 $ 8,032,000 $ 236,235 $ 50,000
Webster, Mississippi 34 $ 2,760,000 $ 81,176 $ 59,000
Charleston, South Carolina 34 $ 8,335,000 $ 245,147 $ 132,000
Lexington, South Carolina 34 $ 4,495,000 $ 132,205 $ 53,000
Cameron, Texas 34 $ 3,467,000 $ 101,970 $ 59,000
Franklin, Washington 34 $ 3,504,000 $ 103,058 $ 45,000
Bibb, Georgia 33 $ 2,988,000 $ 90,545 $ 42,000
Fayette, Georgia 33 $ 6,094,000 $ 184,666 $ 59,000
Neshoba, Mississippi 33 $ 2,471,000 $ 74,878 $ 65,000
Florence, South Carolina 33 $ 3,295,000 $ 99,848 $ 47,000
Spartanburg, South Carolina 33 $ 4,356,000 $ 132,000 $ 116,000
Uvalde, Texas 33 $ 2,786,000 $ 84,424 $ 57,000
Pittsylvania, Virginia 33 $ 3,411,000 $ 103,363 $ 69,000
Morgan, Georgia 32 $ 5,565,000 $ 173,906 $ 80,000
Stephens, Georgia 32 $ 3,186,000 $ 99,562 $ 31,000
Johnson, Illinois 32 $ 2,305,000 $ 72,031 $ 40,000
Lake, Indiana 32 $ 4,674,000 $ 146,062 $ 53,000
West Baton Rouge, Louisiana 32 $ 3,300,000 $ 103,125 $ 47,000
Barnstable, Massachusetts 32 $ 7,183,000 $ 224,468 $ 93,000
Morgan, Missouri 32 $ 2,901,000 $ 90,656 $ 64,000
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Mortgage Loan Application Detail Totals for Union Planters Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 45,442 $6,246,657,000 $136,490 $10,940,000 $56,764 $7,200,000
Home Purchase 43,060 $5,751,493,000 $158,125 $24,000,000 $53,416 $8,000,000
Home Improvement 1,912 $53,074,000 $48,478 $1,120,000 $56,956 $2,095,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 59,581 $7,851,833,000 $139,632 $8,260,000 $65,142 $8,000,000
Black or African American 7,852 $834,535,000 $123,000 $1,996,000 $59,500 $5,490,000
Not Provided 7,659 $795,187,000 $118,586 $3,750,000 $53,891 $3,168,000
Hispanic 6,788 $983,596,000 $128,750 $4,000,000 $53,888 $7,200,000
Not applicable 5,501 $1,035,830,000 $214,000 $24,000,000 $2,020 $3,579,000
Asian 2,563 $480,740,000 $182,783 $2,772,000 $76,891 $1,974,000
Native Hawaiian or Other Pacific Islander 239 $39,506,000 $138,153 $728,000 $76,000 $542,000
American Indian or Alaskan Native 231 $29,997,000 $134,740 $752,000 $59,407 $737,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 80,966 $11,023,929,000 $151,860 $24,000,000 $57,920 $8,000,000
FHA-insured (Federal Housing Administration) 7,094 $749,100,000 $106,285 $381,000 $27,714 $1,145,000
VA-guaranteed (Veterans Administration) 1,881 $238,588,000 $127,864 $333,000 $40,783 $1,455,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 473 $39,607,000 $102,894 $254,000 $39,368 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 58,771 $8,118,592,000 $142,416 $24,000,000 $68,291 $8,000,000
Application Denied By Financial Institution 16,018 $1,673,512,000 $126,822 $2,000,000 $57,377 $2,700,000
Application Withdrawn By Applicant 6,009 $799,035,000 $149,333 $6,000,000 $63,166 $5,760,000
Loan Purchased By The Institution 5,147 $880,669,000 $189,500 $1,920,000 $0 $0
Application Approved But Not Accepted 4,019 $527,711,000 $116,488 $4,000,000 $62,577 $7,200,000
File Closed For Incompleteness 404 $45,221,000 $128,742 $600,000 $67,285 $785,000
Preapproval Denied by Financial Institution 41 $5,838,000 $142,000 $1,220,000 $44,000 $296,000
Preapproval Approved but not Accepted 5 $646,000 $129,000 $160,000 $39,000 $58,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,273 $289,549,000 $121,641 $834,000 $57,589 $2,095,000
Credit Application Incomplete 3,658 $468,450,000 $136,775 $1,000,000 $57,100 $634,000
Debt-To-Income Ratio 2,852 $212,780,000 $125,088 $1,770,000 $56,735 $1,000,000
Other 2,543 $374,545,000 $131,302 $2,000,000 $60,279 $1,455,000
Collateral 1,091 $131,977,000 $124,393 $1,180,000 $66,393 $1,974,000
Insufficient Cash (Downpayment, Closing Cost) 776 $100,350,000 $144,828 $950,000 $59,771 $569,000
Unverifiable Information 696 $87,991,000 $129,466 $1,211,000 $65,266 $2,700,000
Employment History 168 $13,521,000 $83,450 $459,000 $42,700 $350,000
Mortgage Insurance Denied 2 $187,000 $93,500 $95,000 $15,000 $30,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Planters Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Union Planters Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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