United Community Bank Mortgage Lending & HMDA Data, 2017
In 2017, United Community Bank of Blairsville, GA reported 6,843 mortgage applications totaling $1.3 billion, up 2% from 2016. The average application was for $197,068, and applicants reported an average income of $101,128. 66% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,338), Greenville-Anderson-Mauldin, SC (344) and Knoxville, TN (288) (applications in parentheses).
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,843 |
| Total Mortgage Loan Application Amount | $1,348,539,000 |
| Average Mortgage Loan Application Amount | $197,068 |
| Highest Mortgage Loan Application Amount | $4,625,000 |
| Average Applicant Income | $101,128 |
| Highest Applicant Income | $8,712,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Community Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fannin, Georgia | 250 | $ 46,488,000 | $ 185,952 | $ 102,000 |
| Union, Georgia | 240 | $ 36,527,000 | $ 152,195 | $ 83,000 |
| Henderson, North Carolina | 201 | $ 47,752,000 | $ 237,572 | $ 111,000 |
| Hall, Georgia | 196 | $ 44,613,000 | $ 227,617 | $ 87,000 |
| Bradley, Tennessee | 196 | $ 28,983,000 | $ 147,872 | $ 63,000 |
| White, Georgia | 181 | $ 26,435,000 | $ 146,049 | $ 87,000 |
| Gilmer, Georgia | 179 | $ 28,663,000 | $ 160,128 | $ 106,000 |
| Greenville, South Carolina | 173 | $ 37,273,000 | $ 215,450 | $ 111,000 |
| Floyd, Georgia | 144 | $ 20,136,000 | $ 139,833 | $ 83,000 |
| Charleston, South Carolina | 140 | $ 56,841,000 | $ 406,007 | $ 149,000 |
| Habersham, Georgia | 139 | $ 19,866,000 | $ 142,920 | $ 76,000 |
| Horry, South Carolina | 139 | $ 19,472,000 | $ 140,086 | $ 112,000 |
| Cobb, Georgia | 137 | $ 33,868,000 | $ 247,211 | $ 119,000 |
| Spartanburg, South Carolina | 135 | $ 20,976,000 | $ 155,377 | $ 78,000 |
| Coweta, Georgia | 133 | $ 30,656,000 | $ 230,496 | $ 96,000 |
| Transylvania, North Carolina | 117 | $ 28,684,000 | $ 245,162 | $ 110,000 |
| Chatham, Georgia | 114 | $ 34,907,000 | $ 306,201 | $ 148,000 |
| Glynn, Georgia | 112 | $ 26,261,000 | $ 234,473 | $ 120,000 |
| Fulton, Georgia | 110 | $ 35,891,000 | $ 326,281 | $ 164,000 |
| Lumpkin, Georgia | 110 | $ 13,907,000 | $ 126,427 | $ 72,000 |
| Loudon, Tennessee | 105 | $ 21,411,000 | $ 203,914 | $ 112,000 |
| Greenwood, South Carolina | 101 | $ 12,222,000 | $ 121,009 | $ 57,000 |
| Cherokee, Georgia | 92 | $ 25,862,000 | $ 281,108 | $ 123,000 |
| Towns, Georgia | 92 | $ 13,750,000 | $ 149,456 | $ 73,000 |
| Cherokee, North Carolina | 91 | $ 9,545,000 | $ 104,890 | $ 62,000 |
| Mitchell, North Carolina | 90 | $ 13,520,000 | $ 150,222 | $ 71,000 |
| Knox, Tennessee | 90 | $ 23,109,000 | $ 256,766 | $ 315,000 |
| Gwinnett, Georgia | 89 | $ 21,714,000 | $ 243,977 | $ 101,000 |
| Dawson, Georgia | 87 | $ 12,938,000 | $ 148,712 | $ 86,000 |
| Macon, North Carolina | 87 | $ 13,369,000 | $ 153,666 | $ 74,000 |
| Yancey, North Carolina | 87 | $ 14,611,000 | $ 167,942 | $ 65,000 |
| Chattooga, Georgia | 86 | $ 7,524,000 | $ 87,488 | $ 69,000 |
| Pickens, Georgia | 86 | $ 14,631,000 | $ 170,127 | $ 83,000 |
| Avery, North Carolina | 86 | $ 20,725,000 | $ 240,988 | $ 162,000 |
| Jackson, Georgia | 84 | $ 17,348,000 | $ 206,523 | $ 97,000 |
| Carroll, Georgia | 83 | $ 11,976,000 | $ 144,289 | $ 96,000 |
| Rabun, Georgia | 83 | $ 13,490,000 | $ 162,530 | $ 85,000 |
| Anderson, South Carolina | 74 | $ 12,563,000 | $ 169,770 | $ 137,000 |
| Forsyth, Georgia | 73 | $ 24,969,000 | $ 342,041 | $ 145,000 |
| Johnston, North Carolina | 68 | $ 8,061,000 | $ 118,544 | $ 34,000 |
| Paulding, Georgia | 67 | $ 16,311,000 | $ 243,447 | $ 101,000 |
| Laurens, South Carolina | 63 | $ 5,733,000 | $ 91,000 | $ 59,000 |
| Wake, North Carolina | 62 | $ 11,588,000 | $ 186,903 | $ 62,000 |
| Jackson, North Carolina | 61 | $ 13,271,000 | $ 217,557 | $ 127,000 |
| Swain, North Carolina | 58 | $ 8,730,000 | $ 150,517 | $ 125,000 |
| Blount, Tennessee | 55 | $ 8,990,000 | $ 163,454 | $ 89,000 |
| DeKalb, Georgia | 50 | $ 17,853,000 | $ 357,060 | $ 183,000 |
| Bartow, Georgia | 46 | $ 10,565,000 | $ 229,673 | $ 102,000 |
| Fayette, Georgia | 46 | $ 10,824,000 | $ 235,304 | $ 134,000 |
| Buncombe, North Carolina | 45 | $ 12,287,000 | $ 273,044 | $ 94,000 |
| Banks, Georgia | 43 | $ 6,246,000 | $ 145,255 | $ 87,000 |
| Clayton, Georgia | 41 | $ 5,524,000 | $ 134,731 | $ 62,000 |
| Clay, North Carolina | 41 | $ 7,035,000 | $ 171,585 | $ 93,000 |
| Graham, North Carolina | 41 | $ 4,131,000 | $ 100,756 | $ 73,000 |
| Polk, Tennessee | 41 | $ 4,274,000 | $ 104,243 | $ 55,000 |
| Lexington, South Carolina | 40 | $ 11,624,000 | $ 290,600 | $ 114,000 |
| Douglas, Georgia | 38 | $ 7,982,000 | $ 210,052 | $ 96,000 |
| Henry, Georgia | 38 | $ 6,649,000 | $ 174,973 | $ 77,000 |
| Oconee, South Carolina | 38 | $ 8,315,000 | $ 218,815 | $ 132,000 |
| Hamilton, Tennessee | 38 | $ 7,179,000 | $ 188,921 | $ 74,000 |
| Berkeley, South Carolina | 35 | $ 10,179,000 | $ 290,828 | $ 89,000 |
| Pickens, South Carolina | 34 | $ 6,120,000 | $ 180,000 | $ 86,000 |
| Haywood, North Carolina | 33 | $ 5,753,000 | $ 174,333 | $ 97,000 |
| Roane, Tennessee | 32 | $ 5,150,000 | $ 160,937 | $ 77,000 |
| Monroe, Tennessee | 31 | $ 6,557,000 | $ 211,516 | $ 79,000 |
| Walton, Georgia | 28 | $ 4,623,000 | $ 165,107 | $ 55,000 |
| Watauga, North Carolina | 28 | $ 10,620,000 | $ 379,285 | $ 176,000 |
| Dorchester, South Carolina | 27 | $ 8,664,000 | $ 320,888 | $ 93,000 |
| Columbus, North Carolina | 26 | $ 3,636,000 | $ 139,846 | $ 54,000 |
| Ware, Georgia | 24 | $ 1,132,000 | $ 47,166 | $ 52,000 |
| Beaufort, South Carolina | 24 | $ 9,154,000 | $ 381,416 | $ 242,000 |
| Richland, South Carolina | 24 | $ 7,457,000 | $ 310,708 | $ 120,000 |
| Newton, Georgia | 23 | $ 2,498,000 | $ 108,608 | $ 64,000 |
| Abbeville, South Carolina | 23 | $ 1,972,000 | $ 85,739 | $ 37,000 |
| Polk, Georgia | 21 | $ 2,946,000 | $ 140,285 | $ 67,000 |
| Carter, Tennessee | 19 | $ 2,413,000 | $ 127,000 | $ 74,000 |
| Rockdale, Georgia | 17 | $ 3,655,000 | $ 215,000 | $ 107,000 |
| Polk, North Carolina | 16 | $ 4,291,000 | $ 268,187 | $ 126,000 |
| Cherokee, South Carolina | 13 | $ 1,658,000 | $ 127,538 | $ 67,000 |
| Barrow, Georgia | 12 | $ 2,319,000 | $ 193,250 | $ 101,000 |
| Clarke, Georgia | 12 | $ 2,114,000 | $ 176,166 | $ 255,000 |
| Georgetown, South Carolina | 12 | $ 7,960,000 | $ 663,333 | $ 108,000 |
| Sevier, Tennessee | 12 | $ 2,476,000 | $ 206,333 | $ 116,000 |
| Gordon, Georgia | 11 | $ 2,081,000 | $ 189,181 | $ 85,000 |
| McIntosh, Georgia | 11 | $ 965,000 | $ 87,727 | $ 74,000 |
| Pierce, Georgia | 11 | $ 587,000 | $ 53,363 | $ 50,000 |
| Newberry, South Carolina | 11 | $ 2,828,000 | $ 257,090 | $ 121,000 |
| Brantley, Georgia | 10 | $ 219,000 | $ 21,900 | $ 53,000 |
| Camden, Georgia | 10 | $ 1,343,000 | $ 134,300 | $ 59,000 |
| Haralson, Georgia | 10 | $ 957,000 | $ 95,700 | $ 70,000 |
| Madison, Georgia | 10 | $ 1,268,000 | $ 126,800 | $ 70,000 |
| Walker, Georgia | 10 | $ 1,056,000 | $ 105,600 | $ 42,000 |
| Kershaw, South Carolina | 10 | $ 2,622,000 | $ 262,200 | $ 100,000 |
| Saluda, South Carolina | 10 | $ 1,852,000 | $ 185,200 | $ 185,000 |
| Butts, Georgia | 9 | $ 2,177,000 | $ 241,888 | $ 122,000 |
| Effingham, Georgia | 9 | $ 1,391,000 | $ 154,555 | $ 94,000 |
| Franklin, Georgia | 9 | $ 2,294,000 | $ 254,888 | $ 77,000 |
| Caldwell, North Carolina | 9 | $ 2,702,000 | $ 300,222 | $ 74,000 |
| Stephens, Georgia | 8 | $ 1,166,000 | $ 145,750 | $ 56,000 |
| Burke, North Carolina | 8 | $ 1,327,000 | $ 165,875 | $ 96,000 |
| Cumberland, North Carolina | 8 | $ 849,000 | $ 106,125 | $ 0 |
| McDowell, North Carolina | 8 | $ 1,843,000 | $ 230,375 | $ 115,000 |
| Mecklenburg, North Carolina | 8 | $ 3,695,000 | $ 461,875 | $ 266,000 |
| Jasper, Georgia | 7 | $ 1,346,000 | $ 192,285 | $ 98,000 |
| Madison, North Carolina | 7 | $ 2,138,000 | $ 305,428 | $ 131,000 |
| Fairfield, South Carolina | 7 | $ 2,009,000 | $ 287,000 | $ 106,000 |
| Rhea, Tennessee | 7 | $ 1,036,000 | $ 148,000 | $ 65,000 |
| Cherokee, Alabama | 6 | $ 1,094,000 | $ 182,333 | $ 107,000 |
| Duplin, North Carolina | 6 | $ 811,000 | $ 135,166 | $ 58,000 |
| Jefferson, Tennessee | 6 | $ 1,086,000 | $ 181,000 | $ 55,000 |
| Bay, Florida | 5 | $ 771,000 | $ 154,200 | $ 128,000 |
| Bryan, Georgia | 5 | $ 1,169,000 | $ 233,800 | $ 92,000 |
| Catoosa, Georgia | 5 | $ 707,000 | $ 141,400 | $ 57,000 |
| Meriwether, Georgia | 5 | $ 972,000 | $ 194,400 | $ 110,000 |
| Oconee, Georgia | 5 | $ 2,973,000 | $ 594,600 | $ 238,000 |
| Durham, North Carolina | 5 | $ 753,000 | $ 150,600 | $ 34,000 |
| Harnett, North Carolina | 5 | $ 511,000 | $ 102,200 | $ 59,000 |
| Lancaster, South Carolina | 5 | $ 2,971,000 | $ 594,200 | $ 156,000 |
| McMinn, Tennessee | 5 | $ 663,000 | $ 132,600 | $ 91,000 |
| Bulloch, Georgia | 4 | $ 549,000 | $ 137,250 | $ 112,000 |
| Greene, Georgia | 4 | $ 764,000 | $ 191,000 | $ 111,000 |
| Spalding, Georgia | 4 | $ 453,000 | $ 113,250 | $ 159,000 |
| Bladen, North Carolina | 4 | $ 1,051,000 | $ 262,750 | $ 25,000 |
| New Hanover, North Carolina | 4 | $ 387,000 | $ 96,750 | $ 26,000 |
| Marion, South Carolina | 4 | $ 132,000 | $ 33,000 | $ 117,000 |
| York, South Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 80,000 |
| Anderson, Tennessee | 4 | $ 171,000 | $ 42,750 | $ 142,000 |
| Sarasota, Florida | 3 | $ 2,132,000 | $ 710,666 | $ 30,000 |
| Bacon, Georgia | 3 | $ 211,000 | $ 70,333 | $ 34,000 |
| Baldwin, Georgia | 3 | $ 503,000 | $ 167,666 | $ 79,000 |
| Heard, Georgia | 3 | $ 360,000 | $ 120,000 | $ 102,000 |
| Morgan, Georgia | 3 | $ 424,000 | $ 141,333 | $ 144,000 |
| Putnam, Georgia | 3 | $ 494,000 | $ 164,666 | $ 224,000 |
| Richmond, Georgia | 3 | $ 410,000 | $ 136,666 | $ 159,000 |
| Troup, Georgia | 3 | $ 459,000 | $ 153,000 | $ 61,000 |
| Brunswick, North Carolina | 3 | $ 597,000 | $ 199,000 | $ 71,000 |
| Iredell, North Carolina | 3 | $ 773,000 | $ 257,666 | $ 370,000 |
| Pitt, North Carolina | 3 | $ 3,722,000 | $ 1,240,666 | $ 17,000 |
| Rutherford, North Carolina | 3 | $ 684,000 | $ 228,000 | $ 80,000 |
| Union, North Carolina | 3 | $ 1,272,000 | $ 424,000 | $ 142,000 |
| Wayne, North Carolina | 3 | $ 950,000 | $ 316,666 | $ 31,000 |
| Aiken, South Carolina | 3 | $ 476,000 | $ 158,666 | $ 114,000 |
| Florence, South Carolina | 3 | $ 554,000 | $ 184,666 | $ 78,000 |
| Jasper, South Carolina | 3 | $ 506,000 | $ 168,666 | $ 73,000 |
| Orangeburg, South Carolina | 3 | $ 549,000 | $ 183,000 | $ 77,000 |
| Meigs, Tennessee | 3 | $ 534,000 | $ 178,000 | $ 68,000 |
| Williamson, Tennessee | 3 | $ 869,000 | $ 289,666 | $ 179,000 |
| Autauga, Alabama | 2 | $ 118,000 | $ 59,000 | $ 69,000 |
| Baldwin, Alabama | 2 | $ 340,000 | $ 170,000 | $ 281,000 |
| Calhoun, Alabama | 2 | $ 46,000 | $ 23,000 | $ 78,000 |
| Henry, Alabama | 2 | $ 168,000 | $ 84,000 | $ 46,000 |
| Houston, Alabama | 2 | $ 150,000 | $ 75,000 | $ 38,000 |
| Tallapoosa, Alabama | 2 | $ 1,059,000 | $ 529,500 | $ 412,000 |
| Duval, Florida | 2 | $ 527,000 | $ 263,500 | $ 382,000 |
| Okaloosa, Florida | 2 | $ 698,000 | $ 349,000 | $ 151,000 |
| St. Johns, Florida | 2 | $ 708,000 | $ 354,000 | $ 207,000 |
| Walton, Florida | 2 | $ 1,917,000 | $ 958,500 | $ 410,000 |
| Harris, Georgia | 2 | $ 576,000 | $ 288,000 | $ 505,000 |
| Liberty, Georgia | 2 | $ 203,000 | $ 101,500 | $ 88,000 |
| Lincoln, Georgia | 2 | $ 225,000 | $ 112,500 | $ 106,000 |
| Murray, Georgia | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Peach, Georgia | 2 | $ 100,000 | $ 50,000 | $ 28,000 |
| Wayne, Georgia | 2 | $ 917,000 | $ 458,500 | $ 16,000 |
| Ashe, North Carolina | 2 | $ 642,000 | $ 321,000 | $ 132,000 |
| Cabarrus, North Carolina | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Davidson, North Carolina | 2 | $ 305,000 | $ 152,500 | $ 52,000 |
| Nash, North Carolina | 2 | $ 152,000 | $ 76,000 | $ 16,000 |
| Wilson, North Carolina | 2 | $ 85,000 | $ 42,500 | $ 0 |
| Bamberg, South Carolina | 2 | $ 338,000 | $ 169,000 | $ 62,000 |
| Darlington, South Carolina | 2 | $ 476,000 | $ 238,000 | $ 93,000 |
| Davidson, Tennessee | 2 | $ 505,000 | $ 252,500 | $ 141,000 |
| Marion, Tennessee | 2 | $ 420,000 | $ 210,000 | $ 113,000 |
| Washington, Tennessee | 2 | $ 59,000 | $ 29,500 | $ 68,000 |
| Wilson, Tennessee | 2 | $ 572,000 | $ 286,000 | $ 88,000 |
| Cleburne, Alabama | 1 | $ 333,000 | $ 333,000 | $ 133,000 |
| DeKalb, Alabama | 1 | $ 183,000 | $ 183,000 | $ 69,000 |
| Etowah, Alabama | 1 | $ 60,000 | $ 60,000 | $ 49,000 |
| Madison, Alabama | 1 | $ 94,000 | $ 94,000 | $ 42,000 |
| Randolph, Alabama | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Shelby, Alabama | 1 | $ 368,000 | $ 368,000 | $ 145,000 |
| Broward, Florida | 1 | $ 398,000 | $ 398,000 | $ 260,000 |
| Charlotte, Florida | 1 | $ 141,000 | $ 141,000 | $ 278,000 |
| Escambia, Florida | 1 | $ 482,000 | $ 482,000 | $ 448,000 |
| Gulf, Florida | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Marion, Florida | 1 | $ 129,000 | $ 129,000 | $ 51,000 |
| Nassau, Florida | 1 | $ 644,000 | $ 644,000 | $ 498,000 |
| Orange, Florida | 1 | $ 137,000 | $ 137,000 | $ 100,000 |
| Palm Beach, Florida | 1 | $ 7,000 | $ 7,000 | $ 49,000 |
| Pasco, Florida | 1 | $ 80,000 | $ 80,000 | $ 207,000 |
| Pinellas, Florida | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| St. Lucie, Florida | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Bibb, Georgia | 1 | $ 136,000 | $ 136,000 | $ 23,000 |
| Calhoun, Georgia | 1 | $ 167,000 | $ 167,000 | $ 41,000 |
| Evans, Georgia | 1 | $ 56,000 | $ 56,000 | $ 51,000 |
| Hart, Georgia | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Jones, Georgia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Lowndes, Georgia | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Monroe, Georgia | 1 | $ 323,000 | $ 323,000 | $ 78,000 |
| Muscogee, Georgia | 1 | $ 56,000 | $ 56,000 | $ 17,000 |
| Oglethorpe, Georgia | 1 | $ 264,000 | $ 264,000 | $ 104,000 |
| Pike, Georgia | 1 | $ 201,000 | $ 201,000 | $ 60,000 |
| Whitfield, Georgia | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Wilkes, Georgia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Carteret, North Carolina | 1 | $ 186,000 | $ 186,000 | $ 89,000 |
| Chatham, North Carolina | 1 | $ 126,000 | $ 126,000 | $ 116,000 |
| Cleveland, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Craven, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Franklin, North Carolina | 1 | $ 63,000 | $ 63,000 | $ 58,000 |
| Lee, North Carolina | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Lincoln, North Carolina | 1 | $ 109,000 | $ 109,000 | $ 521,000 |
| Onslow, North Carolina | 1 | $ 280,000 | $ 280,000 | $ 187,000 |
| Robeson, North Carolina | 1 | $ 930,000 | $ 930,000 | $ 0 |
| Surry, North Carolina | 1 | $ 166,000 | $ 166,000 | $ 107,000 |
| Wilkes, North Carolina | 1 | $ 383,000 | $ 383,000 | $ 249,000 |
| Susquehanna, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Clarendon, South Carolina | 1 | $ 222,000 | $ 222,000 | $ 42,000 |
| Colleton, South Carolina | 1 | $ 246,000 | $ 246,000 | $ 117,000 |
| Edgefield, South Carolina | 1 | $ 197,000 | $ 197,000 | $ 57,000 |
| Lee, South Carolina | 1 | $ 226,000 | $ 226,000 | $ 77,000 |
| McCormick, South Carolina | 1 | $ 3,000 | $ 3,000 | $ 35,000 |
| Sumter, South Carolina | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Cocke, Tennessee | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Cumberland, Tennessee | 1 | $ 7,000 | $ 7,000 | $ 62,000 |
| Franklin, Tennessee | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Grainger, Tennessee | 1 | $ 333,000 | $ 333,000 | $ 102,000 |
| Putnam, Tennessee | 1 | $ 112,000 | $ 112,000 | $ 115,000 |
| Rutherford, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Sumner, Tennessee | 1 | $ 268,000 | $ 268,000 | $ 110,000 |
| Unicoi, Tennessee | 1 | $ 138,000 | $ 138,000 | $ 49,000 |
| Union, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Roanoke, Virginia | 1 | $ 216,000 | $ 216,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Community Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,070 | $883,272,000 | $217,000 | $4,300,000 | $103,000 | $3,762,000 |
| Refinancing | 1,878 | $399,841,000 | $212,000 | $4,625,000 | $110,000 | $8,712,000 |
| Home Improvement | 895 | $65,426,000 | $73,000 | $2,250,000 | $74,000 | $3,143,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,518 | $1,080,595,000 | $195,000 | $3,250,000 | $106,000 | $8,712,000 |
| Not Provided | 533 | $102,284,000 | $191,000 | $1,600,000 | $105,000 | $1,200,000 |
| Black or African American | 266 | $39,299,000 | $147,000 | $1,184,000 | $66,000 | $497,000 |
| Not applicable | 235 | $71,280,000 | $303,000 | $4,625,000 | $0 | $152,000 |
| Hispanic | 172 | $24,873,000 | $144,000 | $660,000 | $82,000 | $733,000 |
| Asian | 82 | $24,222,000 | $295,000 | $2,250,000 | $178,000 | $4,000,000 |
| American Indian or Alaskan Native | 25 | $3,836,000 | $153,000 | $453,000 | $75,000 | $464,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,150,000 | $179,000 | $420,000 | $126,000 | $377,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,997 | $1,207,659,000 | $201,000 | $4,625,000 | $106,000 | $8,712,000 |
| FHA-insured (Federal Housing Administration) | 468 | $74,361,000 | $158,000 | $395,000 | $61,000 | $384,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 223 | $30,856,000 | $138,000 | $318,000 | $46,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 155 | $35,663,000 | $230,000 | $953,000 | $81,000 | $493,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,512 | $896,114,000 | $198,000 | $4,625,000 | $105,000 | $8,712,000 |
| Application Withdrawn By Applicant | 1,140 | $259,152,000 | $227,000 | $3,250,000 | $104,000 | $1,603,000 |
| Application Denied By Financial Institution | 1,052 | $168,030,000 | $159,000 | $3,000,000 | $73,000 | $3,143,000 |
| Application Approved But Not Accepted | 83 | $12,951,000 | $156,000 | $1,431,000 | $89,000 | $733,000 |
| File Closed For Incompleteness | 56 | $12,292,000 | $219,000 | $1,000,000 | $195,000 | $3,762,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $90,000 | $90,000 | $90,000 | $0 | $0 |
| Collateral | 1 | $140,000 | $140,000 | $140,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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